1030万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1030万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1030万円の住宅ローン｜期間・年数別
1030万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥20,351 |
¥12,210,405 |
¥1,910,405 |
| 50 |
0.80% |
¥20,834 |
¥12,500,356 |
¥2,200,356 |
| 50 |
0.90% |
¥21,324 |
¥12,794,526 |
¥2,494,526 |
| 50 |
1.00% |
¥21,821 |
¥13,092,897 |
¥2,792,897 |
| 50 |
1.10% |
¥22,326 |
¥13,395,449 |
¥3,095,449 |
| 50 |
1.20% |
¥22,837 |
¥13,702,159 |
¥3,402,159 |
| 50 |
1.30% |
¥23,355 |
¥14,013,004 |
¥3,713,004 |
| 50 |
1.40% |
¥23,880 |
¥14,327,956 |
¥4,027,956 |
| 50 |
1.50% |
¥24,412 |
¥14,646,989 |
¥4,346,989 |
| 50 |
1.60% |
¥24,950 |
¥14,970,072 |
¥4,670,072 |
| 50 |
1.70% |
¥25,495 |
¥15,297,175 |
¥4,997,175 |
| 50 |
1.80% |
¥26,047 |
¥15,628,264 |
¥5,328,264 |
| 50 |
1.90% |
¥26,606 |
¥15,963,305 |
¥5,663,305 |
| 50 |
2.00% |
¥27,170 |
¥16,302,261 |
¥6,002,261 |
| 50 |
2.10% |
¥27,742 |
¥16,645,095 |
¥6,345,095 |
| 50 |
2.20% |
¥28,320 |
¥16,991,767 |
¥6,691,767 |
| 50 |
2.30% |
¥28,904 |
¥17,342,237 |
¥7,042,237 |
| 50 |
2.40% |
¥29,494 |
¥17,696,464 |
¥7,396,464 |
| 50 |
2.50% |
¥30,091 |
¥18,054,403 |
¥7,754,403 |
| 50 |
2.60% |
¥30,693 |
¥18,416,012 |
¥8,116,012 |
| 50 |
2.70% |
¥31,302 |
¥18,781,244 |
¥8,481,244 |
| 50 |
2.80% |
¥31,917 |
¥19,150,052 |
¥8,850,052 |
| 50 |
2.90% |
¥32,537 |
¥19,522,390 |
¥9,222,390 |
| 50 |
3.00% |
¥33,164 |
¥19,898,209 |
¥9,598,209 |
1030万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥22,241 |
¥12,010,257 |
¥1,710,257 |
| 45 |
0.80% |
¥22,719 |
¥12,268,397 |
¥1,968,397 |
| 45 |
0.90% |
¥23,204 |
¥12,529,964 |
¥2,229,964 |
| 45 |
1.00% |
¥23,694 |
¥12,794,948 |
¥2,494,948 |
| 45 |
1.10% |
¥24,191 |
¥13,063,334 |
¥2,763,334 |
| 45 |
1.20% |
¥24,695 |
¥13,335,108 |
¥3,035,108 |
| 45 |
1.30% |
¥25,204 |
¥13,610,253 |
¥3,310,253 |
| 45 |
1.40% |
¥25,720 |
¥13,888,753 |
¥3,588,753 |
| 45 |
1.50% |
¥26,242 |
¥14,170,588 |
¥3,870,588 |
| 45 |
1.60% |
¥26,770 |
¥14,455,739 |
¥4,155,739 |
| 45 |
1.70% |
¥27,304 |
¥14,744,185 |
¥4,444,185 |
| 45 |
1.80% |
¥27,844 |
¥15,035,904 |
¥4,735,904 |
| 45 |
1.90% |
¥28,391 |
¥15,330,872 |
¥5,030,872 |
| 45 |
2.00% |
¥28,943 |
¥15,629,066 |
¥5,329,066 |
| 45 |
2.10% |
¥29,501 |
¥15,930,461 |
¥5,630,461 |
| 45 |
2.20% |
¥30,065 |
¥16,235,029 |
¥5,935,029 |
| 45 |
2.30% |
¥30,635 |
¥16,542,743 |
¥6,242,743 |
| 45 |
2.40% |
¥31,210 |
¥16,853,575 |
¥6,553,575 |
| 45 |
2.50% |
¥31,792 |
¥17,167,496 |
¥6,867,496 |
| 45 |
2.60% |
¥32,379 |
¥17,484,476 |
¥7,184,476 |
| 45 |
2.70% |
¥32,971 |
¥17,804,484 |
¥7,504,484 |
| 45 |
2.80% |
¥33,569 |
¥18,127,487 |
¥7,827,487 |
| 45 |
2.90% |
¥34,173 |
¥18,453,454 |
¥8,153,454 |
| 45 |
3.00% |
¥34,782 |
¥18,782,352 |
¥8,482,352 |
1030万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥24,609 |
¥11,812,190 |
¥1,512,190 |
| 40 |
0.80% |
¥25,082 |
¥12,039,148 |
¥1,739,148 |
| 40 |
0.90% |
¥25,560 |
¥12,268,821 |
¥1,968,821 |
| 40 |
1.00% |
¥26,044 |
¥12,501,203 |
¥2,201,203 |
| 40 |
1.10% |
¥26,534 |
¥12,736,284 |
¥2,436,284 |
| 40 |
1.20% |
¥27,029 |
¥12,974,056 |
¥2,674,056 |
| 40 |
1.30% |
¥27,530 |
¥13,214,508 |
¥2,914,508 |
| 40 |
1.40% |
¥28,037 |
¥13,457,630 |
¥3,157,630 |
| 40 |
1.50% |
¥28,549 |
¥13,703,408 |
¥3,403,408 |
| 40 |
1.60% |
¥29,066 |
¥13,951,832 |
¥3,651,832 |
| 40 |
1.70% |
¥29,589 |
¥14,202,888 |
¥3,902,888 |
| 40 |
1.80% |
¥30,118 |
¥14,456,561 |
¥4,156,561 |
| 40 |
1.90% |
¥30,652 |
¥14,712,836 |
¥4,412,836 |
| 40 |
2.00% |
¥31,191 |
¥14,971,700 |
¥4,671,700 |
| 40 |
2.10% |
¥31,736 |
¥15,233,134 |
¥4,933,134 |
| 40 |
2.20% |
¥32,286 |
¥15,497,123 |
¥5,197,123 |
| 40 |
2.30% |
¥32,841 |
¥15,763,648 |
¥5,463,648 |
| 40 |
2.40% |
¥33,401 |
¥16,032,692 |
¥5,732,692 |
| 40 |
2.50% |
¥33,967 |
¥16,304,236 |
¥6,004,236 |
| 40 |
2.60% |
¥34,538 |
¥16,578,260 |
¥6,278,260 |
| 40 |
2.70% |
¥35,114 |
¥16,854,744 |
¥6,554,744 |
| 40 |
2.80% |
¥35,695 |
¥17,133,668 |
¥6,833,668 |
| 40 |
2.90% |
¥36,281 |
¥17,415,010 |
¥7,115,010 |
| 40 |
3.00% |
¥36,872 |
¥17,698,750 |
¥7,398,750 |
1030万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥27,658 |
¥11,616,209 |
¥1,316,209 |
| 35 |
0.80% |
¥28,125 |
¥11,812,616 |
¥1,512,616 |
| 35 |
0.90% |
¥28,598 |
¥12,011,108 |
¥1,711,108 |
| 35 |
1.00% |
¥29,075 |
¥12,211,679 |
¥1,911,679 |
| 35 |
1.10% |
¥29,558 |
¥12,414,326 |
¥2,114,326 |
| 35 |
1.20% |
¥30,045 |
¥12,619,041 |
¥2,319,041 |
| 35 |
1.30% |
¥30,538 |
¥12,825,819 |
¥2,525,819 |
| 35 |
1.40% |
¥31,035 |
¥13,034,654 |
¥2,734,654 |
| 35 |
1.50% |
¥31,537 |
¥13,245,539 |
¥2,945,539 |
| 35 |
1.60% |
¥32,044 |
¥13,458,466 |
¥3,158,466 |
| 35 |
1.70% |
¥32,556 |
¥13,673,426 |
¥3,373,426 |
| 35 |
1.80% |
¥33,072 |
¥13,890,413 |
¥3,590,413 |
| 35 |
1.90% |
¥33,594 |
¥14,109,416 |
¥3,809,416 |
| 35 |
2.00% |
¥34,120 |
¥14,330,427 |
¥4,030,427 |
| 35 |
2.10% |
¥34,651 |
¥14,553,436 |
¥4,253,436 |
| 35 |
2.20% |
¥35,187 |
¥14,778,433 |
¥4,478,433 |
| 35 |
2.30% |
¥35,727 |
¥15,005,407 |
¥4,705,407 |
| 35 |
2.40% |
¥36,272 |
¥15,234,348 |
¥4,934,348 |
| 35 |
2.50% |
¥36,822 |
¥15,465,243 |
¥5,165,243 |
| 35 |
2.60% |
¥37,376 |
¥15,698,081 |
¥5,398,081 |
| 35 |
2.70% |
¥37,935 |
¥15,932,851 |
¥5,632,851 |
| 35 |
2.80% |
¥38,499 |
¥16,169,539 |
¥5,869,539 |
| 35 |
2.90% |
¥39,067 |
¥16,408,133 |
¥6,108,133 |
| 35 |
3.00% |
¥39,640 |
¥16,648,619 |
¥6,348,619 |
1030万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥31,729 |
¥11,422,318 |
¥1,122,318 |
| 30 |
0.80% |
¥32,191 |
¥11,588,809 |
¥1,288,809 |
| 30 |
0.90% |
¥32,658 |
¥11,756,835 |
¥1,456,835 |
| 30 |
1.00% |
¥33,129 |
¥11,926,393 |
¥1,626,393 |
| 30 |
1.10% |
¥33,604 |
¥12,097,481 |
¥1,797,481 |
| 30 |
1.20% |
¥34,084 |
¥12,270,094 |
¥1,970,094 |
| 30 |
1.30% |
¥34,567 |
¥12,444,231 |
¥2,144,231 |
| 30 |
1.40% |
¥35,055 |
¥12,619,886 |
¥2,319,886 |
| 30 |
1.50% |
¥35,547 |
¥12,797,057 |
¥2,497,057 |
| 30 |
1.60% |
¥36,044 |
¥12,975,740 |
¥2,675,740 |
| 30 |
1.70% |
¥36,544 |
¥13,155,929 |
¥2,855,929 |
| 30 |
1.80% |
¥37,049 |
¥13,337,620 |
¥3,037,620 |
| 30 |
1.90% |
¥37,558 |
¥13,520,809 |
¥3,220,809 |
| 30 |
2.00% |
¥38,071 |
¥13,705,490 |
¥3,405,490 |
| 30 |
2.10% |
¥38,588 |
¥13,891,658 |
¥3,591,658 |
| 30 |
2.20% |
¥39,109 |
¥14,079,307 |
¥3,779,307 |
| 30 |
2.30% |
¥39,635 |
¥14,268,432 |
¥3,968,432 |
| 30 |
2.40% |
¥40,164 |
¥14,459,026 |
¥4,159,026 |
| 30 |
2.50% |
¥40,697 |
¥14,651,083 |
¥4,351,083 |
| 30 |
2.60% |
¥41,235 |
¥14,844,597 |
¥4,544,597 |
| 30 |
2.70% |
¥41,777 |
¥15,039,560 |
¥4,739,560 |
| 30 |
2.80% |
¥42,322 |
¥15,235,966 |
¥4,935,966 |
| 30 |
2.90% |
¥42,872 |
¥15,433,808 |
¥5,133,808 |
| 30 |
3.00% |
¥43,425 |
¥15,633,078 |
¥5,333,078 |
1030万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥37,435 |
¥11,230,519 |
¥930,519 |
| 25 |
0.80% |
¥37,892 |
¥11,367,732 |
¥1,067,732 |
| 25 |
0.90% |
¥38,353 |
¥11,506,012 |
¥1,206,012 |
| 25 |
1.00% |
¥38,818 |
¥11,645,359 |
¥1,345,359 |
| 25 |
1.10% |
¥39,286 |
¥11,785,770 |
¥1,485,770 |
| 25 |
1.20% |
¥39,757 |
¥11,927,245 |
¥1,627,245 |
| 25 |
1.30% |
¥40,233 |
¥12,069,782 |
¥1,769,782 |
| 25 |
1.40% |
¥40,711 |
¥12,213,378 |
¥1,913,378 |
| 25 |
1.50% |
¥41,193 |
¥12,358,032 |
¥2,058,032 |
| 25 |
1.60% |
¥41,679 |
¥12,503,743 |
¥2,203,743 |
| 25 |
1.70% |
¥42,168 |
¥12,650,507 |
¥2,350,507 |
| 25 |
1.80% |
¥42,661 |
¥12,798,323 |
¥2,498,323 |
| 25 |
1.90% |
¥43,157 |
¥12,947,188 |
¥2,647,188 |
| 25 |
2.00% |
¥43,657 |
¥13,097,099 |
¥2,797,099 |
| 25 |
2.10% |
¥44,160 |
¥13,248,054 |
¥2,948,054 |
| 25 |
2.20% |
¥44,667 |
¥13,400,051 |
¥3,100,051 |
| 25 |
2.30% |
¥45,177 |
¥13,553,085 |
¥3,253,085 |
| 25 |
2.40% |
¥45,691 |
¥13,707,155 |
¥3,407,155 |
| 25 |
2.50% |
¥46,208 |
¥13,862,257 |
¥3,562,257 |
| 25 |
2.60% |
¥46,728 |
¥14,018,388 |
¥3,718,388 |
| 25 |
2.70% |
¥47,252 |
¥14,175,544 |
¥3,875,544 |
| 25 |
2.80% |
¥47,779 |
¥14,333,722 |
¥4,033,722 |
| 25 |
2.90% |
¥48,310 |
¥14,492,918 |
¥4,192,918 |
| 25 |
3.00% |
¥48,844 |
¥14,653,130 |
¥4,353,130 |
1030万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥46,003 |
¥11,040,817 |
¥740,817 |
| 20 |
0.80% |
¥46,456 |
¥11,149,390 |
¥849,390 |
| 20 |
0.90% |
¥46,911 |
¥11,258,647 |
¥958,647 |
| 20 |
1.00% |
¥47,369 |
¥11,368,587 |
¥1,068,587 |
| 20 |
1.10% |
¥47,830 |
¥11,479,211 |
¥1,179,211 |
| 20 |
1.20% |
¥48,294 |
¥11,590,517 |
¥1,290,517 |
| 20 |
1.30% |
¥48,760 |
¥11,702,505 |
¥1,402,505 |
| 20 |
1.40% |
¥49,230 |
¥11,815,174 |
¥1,515,174 |
| 20 |
1.50% |
¥49,702 |
¥11,928,523 |
¥1,628,523 |
| 20 |
1.60% |
¥50,177 |
¥12,042,551 |
¥1,742,551 |
| 20 |
1.70% |
¥50,655 |
¥12,157,257 |
¥1,857,257 |
| 20 |
1.80% |
¥51,136 |
¥12,272,641 |
¥1,972,641 |
| 20 |
1.90% |
¥51,620 |
¥12,388,701 |
¥2,088,701 |
| 20 |
2.00% |
¥52,106 |
¥12,505,436 |
¥2,205,436 |
| 20 |
2.10% |
¥52,595 |
¥12,622,845 |
¥2,322,845 |
| 20 |
2.20% |
¥53,087 |
¥12,740,928 |
¥2,440,928 |
| 20 |
2.30% |
¥53,582 |
¥12,859,682 |
¥2,559,682 |
| 20 |
2.40% |
¥54,080 |
¥12,979,106 |
¥2,679,106 |
| 20 |
2.50% |
¥54,580 |
¥13,099,200 |
¥2,799,200 |
| 20 |
2.60% |
¥55,083 |
¥13,219,961 |
¥2,919,961 |
| 20 |
2.70% |
¥55,589 |
¥13,341,388 |
¥3,041,388 |
| 20 |
2.80% |
¥56,098 |
¥13,463,480 |
¥3,163,480 |
| 20 |
2.90% |
¥56,609 |
¥13,586,236 |
¥3,286,236 |
| 20 |
3.00% |
¥57,124 |
¥13,709,653 |
¥3,409,653 |
1030万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥60,296 |
¥10,853,213 |
¥553,213 |
| 15 |
0.80% |
¥60,743 |
¥10,933,786 |
¥633,786 |
| 15 |
0.90% |
¥61,193 |
¥11,014,745 |
¥714,745 |
| 15 |
1.00% |
¥61,645 |
¥11,096,088 |
¥796,088 |
| 15 |
1.10% |
¥62,099 |
¥11,177,817 |
¥877,817 |
| 15 |
1.20% |
¥62,555 |
¥11,259,930 |
¥959,930 |
| 15 |
1.30% |
¥63,013 |
¥11,342,428 |
¥1,042,428 |
| 15 |
1.40% |
¥63,474 |
¥11,425,310 |
¥1,125,310 |
| 15 |
1.50% |
¥63,937 |
¥11,508,576 |
¥1,208,576 |
| 15 |
1.60% |
¥64,401 |
¥11,592,225 |
¥1,292,225 |
| 15 |
1.70% |
¥64,868 |
¥11,676,257 |
¥1,376,257 |
| 15 |
1.80% |
¥65,337 |
¥11,760,673 |
¥1,460,673 |
| 15 |
1.90% |
¥65,808 |
¥11,845,471 |
¥1,545,471 |
| 15 |
2.00% |
¥66,281 |
¥11,930,651 |
¥1,630,651 |
| 15 |
2.10% |
¥66,757 |
¥12,016,213 |
¥1,716,213 |
| 15 |
2.20% |
¥67,234 |
¥12,102,157 |
¥1,802,157 |
| 15 |
2.30% |
¥67,714 |
¥12,188,482 |
¥1,888,482 |
| 15 |
2.40% |
¥68,195 |
¥12,275,187 |
¥1,975,187 |
| 15 |
2.50% |
¥68,679 |
¥12,362,272 |
¥2,062,272 |
| 15 |
2.60% |
¥69,165 |
¥12,449,737 |
¥2,149,737 |
| 15 |
2.70% |
¥69,653 |
¥12,537,581 |
¥2,237,581 |
| 15 |
2.80% |
¥70,143 |
¥12,625,804 |
¥2,325,804 |
| 15 |
2.90% |
¥70,636 |
¥12,714,405 |
¥2,414,405 |
| 15 |
3.00% |
¥71,130 |
¥12,803,384 |
¥2,503,384 |
1030万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥88,898 |
¥10,667,708 |
¥367,708 |
| 10 |
0.80% |
¥89,341 |
¥10,720,924 |
¥420,924 |
| 10 |
0.90% |
¥89,786 |
¥10,774,311 |
¥474,311 |
| 10 |
1.00% |
¥90,232 |
¥10,827,869 |
¥527,869 |
| 10 |
1.10% |
¥90,680 |
¥10,881,599 |
¥581,599 |
| 10 |
1.20% |
¥91,129 |
¥10,935,500 |
¥635,500 |
| 10 |
1.30% |
¥91,580 |
¥10,989,572 |
¥689,572 |
| 10 |
1.40% |
¥92,032 |
¥11,043,815 |
¥743,815 |
| 10 |
1.50% |
¥92,485 |
¥11,098,229 |
¥798,229 |
| 10 |
1.60% |
¥92,940 |
¥11,152,814 |
¥852,814 |
| 10 |
1.70% |
¥93,396 |
¥11,207,570 |
¥907,570 |
| 10 |
1.80% |
¥93,854 |
¥11,262,497 |
¥962,497 |
| 10 |
1.90% |
¥94,313 |
¥11,317,595 |
¥1,017,595 |
| 10 |
2.00% |
¥94,774 |
¥11,372,863 |
¥1,072,863 |
| 10 |
2.10% |
¥95,236 |
¥11,428,302 |
¥1,128,302 |
| 10 |
2.20% |
¥95,699 |
¥11,483,911 |
¥1,183,911 |
| 10 |
2.30% |
¥96,164 |
¥11,539,690 |
¥1,239,690 |
| 10 |
2.40% |
¥96,630 |
¥11,595,640 |
¥1,295,640 |
| 10 |
2.50% |
¥97,098 |
¥11,651,760 |
¥1,351,760 |
| 10 |
2.60% |
¥97,567 |
¥11,708,050 |
¥1,408,050 |
| 10 |
2.70% |
¥98,038 |
¥11,764,510 |
¥1,464,510 |
| 10 |
2.80% |
¥98,509 |
¥11,821,139 |
¥1,521,139 |
| 10 |
2.90% |
¥98,983 |
¥11,877,939 |
¥1,577,939 |
| 10 |
3.00% |
¥99,458 |
¥11,934,908 |
¥1,634,908 |
