1270万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1270万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1270万円の住宅ローン｜期間・年数別
1270万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥25,093 | ¥15,055,548 | ¥2,355,548 |
| 50 | 0.80% | ¥25,688 | ¥15,413,060 | ¥2,713,060 |
| 50 | 0.90% | ¥26,293 | ¥15,775,775 | ¥3,075,775 |
| 50 | 1.00% | ¥26,906 | ¥16,143,670 | ¥3,443,670 |
| 50 | 1.10% | ¥27,528 | ¥16,516,719 | ¥3,816,719 |
| 50 | 1.20% | ¥28,158 | ¥16,894,895 | ¥4,194,895 |
| 50 | 1.30% | ¥28,797 | ¥17,278,169 | ¥4,578,169 |
| 50 | 1.40% | ¥29,444 | ¥17,666,509 | ¥4,966,509 |
| 50 | 1.50% | ¥30,100 | ¥18,059,879 | ¥5,359,879 |
| 50 | 1.60% | ¥30,764 | ¥18,458,245 | ¥5,758,245 |
| 50 | 1.70% | ¥31,436 | ¥18,861,565 | ¥6,161,565 |
| 50 | 1.80% | ¥32,116 | ¥19,269,801 | ¥6,569,801 |
| 50 | 1.90% | ¥32,805 | ¥19,682,910 | ¥6,982,910 |
| 50 | 2.00% | ¥33,501 | ¥20,100,846 | ¥7,400,846 |
| 50 | 2.10% | ¥34,206 | ¥20,523,563 | ¥7,823,563 |
| 50 | 2.20% | ¥34,918 | ¥20,951,014 | ¥8,251,014 |
| 50 | 2.30% | ¥35,639 | ¥21,383,147 | ¥8,683,147 |
| 50 | 2.40% | ¥36,367 | ¥21,819,912 | ¥9,119,912 |
| 50 | 2.50% | ¥37,102 | ¥22,261,255 | ¥9,561,255 |
| 50 | 2.60% | ¥37,845 | ¥22,707,121 | ¥10,007,121 |
| 50 | 2.70% | ¥38,596 | ¥23,157,456 | ¥10,457,456 |
| 50 | 2.80% | ¥39,354 | ¥23,612,200 | ¥10,912,200 |
| 50 | 2.90% | ¥40,119 | ¥24,071,297 | ¥11,371,297 |
| 50 | 3.00% | ¥40,891 | ¥24,534,685 | ¥11,834,685 |
1270万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥27,424 | ¥14,808,763 | ¥2,108,763 |
| 45 | 0.80% | ¥28,013 | ¥15,127,052 | ¥2,427,052 |
| 45 | 0.90% | ¥28,610 | ¥15,449,568 | ¥2,749,568 |
| 45 | 1.00% | ¥29,215 | ¥15,776,295 | ¥3,076,295 |
| 45 | 1.10% | ¥29,828 | ¥16,107,218 | ¥3,407,218 |
| 45 | 1.20% | ¥30,449 | ¥16,442,317 | ¥3,742,317 |
| 45 | 1.30% | ¥31,077 | ¥16,781,574 | ¥4,081,574 |
| 45 | 1.40% | ¥31,713 | ¥17,124,967 | ¥4,424,967 |
| 45 | 1.50% | ¥32,356 | ¥17,472,472 | ¥4,772,472 |
| 45 | 1.60% | ¥33,008 | ¥17,824,066 | ¥5,124,066 |
| 45 | 1.70% | ¥33,666 | ¥18,179,723 | ¥5,479,723 |
| 45 | 1.80% | ¥34,332 | ¥18,539,415 | ¥5,839,415 |
| 45 | 1.90% | ¥35,006 | ¥18,903,114 | ¥6,203,114 |
| 45 | 2.00% | ¥35,687 | ¥19,270,791 | ¥6,570,791 |
| 45 | 2.10% | ¥36,375 | ¥19,642,413 | ¥6,942,413 |
| 45 | 2.20% | ¥37,070 | ¥20,017,948 | ¥7,317,948 |
| 45 | 2.30% | ¥37,773 | ¥20,397,362 | ¥7,697,362 |
| 45 | 2.40% | ¥38,483 | ¥20,780,622 | ¥8,080,622 |
| 45 | 2.50% | ¥39,199 | ¥21,167,689 | ¥8,467,689 |
| 45 | 2.60% | ¥39,923 | ¥21,558,529 | ¥8,858,529 |
| 45 | 2.70% | ¥40,654 | ¥21,953,101 | ¥9,253,101 |
| 45 | 2.80% | ¥41,391 | ¥22,351,368 | ¥9,651,368 |
| 45 | 2.90% | ¥42,136 | ¥22,753,288 | ¥10,053,288 |
| 45 | 3.00% | ¥42,887 | ¥23,158,822 | ¥10,458,822 |
1270万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥30,343 | ¥14,564,545 | ¥1,864,545 |
| 40 | 0.80% | ¥30,926 | ¥14,844,386 | ¥2,144,386 |
| 40 | 0.90% | ¥31,516 | ¥15,127,575 | ¥2,427,575 |
| 40 | 1.00% | ¥32,113 | ¥15,414,104 | ¥2,714,104 |
| 40 | 1.10% | ¥32,717 | ¥15,703,962 | ¥3,003,962 |
| 40 | 1.20% | ¥33,327 | ¥15,997,137 | ¥3,297,137 |
| 40 | 1.30% | ¥33,945 | ¥16,293,617 | ¥3,593,617 |
| 40 | 1.40% | ¥34,570 | ¥16,593,388 | ¥3,893,388 |
| 40 | 1.50% | ¥35,201 | ¥16,896,436 | ¥4,196,436 |
| 40 | 1.60% | ¥35,839 | ¥17,202,744 | ¥4,502,744 |
| 40 | 1.70% | ¥36,484 | ¥17,512,298 | ¥4,812,298 |
| 40 | 1.80% | ¥37,136 | ¥17,825,079 | ¥5,125,079 |
| 40 | 1.90% | ¥37,794 | ¥18,141,070 | ¥5,441,070 |
| 40 | 2.00% | ¥38,459 | ¥18,460,251 | ¥5,760,251 |
| 40 | 2.10% | ¥39,130 | ¥18,782,602 | ¥6,082,602 |
| 40 | 2.20% | ¥39,809 | ¥19,108,103 | ¥6,408,103 |
| 40 | 2.30% | ¥40,493 | ¥19,436,731 | ¥6,736,731 |
| 40 | 2.40% | ¥41,184 | ¥19,768,465 | ¥7,068,465 |
| 40 | 2.50% | ¥41,882 | ¥20,103,281 | ¥7,403,281 |
| 40 | 2.60% | ¥42,586 | ¥20,441,155 | ¥7,741,155 |
| 40 | 2.70% | ¥43,296 | ¥20,782,063 | ¥8,082,063 |
| 40 | 2.80% | ¥44,012 | ¥21,125,979 | ¥8,425,979 |
| 40 | 2.90% | ¥44,735 | ¥21,472,877 | ¥8,772,877 |
| 40 | 3.00% | ¥45,464 | ¥21,822,730 | ¥9,122,730 |
1270万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥34,102 | ¥14,322,898 | ¥1,622,898 |
| 35 | 0.80% | ¥34,679 | ¥14,565,070 | ¥1,865,070 |
| 35 | 0.90% | ¥35,261 | ¥14,809,813 | ¥2,109,813 |
| 35 | 1.00% | ¥35,850 | ¥15,057,119 | ¥2,357,119 |
| 35 | 1.10% | ¥36,445 | ¥15,306,984 | ¥2,606,984 |
| 35 | 1.20% | ¥37,046 | ¥15,559,400 | ¥2,859,400 |
| 35 | 1.30% | ¥37,653 | ¥15,814,360 | ¥3,114,360 |
| 35 | 1.40% | ¥38,266 | ¥16,071,855 | ¥3,371,855 |
| 35 | 1.50% | ¥38,885 | ¥16,331,878 | ¥3,631,878 |
| 35 | 1.60% | ¥39,511 | ¥16,594,419 | ¥3,894,419 |
| 35 | 1.70% | ¥40,142 | ¥16,859,467 | ¥4,159,467 |
| 35 | 1.80% | ¥40,779 | ¥17,127,014 | ¥4,427,014 |
| 35 | 1.90% | ¥41,422 | ¥17,397,047 | ¥4,697,047 |
| 35 | 2.00% | ¥42,070 | ¥17,669,556 | ¥4,969,556 |
| 35 | 2.10% | ¥42,725 | ¥17,944,528 | ¥5,244,528 |
| 35 | 2.20% | ¥43,386 | ¥18,221,952 | ¥5,521,952 |
| 35 | 2.30% | ¥44,052 | ¥18,501,813 | ¥5,801,813 |
| 35 | 2.40% | ¥44,724 | ¥18,784,099 | ¥6,084,099 |
| 35 | 2.50% | ¥45,402 | ¥19,068,795 | ¥6,368,795 |
| 35 | 2.60% | ¥46,085 | ¥19,355,887 | ¥6,655,887 |
| 35 | 2.70% | ¥46,775 | ¥19,645,360 | ¥6,945,360 |
| 35 | 2.80% | ¥47,470 | ¥19,937,199 | ¥7,237,199 |
| 35 | 2.90% | ¥48,170 | ¥20,231,387 | ¥7,531,387 |
| 35 | 3.00% | ¥48,876 | ¥20,527,909 | ¥7,827,909 |
1270万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥39,122 | ¥14,083,828 | ¥1,383,828 |
| 30 | 0.80% | ¥39,692 | ¥14,289,114 | ¥1,589,114 |
| 30 | 0.90% | ¥40,267 | ¥14,496,292 | ¥1,796,292 |
| 30 | 1.00% | ¥40,848 | ¥14,705,359 | ¥2,005,359 |
| 30 | 1.10% | ¥41,434 | ¥14,916,311 | ¥2,216,311 |
| 30 | 1.20% | ¥42,025 | ¥15,129,145 | ¥2,429,145 |
| 30 | 1.30% | ¥42,622 | ¥15,343,857 | ¥2,643,857 |
| 30 | 1.40% | ¥43,223 | ¥15,560,442 | ¥2,860,442 |
| 30 | 1.50% | ¥43,830 | ¥15,778,896 | ¥3,078,896 |
| 30 | 1.60% | ¥44,442 | ¥15,999,213 | ¥3,299,213 |
| 30 | 1.70% | ¥45,059 | ¥16,221,388 | ¥3,521,388 |
| 30 | 1.80% | ¥45,682 | ¥16,445,415 | ¥3,745,415 |
| 30 | 1.90% | ¥46,309 | ¥16,671,289 | ¥3,971,289 |
| 30 | 2.00% | ¥46,942 | ¥16,899,002 | ¥4,199,002 |
| 30 | 2.10% | ¥47,579 | ¥17,128,549 | ¥4,428,549 |
| 30 | 2.20% | ¥48,222 | ¥17,359,922 | ¥4,659,922 |
| 30 | 2.30% | ¥48,870 | ¥17,593,115 | ¥4,893,115 |
| 30 | 2.40% | ¥49,523 | ¥17,828,119 | ¥5,128,119 |
| 30 | 2.50% | ¥50,180 | ¥18,064,927 | ¥5,364,927 |
| 30 | 2.60% | ¥50,843 | ¥18,303,532 | ¥5,603,532 |
| 30 | 2.70% | ¥51,511 | ¥18,543,923 | ¥5,843,923 |
| 30 | 2.80% | ¥52,184 | ¥18,786,094 | ¥6,086,094 |
| 30 | 2.90% | ¥52,861 | ¥19,030,035 | ¥6,330,035 |
| 30 | 3.00% | ¥53,544 | ¥19,275,736 | ¥6,575,736 |
1270万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥46,158 | ¥13,847,339 | ¥1,147,339 |
| 25 | 0.80% | ¥46,722 | ¥14,016,524 | ¥1,316,524 |
| 25 | 0.90% | ¥47,290 | ¥14,187,025 | ¥1,487,025 |
| 25 | 1.00% | ¥47,863 | ¥14,358,841 | ¥1,658,841 |
| 25 | 1.10% | ¥48,440 | ¥14,531,969 | ¥1,831,969 |
| 25 | 1.20% | ¥49,021 | ¥14,706,409 | ¥2,006,409 |
| 25 | 1.30% | ¥49,607 | ¥14,882,158 | ¥2,182,158 |
| 25 | 1.40% | ¥50,197 | ¥15,059,214 | ¥2,359,214 |
| 25 | 1.50% | ¥50,792 | ¥15,237,574 | ¥2,537,574 |
| 25 | 1.60% | ¥51,391 | ¥15,417,236 | ¥2,717,236 |
| 25 | 1.70% | ¥51,994 | ¥15,598,198 | ¥2,898,198 |
| 25 | 1.80% | ¥52,602 | ¥15,780,456 | ¥3,080,456 |
| 25 | 1.90% | ¥53,213 | ¥15,964,008 | ¥3,264,008 |
| 25 | 2.00% | ¥53,830 | ¥16,148,850 | ¥3,448,850 |
| 25 | 2.10% | ¥54,450 | ¥16,334,980 | ¥3,634,980 |
| 25 | 2.20% | ¥55,075 | ¥16,522,393 | ¥3,822,393 |
| 25 | 2.30% | ¥55,704 | ¥16,711,086 | ¥4,011,086 |
| 25 | 2.40% | ¥56,337 | ¥16,901,055 | ¥4,201,055 |
| 25 | 2.50% | ¥56,974 | ¥17,092,298 | ¥4,392,298 |
| 25 | 2.60% | ¥57,616 | ¥17,284,808 | ¥4,584,808 |
| 25 | 2.70% | ¥58,262 | ¥17,478,583 | ¥4,778,583 |
| 25 | 2.80% | ¥58,912 | ¥17,673,618 | ¥4,973,618 |
| 25 | 2.90% | ¥59,566 | ¥17,869,909 | ¥5,169,909 |
| 25 | 3.00% | ¥60,225 | ¥18,067,451 | ¥5,367,451 |
1270万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥56,723 | ¥13,613,434 | ¥913,434 |
| 20 | 0.80% | ¥57,280 | ¥13,747,306 | ¥1,047,306 |
| 20 | 0.90% | ¥57,842 | ¥13,882,021 | ¥1,182,021 |
| 20 | 1.00% | ¥58,407 | ¥14,017,578 | ¥1,317,578 |
| 20 | 1.10% | ¥58,975 | ¥14,153,979 | ¥1,453,979 |
| 20 | 1.20% | ¥59,547 | ¥14,291,220 | ¥1,591,220 |
| 20 | 1.30% | ¥60,122 | ¥14,429,302 | ¥1,729,302 |
| 20 | 1.40% | ¥60,701 | ¥14,568,224 | ¥1,868,224 |
| 20 | 1.50% | ¥61,283 | ¥14,707,984 | ¥2,007,984 |
| 20 | 1.60% | ¥61,869 | ¥14,848,582 | ¥2,148,582 |
| 20 | 1.70% | ¥62,458 | ¥14,990,016 | ¥2,290,016 |
| 20 | 1.80% | ¥63,051 | ¥15,132,285 | ¥2,432,285 |
| 20 | 1.90% | ¥63,647 | ¥15,275,388 | ¥2,575,388 |
| 20 | 2.00% | ¥64,247 | ¥15,419,324 | ¥2,719,324 |
| 20 | 2.10% | ¥64,850 | ¥15,564,091 | ¥2,864,091 |
| 20 | 2.20% | ¥65,457 | ¥15,709,688 | ¥3,009,688 |
| 20 | 2.30% | ¥66,067 | ¥15,856,112 | ¥3,156,112 |
| 20 | 2.40% | ¥66,681 | ¥16,003,364 | ¥3,303,364 |
| 20 | 2.50% | ¥67,298 | ¥16,151,440 | ¥3,451,440 |
| 20 | 2.60% | ¥67,918 | ¥16,300,340 | ¥3,600,340 |
| 20 | 2.70% | ¥68,542 | ¥16,450,061 | ¥3,750,061 |
| 20 | 2.80% | ¥69,169 | ¥16,600,602 | ¥3,900,602 |
| 20 | 2.90% | ¥69,800 | ¥16,751,960 | ¥4,051,960 |
| 20 | 3.00% | ¥70,434 | ¥16,904,135 | ¥4,204,135 |
1270万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥74,345 | ¥13,382,116 | ¥682,116 |
| 15 | 0.80% | ¥74,897 | ¥13,481,464 | ¥781,464 |
| 15 | 0.90% | ¥75,452 | ¥13,581,287 | ¥881,287 |
| 15 | 1.00% | ¥76,009 | ¥13,681,585 | ¥981,585 |
| 15 | 1.10% | ¥76,569 | ¥13,782,357 | ¥1,082,357 |
| 15 | 1.20% | ¥77,131 | ¥13,883,603 | ¥1,183,603 |
| 15 | 1.30% | ¥77,696 | ¥13,985,324 | ¥1,285,324 |
| 15 | 1.40% | ¥78,264 | ¥14,087,518 | ¥1,387,518 |
| 15 | 1.50% | ¥78,834 | ¥14,190,185 | ¥1,490,185 |
| 15 | 1.60% | ¥79,407 | ¥14,293,326 | ¥1,593,326 |
| 15 | 1.70% | ¥79,983 | ¥14,396,939 | ¥1,696,939 |
| 15 | 1.80% | ¥80,561 | ¥14,501,024 | ¥1,801,024 |
| 15 | 1.90% | ¥81,142 | ¥14,605,581 | ¥1,905,581 |
| 15 | 2.00% | ¥81,726 | ¥14,710,609 | ¥2,010,609 |
| 15 | 2.10% | ¥82,312 | ¥14,816,108 | ¥2,116,108 |
| 15 | 2.20% | ¥82,900 | ¥14,922,077 | ¥2,222,077 |
| 15 | 2.30% | ¥83,492 | ¥15,028,516 | ¥2,328,516 |
| 15 | 2.40% | ¥84,086 | ¥15,135,424 | ¥2,435,424 |
| 15 | 2.50% | ¥84,682 | ¥15,242,801 | ¥2,542,801 |
| 15 | 2.60% | ¥85,281 | ¥15,350,646 | ¥2,650,646 |
| 15 | 2.70% | ¥85,883 | ¥15,458,959 | ¥2,758,959 |
| 15 | 2.80% | ¥86,487 | ¥15,567,739 | ¥2,867,739 |
| 15 | 2.90% | ¥87,094 | ¥15,676,985 | ¥2,976,985 |
| 15 | 3.00% | ¥87,704 | ¥15,786,696 | ¥3,086,696 |
1270万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥109,612 | ¥13,153,388 | ¥453,388 |
| 10 | 0.80% | ¥110,158 | ¥13,219,003 | ¥519,003 |
| 10 | 0.90% | ¥110,707 | ¥13,284,830 | ¥584,830 |
| 10 | 1.00% | ¥111,257 | ¥13,350,868 | ¥650,868 |
| 10 | 1.10% | ¥111,809 | ¥13,417,117 | ¥717,117 |
| 10 | 1.20% | ¥112,363 | ¥13,483,578 | ¥783,578 |
| 10 | 1.30% | ¥112,919 | ¥13,550,249 | ¥850,249 |
| 10 | 1.40% | ¥113,476 | ¥13,617,131 | ¥917,131 |
| 10 | 1.50% | ¥114,035 | ¥13,684,225 | ¥984,225 |
| 10 | 1.60% | ¥114,596 | ¥13,751,529 | ¥1,051,529 |
| 10 | 1.70% | ¥115,159 | ¥13,819,043 | ¥1,119,043 |
| 10 | 1.80% | ¥115,723 | ¥13,886,768 | ¥1,186,768 |
| 10 | 1.90% | ¥116,289 | ¥13,954,704 | ¥1,254,704 |
| 10 | 2.00% | ¥116,857 | ¥14,022,850 | ¥1,322,850 |
| 10 | 2.10% | ¥117,427 | ¥14,091,207 | ¥1,391,207 |
| 10 | 2.20% | ¥117,998 | ¥14,159,773 | ¥1,459,773 |
| 10 | 2.30% | ¥118,571 | ¥14,228,550 | ¥1,528,550 |
| 10 | 2.40% | ¥119,146 | ¥14,297,537 | ¥1,597,537 |
| 10 | 2.50% | ¥119,723 | ¥14,366,733 | ¥1,666,733 |
| 10 | 2.60% | ¥120,301 | ¥14,436,139 | ¥1,736,139 |
| 10 | 2.70% | ¥120,881 | ¥14,505,755 | ¥1,805,755 |
| 10 | 2.80% | ¥121,463 | ¥14,575,580 | ¥1,875,580 |
| 10 | 2.90% | ¥122,047 | ¥14,645,614 | ¥1,945,614 |
| 10 | 3.00% | ¥122,632 | ¥14,715,857 | ¥2,015,857 |
