1250万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1250万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1250万円の住宅ローン｜期間・年数別
1250万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥24,697 | ¥14,818,453 | ¥2,318,453 |
| 50 | 0.80% | ¥25,284 | ¥15,170,335 | ¥2,670,335 |
| 50 | 0.90% | ¥25,879 | ¥15,527,338 | ¥3,027,338 |
| 50 | 1.00% | ¥26,482 | ¥15,889,439 | ¥3,389,439 |
| 50 | 1.10% | ¥27,094 | ¥16,256,613 | ¥3,756,613 |
| 50 | 1.20% | ¥27,715 | ¥16,628,834 | ¥4,128,834 |
| 50 | 1.30% | ¥28,343 | ¥17,006,072 | ¥4,506,072 |
| 50 | 1.40% | ¥28,980 | ¥17,388,296 | ¥4,888,296 |
| 50 | 1.50% | ¥29,626 | ¥17,775,472 | ¥5,275,472 |
| 50 | 1.60% | ¥30,279 | ¥18,167,563 | ¥5,667,563 |
| 50 | 1.70% | ¥30,941 | ¥18,564,533 | ¥6,064,533 |
| 50 | 1.80% | ¥31,611 | ¥18,966,340 | ¥6,466,340 |
| 50 | 1.90% | ¥32,288 | ¥19,372,943 | ¥6,872,943 |
| 50 | 2.00% | ¥32,974 | ¥19,784,297 | ¥7,284,297 |
| 50 | 2.10% | ¥33,667 | ¥20,200,358 | ¥7,700,358 |
| 50 | 2.20% | ¥34,368 | ¥20,621,076 | ¥8,121,076 |
| 50 | 2.30% | ¥35,077 | ¥21,046,405 | ¥8,546,405 |
| 50 | 2.40% | ¥35,794 | ¥21,476,291 | ¥8,976,291 |
| 50 | 2.50% | ¥36,518 | ¥21,910,684 | ¥9,410,684 |
| 50 | 2.60% | ¥37,249 | ¥22,349,529 | ¥9,849,529 |
| 50 | 2.70% | ¥37,988 | ¥22,792,771 | ¥10,292,771 |
| 50 | 2.80% | ¥38,734 | ¥23,240,355 | ¥10,740,355 |
| 50 | 2.90% | ¥39,487 | ¥23,692,221 | ¥11,192,221 |
| 50 | 3.00% | ¥40,247 | ¥24,148,312 | ¥11,648,312 |
1250万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥26,992 | ¥14,575,554 | ¥2,075,554 |
| 45 | 0.80% | ¥27,572 | ¥14,888,831 | ¥2,388,831 |
| 45 | 0.90% | ¥28,160 | ¥15,206,268 | ¥2,706,268 |
| 45 | 1.00% | ¥28,755 | ¥15,527,850 | ¥3,027,850 |
| 45 | 1.10% | ¥29,358 | ¥15,853,561 | ¥3,353,561 |
| 45 | 1.20% | ¥29,969 | ¥16,183,383 | ¥3,683,383 |
| 45 | 1.30% | ¥30,588 | ¥16,517,297 | ¥4,017,297 |
| 45 | 1.40% | ¥31,213 | ¥16,855,282 | ¥4,355,282 |
| 45 | 1.50% | ¥31,847 | ¥17,197,315 | ¥4,697,315 |
| 45 | 1.60% | ¥32,488 | ¥17,543,372 | ¥5,043,372 |
| 45 | 1.70% | ¥33,136 | ¥17,893,428 | ¥5,393,428 |
| 45 | 1.80% | ¥33,792 | ¥18,247,456 | ¥5,747,456 |
| 45 | 1.90% | ¥34,454 | ¥18,605,428 | ¥6,105,428 |
| 45 | 2.00% | ¥35,125 | ¥18,967,314 | ¥6,467,314 |
| 45 | 2.10% | ¥35,802 | ¥19,333,083 | ¥6,833,083 |
| 45 | 2.20% | ¥36,486 | ¥19,702,705 | ¥7,202,705 |
| 45 | 2.30% | ¥37,178 | ¥20,076,144 | ¥7,576,144 |
| 45 | 2.40% | ¥37,877 | ¥20,453,368 | ¥7,953,368 |
| 45 | 2.50% | ¥38,582 | ¥20,834,340 | ¥8,334,340 |
| 45 | 2.60% | ¥39,294 | ¥21,219,024 | ¥8,719,024 |
| 45 | 2.70% | ¥40,014 | ¥21,607,383 | ¥9,107,383 |
| 45 | 2.80% | ¥40,740 | ¥21,999,378 | ¥9,499,378 |
| 45 | 2.90% | ¥41,472 | ¥22,394,969 | ¥9,894,969 |
| 45 | 3.00% | ¥42,211 | ¥22,794,116 | ¥10,294,116 |
1250万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥29,865 | ¥14,335,182 | ¥1,835,182 |
| 40 | 0.80% | ¥30,439 | ¥14,610,616 | ¥2,110,616 |
| 40 | 0.90% | ¥31,019 | ¥14,889,346 | ¥2,389,346 |
| 40 | 1.00% | ¥31,607 | ¥15,171,363 | ¥2,671,363 |
| 40 | 1.10% | ¥32,201 | ¥15,456,656 | ¥2,956,656 |
| 40 | 1.20% | ¥32,803 | ¥15,745,214 | ¥3,245,214 |
| 40 | 1.30% | ¥33,410 | ¥16,037,025 | ¥3,537,025 |
| 40 | 1.40% | ¥34,025 | ¥16,332,075 | ¥3,832,075 |
| 40 | 1.50% | ¥34,647 | ¥16,630,350 | ¥4,130,350 |
| 40 | 1.60% | ¥35,275 | ¥16,931,835 | ¥4,431,835 |
| 40 | 1.70% | ¥35,909 | ¥17,236,514 | ¥4,736,514 |
| 40 | 1.80% | ¥36,551 | ¥17,544,370 | ¥5,044,370 |
| 40 | 1.90% | ¥37,199 | ¥17,855,384 | ¥5,355,384 |
| 40 | 2.00% | ¥37,853 | ¥18,169,538 | ¥5,669,538 |
| 40 | 2.10% | ¥38,514 | ¥18,486,813 | ¥5,986,813 |
| 40 | 2.20% | ¥39,182 | ¥18,807,188 | ¥6,307,188 |
| 40 | 2.30% | ¥39,856 | ¥19,130,641 | ¥6,630,641 |
| 40 | 2.40% | ¥40,536 | ¥19,457,150 | ¥6,957,150 |
| 40 | 2.50% | ¥41,222 | ¥19,786,694 | ¥7,286,694 |
| 40 | 2.60% | ¥41,915 | ¥20,119,247 | ¥7,619,247 |
| 40 | 2.70% | ¥42,614 | ¥20,454,786 | ¥7,954,786 |
| 40 | 2.80% | ¥43,319 | ¥20,793,286 | ¥8,293,286 |
| 40 | 2.90% | ¥44,031 | ¥21,134,721 | ¥8,634,721 |
| 40 | 3.00% | ¥44,748 | ¥21,479,065 | ¥8,979,065 |
1250万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥33,565 | ¥14,097,341 | ¥1,597,341 |
| 35 | 0.80% | ¥34,133 | ¥14,335,699 | ¥1,835,699 |
| 35 | 0.90% | ¥34,706 | ¥14,576,587 | ¥2,076,587 |
| 35 | 1.00% | ¥35,286 | ¥14,819,999 | ¥2,319,999 |
| 35 | 1.10% | ¥35,871 | ¥15,065,929 | ¥2,565,929 |
| 35 | 1.20% | ¥36,463 | ¥15,314,370 | ¥2,814,370 |
| 35 | 1.30% | ¥37,060 | ¥15,565,315 | ¥3,065,315 |
| 35 | 1.40% | ¥37,664 | ¥15,818,755 | ¥3,318,755 |
| 35 | 1.50% | ¥38,273 | ¥16,074,683 | ¥3,574,683 |
| 35 | 1.60% | ¥38,888 | ¥16,333,089 | ¥3,833,089 |
| 35 | 1.70% | ¥39,509 | ¥16,593,964 | ¥4,093,964 |
| 35 | 1.80% | ¥40,136 | ¥16,857,297 | ¥4,357,297 |
| 35 | 1.90% | ¥40,769 | ¥17,123,078 | ¥4,623,078 |
| 35 | 2.00% | ¥41,408 | ¥17,391,295 | ¥4,891,295 |
| 35 | 2.10% | ¥42,052 | ¥17,661,937 | ¥5,161,937 |
| 35 | 2.20% | ¥42,702 | ¥17,934,992 | ¥5,434,992 |
| 35 | 2.30% | ¥43,358 | ¥18,210,446 | ¥5,710,446 |
| 35 | 2.40% | ¥44,020 | ¥18,488,286 | ¥5,988,286 |
| 35 | 2.50% | ¥44,687 | ¥18,768,499 | ¥6,268,499 |
| 35 | 2.60% | ¥45,360 | ¥19,051,070 | ¥6,551,070 |
| 35 | 2.70% | ¥46,038 | ¥19,335,984 | ¥6,835,984 |
| 35 | 2.80% | ¥46,722 | ¥19,623,227 | ¥7,123,227 |
| 35 | 2.90% | ¥47,411 | ¥19,912,783 | ¥7,412,783 |
| 35 | 3.00% | ¥48,106 | ¥20,204,635 | ¥7,704,635 |
1250万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥38,506 | ¥13,862,036 | ¥1,362,036 |
| 30 | 0.80% | ¥39,067 | ¥14,064,089 | ¥1,564,089 |
| 30 | 0.90% | ¥39,633 | ¥14,268,004 | ¥1,768,004 |
| 30 | 1.00% | ¥40,205 | ¥14,473,778 | ¥1,973,778 |
| 30 | 1.10% | ¥40,782 | ¥14,681,409 | ¥2,181,409 |
| 30 | 1.20% | ¥41,364 | ¥14,890,891 | ¥2,390,891 |
| 30 | 1.30% | ¥41,951 | ¥15,102,222 | ¥2,602,222 |
| 30 | 1.40% | ¥42,543 | ¥15,315,396 | ¥2,815,396 |
| 30 | 1.50% | ¥43,140 | ¥15,530,409 | ¥3,030,409 |
| 30 | 1.60% | ¥43,742 | ¥15,747,257 | ¥3,247,257 |
| 30 | 1.70% | ¥44,350 | ¥15,965,933 | ¥3,465,933 |
| 30 | 1.80% | ¥44,962 | ¥16,186,432 | ¥3,686,432 |
| 30 | 1.90% | ¥45,580 | ¥16,408,749 | ¥3,908,749 |
| 30 | 2.00% | ¥46,202 | ¥16,632,876 | ¥4,132,876 |
| 30 | 2.10% | ¥46,830 | ¥16,858,808 | ¥4,358,808 |
| 30 | 2.20% | ¥47,463 | ¥17,086,538 | ¥4,586,538 |
| 30 | 2.30% | ¥48,100 | ¥17,316,058 | ¥4,816,058 |
| 30 | 2.40% | ¥48,743 | ¥17,547,361 | ¥5,047,361 |
| 30 | 2.50% | ¥49,390 | ¥17,780,440 | ¥5,280,440 |
| 30 | 2.60% | ¥50,042 | ¥18,015,287 | ¥5,515,287 |
| 30 | 2.70% | ¥50,700 | ¥18,251,893 | ¥5,751,893 |
| 30 | 2.80% | ¥51,362 | ¥18,490,250 | ¥5,990,250 |
| 30 | 2.90% | ¥52,029 | ¥18,730,349 | ¥6,230,349 |
| 30 | 3.00% | ¥52,701 | ¥18,972,182 | ¥6,472,182 |
1250万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥45,431 | ¥13,629,271 | ¥1,129,271 |
| 25 | 0.80% | ¥45,986 | ¥13,795,791 | ¥1,295,791 |
| 25 | 0.90% | ¥46,545 | ¥13,963,607 | ¥1,463,607 |
| 25 | 1.00% | ¥47,109 | ¥14,132,717 | ¥1,632,717 |
| 25 | 1.10% | ¥47,677 | ¥14,303,119 | ¥1,803,119 |
| 25 | 1.20% | ¥48,249 | ¥14,474,812 | ¥1,974,812 |
| 25 | 1.30% | ¥48,826 | ¥14,647,793 | ¥2,147,793 |
| 25 | 1.40% | ¥49,407 | ¥14,822,061 | ¥2,322,061 |
| 25 | 1.50% | ¥49,992 | ¥14,997,612 | ¥2,497,612 |
| 25 | 1.60% | ¥50,581 | ¥15,174,445 | ¥2,674,445 |
| 25 | 1.70% | ¥51,175 | ¥15,352,557 | ¥2,852,557 |
| 25 | 1.80% | ¥51,773 | ¥15,531,945 | ¥3,031,945 |
| 25 | 1.90% | ¥52,375 | ¥15,712,606 | ¥3,212,606 |
| 25 | 2.00% | ¥52,982 | ¥15,894,538 | ¥3,394,538 |
| 25 | 2.10% | ¥53,592 | ¥16,077,736 | ¥3,577,736 |
| 25 | 2.20% | ¥54,207 | ¥16,262,198 | ¥3,762,198 |
| 25 | 2.30% | ¥54,826 | ¥16,447,919 | ¥3,947,919 |
| 25 | 2.40% | ¥55,450 | ¥16,634,897 | ¥4,134,897 |
| 25 | 2.50% | ¥56,077 | ¥16,823,128 | ¥4,323,128 |
| 25 | 2.60% | ¥56,709 | ¥17,012,607 | ¥4,512,607 |
| 25 | 2.70% | ¥57,344 | ¥17,203,330 | ¥4,703,330 |
| 25 | 2.80% | ¥57,984 | ¥17,395,294 | ¥4,895,294 |
| 25 | 2.90% | ¥58,628 | ¥17,588,493 | ¥5,088,493 |
| 25 | 3.00% | ¥59,276 | ¥17,782,924 | ¥5,282,924 |
1250万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥55,829 | ¥13,399,050 | ¥899,050 |
| 20 | 0.80% | ¥56,378 | ¥13,530,813 | ¥1,030,813 |
| 20 | 0.90% | ¥56,931 | ¥13,663,406 | ¥1,163,406 |
| 20 | 1.00% | ¥57,487 | ¥13,796,829 | ¥1,296,829 |
| 20 | 1.10% | ¥58,046 | ¥13,931,081 | ¥1,431,081 |
| 20 | 1.20% | ¥58,609 | ¥14,066,162 | ¥1,566,162 |
| 20 | 1.30% | ¥59,175 | ¥14,202,069 | ¥1,702,069 |
| 20 | 1.40% | ¥59,745 | ¥14,338,803 | ¥1,838,803 |
| 20 | 1.50% | ¥60,318 | ¥14,476,362 | ¥1,976,362 |
| 20 | 1.60% | ¥60,895 | ¥14,614,746 | ¥2,114,746 |
| 20 | 1.70% | ¥61,475 | ¥14,753,953 | ¥2,253,953 |
| 20 | 1.80% | ¥62,058 | ¥14,893,981 | ¥2,393,981 |
| 20 | 1.90% | ¥62,645 | ¥15,034,831 | ¥2,534,831 |
| 20 | 2.00% | ¥63,235 | ¥15,176,500 | ¥2,676,500 |
| 20 | 2.10% | ¥63,829 | ¥15,318,987 | ¥2,818,987 |
| 20 | 2.20% | ¥64,426 | ¥15,462,291 | ¥2,962,291 |
| 20 | 2.30% | ¥65,027 | ¥15,606,410 | ¥3,106,410 |
| 20 | 2.40% | ¥65,631 | ¥15,751,342 | ¥3,251,342 |
| 20 | 2.50% | ¥66,238 | ¥15,897,087 | ¥3,397,087 |
| 20 | 2.60% | ¥66,849 | ¥16,043,642 | ¥3,543,642 |
| 20 | 2.70% | ¥67,463 | ¥16,191,005 | ¥3,691,005 |
| 20 | 2.80% | ¥68,080 | ¥16,339,175 | ¥3,839,175 |
| 20 | 2.90% | ¥68,701 | ¥16,488,150 | ¥3,988,150 |
| 20 | 3.00% | ¥69,325 | ¥16,637,928 | ¥4,137,928 |
1250万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥73,174 | ¥13,171,374 | ¥671,374 |
| 15 | 0.80% | ¥73,718 | ¥13,269,158 | ¥769,158 |
| 15 | 0.90% | ¥74,263 | ¥13,367,408 | ¥867,408 |
| 15 | 1.00% | ¥74,812 | ¥13,466,127 | ¥966,127 |
| 15 | 1.10% | ¥75,363 | ¥13,565,312 | ¥1,065,312 |
| 15 | 1.20% | ¥75,916 | ¥13,664,964 | ¥1,164,964 |
| 15 | 1.30% | ¥76,473 | ¥13,765,083 | ¥1,265,083 |
| 15 | 1.40% | ¥77,031 | ¥13,865,667 | ¥1,365,667 |
| 15 | 1.50% | ¥77,593 | ¥13,966,718 | ¥1,466,718 |
| 15 | 1.60% | ¥78,157 | ¥14,068,234 | ¥1,568,234 |
| 15 | 1.70% | ¥78,723 | ¥14,170,215 | ¥1,670,215 |
| 15 | 1.80% | ¥79,293 | ¥14,272,661 | ¥1,772,661 |
| 15 | 1.90% | ¥79,864 | ¥14,375,572 | ¥1,875,572 |
| 15 | 2.00% | ¥80,439 | ¥14,478,946 | ¥1,978,946 |
| 15 | 2.10% | ¥81,015 | ¥14,582,783 | ¥2,082,783 |
| 15 | 2.20% | ¥81,595 | ¥14,687,084 | ¥2,187,084 |
| 15 | 2.30% | ¥82,177 | ¥14,791,846 | ¥2,291,846 |
| 15 | 2.40% | ¥82,762 | ¥14,897,071 | ¥2,397,071 |
| 15 | 2.50% | ¥83,349 | ¥15,002,757 | ¥2,502,757 |
| 15 | 2.60% | ¥83,938 | ¥15,108,904 | ¥2,608,904 |
| 15 | 2.70% | ¥84,531 | ¥15,215,511 | ¥2,715,511 |
| 15 | 2.80% | ¥85,125 | ¥15,322,578 | ¥2,822,578 |
| 15 | 2.90% | ¥85,723 | ¥15,430,103 | ¥2,930,103 |
| 15 | 3.00% | ¥86,323 | ¥15,538,087 | ¥3,038,087 |
1250万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥107,885 | ¥12,946,248 | ¥446,248 |
| 10 | 0.80% | ¥108,424 | ¥13,010,830 | ¥510,830 |
| 10 | 0.90% | ¥108,964 | ¥13,075,620 | ¥575,620 |
| 10 | 1.00% | ¥109,505 | ¥13,140,618 | ¥640,618 |
| 10 | 1.10% | ¥110,049 | ¥13,205,824 | ¥705,824 |
| 10 | 1.20% | ¥110,594 | ¥13,271,238 | ¥771,238 |
| 10 | 1.30% | ¥111,140 | ¥13,336,859 | ¥836,859 |
| 10 | 1.40% | ¥111,689 | ¥13,402,688 | ¥902,688 |
| 10 | 1.50% | ¥112,239 | ¥13,468,725 | ¥968,725 |
| 10 | 1.60% | ¥112,791 | ¥13,534,969 | ¥1,034,969 |
| 10 | 1.70% | ¥113,345 | ¥13,601,420 | ¥1,101,420 |
| 10 | 1.80% | ¥113,901 | ¥13,668,079 | ¥1,168,079 |
| 10 | 1.90% | ¥114,458 | ¥13,734,945 | ¥1,234,945 |
| 10 | 2.00% | ¥115,017 | ¥13,802,018 | ¥1,302,018 |
| 10 | 2.10% | ¥115,577 | ¥13,869,298 | ¥1,369,298 |
| 10 | 2.20% | ¥116,140 | ¥13,936,785 | ¥1,436,785 |
| 10 | 2.30% | ¥116,704 | ¥14,004,478 | ¥1,504,478 |
| 10 | 2.40% | ¥117,270 | ¥14,072,379 | ¥1,572,379 |
| 10 | 2.50% | ¥117,837 | ¥14,140,485 | ¥1,640,485 |
| 10 | 2.60% | ¥118,407 | ¥14,208,798 | ¥1,708,798 |
| 10 | 2.70% | ¥118,978 | ¥14,277,318 | ¥1,777,318 |
| 10 | 2.80% | ¥119,550 | ¥14,346,043 | ¥1,846,043 |
| 10 | 2.90% | ¥120,125 | ¥14,414,974 | ¥1,914,974 |
| 10 | 3.00% | ¥120,701 | ¥14,484,112 | ¥1,984,112 |
