1260万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1260万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1260万円の住宅ローン｜期間・年数別
1260万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥24,895 |
¥14,937,001 |
¥2,337,001 |
| 50 |
0.80% |
¥25,486 |
¥15,291,698 |
¥2,691,698 |
| 50 |
0.90% |
¥26,086 |
¥15,651,556 |
¥3,051,556 |
| 50 |
1.00% |
¥26,694 |
¥16,016,554 |
¥3,416,554 |
| 50 |
1.10% |
¥27,311 |
¥16,386,666 |
¥3,786,666 |
| 50 |
1.20% |
¥27,936 |
¥16,761,865 |
¥4,161,865 |
| 50 |
1.30% |
¥28,570 |
¥17,142,121 |
¥4,542,121 |
| 50 |
1.40% |
¥29,212 |
¥17,527,403 |
¥4,927,403 |
| 50 |
1.50% |
¥29,863 |
¥17,917,676 |
¥5,317,676 |
| 50 |
1.60% |
¥30,522 |
¥18,312,904 |
¥5,712,904 |
| 50 |
1.70% |
¥31,188 |
¥18,713,049 |
¥6,113,049 |
| 50 |
1.80% |
¥31,863 |
¥19,118,071 |
¥6,518,071 |
| 50 |
1.90% |
¥32,547 |
¥19,527,926 |
¥6,927,926 |
| 50 |
2.00% |
¥33,238 |
¥19,942,572 |
¥7,342,572 |
| 50 |
2.10% |
¥33,937 |
¥20,361,960 |
¥7,761,960 |
| 50 |
2.20% |
¥34,643 |
¥20,786,045 |
¥8,186,045 |
| 50 |
2.30% |
¥35,358 |
¥21,214,776 |
¥8,614,776 |
| 50 |
2.40% |
¥36,080 |
¥21,648,101 |
¥9,048,101 |
| 50 |
2.50% |
¥36,810 |
¥22,085,969 |
¥9,485,969 |
| 50 |
2.60% |
¥37,547 |
¥22,528,325 |
¥9,928,325 |
| 50 |
2.70% |
¥38,292 |
¥22,975,114 |
¥10,375,114 |
| 50 |
2.80% |
¥39,044 |
¥23,426,277 |
¥10,826,277 |
| 50 |
2.90% |
¥39,803 |
¥23,881,759 |
¥11,281,759 |
| 50 |
3.00% |
¥40,569 |
¥24,341,499 |
¥11,741,499 |
1260万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥27,208 |
¥14,692,159 |
¥2,092,159 |
| 45 |
0.80% |
¥27,792 |
¥15,007,941 |
¥2,407,941 |
| 45 |
0.90% |
¥28,385 |
¥15,327,918 |
¥2,727,918 |
| 45 |
1.00% |
¥28,985 |
¥15,652,072 |
¥3,052,072 |
| 45 |
1.10% |
¥29,593 |
¥15,980,389 |
¥3,380,389 |
| 45 |
1.20% |
¥30,209 |
¥16,312,850 |
¥3,712,850 |
| 45 |
1.30% |
¥30,832 |
¥16,649,436 |
¥4,049,436 |
| 45 |
1.40% |
¥31,463 |
¥16,990,124 |
¥4,390,124 |
| 45 |
1.50% |
¥32,102 |
¥17,334,894 |
¥4,734,894 |
| 45 |
1.60% |
¥32,748 |
¥17,683,719 |
¥5,083,719 |
| 45 |
1.70% |
¥33,401 |
¥18,036,575 |
¥5,436,575 |
| 45 |
1.80% |
¥34,062 |
¥18,393,436 |
¥5,793,436 |
| 45 |
1.90% |
¥34,730 |
¥18,754,271 |
¥6,154,271 |
| 45 |
2.00% |
¥35,406 |
¥19,119,052 |
¥6,519,052 |
| 45 |
2.10% |
¥36,088 |
¥19,487,748 |
¥6,887,748 |
| 45 |
2.20% |
¥36,778 |
¥19,860,326 |
¥7,260,326 |
| 45 |
2.30% |
¥37,475 |
¥20,236,753 |
¥7,636,753 |
| 45 |
2.40% |
¥38,180 |
¥20,616,995 |
¥8,016,995 |
| 45 |
2.50% |
¥38,891 |
¥21,001,015 |
¥8,401,015 |
| 45 |
2.60% |
¥39,609 |
¥21,388,776 |
¥8,788,776 |
| 45 |
2.70% |
¥40,334 |
¥21,780,242 |
¥9,180,242 |
| 45 |
2.80% |
¥41,066 |
¥22,175,373 |
¥9,575,373 |
| 45 |
2.90% |
¥41,804 |
¥22,574,129 |
¥9,974,129 |
| 45 |
3.00% |
¥42,549 |
¥22,976,469 |
¥10,376,469 |
1260万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥30,104 |
¥14,449,863 |
¥1,849,863 |
| 40 |
0.80% |
¥30,682 |
¥14,727,501 |
¥2,127,501 |
| 40 |
0.90% |
¥31,268 |
¥15,008,461 |
¥2,408,461 |
| 40 |
1.00% |
¥31,860 |
¥15,292,734 |
¥2,692,734 |
| 40 |
1.10% |
¥32,459 |
¥15,580,309 |
¥2,980,309 |
| 40 |
1.20% |
¥33,065 |
¥15,871,176 |
¥3,271,176 |
| 40 |
1.30% |
¥33,678 |
¥16,165,321 |
¥3,565,321 |
| 40 |
1.40% |
¥34,297 |
¥16,462,731 |
¥3,862,731 |
| 40 |
1.50% |
¥34,924 |
¥16,763,393 |
¥4,163,393 |
| 40 |
1.60% |
¥35,557 |
¥17,067,290 |
¥4,467,290 |
| 40 |
1.70% |
¥36,197 |
¥17,374,406 |
¥4,774,406 |
| 40 |
1.80% |
¥36,843 |
¥17,684,725 |
¥5,084,725 |
| 40 |
1.90% |
¥37,496 |
¥17,998,227 |
¥5,398,227 |
| 40 |
2.00% |
¥38,156 |
¥18,314,895 |
¥5,714,895 |
| 40 |
2.10% |
¥38,822 |
¥18,634,708 |
¥6,034,708 |
| 40 |
2.20% |
¥39,495 |
¥18,957,645 |
¥6,357,645 |
| 40 |
2.30% |
¥40,174 |
¥19,283,686 |
¥6,683,686 |
| 40 |
2.40% |
¥40,860 |
¥19,612,808 |
¥7,012,808 |
| 40 |
2.50% |
¥41,552 |
¥19,944,987 |
¥7,344,987 |
| 40 |
2.60% |
¥42,250 |
¥20,280,201 |
¥7,680,201 |
| 40 |
2.70% |
¥42,955 |
¥20,618,424 |
¥8,018,424 |
| 40 |
2.80% |
¥43,666 |
¥20,959,632 |
¥8,359,632 |
| 40 |
2.90% |
¥44,383 |
¥21,303,799 |
¥8,703,799 |
| 40 |
3.00% |
¥45,106 |
¥21,650,898 |
¥9,050,898 |
1260万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥33,834 |
¥14,210,120 |
¥1,610,120 |
| 35 |
0.80% |
¥34,406 |
¥14,450,385 |
¥1,850,385 |
| 35 |
0.90% |
¥34,984 |
¥14,693,200 |
¥2,093,200 |
| 35 |
1.00% |
¥35,568 |
¥14,938,559 |
¥2,338,559 |
| 35 |
1.10% |
¥36,158 |
¥15,186,456 |
¥2,586,456 |
| 35 |
1.20% |
¥36,754 |
¥15,436,885 |
¥2,836,885 |
| 35 |
1.30% |
¥37,357 |
¥15,689,837 |
¥3,089,837 |
| 35 |
1.40% |
¥37,965 |
¥15,945,305 |
¥3,345,305 |
| 35 |
1.50% |
¥38,579 |
¥16,203,281 |
¥3,603,281 |
| 35 |
1.60% |
¥39,199 |
¥16,463,754 |
¥3,863,754 |
| 35 |
1.70% |
¥39,826 |
¥16,726,716 |
¥4,126,716 |
| 35 |
1.80% |
¥40,458 |
¥16,992,156 |
¥4,392,156 |
| 35 |
1.90% |
¥41,095 |
¥17,260,063 |
¥4,660,063 |
| 35 |
2.00% |
¥41,739 |
¥17,530,426 |
¥4,930,426 |
| 35 |
2.10% |
¥42,389 |
¥17,803,233 |
¥5,203,233 |
| 35 |
2.20% |
¥43,044 |
¥18,078,472 |
¥5,478,472 |
| 35 |
2.30% |
¥43,705 |
¥18,356,129 |
¥5,756,129 |
| 35 |
2.40% |
¥44,372 |
¥18,636,192 |
¥6,036,192 |
| 35 |
2.50% |
¥45,044 |
¥18,918,647 |
¥6,318,647 |
| 35 |
2.60% |
¥45,723 |
¥19,203,478 |
¥6,603,478 |
| 35 |
2.70% |
¥46,406 |
¥19,490,672 |
¥6,890,672 |
| 35 |
2.80% |
¥47,096 |
¥19,780,213 |
¥7,180,213 |
| 35 |
2.90% |
¥47,791 |
¥20,072,085 |
¥7,472,085 |
| 35 |
3.00% |
¥48,491 |
¥20,366,272 |
¥7,766,272 |
1260万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥38,814 |
¥13,972,932 |
¥1,372,932 |
| 30 |
0.80% |
¥39,379 |
¥14,176,601 |
¥1,576,601 |
| 30 |
0.90% |
¥39,950 |
¥14,382,148 |
¥1,782,148 |
| 30 |
1.00% |
¥40,527 |
¥14,589,569 |
¥1,989,569 |
| 30 |
1.10% |
¥41,108 |
¥14,798,860 |
¥2,198,860 |
| 30 |
1.20% |
¥41,694 |
¥15,010,018 |
¥2,410,018 |
| 30 |
1.30% |
¥42,286 |
¥15,223,040 |
¥2,623,040 |
| 30 |
1.40% |
¥42,883 |
¥15,437,919 |
¥2,837,919 |
| 30 |
1.50% |
¥43,485 |
¥15,654,653 |
¥3,054,653 |
| 30 |
1.60% |
¥44,092 |
¥15,873,235 |
¥3,273,235 |
| 30 |
1.70% |
¥44,705 |
¥16,093,660 |
¥3,493,660 |
| 30 |
1.80% |
¥45,322 |
¥16,315,924 |
¥3,715,924 |
| 30 |
1.90% |
¥45,944 |
¥16,540,019 |
¥3,940,019 |
| 30 |
2.00% |
¥46,572 |
¥16,765,939 |
¥4,165,939 |
| 30 |
2.10% |
¥47,205 |
¥16,993,679 |
¥4,393,679 |
| 30 |
2.20% |
¥47,842 |
¥17,223,230 |
¥4,623,230 |
| 30 |
2.30% |
¥48,485 |
¥17,454,587 |
¥4,854,587 |
| 30 |
2.40% |
¥49,133 |
¥17,687,740 |
¥5,087,740 |
| 30 |
2.50% |
¥49,785 |
¥17,922,684 |
¥5,322,684 |
| 30 |
2.60% |
¥50,443 |
¥18,159,409 |
¥5,559,409 |
| 30 |
2.70% |
¥51,105 |
¥18,397,908 |
¥5,797,908 |
| 30 |
2.80% |
¥51,773 |
¥18,638,172 |
¥6,038,172 |
| 30 |
2.90% |
¥52,445 |
¥18,880,192 |
¥6,280,192 |
| 30 |
3.00% |
¥53,122 |
¥19,123,959 |
¥6,523,959 |
1260万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥45,794 |
¥13,738,305 |
¥1,138,305 |
| 25 |
0.80% |
¥46,354 |
¥13,906,158 |
¥1,306,158 |
| 25 |
0.90% |
¥46,918 |
¥14,075,316 |
¥1,475,316 |
| 25 |
1.00% |
¥47,486 |
¥14,245,779 |
¥1,645,779 |
| 25 |
1.10% |
¥48,058 |
¥14,417,544 |
¥1,817,544 |
| 25 |
1.20% |
¥48,635 |
¥14,590,610 |
¥1,990,610 |
| 25 |
1.30% |
¥49,217 |
¥14,764,976 |
¥2,164,976 |
| 25 |
1.40% |
¥49,802 |
¥14,940,637 |
¥2,340,637 |
| 25 |
1.50% |
¥50,392 |
¥15,117,593 |
¥2,517,593 |
| 25 |
1.60% |
¥50,986 |
¥15,295,841 |
¥2,695,841 |
| 25 |
1.70% |
¥51,585 |
¥15,475,378 |
¥2,875,378 |
| 25 |
1.80% |
¥52,187 |
¥15,656,201 |
¥3,056,201 |
| 25 |
1.90% |
¥52,794 |
¥15,838,307 |
¥3,238,307 |
| 25 |
2.00% |
¥53,406 |
¥16,021,694 |
¥3,421,694 |
| 25 |
2.10% |
¥54,021 |
¥16,206,358 |
¥3,606,358 |
| 25 |
2.20% |
¥54,641 |
¥16,392,295 |
¥3,792,295 |
| 25 |
2.30% |
¥55,265 |
¥16,579,503 |
¥3,979,503 |
| 25 |
2.40% |
¥55,893 |
¥16,767,976 |
¥4,167,976 |
| 25 |
2.50% |
¥56,526 |
¥16,957,713 |
¥4,357,713 |
| 25 |
2.60% |
¥57,162 |
¥17,148,707 |
¥4,548,707 |
| 25 |
2.70% |
¥57,803 |
¥17,340,957 |
¥4,740,957 |
| 25 |
2.80% |
¥58,448 |
¥17,534,456 |
¥4,934,456 |
| 25 |
2.90% |
¥59,097 |
¥17,729,201 |
¥5,129,201 |
| 25 |
3.00% |
¥59,751 |
¥17,925,188 |
¥5,325,188 |
1260万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥56,276 |
¥13,506,242 |
¥906,242 |
| 20 |
0.80% |
¥56,829 |
¥13,639,059 |
¥1,039,059 |
| 20 |
0.90% |
¥57,386 |
¥13,772,713 |
¥1,172,713 |
| 20 |
1.00% |
¥57,947 |
¥13,907,204 |
¥1,307,204 |
| 20 |
1.10% |
¥58,511 |
¥14,042,530 |
¥1,442,530 |
| 20 |
1.20% |
¥59,078 |
¥14,178,691 |
¥1,578,691 |
| 20 |
1.30% |
¥59,649 |
¥14,315,686 |
¥1,715,686 |
| 20 |
1.40% |
¥60,223 |
¥14,453,513 |
¥1,853,513 |
| 20 |
1.50% |
¥60,801 |
¥14,592,173 |
¥1,992,173 |
| 20 |
1.60% |
¥61,382 |
¥14,731,664 |
¥2,131,664 |
| 20 |
1.70% |
¥61,967 |
¥14,871,984 |
¥2,271,984 |
| 20 |
1.80% |
¥62,555 |
¥15,013,133 |
¥2,413,133 |
| 20 |
1.90% |
¥63,146 |
¥15,155,110 |
¥2,555,110 |
| 20 |
2.00% |
¥63,741 |
¥15,297,912 |
¥2,697,912 |
| 20 |
2.10% |
¥64,340 |
¥15,441,539 |
¥2,841,539 |
| 20 |
2.20% |
¥64,942 |
¥15,585,989 |
¥2,985,989 |
| 20 |
2.30% |
¥65,547 |
¥15,731,261 |
¥3,131,261 |
| 20 |
2.40% |
¥66,156 |
¥15,877,353 |
¥3,277,353 |
| 20 |
2.50% |
¥66,768 |
¥16,024,263 |
¥3,424,263 |
| 20 |
2.60% |
¥67,383 |
¥16,171,991 |
¥3,571,991 |
| 20 |
2.70% |
¥68,002 |
¥16,320,533 |
¥3,720,533 |
| 20 |
2.80% |
¥68,625 |
¥16,469,888 |
¥3,869,888 |
| 20 |
2.90% |
¥69,250 |
¥16,620,055 |
¥4,020,055 |
| 20 |
3.00% |
¥69,879 |
¥16,771,031 |
¥4,171,031 |
1260万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥73,760 |
¥13,276,745 |
¥676,745 |
| 15 |
0.80% |
¥74,307 |
¥13,375,311 |
¥775,311 |
| 15 |
0.90% |
¥74,857 |
¥13,474,348 |
¥874,348 |
| 15 |
1.00% |
¥75,410 |
¥13,573,856 |
¥973,856 |
| 15 |
1.10% |
¥75,966 |
¥13,673,834 |
¥1,073,834 |
| 15 |
1.20% |
¥76,524 |
¥13,774,284 |
¥1,174,284 |
| 15 |
1.30% |
¥77,084 |
¥13,875,203 |
¥1,275,203 |
| 15 |
1.40% |
¥77,648 |
¥13,976,593 |
¥1,376,593 |
| 15 |
1.50% |
¥78,214 |
¥14,078,452 |
¥1,478,452 |
| 15 |
1.60% |
¥78,782 |
¥14,180,780 |
¥1,580,780 |
| 15 |
1.70% |
¥79,353 |
¥14,283,577 |
¥1,683,577 |
| 15 |
1.80% |
¥79,927 |
¥14,386,843 |
¥1,786,843 |
| 15 |
1.90% |
¥80,503 |
¥14,490,576 |
¥1,890,576 |
| 15 |
2.00% |
¥81,082 |
¥14,594,777 |
¥1,994,777 |
| 15 |
2.10% |
¥81,664 |
¥14,699,446 |
¥2,099,446 |
| 15 |
2.20% |
¥82,248 |
¥14,804,580 |
¥2,204,580 |
| 15 |
2.30% |
¥82,834 |
¥14,910,181 |
¥2,310,181 |
| 15 |
2.40% |
¥83,424 |
¥15,016,248 |
¥2,416,248 |
| 15 |
2.50% |
¥84,015 |
¥15,122,779 |
¥2,522,779 |
| 15 |
2.60% |
¥84,610 |
¥15,229,775 |
¥2,629,775 |
| 15 |
2.70% |
¥85,207 |
¥15,337,235 |
¥2,737,235 |
| 15 |
2.80% |
¥85,806 |
¥15,445,158 |
¥2,845,158 |
| 15 |
2.90% |
¥86,409 |
¥15,553,544 |
¥2,953,544 |
| 15 |
3.00% |
¥87,013 |
¥15,662,392 |
¥3,062,392 |
1260万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥108,748 |
¥13,049,818 |
¥449,818 |
| 10 |
0.80% |
¥109,291 |
¥13,114,917 |
¥514,917 |
| 10 |
0.90% |
¥109,835 |
¥13,180,225 |
¥580,225 |
| 10 |
1.00% |
¥110,381 |
¥13,245,743 |
¥645,743 |
| 10 |
1.10% |
¥110,929 |
¥13,311,471 |
¥711,471 |
| 10 |
1.20% |
¥111,478 |
¥13,377,408 |
¥777,408 |
| 10 |
1.30% |
¥112,030 |
¥13,443,554 |
¥843,554 |
| 10 |
1.40% |
¥112,583 |
¥13,509,910 |
¥909,910 |
| 10 |
1.50% |
¥113,137 |
¥13,576,475 |
¥976,475 |
| 10 |
1.60% |
¥113,694 |
¥13,643,249 |
¥1,043,249 |
| 10 |
1.70% |
¥114,252 |
¥13,710,232 |
¥1,110,232 |
| 10 |
1.80% |
¥114,812 |
¥13,777,424 |
¥1,177,424 |
| 10 |
1.90% |
¥115,374 |
¥13,844,825 |
¥1,244,825 |
| 10 |
2.00% |
¥115,937 |
¥13,912,434 |
¥1,312,434 |
| 10 |
2.10% |
¥116,502 |
¥13,980,252 |
¥1,380,252 |
| 10 |
2.20% |
¥117,069 |
¥14,048,279 |
¥1,448,279 |
| 10 |
2.30% |
¥117,638 |
¥14,116,514 |
¥1,516,514 |
| 10 |
2.40% |
¥118,208 |
¥14,184,958 |
¥1,584,958 |
| 10 |
2.50% |
¥118,780 |
¥14,253,609 |
¥1,653,609 |
| 10 |
2.60% |
¥119,354 |
¥14,322,469 |
¥1,722,469 |
| 10 |
2.70% |
¥119,929 |
¥14,391,536 |
¥1,791,536 |
| 10 |
2.80% |
¥120,507 |
¥14,460,811 |
¥1,860,811 |
| 10 |
2.90% |
¥121,086 |
¥14,530,294 |
¥1,930,294 |
| 10 |
3.00% |
¥121,667 |
¥14,599,985 |
¥1,999,985 |
