1000万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1000万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1000万円の住宅ローン|期間・年数別
1000万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥19,758 |
¥11,854,762 |
¥1,854,762 |
| 50 |
0.80% |
¥20,227 |
¥12,136,268 |
¥2,136,268 |
| 50 |
0.90% |
¥20,703 |
¥12,421,870 |
¥2,421,870 |
| 50 |
1.00% |
¥21,186 |
¥12,711,551 |
¥2,711,551 |
| 50 |
1.10% |
¥21,675 |
¥13,005,290 |
¥3,005,290 |
| 50 |
1.20% |
¥22,172 |
¥13,303,067 |
¥3,303,067 |
| 50 |
1.30% |
¥22,675 |
¥13,604,858 |
¥3,604,858 |
| 50 |
1.40% |
¥23,184 |
¥13,910,637 |
¥3,910,637 |
| 50 |
1.50% |
¥23,701 |
¥14,220,378 |
¥4,220,378 |
| 50 |
1.60% |
¥24,223 |
¥14,534,051 |
¥4,534,051 |
| 50 |
1.70% |
¥24,753 |
¥14,851,626 |
¥4,851,626 |
| 50 |
1.80% |
¥25,288 |
¥15,173,072 |
¥5,173,072 |
| 50 |
1.90% |
¥25,831 |
¥15,498,354 |
¥5,498,354 |
| 50 |
2.00% |
¥26,379 |
¥15,827,438 |
¥5,827,438 |
| 50 |
2.10% |
¥26,934 |
¥16,160,286 |
¥6,160,286 |
| 50 |
2.20% |
¥27,495 |
¥16,496,861 |
¥6,496,861 |
| 50 |
2.30% |
¥28,062 |
¥16,837,124 |
¥6,837,124 |
| 50 |
2.40% |
¥28,635 |
¥17,181,033 |
¥7,181,033 |
| 50 |
2.50% |
¥29,214 |
¥17,528,547 |
¥7,528,547 |
| 50 |
2.60% |
¥29,799 |
¥17,879,623 |
¥7,879,623 |
| 50 |
2.70% |
¥30,390 |
¥18,234,217 |
¥8,234,217 |
| 50 |
2.80% |
¥30,987 |
¥18,592,284 |
¥8,592,284 |
| 50 |
2.90% |
¥31,590 |
¥18,953,777 |
¥8,953,777 |
| 50 |
3.00% |
¥32,198 |
¥19,318,650 |
¥9,318,650 |
1000万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥21,593 |
¥11,660,443 |
¥1,660,443 |
| 45 |
0.80% |
¥22,058 |
¥11,911,065 |
¥1,911,065 |
| 45 |
0.90% |
¥22,528 |
¥12,165,014 |
¥2,165,014 |
| 45 |
1.00% |
¥23,004 |
¥12,422,280 |
¥2,422,280 |
| 45 |
1.10% |
¥23,487 |
¥12,682,849 |
¥2,682,849 |
| 45 |
1.20% |
¥23,975 |
¥12,946,707 |
¥2,946,707 |
| 45 |
1.30% |
¥24,470 |
¥13,213,838 |
¥3,213,838 |
| 45 |
1.40% |
¥24,971 |
¥13,484,226 |
¥3,484,226 |
| 45 |
1.50% |
¥25,478 |
¥13,757,852 |
¥3,757,852 |
| 45 |
1.60% |
¥25,990 |
¥14,034,698 |
¥4,034,698 |
| 45 |
1.70% |
¥26,509 |
¥14,314,742 |
¥4,314,742 |
| 45 |
1.80% |
¥27,033 |
¥14,597,965 |
¥4,597,965 |
| 45 |
1.90% |
¥27,564 |
¥14,884,342 |
¥4,884,342 |
| 45 |
2.00% |
¥28,100 |
¥15,173,851 |
¥5,173,851 |
| 45 |
2.10% |
¥28,642 |
¥15,466,467 |
¥5,466,467 |
| 45 |
2.20% |
¥29,189 |
¥15,762,164 |
¥5,762,164 |
| 45 |
2.30% |
¥29,742 |
¥16,060,915 |
¥6,060,915 |
| 45 |
2.40% |
¥30,301 |
¥16,362,694 |
¥6,362,694 |
| 45 |
2.50% |
¥30,866 |
¥16,667,472 |
¥6,667,472 |
| 45 |
2.60% |
¥31,436 |
¥16,975,219 |
¥6,975,219 |
| 45 |
2.70% |
¥32,011 |
¥17,285,906 |
¥7,285,906 |
| 45 |
2.80% |
¥32,592 |
¥17,599,502 |
¥7,599,502 |
| 45 |
2.90% |
¥33,178 |
¥17,915,975 |
¥7,915,975 |
| 45 |
3.00% |
¥33,769 |
¥18,235,293 |
¥8,235,293 |
1000万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥23,892 |
¥11,468,146 |
¥1,468,146 |
| 40 |
0.80% |
¥24,351 |
¥11,688,493 |
¥1,688,493 |
| 40 |
0.90% |
¥24,816 |
¥11,911,477 |
¥1,911,477 |
| 40 |
1.00% |
¥25,286 |
¥12,137,090 |
¥2,137,090 |
| 40 |
1.10% |
¥25,761 |
¥12,365,325 |
¥2,365,325 |
| 40 |
1.20% |
¥26,242 |
¥12,596,171 |
¥2,596,171 |
| 40 |
1.30% |
¥26,728 |
¥12,829,620 |
¥2,829,620 |
| 40 |
1.40% |
¥27,220 |
¥13,065,660 |
¥3,065,660 |
| 40 |
1.50% |
¥27,717 |
¥13,304,280 |
¥3,304,280 |
| 40 |
1.60% |
¥28,220 |
¥13,545,468 |
¥3,545,468 |
| 40 |
1.70% |
¥28,728 |
¥13,789,211 |
¥3,789,211 |
| 40 |
1.80% |
¥29,241 |
¥14,035,496 |
¥4,035,496 |
| 40 |
1.90% |
¥29,759 |
¥14,284,307 |
¥4,284,307 |
| 40 |
2.00% |
¥30,283 |
¥14,535,631 |
¥4,535,631 |
| 40 |
2.10% |
¥30,811 |
¥14,789,450 |
¥4,789,450 |
| 40 |
2.20% |
¥31,345 |
¥15,045,750 |
¥5,045,750 |
| 40 |
2.30% |
¥31,884 |
¥15,304,513 |
¥5,304,513 |
| 40 |
2.40% |
¥32,429 |
¥15,565,720 |
¥5,565,720 |
| 40 |
2.50% |
¥32,978 |
¥15,829,355 |
¥5,829,355 |
| 40 |
2.60% |
¥33,532 |
¥16,095,398 |
¥6,095,398 |
| 40 |
2.70% |
¥34,091 |
¥16,363,829 |
¥6,363,829 |
| 40 |
2.80% |
¥34,655 |
¥16,634,629 |
¥6,634,629 |
| 40 |
2.90% |
¥35,225 |
¥16,907,777 |
¥6,907,777 |
| 40 |
3.00% |
¥35,798 |
¥17,183,252 |
¥7,183,252 |
1000万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥26,852 |
¥11,277,873 |
¥1,277,873 |
| 35 |
0.80% |
¥27,306 |
¥11,468,559 |
¥1,468,559 |
| 35 |
0.90% |
¥27,765 |
¥11,661,270 |
¥1,661,270 |
| 35 |
1.00% |
¥28,229 |
¥11,855,999 |
¥1,855,999 |
| 35 |
1.10% |
¥28,697 |
¥12,052,743 |
¥2,052,743 |
| 35 |
1.20% |
¥29,170 |
¥12,251,496 |
¥2,251,496 |
| 35 |
1.30% |
¥29,648 |
¥12,452,252 |
¥2,452,252 |
| 35 |
1.40% |
¥30,131 |
¥12,655,004 |
¥2,655,004 |
| 35 |
1.50% |
¥30,618 |
¥12,859,746 |
¥2,859,746 |
| 35 |
1.60% |
¥31,111 |
¥13,066,471 |
¥3,066,471 |
| 35 |
1.70% |
¥31,608 |
¥13,275,171 |
¥3,275,171 |
| 35 |
1.80% |
¥32,109 |
¥13,485,838 |
¥3,485,838 |
| 35 |
1.90% |
¥32,615 |
¥13,698,462 |
¥3,698,462 |
| 35 |
2.00% |
¥33,126 |
¥13,913,036 |
¥3,913,036 |
| 35 |
2.10% |
¥33,642 |
¥14,129,550 |
¥4,129,550 |
| 35 |
2.20% |
¥34,162 |
¥14,347,993 |
¥4,347,993 |
| 35 |
2.30% |
¥34,687 |
¥14,568,357 |
¥4,568,357 |
| 35 |
2.40% |
¥35,216 |
¥14,790,629 |
¥4,790,629 |
| 35 |
2.50% |
¥35,750 |
¥15,014,799 |
¥5,014,799 |
| 35 |
2.60% |
¥36,288 |
¥15,240,856 |
¥5,240,856 |
| 35 |
2.70% |
¥36,830 |
¥15,468,787 |
¥5,468,787 |
| 35 |
2.80% |
¥37,378 |
¥15,698,582 |
¥5,698,582 |
| 35 |
2.90% |
¥37,929 |
¥15,930,226 |
¥5,930,226 |
| 35 |
3.00% |
¥38,485 |
¥16,163,708 |
¥6,163,708 |
1000万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥30,805 |
¥11,089,629 |
¥1,089,629 |
| 30 |
0.80% |
¥31,254 |
¥11,251,271 |
¥1,251,271 |
| 30 |
0.90% |
¥31,707 |
¥11,414,403 |
¥1,414,403 |
| 30 |
1.00% |
¥32,164 |
¥11,579,023 |
¥1,579,023 |
| 30 |
1.10% |
¥32,625 |
¥11,745,127 |
¥1,745,127 |
| 30 |
1.20% |
¥33,091 |
¥11,912,713 |
¥1,912,713 |
| 30 |
1.30% |
¥33,560 |
¥12,081,777 |
¥2,081,777 |
| 30 |
1.40% |
¥34,034 |
¥12,252,317 |
¥2,252,317 |
| 30 |
1.50% |
¥34,512 |
¥12,424,328 |
¥2,424,328 |
| 30 |
1.60% |
¥34,994 |
¥12,597,806 |
¥2,597,806 |
| 30 |
1.70% |
¥35,480 |
¥12,772,746 |
¥2,772,746 |
| 30 |
1.80% |
¥35,970 |
¥12,949,146 |
¥2,949,146 |
| 30 |
1.90% |
¥36,464 |
¥13,126,999 |
¥3,126,999 |
| 30 |
2.00% |
¥36,962 |
¥13,306,301 |
¥3,306,301 |
| 30 |
2.10% |
¥37,464 |
¥13,487,047 |
¥3,487,047 |
| 30 |
2.20% |
¥37,970 |
¥13,669,230 |
¥3,669,230 |
| 30 |
2.30% |
¥38,480 |
¥13,852,846 |
¥3,852,846 |
| 30 |
2.40% |
¥38,994 |
¥14,037,889 |
¥4,037,889 |
| 30 |
2.50% |
¥39,512 |
¥14,224,352 |
¥4,224,352 |
| 30 |
2.60% |
¥40,034 |
¥14,412,230 |
¥4,412,230 |
| 30 |
2.70% |
¥40,560 |
¥14,601,514 |
¥4,601,514 |
| 30 |
2.80% |
¥41,089 |
¥14,792,200 |
¥4,792,200 |
| 30 |
2.90% |
¥41,623 |
¥14,984,279 |
¥4,984,279 |
| 30 |
3.00% |
¥42,160 |
¥15,177,745 |
¥5,177,745 |
1000万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥36,345 |
¥10,903,417 |
¥903,417 |
| 25 |
0.80% |
¥36,789 |
¥11,036,633 |
¥1,036,633 |
| 25 |
0.90% |
¥37,236 |
¥11,170,886 |
¥1,170,886 |
| 25 |
1.00% |
¥37,687 |
¥11,306,174 |
¥1,306,174 |
| 25 |
1.10% |
¥38,142 |
¥11,442,495 |
¥1,442,495 |
| 25 |
1.20% |
¥38,599 |
¥11,579,850 |
¥1,579,850 |
| 25 |
1.30% |
¥39,061 |
¥11,718,235 |
¥1,718,235 |
| 25 |
1.40% |
¥39,525 |
¥11,857,649 |
¥1,857,649 |
| 25 |
1.50% |
¥39,994 |
¥11,998,090 |
¥1,998,090 |
| 25 |
1.60% |
¥40,465 |
¥12,139,556 |
¥2,139,556 |
| 25 |
1.70% |
¥40,940 |
¥12,282,046 |
¥2,282,046 |
| 25 |
1.80% |
¥41,419 |
¥12,425,556 |
¥2,425,556 |
| 25 |
1.90% |
¥41,900 |
¥12,570,085 |
¥2,570,085 |
| 25 |
2.00% |
¥42,385 |
¥12,715,630 |
¥2,715,630 |
| 25 |
2.10% |
¥42,874 |
¥12,862,189 |
¥2,862,189 |
| 25 |
2.20% |
¥43,366 |
¥13,009,758 |
¥3,009,758 |
| 25 |
2.30% |
¥43,861 |
¥13,158,335 |
¥3,158,335 |
| 25 |
2.40% |
¥44,360 |
¥13,307,918 |
¥3,307,918 |
| 25 |
2.50% |
¥44,862 |
¥13,458,502 |
¥3,458,502 |
| 25 |
2.60% |
¥45,367 |
¥13,610,085 |
¥3,610,085 |
| 25 |
2.70% |
¥45,876 |
¥13,762,664 |
¥3,762,664 |
| 25 |
2.80% |
¥46,387 |
¥13,916,235 |
¥3,916,235 |
| 25 |
2.90% |
¥46,903 |
¥14,070,795 |
¥4,070,795 |
| 25 |
3.00% |
¥47,421 |
¥14,226,339 |
¥4,226,339 |
1000万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥44,663 |
¥10,719,240 |
¥719,240 |
| 20 |
0.80% |
¥45,103 |
¥10,824,650 |
¥824,650 |
| 20 |
0.90% |
¥45,545 |
¥10,930,725 |
¥930,725 |
| 20 |
1.00% |
¥45,989 |
¥11,037,463 |
¥1,037,463 |
| 20 |
1.10% |
¥46,437 |
¥11,144,865 |
¥1,144,865 |
| 20 |
1.20% |
¥46,887 |
¥11,252,929 |
¥1,252,929 |
| 20 |
1.30% |
¥47,340 |
¥11,361,655 |
¥1,361,655 |
| 20 |
1.40% |
¥47,796 |
¥11,471,042 |
¥1,471,042 |
| 20 |
1.50% |
¥48,255 |
¥11,581,090 |
¥1,581,090 |
| 20 |
1.60% |
¥48,716 |
¥11,691,797 |
¥1,691,797 |
| 20 |
1.70% |
¥49,180 |
¥11,803,162 |
¥1,803,162 |
| 20 |
1.80% |
¥49,647 |
¥11,915,185 |
¥1,915,185 |
| 20 |
1.90% |
¥50,116 |
¥12,027,865 |
¥2,027,865 |
| 20 |
2.00% |
¥50,588 |
¥12,141,200 |
¥2,141,200 |
| 20 |
2.10% |
¥51,063 |
¥12,255,190 |
¥2,255,190 |
| 20 |
2.20% |
¥51,541 |
¥12,369,833 |
¥2,369,833 |
| 20 |
2.30% |
¥52,021 |
¥12,485,128 |
¥2,485,128 |
| 20 |
2.40% |
¥52,504 |
¥12,601,074 |
¥2,601,074 |
| 20 |
2.50% |
¥52,990 |
¥12,717,669 |
¥2,717,669 |
| 20 |
2.60% |
¥53,479 |
¥12,834,913 |
¥2,834,913 |
| 20 |
2.70% |
¥53,970 |
¥12,952,804 |
¥2,952,804 |
| 20 |
2.80% |
¥54,464 |
¥13,071,340 |
¥3,071,340 |
| 20 |
2.90% |
¥54,960 |
¥13,190,520 |
¥3,190,520 |
| 20 |
3.00% |
¥55,460 |
¥13,310,342 |
¥3,310,342 |
1000万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥58,539 |
¥10,537,100 |
¥537,100 |
| 15 |
0.80% |
¥58,974 |
¥10,615,326 |
¥615,326 |
| 15 |
0.90% |
¥59,411 |
¥10,693,927 |
¥693,927 |
| 15 |
1.00% |
¥59,849 |
¥10,772,901 |
¥772,901 |
| 15 |
1.10% |
¥60,290 |
¥10,852,249 |
¥852,249 |
| 15 |
1.20% |
¥60,733 |
¥10,931,971 |
¥931,971 |
| 15 |
1.30% |
¥61,178 |
¥11,012,066 |
¥1,012,066 |
| 15 |
1.40% |
¥61,625 |
¥11,092,534 |
¥1,092,534 |
| 15 |
1.50% |
¥62,074 |
¥11,173,374 |
¥1,173,374 |
| 15 |
1.60% |
¥62,525 |
¥11,254,587 |
¥1,254,587 |
| 15 |
1.70% |
¥62,979 |
¥11,336,172 |
¥1,336,172 |
| 15 |
1.80% |
¥63,434 |
¥11,418,129 |
¥1,418,129 |
| 15 |
1.90% |
¥63,891 |
¥11,500,457 |
¥1,500,457 |
| 15 |
2.00% |
¥64,351 |
¥11,583,157 |
¥1,583,157 |
| 15 |
2.10% |
¥64,812 |
¥11,666,227 |
¥1,666,227 |
| 15 |
2.20% |
¥65,276 |
¥11,749,667 |
¥1,749,667 |
| 15 |
2.30% |
¥65,742 |
¥11,833,477 |
¥1,833,477 |
| 15 |
2.40% |
¥66,209 |
¥11,917,657 |
¥1,917,657 |
| 15 |
2.50% |
¥66,679 |
¥12,002,206 |
¥2,002,206 |
| 15 |
2.60% |
¥67,151 |
¥12,087,123 |
¥2,087,123 |
| 15 |
2.70% |
¥67,624 |
¥12,172,409 |
¥2,172,409 |
| 15 |
2.80% |
¥68,100 |
¥12,258,062 |
¥2,258,062 |
| 15 |
2.90% |
¥68,578 |
¥12,344,082 |
¥2,344,082 |
| 15 |
3.00% |
¥69,058 |
¥12,430,470 |
¥2,430,470 |
1000万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥86,308 |
¥10,356,998 |
¥356,998 |
| 10 |
0.80% |
¥86,739 |
¥10,408,664 |
¥408,664 |
| 10 |
0.90% |
¥87,171 |
¥10,460,496 |
¥460,496 |
| 10 |
1.00% |
¥87,604 |
¥10,512,495 |
¥512,495 |
| 10 |
1.10% |
¥88,039 |
¥10,564,659 |
¥564,659 |
| 10 |
1.20% |
¥88,475 |
¥10,616,990 |
¥616,990 |
| 10 |
1.30% |
¥88,912 |
¥10,669,487 |
¥669,487 |
| 10 |
1.40% |
¥89,351 |
¥10,722,151 |
¥722,151 |
| 10 |
1.50% |
¥89,791 |
¥10,774,980 |
¥774,980 |
| 10 |
1.60% |
¥90,233 |
¥10,827,975 |
¥827,975 |
| 10 |
1.70% |
¥90,676 |
¥10,881,136 |
¥881,136 |
| 10 |
1.80% |
¥91,121 |
¥10,934,463 |
¥934,463 |
| 10 |
1.90% |
¥91,566 |
¥10,987,956 |
¥987,956 |
| 10 |
2.00% |
¥92,013 |
¥11,041,614 |
¥1,041,614 |
| 10 |
2.10% |
¥92,462 |
¥11,095,438 |
¥1,095,438 |
| 10 |
2.20% |
¥92,912 |
¥11,149,428 |
¥1,149,428 |
| 10 |
2.30% |
¥93,363 |
¥11,203,583 |
¥1,203,583 |
| 10 |
2.40% |
¥93,816 |
¥11,257,903 |
¥1,257,903 |
| 10 |
2.50% |
¥94,270 |
¥11,312,388 |
¥1,312,388 |
| 10 |
2.60% |
¥94,725 |
¥11,367,039 |
¥1,367,039 |
| 10 |
2.70% |
¥95,182 |
¥11,421,854 |
¥1,421,854 |
| 10 |
2.80% |
¥95,640 |
¥11,476,834 |
¥1,476,834 |
| 10 |
2.90% |
¥96,100 |
¥11,531,980 |
¥1,531,980 |
| 10 |
3.00% |
¥96,561 |
¥11,587,289 |
¥1,587,289 |