1080万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1080万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1080万円の住宅ローン｜期間・年数別
1080万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥21,339 | ¥12,803,143 | ¥2,003,143 |
| 50 | 0.80% | ¥21,845 | ¥13,107,169 | ¥2,307,169 |
| 50 | 0.90% | ¥22,359 | ¥13,415,620 | ¥2,615,620 |
| 50 | 1.00% | ¥22,881 | ¥13,728,475 | ¥2,928,475 |
| 50 | 1.10% | ¥23,410 | ¥14,045,714 | ¥3,245,714 |
| 50 | 1.20% | ¥23,946 | ¥14,367,313 | ¥3,567,313 |
| 50 | 1.30% | ¥24,489 | ¥14,693,246 | ¥3,893,246 |
| 50 | 1.40% | ¥25,039 | ¥15,023,488 | ¥4,223,488 |
| 50 | 1.50% | ¥25,597 | ¥15,358,008 | ¥4,558,008 |
| 50 | 1.60% | ¥26,161 | ¥15,696,775 | ¥4,896,775 |
| 50 | 1.70% | ¥26,733 | ¥16,039,756 | ¥5,239,756 |
| 50 | 1.80% | ¥27,312 | ¥16,386,918 | ¥5,586,918 |
| 50 | 1.90% | ¥27,897 | ¥16,738,222 | ¥5,938,222 |
| 50 | 2.00% | ¥28,489 | ¥17,093,633 | ¥6,293,633 |
| 50 | 2.10% | ¥29,089 | ¥17,453,109 | ¥6,653,109 |
| 50 | 2.20% | ¥29,694 | ¥17,816,610 | ¥7,016,610 |
| 50 | 2.30% | ¥30,307 | ¥18,184,094 | ¥7,384,094 |
| 50 | 2.40% | ¥30,926 | ¥18,555,516 | ¥7,755,516 |
| 50 | 2.50% | ¥31,551 | ¥18,930,831 | ¥8,130,831 |
| 50 | 2.60% | ¥32,183 | ¥19,309,993 | ¥8,509,993 |
| 50 | 2.70% | ¥32,822 | ¥19,692,954 | ¥8,892,954 |
| 50 | 2.80% | ¥33,466 | ¥20,079,666 | ¥9,279,666 |
| 50 | 2.90% | ¥34,117 | ¥20,470,079 | ¥9,670,079 |
| 50 | 3.00% | ¥34,774 | ¥20,864,142 | ¥10,064,142 |
1080万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥23,321 | ¥12,593,279 | ¥1,793,279 |
| 45 | 0.80% | ¥23,822 | ¥12,863,950 | ¥2,063,950 |
| 45 | 0.90% | ¥24,330 | ¥13,138,215 | ¥2,338,215 |
| 45 | 1.00% | ¥24,845 | ¥13,416,062 | ¥2,616,062 |
| 45 | 1.10% | ¥25,366 | ¥13,697,477 | ¥2,897,477 |
| 45 | 1.20% | ¥25,893 | ¥13,982,443 | ¥3,182,443 |
| 45 | 1.30% | ¥26,428 | ¥14,270,945 | ¥3,470,945 |
| 45 | 1.40% | ¥26,968 | ¥14,562,964 | ¥3,762,964 |
| 45 | 1.50% | ¥27,516 | ¥14,858,480 | ¥4,058,480 |
| 45 | 1.60% | ¥28,069 | ¥15,157,474 | ¥4,357,474 |
| 45 | 1.70% | ¥28,629 | ¥15,459,922 | ¥4,659,922 |
| 45 | 1.80% | ¥29,196 | ¥15,765,802 | ¥4,965,802 |
| 45 | 1.90% | ¥29,769 | ¥16,075,089 | ¥5,275,089 |
| 45 | 2.00% | ¥30,348 | ¥16,387,759 | ¥5,587,759 |
| 45 | 2.10% | ¥30,933 | ¥16,703,784 | ¥5,903,784 |
| 45 | 2.20% | ¥31,524 | ¥17,023,137 | ¥6,223,137 |
| 45 | 2.30% | ¥32,122 | ¥17,345,789 | ¥6,545,789 |
| 45 | 2.40% | ¥32,725 | ¥17,671,710 | ¥6,871,710 |
| 45 | 2.50% | ¥33,335 | ¥18,000,870 | ¥7,200,870 |
| 45 | 2.60% | ¥33,950 | ¥18,333,237 | ¥7,533,237 |
| 45 | 2.70% | ¥34,572 | ¥18,668,779 | ¥7,868,779 |
| 45 | 2.80% | ¥35,199 | ¥19,007,462 | ¥8,207,462 |
| 45 | 2.90% | ¥35,832 | ¥19,349,253 | ¥8,549,253 |
| 45 | 3.00% | ¥36,471 | ¥19,694,116 | ¥8,894,116 |
1080万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥25,803 | ¥12,385,597 | ¥1,585,597 |
| 40 | 0.80% | ¥26,299 | ¥12,623,572 | ¥1,823,572 |
| 40 | 0.90% | ¥26,801 | ¥12,864,395 | ¥2,064,395 |
| 40 | 1.00% | ¥27,308 | ¥13,108,057 | ¥2,308,057 |
| 40 | 1.10% | ¥27,822 | ¥13,354,551 | ¥2,554,551 |
| 40 | 1.20% | ¥28,341 | ¥13,603,865 | ¥2,803,865 |
| 40 | 1.30% | ¥28,867 | ¥13,855,989 | ¥3,055,989 |
| 40 | 1.40% | ¥29,398 | ¥14,110,913 | ¥3,310,913 |
| 40 | 1.50% | ¥29,935 | ¥14,368,622 | ¥3,568,622 |
| 40 | 1.60% | ¥30,477 | ¥14,629,106 | ¥3,829,106 |
| 40 | 1.70% | ¥31,026 | ¥14,892,348 | ¥4,092,348 |
| 40 | 1.80% | ¥31,580 | ¥15,158,335 | ¥4,358,335 |
| 40 | 1.90% | ¥32,140 | ¥15,427,052 | ¥4,627,052 |
| 40 | 2.00% | ¥32,705 | ¥15,698,481 | ¥4,898,481 |
| 40 | 2.10% | ¥33,276 | ¥15,972,606 | ¥5,172,606 |
| 40 | 2.20% | ¥33,853 | ¥16,249,410 | ¥5,449,410 |
| 40 | 2.30% | ¥34,435 | ¥16,528,874 | ¥5,728,874 |
| 40 | 2.40% | ¥35,023 | ¥16,810,978 | ¥6,010,978 |
| 40 | 2.50% | ¥35,616 | ¥17,095,703 | ¥6,295,703 |
| 40 | 2.60% | ¥36,215 | ¥17,383,029 | ¥6,583,029 |
| 40 | 2.70% | ¥36,819 | ¥17,672,935 | ¥6,872,935 |
| 40 | 2.80% | ¥37,428 | ¥17,965,399 | ¥7,165,399 |
| 40 | 2.90% | ¥38,042 | ¥18,260,399 | ¥7,460,399 |
| 40 | 3.00% | ¥38,662 | ¥18,557,912 | ¥7,757,912 |
1080万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥29,000 | ¥12,180,103 | ¥1,380,103 |
| 35 | 0.80% | ¥29,491 | ¥12,386,044 | ¥1,586,044 |
| 35 | 0.90% | ¥29,986 | ¥12,594,171 | ¥1,794,171 |
| 35 | 1.00% | ¥30,487 | ¥12,804,479 | ¥2,004,479 |
| 35 | 1.10% | ¥30,993 | ¥13,016,963 | ¥2,216,963 |
| 35 | 1.20% | ¥31,504 | ¥13,231,616 | ¥2,431,616 |
| 35 | 1.30% | ¥32,020 | ¥13,448,432 | ¥2,648,432 |
| 35 | 1.40% | ¥32,541 | ¥13,667,405 | ¥2,867,405 |
| 35 | 1.50% | ¥33,068 | ¥13,888,526 | ¥3,088,526 |
| 35 | 1.60% | ¥33,599 | ¥14,111,789 | ¥3,311,789 |
| 35 | 1.70% | ¥34,136 | ¥14,337,185 | ¥3,537,185 |
| 35 | 1.80% | ¥34,678 | ¥14,564,705 | ¥3,764,705 |
| 35 | 1.90% | ¥35,225 | ¥14,794,339 | ¥3,994,339 |
| 35 | 2.00% | ¥35,776 | ¥15,026,079 | ¥4,226,079 |
| 35 | 2.10% | ¥36,333 | ¥15,259,914 | ¥4,459,914 |
| 35 | 2.20% | ¥36,895 | ¥15,495,833 | ¥4,695,833 |
| 35 | 2.30% | ¥37,461 | ¥15,733,825 | ¥4,933,825 |
| 35 | 2.40% | ¥38,033 | ¥15,973,879 | ¥5,173,879 |
| 35 | 2.50% | ¥38,609 | ¥16,215,983 | ¥5,415,983 |
| 35 | 2.60% | ¥39,191 | ¥16,460,124 | ¥5,660,124 |
| 35 | 2.70% | ¥39,777 | ¥16,706,290 | ¥5,906,290 |
| 35 | 2.80% | ¥40,368 | ¥16,954,468 | ¥6,154,468 |
| 35 | 2.90% | ¥40,963 | ¥17,204,644 | ¥6,404,644 |
| 35 | 3.00% | ¥41,564 | ¥17,456,805 | ¥6,656,805 |
1080万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥33,269 | ¥11,976,799 | ¥1,176,799 |
| 30 | 0.80% | ¥33,754 | ¥12,151,373 | ¥1,351,373 |
| 30 | 0.90% | ¥34,243 | ¥12,327,555 | ¥1,527,555 |
| 30 | 1.00% | ¥34,737 | ¥12,505,345 | ¥1,705,345 |
| 30 | 1.10% | ¥35,235 | ¥12,684,737 | ¥1,884,737 |
| 30 | 1.20% | ¥35,738 | ¥12,865,730 | ¥2,065,730 |
| 30 | 1.30% | ¥36,245 | ¥13,048,320 | ¥2,248,320 |
| 30 | 1.40% | ¥36,757 | ¥13,232,502 | ¥2,432,502 |
| 30 | 1.50% | ¥37,273 | ¥13,418,274 | ¥2,618,274 |
| 30 | 1.60% | ¥37,793 | ¥13,605,630 | ¥2,805,630 |
| 30 | 1.70% | ¥38,318 | ¥13,794,566 | ¥2,994,566 |
| 30 | 1.80% | ¥38,847 | ¥13,985,078 | ¥3,185,078 |
| 30 | 1.90% | ¥39,381 | ¥14,177,159 | ¥3,377,159 |
| 30 | 2.00% | ¥39,919 | ¥14,370,805 | ¥3,570,805 |
| 30 | 2.10% | ¥40,461 | ¥14,566,010 | ¥3,766,010 |
| 30 | 2.20% | ¥41,008 | ¥14,762,769 | ¥3,962,769 |
| 30 | 2.30% | ¥41,559 | ¥14,961,074 | ¥4,161,074 |
| 30 | 2.40% | ¥42,114 | ¥15,160,920 | ¥4,360,920 |
| 30 | 2.50% | ¥42,673 | ¥15,362,301 | ¥4,562,301 |
| 30 | 2.60% | ¥43,237 | ¥15,565,208 | ¥4,765,208 |
| 30 | 2.70% | ¥43,805 | ¥15,769,636 | ¥4,969,636 |
| 30 | 2.80% | ¥44,377 | ¥15,975,576 | ¥5,175,576 |
| 30 | 2.90% | ¥44,953 | ¥16,183,022 | ¥5,383,022 |
| 30 | 3.00% | ¥45,533 | ¥16,391,965 | ¥5,591,965 |
1080万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥39,252 | ¥11,775,690 | ¥975,690 |
| 25 | 0.80% | ¥39,732 | ¥11,919,564 | ¥1,119,564 |
| 25 | 0.90% | ¥40,215 | ¥12,064,557 | ¥1,264,557 |
| 25 | 1.00% | ¥40,702 | ¥12,210,668 | ¥1,410,668 |
| 25 | 1.10% | ¥41,193 | ¥12,357,895 | ¥1,557,895 |
| 25 | 1.20% | ¥41,687 | ¥12,506,238 | ¥1,706,238 |
| 25 | 1.30% | ¥42,186 | ¥12,655,693 | ¥1,855,693 |
| 25 | 1.40% | ¥42,688 | ¥12,806,260 | ¥2,006,260 |
| 25 | 1.50% | ¥43,193 | ¥12,957,937 | ¥2,157,937 |
| 25 | 1.60% | ¥43,702 | ¥13,110,721 | ¥2,310,721 |
| 25 | 1.70% | ¥44,215 | ¥13,264,609 | ¥2,464,609 |
| 25 | 1.80% | ¥44,732 | ¥13,419,601 | ¥2,619,601 |
| 25 | 1.90% | ¥45,252 | ¥13,575,692 | ¥2,775,692 |
| 25 | 2.00% | ¥45,776 | ¥13,732,881 | ¥2,932,881 |
| 25 | 2.10% | ¥46,304 | ¥13,891,164 | ¥3,091,164 |
| 25 | 2.20% | ¥46,835 | ¥14,050,539 | ¥3,250,539 |
| 25 | 2.30% | ¥47,370 | ¥14,211,002 | ¥3,411,002 |
| 25 | 2.40% | ¥47,909 | ¥14,372,551 | ¥3,572,551 |
| 25 | 2.50% | ¥48,451 | ¥14,535,182 | ¥3,735,182 |
| 25 | 2.60% | ¥48,996 | ¥14,698,892 | ¥3,898,892 |
| 25 | 2.70% | ¥49,546 | ¥14,863,677 | ¥4,063,677 |
| 25 | 2.80% | ¥50,098 | ¥15,029,534 | ¥4,229,534 |
| 25 | 2.90% | ¥50,655 | ¥15,196,458 | ¥4,396,458 |
| 25 | 3.00% | ¥51,215 | ¥15,364,447 | ¥4,564,447 |
1080万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥48,237 | ¥11,576,779 | ¥776,779 |
| 20 | 0.80% | ¥48,711 | ¥11,690,622 | ¥890,622 |
| 20 | 0.90% | ¥49,188 | ¥11,805,183 | ¥1,005,183 |
| 20 | 1.00% | ¥49,669 | ¥11,920,460 | ¥1,120,460 |
| 20 | 1.10% | ¥50,152 | ¥12,036,454 | ¥1,236,454 |
| 20 | 1.20% | ¥50,638 | ¥12,153,164 | ¥1,353,164 |
| 20 | 1.30% | ¥51,127 | ¥12,270,588 | ¥1,470,588 |
| 20 | 1.40% | ¥51,620 | ¥12,388,726 | ¥1,588,726 |
| 20 | 1.50% | ¥52,115 | ¥12,507,577 | ¥1,707,577 |
| 20 | 1.60% | ¥52,613 | ¥12,627,140 | ¥1,827,140 |
| 20 | 1.70% | ¥53,114 | ¥12,747,415 | ¥1,947,415 |
| 20 | 1.80% | ¥53,618 | ¥12,868,400 | ¥2,068,400 |
| 20 | 1.90% | ¥54,125 | ¥12,990,094 | ¥2,190,094 |
| 20 | 2.00% | ¥54,635 | ¥13,112,496 | ¥2,312,496 |
| 20 | 2.10% | ¥55,148 | ¥13,235,605 | ¥2,435,605 |
| 20 | 2.20% | ¥55,664 | ¥13,359,419 | ¥2,559,419 |
| 20 | 2.30% | ¥56,183 | ¥13,483,938 | ¥2,683,938 |
| 20 | 2.40% | ¥56,705 | ¥13,609,160 | ¥2,809,160 |
| 20 | 2.50% | ¥57,230 | ¥13,735,083 | ¥2,935,083 |
| 20 | 2.60% | ¥57,757 | ¥13,861,706 | ¥3,061,706 |
| 20 | 2.70% | ¥58,288 | ¥13,989,028 | ¥3,189,028 |
| 20 | 2.80% | ¥58,821 | ¥14,117,047 | ¥3,317,047 |
| 20 | 2.90% | ¥59,357 | ¥14,245,762 | ¥3,445,762 |
| 20 | 3.00% | ¥59,897 | ¥14,375,170 | ¥3,575,170 |
1080万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥63,223 | ¥11,380,067 | ¥580,067 |
| 15 | 0.80% | ¥63,692 | ¥11,464,552 | ¥664,552 |
| 15 | 0.90% | ¥64,164 | ¥11,549,441 | ¥749,441 |
| 15 | 1.00% | ¥64,637 | ¥11,634,733 | ¥834,733 |
| 15 | 1.10% | ¥65,113 | ¥11,720,429 | ¥920,429 |
| 15 | 1.20% | ¥65,592 | ¥11,806,529 | ¥1,006,529 |
| 15 | 1.30% | ¥66,072 | ¥11,893,031 | ¥1,093,031 |
| 15 | 1.40% | ¥66,555 | ¥11,979,937 | ¥1,179,937 |
| 15 | 1.50% | ¥67,040 | ¥12,067,244 | ¥1,267,244 |
| 15 | 1.60% | ¥67,528 | ¥12,154,954 | ¥1,354,954 |
| 15 | 1.70% | ¥68,017 | ¥12,243,066 | ¥1,443,066 |
| 15 | 1.80% | ¥68,509 | ¥12,331,579 | ¥1,531,579 |
| 15 | 1.90% | ¥69,003 | ¥12,420,494 | ¥1,620,494 |
| 15 | 2.00% | ¥69,499 | ¥12,509,809 | ¥1,709,809 |
| 15 | 2.10% | ¥69,997 | ¥12,599,525 | ¥1,799,525 |
| 15 | 2.20% | ¥70,498 | ¥12,689,640 | ¥1,889,640 |
| 15 | 2.30% | ¥71,001 | ¥12,780,155 | ¥1,980,155 |
| 15 | 2.40% | ¥71,506 | ¥12,871,070 | ¥2,071,070 |
| 15 | 2.50% | ¥72,013 | ¥12,962,382 | ¥2,162,382 |
| 15 | 2.60% | ¥72,523 | ¥13,054,093 | ¥2,254,093 |
| 15 | 2.70% | ¥73,034 | ¥13,146,201 | ¥2,346,201 |
| 15 | 2.80% | ¥73,548 | ¥13,238,707 | ¥2,438,707 |
| 15 | 2.90% | ¥74,064 | ¥13,331,609 | ¥2,531,609 |
| 15 | 3.00% | ¥74,583 | ¥13,424,907 | ¥2,624,907 |
1080万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥93,213 | ¥11,185,558 | ¥385,558 |
| 10 | 0.80% | ¥93,678 | ¥11,241,357 | ¥441,357 |
| 10 | 0.90% | ¥94,144 | ¥11,297,336 | ¥497,336 |
| 10 | 1.00% | ¥94,612 | ¥11,353,494 | ¥553,494 |
| 10 | 1.10% | ¥95,082 | ¥11,409,832 | ¥609,832 |
| 10 | 1.20% | ¥95,553 | ¥11,466,350 | ¥666,350 |
| 10 | 1.30% | ¥96,025 | ¥11,523,046 | ¥723,046 |
| 10 | 1.40% | ¥96,499 | ¥11,579,923 | ¥779,923 |
| 10 | 1.50% | ¥96,975 | ¥11,636,978 | ¥836,978 |
| 10 | 1.60% | ¥97,452 | ¥11,694,213 | ¥894,213 |
| 10 | 1.70% | ¥97,930 | ¥11,751,627 | ¥951,627 |
| 10 | 1.80% | ¥98,410 | ¥11,809,220 | ¥1,009,220 |
| 10 | 1.90% | ¥98,892 | ¥11,866,993 | ¥1,066,993 |
| 10 | 2.00% | ¥99,375 | ¥11,924,944 | ¥1,124,944 |
| 10 | 2.10% | ¥99,859 | ¥11,983,073 | ¥1,183,073 |
| 10 | 2.20% | ¥100,345 | ¥12,041,382 | ¥1,241,382 |
| 10 | 2.30% | ¥100,832 | ¥12,099,869 | ¥1,299,869 |
| 10 | 2.40% | ¥101,321 | ¥12,158,535 | ¥1,358,535 |
| 10 | 2.50% | ¥101,811 | ¥12,217,379 | ¥1,417,379 |
| 10 | 2.60% | ¥102,303 | ¥12,276,402 | ¥1,476,402 |
| 10 | 2.70% | ¥102,797 | ¥12,335,602 | ¥1,535,602 |
| 10 | 2.80% | ¥103,292 | ¥12,394,981 | ¥1,594,981 |
| 10 | 2.90% | ¥103,788 | ¥12,454,538 | ¥1,654,538 |
| 10 | 3.00% | ¥104,286 | ¥12,514,273 | ¥1,714,273 |
