1210万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1210万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1210万円の住宅ローン｜期間・年数別
1210万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥23,907 | ¥14,344,262 | ¥2,244,262 |
| 50 | 0.80% | ¥24,475 | ¥14,684,884 | ¥2,584,884 |
| 50 | 0.90% | ¥25,051 | ¥15,030,463 | ¥2,930,463 |
| 50 | 1.00% | ¥25,635 | ¥15,380,976 | ¥3,280,976 |
| 50 | 1.10% | ¥26,227 | ¥15,736,401 | ¥3,636,401 |
| 50 | 1.20% | ¥26,828 | ¥16,096,711 | ¥3,996,711 |
| 50 | 1.30% | ¥27,436 | ¥16,461,878 | ¥4,361,878 |
| 50 | 1.40% | ¥28,053 | ¥16,831,871 | ¥4,731,871 |
| 50 | 1.50% | ¥28,678 | ¥17,206,657 | ¥5,106,657 |
| 50 | 1.60% | ¥29,310 | ¥17,586,201 | ¥5,486,201 |
| 50 | 1.70% | ¥29,951 | ¥17,970,468 | ¥5,870,468 |
| 50 | 1.80% | ¥30,599 | ¥18,359,417 | ¥6,259,417 |
| 50 | 1.90% | ¥31,255 | ¥18,753,009 | ¥6,653,009 |
| 50 | 2.00% | ¥31,919 | ¥19,151,200 | ¥7,051,200 |
| 50 | 2.10% | ¥32,590 | ¥19,553,946 | ¥7,453,946 |
| 50 | 2.20% | ¥33,269 | ¥19,961,202 | ¥7,861,202 |
| 50 | 2.30% | ¥33,955 | ¥20,372,920 | ¥8,272,920 |
| 50 | 2.40% | ¥34,648 | ¥20,789,050 | ¥8,689,050 |
| 50 | 2.50% | ¥35,349 | ¥21,209,542 | ¥9,109,542 |
| 50 | 2.60% | ¥36,057 | ¥21,634,344 | ¥9,534,344 |
| 50 | 2.70% | ¥36,772 | ¥22,063,403 | ¥9,963,403 |
| 50 | 2.80% | ¥37,494 | ¥22,496,663 | ¥10,396,663 |
| 50 | 2.90% | ¥38,223 | ¥22,934,070 | ¥10,834,070 |
| 50 | 3.00% | ¥38,959 | ¥23,375,566 | ¥11,275,566 |
1210万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥26,128 | ¥14,109,137 | ¥2,009,137 |
| 45 | 0.80% | ¥26,690 | ¥14,412,388 | ¥2,312,388 |
| 45 | 0.90% | ¥27,259 | ¥14,719,667 | ¥2,619,667 |
| 45 | 1.00% | ¥27,835 | ¥15,030,958 | ¥2,930,958 |
| 45 | 1.10% | ¥28,419 | ¥15,346,247 | ¥3,246,247 |
| 45 | 1.20% | ¥29,010 | ¥15,665,515 | ¥3,565,515 |
| 45 | 1.30% | ¥29,609 | ¥15,988,744 | ¥3,888,744 |
| 45 | 1.40% | ¥30,215 | ¥16,315,913 | ¥4,215,913 |
| 45 | 1.50% | ¥30,828 | ¥16,647,001 | ¥4,547,001 |
| 45 | 1.60% | ¥31,448 | ¥16,981,984 | ¥4,881,984 |
| 45 | 1.70% | ¥32,076 | ¥17,320,838 | ¥5,220,838 |
| 45 | 1.80% | ¥32,710 | ¥17,663,537 | ¥5,563,537 |
| 45 | 1.90% | ¥33,352 | ¥18,010,054 | ¥5,910,054 |
| 45 | 2.00% | ¥34,001 | ¥18,360,360 | ¥6,260,360 |
| 45 | 2.10% | ¥34,656 | ¥18,714,425 | ¥6,614,425 |
| 45 | 2.20% | ¥35,319 | ¥19,072,218 | ¥6,972,218 |
| 45 | 2.30% | ¥35,988 | ¥19,433,708 | ¥7,333,708 |
| 45 | 2.40% | ¥36,665 | ¥19,798,860 | ¥7,698,860 |
| 45 | 2.50% | ¥37,347 | ¥20,167,641 | ¥8,067,641 |
| 45 | 2.60% | ¥38,037 | ¥20,540,015 | ¥8,440,015 |
| 45 | 2.70% | ¥38,733 | ¥20,915,947 | ¥8,815,947 |
| 45 | 2.80% | ¥39,436 | ¥21,295,398 | ¥9,195,398 |
| 45 | 2.90% | ¥40,145 | ¥21,678,330 | ¥9,578,330 |
| 45 | 3.00% | ¥40,861 | ¥22,064,704 | ¥9,964,704 |
1210万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥28,909 | ¥13,876,456 | ¥1,776,456 |
| 40 | 0.80% | ¥29,465 | ¥14,143,076 | ¥2,043,076 |
| 40 | 0.90% | ¥30,027 | ¥14,412,887 | ¥2,312,887 |
| 40 | 1.00% | ¥30,596 | ¥14,685,879 | ¥2,585,879 |
| 40 | 1.10% | ¥31,171 | ¥14,962,043 | ¥2,862,043 |
| 40 | 1.20% | ¥31,753 | ¥15,241,367 | ¥3,141,367 |
| 40 | 1.30% | ¥32,341 | ¥15,523,840 | ¥3,423,840 |
| 40 | 1.40% | ¥32,936 | ¥15,809,448 | ¥3,709,448 |
| 40 | 1.50% | ¥33,538 | ¥16,098,179 | ¥3,998,179 |
| 40 | 1.60% | ¥34,146 | ¥16,390,016 | ¥4,290,016 |
| 40 | 1.70% | ¥34,760 | ¥16,684,946 | ¥4,584,946 |
| 40 | 1.80% | ¥35,381 | ¥16,982,950 | ¥4,882,950 |
| 40 | 1.90% | ¥36,008 | ¥17,284,012 | ¥5,184,012 |
| 40 | 2.00% | ¥36,642 | ¥17,588,113 | ¥5,488,113 |
| 40 | 2.10% | ¥37,282 | ¥17,895,235 | ¥5,795,235 |
| 40 | 2.20% | ¥37,928 | ¥18,205,358 | ¥6,105,358 |
| 40 | 2.30% | ¥38,580 | ¥18,518,460 | ¥6,418,460 |
| 40 | 2.40% | ¥39,239 | ¥18,834,522 | ¥6,734,522 |
| 40 | 2.50% | ¥39,903 | ¥19,153,519 | ¥7,053,519 |
| 40 | 2.60% | ¥40,574 | ¥19,475,431 | ¥7,375,431 |
| 40 | 2.70% | ¥41,250 | ¥19,800,233 | ¥7,700,233 |
| 40 | 2.80% | ¥41,933 | ¥20,127,901 | ¥8,027,901 |
| 40 | 2.90% | ¥42,622 | ¥20,458,410 | ¥8,358,410 |
| 40 | 3.00% | ¥43,316 | ¥20,791,735 | ¥8,691,735 |
1210万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥32,491 | ¥13,646,226 | ¥1,546,226 |
| 35 | 0.80% | ¥33,040 | ¥13,876,957 | ¥1,776,957 |
| 35 | 0.90% | ¥33,596 | ¥14,110,136 | ¥2,010,136 |
| 35 | 1.00% | ¥34,157 | ¥14,345,759 | ¥2,245,759 |
| 35 | 1.10% | ¥34,723 | ¥14,583,819 | ¥2,483,819 |
| 35 | 1.20% | ¥35,296 | ¥14,824,310 | ¥2,724,310 |
| 35 | 1.30% | ¥35,874 | ¥15,067,225 | ¥2,967,225 |
| 35 | 1.40% | ¥36,458 | ¥15,312,555 | ¥3,212,555 |
| 35 | 1.50% | ¥37,048 | ¥15,560,293 | ¥3,460,293 |
| 35 | 1.60% | ¥37,644 | ¥15,810,430 | ¥3,710,430 |
| 35 | 1.70% | ¥38,245 | ¥16,062,957 | ¥3,962,957 |
| 35 | 1.80% | ¥38,852 | ¥16,317,864 | ¥4,217,864 |
| 35 | 1.90% | ¥39,465 | ¥16,575,140 | ¥4,475,140 |
| 35 | 2.00% | ¥40,083 | ¥16,834,774 | ¥4,734,774 |
| 35 | 2.10% | ¥40,707 | ¥17,096,755 | ¥4,996,755 |
| 35 | 2.20% | ¥41,336 | ¥17,361,072 | ¥5,261,072 |
| 35 | 2.30% | ¥41,971 | ¥17,627,712 | ¥5,527,712 |
| 35 | 2.40% | ¥42,611 | ¥17,896,661 | ¥5,796,661 |
| 35 | 2.50% | ¥43,257 | ¥18,167,907 | ¥6,067,907 |
| 35 | 2.60% | ¥43,908 | ¥18,441,436 | ¥6,341,436 |
| 35 | 2.70% | ¥44,565 | ¥18,717,233 | ¥6,617,233 |
| 35 | 2.80% | ¥45,227 | ¥18,995,284 | ¥6,895,284 |
| 35 | 2.90% | ¥45,894 | ¥19,275,574 | ¥7,175,574 |
| 35 | 3.00% | ¥46,567 | ¥19,558,087 | ¥7,458,087 |
1210万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥37,273 | ¥13,418,451 | ¥1,318,451 |
| 30 | 0.80% | ¥37,817 | ¥13,614,038 | ¥1,514,038 |
| 30 | 0.90% | ¥38,365 | ¥13,811,428 | ¥1,711,428 |
| 30 | 1.00% | ¥38,918 | ¥14,010,618 | ¥1,910,618 |
| 30 | 1.10% | ¥39,477 | ¥14,211,604 | ¥2,111,604 |
| 30 | 1.20% | ¥40,040 | ¥14,414,383 | ¥2,314,383 |
| 30 | 1.30% | ¥40,608 | ¥14,618,951 | ¥2,518,951 |
| 30 | 1.40% | ¥41,181 | ¥14,825,303 | ¥2,725,303 |
| 30 | 1.50% | ¥41,760 | ¥15,033,436 | ¥2,933,436 |
| 30 | 1.60% | ¥42,343 | ¥15,243,345 | ¥3,143,345 |
| 30 | 1.70% | ¥42,931 | ¥15,455,023 | ¥3,355,023 |
| 30 | 1.80% | ¥43,524 | ¥15,668,466 | ¥3,568,466 |
| 30 | 1.90% | ¥44,121 | ¥15,883,669 | ¥3,783,669 |
| 30 | 2.00% | ¥44,724 | ¥16,100,624 | ¥4,000,624 |
| 30 | 2.10% | ¥45,331 | ¥16,319,326 | ¥4,219,326 |
| 30 | 2.20% | ¥45,944 | ¥16,539,769 | ¥4,439,769 |
| 30 | 2.30% | ¥46,561 | ¥16,761,944 | ¥4,661,944 |
| 30 | 2.40% | ¥47,183 | ¥16,985,846 | ¥4,885,846 |
| 30 | 2.50% | ¥47,810 | ¥17,211,466 | ¥5,111,466 |
| 30 | 2.60% | ¥48,441 | ¥17,438,798 | ¥5,338,798 |
| 30 | 2.70% | ¥49,077 | ¥17,667,832 | ¥5,567,832 |
| 30 | 2.80% | ¥49,718 | ¥17,898,562 | ¥5,798,562 |
| 30 | 2.90% | ¥50,364 | ¥18,130,978 | ¥6,030,978 |
| 30 | 3.00% | ¥51,014 | ¥18,365,072 | ¥6,265,072 |
1210万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥43,977 | ¥13,193,134 | ¥1,093,134 |
| 25 | 0.80% | ¥44,514 | ¥13,354,326 | ¥1,254,326 |
| 25 | 0.90% | ¥45,056 | ¥13,516,772 | ¥1,416,772 |
| 25 | 1.00% | ¥45,602 | ¥13,680,470 | ¥1,580,470 |
| 25 | 1.10% | ¥46,151 | ¥13,845,419 | ¥1,745,419 |
| 25 | 1.20% | ¥46,705 | ¥14,011,618 | ¥1,911,618 |
| 25 | 1.30% | ¥47,264 | ¥14,179,064 | ¥2,079,064 |
| 25 | 1.40% | ¥47,826 | ¥14,347,755 | ¥2,247,755 |
| 25 | 1.50% | ¥48,392 | ¥14,517,689 | ¥2,417,689 |
| 25 | 1.60% | ¥48,963 | ¥14,688,863 | ¥2,588,863 |
| 25 | 1.70% | ¥49,538 | ¥14,861,275 | ¥2,761,275 |
| 25 | 1.80% | ¥50,116 | ¥15,034,923 | ¥2,934,923 |
| 25 | 1.90% | ¥50,699 | ¥15,209,803 | ¥3,109,803 |
| 25 | 2.00% | ¥51,286 | ¥15,385,912 | ¥3,285,912 |
| 25 | 2.10% | ¥51,877 | ¥15,563,248 | ¥3,463,248 |
| 25 | 2.20% | ¥52,473 | ¥15,741,807 | ¥3,641,807 |
| 25 | 2.30% | ¥53,072 | ¥15,921,586 | ¥3,821,586 |
| 25 | 2.40% | ¥53,675 | ¥16,102,580 | ¥4,002,580 |
| 25 | 2.50% | ¥54,283 | ¥16,284,787 | ¥4,184,787 |
| 25 | 2.60% | ¥54,894 | ¥16,468,203 | ¥4,368,203 |
| 25 | 2.70% | ¥55,509 | ¥16,652,823 | ¥4,552,823 |
| 25 | 2.80% | ¥56,129 | ¥16,838,644 | ¥4,738,644 |
| 25 | 2.90% | ¥56,752 | ¥17,025,661 | ¥4,925,661 |
| 25 | 3.00% | ¥57,380 | ¥17,213,871 | ¥5,113,871 |
1210万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥54,043 | ¥12,970,280 | ¥870,280 |
| 20 | 0.80% | ¥54,574 | ¥13,097,827 | ¥997,827 |
| 20 | 0.90% | ¥55,109 | ¥13,226,177 | ¥1,126,177 |
| 20 | 1.00% | ¥55,647 | ¥13,355,331 | ¥1,255,331 |
| 20 | 1.10% | ¥56,189 | ¥13,485,287 | ¥1,385,287 |
| 20 | 1.20% | ¥56,734 | ¥13,616,044 | ¥1,516,044 |
| 20 | 1.30% | ¥57,282 | ¥13,747,603 | ¥1,647,603 |
| 20 | 1.40% | ¥57,833 | ¥13,879,961 | ¥1,779,961 |
| 20 | 1.50% | ¥58,388 | ¥14,013,119 | ¥1,913,119 |
| 20 | 1.60% | ¥58,946 | ¥14,147,074 | ¥2,047,074 |
| 20 | 1.70% | ¥59,508 | ¥14,281,826 | ¥2,181,826 |
| 20 | 1.80% | ¥60,072 | ¥14,417,374 | ¥2,317,374 |
| 20 | 1.90% | ¥60,640 | ¥14,553,716 | ¥2,453,716 |
| 20 | 2.00% | ¥61,212 | ¥14,690,852 | ¥2,590,852 |
| 20 | 2.10% | ¥61,787 | ¥14,828,780 | ¥2,728,780 |
| 20 | 2.20% | ¥62,365 | ¥14,967,498 | ¥2,867,498 |
| 20 | 2.30% | ¥62,946 | ¥15,107,005 | ¥3,007,005 |
| 20 | 2.40% | ¥63,530 | ¥15,247,299 | ¥3,147,299 |
| 20 | 2.50% | ¥64,118 | ¥15,388,380 | ¥3,288,380 |
| 20 | 2.60% | ¥64,709 | ¥15,530,245 | ¥3,430,245 |
| 20 | 2.70% | ¥65,304 | ¥15,672,893 | ¥3,572,893 |
| 20 | 2.80% | ¥65,901 | ¥15,816,321 | ¥3,716,321 |
| 20 | 2.90% | ¥66,502 | ¥15,960,529 | ¥3,860,529 |
| 20 | 3.00% | ¥67,106 | ¥16,105,514 | ¥4,005,514 |
1210万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥70,833 | ¥12,749,890 | ¥649,890 |
| 15 | 0.80% | ¥71,359 | ¥12,844,545 | ¥744,545 |
| 15 | 0.90% | ¥71,887 | ¥12,939,651 | ¥839,651 |
| 15 | 1.00% | ¥72,418 | ¥13,035,211 | ¥935,211 |
| 15 | 1.10% | ¥72,951 | ¥13,131,222 | ¥1,031,222 |
| 15 | 1.20% | ¥73,487 | ¥13,227,685 | ¥1,127,685 |
| 15 | 1.30% | ¥74,026 | ¥13,324,600 | ¥1,224,600 |
| 15 | 1.40% | ¥74,566 | ¥13,421,966 | ¥1,321,966 |
| 15 | 1.50% | ¥75,110 | ¥13,519,783 | ¥1,419,783 |
| 15 | 1.60% | ¥75,656 | ¥13,618,051 | ¥1,518,051 |
| 15 | 1.70% | ¥76,204 | ¥13,716,768 | ¥1,616,768 |
| 15 | 1.80% | ¥76,755 | ¥13,815,936 | ¥1,715,936 |
| 15 | 1.90% | ¥77,309 | ¥13,915,553 | ¥1,815,553 |
| 15 | 2.00% | ¥77,865 | ¥14,015,619 | ¥1,915,619 |
| 15 | 2.10% | ¥78,423 | ¥14,116,134 | ¥2,016,134 |
| 15 | 2.20% | ¥78,984 | ¥14,217,097 | ¥2,117,097 |
| 15 | 2.30% | ¥79,547 | ¥14,318,507 | ¥2,218,507 |
| 15 | 2.40% | ¥80,113 | ¥14,420,365 | ¥2,320,365 |
| 15 | 2.50% | ¥80,681 | ¥14,522,669 | ¥2,422,669 |
| 15 | 2.60% | ¥81,252 | ¥14,625,419 | ¥2,525,419 |
| 15 | 2.70% | ¥81,826 | ¥14,728,615 | ¥2,628,615 |
| 15 | 2.80% | ¥82,401 | ¥14,832,255 | ¥2,732,255 |
| 15 | 2.90% | ¥82,980 | ¥14,936,340 | ¥2,836,340 |
| 15 | 3.00% | ¥83,560 | ¥15,040,868 | ¥2,940,868 |
1210万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥104,433 | ¥12,531,968 | ¥431,968 |
| 10 | 0.80% | ¥104,954 | ¥12,594,483 | ¥494,483 |
| 10 | 0.90% | ¥105,477 | ¥12,657,200 | ¥557,200 |
| 10 | 1.00% | ¥106,001 | ¥12,720,118 | ¥620,118 |
| 10 | 1.10% | ¥106,527 | ¥12,783,238 | ¥683,238 |
| 10 | 1.20% | ¥107,055 | ¥12,846,558 | ¥746,558 |
| 10 | 1.30% | ¥107,584 | ¥12,910,080 | ¥810,080 |
| 10 | 1.40% | ¥108,115 | ¥12,973,802 | ¥873,802 |
| 10 | 1.50% | ¥108,648 | ¥13,037,726 | ¥937,726 |
| 10 | 1.60% | ¥109,182 | ¥13,101,850 | ¥1,001,850 |
| 10 | 1.70% | ¥109,718 | ¥13,166,175 | ¥1,066,175 |
| 10 | 1.80% | ¥110,256 | ¥13,230,701 | ¥1,130,701 |
| 10 | 1.90% | ¥110,795 | ¥13,295,427 | ¥1,195,427 |
| 10 | 2.00% | ¥111,336 | ¥13,360,353 | ¥1,260,353 |
| 10 | 2.10% | ¥111,879 | ¥13,425,480 | ¥1,325,480 |
| 10 | 2.20% | ¥112,423 | ¥13,490,808 | ¥1,390,808 |
| 10 | 2.30% | ¥112,969 | ¥13,556,335 | ¥1,456,335 |
| 10 | 2.40% | ¥113,517 | ¥13,622,062 | ¥1,522,062 |
| 10 | 2.50% | ¥114,067 | ¥13,687,990 | ¥1,587,990 |
| 10 | 2.60% | ¥114,618 | ¥13,754,117 | ¥1,654,117 |
| 10 | 2.70% | ¥115,170 | ¥13,820,443 | ¥1,720,443 |
| 10 | 2.80% | ¥115,725 | ¥13,886,970 | ¥1,786,970 |
| 10 | 2.90% | ¥116,281 | ¥13,953,695 | ¥1,853,695 |
| 10 | 3.00% | ¥116,839 | ¥14,020,620 | ¥1,920,620 |
