1090万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1090万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1090万円の住宅ローン｜期間・年数別
1090万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥21,536 | ¥12,921,691 | ¥2,021,691 |
| 50 | 0.80% | ¥22,048 | ¥13,228,532 | ¥2,328,532 |
| 50 | 0.90% | ¥22,566 | ¥13,539,838 | ¥2,639,838 |
| 50 | 1.00% | ¥23,093 | ¥13,855,590 | ¥2,955,590 |
| 50 | 1.10% | ¥23,626 | ¥14,175,767 | ¥3,275,767 |
| 50 | 1.20% | ¥24,167 | ¥14,500,343 | ¥3,600,343 |
| 50 | 1.30% | ¥24,715 | ¥14,829,295 | ¥3,929,295 |
| 50 | 1.40% | ¥25,271 | ¥15,162,594 | ¥4,262,594 |
| 50 | 1.50% | ¥25,834 | ¥15,500,212 | ¥4,600,212 |
| 50 | 1.60% | ¥26,404 | ¥15,842,115 | ¥4,942,115 |
| 50 | 1.70% | ¥26,980 | ¥16,188,273 | ¥5,288,273 |
| 50 | 1.80% | ¥27,564 | ¥16,538,648 | ¥5,638,648 |
| 50 | 1.90% | ¥28,155 | ¥16,893,206 | ¥5,993,206 |
| 50 | 2.00% | ¥28,753 | ¥17,251,907 | ¥6,351,907 |
| 50 | 2.10% | ¥29,358 | ¥17,614,712 | ¥6,714,712 |
| 50 | 2.20% | ¥29,969 | ¥17,981,579 | ¥7,081,579 |
| 50 | 2.30% | ¥30,587 | ¥18,352,465 | ¥7,452,465 |
| 50 | 2.40% | ¥31,212 | ¥18,727,326 | ¥7,827,326 |
| 50 | 2.50% | ¥31,844 | ¥19,106,116 | ¥8,206,116 |
| 50 | 2.60% | ¥32,481 | ¥19,488,789 | ¥8,588,789 |
| 50 | 2.70% | ¥33,125 | ¥19,875,297 | ¥8,975,297 |
| 50 | 2.80% | ¥33,776 | ¥20,265,589 | ¥9,365,589 |
| 50 | 2.90% | ¥34,433 | ¥20,659,617 | ¥9,759,617 |
| 50 | 3.00% | ¥35,096 | ¥21,057,328 | ¥10,157,328 |
1090万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥23,537 | ¥12,709,883 | ¥1,809,883 |
| 45 | 0.80% | ¥24,043 | ¥12,983,060 | ¥2,083,060 |
| 45 | 0.90% | ¥24,555 | ¥13,259,865 | ¥2,359,865 |
| 45 | 1.00% | ¥25,075 | ¥13,540,285 | ¥2,640,285 |
| 45 | 1.10% | ¥25,601 | ¥13,824,305 | ¥2,924,305 |
| 45 | 1.20% | ¥26,133 | ¥14,111,910 | ¥3,211,910 |
| 45 | 1.30% | ¥26,672 | ¥14,403,083 | ¥3,503,083 |
| 45 | 1.40% | ¥27,218 | ¥14,697,806 | ¥3,797,806 |
| 45 | 1.50% | ¥27,770 | ¥14,996,059 | ¥4,096,059 |
| 45 | 1.60% | ¥28,329 | ¥15,297,821 | ¥4,397,821 |
| 45 | 1.70% | ¥28,895 | ¥15,603,069 | ¥4,703,069 |
| 45 | 1.80% | ¥29,466 | ¥15,911,782 | ¥5,011,782 |
| 45 | 1.90% | ¥30,044 | ¥16,223,933 | ¥5,323,933 |
| 45 | 2.00% | ¥30,629 | ¥16,539,498 | ¥5,639,498 |
| 45 | 2.10% | ¥31,219 | ¥16,858,449 | ¥5,958,449 |
| 45 | 2.20% | ¥31,816 | ¥17,180,758 | ¥6,280,758 |
| 45 | 2.30% | ¥32,419 | ¥17,506,398 | ¥6,606,398 |
| 45 | 2.40% | ¥33,028 | ¥17,835,337 | ¥6,935,337 |
| 45 | 2.50% | ¥33,644 | ¥18,167,544 | ¥7,267,544 |
| 45 | 2.60% | ¥34,265 | ¥18,502,989 | ¥7,602,989 |
| 45 | 2.70% | ¥34,892 | ¥18,841,638 | ¥7,941,638 |
| 45 | 2.80% | ¥35,525 | ¥19,183,457 | ¥8,283,457 |
| 45 | 2.90% | ¥36,164 | ¥19,528,413 | ¥8,628,413 |
| 45 | 3.00% | ¥36,808 | ¥19,876,469 | ¥8,976,469 |
1090万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥26,042 | ¥12,500,279 | ¥1,600,279 |
| 40 | 0.80% | ¥26,543 | ¥12,740,457 | ¥1,840,457 |
| 40 | 0.90% | ¥27,049 | ¥12,983,510 | ¥2,083,510 |
| 40 | 1.00% | ¥27,561 | ¥13,229,428 | ¥2,329,428 |
| 40 | 1.10% | ¥28,080 | ¥13,478,204 | ¥2,578,204 |
| 40 | 1.20% | ¥28,604 | ¥13,729,826 | ¥2,829,826 |
| 40 | 1.30% | ¥29,134 | ¥13,984,285 | ¥3,084,285 |
| 40 | 1.40% | ¥29,670 | ¥14,241,569 | ¥3,341,569 |
| 40 | 1.50% | ¥30,212 | ¥14,501,665 | ¥3,601,665 |
| 40 | 1.60% | ¥30,760 | ¥14,764,560 | ¥3,864,560 |
| 40 | 1.70% | ¥31,313 | ¥15,030,240 | ¥4,130,240 |
| 40 | 1.80% | ¥31,872 | ¥15,298,690 | ¥4,398,690 |
| 40 | 1.90% | ¥32,437 | ¥15,569,895 | ¥4,669,895 |
| 40 | 2.00% | ¥33,008 | ¥15,843,837 | ¥4,943,837 |
| 40 | 2.10% | ¥33,584 | ¥16,120,501 | ¥5,220,501 |
| 40 | 2.20% | ¥34,166 | ¥16,399,868 | ¥5,499,868 |
| 40 | 2.30% | ¥34,754 | ¥16,681,919 | ¥5,781,919 |
| 40 | 2.40% | ¥35,347 | ¥16,966,635 | ¥6,066,635 |
| 40 | 2.50% | ¥35,946 | ¥17,253,997 | ¥6,353,997 |
| 40 | 2.60% | ¥36,550 | ¥17,543,983 | ¥6,643,983 |
| 40 | 2.70% | ¥37,160 | ¥17,836,574 | ¥6,936,574 |
| 40 | 2.80% | ¥37,774 | ¥18,131,746 | ¥7,231,746 |
| 40 | 2.90% | ¥38,395 | ¥18,429,477 | ¥7,529,477 |
| 40 | 3.00% | ¥39,020 | ¥18,729,745 | ¥7,829,745 |
1090万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥29,269 | ¥12,292,881 | ¥1,392,881 |
| 35 | 0.80% | ¥29,764 | ¥12,500,730 | ¥1,600,730 |
| 35 | 0.90% | ¥30,264 | ¥12,710,784 | ¥1,810,784 |
| 35 | 1.00% | ¥30,769 | ¥12,923,039 | ¥2,023,039 |
| 35 | 1.10% | ¥31,280 | ¥13,137,490 | ¥2,237,490 |
| 35 | 1.20% | ¥31,796 | ¥13,354,131 | ¥2,454,131 |
| 35 | 1.30% | ¥32,317 | ¥13,572,954 | ¥2,672,954 |
| 35 | 1.40% | ¥32,843 | ¥13,793,955 | ¥2,893,955 |
| 35 | 1.50% | ¥33,374 | ¥14,017,124 | ¥3,117,124 |
| 35 | 1.60% | ¥33,911 | ¥14,242,454 | ¥3,342,454 |
| 35 | 1.70% | ¥34,452 | ¥14,469,937 | ¥3,569,937 |
| 35 | 1.80% | ¥34,999 | ¥14,699,563 | ¥3,799,563 |
| 35 | 1.90% | ¥35,551 | ¥14,931,324 | ¥4,031,324 |
| 35 | 2.00% | ¥36,108 | ¥15,165,210 | ¥4,265,210 |
| 35 | 2.10% | ¥36,670 | ¥15,401,209 | ¥4,501,209 |
| 35 | 2.20% | ¥37,236 | ¥15,639,313 | ¥4,739,313 |
| 35 | 2.30% | ¥37,808 | ¥15,879,509 | ¥4,979,509 |
| 35 | 2.40% | ¥38,385 | ¥16,121,785 | ¥5,221,785 |
| 35 | 2.50% | ¥38,967 | ¥16,366,131 | ¥5,466,131 |
| 35 | 2.60% | ¥39,554 | ¥16,612,533 | ¥5,712,533 |
| 35 | 2.70% | ¥40,145 | ¥16,860,978 | ¥5,960,978 |
| 35 | 2.80% | ¥40,742 | ¥17,111,454 | ¥6,211,454 |
| 35 | 2.90% | ¥41,343 | ¥17,363,946 | ¥6,463,946 |
| 35 | 3.00% | ¥41,949 | ¥17,618,442 | ¥6,718,442 |
1090万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥33,577 | ¥12,087,695 | ¥1,187,695 |
| 30 | 0.80% | ¥34,066 | ¥12,263,885 | ¥1,363,885 |
| 30 | 0.90% | ¥34,560 | ¥12,441,699 | ¥1,541,699 |
| 30 | 1.00% | ¥35,059 | ¥12,621,135 | ¥1,721,135 |
| 30 | 1.10% | ¥35,562 | ¥12,802,188 | ¥1,902,188 |
| 30 | 1.20% | ¥36,069 | ¥12,984,857 | ¥2,084,857 |
| 30 | 1.30% | ¥36,581 | ¥13,169,137 | ¥2,269,137 |
| 30 | 1.40% | ¥37,097 | ¥13,355,025 | ¥2,455,025 |
| 30 | 1.50% | ¥37,618 | ¥13,542,517 | ¥2,642,517 |
| 30 | 1.60% | ¥38,143 | ¥13,731,608 | ¥2,831,608 |
| 30 | 1.70% | ¥38,673 | ¥13,922,294 | ¥3,022,294 |
| 30 | 1.80% | ¥39,207 | ¥14,114,569 | ¥3,214,569 |
| 30 | 1.90% | ¥39,746 | ¥14,308,429 | ¥3,408,429 |
| 30 | 2.00% | ¥40,289 | ¥14,503,868 | ¥3,603,868 |
| 30 | 2.10% | ¥40,836 | ¥14,700,881 | ¥3,800,881 |
| 30 | 2.20% | ¥41,387 | ¥14,899,461 | ¥3,999,461 |
| 30 | 2.30% | ¥41,943 | ¥15,099,603 | ¥4,199,603 |
| 30 | 2.40% | ¥42,504 | ¥15,301,299 | ¥4,401,299 |
| 30 | 2.50% | ¥43,068 | ¥15,504,544 | ¥4,604,544 |
| 30 | 2.60% | ¥43,637 | ¥15,709,330 | ¥4,809,330 |
| 30 | 2.70% | ¥44,210 | ¥15,915,651 | ¥5,015,651 |
| 30 | 2.80% | ¥44,787 | ¥16,123,498 | ¥5,223,498 |
| 30 | 2.90% | ¥45,369 | ¥16,332,864 | ¥5,432,864 |
| 30 | 3.00% | ¥45,955 | ¥16,543,742 | ¥5,643,742 |
1090万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥39,616 | ¥11,884,724 | ¥984,724 |
| 25 | 0.80% | ¥40,100 | ¥12,029,930 | ¥1,129,930 |
| 25 | 0.90% | ¥40,588 | ¥12,176,265 | ¥1,276,265 |
| 25 | 1.00% | ¥41,079 | ¥12,323,729 | ¥1,423,729 |
| 25 | 1.10% | ¥41,574 | ¥12,472,320 | ¥1,572,320 |
| 25 | 1.20% | ¥42,073 | ¥12,622,036 | ¥1,722,036 |
| 25 | 1.30% | ¥42,576 | ¥12,772,876 | ¥1,872,876 |
| 25 | 1.40% | ¥43,083 | ¥12,924,837 | ¥2,024,837 |
| 25 | 1.50% | ¥43,593 | ¥13,077,918 | ¥2,177,918 |
| 25 | 1.60% | ¥44,107 | ¥13,232,116 | ¥2,332,116 |
| 25 | 1.70% | ¥44,625 | ¥13,387,430 | ¥2,487,430 |
| 25 | 1.80% | ¥45,146 | ¥13,543,856 | ¥2,643,856 |
| 25 | 1.90% | ¥45,671 | ¥13,701,393 | ¥2,801,393 |
| 25 | 2.00% | ¥46,200 | ¥13,860,037 | ¥2,960,037 |
| 25 | 2.10% | ¥46,733 | ¥14,019,786 | ¥3,119,786 |
| 25 | 2.20% | ¥47,269 | ¥14,180,636 | ¥3,280,636 |
| 25 | 2.30% | ¥47,809 | ¥14,342,586 | ¥3,442,586 |
| 25 | 2.40% | ¥48,352 | ¥14,505,630 | ¥3,605,630 |
| 25 | 2.50% | ¥48,899 | ¥14,669,767 | ¥3,769,767 |
| 25 | 2.60% | ¥49,450 | ¥14,834,993 | ¥3,934,993 |
| 25 | 2.70% | ¥50,004 | ¥15,001,304 | ¥4,101,304 |
| 25 | 2.80% | ¥50,562 | ¥15,168,696 | ¥4,268,696 |
| 25 | 2.90% | ¥51,124 | ¥15,337,166 | ¥4,437,166 |
| 25 | 3.00% | ¥51,689 | ¥15,506,710 | ¥4,606,710 |
1090万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥48,683 | ¥11,683,971 | ¥783,971 |
| 20 | 0.80% | ¥49,162 | ¥11,798,869 | ¥898,869 |
| 20 | 0.90% | ¥49,644 | ¥11,914,490 | ¥1,014,490 |
| 20 | 1.00% | ¥50,128 | ¥12,030,835 | ¥1,130,835 |
| 20 | 1.10% | ¥50,616 | ¥12,147,903 | ¥1,247,903 |
| 20 | 1.20% | ¥51,107 | ¥12,265,693 | ¥1,365,693 |
| 20 | 1.30% | ¥51,601 | ¥12,384,204 | ¥1,484,204 |
| 20 | 1.40% | ¥52,098 | ¥12,503,436 | ¥1,603,436 |
| 20 | 1.50% | ¥52,597 | ¥12,623,388 | ¥1,723,388 |
| 20 | 1.60% | ¥53,100 | ¥12,744,058 | ¥1,844,058 |
| 20 | 1.70% | ¥53,606 | ¥12,865,447 | ¥1,965,447 |
| 20 | 1.80% | ¥54,115 | ¥12,987,552 | ¥2,087,552 |
| 20 | 1.90% | ¥54,627 | ¥13,110,373 | ¥2,210,373 |
| 20 | 2.00% | ¥55,141 | ¥13,233,908 | ¥2,333,908 |
| 20 | 2.10% | ¥55,659 | ¥13,358,157 | ¥2,458,157 |
| 20 | 2.20% | ¥56,180 | ¥13,483,118 | ¥2,583,118 |
| 20 | 2.30% | ¥56,703 | ¥13,608,789 | ¥2,708,789 |
| 20 | 2.40% | ¥57,230 | ¥13,735,171 | ¥2,835,171 |
| 20 | 2.50% | ¥57,759 | ¥13,862,260 | ¥2,962,260 |
| 20 | 2.60% | ¥58,292 | ¥13,990,055 | ¥3,090,055 |
| 20 | 2.70% | ¥58,827 | ¥14,118,556 | ¥3,218,556 |
| 20 | 2.80% | ¥59,366 | ¥14,247,761 | ¥3,347,761 |
| 20 | 2.90% | ¥59,907 | ¥14,377,667 | ¥3,477,667 |
| 20 | 3.00% | ¥60,451 | ¥14,508,273 | ¥3,608,273 |
1090万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥63,808 | ¥11,485,438 | ¥585,438 |
| 15 | 0.80% | ¥64,282 | ¥11,570,705 | ¥670,705 |
| 15 | 0.90% | ¥64,758 | ¥11,656,380 | ¥756,380 |
| 15 | 1.00% | ¥65,236 | ¥11,742,462 | ¥842,462 |
| 15 | 1.10% | ¥65,716 | ¥11,828,952 | ¥928,952 |
| 15 | 1.20% | ¥66,199 | ¥11,915,849 | ¥1,015,849 |
| 15 | 1.30% | ¥66,684 | ¥12,003,152 | ¥1,103,152 |
| 15 | 1.40% | ¥67,171 | ¥12,090,862 | ¥1,190,862 |
| 15 | 1.50% | ¥67,661 | ¥12,178,978 | ¥1,278,978 |
| 15 | 1.60% | ¥68,153 | ¥12,267,500 | ¥1,367,500 |
| 15 | 1.70% | ¥68,647 | ¥12,356,428 | ¥1,456,428 |
| 15 | 1.80% | ¥69,143 | ¥12,445,761 | ¥1,545,761 |
| 15 | 1.90% | ¥69,642 | ¥12,535,498 | ¥1,635,498 |
| 15 | 2.00% | ¥70,142 | ¥12,625,641 | ¥1,725,641 |
| 15 | 2.10% | ¥70,645 | ¥12,716,187 | ¥1,816,187 |
| 15 | 2.20% | ¥71,151 | ¥12,807,137 | ¥1,907,137 |
| 15 | 2.30% | ¥71,658 | ¥12,898,490 | ¥1,998,490 |
| 15 | 2.40% | ¥72,168 | ¥12,990,246 | ¥2,090,246 |
| 15 | 2.50% | ¥72,680 | ¥13,082,404 | ¥2,182,404 |
| 15 | 2.60% | ¥73,194 | ¥13,174,964 | ¥2,274,964 |
| 15 | 2.70% | ¥73,711 | ¥13,267,926 | ¥2,367,926 |
| 15 | 2.80% | ¥74,229 | ¥13,361,288 | ¥2,461,288 |
| 15 | 2.90% | ¥74,750 | ¥13,455,050 | ¥2,555,050 |
| 15 | 3.00% | ¥75,273 | ¥13,549,212 | ¥2,649,212 |
1090万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥94,076 | ¥11,289,128 | ¥389,128 |
| 10 | 0.80% | ¥94,545 | ¥11,345,444 | ¥445,444 |
| 10 | 0.90% | ¥95,016 | ¥11,401,941 | ¥501,941 |
| 10 | 1.00% | ¥95,488 | ¥11,458,619 | ¥558,619 |
| 10 | 1.10% | ¥95,962 | ¥11,515,479 | ¥615,479 |
| 10 | 1.20% | ¥96,438 | ¥11,572,519 | ¥672,519 |
| 10 | 1.30% | ¥96,915 | ¥11,629,741 | ¥729,741 |
| 10 | 1.40% | ¥97,393 | ¥11,687,144 | ¥787,144 |
| 10 | 1.50% | ¥97,873 | ¥11,744,728 | ¥844,728 |
| 10 | 1.60% | ¥98,354 | ¥11,802,493 | ¥902,493 |
| 10 | 1.70% | ¥98,837 | ¥11,860,439 | ¥960,439 |
| 10 | 1.80% | ¥99,321 | ¥11,918,565 | ¥1,018,565 |
| 10 | 1.90% | ¥99,807 | ¥11,976,872 | ¥1,076,872 |
| 10 | 2.00% | ¥100,295 | ¥12,035,360 | ¥1,135,360 |
| 10 | 2.10% | ¥100,784 | ¥12,094,028 | ¥1,194,028 |
| 10 | 2.20% | ¥101,274 | ¥12,152,876 | ¥1,252,876 |
| 10 | 2.30% | ¥101,766 | ¥12,211,905 | ¥1,311,905 |
| 10 | 2.40% | ¥102,259 | ¥12,271,114 | ¥1,371,114 |
| 10 | 2.50% | ¥102,754 | ¥12,330,503 | ¥1,430,503 |
| 10 | 2.60% | ¥103,251 | ¥12,390,072 | ¥1,490,072 |
| 10 | 2.70% | ¥103,749 | ¥12,449,821 | ¥1,549,821 |
| 10 | 2.80% | ¥104,248 | ¥12,509,750 | ¥1,609,750 |
| 10 | 2.90% | ¥104,749 | ¥12,569,858 | ¥1,669,858 |
| 10 | 3.00% | ¥105,251 | ¥12,630,145 | ¥1,730,145 |
