1190万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1190万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1190万円の住宅ローン｜期間・年数別
1190万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥23,512 | ¥14,107,167 | ¥2,207,167 |
| 50 | 0.80% | ¥24,070 | ¥14,442,159 | ¥2,542,159 |
| 50 | 0.90% | ¥24,637 | ¥14,782,025 | ¥2,882,025 |
| 50 | 1.00% | ¥25,211 | ¥15,126,745 | ¥3,226,745 |
| 50 | 1.10% | ¥25,794 | ¥15,476,296 | ¥3,576,296 |
| 50 | 1.20% | ¥26,384 | ¥15,830,650 | ¥3,930,650 |
| 50 | 1.30% | ¥26,983 | ¥16,189,781 | ¥4,289,781 |
| 50 | 1.40% | ¥27,589 | ¥16,553,658 | ¥4,653,658 |
| 50 | 1.50% | ¥28,204 | ¥16,922,249 | ¥5,022,249 |
| 50 | 1.60% | ¥28,826 | ¥17,295,520 | ¥5,395,520 |
| 50 | 1.70% | ¥29,456 | ¥17,673,435 | ¥5,773,435 |
| 50 | 1.80% | ¥30,093 | ¥18,055,956 | ¥6,155,956 |
| 50 | 1.90% | ¥30,738 | ¥18,443,041 | ¥6,543,041 |
| 50 | 2.00% | ¥31,391 | ¥18,834,651 | ¥6,934,651 |
| 50 | 2.10% | ¥32,051 | ¥19,230,740 | ¥7,330,740 |
| 50 | 2.20% | ¥32,719 | ¥19,631,265 | ¥7,731,265 |
| 50 | 2.30% | ¥33,394 | ¥20,036,177 | ¥8,136,177 |
| 50 | 2.40% | ¥34,076 | ¥20,445,429 | ¥8,545,429 |
| 50 | 2.50% | ¥34,765 | ¥20,858,971 | ¥8,958,971 |
| 50 | 2.60% | ¥35,461 | ¥21,276,752 | ¥9,376,752 |
| 50 | 2.70% | ¥36,165 | ¥21,698,718 | ¥9,798,718 |
| 50 | 2.80% | ¥36,875 | ¥22,124,818 | ¥10,224,818 |
| 50 | 2.90% | ¥37,592 | ¥22,554,995 | ¥10,654,995 |
| 50 | 3.00% | ¥38,315 | ¥22,989,193 | ¥11,089,193 |
1190万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥25,696 | ¥13,875,928 | ¥1,975,928 |
| 45 | 0.80% | ¥26,248 | ¥14,174,167 | ¥2,274,167 |
| 45 | 0.90% | ¥26,808 | ¥14,476,367 | ¥2,576,367 |
| 45 | 1.00% | ¥27,375 | ¥14,782,513 | ¥2,882,513 |
| 45 | 1.10% | ¥27,949 | ¥15,092,590 | ¥3,192,590 |
| 45 | 1.20% | ¥28,531 | ¥15,406,581 | ¥3,506,581 |
| 45 | 1.30% | ¥29,119 | ¥15,724,467 | ¥3,824,467 |
| 45 | 1.40% | ¥29,715 | ¥16,046,229 | ¥4,146,229 |
| 45 | 1.50% | ¥30,318 | ¥16,371,844 | ¥4,471,844 |
| 45 | 1.60% | ¥30,928 | ¥16,701,290 | ¥4,801,290 |
| 45 | 1.70% | ¥31,545 | ¥17,034,544 | ¥5,134,544 |
| 45 | 1.80% | ¥32,170 | ¥17,371,578 | ¥5,471,578 |
| 45 | 1.90% | ¥32,801 | ¥17,712,367 | ¥5,812,367 |
| 45 | 2.00% | ¥33,439 | ¥18,056,883 | ¥6,156,883 |
| 45 | 2.10% | ¥34,084 | ¥18,405,095 | ¥6,505,095 |
| 45 | 2.20% | ¥34,735 | ¥18,756,975 | ¥6,856,975 |
| 45 | 2.30% | ¥35,393 | ¥19,112,489 | ¥7,212,489 |
| 45 | 2.40% | ¥36,059 | ¥19,471,606 | ¥7,571,606 |
| 45 | 2.50% | ¥36,730 | ¥19,834,292 | ¥7,934,292 |
| 45 | 2.60% | ¥37,408 | ¥20,200,511 | ¥8,300,511 |
| 45 | 2.70% | ¥38,093 | ¥20,570,229 | ¥8,670,229 |
| 45 | 2.80% | ¥38,784 | ¥20,943,408 | ¥9,043,408 |
| 45 | 2.90% | ¥39,482 | ¥21,320,010 | ¥9,420,010 |
| 45 | 3.00% | ¥40,185 | ¥21,699,999 | ¥9,799,999 |
1190万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥28,431 | ¥13,647,093 | ¥1,747,093 |
| 40 | 0.80% | ¥28,978 | ¥13,909,306 | ¥2,009,306 |
| 40 | 0.90% | ¥29,531 | ¥14,174,657 | ¥2,274,657 |
| 40 | 1.00% | ¥30,090 | ¥14,443,137 | ¥2,543,137 |
| 40 | 1.10% | ¥30,656 | ¥14,714,736 | ¥2,814,736 |
| 40 | 1.20% | ¥31,228 | ¥14,989,444 | ¥3,089,444 |
| 40 | 1.30% | ¥31,807 | ¥15,267,247 | ¥3,367,247 |
| 40 | 1.40% | ¥32,392 | ¥15,548,135 | ¥3,648,135 |
| 40 | 1.50% | ¥32,984 | ¥15,832,093 | ¥3,932,093 |
| 40 | 1.60% | ¥33,581 | ¥16,119,107 | ¥4,219,107 |
| 40 | 1.70% | ¥34,186 | ¥16,409,161 | ¥4,509,161 |
| 40 | 1.80% | ¥34,796 | ¥16,702,240 | ¥4,802,240 |
| 40 | 1.90% | ¥35,413 | ¥16,998,326 | ¥5,098,326 |
| 40 | 2.00% | ¥36,036 | ¥17,297,401 | ¥5,397,401 |
| 40 | 2.10% | ¥36,666 | ¥17,599,446 | ¥5,699,446 |
| 40 | 2.20% | ¥37,301 | ¥17,904,443 | ¥6,004,443 |
| 40 | 2.30% | ¥37,942 | ¥18,212,370 | ¥6,312,370 |
| 40 | 2.40% | ¥38,590 | ¥18,523,207 | ¥6,623,207 |
| 40 | 2.50% | ¥39,244 | ¥18,836,932 | ¥6,936,932 |
| 40 | 2.60% | ¥39,903 | ¥19,153,523 | ¥7,253,523 |
| 40 | 2.70% | ¥40,569 | ¥19,472,956 | ¥7,572,956 |
| 40 | 2.80% | ¥41,240 | ¥19,795,208 | ¥7,895,208 |
| 40 | 2.90% | ¥41,917 | ¥20,120,255 | ¥8,220,255 |
| 40 | 3.00% | ¥42,600 | ¥20,448,070 | ¥8,548,070 |
1190万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥31,954 | ¥13,420,669 | ¥1,520,669 |
| 35 | 0.80% | ¥32,494 | ¥13,647,586 | ¥1,747,586 |
| 35 | 0.90% | ¥33,040 | ¥13,876,911 | ¥1,976,911 |
| 35 | 1.00% | ¥33,592 | ¥14,108,639 | ¥2,208,639 |
| 35 | 1.10% | ¥34,149 | ¥14,342,764 | ¥2,442,764 |
| 35 | 1.20% | ¥34,713 | ¥14,579,280 | ¥2,679,280 |
| 35 | 1.30% | ¥35,281 | ¥14,818,180 | ¥2,918,180 |
| 35 | 1.40% | ¥35,856 | ¥15,059,455 | ¥3,159,455 |
| 35 | 1.50% | ¥36,436 | ¥15,303,098 | ¥3,403,098 |
| 35 | 1.60% | ¥37,022 | ¥15,549,101 | ¥3,649,101 |
| 35 | 1.70% | ¥37,613 | ¥15,797,454 | ¥3,897,454 |
| 35 | 1.80% | ¥38,210 | ¥16,048,147 | ¥4,148,147 |
| 35 | 1.90% | ¥38,812 | ¥16,301,170 | ¥4,401,170 |
| 35 | 2.00% | ¥39,420 | ¥16,556,513 | ¥4,656,513 |
| 35 | 2.10% | ¥40,034 | ¥16,814,164 | ¥4,914,164 |
| 35 | 2.20% | ¥40,653 | ¥17,074,112 | ¥5,174,112 |
| 35 | 2.30% | ¥41,277 | ¥17,336,344 | ¥5,436,344 |
| 35 | 2.40% | ¥41,907 | ¥17,600,848 | ¥5,700,848 |
| 35 | 2.50% | ¥42,542 | ¥17,867,611 | ¥5,967,611 |
| 35 | 2.60% | ¥43,182 | ¥18,136,618 | ¥6,236,618 |
| 35 | 2.70% | ¥43,828 | ¥18,407,857 | ¥6,507,857 |
| 35 | 2.80% | ¥44,479 | ¥18,681,312 | ¥6,781,312 |
| 35 | 2.90% | ¥45,136 | ¥18,956,969 | ¥7,056,969 |
| 35 | 3.00% | ¥45,797 | ¥19,234,812 | ¥7,334,812 |
1190万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥36,657 | ¥13,196,658 | ¥1,296,658 |
| 30 | 0.80% | ¥37,192 | ¥13,389,012 | ¥1,489,012 |
| 30 | 0.90% | ¥37,731 | ¥13,583,140 | ¥1,683,140 |
| 30 | 1.00% | ¥38,275 | ¥13,779,037 | ¥1,879,037 |
| 30 | 1.10% | ¥38,824 | ¥13,976,701 | ¥2,076,701 |
| 30 | 1.20% | ¥39,378 | ¥14,176,128 | ¥2,276,128 |
| 30 | 1.30% | ¥39,937 | ¥14,377,315 | ¥2,477,315 |
| 30 | 1.40% | ¥40,501 | ¥14,580,257 | ¥2,680,257 |
| 30 | 1.50% | ¥41,069 | ¥14,784,950 | ¥2,884,950 |
| 30 | 1.60% | ¥41,643 | ¥14,991,389 | ¥3,091,389 |
| 30 | 1.70% | ¥42,221 | ¥15,199,568 | ¥3,299,568 |
| 30 | 1.80% | ¥42,804 | ¥15,409,484 | ¥3,509,484 |
| 30 | 1.90% | ¥43,392 | ¥15,621,129 | ¥3,721,129 |
| 30 | 2.00% | ¥43,985 | ¥15,834,498 | ¥3,934,498 |
| 30 | 2.10% | ¥44,582 | ¥16,049,585 | ¥4,149,585 |
| 30 | 2.20% | ¥45,184 | ¥16,266,384 | ¥4,366,384 |
| 30 | 2.30% | ¥45,791 | ¥16,484,887 | ¥4,584,887 |
| 30 | 2.40% | ¥46,403 | ¥16,705,088 | ¥4,805,088 |
| 30 | 2.50% | ¥47,019 | ¥16,926,979 | ¥5,026,979 |
| 30 | 2.60% | ¥47,640 | ¥17,150,553 | ¥5,250,553 |
| 30 | 2.70% | ¥48,266 | ¥17,375,802 | ¥5,475,802 |
| 30 | 2.80% | ¥48,896 | ¥17,602,718 | ¥5,702,718 |
| 30 | 2.90% | ¥49,531 | ¥17,831,292 | ¥5,931,292 |
| 30 | 3.00% | ¥50,171 | ¥18,061,517 | ¥6,161,517 |
1190万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥43,250 | ¥12,975,066 | ¥1,075,066 |
| 25 | 0.80% | ¥43,779 | ¥13,133,593 | ¥1,233,593 |
| 25 | 0.90% | ¥44,311 | ¥13,293,354 | ¥1,393,354 |
| 25 | 1.00% | ¥44,848 | ¥13,454,347 | ¥1,554,347 |
| 25 | 1.10% | ¥45,389 | ¥13,616,570 | ¥1,716,570 |
| 25 | 1.20% | ¥45,933 | ¥13,780,021 | ¥1,880,021 |
| 25 | 1.30% | ¥46,482 | ¥13,944,699 | ¥2,044,699 |
| 25 | 1.40% | ¥47,035 | ¥14,110,602 | ¥2,210,602 |
| 25 | 1.50% | ¥47,592 | ¥14,277,727 | ¥2,377,727 |
| 25 | 1.60% | ¥48,154 | ¥14,446,072 | ¥2,546,072 |
| 25 | 1.70% | ¥48,719 | ¥14,615,634 | ¥2,715,634 |
| 25 | 1.80% | ¥49,288 | ¥14,786,412 | ¥2,886,412 |
| 25 | 1.90% | ¥49,861 | ¥14,958,401 | ¥3,058,401 |
| 25 | 2.00% | ¥50,439 | ¥15,131,600 | ¥3,231,600 |
| 25 | 2.10% | ¥51,020 | ¥15,306,005 | ¥3,406,005 |
| 25 | 2.20% | ¥51,605 | ¥15,481,612 | ¥3,581,612 |
| 25 | 2.30% | ¥52,195 | ¥15,658,419 | ¥3,758,419 |
| 25 | 2.40% | ¥52,788 | ¥15,836,422 | ¥3,936,422 |
| 25 | 2.50% | ¥53,385 | ¥16,015,617 | ¥4,115,617 |
| 25 | 2.60% | ¥53,987 | ¥16,196,001 | ¥4,296,001 |
| 25 | 2.70% | ¥54,592 | ¥16,377,570 | ¥4,477,570 |
| 25 | 2.80% | ¥55,201 | ¥16,560,320 | ¥4,660,320 |
| 25 | 2.90% | ¥55,814 | ¥16,744,246 | ¥4,844,246 |
| 25 | 3.00% | ¥56,431 | ¥16,929,344 | ¥5,029,344 |
1190万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥53,150 | ¥12,755,895 | ¥855,895 |
| 20 | 0.80% | ¥53,672 | ¥12,881,334 | ¥981,334 |
| 20 | 0.90% | ¥54,198 | ¥13,007,563 | ¥1,107,563 |
| 20 | 1.00% | ¥54,727 | ¥13,134,581 | ¥1,234,581 |
| 20 | 1.10% | ¥55,260 | ¥13,262,389 | ¥1,362,389 |
| 20 | 1.20% | ¥55,796 | ¥13,390,986 | ¥1,490,986 |
| 20 | 1.30% | ¥56,335 | ¥13,520,370 | ¥1,620,370 |
| 20 | 1.40% | ¥56,877 | ¥13,650,540 | ¥1,750,540 |
| 20 | 1.50% | ¥57,423 | ¥13,781,497 | ¥1,881,497 |
| 20 | 1.60% | ¥57,972 | ¥13,913,238 | ¥2,013,238 |
| 20 | 1.70% | ¥58,524 | ¥14,045,763 | ¥2,145,763 |
| 20 | 1.80% | ¥59,079 | ¥14,179,070 | ¥2,279,070 |
| 20 | 1.90% | ¥59,638 | ¥14,313,159 | ¥2,413,159 |
| 20 | 2.00% | ¥60,200 | ¥14,448,028 | ¥2,548,028 |
| 20 | 2.10% | ¥60,765 | ¥14,583,676 | ¥2,683,676 |
| 20 | 2.20% | ¥61,334 | ¥14,720,101 | ¥2,820,101 |
| 20 | 2.30% | ¥61,905 | ¥14,857,302 | ¥2,957,302 |
| 20 | 2.40% | ¥62,480 | ¥14,995,278 | ¥3,095,278 |
| 20 | 2.50% | ¥63,058 | ¥15,134,027 | ¥3,234,027 |
| 20 | 2.60% | ¥63,640 | ¥15,273,547 | ¥3,373,547 |
| 20 | 2.70% | ¥64,224 | ¥15,413,837 | ¥3,513,837 |
| 20 | 2.80% | ¥64,812 | ¥15,554,895 | ¥3,654,895 |
| 20 | 2.90% | ¥65,403 | ¥15,696,719 | ¥3,796,719 |
| 20 | 3.00% | ¥65,997 | ¥15,839,307 | ¥3,939,307 |
1190万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥69,662 | ¥12,539,148 | ¥639,148 |
| 15 | 0.80% | ¥70,179 | ¥12,632,238 | ¥732,238 |
| 15 | 0.90% | ¥70,699 | ¥12,725,773 | ¥825,773 |
| 15 | 1.00% | ¥71,221 | ¥12,819,753 | ¥919,753 |
| 15 | 1.10% | ¥71,745 | ¥12,914,177 | ¥1,014,177 |
| 15 | 1.20% | ¥72,272 | ¥13,009,046 | ¥1,109,046 |
| 15 | 1.30% | ¥72,802 | ¥13,104,359 | ¥1,204,359 |
| 15 | 1.40% | ¥73,334 | ¥13,200,115 | ¥1,300,115 |
| 15 | 1.50% | ¥73,868 | ¥13,296,315 | ¥1,396,315 |
| 15 | 1.60% | ¥74,405 | ¥13,392,959 | ¥1,492,959 |
| 15 | 1.70% | ¥74,945 | ¥13,490,045 | ¥1,590,045 |
| 15 | 1.80% | ¥75,487 | ¥13,587,574 | ¥1,687,574 |
| 15 | 1.90% | ¥76,031 | ¥13,685,544 | ¥1,785,544 |
| 15 | 2.00% | ¥76,578 | ¥13,783,956 | ¥1,883,956 |
| 15 | 2.10% | ¥77,127 | ¥13,882,810 | ¥1,982,810 |
| 15 | 2.20% | ¥77,678 | ¥13,982,104 | ¥2,082,104 |
| 15 | 2.30% | ¥78,232 | ¥14,081,838 | ¥2,181,838 |
| 15 | 2.40% | ¥78,789 | ¥14,182,012 | ¥2,282,012 |
| 15 | 2.50% | ¥79,348 | ¥14,282,625 | ¥2,382,625 |
| 15 | 2.60% | ¥79,909 | ¥14,383,677 | ¥2,483,677 |
| 15 | 2.70% | ¥80,473 | ¥14,485,166 | ¥2,585,166 |
| 15 | 2.80% | ¥81,039 | ¥14,587,094 | ¥2,687,094 |
| 15 | 2.90% | ¥81,608 | ¥14,689,458 | ¥2,789,458 |
| 15 | 3.00% | ¥82,179 | ¥14,792,259 | ¥2,892,259 |
1190万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥102,707 | ¥12,324,828 | ¥424,828 |
| 10 | 0.80% | ¥103,219 | ¥12,386,310 | ¥486,310 |
| 10 | 0.90% | ¥103,733 | ¥12,447,990 | ¥547,990 |
| 10 | 1.00% | ¥104,249 | ¥12,509,869 | ¥609,869 |
| 10 | 1.10% | ¥104,766 | ¥12,571,945 | ¥671,945 |
| 10 | 1.20% | ¥105,285 | ¥12,634,218 | ¥734,218 |
| 10 | 1.30% | ¥105,806 | ¥12,696,690 | ¥796,690 |
| 10 | 1.40% | ¥106,328 | ¥12,759,359 | ¥859,359 |
| 10 | 1.50% | ¥106,852 | ¥12,822,226 | ¥922,226 |
| 10 | 1.60% | ¥107,377 | ¥12,885,291 | ¥985,291 |
| 10 | 1.70% | ¥107,905 | ¥12,948,552 | ¥1,048,552 |
| 10 | 1.80% | ¥108,433 | ¥13,012,011 | ¥1,112,011 |
| 10 | 1.90% | ¥108,964 | ¥13,075,668 | ¥1,175,668 |
| 10 | 2.00% | ¥109,496 | ¥13,139,521 | ¥1,239,521 |
| 10 | 2.10% | ¥110,030 | ¥13,203,572 | ¥1,303,572 |
| 10 | 2.20% | ¥110,565 | ¥13,267,819 | ¥1,367,819 |
| 10 | 2.30% | ¥111,102 | ¥13,332,263 | ¥1,432,263 |
| 10 | 2.40% | ¥111,641 | ¥13,396,904 | ¥1,496,904 |
| 10 | 2.50% | ¥112,181 | ¥13,461,742 | ¥1,561,742 |
| 10 | 2.60% | ¥112,723 | ¥13,526,776 | ¥1,626,776 |
| 10 | 2.70% | ¥113,267 | ¥13,592,006 | ¥1,692,006 |
| 10 | 2.80% | ¥113,812 | ¥13,657,433 | ¥1,757,433 |
| 10 | 2.90% | ¥114,359 | ¥13,723,056 | ¥1,823,056 |
| 10 | 3.00% | ¥114,907 | ¥13,788,874 | ¥1,888,874 |
