1250万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1250万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1250万円の住宅ローン|期間・年数別
1250万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥24,697 |
¥14,818,453 |
¥2,318,453 |
| 50 |
0.80% |
¥25,284 |
¥15,170,335 |
¥2,670,335 |
| 50 |
0.90% |
¥25,879 |
¥15,527,338 |
¥3,027,338 |
| 50 |
1.00% |
¥26,482 |
¥15,889,439 |
¥3,389,439 |
| 50 |
1.10% |
¥27,094 |
¥16,256,613 |
¥3,756,613 |
| 50 |
1.20% |
¥27,715 |
¥16,628,834 |
¥4,128,834 |
| 50 |
1.30% |
¥28,343 |
¥17,006,072 |
¥4,506,072 |
| 50 |
1.40% |
¥28,980 |
¥17,388,296 |
¥4,888,296 |
| 50 |
1.50% |
¥29,626 |
¥17,775,472 |
¥5,275,472 |
| 50 |
1.60% |
¥30,279 |
¥18,167,563 |
¥5,667,563 |
| 50 |
1.70% |
¥30,941 |
¥18,564,533 |
¥6,064,533 |
| 50 |
1.80% |
¥31,611 |
¥18,966,340 |
¥6,466,340 |
| 50 |
1.90% |
¥32,288 |
¥19,372,943 |
¥6,872,943 |
| 50 |
2.00% |
¥32,974 |
¥19,784,297 |
¥7,284,297 |
| 50 |
2.10% |
¥33,667 |
¥20,200,358 |
¥7,700,358 |
| 50 |
2.20% |
¥34,368 |
¥20,621,076 |
¥8,121,076 |
| 50 |
2.30% |
¥35,077 |
¥21,046,405 |
¥8,546,405 |
| 50 |
2.40% |
¥35,794 |
¥21,476,291 |
¥8,976,291 |
| 50 |
2.50% |
¥36,518 |
¥21,910,684 |
¥9,410,684 |
| 50 |
2.60% |
¥37,249 |
¥22,349,529 |
¥9,849,529 |
| 50 |
2.70% |
¥37,988 |
¥22,792,771 |
¥10,292,771 |
| 50 |
2.80% |
¥38,734 |
¥23,240,355 |
¥10,740,355 |
| 50 |
2.90% |
¥39,487 |
¥23,692,221 |
¥11,192,221 |
| 50 |
3.00% |
¥40,247 |
¥24,148,312 |
¥11,648,312 |
1250万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥26,992 |
¥14,575,554 |
¥2,075,554 |
| 45 |
0.80% |
¥27,572 |
¥14,888,831 |
¥2,388,831 |
| 45 |
0.90% |
¥28,160 |
¥15,206,268 |
¥2,706,268 |
| 45 |
1.00% |
¥28,755 |
¥15,527,850 |
¥3,027,850 |
| 45 |
1.10% |
¥29,358 |
¥15,853,561 |
¥3,353,561 |
| 45 |
1.20% |
¥29,969 |
¥16,183,383 |
¥3,683,383 |
| 45 |
1.30% |
¥30,588 |
¥16,517,297 |
¥4,017,297 |
| 45 |
1.40% |
¥31,213 |
¥16,855,282 |
¥4,355,282 |
| 45 |
1.50% |
¥31,847 |
¥17,197,315 |
¥4,697,315 |
| 45 |
1.60% |
¥32,488 |
¥17,543,372 |
¥5,043,372 |
| 45 |
1.70% |
¥33,136 |
¥17,893,428 |
¥5,393,428 |
| 45 |
1.80% |
¥33,792 |
¥18,247,456 |
¥5,747,456 |
| 45 |
1.90% |
¥34,454 |
¥18,605,428 |
¥6,105,428 |
| 45 |
2.00% |
¥35,125 |
¥18,967,314 |
¥6,467,314 |
| 45 |
2.10% |
¥35,802 |
¥19,333,083 |
¥6,833,083 |
| 45 |
2.20% |
¥36,486 |
¥19,702,705 |
¥7,202,705 |
| 45 |
2.30% |
¥37,178 |
¥20,076,144 |
¥7,576,144 |
| 45 |
2.40% |
¥37,877 |
¥20,453,368 |
¥7,953,368 |
| 45 |
2.50% |
¥38,582 |
¥20,834,340 |
¥8,334,340 |
| 45 |
2.60% |
¥39,294 |
¥21,219,024 |
¥8,719,024 |
| 45 |
2.70% |
¥40,014 |
¥21,607,383 |
¥9,107,383 |
| 45 |
2.80% |
¥40,740 |
¥21,999,378 |
¥9,499,378 |
| 45 |
2.90% |
¥41,472 |
¥22,394,969 |
¥9,894,969 |
| 45 |
3.00% |
¥42,211 |
¥22,794,116 |
¥10,294,116 |
1250万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥29,865 |
¥14,335,182 |
¥1,835,182 |
| 40 |
0.80% |
¥30,439 |
¥14,610,616 |
¥2,110,616 |
| 40 |
0.90% |
¥31,019 |
¥14,889,346 |
¥2,389,346 |
| 40 |
1.00% |
¥31,607 |
¥15,171,363 |
¥2,671,363 |
| 40 |
1.10% |
¥32,201 |
¥15,456,656 |
¥2,956,656 |
| 40 |
1.20% |
¥32,803 |
¥15,745,214 |
¥3,245,214 |
| 40 |
1.30% |
¥33,410 |
¥16,037,025 |
¥3,537,025 |
| 40 |
1.40% |
¥34,025 |
¥16,332,075 |
¥3,832,075 |
| 40 |
1.50% |
¥34,647 |
¥16,630,350 |
¥4,130,350 |
| 40 |
1.60% |
¥35,275 |
¥16,931,835 |
¥4,431,835 |
| 40 |
1.70% |
¥35,909 |
¥17,236,514 |
¥4,736,514 |
| 40 |
1.80% |
¥36,551 |
¥17,544,370 |
¥5,044,370 |
| 40 |
1.90% |
¥37,199 |
¥17,855,384 |
¥5,355,384 |
| 40 |
2.00% |
¥37,853 |
¥18,169,538 |
¥5,669,538 |
| 40 |
2.10% |
¥38,514 |
¥18,486,813 |
¥5,986,813 |
| 40 |
2.20% |
¥39,182 |
¥18,807,188 |
¥6,307,188 |
| 40 |
2.30% |
¥39,856 |
¥19,130,641 |
¥6,630,641 |
| 40 |
2.40% |
¥40,536 |
¥19,457,150 |
¥6,957,150 |
| 40 |
2.50% |
¥41,222 |
¥19,786,694 |
¥7,286,694 |
| 40 |
2.60% |
¥41,915 |
¥20,119,247 |
¥7,619,247 |
| 40 |
2.70% |
¥42,614 |
¥20,454,786 |
¥7,954,786 |
| 40 |
2.80% |
¥43,319 |
¥20,793,286 |
¥8,293,286 |
| 40 |
2.90% |
¥44,031 |
¥21,134,721 |
¥8,634,721 |
| 40 |
3.00% |
¥44,748 |
¥21,479,065 |
¥8,979,065 |
1250万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥33,565 |
¥14,097,341 |
¥1,597,341 |
| 35 |
0.80% |
¥34,133 |
¥14,335,699 |
¥1,835,699 |
| 35 |
0.90% |
¥34,706 |
¥14,576,587 |
¥2,076,587 |
| 35 |
1.00% |
¥35,286 |
¥14,819,999 |
¥2,319,999 |
| 35 |
1.10% |
¥35,871 |
¥15,065,929 |
¥2,565,929 |
| 35 |
1.20% |
¥36,463 |
¥15,314,370 |
¥2,814,370 |
| 35 |
1.30% |
¥37,060 |
¥15,565,315 |
¥3,065,315 |
| 35 |
1.40% |
¥37,664 |
¥15,818,755 |
¥3,318,755 |
| 35 |
1.50% |
¥38,273 |
¥16,074,683 |
¥3,574,683 |
| 35 |
1.60% |
¥38,888 |
¥16,333,089 |
¥3,833,089 |
| 35 |
1.70% |
¥39,509 |
¥16,593,964 |
¥4,093,964 |
| 35 |
1.80% |
¥40,136 |
¥16,857,297 |
¥4,357,297 |
| 35 |
1.90% |
¥40,769 |
¥17,123,078 |
¥4,623,078 |
| 35 |
2.00% |
¥41,408 |
¥17,391,295 |
¥4,891,295 |
| 35 |
2.10% |
¥42,052 |
¥17,661,937 |
¥5,161,937 |
| 35 |
2.20% |
¥42,702 |
¥17,934,992 |
¥5,434,992 |
| 35 |
2.30% |
¥43,358 |
¥18,210,446 |
¥5,710,446 |
| 35 |
2.40% |
¥44,020 |
¥18,488,286 |
¥5,988,286 |
| 35 |
2.50% |
¥44,687 |
¥18,768,499 |
¥6,268,499 |
| 35 |
2.60% |
¥45,360 |
¥19,051,070 |
¥6,551,070 |
| 35 |
2.70% |
¥46,038 |
¥19,335,984 |
¥6,835,984 |
| 35 |
2.80% |
¥46,722 |
¥19,623,227 |
¥7,123,227 |
| 35 |
2.90% |
¥47,411 |
¥19,912,783 |
¥7,412,783 |
| 35 |
3.00% |
¥48,106 |
¥20,204,635 |
¥7,704,635 |
1250万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥38,506 |
¥13,862,036 |
¥1,362,036 |
| 30 |
0.80% |
¥39,067 |
¥14,064,089 |
¥1,564,089 |
| 30 |
0.90% |
¥39,633 |
¥14,268,004 |
¥1,768,004 |
| 30 |
1.00% |
¥40,205 |
¥14,473,778 |
¥1,973,778 |
| 30 |
1.10% |
¥40,782 |
¥14,681,409 |
¥2,181,409 |
| 30 |
1.20% |
¥41,364 |
¥14,890,891 |
¥2,390,891 |
| 30 |
1.30% |
¥41,951 |
¥15,102,222 |
¥2,602,222 |
| 30 |
1.40% |
¥42,543 |
¥15,315,396 |
¥2,815,396 |
| 30 |
1.50% |
¥43,140 |
¥15,530,409 |
¥3,030,409 |
| 30 |
1.60% |
¥43,742 |
¥15,747,257 |
¥3,247,257 |
| 30 |
1.70% |
¥44,350 |
¥15,965,933 |
¥3,465,933 |
| 30 |
1.80% |
¥44,962 |
¥16,186,432 |
¥3,686,432 |
| 30 |
1.90% |
¥45,580 |
¥16,408,749 |
¥3,908,749 |
| 30 |
2.00% |
¥46,202 |
¥16,632,876 |
¥4,132,876 |
| 30 |
2.10% |
¥46,830 |
¥16,858,808 |
¥4,358,808 |
| 30 |
2.20% |
¥47,463 |
¥17,086,538 |
¥4,586,538 |
| 30 |
2.30% |
¥48,100 |
¥17,316,058 |
¥4,816,058 |
| 30 |
2.40% |
¥48,743 |
¥17,547,361 |
¥5,047,361 |
| 30 |
2.50% |
¥49,390 |
¥17,780,440 |
¥5,280,440 |
| 30 |
2.60% |
¥50,042 |
¥18,015,287 |
¥5,515,287 |
| 30 |
2.70% |
¥50,700 |
¥18,251,893 |
¥5,751,893 |
| 30 |
2.80% |
¥51,362 |
¥18,490,250 |
¥5,990,250 |
| 30 |
2.90% |
¥52,029 |
¥18,730,349 |
¥6,230,349 |
| 30 |
3.00% |
¥52,701 |
¥18,972,182 |
¥6,472,182 |
1250万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥45,431 |
¥13,629,271 |
¥1,129,271 |
| 25 |
0.80% |
¥45,986 |
¥13,795,791 |
¥1,295,791 |
| 25 |
0.90% |
¥46,545 |
¥13,963,607 |
¥1,463,607 |
| 25 |
1.00% |
¥47,109 |
¥14,132,717 |
¥1,632,717 |
| 25 |
1.10% |
¥47,677 |
¥14,303,119 |
¥1,803,119 |
| 25 |
1.20% |
¥48,249 |
¥14,474,812 |
¥1,974,812 |
| 25 |
1.30% |
¥48,826 |
¥14,647,793 |
¥2,147,793 |
| 25 |
1.40% |
¥49,407 |
¥14,822,061 |
¥2,322,061 |
| 25 |
1.50% |
¥49,992 |
¥14,997,612 |
¥2,497,612 |
| 25 |
1.60% |
¥50,581 |
¥15,174,445 |
¥2,674,445 |
| 25 |
1.70% |
¥51,175 |
¥15,352,557 |
¥2,852,557 |
| 25 |
1.80% |
¥51,773 |
¥15,531,945 |
¥3,031,945 |
| 25 |
1.90% |
¥52,375 |
¥15,712,606 |
¥3,212,606 |
| 25 |
2.00% |
¥52,982 |
¥15,894,538 |
¥3,394,538 |
| 25 |
2.10% |
¥53,592 |
¥16,077,736 |
¥3,577,736 |
| 25 |
2.20% |
¥54,207 |
¥16,262,198 |
¥3,762,198 |
| 25 |
2.30% |
¥54,826 |
¥16,447,919 |
¥3,947,919 |
| 25 |
2.40% |
¥55,450 |
¥16,634,897 |
¥4,134,897 |
| 25 |
2.50% |
¥56,077 |
¥16,823,128 |
¥4,323,128 |
| 25 |
2.60% |
¥56,709 |
¥17,012,607 |
¥4,512,607 |
| 25 |
2.70% |
¥57,344 |
¥17,203,330 |
¥4,703,330 |
| 25 |
2.80% |
¥57,984 |
¥17,395,294 |
¥4,895,294 |
| 25 |
2.90% |
¥58,628 |
¥17,588,493 |
¥5,088,493 |
| 25 |
3.00% |
¥59,276 |
¥17,782,924 |
¥5,282,924 |
1250万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥55,829 |
¥13,399,050 |
¥899,050 |
| 20 |
0.80% |
¥56,378 |
¥13,530,813 |
¥1,030,813 |
| 20 |
0.90% |
¥56,931 |
¥13,663,406 |
¥1,163,406 |
| 20 |
1.00% |
¥57,487 |
¥13,796,829 |
¥1,296,829 |
| 20 |
1.10% |
¥58,046 |
¥13,931,081 |
¥1,431,081 |
| 20 |
1.20% |
¥58,609 |
¥14,066,162 |
¥1,566,162 |
| 20 |
1.30% |
¥59,175 |
¥14,202,069 |
¥1,702,069 |
| 20 |
1.40% |
¥59,745 |
¥14,338,803 |
¥1,838,803 |
| 20 |
1.50% |
¥60,318 |
¥14,476,362 |
¥1,976,362 |
| 20 |
1.60% |
¥60,895 |
¥14,614,746 |
¥2,114,746 |
| 20 |
1.70% |
¥61,475 |
¥14,753,953 |
¥2,253,953 |
| 20 |
1.80% |
¥62,058 |
¥14,893,981 |
¥2,393,981 |
| 20 |
1.90% |
¥62,645 |
¥15,034,831 |
¥2,534,831 |
| 20 |
2.00% |
¥63,235 |
¥15,176,500 |
¥2,676,500 |
| 20 |
2.10% |
¥63,829 |
¥15,318,987 |
¥2,818,987 |
| 20 |
2.20% |
¥64,426 |
¥15,462,291 |
¥2,962,291 |
| 20 |
2.30% |
¥65,027 |
¥15,606,410 |
¥3,106,410 |
| 20 |
2.40% |
¥65,631 |
¥15,751,342 |
¥3,251,342 |
| 20 |
2.50% |
¥66,238 |
¥15,897,087 |
¥3,397,087 |
| 20 |
2.60% |
¥66,849 |
¥16,043,642 |
¥3,543,642 |
| 20 |
2.70% |
¥67,463 |
¥16,191,005 |
¥3,691,005 |
| 20 |
2.80% |
¥68,080 |
¥16,339,175 |
¥3,839,175 |
| 20 |
2.90% |
¥68,701 |
¥16,488,150 |
¥3,988,150 |
| 20 |
3.00% |
¥69,325 |
¥16,637,928 |
¥4,137,928 |
1250万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥73,174 |
¥13,171,374 |
¥671,374 |
| 15 |
0.80% |
¥73,718 |
¥13,269,158 |
¥769,158 |
| 15 |
0.90% |
¥74,263 |
¥13,367,408 |
¥867,408 |
| 15 |
1.00% |
¥74,812 |
¥13,466,127 |
¥966,127 |
| 15 |
1.10% |
¥75,363 |
¥13,565,312 |
¥1,065,312 |
| 15 |
1.20% |
¥75,916 |
¥13,664,964 |
¥1,164,964 |
| 15 |
1.30% |
¥76,473 |
¥13,765,083 |
¥1,265,083 |
| 15 |
1.40% |
¥77,031 |
¥13,865,667 |
¥1,365,667 |
| 15 |
1.50% |
¥77,593 |
¥13,966,718 |
¥1,466,718 |
| 15 |
1.60% |
¥78,157 |
¥14,068,234 |
¥1,568,234 |
| 15 |
1.70% |
¥78,723 |
¥14,170,215 |
¥1,670,215 |
| 15 |
1.80% |
¥79,293 |
¥14,272,661 |
¥1,772,661 |
| 15 |
1.90% |
¥79,864 |
¥14,375,572 |
¥1,875,572 |
| 15 |
2.00% |
¥80,439 |
¥14,478,946 |
¥1,978,946 |
| 15 |
2.10% |
¥81,015 |
¥14,582,783 |
¥2,082,783 |
| 15 |
2.20% |
¥81,595 |
¥14,687,084 |
¥2,187,084 |
| 15 |
2.30% |
¥82,177 |
¥14,791,846 |
¥2,291,846 |
| 15 |
2.40% |
¥82,762 |
¥14,897,071 |
¥2,397,071 |
| 15 |
2.50% |
¥83,349 |
¥15,002,757 |
¥2,502,757 |
| 15 |
2.60% |
¥83,938 |
¥15,108,904 |
¥2,608,904 |
| 15 |
2.70% |
¥84,531 |
¥15,215,511 |
¥2,715,511 |
| 15 |
2.80% |
¥85,125 |
¥15,322,578 |
¥2,822,578 |
| 15 |
2.90% |
¥85,723 |
¥15,430,103 |
¥2,930,103 |
| 15 |
3.00% |
¥86,323 |
¥15,538,087 |
¥3,038,087 |
1250万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥107,885 |
¥12,946,248 |
¥446,248 |
| 10 |
0.80% |
¥108,424 |
¥13,010,830 |
¥510,830 |
| 10 |
0.90% |
¥108,964 |
¥13,075,620 |
¥575,620 |
| 10 |
1.00% |
¥109,505 |
¥13,140,618 |
¥640,618 |
| 10 |
1.10% |
¥110,049 |
¥13,205,824 |
¥705,824 |
| 10 |
1.20% |
¥110,594 |
¥13,271,238 |
¥771,238 |
| 10 |
1.30% |
¥111,140 |
¥13,336,859 |
¥836,859 |
| 10 |
1.40% |
¥111,689 |
¥13,402,688 |
¥902,688 |
| 10 |
1.50% |
¥112,239 |
¥13,468,725 |
¥968,725 |
| 10 |
1.60% |
¥112,791 |
¥13,534,969 |
¥1,034,969 |
| 10 |
1.70% |
¥113,345 |
¥13,601,420 |
¥1,101,420 |
| 10 |
1.80% |
¥113,901 |
¥13,668,079 |
¥1,168,079 |
| 10 |
1.90% |
¥114,458 |
¥13,734,945 |
¥1,234,945 |
| 10 |
2.00% |
¥115,017 |
¥13,802,018 |
¥1,302,018 |
| 10 |
2.10% |
¥115,577 |
¥13,869,298 |
¥1,369,298 |
| 10 |
2.20% |
¥116,140 |
¥13,936,785 |
¥1,436,785 |
| 10 |
2.30% |
¥116,704 |
¥14,004,478 |
¥1,504,478 |
| 10 |
2.40% |
¥117,270 |
¥14,072,379 |
¥1,572,379 |
| 10 |
2.50% |
¥117,837 |
¥14,140,485 |
¥1,640,485 |
| 10 |
2.60% |
¥118,407 |
¥14,208,798 |
¥1,708,798 |
| 10 |
2.70% |
¥118,978 |
¥14,277,318 |
¥1,777,318 |
| 10 |
2.80% |
¥119,550 |
¥14,346,043 |
¥1,846,043 |
| 10 |
2.90% |
¥120,125 |
¥14,414,974 |
¥1,914,974 |
| 10 |
3.00% |
¥120,701 |
¥14,484,112 |
¥1,984,112 |