1180万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1180万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1180万円の住宅ローン｜期間・年数別
1180万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥23,314 | ¥13,988,620 | ¥2,188,620 |
| 50 | 0.80% | ¥23,868 | ¥14,320,796 | ¥2,520,796 |
| 50 | 0.90% | ¥24,430 | ¥14,657,807 | ¥2,857,807 |
| 50 | 1.00% | ¥24,999 | ¥14,999,630 | ¥3,199,630 |
| 50 | 1.10% | ¥25,577 | ¥15,346,243 | ¥3,546,243 |
| 50 | 1.20% | ¥26,163 | ¥15,697,619 | ¥3,897,619 |
| 50 | 1.30% | ¥26,756 | ¥16,053,732 | ¥4,253,732 |
| 50 | 1.40% | ¥27,358 | ¥16,414,552 | ¥4,614,552 |
| 50 | 1.50% | ¥27,967 | ¥16,780,045 | ¥4,980,045 |
| 50 | 1.60% | ¥28,584 | ¥17,150,180 | ¥5,350,180 |
| 50 | 1.70% | ¥29,208 | ¥17,524,919 | ¥5,724,919 |
| 50 | 1.80% | ¥29,840 | ¥17,904,225 | ¥6,104,225 |
| 50 | 1.90% | ¥30,480 | ¥18,288,058 | ¥6,488,058 |
| 50 | 2.00% | ¥31,127 | ¥18,676,377 | ¥6,876,377 |
| 50 | 2.10% | ¥31,782 | ¥19,069,138 | ¥7,269,138 |
| 50 | 2.20% | ¥32,444 | ¥19,466,296 | ¥7,666,296 |
| 50 | 2.30% | ¥33,113 | ¥19,867,806 | ¥8,067,806 |
| 50 | 2.40% | ¥33,789 | ¥20,273,619 | ¥8,473,619 |
| 50 | 2.50% | ¥34,473 | ¥20,683,686 | ¥8,883,686 |
| 50 | 2.60% | ¥35,163 | ¥21,097,955 | ¥9,297,955 |
| 50 | 2.70% | ¥35,861 | ¥21,516,376 | ¥9,716,376 |
| 50 | 2.80% | ¥36,565 | ¥21,938,895 | ¥10,138,895 |
| 50 | 2.90% | ¥37,276 | ¥22,365,457 | ¥10,565,457 |
| 50 | 3.00% | ¥37,993 | ¥22,796,007 | ¥10,996,007 |
1180万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥25,480 | ¥13,759,323 | ¥1,959,323 |
| 45 | 0.80% | ¥26,028 | ¥14,055,056 | ¥2,255,056 |
| 45 | 0.90% | ¥26,583 | ¥14,354,717 | ¥2,554,717 |
| 45 | 1.00% | ¥27,145 | ¥14,658,290 | ¥2,858,290 |
| 45 | 1.10% | ¥27,714 | ¥14,965,761 | ¥3,165,761 |
| 45 | 1.20% | ¥28,291 | ¥15,277,114 | ¥3,477,114 |
| 45 | 1.30% | ¥28,875 | ¥15,592,329 | ¥3,792,329 |
| 45 | 1.40% | ¥29,466 | ¥15,911,386 | ¥4,111,386 |
| 45 | 1.50% | ¥30,063 | ¥16,234,265 | ¥4,434,265 |
| 45 | 1.60% | ¥30,668 | ¥16,560,943 | ¥4,760,943 |
| 45 | 1.70% | ¥31,280 | ¥16,891,396 | ¥5,091,396 |
| 45 | 1.80% | ¥31,899 | ¥17,225,598 | ¥5,425,598 |
| 45 | 1.90% | ¥32,525 | ¥17,563,524 | ¥5,763,524 |
| 45 | 2.00% | ¥33,158 | ¥17,905,144 | ¥6,105,144 |
| 45 | 2.10% | ¥33,797 | ¥18,250,431 | ¥6,450,431 |
| 45 | 2.20% | ¥34,443 | ¥18,599,353 | ¥6,799,353 |
| 45 | 2.30% | ¥35,096 | ¥18,951,880 | ¥7,151,880 |
| 45 | 2.40% | ¥35,756 | ¥19,307,979 | ¥7,507,979 |
| 45 | 2.50% | ¥36,422 | ¥19,667,617 | ¥7,867,617 |
| 45 | 2.60% | ¥37,094 | ¥20,030,759 | ¥8,230,759 |
| 45 | 2.70% | ¥37,773 | ¥20,397,370 | ¥8,597,370 |
| 45 | 2.80% | ¥38,458 | ¥20,767,412 | ¥8,967,412 |
| 45 | 2.90% | ¥39,150 | ¥21,140,851 | ¥9,340,851 |
| 45 | 3.00% | ¥39,847 | ¥21,517,646 | ¥9,717,646 |
1180万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥28,193 | ¥13,532,412 | ¥1,732,412 |
| 40 | 0.80% | ¥28,734 | ¥13,792,421 | ¥1,992,421 |
| 40 | 0.90% | ¥29,282 | ¥14,055,543 | ¥2,255,543 |
| 40 | 1.00% | ¥29,837 | ¥14,321,766 | ¥2,521,766 |
| 40 | 1.10% | ¥30,398 | ¥14,591,083 | ¥2,791,083 |
| 40 | 1.20% | ¥30,966 | ¥14,863,482 | ¥3,063,482 |
| 40 | 1.30% | ¥31,539 | ¥15,138,951 | ¥3,338,951 |
| 40 | 1.40% | ¥32,120 | ¥15,417,479 | ¥3,617,479 |
| 40 | 1.50% | ¥32,706 | ¥15,699,050 | ¥3,899,050 |
| 40 | 1.60% | ¥33,299 | ¥15,983,652 | ¥4,183,652 |
| 40 | 1.70% | ¥33,898 | ¥16,271,269 | ¥4,471,269 |
| 40 | 1.80% | ¥34,504 | ¥16,561,885 | ¥4,761,885 |
| 40 | 1.90% | ¥35,116 | ¥16,855,482 | ¥5,055,482 |
| 40 | 2.00% | ¥35,733 | ¥17,152,044 | ¥5,352,044 |
| 40 | 2.10% | ¥36,357 | ¥17,451,552 | ¥5,651,552 |
| 40 | 2.20% | ¥36,987 | ¥17,753,985 | ¥5,953,985 |
| 40 | 2.30% | ¥37,624 | ¥18,059,325 | ¥6,259,325 |
| 40 | 2.40% | ¥38,266 | ¥18,367,550 | ¥6,567,550 |
| 40 | 2.50% | ¥38,914 | ¥18,678,639 | ¥6,878,639 |
| 40 | 2.60% | ¥39,568 | ¥18,992,569 | ¥7,192,569 |
| 40 | 2.70% | ¥40,228 | ¥19,309,318 | ¥7,509,318 |
| 40 | 2.80% | ¥40,893 | ¥19,628,862 | ¥7,828,862 |
| 40 | 2.90% | ¥41,565 | ¥19,951,177 | ¥8,151,177 |
| 40 | 3.00% | ¥42,242 | ¥20,276,238 | ¥8,476,238 |
1180万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥31,685 | ¥13,307,890 | ¥1,507,890 |
| 35 | 0.80% | ¥32,221 | ¥13,532,900 | ¥1,732,900 |
| 35 | 0.90% | ¥32,763 | ¥13,760,298 | ¥1,960,298 |
| 35 | 1.00% | ¥33,310 | ¥13,990,079 | ¥2,190,079 |
| 35 | 1.10% | ¥33,862 | ¥14,222,237 | ¥2,422,237 |
| 35 | 1.20% | ¥34,421 | ¥14,456,765 | ¥2,656,765 |
| 35 | 1.30% | ¥34,985 | ¥14,693,657 | ¥2,893,657 |
| 35 | 1.40% | ¥35,555 | ¥14,932,905 | ¥3,132,905 |
| 35 | 1.50% | ¥36,130 | ¥15,174,501 | ¥3,374,501 |
| 35 | 1.60% | ¥36,711 | ¥15,418,436 | ¥3,618,436 |
| 35 | 1.70% | ¥37,297 | ¥15,664,702 | ¥3,864,702 |
| 35 | 1.80% | ¥37,889 | ¥15,913,288 | ¥4,113,288 |
| 35 | 1.90% | ¥38,486 | ¥16,164,186 | ¥4,364,186 |
| 35 | 2.00% | ¥39,089 | ¥16,417,383 | ¥4,617,383 |
| 35 | 2.10% | ¥39,697 | ¥16,672,869 | ¥4,872,869 |
| 35 | 2.20% | ¥40,311 | ¥16,930,632 | ¥5,130,632 |
| 35 | 2.30% | ¥40,930 | ¥17,190,661 | ¥5,390,661 |
| 35 | 2.40% | ¥41,555 | ¥17,452,942 | ¥5,652,942 |
| 35 | 2.50% | ¥42,184 | ¥17,717,463 | ¥5,917,463 |
| 35 | 2.60% | ¥42,820 | ¥17,984,210 | ¥6,184,210 |
| 35 | 2.70% | ¥43,460 | ¥18,253,169 | ¥6,453,169 |
| 35 | 2.80% | ¥44,106 | ¥18,524,326 | ¥6,724,326 |
| 35 | 2.90% | ¥44,756 | ¥18,797,667 | ¥6,997,667 |
| 35 | 3.00% | ¥45,412 | ¥19,073,175 | ¥7,273,175 |
1180万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥36,349 | ¥13,085,762 | ¥1,285,762 |
| 30 | 0.80% | ¥36,879 | ¥13,276,500 | ¥1,476,500 |
| 30 | 0.90% | ¥37,414 | ¥13,468,996 | ¥1,668,996 |
| 30 | 1.00% | ¥37,953 | ¥13,663,247 | ¥1,863,247 |
| 30 | 1.10% | ¥38,498 | ¥13,859,250 | ¥2,059,250 |
| 30 | 1.20% | ¥39,047 | ¥14,057,001 | ¥2,257,001 |
| 30 | 1.30% | ¥39,601 | ¥14,256,497 | ¥2,456,497 |
| 30 | 1.40% | ¥40,160 | ¥14,457,734 | ¥2,657,734 |
| 30 | 1.50% | ¥40,724 | ¥14,660,707 | ¥2,860,707 |
| 30 | 1.60% | ¥41,293 | ¥14,865,410 | ¥3,065,410 |
| 30 | 1.70% | ¥41,866 | ¥15,071,841 | ¥3,271,841 |
| 30 | 1.80% | ¥42,444 | ¥15,279,992 | ¥3,479,992 |
| 30 | 1.90% | ¥43,027 | ¥15,489,859 | ¥3,689,859 |
| 30 | 2.00% | ¥43,615 | ¥15,701,435 | ¥3,901,435 |
| 30 | 2.10% | ¥44,208 | ¥15,914,715 | ¥4,114,715 |
| 30 | 2.20% | ¥44,805 | ¥16,129,692 | ¥4,329,692 |
| 30 | 2.30% | ¥45,407 | ¥16,346,359 | ¥4,546,359 |
| 30 | 2.40% | ¥46,013 | ¥16,564,709 | ¥4,764,709 |
| 30 | 2.50% | ¥46,624 | ¥16,784,736 | ¥4,984,736 |
| 30 | 2.60% | ¥47,240 | ¥17,006,431 | ¥5,206,431 |
| 30 | 2.70% | ¥47,861 | ¥17,229,787 | ¥5,429,787 |
| 30 | 2.80% | ¥48,486 | ¥17,454,796 | ¥5,654,796 |
| 30 | 2.90% | ¥49,115 | ¥17,681,450 | ¥5,881,450 |
| 30 | 3.00% | ¥49,749 | ¥17,909,739 | ¥6,109,739 |
1180万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥42,887 | ¥12,866,032 | ¥1,066,032 |
| 25 | 0.80% | ¥43,411 | ¥13,023,227 | ¥1,223,227 |
| 25 | 0.90% | ¥43,939 | ¥13,181,645 | ¥1,381,645 |
| 25 | 1.00% | ¥44,471 | ¥13,341,285 | ¥1,541,285 |
| 25 | 1.10% | ¥45,007 | ¥13,502,145 | ¥1,702,145 |
| 25 | 1.20% | ¥45,547 | ¥13,664,223 | ¥1,864,223 |
| 25 | 1.30% | ¥46,092 | ¥13,827,517 | ¥2,027,517 |
| 25 | 1.40% | ¥46,640 | ¥13,992,025 | ¥2,192,025 |
| 25 | 1.50% | ¥47,192 | ¥14,157,746 | ¥2,357,746 |
| 25 | 1.60% | ¥47,749 | ¥14,324,676 | ¥2,524,676 |
| 25 | 1.70% | ¥48,309 | ¥14,492,814 | ¥2,692,814 |
| 25 | 1.80% | ¥48,874 | ¥14,662,156 | ¥2,862,156 |
| 25 | 1.90% | ¥49,442 | ¥14,832,700 | ¥3,032,700 |
| 25 | 2.00% | ¥50,015 | ¥15,004,444 | ¥3,204,444 |
| 25 | 2.10% | ¥50,591 | ¥15,177,383 | ¥3,377,383 |
| 25 | 2.20% | ¥51,172 | ¥15,351,514 | ¥3,551,514 |
| 25 | 2.30% | ¥51,756 | ¥15,526,836 | ¥3,726,836 |
| 25 | 2.40% | ¥52,344 | ¥15,703,343 | ¥3,903,343 |
| 25 | 2.50% | ¥52,937 | ¥15,881,032 | ¥4,081,032 |
| 25 | 2.60% | ¥53,533 | ¥16,059,901 | ¥4,259,901 |
| 25 | 2.70% | ¥54,133 | ¥16,239,944 | ¥4,439,944 |
| 25 | 2.80% | ¥54,737 | ¥16,421,157 | ¥4,621,157 |
| 25 | 2.90% | ¥55,345 | ¥16,603,538 | ¥4,803,538 |
| 25 | 3.00% | ¥55,957 | ¥16,787,081 | ¥4,987,081 |
1180万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥52,703 | ¥12,648,703 | ¥848,703 |
| 20 | 0.80% | ¥53,221 | ¥12,773,087 | ¥973,087 |
| 20 | 0.90% | ¥53,743 | ¥12,898,255 | ¥1,098,255 |
| 20 | 1.00% | ¥54,268 | ¥13,024,207 | ¥1,224,207 |
| 20 | 1.10% | ¥54,796 | ¥13,150,941 | ¥1,350,941 |
| 20 | 1.20% | ¥55,327 | ¥13,278,456 | ¥1,478,456 |
| 20 | 1.30% | ¥55,861 | ¥13,406,753 | ¥1,606,753 |
| 20 | 1.40% | ¥56,399 | ¥13,535,830 | ¥1,735,830 |
| 20 | 1.50% | ¥56,940 | ¥13,665,686 | ¥1,865,686 |
| 20 | 1.60% | ¥57,485 | ¥13,796,320 | ¥1,996,320 |
| 20 | 1.70% | ¥58,032 | ¥13,927,731 | ¥2,127,731 |
| 20 | 1.80% | ¥58,583 | ¥14,059,918 | ¥2,259,918 |
| 20 | 1.90% | ¥59,137 | ¥14,192,880 | ¥2,392,880 |
| 20 | 2.00% | ¥59,694 | ¥14,326,616 | ¥2,526,616 |
| 20 | 2.10% | ¥60,255 | ¥14,461,124 | ¥2,661,124 |
| 20 | 2.20% | ¥60,818 | ¥14,596,403 | ¥2,796,403 |
| 20 | 2.30% | ¥61,385 | ¥14,732,451 | ¥2,932,451 |
| 20 | 2.40% | ¥61,955 | ¥14,869,267 | ¥3,069,267 |
| 20 | 2.50% | ¥62,529 | ¥15,006,850 | ¥3,206,850 |
| 20 | 2.60% | ¥63,105 | ¥15,145,198 | ¥3,345,198 |
| 20 | 2.70% | ¥63,685 | ¥15,284,309 | ¥3,484,309 |
| 20 | 2.80% | ¥64,267 | ¥15,424,181 | ¥3,624,181 |
| 20 | 2.90% | ¥64,853 | ¥15,564,814 | ¥3,764,814 |
| 20 | 3.00% | ¥65,443 | ¥15,706,204 | ¥3,906,204 |
1180万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥69,077 | ¥12,433,777 | ¥633,777 |
| 15 | 0.80% | ¥69,589 | ¥12,526,085 | ¥726,085 |
| 15 | 0.90% | ¥70,105 | ¥12,618,834 | ¥818,834 |
| 15 | 1.00% | ¥70,622 | ¥12,712,023 | ¥912,023 |
| 15 | 1.10% | ¥71,143 | ¥12,805,654 | ¥1,005,654 |
| 15 | 1.20% | ¥71,665 | ¥12,899,726 | ¥1,099,726 |
| 15 | 1.30% | ¥72,190 | ¥12,994,238 | ¥1,194,238 |
| 15 | 1.40% | ¥72,718 | ¥13,089,190 | ¥1,289,190 |
| 15 | 1.50% | ¥73,248 | ¥13,184,582 | ¥1,384,582 |
| 15 | 1.60% | ¥73,780 | ¥13,280,413 | ¥1,480,413 |
| 15 | 1.70% | ¥74,315 | ¥13,376,683 | ¥1,576,683 |
| 15 | 1.80% | ¥74,852 | ¥13,473,392 | ¥1,673,392 |
| 15 | 1.90% | ¥75,392 | ¥13,570,540 | ¥1,770,540 |
| 15 | 2.00% | ¥75,934 | ¥13,668,125 | ¥1,868,125 |
| 15 | 2.10% | ¥76,479 | ¥13,766,147 | ¥1,966,147 |
| 15 | 2.20% | ¥77,026 | ¥13,864,607 | ¥2,064,607 |
| 15 | 2.30% | ¥77,575 | ¥13,963,503 | ¥2,163,503 |
| 15 | 2.40% | ¥78,127 | ¥14,062,835 | ¥2,262,835 |
| 15 | 2.50% | ¥78,681 | ¥14,162,603 | ¥2,362,603 |
| 15 | 2.60% | ¥79,238 | ¥14,262,805 | ¥2,462,805 |
| 15 | 2.70% | ¥79,797 | ¥14,363,442 | ¥2,563,442 |
| 15 | 2.80% | ¥80,358 | ¥14,464,513 | ¥2,664,513 |
| 15 | 2.90% | ¥80,922 | ¥14,566,017 | ¥2,766,017 |
| 15 | 3.00% | ¥81,489 | ¥14,667,954 | ¥2,867,954 |
1180万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥101,844 | ¥12,221,258 | ¥421,258 |
| 10 | 0.80% | ¥102,352 | ¥12,282,223 | ¥482,223 |
| 10 | 0.90% | ¥102,862 | ¥12,343,385 | ¥543,385 |
| 10 | 1.00% | ¥103,373 | ¥12,404,744 | ¥604,744 |
| 10 | 1.10% | ¥103,886 | ¥12,466,298 | ¥666,298 |
| 10 | 1.20% | ¥104,400 | ¥12,528,049 | ¥728,049 |
| 10 | 1.30% | ¥104,917 | ¥12,589,995 | ¥789,995 |
| 10 | 1.40% | ¥105,434 | ¥12,652,138 | ¥852,138 |
| 10 | 1.50% | ¥105,954 | ¥12,714,476 | ¥914,476 |
| 10 | 1.60% | ¥106,475 | ¥12,777,011 | ¥977,011 |
| 10 | 1.70% | ¥106,998 | ¥12,839,741 | ¥1,039,741 |
| 10 | 1.80% | ¥107,522 | ¥12,902,667 | ¥1,102,667 |
| 10 | 1.90% | ¥108,048 | ¥12,965,788 | ¥1,165,788 |
| 10 | 2.00% | ¥108,576 | ¥13,029,105 | ¥1,229,105 |
| 10 | 2.10% | ¥109,105 | ¥13,092,617 | ¥1,292,617 |
| 10 | 2.20% | ¥109,636 | ¥13,156,325 | ¥1,356,325 |
| 10 | 2.30% | ¥110,169 | ¥13,220,228 | ¥1,420,228 |
| 10 | 2.40% | ¥110,703 | ¥13,284,325 | ¥1,484,325 |
| 10 | 2.50% | ¥111,238 | ¥13,348,618 | ¥1,548,618 |
| 10 | 2.60% | ¥111,776 | ¥13,413,106 | ¥1,613,106 |
| 10 | 2.70% | ¥112,315 | ¥13,477,788 | ¥1,677,788 |
| 10 | 2.80% | ¥112,856 | ¥13,542,665 | ¥1,742,665 |
| 10 | 2.90% | ¥113,398 | ¥13,607,736 | ¥1,807,736 |
| 10 | 3.00% | ¥113,942 | ¥13,673,001 | ¥1,873,001 |
