1000万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1000万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1000万円の住宅ローン｜期間・年数別
1000万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥19,758 | ¥11,854,762 | ¥1,854,762 |
| 50 | 0.80% | ¥20,227 | ¥12,136,268 | ¥2,136,268 |
| 50 | 0.90% | ¥20,703 | ¥12,421,870 | ¥2,421,870 |
| 50 | 1.00% | ¥21,186 | ¥12,711,551 | ¥2,711,551 |
| 50 | 1.10% | ¥21,675 | ¥13,005,290 | ¥3,005,290 |
| 50 | 1.20% | ¥22,172 | ¥13,303,067 | ¥3,303,067 |
| 50 | 1.30% | ¥22,675 | ¥13,604,858 | ¥3,604,858 |
| 50 | 1.40% | ¥23,184 | ¥13,910,637 | ¥3,910,637 |
| 50 | 1.50% | ¥23,701 | ¥14,220,378 | ¥4,220,378 |
| 50 | 1.60% | ¥24,223 | ¥14,534,051 | ¥4,534,051 |
| 50 | 1.70% | ¥24,753 | ¥14,851,626 | ¥4,851,626 |
| 50 | 1.80% | ¥25,288 | ¥15,173,072 | ¥5,173,072 |
| 50 | 1.90% | ¥25,831 | ¥15,498,354 | ¥5,498,354 |
| 50 | 2.00% | ¥26,379 | ¥15,827,438 | ¥5,827,438 |
| 50 | 2.10% | ¥26,934 | ¥16,160,286 | ¥6,160,286 |
| 50 | 2.20% | ¥27,495 | ¥16,496,861 | ¥6,496,861 |
| 50 | 2.30% | ¥28,062 | ¥16,837,124 | ¥6,837,124 |
| 50 | 2.40% | ¥28,635 | ¥17,181,033 | ¥7,181,033 |
| 50 | 2.50% | ¥29,214 | ¥17,528,547 | ¥7,528,547 |
| 50 | 2.60% | ¥29,799 | ¥17,879,623 | ¥7,879,623 |
| 50 | 2.70% | ¥30,390 | ¥18,234,217 | ¥8,234,217 |
| 50 | 2.80% | ¥30,987 | ¥18,592,284 | ¥8,592,284 |
| 50 | 2.90% | ¥31,590 | ¥18,953,777 | ¥8,953,777 |
| 50 | 3.00% | ¥32,198 | ¥19,318,650 | ¥9,318,650 |
1000万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥21,593 | ¥11,660,443 | ¥1,660,443 |
| 45 | 0.80% | ¥22,058 | ¥11,911,065 | ¥1,911,065 |
| 45 | 0.90% | ¥22,528 | ¥12,165,014 | ¥2,165,014 |
| 45 | 1.00% | ¥23,004 | ¥12,422,280 | ¥2,422,280 |
| 45 | 1.10% | ¥23,487 | ¥12,682,849 | ¥2,682,849 |
| 45 | 1.20% | ¥23,975 | ¥12,946,707 | ¥2,946,707 |
| 45 | 1.30% | ¥24,470 | ¥13,213,838 | ¥3,213,838 |
| 45 | 1.40% | ¥24,971 | ¥13,484,226 | ¥3,484,226 |
| 45 | 1.50% | ¥25,478 | ¥13,757,852 | ¥3,757,852 |
| 45 | 1.60% | ¥25,990 | ¥14,034,698 | ¥4,034,698 |
| 45 | 1.70% | ¥26,509 | ¥14,314,742 | ¥4,314,742 |
| 45 | 1.80% | ¥27,033 | ¥14,597,965 | ¥4,597,965 |
| 45 | 1.90% | ¥27,564 | ¥14,884,342 | ¥4,884,342 |
| 45 | 2.00% | ¥28,100 | ¥15,173,851 | ¥5,173,851 |
| 45 | 2.10% | ¥28,642 | ¥15,466,467 | ¥5,466,467 |
| 45 | 2.20% | ¥29,189 | ¥15,762,164 | ¥5,762,164 |
| 45 | 2.30% | ¥29,742 | ¥16,060,915 | ¥6,060,915 |
| 45 | 2.40% | ¥30,301 | ¥16,362,694 | ¥6,362,694 |
| 45 | 2.50% | ¥30,866 | ¥16,667,472 | ¥6,667,472 |
| 45 | 2.60% | ¥31,436 | ¥16,975,219 | ¥6,975,219 |
| 45 | 2.70% | ¥32,011 | ¥17,285,906 | ¥7,285,906 |
| 45 | 2.80% | ¥32,592 | ¥17,599,502 | ¥7,599,502 |
| 45 | 2.90% | ¥33,178 | ¥17,915,975 | ¥7,915,975 |
| 45 | 3.00% | ¥33,769 | ¥18,235,293 | ¥8,235,293 |
1000万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥23,892 | ¥11,468,146 | ¥1,468,146 |
| 40 | 0.80% | ¥24,351 | ¥11,688,493 | ¥1,688,493 |
| 40 | 0.90% | ¥24,816 | ¥11,911,477 | ¥1,911,477 |
| 40 | 1.00% | ¥25,286 | ¥12,137,090 | ¥2,137,090 |
| 40 | 1.10% | ¥25,761 | ¥12,365,325 | ¥2,365,325 |
| 40 | 1.20% | ¥26,242 | ¥12,596,171 | ¥2,596,171 |
| 40 | 1.30% | ¥26,728 | ¥12,829,620 | ¥2,829,620 |
| 40 | 1.40% | ¥27,220 | ¥13,065,660 | ¥3,065,660 |
| 40 | 1.50% | ¥27,717 | ¥13,304,280 | ¥3,304,280 |
| 40 | 1.60% | ¥28,220 | ¥13,545,468 | ¥3,545,468 |
| 40 | 1.70% | ¥28,728 | ¥13,789,211 | ¥3,789,211 |
| 40 | 1.80% | ¥29,241 | ¥14,035,496 | ¥4,035,496 |
| 40 | 1.90% | ¥29,759 | ¥14,284,307 | ¥4,284,307 |
| 40 | 2.00% | ¥30,283 | ¥14,535,631 | ¥4,535,631 |
| 40 | 2.10% | ¥30,811 | ¥14,789,450 | ¥4,789,450 |
| 40 | 2.20% | ¥31,345 | ¥15,045,750 | ¥5,045,750 |
| 40 | 2.30% | ¥31,884 | ¥15,304,513 | ¥5,304,513 |
| 40 | 2.40% | ¥32,429 | ¥15,565,720 | ¥5,565,720 |
| 40 | 2.50% | ¥32,978 | ¥15,829,355 | ¥5,829,355 |
| 40 | 2.60% | ¥33,532 | ¥16,095,398 | ¥6,095,398 |
| 40 | 2.70% | ¥34,091 | ¥16,363,829 | ¥6,363,829 |
| 40 | 2.80% | ¥34,655 | ¥16,634,629 | ¥6,634,629 |
| 40 | 2.90% | ¥35,225 | ¥16,907,777 | ¥6,907,777 |
| 40 | 3.00% | ¥35,798 | ¥17,183,252 | ¥7,183,252 |
1000万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥26,852 | ¥11,277,873 | ¥1,277,873 |
| 35 | 0.80% | ¥27,306 | ¥11,468,559 | ¥1,468,559 |
| 35 | 0.90% | ¥27,765 | ¥11,661,270 | ¥1,661,270 |
| 35 | 1.00% | ¥28,229 | ¥11,855,999 | ¥1,855,999 |
| 35 | 1.10% | ¥28,697 | ¥12,052,743 | ¥2,052,743 |
| 35 | 1.20% | ¥29,170 | ¥12,251,496 | ¥2,251,496 |
| 35 | 1.30% | ¥29,648 | ¥12,452,252 | ¥2,452,252 |
| 35 | 1.40% | ¥30,131 | ¥12,655,004 | ¥2,655,004 |
| 35 | 1.50% | ¥30,618 | ¥12,859,746 | ¥2,859,746 |
| 35 | 1.60% | ¥31,111 | ¥13,066,471 | ¥3,066,471 |
| 35 | 1.70% | ¥31,608 | ¥13,275,171 | ¥3,275,171 |
| 35 | 1.80% | ¥32,109 | ¥13,485,838 | ¥3,485,838 |
| 35 | 1.90% | ¥32,615 | ¥13,698,462 | ¥3,698,462 |
| 35 | 2.00% | ¥33,126 | ¥13,913,036 | ¥3,913,036 |
| 35 | 2.10% | ¥33,642 | ¥14,129,550 | ¥4,129,550 |
| 35 | 2.20% | ¥34,162 | ¥14,347,993 | ¥4,347,993 |
| 35 | 2.30% | ¥34,687 | ¥14,568,357 | ¥4,568,357 |
| 35 | 2.40% | ¥35,216 | ¥14,790,629 | ¥4,790,629 |
| 35 | 2.50% | ¥35,750 | ¥15,014,799 | ¥5,014,799 |
| 35 | 2.60% | ¥36,288 | ¥15,240,856 | ¥5,240,856 |
| 35 | 2.70% | ¥36,830 | ¥15,468,787 | ¥5,468,787 |
| 35 | 2.80% | ¥37,378 | ¥15,698,582 | ¥5,698,582 |
| 35 | 2.90% | ¥37,929 | ¥15,930,226 | ¥5,930,226 |
| 35 | 3.00% | ¥38,485 | ¥16,163,708 | ¥6,163,708 |
1000万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥30,805 | ¥11,089,629 | ¥1,089,629 |
| 30 | 0.80% | ¥31,254 | ¥11,251,271 | ¥1,251,271 |
| 30 | 0.90% | ¥31,707 | ¥11,414,403 | ¥1,414,403 |
| 30 | 1.00% | ¥32,164 | ¥11,579,023 | ¥1,579,023 |
| 30 | 1.10% | ¥32,625 | ¥11,745,127 | ¥1,745,127 |
| 30 | 1.20% | ¥33,091 | ¥11,912,713 | ¥1,912,713 |
| 30 | 1.30% | ¥33,560 | ¥12,081,777 | ¥2,081,777 |
| 30 | 1.40% | ¥34,034 | ¥12,252,317 | ¥2,252,317 |
| 30 | 1.50% | ¥34,512 | ¥12,424,328 | ¥2,424,328 |
| 30 | 1.60% | ¥34,994 | ¥12,597,806 | ¥2,597,806 |
| 30 | 1.70% | ¥35,480 | ¥12,772,746 | ¥2,772,746 |
| 30 | 1.80% | ¥35,970 | ¥12,949,146 | ¥2,949,146 |
| 30 | 1.90% | ¥36,464 | ¥13,126,999 | ¥3,126,999 |
| 30 | 2.00% | ¥36,962 | ¥13,306,301 | ¥3,306,301 |
| 30 | 2.10% | ¥37,464 | ¥13,487,047 | ¥3,487,047 |
| 30 | 2.20% | ¥37,970 | ¥13,669,230 | ¥3,669,230 |
| 30 | 2.30% | ¥38,480 | ¥13,852,846 | ¥3,852,846 |
| 30 | 2.40% | ¥38,994 | ¥14,037,889 | ¥4,037,889 |
| 30 | 2.50% | ¥39,512 | ¥14,224,352 | ¥4,224,352 |
| 30 | 2.60% | ¥40,034 | ¥14,412,230 | ¥4,412,230 |
| 30 | 2.70% | ¥40,560 | ¥14,601,514 | ¥4,601,514 |
| 30 | 2.80% | ¥41,089 | ¥14,792,200 | ¥4,792,200 |
| 30 | 2.90% | ¥41,623 | ¥14,984,279 | ¥4,984,279 |
| 30 | 3.00% | ¥42,160 | ¥15,177,745 | ¥5,177,745 |
1000万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥36,345 | ¥10,903,417 | ¥903,417 |
| 25 | 0.80% | ¥36,789 | ¥11,036,633 | ¥1,036,633 |
| 25 | 0.90% | ¥37,236 | ¥11,170,886 | ¥1,170,886 |
| 25 | 1.00% | ¥37,687 | ¥11,306,174 | ¥1,306,174 |
| 25 | 1.10% | ¥38,142 | ¥11,442,495 | ¥1,442,495 |
| 25 | 1.20% | ¥38,599 | ¥11,579,850 | ¥1,579,850 |
| 25 | 1.30% | ¥39,061 | ¥11,718,235 | ¥1,718,235 |
| 25 | 1.40% | ¥39,525 | ¥11,857,649 | ¥1,857,649 |
| 25 | 1.50% | ¥39,994 | ¥11,998,090 | ¥1,998,090 |
| 25 | 1.60% | ¥40,465 | ¥12,139,556 | ¥2,139,556 |
| 25 | 1.70% | ¥40,940 | ¥12,282,046 | ¥2,282,046 |
| 25 | 1.80% | ¥41,419 | ¥12,425,556 | ¥2,425,556 |
| 25 | 1.90% | ¥41,900 | ¥12,570,085 | ¥2,570,085 |
| 25 | 2.00% | ¥42,385 | ¥12,715,630 | ¥2,715,630 |
| 25 | 2.10% | ¥42,874 | ¥12,862,189 | ¥2,862,189 |
| 25 | 2.20% | ¥43,366 | ¥13,009,758 | ¥3,009,758 |
| 25 | 2.30% | ¥43,861 | ¥13,158,335 | ¥3,158,335 |
| 25 | 2.40% | ¥44,360 | ¥13,307,918 | ¥3,307,918 |
| 25 | 2.50% | ¥44,862 | ¥13,458,502 | ¥3,458,502 |
| 25 | 2.60% | ¥45,367 | ¥13,610,085 | ¥3,610,085 |
| 25 | 2.70% | ¥45,876 | ¥13,762,664 | ¥3,762,664 |
| 25 | 2.80% | ¥46,387 | ¥13,916,235 | ¥3,916,235 |
| 25 | 2.90% | ¥46,903 | ¥14,070,795 | ¥4,070,795 |
| 25 | 3.00% | ¥47,421 | ¥14,226,339 | ¥4,226,339 |
1000万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥44,663 | ¥10,719,240 | ¥719,240 |
| 20 | 0.80% | ¥45,103 | ¥10,824,650 | ¥824,650 |
| 20 | 0.90% | ¥45,545 | ¥10,930,725 | ¥930,725 |
| 20 | 1.00% | ¥45,989 | ¥11,037,463 | ¥1,037,463 |
| 20 | 1.10% | ¥46,437 | ¥11,144,865 | ¥1,144,865 |
| 20 | 1.20% | ¥46,887 | ¥11,252,929 | ¥1,252,929 |
| 20 | 1.30% | ¥47,340 | ¥11,361,655 | ¥1,361,655 |
| 20 | 1.40% | ¥47,796 | ¥11,471,042 | ¥1,471,042 |
| 20 | 1.50% | ¥48,255 | ¥11,581,090 | ¥1,581,090 |
| 20 | 1.60% | ¥48,716 | ¥11,691,797 | ¥1,691,797 |
| 20 | 1.70% | ¥49,180 | ¥11,803,162 | ¥1,803,162 |
| 20 | 1.80% | ¥49,647 | ¥11,915,185 | ¥1,915,185 |
| 20 | 1.90% | ¥50,116 | ¥12,027,865 | ¥2,027,865 |
| 20 | 2.00% | ¥50,588 | ¥12,141,200 | ¥2,141,200 |
| 20 | 2.10% | ¥51,063 | ¥12,255,190 | ¥2,255,190 |
| 20 | 2.20% | ¥51,541 | ¥12,369,833 | ¥2,369,833 |
| 20 | 2.30% | ¥52,021 | ¥12,485,128 | ¥2,485,128 |
| 20 | 2.40% | ¥52,504 | ¥12,601,074 | ¥2,601,074 |
| 20 | 2.50% | ¥52,990 | ¥12,717,669 | ¥2,717,669 |
| 20 | 2.60% | ¥53,479 | ¥12,834,913 | ¥2,834,913 |
| 20 | 2.70% | ¥53,970 | ¥12,952,804 | ¥2,952,804 |
| 20 | 2.80% | ¥54,464 | ¥13,071,340 | ¥3,071,340 |
| 20 | 2.90% | ¥54,960 | ¥13,190,520 | ¥3,190,520 |
| 20 | 3.00% | ¥55,460 | ¥13,310,342 | ¥3,310,342 |
1000万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥58,539 | ¥10,537,100 | ¥537,100 |
| 15 | 0.80% | ¥58,974 | ¥10,615,326 | ¥615,326 |
| 15 | 0.90% | ¥59,411 | ¥10,693,927 | ¥693,927 |
| 15 | 1.00% | ¥59,849 | ¥10,772,901 | ¥772,901 |
| 15 | 1.10% | ¥60,290 | ¥10,852,249 | ¥852,249 |
| 15 | 1.20% | ¥60,733 | ¥10,931,971 | ¥931,971 |
| 15 | 1.30% | ¥61,178 | ¥11,012,066 | ¥1,012,066 |
| 15 | 1.40% | ¥61,625 | ¥11,092,534 | ¥1,092,534 |
| 15 | 1.50% | ¥62,074 | ¥11,173,374 | ¥1,173,374 |
| 15 | 1.60% | ¥62,525 | ¥11,254,587 | ¥1,254,587 |
| 15 | 1.70% | ¥62,979 | ¥11,336,172 | ¥1,336,172 |
| 15 | 1.80% | ¥63,434 | ¥11,418,129 | ¥1,418,129 |
| 15 | 1.90% | ¥63,891 | ¥11,500,457 | ¥1,500,457 |
| 15 | 2.00% | ¥64,351 | ¥11,583,157 | ¥1,583,157 |
| 15 | 2.10% | ¥64,812 | ¥11,666,227 | ¥1,666,227 |
| 15 | 2.20% | ¥65,276 | ¥11,749,667 | ¥1,749,667 |
| 15 | 2.30% | ¥65,742 | ¥11,833,477 | ¥1,833,477 |
| 15 | 2.40% | ¥66,209 | ¥11,917,657 | ¥1,917,657 |
| 15 | 2.50% | ¥66,679 | ¥12,002,206 | ¥2,002,206 |
| 15 | 2.60% | ¥67,151 | ¥12,087,123 | ¥2,087,123 |
| 15 | 2.70% | ¥67,624 | ¥12,172,409 | ¥2,172,409 |
| 15 | 2.80% | ¥68,100 | ¥12,258,062 | ¥2,258,062 |
| 15 | 2.90% | ¥68,578 | ¥12,344,082 | ¥2,344,082 |
| 15 | 3.00% | ¥69,058 | ¥12,430,470 | ¥2,430,470 |
1000万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥86,308 | ¥10,356,998 | ¥356,998 |
| 10 | 0.80% | ¥86,739 | ¥10,408,664 | ¥408,664 |
| 10 | 0.90% | ¥87,171 | ¥10,460,496 | ¥460,496 |
| 10 | 1.00% | ¥87,604 | ¥10,512,495 | ¥512,495 |
| 10 | 1.10% | ¥88,039 | ¥10,564,659 | ¥564,659 |
| 10 | 1.20% | ¥88,475 | ¥10,616,990 | ¥616,990 |
| 10 | 1.30% | ¥88,912 | ¥10,669,487 | ¥669,487 |
| 10 | 1.40% | ¥89,351 | ¥10,722,151 | ¥722,151 |
| 10 | 1.50% | ¥89,791 | ¥10,774,980 | ¥774,980 |
| 10 | 1.60% | ¥90,233 | ¥10,827,975 | ¥827,975 |
| 10 | 1.70% | ¥90,676 | ¥10,881,136 | ¥881,136 |
| 10 | 1.80% | ¥91,121 | ¥10,934,463 | ¥934,463 |
| 10 | 1.90% | ¥91,566 | ¥10,987,956 | ¥987,956 |
| 10 | 2.00% | ¥92,013 | ¥11,041,614 | ¥1,041,614 |
| 10 | 2.10% | ¥92,462 | ¥11,095,438 | ¥1,095,438 |
| 10 | 2.20% | ¥92,912 | ¥11,149,428 | ¥1,149,428 |
| 10 | 2.30% | ¥93,363 | ¥11,203,583 | ¥1,203,583 |
| 10 | 2.40% | ¥93,816 | ¥11,257,903 | ¥1,257,903 |
| 10 | 2.50% | ¥94,270 | ¥11,312,388 | ¥1,312,388 |
| 10 | 2.60% | ¥94,725 | ¥11,367,039 | ¥1,367,039 |
| 10 | 2.70% | ¥95,182 | ¥11,421,854 | ¥1,421,854 |
| 10 | 2.80% | ¥95,640 | ¥11,476,834 | ¥1,476,834 |
| 10 | 2.90% | ¥96,100 | ¥11,531,980 | ¥1,531,980 |
| 10 | 3.00% | ¥96,561 | ¥11,587,289 | ¥1,587,289 |
