1070万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1070万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1070万円の住宅ローン｜期間・年数別
1070万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥21,141 | ¥12,684,596 | ¥1,984,596 |
| 50 | 0.80% | ¥21,643 | ¥12,985,807 | ¥2,285,807 |
| 50 | 0.90% | ¥22,152 | ¥13,291,401 | ¥2,591,401 |
| 50 | 1.00% | ¥22,669 | ¥13,601,359 | ¥2,901,359 |
| 50 | 1.10% | ¥23,193 | ¥13,915,661 | ¥3,215,661 |
| 50 | 1.20% | ¥23,724 | ¥14,234,282 | ¥3,534,282 |
| 50 | 1.30% | ¥24,262 | ¥14,557,198 | ¥3,857,198 |
| 50 | 1.40% | ¥24,807 | ¥14,884,382 | ¥4,184,382 |
| 50 | 1.50% | ¥25,360 | ¥15,215,804 | ¥4,515,804 |
| 50 | 1.60% | ¥25,919 | ¥15,551,434 | ¥4,851,434 |
| 50 | 1.70% | ¥26,485 | ¥15,891,240 | ¥5,191,240 |
| 50 | 1.80% | ¥27,059 | ¥16,235,187 | ¥5,535,187 |
| 50 | 1.90% | ¥27,639 | ¥16,583,239 | ¥5,883,239 |
| 50 | 2.00% | ¥28,226 | ¥16,935,358 | ¥6,235,358 |
| 50 | 2.10% | ¥28,819 | ¥17,291,506 | ¥6,591,506 |
| 50 | 2.20% | ¥29,419 | ¥17,651,641 | ¥6,951,641 |
| 50 | 2.30% | ¥30,026 | ¥18,015,722 | ¥7,315,722 |
| 50 | 2.40% | ¥30,640 | ¥18,383,705 | ¥7,683,705 |
| 50 | 2.50% | ¥31,259 | ¥18,755,545 | ¥8,055,545 |
| 50 | 2.60% | ¥31,885 | ¥19,131,197 | ¥8,431,197 |
| 50 | 2.70% | ¥32,518 | ¥19,510,612 | ¥8,810,612 |
| 50 | 2.80% | ¥33,156 | ¥19,893,744 | ¥9,193,744 |
| 50 | 2.90% | ¥33,801 | ¥20,280,541 | ¥9,580,541 |
| 50 | 3.00% | ¥34,452 | ¥20,670,955 | ¥9,970,955 |
1070万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥23,105 | ¥12,476,675 | ¥1,776,675 |
| 45 | 0.80% | ¥23,602 | ¥12,744,839 | ¥2,044,839 |
| 45 | 0.90% | ¥24,105 | ¥13,016,565 | ¥2,316,565 |
| 45 | 1.00% | ¥24,615 | ¥13,291,839 | ¥2,591,839 |
| 45 | 1.10% | ¥25,131 | ¥13,570,648 | ¥2,870,648 |
| 45 | 1.20% | ¥25,654 | ¥13,852,976 | ¥3,152,976 |
| 45 | 1.30% | ¥26,183 | ¥14,138,807 | ¥3,438,807 |
| 45 | 1.40% | ¥26,719 | ¥14,428,122 | ¥3,728,122 |
| 45 | 1.50% | ¥27,261 | ¥14,720,902 | ¥4,020,902 |
| 45 | 1.60% | ¥27,809 | ¥15,017,127 | ¥4,317,127 |
| 45 | 1.70% | ¥28,364 | ¥15,316,774 | ¥4,616,774 |
| 45 | 1.80% | ¥28,926 | ¥15,619,822 | ¥4,919,822 |
| 45 | 1.90% | ¥29,493 | ¥15,926,246 | ¥5,226,246 |
| 45 | 2.00% | ¥30,067 | ¥16,236,020 | ¥5,536,020 |
| 45 | 2.10% | ¥30,647 | ¥16,549,119 | ¥5,849,119 |
| 45 | 2.20% | ¥31,232 | ¥16,865,515 | ¥6,165,515 |
| 45 | 2.30% | ¥31,824 | ¥17,185,179 | ¥6,485,179 |
| 45 | 2.40% | ¥32,422 | ¥17,508,083 | ¥6,808,083 |
| 45 | 2.50% | ¥33,026 | ¥17,834,195 | ¥7,134,195 |
| 45 | 2.60% | ¥33,636 | ¥18,163,485 | ¥7,463,485 |
| 45 | 2.70% | ¥34,252 | ¥18,495,920 | ¥7,795,920 |
| 45 | 2.80% | ¥34,873 | ¥18,831,467 | ¥8,131,467 |
| 45 | 2.90% | ¥35,500 | ¥19,170,093 | ¥8,470,093 |
| 45 | 3.00% | ¥36,133 | ¥19,511,763 | ¥8,811,763 |
1070万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥25,564 | ¥12,270,916 | ¥1,570,916 |
| 40 | 0.80% | ¥26,056 | ¥12,506,687 | ¥1,806,687 |
| 40 | 0.90% | ¥26,553 | ¥12,745,280 | ¥2,045,280 |
| 40 | 1.00% | ¥27,056 | ¥12,986,686 | ¥2,286,686 |
| 40 | 1.10% | ¥27,564 | ¥13,230,897 | ¥2,530,897 |
| 40 | 1.20% | ¥28,079 | ¥13,477,903 | ¥2,777,903 |
| 40 | 1.30% | ¥28,599 | ¥13,727,693 | ¥3,027,693 |
| 40 | 1.40% | ¥29,126 | ¥13,980,256 | ¥3,280,256 |
| 40 | 1.50% | ¥29,657 | ¥14,235,580 | ¥3,535,580 |
| 40 | 1.60% | ¥30,195 | ¥14,493,651 | ¥3,793,651 |
| 40 | 1.70% | ¥30,738 | ¥14,754,456 | ¥4,054,456 |
| 40 | 1.80% | ¥31,287 | ¥15,017,980 | ¥4,317,980 |
| 40 | 1.90% | ¥31,842 | ¥15,284,209 | ¥4,584,209 |
| 40 | 2.00% | ¥32,402 | ¥15,553,125 | ¥4,853,125 |
| 40 | 2.10% | ¥32,968 | ¥15,824,712 | ¥5,124,712 |
| 40 | 2.20% | ¥33,539 | ¥16,098,953 | ¥5,398,953 |
| 40 | 2.30% | ¥34,116 | ¥16,375,828 | ¥5,675,828 |
| 40 | 2.40% | ¥34,699 | ¥16,655,321 | ¥5,955,321 |
| 40 | 2.50% | ¥35,286 | ¥16,937,410 | ¥6,237,410 |
| 40 | 2.60% | ¥35,879 | ¥17,222,075 | ¥6,522,075 |
| 40 | 2.70% | ¥36,478 | ¥17,509,297 | ¥6,809,297 |
| 40 | 2.80% | ¥37,081 | ¥17,799,053 | ¥7,099,053 |
| 40 | 2.90% | ¥37,690 | ¥18,091,321 | ¥7,391,321 |
| 40 | 3.00% | ¥38,304 | ¥18,386,080 | ¥7,686,080 |
1070万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥28,732 | ¥12,067,324 | ¥1,367,324 |
| 35 | 0.80% | ¥29,218 | ¥12,271,359 | ¥1,571,359 |
| 35 | 0.90% | ¥29,708 | ¥12,477,559 | ¥1,777,559 |
| 35 | 1.00% | ¥30,205 | ¥12,685,919 | ¥1,985,919 |
| 35 | 1.10% | ¥30,706 | ¥12,896,435 | ¥2,196,435 |
| 35 | 1.20% | ¥31,212 | ¥13,109,101 | ¥2,409,101 |
| 35 | 1.30% | ¥31,724 | ¥13,323,909 | ¥2,623,909 |
| 35 | 1.40% | ¥32,240 | ¥13,540,854 | ¥2,840,854 |
| 35 | 1.50% | ¥32,762 | ¥13,759,929 | ¥3,059,929 |
| 35 | 1.60% | ¥33,288 | ¥13,981,124 | ¥3,281,124 |
| 35 | 1.70% | ¥33,820 | ¥14,204,433 | ¥3,504,433 |
| 35 | 1.80% | ¥34,357 | ¥14,429,846 | ¥3,729,846 |
| 35 | 1.90% | ¥34,898 | ¥14,657,355 | ¥3,957,355 |
| 35 | 2.00% | ¥35,445 | ¥14,886,949 | ¥4,186,949 |
| 35 | 2.10% | ¥35,997 | ¥15,118,618 | ¥4,418,618 |
| 35 | 2.20% | ¥36,553 | ¥15,352,353 | ¥4,652,353 |
| 35 | 2.30% | ¥37,115 | ¥15,588,142 | ¥4,888,142 |
| 35 | 2.40% | ¥37,681 | ¥15,825,973 | ¥5,125,973 |
| 35 | 2.50% | ¥38,252 | ¥16,065,835 | ¥5,365,835 |
| 35 | 2.60% | ¥38,828 | ¥16,307,716 | ¥5,607,716 |
| 35 | 2.70% | ¥39,409 | ¥16,551,603 | ¥5,851,603 |
| 35 | 2.80% | ¥39,994 | ¥16,797,482 | ¥6,097,482 |
| 35 | 2.90% | ¥40,584 | ¥17,045,342 | ¥6,345,342 |
| 35 | 3.00% | ¥41,179 | ¥17,295,168 | ¥6,595,168 |
1070万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥32,961 | ¥11,865,903 | ¥1,165,903 |
| 30 | 0.80% | ¥33,441 | ¥12,038,860 | ¥1,338,860 |
| 30 | 0.90% | ¥33,926 | ¥12,213,411 | ¥1,513,411 |
| 30 | 1.00% | ¥34,415 | ¥12,389,554 | ¥1,689,554 |
| 30 | 1.10% | ¥34,909 | ¥12,567,286 | ¥1,867,286 |
| 30 | 1.20% | ¥35,407 | ¥12,746,603 | ¥2,046,603 |
| 30 | 1.30% | ¥35,910 | ¥12,927,502 | ¥2,227,502 |
| 30 | 1.40% | ¥36,417 | ¥13,109,979 | ¥2,409,979 |
| 30 | 1.50% | ¥36,928 | ¥13,294,031 | ¥2,594,031 |
| 30 | 1.60% | ¥37,443 | ¥13,479,652 | ¥2,779,652 |
| 30 | 1.70% | ¥37,963 | ¥13,666,839 | ¥2,966,839 |
| 30 | 1.80% | ¥38,488 | ¥13,855,586 | ¥3,155,586 |
| 30 | 1.90% | ¥39,016 | ¥14,045,889 | ¥3,345,889 |
| 30 | 2.00% | ¥39,549 | ¥14,237,742 | ¥3,537,742 |
| 30 | 2.10% | ¥40,086 | ¥14,431,140 | ¥3,731,140 |
| 30 | 2.20% | ¥40,628 | ¥14,626,076 | ¥3,926,076 |
| 30 | 2.30% | ¥41,174 | ¥14,822,546 | ¥4,122,546 |
| 30 | 2.40% | ¥41,724 | ¥15,020,541 | ¥4,320,541 |
| 30 | 2.50% | ¥42,278 | ¥15,220,057 | ¥4,520,057 |
| 30 | 2.60% | ¥42,836 | ¥15,421,086 | ¥4,721,086 |
| 30 | 2.70% | ¥43,399 | ¥15,623,620 | ¥4,923,620 |
| 30 | 2.80% | ¥43,966 | ¥15,827,654 | ¥5,127,654 |
| 30 | 2.90% | ¥44,537 | ¥16,033,179 | ¥5,333,179 |
| 30 | 3.00% | ¥45,112 | ¥16,240,187 | ¥5,540,187 |
1070万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥38,889 | ¥11,666,656 | ¥966,656 |
| 25 | 0.80% | ¥39,364 | ¥11,809,197 | ¥1,109,197 |
| 25 | 0.90% | ¥39,843 | ¥11,952,848 | ¥1,252,848 |
| 25 | 1.00% | ¥40,325 | ¥12,097,606 | ¥1,397,606 |
| 25 | 1.10% | ¥40,812 | ¥12,243,470 | ¥1,543,470 |
| 25 | 1.20% | ¥41,301 | ¥12,390,439 | ¥1,690,439 |
| 25 | 1.30% | ¥41,795 | ¥12,538,511 | ¥1,838,511 |
| 25 | 1.40% | ¥42,292 | ¥12,687,684 | ¥1,987,684 |
| 25 | 1.50% | ¥42,793 | ¥12,837,956 | ¥2,137,956 |
| 25 | 1.60% | ¥43,298 | ¥12,989,325 | ¥2,289,325 |
| 25 | 1.70% | ¥43,806 | ¥13,141,789 | ¥2,441,789 |
| 25 | 1.80% | ¥44,318 | ¥13,295,345 | ¥2,595,345 |
| 25 | 1.90% | ¥44,833 | ¥13,449,991 | ¥2,749,991 |
| 25 | 2.00% | ¥45,352 | ¥13,605,724 | ¥2,905,724 |
| 25 | 2.10% | ¥45,875 | ¥13,762,542 | ¥3,062,542 |
| 25 | 2.20% | ¥46,401 | ¥13,920,441 | ¥3,220,441 |
| 25 | 2.30% | ¥46,931 | ¥14,079,419 | ¥3,379,419 |
| 25 | 2.40% | ¥47,465 | ¥14,239,472 | ¥3,539,472 |
| 25 | 2.50% | ¥48,002 | ¥14,400,597 | ¥3,700,597 |
| 25 | 2.60% | ¥48,543 | ¥14,562,791 | ¥3,862,791 |
| 25 | 2.70% | ¥49,087 | ¥14,726,050 | ¥4,026,050 |
| 25 | 2.80% | ¥49,635 | ¥14,890,371 | ¥4,190,371 |
| 25 | 2.90% | ¥50,186 | ¥15,055,750 | ¥4,355,750 |
| 25 | 3.00% | ¥50,741 | ¥15,222,183 | ¥4,522,183 |
1070万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥47,790 | ¥11,469,586 | ¥769,586 |
| 20 | 0.80% | ¥48,260 | ¥11,582,376 | ¥882,376 |
| 20 | 0.90% | ¥48,733 | ¥11,695,876 | ¥995,876 |
| 20 | 1.00% | ¥49,209 | ¥11,810,086 | ¥1,110,086 |
| 20 | 1.10% | ¥49,688 | ¥11,925,006 | ¥1,225,006 |
| 20 | 1.20% | ¥50,169 | ¥12,040,634 | ¥1,340,634 |
| 20 | 1.30% | ¥50,654 | ¥12,156,971 | ¥1,456,971 |
| 20 | 1.40% | ¥51,142 | ¥12,274,015 | ¥1,574,015 |
| 20 | 1.50% | ¥51,632 | ¥12,391,766 | ¥1,691,766 |
| 20 | 1.60% | ¥52,126 | ¥12,510,222 | ¥1,810,222 |
| 20 | 1.70% | ¥52,622 | ¥12,629,383 | ¥1,929,383 |
| 20 | 1.80% | ¥53,122 | ¥12,749,248 | ¥2,049,248 |
| 20 | 1.90% | ¥53,624 | ¥12,869,815 | ¥2,169,815 |
| 20 | 2.00% | ¥54,130 | ¥12,991,084 | ¥2,291,084 |
| 20 | 2.10% | ¥54,638 | ¥13,113,053 | ¥2,413,053 |
| 20 | 2.20% | ¥55,149 | ¥13,235,721 | ¥2,535,721 |
| 20 | 2.30% | ¥55,663 | ¥13,359,087 | ¥2,659,087 |
| 20 | 2.40% | ¥56,180 | ¥13,483,149 | ¥2,783,149 |
| 20 | 2.50% | ¥56,700 | ¥13,607,906 | ¥2,907,906 |
| 20 | 2.60% | ¥57,222 | ¥13,733,357 | ¥3,033,357 |
| 20 | 2.70% | ¥57,748 | ¥13,859,500 | ¥3,159,500 |
| 20 | 2.80% | ¥58,276 | ¥13,986,334 | ¥3,286,334 |
| 20 | 2.90% | ¥58,808 | ¥14,113,856 | ¥3,413,856 |
| 20 | 3.00% | ¥59,342 | ¥14,242,066 | ¥3,542,066 |
1070万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥62,637 | ¥11,274,696 | ¥574,696 |
| 15 | 0.80% | ¥63,102 | ¥11,358,399 | ¥658,399 |
| 15 | 0.90% | ¥63,569 | ¥11,442,502 | ¥742,502 |
| 15 | 1.00% | ¥64,039 | ¥11,527,004 | ¥827,004 |
| 15 | 1.10% | ¥64,511 | ¥11,611,907 | ¥911,907 |
| 15 | 1.20% | ¥64,984 | ¥11,697,209 | ¥997,209 |
| 15 | 1.30% | ¥65,461 | ¥11,782,911 | ¥1,082,911 |
| 15 | 1.40% | ¥65,939 | ¥11,869,011 | ¥1,169,011 |
| 15 | 1.50% | ¥66,420 | ¥11,955,511 | ¥1,255,511 |
| 15 | 1.60% | ¥66,902 | ¥12,042,408 | ¥1,342,408 |
| 15 | 1.70% | ¥67,387 | ¥12,129,704 | ¥1,429,704 |
| 15 | 1.80% | ¥67,874 | ¥12,217,398 | ¥1,517,398 |
| 15 | 1.90% | ¥68,364 | ¥12,305,489 | ¥1,605,489 |
| 15 | 2.00% | ¥68,855 | ¥12,393,978 | ¥1,693,978 |
| 15 | 2.10% | ¥69,349 | ¥12,482,862 | ¥1,782,862 |
| 15 | 2.20% | ¥69,845 | ¥12,572,144 | ¥1,872,144 |
| 15 | 2.30% | ¥70,343 | ¥12,661,821 | ¥1,961,821 |
| 15 | 2.40% | ¥70,844 | ¥12,751,893 | ¥2,051,893 |
| 15 | 2.50% | ¥71,346 | ¥12,842,360 | ¥2,142,360 |
| 15 | 2.60% | ¥71,851 | ¥12,933,222 | ¥2,233,222 |
| 15 | 2.70% | ¥72,358 | ¥13,024,477 | ¥2,324,477 |
| 15 | 2.80% | ¥72,867 | ¥13,116,126 | ¥2,416,126 |
| 15 | 2.90% | ¥73,379 | ¥13,208,168 | ¥2,508,168 |
| 15 | 3.00% | ¥73,892 | ¥13,300,602 | ¥2,600,602 |
1070万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥92,350 | ¥11,081,988 | ¥381,988 |
| 10 | 0.80% | ¥92,811 | ¥11,137,270 | ¥437,270 |
| 10 | 0.90% | ¥93,273 | ¥11,192,731 | ¥492,731 |
| 10 | 1.00% | ¥93,736 | ¥11,248,369 | ¥548,369 |
| 10 | 1.10% | ¥94,202 | ¥11,304,185 | ¥604,185 |
| 10 | 1.20% | ¥94,668 | ¥11,360,180 | ¥660,180 |
| 10 | 1.30% | ¥95,136 | ¥11,416,352 | ¥716,352 |
| 10 | 1.40% | ¥95,606 | ¥11,472,701 | ¥772,701 |
| 10 | 1.50% | ¥96,077 | ¥11,529,229 | ¥829,229 |
| 10 | 1.60% | ¥96,549 | ¥11,585,933 | ¥885,933 |
| 10 | 1.70% | ¥97,023 | ¥11,642,816 | ¥942,816 |
| 10 | 1.80% | ¥97,499 | ¥11,699,876 | ¥999,876 |
| 10 | 1.90% | ¥97,976 | ¥11,757,113 | ¥1,057,113 |
| 10 | 2.00% | ¥98,454 | ¥11,814,527 | ¥1,114,527 |
| 10 | 2.10% | ¥98,934 | ¥11,872,119 | ¥1,172,119 |
| 10 | 2.20% | ¥99,416 | ¥11,929,888 | ¥1,229,888 |
| 10 | 2.30% | ¥99,899 | ¥11,987,833 | ¥1,287,833 |
| 10 | 2.40% | ¥100,383 | ¥12,045,956 | ¥1,345,956 |
| 10 | 2.50% | ¥100,869 | ¥12,104,255 | ¥1,404,255 |
| 10 | 2.60% | ¥101,356 | ¥12,162,731 | ¥1,462,731 |
| 10 | 2.70% | ¥101,845 | ¥12,221,384 | ¥1,521,384 |
| 10 | 2.80% | ¥102,335 | ¥12,280,213 | ¥1,580,213 |
| 10 | 2.90% | ¥102,827 | ¥12,339,218 | ¥1,639,218 |
| 10 | 3.00% | ¥103,320 | ¥12,398,400 | ¥1,698,400 |
