1020万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1020万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1020万円の住宅ローン|期間・年数別
1020万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥20,153 |
¥12,091,858 |
¥1,891,858 |
| 50 |
0.80% |
¥20,632 |
¥12,378,993 |
¥2,178,993 |
| 50 |
0.90% |
¥21,117 |
¥12,670,308 |
¥2,470,308 |
| 50 |
1.00% |
¥21,610 |
¥12,965,782 |
¥2,765,782 |
| 50 |
1.10% |
¥22,109 |
¥13,265,396 |
¥3,065,396 |
| 50 |
1.20% |
¥22,615 |
¥13,569,129 |
¥3,369,129 |
| 50 |
1.30% |
¥23,128 |
¥13,876,955 |
¥3,676,955 |
| 50 |
1.40% |
¥23,648 |
¥14,188,850 |
¥3,988,850 |
| 50 |
1.50% |
¥24,175 |
¥14,504,785 |
¥4,304,785 |
| 50 |
1.60% |
¥24,708 |
¥14,824,732 |
¥4,624,732 |
| 50 |
1.70% |
¥25,248 |
¥15,148,659 |
¥4,948,659 |
| 50 |
1.80% |
¥25,794 |
¥15,476,533 |
¥5,276,533 |
| 50 |
1.90% |
¥26,347 |
¥15,808,321 |
¥5,608,321 |
| 50 |
2.00% |
¥26,907 |
¥16,143,986 |
¥5,943,986 |
| 50 |
2.10% |
¥27,472 |
¥16,483,492 |
¥6,283,492 |
| 50 |
2.20% |
¥28,045 |
¥16,826,798 |
¥6,626,798 |
| 50 |
2.30% |
¥28,623 |
¥17,173,866 |
¥6,973,866 |
| 50 |
2.40% |
¥29,208 |
¥17,524,654 |
¥7,324,654 |
| 50 |
2.50% |
¥29,799 |
¥17,879,118 |
¥7,679,118 |
| 50 |
2.60% |
¥30,395 |
¥18,237,216 |
¥8,037,216 |
| 50 |
2.70% |
¥30,998 |
¥18,598,901 |
¥8,398,901 |
| 50 |
2.80% |
¥31,607 |
¥18,964,129 |
¥8,764,129 |
| 50 |
2.90% |
¥32,221 |
¥19,332,852 |
¥9,132,852 |
| 50 |
3.00% |
¥32,842 |
¥19,705,023 |
¥9,505,023 |
1020万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥22,025 |
¥11,893,652 |
¥1,693,652 |
| 45 |
0.80% |
¥22,499 |
¥12,149,286 |
¥1,949,286 |
| 45 |
0.90% |
¥22,978 |
¥12,408,314 |
¥2,208,314 |
| 45 |
1.00% |
¥23,464 |
¥12,670,725 |
¥2,470,725 |
| 45 |
1.10% |
¥23,956 |
¥12,936,506 |
¥2,736,506 |
| 45 |
1.20% |
¥24,455 |
¥13,205,641 |
¥3,005,641 |
| 45 |
1.30% |
¥24,959 |
¥13,478,115 |
¥3,278,115 |
| 45 |
1.40% |
¥25,470 |
¥13,753,910 |
¥3,553,910 |
| 45 |
1.50% |
¥25,987 |
¥14,033,009 |
¥3,833,009 |
| 45 |
1.60% |
¥26,510 |
¥14,315,392 |
¥4,115,392 |
| 45 |
1.70% |
¥27,039 |
¥14,601,037 |
¥4,401,037 |
| 45 |
1.80% |
¥27,574 |
¥14,889,924 |
¥4,689,924 |
| 45 |
1.90% |
¥28,115 |
¥15,182,029 |
¥4,982,029 |
| 45 |
2.00% |
¥28,662 |
¥15,477,328 |
¥5,277,328 |
| 45 |
2.10% |
¥29,214 |
¥15,775,796 |
¥5,575,796 |
| 45 |
2.20% |
¥29,773 |
¥16,077,407 |
¥5,877,407 |
| 45 |
2.30% |
¥30,337 |
¥16,382,134 |
¥6,182,134 |
| 45 |
2.40% |
¥30,907 |
¥16,689,948 |
¥6,489,948 |
| 45 |
2.50% |
¥31,483 |
¥17,000,821 |
¥6,800,821 |
| 45 |
2.60% |
¥32,064 |
¥17,314,724 |
¥7,114,724 |
| 45 |
2.70% |
¥32,651 |
¥17,631,625 |
¥7,431,625 |
| 45 |
2.80% |
¥33,244 |
¥17,951,492 |
¥7,751,492 |
| 45 |
2.90% |
¥33,841 |
¥18,274,295 |
¥8,074,295 |
| 45 |
3.00% |
¥34,444 |
¥18,599,999 |
¥8,399,999 |
1020万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥24,370 |
¥11,697,508 |
¥1,497,508 |
| 40 |
0.80% |
¥24,838 |
¥11,922,263 |
¥1,722,263 |
| 40 |
0.90% |
¥25,312 |
¥12,149,706 |
¥1,949,706 |
| 40 |
1.00% |
¥25,791 |
¥12,379,832 |
¥2,179,832 |
| 40 |
1.10% |
¥26,276 |
¥12,612,631 |
¥2,412,631 |
| 40 |
1.20% |
¥26,767 |
¥12,848,094 |
¥2,648,094 |
| 40 |
1.30% |
¥27,263 |
¥13,086,212 |
¥2,886,212 |
| 40 |
1.40% |
¥27,765 |
¥13,326,973 |
¥3,126,973 |
| 40 |
1.50% |
¥28,272 |
¥13,570,366 |
¥3,370,366 |
| 40 |
1.60% |
¥28,784 |
¥13,816,377 |
¥3,616,377 |
| 40 |
1.70% |
¥29,302 |
¥14,064,995 |
¥3,864,995 |
| 40 |
1.80% |
¥29,825 |
¥14,316,206 |
¥4,116,206 |
| 40 |
1.90% |
¥30,354 |
¥14,569,993 |
¥4,369,993 |
| 40 |
2.00% |
¥30,888 |
¥14,826,343 |
¥4,626,343 |
| 40 |
2.10% |
¥31,428 |
¥15,085,239 |
¥4,885,239 |
| 40 |
2.20% |
¥31,972 |
¥15,346,665 |
¥5,146,665 |
| 40 |
2.30% |
¥32,522 |
¥15,610,603 |
¥5,410,603 |
| 40 |
2.40% |
¥33,077 |
¥15,877,035 |
¥5,677,035 |
| 40 |
2.50% |
¥33,637 |
¥16,145,942 |
¥5,945,942 |
| 40 |
2.60% |
¥34,203 |
¥16,417,306 |
¥6,217,306 |
| 40 |
2.70% |
¥34,773 |
¥16,691,105 |
¥6,491,105 |
| 40 |
2.80% |
¥35,349 |
¥16,967,321 |
¥6,767,321 |
| 40 |
2.90% |
¥35,929 |
¥17,245,933 |
¥7,045,933 |
| 40 |
3.00% |
¥36,514 |
¥17,526,917 |
¥7,326,917 |
1020万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥27,389 |
¥11,503,430 |
¥1,303,430 |
| 35 |
0.80% |
¥27,852 |
¥11,697,931 |
¥1,497,931 |
| 35 |
0.90% |
¥28,320 |
¥11,894,495 |
¥1,694,495 |
| 35 |
1.00% |
¥28,793 |
¥12,093,119 |
¥1,893,119 |
| 35 |
1.10% |
¥29,271 |
¥12,293,798 |
¥2,093,798 |
| 35 |
1.20% |
¥29,754 |
¥12,496,526 |
¥2,296,526 |
| 35 |
1.30% |
¥30,241 |
¥12,701,297 |
¥2,501,297 |
| 35 |
1.40% |
¥30,734 |
¥12,908,104 |
¥2,708,104 |
| 35 |
1.50% |
¥31,231 |
¥13,116,941 |
¥2,916,941 |
| 35 |
1.60% |
¥31,733 |
¥13,327,801 |
¥3,127,801 |
| 35 |
1.70% |
¥32,240 |
¥13,540,675 |
¥3,340,675 |
| 35 |
1.80% |
¥32,751 |
¥13,755,554 |
¥3,555,554 |
| 35 |
1.90% |
¥33,268 |
¥13,972,432 |
¥3,772,432 |
| 35 |
2.00% |
¥33,789 |
¥14,191,297 |
¥3,991,297 |
| 35 |
2.10% |
¥34,315 |
¥14,412,141 |
¥4,212,141 |
| 35 |
2.20% |
¥34,845 |
¥14,634,953 |
¥4,434,953 |
| 35 |
2.30% |
¥35,380 |
¥14,859,724 |
¥4,659,724 |
| 35 |
2.40% |
¥35,920 |
¥15,086,441 |
¥4,886,441 |
| 35 |
2.50% |
¥36,465 |
¥15,315,095 |
¥5,115,095 |
| 35 |
2.60% |
¥37,014 |
¥15,545,673 |
¥5,345,673 |
| 35 |
2.70% |
¥37,567 |
¥15,778,163 |
¥5,578,163 |
| 35 |
2.80% |
¥38,125 |
¥16,012,553 |
¥5,812,553 |
| 35 |
2.90% |
¥38,688 |
¥16,248,831 |
¥6,048,831 |
| 35 |
3.00% |
¥39,255 |
¥16,486,982 |
¥6,286,982 |
1020万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥31,421 |
¥11,311,421 |
¥1,111,421 |
| 30 |
0.80% |
¥31,879 |
¥11,476,296 |
¥1,276,296 |
| 30 |
0.90% |
¥32,341 |
¥11,642,691 |
¥1,442,691 |
| 30 |
1.00% |
¥32,807 |
¥11,810,603 |
¥1,610,603 |
| 30 |
1.10% |
¥33,278 |
¥11,980,030 |
¥1,780,030 |
| 30 |
1.20% |
¥33,753 |
¥12,150,967 |
¥1,950,967 |
| 30 |
1.30% |
¥34,232 |
¥12,323,413 |
¥2,123,413 |
| 30 |
1.40% |
¥34,715 |
¥12,497,363 |
¥2,297,363 |
| 30 |
1.50% |
¥35,202 |
¥12,672,814 |
¥2,472,814 |
| 30 |
1.60% |
¥35,694 |
¥12,849,762 |
¥2,649,762 |
| 30 |
1.70% |
¥36,189 |
¥13,028,201 |
¥2,828,201 |
| 30 |
1.80% |
¥36,689 |
¥13,208,129 |
¥3,008,129 |
| 30 |
1.90% |
¥37,193 |
¥13,389,539 |
¥3,189,539 |
| 30 |
2.00% |
¥37,701 |
¥13,572,427 |
¥3,372,427 |
| 30 |
2.10% |
¥38,213 |
¥13,756,788 |
¥3,556,788 |
| 30 |
2.20% |
¥38,729 |
¥13,942,615 |
¥3,742,615 |
| 30 |
2.30% |
¥39,250 |
¥14,129,903 |
¥3,929,903 |
| 30 |
2.40% |
¥39,774 |
¥14,318,647 |
¥4,118,647 |
| 30 |
2.50% |
¥40,302 |
¥14,508,839 |
¥4,308,839 |
| 30 |
2.60% |
¥40,835 |
¥14,700,474 |
¥4,500,474 |
| 30 |
2.70% |
¥41,371 |
¥14,893,545 |
¥4,693,545 |
| 30 |
2.80% |
¥41,911 |
¥15,088,044 |
¥4,888,044 |
| 30 |
2.90% |
¥42,455 |
¥15,283,965 |
¥5,083,965 |
| 30 |
3.00% |
¥43,004 |
¥15,481,300 |
¥5,281,300 |
1020万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥37,072 |
¥11,121,485 |
¥921,485 |
| 25 |
0.80% |
¥37,525 |
¥11,257,366 |
¥1,057,366 |
| 25 |
0.90% |
¥37,981 |
¥11,394,303 |
¥1,194,303 |
| 25 |
1.00% |
¥38,441 |
¥11,532,297 |
¥1,332,297 |
| 25 |
1.10% |
¥38,904 |
¥11,671,345 |
¥1,471,345 |
| 25 |
1.20% |
¥39,371 |
¥11,811,447 |
¥1,611,447 |
| 25 |
1.30% |
¥39,842 |
¥11,952,599 |
¥1,752,599 |
| 25 |
1.40% |
¥40,316 |
¥12,094,802 |
¥1,894,802 |
| 25 |
1.50% |
¥40,794 |
¥12,238,052 |
¥2,038,052 |
| 25 |
1.60% |
¥41,274 |
¥12,382,347 |
¥2,182,347 |
| 25 |
1.70% |
¥41,759 |
¥12,527,687 |
¥2,327,687 |
| 25 |
1.80% |
¥42,247 |
¥12,674,067 |
¥2,474,067 |
| 25 |
1.90% |
¥42,738 |
¥12,821,487 |
¥2,621,487 |
| 25 |
2.00% |
¥43,233 |
¥12,969,943 |
¥2,769,943 |
| 25 |
2.10% |
¥43,731 |
¥13,119,432 |
¥2,919,432 |
| 25 |
2.20% |
¥44,233 |
¥13,269,953 |
¥3,069,953 |
| 25 |
2.30% |
¥44,738 |
¥13,421,502 |
¥3,221,502 |
| 25 |
2.40% |
¥45,247 |
¥13,574,076 |
¥3,374,076 |
| 25 |
2.50% |
¥45,759 |
¥13,727,672 |
¥3,527,672 |
| 25 |
2.60% |
¥46,274 |
¥13,882,287 |
¥3,682,287 |
| 25 |
2.70% |
¥46,793 |
¥14,037,917 |
¥3,837,917 |
| 25 |
2.80% |
¥47,315 |
¥14,194,560 |
¥3,994,560 |
| 25 |
2.90% |
¥47,841 |
¥14,352,211 |
¥4,152,211 |
| 25 |
3.00% |
¥48,370 |
¥14,510,866 |
¥4,310,866 |
1020万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥45,557 |
¥10,933,624 |
¥733,624 |
| 20 |
0.80% |
¥46,005 |
¥11,041,143 |
¥841,143 |
| 20 |
0.90% |
¥46,456 |
¥11,149,339 |
¥949,339 |
| 20 |
1.00% |
¥46,909 |
¥11,258,213 |
¥1,058,213 |
| 20 |
1.10% |
¥47,366 |
¥11,367,762 |
¥1,167,762 |
| 20 |
1.20% |
¥47,825 |
¥11,477,988 |
¥1,277,988 |
| 20 |
1.30% |
¥48,287 |
¥11,588,888 |
¥1,388,888 |
| 20 |
1.40% |
¥48,752 |
¥11,700,463 |
¥1,500,463 |
| 20 |
1.50% |
¥49,220 |
¥11,812,712 |
¥1,612,712 |
| 20 |
1.60% |
¥49,690 |
¥11,925,633 |
¥1,725,633 |
| 20 |
1.70% |
¥50,163 |
¥12,039,225 |
¥1,839,225 |
| 20 |
1.80% |
¥50,640 |
¥12,153,489 |
¥1,953,489 |
| 20 |
1.90% |
¥51,118 |
¥12,268,422 |
¥2,068,422 |
| 20 |
2.00% |
¥51,600 |
¥12,384,024 |
¥2,184,024 |
| 20 |
2.10% |
¥52,085 |
¥12,500,294 |
¥2,300,294 |
| 20 |
2.20% |
¥52,572 |
¥12,617,229 |
¥2,417,229 |
| 20 |
2.30% |
¥53,062 |
¥12,734,830 |
¥2,534,830 |
| 20 |
2.40% |
¥53,555 |
¥12,853,095 |
¥2,653,095 |
| 20 |
2.50% |
¥54,050 |
¥12,972,023 |
¥2,772,023 |
| 20 |
2.60% |
¥54,548 |
¥13,091,612 |
¥2,891,612 |
| 20 |
2.70% |
¥55,049 |
¥13,211,860 |
¥3,011,860 |
| 20 |
2.80% |
¥55,553 |
¥13,332,767 |
¥3,132,767 |
| 20 |
2.90% |
¥56,060 |
¥13,454,330 |
¥3,254,330 |
| 20 |
3.00% |
¥56,569 |
¥13,576,549 |
¥3,376,549 |
1020万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥59,710 |
¥10,747,842 |
¥547,842 |
| 15 |
0.80% |
¥60,154 |
¥10,827,633 |
¥627,633 |
| 15 |
0.90% |
¥60,599 |
¥10,907,805 |
¥707,805 |
| 15 |
1.00% |
¥61,046 |
¥10,988,359 |
¥788,359 |
| 15 |
1.10% |
¥61,496 |
¥11,069,294 |
¥869,294 |
| 15 |
1.20% |
¥61,948 |
¥11,150,611 |
¥950,611 |
| 15 |
1.30% |
¥62,402 |
¥11,232,307 |
¥1,032,307 |
| 15 |
1.40% |
¥62,858 |
¥11,314,385 |
¥1,114,385 |
| 15 |
1.50% |
¥63,316 |
¥11,396,842 |
¥1,196,842 |
| 15 |
1.60% |
¥63,776 |
¥11,479,679 |
¥1,279,679 |
| 15 |
1.70% |
¥64,238 |
¥11,562,896 |
¥1,362,896 |
| 15 |
1.80% |
¥64,703 |
¥11,646,492 |
¥1,446,492 |
| 15 |
1.90% |
¥65,169 |
¥11,730,466 |
¥1,530,466 |
| 15 |
2.00% |
¥65,638 |
¥11,814,820 |
¥1,614,820 |
| 15 |
2.10% |
¥66,109 |
¥11,899,551 |
¥1,699,551 |
| 15 |
2.20% |
¥66,581 |
¥11,984,660 |
¥1,784,660 |
| 15 |
2.30% |
¥67,056 |
¥12,070,147 |
¥1,870,147 |
| 15 |
2.40% |
¥67,533 |
¥12,156,010 |
¥1,956,010 |
| 15 |
2.50% |
¥68,012 |
¥12,242,250 |
¥2,042,250 |
| 15 |
2.60% |
¥68,494 |
¥12,328,866 |
¥2,128,866 |
| 15 |
2.70% |
¥68,977 |
¥12,415,857 |
¥2,215,857 |
| 15 |
2.80% |
¥69,462 |
¥12,503,223 |
¥2,303,223 |
| 15 |
2.90% |
¥69,950 |
¥12,590,964 |
¥2,390,964 |
| 15 |
3.00% |
¥70,439 |
¥12,679,079 |
¥2,479,079 |
1020万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥88,034 |
¥10,564,138 |
¥364,138 |
| 10 |
0.80% |
¥88,474 |
¥10,616,837 |
¥416,837 |
| 10 |
0.90% |
¥88,914 |
¥10,669,706 |
¥469,706 |
| 10 |
1.00% |
¥89,356 |
¥10,722,744 |
¥522,744 |
| 10 |
1.10% |
¥89,800 |
¥10,775,953 |
¥575,953 |
| 10 |
1.20% |
¥90,244 |
¥10,829,330 |
¥629,330 |
| 10 |
1.30% |
¥90,691 |
¥10,882,877 |
¥682,877 |
| 10 |
1.40% |
¥91,138 |
¥10,936,594 |
¥736,594 |
| 10 |
1.50% |
¥91,587 |
¥10,990,480 |
¥790,480 |
| 10 |
1.60% |
¥92,038 |
¥11,044,535 |
¥844,535 |
| 10 |
1.70% |
¥92,490 |
¥11,098,759 |
¥898,759 |
| 10 |
1.80% |
¥92,943 |
¥11,153,153 |
¥953,153 |
| 10 |
1.90% |
¥93,398 |
¥11,207,715 |
¥1,007,715 |
| 10 |
2.00% |
¥93,854 |
¥11,262,447 |
¥1,062,447 |
| 10 |
2.10% |
¥94,311 |
¥11,317,347 |
¥1,117,347 |
| 10 |
2.20% |
¥94,770 |
¥11,372,416 |
¥1,172,416 |
| 10 |
2.30% |
¥95,230 |
¥11,427,654 |
¥1,227,654 |
| 10 |
2.40% |
¥95,692 |
¥11,483,061 |
¥1,283,061 |
| 10 |
2.50% |
¥96,155 |
¥11,538,636 |
¥1,338,636 |
| 10 |
2.60% |
¥96,620 |
¥11,594,379 |
¥1,394,379 |
| 10 |
2.70% |
¥97,086 |
¥11,650,291 |
¥1,450,291 |
| 10 |
2.80% |
¥97,553 |
¥11,706,371 |
¥1,506,371 |
| 10 |
2.90% |
¥98,022 |
¥11,762,619 |
¥1,562,619 |
| 10 |
3.00% |
¥98,492 |
¥11,819,035 |
¥1,619,035 |