1240万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1240万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1240万円の住宅ローン｜期間・年数別
1240万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥24,500 | ¥14,699,905 | ¥2,299,905 |
| 50 | 0.80% | ¥25,082 | ¥15,048,972 | ¥2,648,972 |
| 50 | 0.90% | ¥25,672 | ¥15,403,119 | ¥3,003,119 |
| 50 | 1.00% | ¥26,271 | ¥15,762,323 | ¥3,362,323 |
| 50 | 1.10% | ¥26,878 | ¥16,126,560 | ¥3,726,560 |
| 50 | 1.20% | ¥27,493 | ¥16,495,803 | ¥4,095,803 |
| 50 | 1.30% | ¥28,117 | ¥16,870,024 | ¥4,470,024 |
| 50 | 1.40% | ¥28,749 | ¥17,249,190 | ¥4,849,190 |
| 50 | 1.50% | ¥29,389 | ¥17,633,268 | ¥5,233,268 |
| 50 | 1.60% | ¥30,037 | ¥18,022,223 | ¥5,622,223 |
| 50 | 1.70% | ¥30,693 | ¥18,416,017 | ¥6,016,017 |
| 50 | 1.80% | ¥31,358 | ¥18,814,609 | ¥6,414,609 |
| 50 | 1.90% | ¥32,030 | ¥19,217,959 | ¥6,817,959 |
| 50 | 2.00% | ¥32,710 | ¥19,626,023 | ¥7,226,023 |
| 50 | 2.10% | ¥33,398 | ¥20,038,755 | ¥7,638,755 |
| 50 | 2.20% | ¥34,094 | ¥20,456,108 | ¥8,056,108 |
| 50 | 2.30% | ¥34,797 | ¥20,878,033 | ¥8,478,033 |
| 50 | 2.40% | ¥35,507 | ¥21,304,481 | ¥8,904,481 |
| 50 | 2.50% | ¥36,226 | ¥21,735,398 | ¥9,335,398 |
| 50 | 2.60% | ¥36,951 | ¥22,170,733 | ¥9,770,733 |
| 50 | 2.70% | ¥37,684 | ¥22,610,429 | ¥10,210,429 |
| 50 | 2.80% | ¥38,424 | ¥23,054,432 | ¥10,654,432 |
| 50 | 2.90% | ¥39,171 | ¥23,502,683 | ¥11,102,683 |
| 50 | 3.00% | ¥39,925 | ¥23,955,126 | ¥11,555,126 |
1240万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥26,776 | ¥14,458,950 | ¥2,058,950 |
| 45 | 0.80% | ¥27,351 | ¥14,769,720 | ¥2,369,720 |
| 45 | 0.90% | ¥27,934 | ¥15,084,617 | ¥2,684,617 |
| 45 | 1.00% | ¥28,525 | ¥15,403,627 | ¥3,003,627 |
| 45 | 1.10% | ¥29,124 | ¥15,726,732 | ¥3,326,732 |
| 45 | 1.20% | ¥29,729 | ¥16,053,916 | ¥3,653,916 |
| 45 | 1.30% | ¥30,343 | ¥16,385,159 | ¥3,985,159 |
| 45 | 1.40% | ¥30,964 | ¥16,720,440 | ¥4,320,440 |
| 45 | 1.50% | ¥31,592 | ¥17,059,737 | ¥4,659,737 |
| 45 | 1.60% | ¥32,228 | ¥17,403,025 | ¥5,003,025 |
| 45 | 1.70% | ¥32,871 | ¥17,750,281 | ¥5,350,281 |
| 45 | 1.80% | ¥33,521 | ¥18,101,476 | ¥5,701,476 |
| 45 | 1.90% | ¥34,179 | ¥18,456,584 | ¥6,056,584 |
| 45 | 2.00% | ¥34,844 | ¥18,815,575 | ¥6,415,575 |
| 45 | 2.10% | ¥35,516 | ¥19,178,419 | ¥6,778,419 |
| 45 | 2.20% | ¥36,195 | ¥19,545,083 | ¥7,145,083 |
| 45 | 2.30% | ¥36,881 | ¥19,915,535 | ¥7,515,535 |
| 45 | 2.40% | ¥37,574 | ¥20,289,741 | ¥7,889,741 |
| 45 | 2.50% | ¥38,273 | ¥20,667,665 | ¥8,267,665 |
| 45 | 2.60% | ¥38,980 | ¥21,049,272 | ¥8,649,272 |
| 45 | 2.70% | ¥39,694 | ¥21,434,524 | ¥9,034,524 |
| 45 | 2.80% | ¥40,414 | ¥21,823,383 | ¥9,423,383 |
| 45 | 2.90% | ¥41,140 | ¥22,215,809 | ¥9,815,809 |
| 45 | 3.00% | ¥41,874 | ¥22,611,763 | ¥10,211,763 |
1240万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥29,626 | ¥14,220,500 | ¥1,820,500 |
| 40 | 0.80% | ¥30,195 | ¥14,493,731 | ¥2,093,731 |
| 40 | 0.90% | ¥30,771 | ¥14,770,231 | ¥2,370,231 |
| 40 | 1.00% | ¥31,354 | ¥15,049,992 | ¥2,649,992 |
| 40 | 1.10% | ¥31,944 | ¥15,333,002 | ¥2,933,002 |
| 40 | 1.20% | ¥32,540 | ¥15,619,252 | ¥3,219,252 |
| 40 | 1.30% | ¥33,143 | ¥15,908,728 | ¥3,508,728 |
| 40 | 1.40% | ¥33,753 | ¥16,201,418 | ¥3,801,418 |
| 40 | 1.50% | ¥34,369 | ¥16,497,307 | ¥4,097,307 |
| 40 | 1.60% | ¥34,992 | ¥16,796,380 | ¥4,396,380 |
| 40 | 1.70% | ¥35,622 | ¥17,098,622 | ¥4,698,622 |
| 40 | 1.80% | ¥36,258 | ¥17,404,015 | ¥5,004,015 |
| 40 | 1.90% | ¥36,901 | ¥17,712,541 | ¥5,312,541 |
| 40 | 2.00% | ¥37,550 | ¥18,024,182 | ¥5,624,182 |
| 40 | 2.10% | ¥38,206 | ¥18,338,919 | ¥5,938,919 |
| 40 | 2.20% | ¥38,868 | ¥18,656,730 | ¥6,256,730 |
| 40 | 2.30% | ¥39,537 | ¥18,977,596 | ¥6,577,596 |
| 40 | 2.40% | ¥40,211 | ¥19,301,493 | ¥6,901,493 |
| 40 | 2.50% | ¥40,893 | ¥19,628,400 | ¥7,228,400 |
| 40 | 2.60% | ¥41,580 | ¥19,958,293 | ¥7,558,293 |
| 40 | 2.70% | ¥42,273 | ¥20,291,148 | ¥7,891,148 |
| 40 | 2.80% | ¥42,973 | ¥20,626,940 | ¥8,226,940 |
| 40 | 2.90% | ¥43,678 | ¥20,965,644 | ¥8,565,644 |
| 40 | 3.00% | ¥44,390 | ¥21,307,233 | ¥8,907,233 |
1240万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥33,297 | ¥13,984,562 | ¥1,584,562 |
| 35 | 0.80% | ¥33,860 | ¥14,221,014 | ¥1,821,014 |
| 35 | 0.90% | ¥34,429 | ¥14,459,975 | ¥2,059,975 |
| 35 | 1.00% | ¥35,003 | ¥14,701,439 | ¥2,301,439 |
| 35 | 1.10% | ¥35,584 | ¥14,945,402 | ¥2,545,402 |
| 35 | 1.20% | ¥36,171 | ¥15,191,855 | ¥2,791,855 |
| 35 | 1.30% | ¥36,764 | ¥15,440,792 | ¥3,040,792 |
| 35 | 1.40% | ¥37,362 | ¥15,692,205 | ¥3,292,205 |
| 35 | 1.50% | ¥37,967 | ¥15,946,086 | ¥3,546,086 |
| 35 | 1.60% | ¥38,577 | ¥16,202,424 | ¥3,802,424 |
| 35 | 1.70% | ¥39,193 | ¥16,461,212 | ¥4,061,212 |
| 35 | 1.80% | ¥39,815 | ¥16,722,439 | ¥4,322,439 |
| 35 | 1.90% | ¥40,443 | ¥16,986,093 | ¥4,586,093 |
| 35 | 2.00% | ¥41,077 | ¥17,252,165 | ¥4,852,165 |
| 35 | 2.10% | ¥41,716 | ¥17,520,642 | ¥5,120,642 |
| 35 | 2.20% | ¥42,361 | ¥17,791,512 | ¥5,391,512 |
| 35 | 2.30% | ¥43,011 | ¥18,064,762 | ¥5,664,762 |
| 35 | 2.40% | ¥43,668 | ¥18,340,380 | ¥5,940,380 |
| 35 | 2.50% | ¥44,329 | ¥18,618,351 | ¥6,218,351 |
| 35 | 2.60% | ¥44,997 | ¥18,898,661 | ¥6,498,661 |
| 35 | 2.70% | ¥45,670 | ¥19,181,296 | ¥6,781,296 |
| 35 | 2.80% | ¥46,348 | ¥19,466,241 | ¥7,066,241 |
| 35 | 2.90% | ¥47,032 | ¥19,753,480 | ¥7,353,480 |
| 35 | 3.00% | ¥47,721 | ¥20,042,998 | ¥7,642,998 |
1240万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥38,198 | ¥13,751,140 | ¥1,351,140 |
| 30 | 0.80% | ¥38,754 | ¥13,951,576 | ¥1,551,576 |
| 30 | 0.90% | ¥39,316 | ¥14,153,860 | ¥1,753,860 |
| 30 | 1.00% | ¥39,883 | ¥14,357,988 | ¥1,957,988 |
| 30 | 1.10% | ¥40,455 | ¥14,563,957 | ¥2,163,957 |
| 30 | 1.20% | ¥41,033 | ¥14,771,764 | ¥2,371,764 |
| 30 | 1.30% | ¥41,615 | ¥14,981,404 | ¥2,581,404 |
| 30 | 1.40% | ¥42,202 | ¥15,192,873 | ¥2,792,873 |
| 30 | 1.50% | ¥42,795 | ¥15,406,166 | ¥3,006,166 |
| 30 | 1.60% | ¥43,392 | ¥15,621,279 | ¥3,221,279 |
| 30 | 1.70% | ¥43,995 | ¥15,838,206 | ¥3,438,206 |
| 30 | 1.80% | ¥44,603 | ¥16,056,941 | ¥3,656,941 |
| 30 | 1.90% | ¥45,215 | ¥16,277,479 | ¥3,877,479 |
| 30 | 2.00% | ¥45,833 | ¥16,499,813 | ¥4,099,813 |
| 30 | 2.10% | ¥46,455 | ¥16,723,938 | ¥4,323,938 |
| 30 | 2.20% | ¥47,083 | ¥16,949,846 | ¥4,549,846 |
| 30 | 2.30% | ¥47,715 | ¥17,177,530 | ¥4,777,530 |
| 30 | 2.40% | ¥48,353 | ¥17,406,983 | ¥5,006,983 |
| 30 | 2.50% | ¥48,995 | ¥17,638,197 | ¥5,238,197 |
| 30 | 2.60% | ¥49,642 | ¥17,871,165 | ¥5,471,165 |
| 30 | 2.70% | ¥50,294 | ¥18,105,878 | ¥5,705,878 |
| 30 | 2.80% | ¥50,951 | ¥18,342,328 | ¥5,942,328 |
| 30 | 2.90% | ¥51,613 | ¥18,580,506 | ¥6,180,506 |
| 30 | 3.00% | ¥52,279 | ¥18,820,404 | ¥6,420,404 |
1240万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥45,067 | ¥13,520,237 | ¥1,120,237 |
| 25 | 0.80% | ¥45,618 | ¥13,685,425 | ¥1,285,425 |
| 25 | 0.90% | ¥46,173 | ¥13,851,898 | ¥1,451,898 |
| 25 | 1.00% | ¥46,732 | ¥14,019,655 | ¥1,619,655 |
| 25 | 1.10% | ¥47,296 | ¥14,188,694 | ¥1,788,694 |
| 25 | 1.20% | ¥47,863 | ¥14,359,014 | ¥1,959,014 |
| 25 | 1.30% | ¥48,435 | ¥14,530,611 | ¥2,130,611 |
| 25 | 1.40% | ¥49,012 | ¥14,703,484 | ¥2,303,484 |
| 25 | 1.50% | ¥49,592 | ¥14,877,631 | ¥2,477,631 |
| 25 | 1.60% | ¥50,177 | ¥15,053,050 | ¥2,653,050 |
| 25 | 1.70% | ¥50,766 | ¥15,229,737 | ¥2,829,737 |
| 25 | 1.80% | ¥51,359 | ¥15,407,690 | ¥3,007,690 |
| 25 | 1.90% | ¥51,956 | ¥15,586,906 | ¥3,186,906 |
| 25 | 2.00% | ¥52,558 | ¥15,767,381 | ¥3,367,381 |
| 25 | 2.10% | ¥53,164 | ¥15,949,114 | ¥3,549,114 |
| 25 | 2.20% | ¥53,774 | ¥16,132,100 | ¥3,732,100 |
| 25 | 2.30% | ¥54,388 | ¥16,316,336 | ¥3,916,336 |
| 25 | 2.40% | ¥55,006 | ¥16,501,818 | ¥4,101,818 |
| 25 | 2.50% | ¥55,628 | ¥16,688,543 | ¥4,288,543 |
| 25 | 2.60% | ¥56,255 | ¥16,876,506 | ¥4,476,506 |
| 25 | 2.70% | ¥56,886 | ¥17,065,703 | ¥4,665,703 |
| 25 | 2.80% | ¥57,520 | ¥17,256,131 | ¥4,856,131 |
| 25 | 2.90% | ¥58,159 | ¥17,447,785 | ¥5,047,785 |
| 25 | 3.00% | ¥58,802 | ¥17,640,661 | ¥5,240,661 |
1240万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥55,383 | ¥13,291,857 | ¥891,857 |
| 20 | 0.80% | ¥55,927 | ¥13,422,566 | ¥1,022,566 |
| 20 | 0.90% | ¥56,475 | ¥13,554,099 | ¥1,154,099 |
| 20 | 1.00% | ¥57,027 | ¥13,686,455 | ¥1,286,455 |
| 20 | 1.10% | ¥57,582 | ¥13,819,633 | ¥1,419,633 |
| 20 | 1.20% | ¥58,140 | ¥13,953,632 | ¥1,553,632 |
| 20 | 1.30% | ¥58,702 | ¥14,088,453 | ¥1,688,453 |
| 20 | 1.40% | ¥59,267 | ¥14,224,093 | ¥1,824,093 |
| 20 | 1.50% | ¥59,836 | ¥14,360,551 | ¥1,960,551 |
| 20 | 1.60% | ¥60,408 | ¥14,497,828 | ¥2,097,828 |
| 20 | 1.70% | ¥60,983 | ¥14,635,921 | ¥2,235,921 |
| 20 | 1.80% | ¥61,562 | ¥14,774,830 | ¥2,374,830 |
| 20 | 1.90% | ¥62,144 | ¥14,914,552 | ¥2,514,552 |
| 20 | 2.00% | ¥62,730 | ¥15,055,088 | ¥2,655,088 |
| 20 | 2.10% | ¥63,318 | ¥15,196,435 | ¥2,796,435 |
| 20 | 2.20% | ¥63,911 | ¥15,338,593 | ¥2,938,593 |
| 20 | 2.30% | ¥64,506 | ¥15,481,559 | ¥3,081,559 |
| 20 | 2.40% | ¥65,106 | ¥15,625,332 | ¥3,225,332 |
| 20 | 2.50% | ¥65,708 | ¥15,769,910 | ¥3,369,910 |
| 20 | 2.60% | ¥66,314 | ¥15,915,292 | ¥3,515,292 |
| 20 | 2.70% | ¥66,923 | ¥16,061,477 | ¥3,661,477 |
| 20 | 2.80% | ¥67,535 | ¥16,208,462 | ¥3,808,462 |
| 20 | 2.90% | ¥68,151 | ¥16,356,245 | ¥3,956,245 |
| 20 | 3.00% | ¥68,770 | ¥16,504,825 | ¥4,104,825 |
1240万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥72,589 | ¥13,066,003 | ¥666,003 |
| 15 | 0.80% | ¥73,128 | ¥13,163,004 | ¥763,004 |
| 15 | 0.90% | ¥73,669 | ¥13,260,469 | ¥860,469 |
| 15 | 1.00% | ¥74,213 | ¥13,358,398 | ¥958,398 |
| 15 | 1.10% | ¥74,760 | ¥13,456,789 | ¥1,056,789 |
| 15 | 1.20% | ¥75,309 | ¥13,555,644 | ¥1,155,644 |
| 15 | 1.30% | ¥75,861 | ¥13,654,962 | ¥1,254,962 |
| 15 | 1.40% | ¥76,415 | ¥13,754,742 | ¥1,354,742 |
| 15 | 1.50% | ¥76,972 | ¥13,854,984 | ¥1,454,984 |
| 15 | 1.60% | ¥77,532 | ¥13,955,688 | ¥1,555,688 |
| 15 | 1.70% | ¥78,094 | ¥14,056,854 | ¥1,656,854 |
| 15 | 1.80% | ¥78,658 | ¥14,158,480 | ¥1,758,480 |
| 15 | 1.90% | ¥79,225 | ¥14,260,567 | ¥1,860,567 |
| 15 | 2.00% | ¥79,795 | ¥14,363,114 | ¥1,963,114 |
| 15 | 2.10% | ¥80,367 | ¥14,466,121 | ¥2,066,121 |
| 15 | 2.20% | ¥80,942 | ¥14,569,587 | ¥2,169,587 |
| 15 | 2.30% | ¥81,520 | ¥14,673,512 | ¥2,273,512 |
| 15 | 2.40% | ¥82,099 | ¥14,777,895 | ¥2,377,895 |
| 15 | 2.50% | ¥82,682 | ¥14,882,735 | ¥2,482,735 |
| 15 | 2.60% | ¥83,267 | ¥14,988,033 | ¥2,588,033 |
| 15 | 2.70% | ¥83,854 | ¥15,093,787 | ¥2,693,787 |
| 15 | 2.80% | ¥84,444 | ¥15,199,997 | ¥2,799,997 |
| 15 | 2.90% | ¥85,037 | ¥15,306,662 | ¥2,906,662 |
| 15 | 3.00% | ¥85,632 | ¥15,413,782 | ¥3,013,782 |
1240万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥107,022 | ¥12,842,678 | ¥442,678 |
| 10 | 0.80% | ¥107,556 | ¥12,906,743 | ¥506,743 |
| 10 | 0.90% | ¥108,092 | ¥12,971,015 | ¥571,015 |
| 10 | 1.00% | ¥108,629 | ¥13,035,493 | ¥635,493 |
| 10 | 1.10% | ¥109,168 | ¥13,100,178 | ¥700,178 |
| 10 | 1.20% | ¥109,709 | ¥13,165,068 | ¥765,068 |
| 10 | 1.30% | ¥110,251 | ¥13,230,164 | ¥830,164 |
| 10 | 1.40% | ¥110,796 | ¥13,295,467 | ¥895,467 |
| 10 | 1.50% | ¥111,341 | ¥13,360,975 | ¥960,975 |
| 10 | 1.60% | ¥111,889 | ¥13,426,689 | ¥1,026,689 |
| 10 | 1.70% | ¥112,438 | ¥13,492,609 | ¥1,092,609 |
| 10 | 1.80% | ¥112,989 | ¥13,558,735 | ¥1,158,735 |
| 10 | 1.90% | ¥113,542 | ¥13,625,066 | ¥1,225,066 |
| 10 | 2.00% | ¥114,097 | ¥13,691,602 | ¥1,291,602 |
| 10 | 2.10% | ¥114,653 | ¥13,758,344 | ¥1,358,344 |
| 10 | 2.20% | ¥115,211 | ¥13,825,291 | ¥1,425,291 |
| 10 | 2.30% | ¥115,770 | ¥13,892,443 | ¥1,492,443 |
| 10 | 2.40% | ¥116,332 | ¥13,959,800 | ¥1,559,800 |
| 10 | 2.50% | ¥116,895 | ¥14,027,361 | ¥1,627,361 |
| 10 | 2.60% | ¥117,459 | ¥14,095,128 | ¥1,695,128 |
| 10 | 2.70% | ¥118,026 | ¥14,163,099 | ¥1,763,099 |
| 10 | 2.80% | ¥118,594 | ¥14,231,275 | ¥1,831,275 |
| 10 | 2.90% | ¥119,164 | ¥14,299,655 | ¥1,899,655 |
| 10 | 3.00% | ¥119,735 | ¥14,368,239 | ¥1,968,239 |
