1億円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1億円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1億円の住宅ローン|期間・年数別
1億円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥197,579 |
¥118,547,623 |
¥18,547,623 |
| 50 |
0.80% |
¥202,271 |
¥121,362,680 |
¥21,362,680 |
| 50 |
0.90% |
¥207,031 |
¥124,218,701 |
¥24,218,701 |
| 50 |
1.00% |
¥211,859 |
¥127,115,508 |
¥27,115,508 |
| 50 |
1.10% |
¥216,755 |
¥130,052,904 |
¥30,052,904 |
| 50 |
1.20% |
¥221,718 |
¥133,030,672 |
¥33,030,672 |
| 50 |
1.30% |
¥226,748 |
¥136,048,578 |
¥36,048,578 |
| 50 |
1.40% |
¥231,844 |
¥139,106,370 |
¥39,106,370 |
| 50 |
1.50% |
¥237,006 |
¥142,203,775 |
¥42,203,775 |
| 50 |
1.60% |
¥242,234 |
¥145,340,508 |
¥45,340,508 |
| 50 |
1.70% |
¥247,527 |
¥148,516,263 |
¥48,516,263 |
| 50 |
1.80% |
¥252,885 |
¥151,730,720 |
¥51,730,720 |
| 50 |
1.90% |
¥258,306 |
¥154,983,542 |
¥54,983,542 |
| 50 |
2.00% |
¥263,791 |
¥158,274,377 |
¥58,274,377 |
| 50 |
2.10% |
¥269,338 |
¥161,602,861 |
¥61,602,861 |
| 50 |
2.20% |
¥274,948 |
¥164,968,612 |
¥64,968,612 |
| 50 |
2.30% |
¥280,619 |
¥168,371,237 |
¥68,371,237 |
| 50 |
2.40% |
¥286,351 |
¥171,810,329 |
¥71,810,329 |
| 50 |
2.50% |
¥292,142 |
¥175,285,471 |
¥75,285,471 |
| 50 |
2.60% |
¥297,994 |
¥178,796,232 |
¥78,796,232 |
| 50 |
2.70% |
¥303,904 |
¥182,342,171 |
¥82,342,171 |
| 50 |
2.80% |
¥309,871 |
¥185,922,837 |
¥85,922,837 |
| 50 |
2.90% |
¥315,896 |
¥189,537,769 |
¥89,537,769 |
| 50 |
3.00% |
¥321,977 |
¥193,186,499 |
¥93,186,499 |
1億円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥215,934 |
¥116,604,435 |
¥16,604,435 |
| 45 |
0.80% |
¥220,575 |
¥119,110,646 |
¥19,110,646 |
| 45 |
0.90% |
¥225,278 |
¥121,650,140 |
¥21,650,140 |
| 45 |
1.00% |
¥230,042 |
¥124,222,797 |
¥24,222,797 |
| 45 |
1.10% |
¥234,868 |
¥126,828,487 |
¥26,828,487 |
| 45 |
1.20% |
¥239,754 |
¥129,467,067 |
¥29,467,067 |
| 45 |
1.30% |
¥244,701 |
¥132,138,379 |
¥32,138,379 |
| 45 |
1.40% |
¥249,708 |
¥134,842,257 |
¥34,842,257 |
| 45 |
1.50% |
¥254,775 |
¥137,578,521 |
¥37,578,521 |
| 45 |
1.60% |
¥259,902 |
¥140,346,977 |
¥40,346,977 |
| 45 |
1.70% |
¥265,088 |
¥143,147,424 |
¥43,147,424 |
| 45 |
1.80% |
¥270,333 |
¥145,979,647 |
¥45,979,647 |
| 45 |
1.90% |
¥275,636 |
¥148,843,421 |
¥48,843,421 |
| 45 |
2.00% |
¥280,997 |
¥151,738,509 |
¥51,738,509 |
| 45 |
2.10% |
¥286,416 |
¥154,664,666 |
¥54,664,666 |
| 45 |
2.20% |
¥291,892 |
¥157,621,636 |
¥57,621,636 |
| 45 |
2.30% |
¥297,424 |
¥160,609,153 |
¥60,609,153 |
| 45 |
2.40% |
¥303,013 |
¥163,626,942 |
¥63,626,942 |
| 45 |
2.50% |
¥308,657 |
¥166,674,720 |
¥66,674,720 |
| 45 |
2.60% |
¥314,356 |
¥169,752,194 |
¥69,752,194 |
| 45 |
2.70% |
¥320,109 |
¥172,859,064 |
¥72,859,064 |
| 45 |
2.80% |
¥325,917 |
¥175,995,021 |
¥75,995,021 |
| 45 |
2.90% |
¥331,777 |
¥179,159,750 |
¥79,159,750 |
| 45 |
3.00% |
¥337,691 |
¥182,352,929 |
¥82,352,929 |
1億円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥238,920 |
¥114,681,455 |
¥14,681,455 |
| 40 |
0.80% |
¥243,510 |
¥116,884,927 |
¥16,884,927 |
| 40 |
0.90% |
¥248,156 |
¥119,114,768 |
¥19,114,768 |
| 40 |
1.00% |
¥252,856 |
¥121,370,901 |
¥21,370,901 |
| 40 |
1.10% |
¥257,611 |
¥123,653,246 |
¥23,653,246 |
| 40 |
1.20% |
¥262,420 |
¥125,961,711 |
¥25,961,711 |
| 40 |
1.30% |
¥267,284 |
¥128,296,197 |
¥28,296,197 |
| 40 |
1.40% |
¥272,201 |
¥130,656,598 |
¥30,656,598 |
| 40 |
1.50% |
¥277,172 |
¥133,042,800 |
¥33,042,800 |
| 40 |
1.60% |
¥282,197 |
¥135,454,681 |
¥35,454,681 |
| 40 |
1.70% |
¥287,275 |
¥137,892,112 |
¥37,892,112 |
| 40 |
1.80% |
¥292,406 |
¥140,354,957 |
¥40,354,957 |
| 40 |
1.90% |
¥297,590 |
¥142,843,072 |
¥42,843,072 |
| 40 |
2.00% |
¥302,826 |
¥145,356,307 |
¥45,356,307 |
| 40 |
2.10% |
¥308,114 |
¥147,894,504 |
¥47,894,504 |
| 40 |
2.20% |
¥313,453 |
¥150,457,501 |
¥50,457,501 |
| 40 |
2.30% |
¥318,844 |
¥153,045,126 |
¥53,045,126 |
| 40 |
2.40% |
¥324,286 |
¥155,657,203 |
¥55,657,203 |
| 40 |
2.50% |
¥329,778 |
¥158,293,549 |
¥58,293,549 |
| 40 |
2.60% |
¥335,321 |
¥160,953,976 |
¥60,953,976 |
| 40 |
2.70% |
¥340,913 |
¥163,638,289 |
¥63,638,289 |
| 40 |
2.80% |
¥346,555 |
¥166,346,289 |
¥66,346,289 |
| 40 |
2.90% |
¥352,245 |
¥169,077,770 |
¥69,077,770 |
| 40 |
3.00% |
¥357,984 |
¥171,832,523 |
¥71,832,523 |
1億円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥268,521 |
¥112,778,727 |
¥12,778,727 |
| 35 |
0.80% |
¥273,061 |
¥114,685,594 |
¥14,685,594 |
| 35 |
0.90% |
¥277,649 |
¥116,612,698 |
¥16,612,698 |
| 35 |
1.00% |
¥282,286 |
¥118,559,994 |
¥18,559,994 |
| 35 |
1.10% |
¥286,970 |
¥120,527,432 |
¥20,527,432 |
| 35 |
1.20% |
¥291,702 |
¥122,514,960 |
¥22,514,960 |
| 35 |
1.30% |
¥296,482 |
¥124,522,517 |
¥24,522,517 |
| 35 |
1.40% |
¥301,310 |
¥126,550,042 |
¥26,550,042 |
| 35 |
1.50% |
¥306,184 |
¥128,597,465 |
¥28,597,465 |
| 35 |
1.60% |
¥311,106 |
¥130,664,714 |
¥30,664,714 |
| 35 |
1.70% |
¥316,076 |
¥132,751,712 |
¥32,751,712 |
| 35 |
1.80% |
¥321,091 |
¥134,858,377 |
¥34,858,377 |
| 35 |
1.90% |
¥326,154 |
¥136,984,624 |
¥36,984,624 |
| 35 |
2.00% |
¥331,263 |
¥139,130,363 |
¥39,130,363 |
| 35 |
2.10% |
¥336,418 |
¥141,295,500 |
¥41,295,500 |
| 35 |
2.20% |
¥341,619 |
¥143,479,935 |
¥43,479,935 |
| 35 |
2.30% |
¥346,866 |
¥145,683,567 |
¥45,683,567 |
| 35 |
2.40% |
¥352,158 |
¥147,906,289 |
¥47,906,289 |
| 35 |
2.50% |
¥357,495 |
¥150,147,990 |
¥50,147,990 |
| 35 |
2.60% |
¥362,878 |
¥152,408,558 |
¥52,408,558 |
| 35 |
2.70% |
¥368,304 |
¥154,687,874 |
¥54,687,874 |
| 35 |
2.80% |
¥373,776 |
¥156,985,817 |
¥56,985,817 |
| 35 |
2.90% |
¥379,291 |
¥159,302,261 |
¥59,302,261 |
| 35 |
3.00% |
¥384,850 |
¥161,637,080 |
¥61,637,080 |
1億円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥308,045 |
¥110,896,287 |
¥10,896,287 |
| 30 |
0.80% |
¥312,535 |
¥112,512,710 |
¥12,512,710 |
| 30 |
0.90% |
¥317,067 |
¥114,144,032 |
¥14,144,032 |
| 30 |
1.00% |
¥321,640 |
¥115,790,227 |
¥15,790,227 |
| 30 |
1.10% |
¥326,254 |
¥117,451,270 |
¥17,451,270 |
| 30 |
1.20% |
¥330,909 |
¥119,127,130 |
¥19,127,130 |
| 30 |
1.30% |
¥335,605 |
¥120,817,774 |
¥20,817,774 |
| 30 |
1.40% |
¥340,342 |
¥122,523,169 |
¥22,523,169 |
| 30 |
1.50% |
¥345,120 |
¥124,243,276 |
¥24,243,276 |
| 30 |
1.60% |
¥349,939 |
¥125,978,055 |
¥25,978,055 |
| 30 |
1.70% |
¥354,799 |
¥127,727,464 |
¥27,727,464 |
| 30 |
1.80% |
¥359,698 |
¥129,491,458 |
¥29,491,458 |
| 30 |
1.90% |
¥364,639 |
¥131,269,990 |
¥31,269,990 |
| 30 |
2.00% |
¥369,619 |
¥133,063,010 |
¥33,063,010 |
| 30 |
2.10% |
¥374,640 |
¥134,870,466 |
¥34,870,466 |
| 30 |
2.20% |
¥379,701 |
¥136,692,303 |
¥36,692,303 |
| 30 |
2.30% |
¥384,801 |
¥138,528,465 |
¥38,528,465 |
| 30 |
2.40% |
¥389,941 |
¥140,378,892 |
¥40,378,892 |
| 30 |
2.50% |
¥395,121 |
¥142,243,524 |
¥42,243,524 |
| 30 |
2.60% |
¥400,340 |
¥144,122,296 |
¥44,122,296 |
| 30 |
2.70% |
¥405,598 |
¥146,015,144 |
¥46,015,144 |
| 30 |
2.80% |
¥410,894 |
¥147,922,000 |
¥47,922,000 |
| 30 |
2.90% |
¥416,230 |
¥149,842,793 |
¥49,842,793 |
| 30 |
3.00% |
¥421,604 |
¥151,777,452 |
¥51,777,452 |
1億円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥363,447 |
¥109,034,168 |
¥9,034,168 |
| 25 |
0.80% |
¥367,888 |
¥110,366,330 |
¥10,366,330 |
| 25 |
0.90% |
¥372,363 |
¥111,708,857 |
¥11,708,857 |
| 25 |
1.00% |
¥376,872 |
¥113,061,736 |
¥13,061,736 |
| 25 |
1.10% |
¥381,417 |
¥114,424,954 |
¥14,424,954 |
| 25 |
1.20% |
¥385,995 |
¥115,798,496 |
¥15,798,496 |
| 25 |
1.30% |
¥390,608 |
¥117,182,346 |
¥17,182,346 |
| 25 |
1.40% |
¥395,255 |
¥118,576,486 |
¥18,576,486 |
| 25 |
1.50% |
¥399,936 |
¥119,980,898 |
¥19,980,898 |
| 25 |
1.60% |
¥404,652 |
¥121,395,562 |
¥21,395,562 |
| 25 |
1.70% |
¥409,402 |
¥122,820,457 |
¥22,820,457 |
| 25 |
1.80% |
¥414,185 |
¥124,255,562 |
¥24,255,562 |
| 25 |
1.90% |
¥419,003 |
¥125,700,851 |
¥25,700,851 |
| 25 |
2.00% |
¥423,854 |
¥127,156,302 |
¥27,156,302 |
| 25 |
2.10% |
¥428,740 |
¥128,621,887 |
¥28,621,887 |
| 25 |
2.20% |
¥433,659 |
¥130,097,580 |
¥30,097,580 |
| 25 |
2.30% |
¥438,611 |
¥131,583,353 |
¥31,583,353 |
| 25 |
2.40% |
¥443,597 |
¥133,079,177 |
¥33,079,177 |
| 25 |
2.50% |
¥448,617 |
¥134,585,020 |
¥34,585,020 |
| 25 |
2.60% |
¥453,670 |
¥136,100,852 |
¥36,100,852 |
| 25 |
2.70% |
¥458,755 |
¥137,626,640 |
¥37,626,640 |
| 25 |
2.80% |
¥463,874 |
¥139,162,349 |
¥39,162,349 |
| 25 |
2.90% |
¥469,026 |
¥140,707,946 |
¥40,707,946 |
| 25 |
3.00% |
¥474,211 |
¥142,263,394 |
¥42,263,394 |
1億円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥446,635 |
¥107,192,396 |
¥7,192,396 |
| 20 |
0.80% |
¥451,027 |
¥108,246,501 |
¥8,246,501 |
| 20 |
0.90% |
¥455,447 |
¥109,307,249 |
¥9,307,249 |
| 20 |
1.00% |
¥459,894 |
¥110,374,634 |
¥10,374,634 |
| 20 |
1.10% |
¥464,369 |
¥111,448,650 |
¥11,448,650 |
| 20 |
1.20% |
¥468,872 |
¥112,529,292 |
¥12,529,292 |
| 20 |
1.30% |
¥473,402 |
¥113,616,553 |
¥13,616,553 |
| 20 |
1.40% |
¥477,960 |
¥114,710,424 |
¥14,710,424 |
| 20 |
1.50% |
¥482,545 |
¥115,810,898 |
¥15,810,898 |
| 20 |
1.60% |
¥487,158 |
¥116,917,967 |
¥16,917,967 |
| 20 |
1.70% |
¥491,798 |
¥118,031,621 |
¥18,031,621 |
| 20 |
1.80% |
¥496,466 |
¥119,151,852 |
¥19,151,852 |
| 20 |
1.90% |
¥501,161 |
¥120,278,648 |
¥20,278,648 |
| 20 |
2.00% |
¥505,883 |
¥121,412,000 |
¥21,412,000 |
| 20 |
2.10% |
¥510,633 |
¥122,551,897 |
¥22,551,897 |
| 20 |
2.20% |
¥515,410 |
¥123,698,327 |
¥23,698,327 |
| 20 |
2.30% |
¥520,214 |
¥124,851,279 |
¥24,851,279 |
| 20 |
2.40% |
¥525,045 |
¥126,010,739 |
¥26,010,739 |
| 20 |
2.50% |
¥529,903 |
¥127,176,694 |
¥27,176,694 |
| 20 |
2.60% |
¥534,788 |
¥128,349,132 |
¥28,349,132 |
| 20 |
2.70% |
¥539,700 |
¥129,528,039 |
¥29,528,039 |
| 20 |
2.80% |
¥544,639 |
¥130,713,400 |
¥30,713,400 |
| 20 |
2.90% |
¥549,605 |
¥131,905,200 |
¥31,905,200 |
| 20 |
3.00% |
¥554,598 |
¥133,103,423 |
¥33,103,423 |
1億円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥585,394 |
¥105,370,995 |
¥5,370,995 |
| 15 |
0.80% |
¥589,740 |
¥106,153,261 |
¥6,153,261 |
| 15 |
0.90% |
¥594,107 |
¥106,939,267 |
¥6,939,267 |
| 15 |
1.00% |
¥598,495 |
¥107,729,013 |
¥7,729,013 |
| 15 |
1.10% |
¥602,903 |
¥108,522,495 |
¥8,522,495 |
| 15 |
1.20% |
¥607,332 |
¥109,319,711 |
¥9,319,711 |
| 15 |
1.30% |
¥611,781 |
¥110,120,660 |
¥10,120,660 |
| 15 |
1.40% |
¥616,252 |
¥110,925,338 |
¥10,925,338 |
| 15 |
1.50% |
¥620,743 |
¥111,733,744 |
¥11,733,744 |
| 15 |
1.60% |
¥625,255 |
¥112,545,873 |
¥12,545,873 |
| 15 |
1.70% |
¥629,787 |
¥113,361,723 |
¥13,361,723 |
| 15 |
1.80% |
¥634,341 |
¥114,181,291 |
¥14,181,291 |
| 15 |
1.90% |
¥638,914 |
¥115,004,573 |
¥15,004,573 |
| 15 |
2.00% |
¥643,509 |
¥115,831,566 |
¥15,831,566 |
| 15 |
2.10% |
¥648,124 |
¥116,662,266 |
¥16,662,266 |
| 15 |
2.20% |
¥652,759 |
¥117,496,669 |
¥17,496,669 |
| 15 |
2.30% |
¥657,415 |
¥118,334,772 |
¥18,334,772 |
| 15 |
2.40% |
¥662,092 |
¥119,176,569 |
¥19,176,569 |
| 15 |
2.50% |
¥666,789 |
¥120,022,058 |
¥20,022,058 |
| 15 |
2.60% |
¥671,507 |
¥120,871,232 |
¥20,871,232 |
| 15 |
2.70% |
¥676,245 |
¥121,724,088 |
¥21,724,088 |
| 15 |
2.80% |
¥681,003 |
¥122,580,620 |
¥22,580,620 |
| 15 |
2.90% |
¥685,782 |
¥123,440,824 |
¥23,440,824 |
| 15 |
3.00% |
¥690,582 |
¥124,304,695 |
¥24,304,695 |
1億円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥863,083 |
¥103,569,982 |
¥3,569,982 |
| 10 |
0.80% |
¥867,389 |
¥104,086,640 |
¥4,086,640 |
| 10 |
0.90% |
¥871,708 |
¥104,604,961 |
¥4,604,961 |
| 10 |
1.00% |
¥876,041 |
¥105,124,946 |
¥5,124,946 |
| 10 |
1.10% |
¥880,388 |
¥105,646,593 |
¥5,646,593 |
| 10 |
1.20% |
¥884,749 |
¥106,169,903 |
¥6,169,903 |
| 10 |
1.30% |
¥889,124 |
¥106,694,874 |
¥6,694,874 |
| 10 |
1.40% |
¥893,513 |
¥107,221,507 |
¥7,221,507 |
| 10 |
1.50% |
¥897,915 |
¥107,749,800 |
¥7,749,800 |
| 10 |
1.60% |
¥902,331 |
¥108,279,752 |
¥8,279,752 |
| 10 |
1.70% |
¥906,761 |
¥108,811,364 |
¥8,811,364 |
| 10 |
1.80% |
¥911,205 |
¥109,344,634 |
¥9,344,634 |
| 10 |
1.90% |
¥915,663 |
¥109,879,561 |
¥9,879,561 |
| 10 |
2.00% |
¥920,135 |
¥110,416,145 |
¥10,416,145 |
| 10 |
2.10% |
¥924,620 |
¥110,954,384 |
¥10,954,384 |
| 10 |
2.20% |
¥929,119 |
¥111,494,279 |
¥11,494,279 |
| 10 |
2.30% |
¥933,632 |
¥112,035,827 |
¥12,035,827 |
| 10 |
2.40% |
¥938,159 |
¥112,579,029 |
¥12,579,029 |
| 10 |
2.50% |
¥942,699 |
¥113,123,882 |
¥13,123,882 |
| 10 |
2.60% |
¥947,253 |
¥113,670,387 |
¥13,670,387 |
| 10 |
2.70% |
¥951,821 |
¥114,218,541 |
¥14,218,541 |
| 10 |
2.80% |
¥956,403 |
¥114,768,345 |
¥14,768,345 |
| 10 |
2.90% |
¥960,998 |
¥115,319,796 |
¥15,319,796 |
| 10 |
3.00% |
¥965,607 |
¥115,872,894 |
¥15,872,894 |