1260万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1260万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1260万円の住宅ローン｜期間・年数別
1260万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥24,895 | ¥14,937,001 | ¥2,337,001 |
| 50 | 0.80% | ¥25,486 | ¥15,291,698 | ¥2,691,698 |
| 50 | 0.90% | ¥26,086 | ¥15,651,556 | ¥3,051,556 |
| 50 | 1.00% | ¥26,694 | ¥16,016,554 | ¥3,416,554 |
| 50 | 1.10% | ¥27,311 | ¥16,386,666 | ¥3,786,666 |
| 50 | 1.20% | ¥27,936 | ¥16,761,865 | ¥4,161,865 |
| 50 | 1.30% | ¥28,570 | ¥17,142,121 | ¥4,542,121 |
| 50 | 1.40% | ¥29,212 | ¥17,527,403 | ¥4,927,403 |
| 50 | 1.50% | ¥29,863 | ¥17,917,676 | ¥5,317,676 |
| 50 | 1.60% | ¥30,522 | ¥18,312,904 | ¥5,712,904 |
| 50 | 1.70% | ¥31,188 | ¥18,713,049 | ¥6,113,049 |
| 50 | 1.80% | ¥31,863 | ¥19,118,071 | ¥6,518,071 |
| 50 | 1.90% | ¥32,547 | ¥19,527,926 | ¥6,927,926 |
| 50 | 2.00% | ¥33,238 | ¥19,942,572 | ¥7,342,572 |
| 50 | 2.10% | ¥33,937 | ¥20,361,960 | ¥7,761,960 |
| 50 | 2.20% | ¥34,643 | ¥20,786,045 | ¥8,186,045 |
| 50 | 2.30% | ¥35,358 | ¥21,214,776 | ¥8,614,776 |
| 50 | 2.40% | ¥36,080 | ¥21,648,101 | ¥9,048,101 |
| 50 | 2.50% | ¥36,810 | ¥22,085,969 | ¥9,485,969 |
| 50 | 2.60% | ¥37,547 | ¥22,528,325 | ¥9,928,325 |
| 50 | 2.70% | ¥38,292 | ¥22,975,114 | ¥10,375,114 |
| 50 | 2.80% | ¥39,044 | ¥23,426,277 | ¥10,826,277 |
| 50 | 2.90% | ¥39,803 | ¥23,881,759 | ¥11,281,759 |
| 50 | 3.00% | ¥40,569 | ¥24,341,499 | ¥11,741,499 |
1260万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥27,208 | ¥14,692,159 | ¥2,092,159 |
| 45 | 0.80% | ¥27,792 | ¥15,007,941 | ¥2,407,941 |
| 45 | 0.90% | ¥28,385 | ¥15,327,918 | ¥2,727,918 |
| 45 | 1.00% | ¥28,985 | ¥15,652,072 | ¥3,052,072 |
| 45 | 1.10% | ¥29,593 | ¥15,980,389 | ¥3,380,389 |
| 45 | 1.20% | ¥30,209 | ¥16,312,850 | ¥3,712,850 |
| 45 | 1.30% | ¥30,832 | ¥16,649,436 | ¥4,049,436 |
| 45 | 1.40% | ¥31,463 | ¥16,990,124 | ¥4,390,124 |
| 45 | 1.50% | ¥32,102 | ¥17,334,894 | ¥4,734,894 |
| 45 | 1.60% | ¥32,748 | ¥17,683,719 | ¥5,083,719 |
| 45 | 1.70% | ¥33,401 | ¥18,036,575 | ¥5,436,575 |
| 45 | 1.80% | ¥34,062 | ¥18,393,436 | ¥5,793,436 |
| 45 | 1.90% | ¥34,730 | ¥18,754,271 | ¥6,154,271 |
| 45 | 2.00% | ¥35,406 | ¥19,119,052 | ¥6,519,052 |
| 45 | 2.10% | ¥36,088 | ¥19,487,748 | ¥6,887,748 |
| 45 | 2.20% | ¥36,778 | ¥19,860,326 | ¥7,260,326 |
| 45 | 2.30% | ¥37,475 | ¥20,236,753 | ¥7,636,753 |
| 45 | 2.40% | ¥38,180 | ¥20,616,995 | ¥8,016,995 |
| 45 | 2.50% | ¥38,891 | ¥21,001,015 | ¥8,401,015 |
| 45 | 2.60% | ¥39,609 | ¥21,388,776 | ¥8,788,776 |
| 45 | 2.70% | ¥40,334 | ¥21,780,242 | ¥9,180,242 |
| 45 | 2.80% | ¥41,066 | ¥22,175,373 | ¥9,575,373 |
| 45 | 2.90% | ¥41,804 | ¥22,574,129 | ¥9,974,129 |
| 45 | 3.00% | ¥42,549 | ¥22,976,469 | ¥10,376,469 |
1260万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥30,104 | ¥14,449,863 | ¥1,849,863 |
| 40 | 0.80% | ¥30,682 | ¥14,727,501 | ¥2,127,501 |
| 40 | 0.90% | ¥31,268 | ¥15,008,461 | ¥2,408,461 |
| 40 | 1.00% | ¥31,860 | ¥15,292,734 | ¥2,692,734 |
| 40 | 1.10% | ¥32,459 | ¥15,580,309 | ¥2,980,309 |
| 40 | 1.20% | ¥33,065 | ¥15,871,176 | ¥3,271,176 |
| 40 | 1.30% | ¥33,678 | ¥16,165,321 | ¥3,565,321 |
| 40 | 1.40% | ¥34,297 | ¥16,462,731 | ¥3,862,731 |
| 40 | 1.50% | ¥34,924 | ¥16,763,393 | ¥4,163,393 |
| 40 | 1.60% | ¥35,557 | ¥17,067,290 | ¥4,467,290 |
| 40 | 1.70% | ¥36,197 | ¥17,374,406 | ¥4,774,406 |
| 40 | 1.80% | ¥36,843 | ¥17,684,725 | ¥5,084,725 |
| 40 | 1.90% | ¥37,496 | ¥17,998,227 | ¥5,398,227 |
| 40 | 2.00% | ¥38,156 | ¥18,314,895 | ¥5,714,895 |
| 40 | 2.10% | ¥38,822 | ¥18,634,708 | ¥6,034,708 |
| 40 | 2.20% | ¥39,495 | ¥18,957,645 | ¥6,357,645 |
| 40 | 2.30% | ¥40,174 | ¥19,283,686 | ¥6,683,686 |
| 40 | 2.40% | ¥40,860 | ¥19,612,808 | ¥7,012,808 |
| 40 | 2.50% | ¥41,552 | ¥19,944,987 | ¥7,344,987 |
| 40 | 2.60% | ¥42,250 | ¥20,280,201 | ¥7,680,201 |
| 40 | 2.70% | ¥42,955 | ¥20,618,424 | ¥8,018,424 |
| 40 | 2.80% | ¥43,666 | ¥20,959,632 | ¥8,359,632 |
| 40 | 2.90% | ¥44,383 | ¥21,303,799 | ¥8,703,799 |
| 40 | 3.00% | ¥45,106 | ¥21,650,898 | ¥9,050,898 |
1260万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥33,834 | ¥14,210,120 | ¥1,610,120 |
| 35 | 0.80% | ¥34,406 | ¥14,450,385 | ¥1,850,385 |
| 35 | 0.90% | ¥34,984 | ¥14,693,200 | ¥2,093,200 |
| 35 | 1.00% | ¥35,568 | ¥14,938,559 | ¥2,338,559 |
| 35 | 1.10% | ¥36,158 | ¥15,186,456 | ¥2,586,456 |
| 35 | 1.20% | ¥36,754 | ¥15,436,885 | ¥2,836,885 |
| 35 | 1.30% | ¥37,357 | ¥15,689,837 | ¥3,089,837 |
| 35 | 1.40% | ¥37,965 | ¥15,945,305 | ¥3,345,305 |
| 35 | 1.50% | ¥38,579 | ¥16,203,281 | ¥3,603,281 |
| 35 | 1.60% | ¥39,199 | ¥16,463,754 | ¥3,863,754 |
| 35 | 1.70% | ¥39,826 | ¥16,726,716 | ¥4,126,716 |
| 35 | 1.80% | ¥40,458 | ¥16,992,156 | ¥4,392,156 |
| 35 | 1.90% | ¥41,095 | ¥17,260,063 | ¥4,660,063 |
| 35 | 2.00% | ¥41,739 | ¥17,530,426 | ¥4,930,426 |
| 35 | 2.10% | ¥42,389 | ¥17,803,233 | ¥5,203,233 |
| 35 | 2.20% | ¥43,044 | ¥18,078,472 | ¥5,478,472 |
| 35 | 2.30% | ¥43,705 | ¥18,356,129 | ¥5,756,129 |
| 35 | 2.40% | ¥44,372 | ¥18,636,192 | ¥6,036,192 |
| 35 | 2.50% | ¥45,044 | ¥18,918,647 | ¥6,318,647 |
| 35 | 2.60% | ¥45,723 | ¥19,203,478 | ¥6,603,478 |
| 35 | 2.70% | ¥46,406 | ¥19,490,672 | ¥6,890,672 |
| 35 | 2.80% | ¥47,096 | ¥19,780,213 | ¥7,180,213 |
| 35 | 2.90% | ¥47,791 | ¥20,072,085 | ¥7,472,085 |
| 35 | 3.00% | ¥48,491 | ¥20,366,272 | ¥7,766,272 |
1260万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥38,814 | ¥13,972,932 | ¥1,372,932 |
| 30 | 0.80% | ¥39,379 | ¥14,176,601 | ¥1,576,601 |
| 30 | 0.90% | ¥39,950 | ¥14,382,148 | ¥1,782,148 |
| 30 | 1.00% | ¥40,527 | ¥14,589,569 | ¥1,989,569 |
| 30 | 1.10% | ¥41,108 | ¥14,798,860 | ¥2,198,860 |
| 30 | 1.20% | ¥41,694 | ¥15,010,018 | ¥2,410,018 |
| 30 | 1.30% | ¥42,286 | ¥15,223,040 | ¥2,623,040 |
| 30 | 1.40% | ¥42,883 | ¥15,437,919 | ¥2,837,919 |
| 30 | 1.50% | ¥43,485 | ¥15,654,653 | ¥3,054,653 |
| 30 | 1.60% | ¥44,092 | ¥15,873,235 | ¥3,273,235 |
| 30 | 1.70% | ¥44,705 | ¥16,093,660 | ¥3,493,660 |
| 30 | 1.80% | ¥45,322 | ¥16,315,924 | ¥3,715,924 |
| 30 | 1.90% | ¥45,944 | ¥16,540,019 | ¥3,940,019 |
| 30 | 2.00% | ¥46,572 | ¥16,765,939 | ¥4,165,939 |
| 30 | 2.10% | ¥47,205 | ¥16,993,679 | ¥4,393,679 |
| 30 | 2.20% | ¥47,842 | ¥17,223,230 | ¥4,623,230 |
| 30 | 2.30% | ¥48,485 | ¥17,454,587 | ¥4,854,587 |
| 30 | 2.40% | ¥49,133 | ¥17,687,740 | ¥5,087,740 |
| 30 | 2.50% | ¥49,785 | ¥17,922,684 | ¥5,322,684 |
| 30 | 2.60% | ¥50,443 | ¥18,159,409 | ¥5,559,409 |
| 30 | 2.70% | ¥51,105 | ¥18,397,908 | ¥5,797,908 |
| 30 | 2.80% | ¥51,773 | ¥18,638,172 | ¥6,038,172 |
| 30 | 2.90% | ¥52,445 | ¥18,880,192 | ¥6,280,192 |
| 30 | 3.00% | ¥53,122 | ¥19,123,959 | ¥6,523,959 |
1260万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥45,794 | ¥13,738,305 | ¥1,138,305 |
| 25 | 0.80% | ¥46,354 | ¥13,906,158 | ¥1,306,158 |
| 25 | 0.90% | ¥46,918 | ¥14,075,316 | ¥1,475,316 |
| 25 | 1.00% | ¥47,486 | ¥14,245,779 | ¥1,645,779 |
| 25 | 1.10% | ¥48,058 | ¥14,417,544 | ¥1,817,544 |
| 25 | 1.20% | ¥48,635 | ¥14,590,610 | ¥1,990,610 |
| 25 | 1.30% | ¥49,217 | ¥14,764,976 | ¥2,164,976 |
| 25 | 1.40% | ¥49,802 | ¥14,940,637 | ¥2,340,637 |
| 25 | 1.50% | ¥50,392 | ¥15,117,593 | ¥2,517,593 |
| 25 | 1.60% | ¥50,986 | ¥15,295,841 | ¥2,695,841 |
| 25 | 1.70% | ¥51,585 | ¥15,475,378 | ¥2,875,378 |
| 25 | 1.80% | ¥52,187 | ¥15,656,201 | ¥3,056,201 |
| 25 | 1.90% | ¥52,794 | ¥15,838,307 | ¥3,238,307 |
| 25 | 2.00% | ¥53,406 | ¥16,021,694 | ¥3,421,694 |
| 25 | 2.10% | ¥54,021 | ¥16,206,358 | ¥3,606,358 |
| 25 | 2.20% | ¥54,641 | ¥16,392,295 | ¥3,792,295 |
| 25 | 2.30% | ¥55,265 | ¥16,579,503 | ¥3,979,503 |
| 25 | 2.40% | ¥55,893 | ¥16,767,976 | ¥4,167,976 |
| 25 | 2.50% | ¥56,526 | ¥16,957,713 | ¥4,357,713 |
| 25 | 2.60% | ¥57,162 | ¥17,148,707 | ¥4,548,707 |
| 25 | 2.70% | ¥57,803 | ¥17,340,957 | ¥4,740,957 |
| 25 | 2.80% | ¥58,448 | ¥17,534,456 | ¥4,934,456 |
| 25 | 2.90% | ¥59,097 | ¥17,729,201 | ¥5,129,201 |
| 25 | 3.00% | ¥59,751 | ¥17,925,188 | ¥5,325,188 |
1260万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥56,276 | ¥13,506,242 | ¥906,242 |
| 20 | 0.80% | ¥56,829 | ¥13,639,059 | ¥1,039,059 |
| 20 | 0.90% | ¥57,386 | ¥13,772,713 | ¥1,172,713 |
| 20 | 1.00% | ¥57,947 | ¥13,907,204 | ¥1,307,204 |
| 20 | 1.10% | ¥58,511 | ¥14,042,530 | ¥1,442,530 |
| 20 | 1.20% | ¥59,078 | ¥14,178,691 | ¥1,578,691 |
| 20 | 1.30% | ¥59,649 | ¥14,315,686 | ¥1,715,686 |
| 20 | 1.40% | ¥60,223 | ¥14,453,513 | ¥1,853,513 |
| 20 | 1.50% | ¥60,801 | ¥14,592,173 | ¥1,992,173 |
| 20 | 1.60% | ¥61,382 | ¥14,731,664 | ¥2,131,664 |
| 20 | 1.70% | ¥61,967 | ¥14,871,984 | ¥2,271,984 |
| 20 | 1.80% | ¥62,555 | ¥15,013,133 | ¥2,413,133 |
| 20 | 1.90% | ¥63,146 | ¥15,155,110 | ¥2,555,110 |
| 20 | 2.00% | ¥63,741 | ¥15,297,912 | ¥2,697,912 |
| 20 | 2.10% | ¥64,340 | ¥15,441,539 | ¥2,841,539 |
| 20 | 2.20% | ¥64,942 | ¥15,585,989 | ¥2,985,989 |
| 20 | 2.30% | ¥65,547 | ¥15,731,261 | ¥3,131,261 |
| 20 | 2.40% | ¥66,156 | ¥15,877,353 | ¥3,277,353 |
| 20 | 2.50% | ¥66,768 | ¥16,024,263 | ¥3,424,263 |
| 20 | 2.60% | ¥67,383 | ¥16,171,991 | ¥3,571,991 |
| 20 | 2.70% | ¥68,002 | ¥16,320,533 | ¥3,720,533 |
| 20 | 2.80% | ¥68,625 | ¥16,469,888 | ¥3,869,888 |
| 20 | 2.90% | ¥69,250 | ¥16,620,055 | ¥4,020,055 |
| 20 | 3.00% | ¥69,879 | ¥16,771,031 | ¥4,171,031 |
1260万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥73,760 | ¥13,276,745 | ¥676,745 |
| 15 | 0.80% | ¥74,307 | ¥13,375,311 | ¥775,311 |
| 15 | 0.90% | ¥74,857 | ¥13,474,348 | ¥874,348 |
| 15 | 1.00% | ¥75,410 | ¥13,573,856 | ¥973,856 |
| 15 | 1.10% | ¥75,966 | ¥13,673,834 | ¥1,073,834 |
| 15 | 1.20% | ¥76,524 | ¥13,774,284 | ¥1,174,284 |
| 15 | 1.30% | ¥77,084 | ¥13,875,203 | ¥1,275,203 |
| 15 | 1.40% | ¥77,648 | ¥13,976,593 | ¥1,376,593 |
| 15 | 1.50% | ¥78,214 | ¥14,078,452 | ¥1,478,452 |
| 15 | 1.60% | ¥78,782 | ¥14,180,780 | ¥1,580,780 |
| 15 | 1.70% | ¥79,353 | ¥14,283,577 | ¥1,683,577 |
| 15 | 1.80% | ¥79,927 | ¥14,386,843 | ¥1,786,843 |
| 15 | 1.90% | ¥80,503 | ¥14,490,576 | ¥1,890,576 |
| 15 | 2.00% | ¥81,082 | ¥14,594,777 | ¥1,994,777 |
| 15 | 2.10% | ¥81,664 | ¥14,699,446 | ¥2,099,446 |
| 15 | 2.20% | ¥82,248 | ¥14,804,580 | ¥2,204,580 |
| 15 | 2.30% | ¥82,834 | ¥14,910,181 | ¥2,310,181 |
| 15 | 2.40% | ¥83,424 | ¥15,016,248 | ¥2,416,248 |
| 15 | 2.50% | ¥84,015 | ¥15,122,779 | ¥2,522,779 |
| 15 | 2.60% | ¥84,610 | ¥15,229,775 | ¥2,629,775 |
| 15 | 2.70% | ¥85,207 | ¥15,337,235 | ¥2,737,235 |
| 15 | 2.80% | ¥85,806 | ¥15,445,158 | ¥2,845,158 |
| 15 | 2.90% | ¥86,409 | ¥15,553,544 | ¥2,953,544 |
| 15 | 3.00% | ¥87,013 | ¥15,662,392 | ¥3,062,392 |
1260万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥108,748 | ¥13,049,818 | ¥449,818 |
| 10 | 0.80% | ¥109,291 | ¥13,114,917 | ¥514,917 |
| 10 | 0.90% | ¥109,835 | ¥13,180,225 | ¥580,225 |
| 10 | 1.00% | ¥110,381 | ¥13,245,743 | ¥645,743 |
| 10 | 1.10% | ¥110,929 | ¥13,311,471 | ¥711,471 |
| 10 | 1.20% | ¥111,478 | ¥13,377,408 | ¥777,408 |
| 10 | 1.30% | ¥112,030 | ¥13,443,554 | ¥843,554 |
| 10 | 1.40% | ¥112,583 | ¥13,509,910 | ¥909,910 |
| 10 | 1.50% | ¥113,137 | ¥13,576,475 | ¥976,475 |
| 10 | 1.60% | ¥113,694 | ¥13,643,249 | ¥1,043,249 |
| 10 | 1.70% | ¥114,252 | ¥13,710,232 | ¥1,110,232 |
| 10 | 1.80% | ¥114,812 | ¥13,777,424 | ¥1,177,424 |
| 10 | 1.90% | ¥115,374 | ¥13,844,825 | ¥1,244,825 |
| 10 | 2.00% | ¥115,937 | ¥13,912,434 | ¥1,312,434 |
| 10 | 2.10% | ¥116,502 | ¥13,980,252 | ¥1,380,252 |
| 10 | 2.20% | ¥117,069 | ¥14,048,279 | ¥1,448,279 |
| 10 | 2.30% | ¥117,638 | ¥14,116,514 | ¥1,516,514 |
| 10 | 2.40% | ¥118,208 | ¥14,184,958 | ¥1,584,958 |
| 10 | 2.50% | ¥118,780 | ¥14,253,609 | ¥1,653,609 |
| 10 | 2.60% | ¥119,354 | ¥14,322,469 | ¥1,722,469 |
| 10 | 2.70% | ¥119,929 | ¥14,391,536 | ¥1,791,536 |
| 10 | 2.80% | ¥120,507 | ¥14,460,811 | ¥1,860,811 |
| 10 | 2.90% | ¥121,086 | ¥14,530,294 | ¥1,930,294 |
| 10 | 3.00% | ¥121,667 | ¥14,599,985 | ¥1,999,985 |
