1290万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1290万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1290万円の住宅ローン｜期間・年数別
1290万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥25,488 | ¥15,292,643 | ¥2,392,643 |
| 50 | 0.80% | ¥26,093 | ¥15,655,786 | ¥2,755,786 |
| 50 | 0.90% | ¥26,707 | ¥16,024,212 | ¥3,124,212 |
| 50 | 1.00% | ¥27,330 | ¥16,397,901 | ¥3,497,901 |
| 50 | 1.10% | ¥27,961 | ¥16,776,825 | ¥3,876,825 |
| 50 | 1.20% | ¥28,602 | ¥17,160,957 | ¥4,260,957 |
| 50 | 1.30% | ¥29,250 | ¥17,550,267 | ¥4,650,267 |
| 50 | 1.40% | ¥29,908 | ¥17,944,722 | ¥5,044,722 |
| 50 | 1.50% | ¥30,574 | ¥18,344,287 | ¥5,444,287 |
| 50 | 1.60% | ¥31,248 | ¥18,748,926 | ¥5,848,926 |
| 50 | 1.70% | ¥31,931 | ¥19,158,598 | ¥6,258,598 |
| 50 | 1.80% | ¥32,622 | ¥19,573,263 | ¥6,673,263 |
| 50 | 1.90% | ¥33,321 | ¥19,992,877 | ¥7,092,877 |
| 50 | 2.00% | ¥34,029 | ¥20,417,395 | ¥7,517,395 |
| 50 | 2.10% | ¥34,745 | ¥20,846,769 | ¥7,946,769 |
| 50 | 2.20% | ¥35,468 | ¥21,280,951 | ¥8,380,951 |
| 50 | 2.30% | ¥36,200 | ¥21,719,890 | ¥8,819,890 |
| 50 | 2.40% | ¥36,939 | ¥22,163,532 | ¥9,263,532 |
| 50 | 2.50% | ¥37,686 | ¥22,611,826 | ¥9,711,826 |
| 50 | 2.60% | ¥38,441 | ¥23,064,714 | ¥10,164,714 |
| 50 | 2.70% | ¥39,204 | ¥23,522,140 | ¥10,622,140 |
| 50 | 2.80% | ¥39,973 | ¥23,984,046 | ¥11,084,046 |
| 50 | 2.90% | ¥40,751 | ¥24,450,372 | ¥11,550,372 |
| 50 | 3.00% | ¥41,535 | ¥24,921,058 | ¥12,021,058 |
1290万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥27,856 | ¥15,041,972 | ¥2,141,972 |
| 45 | 0.80% | ¥28,454 | ¥15,365,273 | ¥2,465,273 |
| 45 | 0.90% | ¥29,061 | ¥15,692,868 | ¥2,792,868 |
| 45 | 1.00% | ¥29,675 | ¥16,024,741 | ¥3,124,741 |
| 45 | 1.10% | ¥30,298 | ¥16,360,875 | ¥3,460,875 |
| 45 | 1.20% | ¥30,928 | ¥16,701,252 | ¥3,801,252 |
| 45 | 1.30% | ¥31,566 | ¥17,045,851 | ¥4,145,851 |
| 45 | 1.40% | ¥32,212 | ¥17,394,651 | ¥4,494,651 |
| 45 | 1.50% | ¥32,866 | ¥17,747,629 | ¥4,847,629 |
| 45 | 1.60% | ¥33,527 | ¥18,104,760 | ¥5,204,760 |
| 45 | 1.70% | ¥34,196 | ¥18,466,018 | ¥5,566,018 |
| 45 | 1.80% | ¥34,873 | ¥18,831,375 | ¥5,931,375 |
| 45 | 1.90% | ¥35,557 | ¥19,200,801 | ¥6,300,801 |
| 45 | 2.00% | ¥36,249 | ¥19,574,268 | ¥6,674,268 |
| 45 | 2.10% | ¥36,948 | ¥19,951,742 | ¥7,051,742 |
| 45 | 2.20% | ¥37,654 | ¥20,333,191 | ¥7,433,191 |
| 45 | 2.30% | ¥38,368 | ¥20,718,581 | ¥7,818,581 |
| 45 | 2.40% | ¥39,089 | ¥21,107,876 | ¥8,207,876 |
| 45 | 2.50% | ¥39,817 | ¥21,501,039 | ¥8,601,039 |
| 45 | 2.60% | ¥40,552 | ¥21,898,033 | ¥8,998,033 |
| 45 | 2.70% | ¥41,294 | ¥22,298,819 | ¥9,398,819 |
| 45 | 2.80% | ¥42,043 | ¥22,703,358 | ¥9,803,358 |
| 45 | 2.90% | ¥42,799 | ¥23,111,608 | ¥10,211,608 |
| 45 | 3.00% | ¥43,562 | ¥23,523,528 | ¥10,623,528 |
1290万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥30,821 | ¥14,793,908 | ¥1,893,908 |
| 40 | 0.80% | ¥31,413 | ¥15,078,156 | ¥2,178,156 |
| 40 | 0.90% | ¥32,012 | ¥15,365,805 | ¥2,465,805 |
| 40 | 1.00% | ¥32,618 | ¥15,656,846 | ¥2,756,846 |
| 40 | 1.10% | ¥33,232 | ¥15,951,269 | ¥3,051,269 |
| 40 | 1.20% | ¥33,852 | ¥16,249,061 | ¥3,349,061 |
| 40 | 1.30% | ¥34,480 | ¥16,550,209 | ¥3,650,209 |
| 40 | 1.40% | ¥35,114 | ¥16,854,701 | ¥3,954,701 |
| 40 | 1.50% | ¥35,755 | ¥17,162,521 | ¥4,262,521 |
| 40 | 1.60% | ¥36,403 | ¥17,473,654 | ¥4,573,654 |
| 40 | 1.70% | ¥37,059 | ¥17,788,082 | ¥4,888,082 |
| 40 | 1.80% | ¥37,720 | ¥18,105,789 | ¥5,205,789 |
| 40 | 1.90% | ¥38,389 | ¥18,426,756 | ¥5,526,756 |
| 40 | 2.00% | ¥39,065 | ¥18,750,964 | ¥5,850,964 |
| 40 | 2.10% | ¥39,747 | ¥19,078,391 | ¥6,178,391 |
| 40 | 2.20% | ¥40,435 | ¥19,409,018 | ¥6,509,018 |
| 40 | 2.30% | ¥41,131 | ¥19,742,821 | ¥6,842,821 |
| 40 | 2.40% | ¥41,833 | ¥20,079,779 | ¥7,179,779 |
| 40 | 2.50% | ¥42,541 | ¥20,419,868 | ¥7,519,868 |
| 40 | 2.60% | ¥43,256 | ¥20,763,063 | ¥7,863,063 |
| 40 | 2.70% | ¥43,978 | ¥21,109,339 | ¥8,209,339 |
| 40 | 2.80% | ¥44,706 | ¥21,458,671 | ¥8,558,671 |
| 40 | 2.90% | ¥45,440 | ¥21,811,032 | ¥8,911,032 |
| 40 | 3.00% | ¥46,180 | ¥22,166,395 | ¥9,266,395 |
1290万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥34,639 | ¥14,548,456 | ¥1,648,456 |
| 35 | 0.80% | ¥35,225 | ¥14,794,442 | ¥1,894,442 |
| 35 | 0.90% | ¥35,817 | ¥15,043,038 | ¥2,143,038 |
| 35 | 1.00% | ¥36,415 | ¥15,294,239 | ¥2,394,239 |
| 35 | 1.10% | ¥37,019 | ¥15,548,039 | ¥2,648,039 |
| 35 | 1.20% | ¥37,630 | ¥15,804,430 | ¥2,904,430 |
| 35 | 1.30% | ¥38,246 | ¥16,063,405 | ¥3,163,405 |
| 35 | 1.40% | ¥38,869 | ¥16,324,955 | ¥3,424,955 |
| 35 | 1.50% | ¥39,498 | ¥16,589,073 | ¥3,689,073 |
| 35 | 1.60% | ¥40,133 | ¥16,855,748 | ¥3,955,748 |
| 35 | 1.70% | ¥40,774 | ¥17,124,971 | ¥4,224,971 |
| 35 | 1.80% | ¥41,421 | ¥17,396,731 | ¥4,496,731 |
| 35 | 1.90% | ¥42,074 | ¥17,671,017 | ¥4,771,017 |
| 35 | 2.00% | ¥42,733 | ¥17,947,817 | ¥5,047,817 |
| 35 | 2.10% | ¥43,398 | ¥18,227,119 | ¥5,327,119 |
| 35 | 2.20% | ¥44,069 | ¥18,508,912 | ¥5,608,912 |
| 35 | 2.30% | ¥44,746 | ¥18,793,180 | ¥5,893,180 |
| 35 | 2.40% | ¥45,428 | ¥19,079,911 | ¥6,179,911 |
| 35 | 2.50% | ¥46,117 | ¥19,369,091 | ¥6,469,091 |
| 35 | 2.60% | ¥46,811 | ¥19,660,704 | ¥6,760,704 |
| 35 | 2.70% | ¥47,511 | ¥19,954,736 | ¥7,054,736 |
| 35 | 2.80% | ¥48,217 | ¥20,251,170 | ¥7,351,170 |
| 35 | 2.90% | ¥48,929 | ¥20,549,992 | ¥7,649,992 |
| 35 | 3.00% | ¥49,646 | ¥20,851,183 | ¥7,951,183 |
1290万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥39,738 | ¥14,305,621 | ¥1,405,621 |
| 30 | 0.80% | ¥40,317 | ¥14,514,140 | ¥1,614,140 |
| 30 | 0.90% | ¥40,902 | ¥14,724,580 | ¥1,824,580 |
| 30 | 1.00% | ¥41,491 | ¥14,936,939 | ¥2,036,939 |
| 30 | 1.10% | ¥42,087 | ¥15,151,214 | ¥2,251,214 |
| 30 | 1.20% | ¥42,687 | ¥15,367,400 | ¥2,467,400 |
| 30 | 1.30% | ¥43,293 | ¥15,585,493 | ¥2,685,493 |
| 30 | 1.40% | ¥43,904 | ¥15,805,489 | ¥2,905,489 |
| 30 | 1.50% | ¥44,521 | ¥16,027,383 | ¥3,127,383 |
| 30 | 1.60% | ¥45,142 | ¥16,251,169 | ¥3,351,169 |
| 30 | 1.70% | ¥45,769 | ¥16,476,843 | ¥3,576,843 |
| 30 | 1.80% | ¥46,401 | ¥16,704,398 | ¥3,804,398 |
| 30 | 1.90% | ¥47,038 | ¥16,933,829 | ¥4,033,829 |
| 30 | 2.00% | ¥47,681 | ¥17,165,128 | ¥4,265,128 |
| 30 | 2.10% | ¥48,329 | ¥17,398,290 | ¥4,498,290 |
| 30 | 2.20% | ¥48,981 | ¥17,633,307 | ¥4,733,307 |
| 30 | 2.30% | ¥49,639 | ¥17,870,172 | ¥4,970,172 |
| 30 | 2.40% | ¥50,302 | ¥18,108,877 | ¥5,208,877 |
| 30 | 2.50% | ¥50,971 | ¥18,349,415 | ¥5,449,415 |
| 30 | 2.60% | ¥51,644 | ¥18,591,776 | ¥5,691,776 |
| 30 | 2.70% | ¥52,322 | ¥18,835,954 | ¥5,935,954 |
| 30 | 2.80% | ¥53,005 | ¥19,081,938 | ¥6,181,938 |
| 30 | 2.90% | ¥53,694 | ¥19,329,720 | ¥6,429,720 |
| 30 | 3.00% | ¥54,387 | ¥19,579,291 | ¥6,679,291 |
1290万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥46,885 | ¥14,065,408 | ¥1,165,408 |
| 25 | 0.80% | ¥47,458 | ¥14,237,257 | ¥1,337,257 |
| 25 | 0.90% | ¥48,035 | ¥14,410,443 | ¥1,510,443 |
| 25 | 1.00% | ¥48,617 | ¥14,584,964 | ¥1,684,964 |
| 25 | 1.10% | ¥49,203 | ¥14,760,819 | ¥1,860,819 |
| 25 | 1.20% | ¥49,793 | ¥14,938,006 | ¥2,038,006 |
| 25 | 1.30% | ¥50,388 | ¥15,116,523 | ¥2,216,523 |
| 25 | 1.40% | ¥50,988 | ¥15,296,367 | ¥2,396,367 |
| 25 | 1.50% | ¥51,592 | ¥15,477,536 | ¥2,577,536 |
| 25 | 1.60% | ¥52,200 | ¥15,660,028 | ¥2,760,028 |
| 25 | 1.70% | ¥52,813 | ¥15,843,839 | ¥2,943,839 |
| 25 | 1.80% | ¥53,430 | ¥16,028,967 | ¥3,128,967 |
| 25 | 1.90% | ¥54,051 | ¥16,215,410 | ¥3,315,410 |
| 25 | 2.00% | ¥54,677 | ¥16,403,163 | ¥3,503,163 |
| 25 | 2.10% | ¥55,307 | ¥16,592,223 | ¥3,692,223 |
| 25 | 2.20% | ¥55,942 | ¥16,782,588 | ¥3,882,588 |
| 25 | 2.30% | ¥56,581 | ¥16,974,253 | ¥4,074,253 |
| 25 | 2.40% | ¥57,224 | ¥17,167,214 | ¥4,267,214 |
| 25 | 2.50% | ¥57,872 | ¥17,361,468 | ¥4,461,468 |
| 25 | 2.60% | ¥58,523 | ¥17,557,010 | ¥4,657,010 |
| 25 | 2.70% | ¥59,179 | ¥17,753,837 | ¥4,853,837 |
| 25 | 2.80% | ¥59,840 | ¥17,951,943 | ¥5,051,943 |
| 25 | 2.90% | ¥60,504 | ¥18,151,325 | ¥5,251,325 |
| 25 | 3.00% | ¥61,173 | ¥18,351,978 | ¥5,451,978 |
1290万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥57,616 | ¥13,827,819 | ¥927,819 |
| 20 | 0.80% | ¥58,182 | ¥13,963,799 | ¥1,063,799 |
| 20 | 0.90% | ¥58,753 | ¥14,100,635 | ¥1,200,635 |
| 20 | 1.00% | ¥59,326 | ¥14,238,328 | ¥1,338,328 |
| 20 | 1.10% | ¥59,904 | ¥14,376,876 | ¥1,476,876 |
| 20 | 1.20% | ¥60,484 | ¥14,516,279 | ¥1,616,279 |
| 20 | 1.30% | ¥61,069 | ¥14,656,535 | ¥1,756,535 |
| 20 | 1.40% | ¥61,657 | ¥14,797,645 | ¥1,897,645 |
| 20 | 1.50% | ¥62,248 | ¥14,939,606 | ¥2,039,606 |
| 20 | 1.60% | ¥62,843 | ¥15,082,418 | ¥2,182,418 |
| 20 | 1.70% | ¥63,442 | ¥15,226,079 | ¥2,326,079 |
| 20 | 1.80% | ¥64,044 | ¥15,370,589 | ¥2,470,589 |
| 20 | 1.90% | ¥64,650 | ¥15,515,946 | ¥2,615,946 |
| 20 | 2.00% | ¥65,259 | ¥15,662,148 | ¥2,762,148 |
| 20 | 2.10% | ¥65,872 | ¥15,809,195 | ¥2,909,195 |
| 20 | 2.20% | ¥66,488 | ¥15,957,084 | ¥3,057,084 |
| 20 | 2.30% | ¥67,108 | ¥16,105,815 | ¥3,205,815 |
| 20 | 2.40% | ¥67,731 | ¥16,255,385 | ¥3,355,385 |
| 20 | 2.50% | ¥68,357 | ¥16,405,794 | ¥3,505,794 |
| 20 | 2.60% | ¥68,988 | ¥16,557,038 | ¥3,657,038 |
| 20 | 2.70% | ¥69,621 | ¥16,709,117 | ¥3,809,117 |
| 20 | 2.80% | ¥70,258 | ¥16,862,029 | ¥3,962,029 |
| 20 | 2.90% | ¥70,899 | ¥17,015,771 | ¥4,115,771 |
| 20 | 3.00% | ¥71,543 | ¥17,170,342 | ¥4,270,342 |
1290万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥75,516 | ¥13,592,858 | ¥692,858 |
| 15 | 0.80% | ¥76,077 | ¥13,693,771 | ¥793,771 |
| 15 | 0.90% | ¥76,640 | ¥13,795,165 | ¥895,165 |
| 15 | 1.00% | ¥77,206 | ¥13,897,043 | ¥997,043 |
| 15 | 1.10% | ¥77,774 | ¥13,999,402 | ¥1,099,402 |
| 15 | 1.20% | ¥78,346 | ¥14,102,243 | ¥1,202,243 |
| 15 | 1.30% | ¥78,920 | ¥14,205,565 | ¥1,305,565 |
| 15 | 1.40% | ¥79,496 | ¥14,309,369 | ¥1,409,369 |
| 15 | 1.50% | ¥80,076 | ¥14,413,653 | ¥1,513,653 |
| 15 | 1.60% | ¥80,658 | ¥14,518,418 | ¥1,618,418 |
| 15 | 1.70% | ¥81,243 | ¥14,623,662 | ¥1,723,662 |
| 15 | 1.80% | ¥81,830 | ¥14,729,387 | ¥1,829,387 |
| 15 | 1.90% | ¥82,420 | ¥14,835,590 | ¥1,935,590 |
| 15 | 2.00% | ¥83,013 | ¥14,942,272 | ¥2,042,272 |
| 15 | 2.10% | ¥83,608 | ¥15,049,432 | ¥2,149,432 |
| 15 | 2.20% | ¥84,206 | ¥15,157,070 | ¥2,257,070 |
| 15 | 2.30% | ¥84,807 | ¥15,265,186 | ¥2,365,186 |
| 15 | 2.40% | ¥85,410 | ¥15,373,777 | ¥2,473,777 |
| 15 | 2.50% | ¥86,016 | ¥15,482,845 | ¥2,582,845 |
| 15 | 2.60% | ¥86,624 | ¥15,592,389 | ¥2,692,389 |
| 15 | 2.70% | ¥87,236 | ¥15,702,407 | ¥2,802,407 |
| 15 | 2.80% | ¥87,849 | ¥15,812,900 | ¥2,912,900 |
| 15 | 2.90% | ¥88,466 | ¥15,923,866 | ¥3,023,866 |
| 15 | 3.00% | ¥89,085 | ¥16,035,306 | ¥3,135,306 |
1290万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥111,338 | ¥13,360,528 | ¥460,528 |
| 10 | 0.80% | ¥111,893 | ¥13,427,176 | ¥527,176 |
| 10 | 0.90% | ¥112,450 | ¥13,494,040 | ¥594,040 |
| 10 | 1.00% | ¥113,009 | ¥13,561,118 | ¥661,118 |
| 10 | 1.10% | ¥113,570 | ¥13,628,411 | ¥728,411 |
| 10 | 1.20% | ¥114,133 | ¥13,695,917 | ¥795,917 |
| 10 | 1.30% | ¥114,697 | ¥13,763,639 | ¥863,639 |
| 10 | 1.40% | ¥115,263 | ¥13,831,574 | ¥931,574 |
| 10 | 1.50% | ¥115,831 | ¥13,899,724 | ¥999,724 |
| 10 | 1.60% | ¥116,401 | ¥13,968,088 | ¥1,068,088 |
| 10 | 1.70% | ¥116,972 | ¥14,036,666 | ¥1,136,666 |
| 10 | 1.80% | ¥117,545 | ¥14,105,458 | ¥1,205,458 |
| 10 | 1.90% | ¥118,121 | ¥14,174,463 | ¥1,274,463 |
| 10 | 2.00% | ¥118,697 | ¥14,243,683 | ¥1,343,683 |
| 10 | 2.10% | ¥119,276 | ¥14,313,116 | ¥1,413,116 |
| 10 | 2.20% | ¥119,856 | ¥14,382,762 | ¥1,482,762 |
| 10 | 2.30% | ¥120,439 | ¥14,452,622 | ¥1,552,622 |
| 10 | 2.40% | ¥121,022 | ¥14,522,695 | ¥1,622,695 |
| 10 | 2.50% | ¥121,608 | ¥14,592,981 | ¥1,692,981 |
| 10 | 2.60% | ¥122,196 | ¥14,663,480 | ¥1,763,480 |
| 10 | 2.70% | ¥122,785 | ¥14,734,192 | ¥1,834,192 |
| 10 | 2.80% | ¥123,376 | ¥14,805,116 | ¥1,905,116 |
| 10 | 2.90% | ¥123,969 | ¥14,876,254 | ¥1,976,254 |
| 10 | 3.00% | ¥124,563 | ¥14,947,603 | ¥2,047,603 |
