1300万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1300万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1300万円の住宅ローン|期間・年数別
1300万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥25,685 |
¥15,411,191 |
¥2,411,191 |
| 50 |
0.80% |
¥26,295 |
¥15,777,148 |
¥2,777,148 |
| 50 |
0.90% |
¥26,914 |
¥16,148,431 |
¥3,148,431 |
| 50 |
1.00% |
¥27,542 |
¥16,525,016 |
¥3,525,016 |
| 50 |
1.10% |
¥28,178 |
¥16,906,878 |
¥3,906,878 |
| 50 |
1.20% |
¥28,823 |
¥17,293,987 |
¥4,293,987 |
| 50 |
1.30% |
¥29,477 |
¥17,686,315 |
¥4,686,315 |
| 50 |
1.40% |
¥30,140 |
¥18,083,828 |
¥5,083,828 |
| 50 |
1.50% |
¥30,811 |
¥18,486,491 |
¥5,486,491 |
| 50 |
1.60% |
¥31,490 |
¥18,894,266 |
¥5,894,266 |
| 50 |
1.70% |
¥32,179 |
¥19,307,114 |
¥6,307,114 |
| 50 |
1.80% |
¥32,875 |
¥19,724,994 |
¥6,724,994 |
| 50 |
1.90% |
¥33,580 |
¥20,147,860 |
¥7,147,860 |
| 50 |
2.00% |
¥34,293 |
¥20,575,669 |
¥7,575,669 |
| 50 |
2.10% |
¥35,014 |
¥21,008,372 |
¥8,008,372 |
| 50 |
2.20% |
¥35,743 |
¥21,445,920 |
¥8,445,920 |
| 50 |
2.30% |
¥36,480 |
¥21,888,261 |
¥8,888,261 |
| 50 |
2.40% |
¥37,226 |
¥22,335,343 |
¥9,335,343 |
| 50 |
2.50% |
¥37,979 |
¥22,787,111 |
¥9,787,111 |
| 50 |
2.60% |
¥38,739 |
¥23,243,510 |
¥10,243,510 |
| 50 |
2.70% |
¥39,507 |
¥23,704,482 |
¥10,704,482 |
| 50 |
2.80% |
¥40,283 |
¥24,169,969 |
¥11,169,969 |
| 50 |
2.90% |
¥41,067 |
¥24,639,910 |
¥11,639,910 |
| 50 |
3.00% |
¥41,857 |
¥25,114,245 |
¥12,114,245 |
1300万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥28,071 |
¥15,158,577 |
¥2,158,577 |
| 45 |
0.80% |
¥28,675 |
¥15,484,384 |
¥2,484,384 |
| 45 |
0.90% |
¥29,286 |
¥15,814,518 |
¥2,814,518 |
| 45 |
1.00% |
¥29,905 |
¥16,148,964 |
¥3,148,964 |
| 45 |
1.10% |
¥30,533 |
¥16,487,703 |
¥3,487,703 |
| 45 |
1.20% |
¥31,168 |
¥16,830,719 |
¥3,830,719 |
| 45 |
1.30% |
¥31,811 |
¥17,177,989 |
¥4,177,989 |
| 45 |
1.40% |
¥32,462 |
¥17,529,493 |
¥4,529,493 |
| 45 |
1.50% |
¥33,121 |
¥17,885,208 |
¥4,885,208 |
| 45 |
1.60% |
¥33,787 |
¥18,245,107 |
¥5,245,107 |
| 45 |
1.70% |
¥34,461 |
¥18,609,165 |
¥5,609,165 |
| 45 |
1.80% |
¥35,143 |
¥18,977,354 |
¥5,977,354 |
| 45 |
1.90% |
¥35,833 |
¥19,349,645 |
¥6,349,645 |
| 45 |
2.00% |
¥36,530 |
¥19,726,006 |
¥6,726,006 |
| 45 |
2.10% |
¥37,234 |
¥20,106,407 |
¥7,106,407 |
| 45 |
2.20% |
¥37,946 |
¥20,490,813 |
¥7,490,813 |
| 45 |
2.30% |
¥38,665 |
¥20,879,190 |
¥7,879,190 |
| 45 |
2.40% |
¥39,392 |
¥21,271,502 |
¥8,271,502 |
| 45 |
2.50% |
¥40,125 |
¥21,667,714 |
¥8,667,714 |
| 45 |
2.60% |
¥40,866 |
¥22,067,785 |
¥9,067,785 |
| 45 |
2.70% |
¥41,614 |
¥22,471,678 |
¥9,471,678 |
| 45 |
2.80% |
¥42,369 |
¥22,879,353 |
¥9,879,353 |
| 45 |
2.90% |
¥43,131 |
¥23,290,768 |
¥10,290,768 |
| 45 |
3.00% |
¥43,900 |
¥23,705,881 |
¥10,705,881 |
1300万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥31,060 |
¥14,908,589 |
¥1,908,589 |
| 40 |
0.80% |
¥31,656 |
¥15,195,041 |
¥2,195,041 |
| 40 |
0.90% |
¥32,260 |
¥15,484,920 |
¥2,484,920 |
| 40 |
1.00% |
¥32,871 |
¥15,778,217 |
¥2,778,217 |
| 40 |
1.10% |
¥33,489 |
¥16,074,922 |
¥3,074,922 |
| 40 |
1.20% |
¥34,115 |
¥16,375,022 |
¥3,375,022 |
| 40 |
1.30% |
¥34,747 |
¥16,678,506 |
¥3,678,506 |
| 40 |
1.40% |
¥35,386 |
¥16,985,358 |
¥3,985,358 |
| 40 |
1.50% |
¥36,032 |
¥17,295,564 |
¥4,295,564 |
| 40 |
1.60% |
¥36,686 |
¥17,609,108 |
¥4,609,108 |
| 40 |
1.70% |
¥37,346 |
¥17,925,975 |
¥4,925,975 |
| 40 |
1.80% |
¥38,013 |
¥18,246,144 |
¥5,246,144 |
| 40 |
1.90% |
¥38,687 |
¥18,569,599 |
¥5,569,599 |
| 40 |
2.00% |
¥39,367 |
¥18,896,320 |
¥5,896,320 |
| 40 |
2.10% |
¥40,055 |
¥19,226,286 |
¥6,226,286 |
| 40 |
2.20% |
¥40,749 |
¥19,559,475 |
¥6,559,475 |
| 40 |
2.30% |
¥41,450 |
¥19,895,866 |
¥6,895,866 |
| 40 |
2.40% |
¥42,157 |
¥20,235,436 |
¥7,235,436 |
| 40 |
2.50% |
¥42,871 |
¥20,578,161 |
¥7,578,161 |
| 40 |
2.60% |
¥43,592 |
¥20,924,017 |
¥7,924,017 |
| 40 |
2.70% |
¥44,319 |
¥21,272,978 |
¥8,272,978 |
| 40 |
2.80% |
¥45,052 |
¥21,625,018 |
¥8,625,018 |
| 40 |
2.90% |
¥45,792 |
¥21,980,110 |
¥8,980,110 |
| 40 |
3.00% |
¥46,538 |
¥22,338,228 |
¥9,338,228 |
1300万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥34,908 |
¥14,661,235 |
¥1,661,235 |
| 35 |
0.80% |
¥35,498 |
¥14,909,127 |
¥1,909,127 |
| 35 |
0.90% |
¥36,094 |
¥15,159,651 |
¥2,159,651 |
| 35 |
1.00% |
¥36,697 |
¥15,412,799 |
¥2,412,799 |
| 35 |
1.10% |
¥37,306 |
¥15,668,566 |
¥2,668,566 |
| 35 |
1.20% |
¥37,921 |
¥15,926,945 |
¥2,926,945 |
| 35 |
1.30% |
¥38,543 |
¥16,187,927 |
¥3,187,927 |
| 35 |
1.40% |
¥39,170 |
¥16,451,505 |
¥3,451,505 |
| 35 |
1.50% |
¥39,804 |
¥16,717,670 |
¥3,717,670 |
| 35 |
1.60% |
¥40,444 |
¥16,986,413 |
¥3,986,413 |
| 35 |
1.70% |
¥41,090 |
¥17,257,723 |
¥4,257,723 |
| 35 |
1.80% |
¥41,742 |
¥17,531,589 |
¥4,531,589 |
| 35 |
1.90% |
¥42,400 |
¥17,808,001 |
¥4,808,001 |
| 35 |
2.00% |
¥43,064 |
¥18,086,947 |
¥5,086,947 |
| 35 |
2.10% |
¥43,734 |
¥18,368,415 |
¥5,368,415 |
| 35 |
2.20% |
¥44,410 |
¥18,652,392 |
¥5,652,392 |
| 35 |
2.30% |
¥45,093 |
¥18,938,864 |
¥5,938,864 |
| 35 |
2.40% |
¥45,781 |
¥19,227,818 |
¥6,227,818 |
| 35 |
2.50% |
¥46,474 |
¥19,519,239 |
¥6,519,239 |
| 35 |
2.60% |
¥47,174 |
¥19,813,113 |
¥6,813,113 |
| 35 |
2.70% |
¥47,880 |
¥20,109,424 |
¥7,109,424 |
| 35 |
2.80% |
¥48,591 |
¥20,408,156 |
¥7,408,156 |
| 35 |
2.90% |
¥49,308 |
¥20,709,294 |
¥7,709,294 |
| 35 |
3.00% |
¥50,031 |
¥21,012,820 |
¥8,012,820 |
1300万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥40,046 |
¥14,416,517 |
¥1,416,517 |
| 30 |
0.80% |
¥40,630 |
¥14,626,652 |
¥1,626,652 |
| 30 |
0.90% |
¥41,219 |
¥14,838,724 |
¥1,838,724 |
| 30 |
1.00% |
¥41,813 |
¥15,052,730 |
¥2,052,730 |
| 30 |
1.10% |
¥42,413 |
¥15,268,665 |
¥2,268,665 |
| 30 |
1.20% |
¥43,018 |
¥15,486,527 |
¥2,486,527 |
| 30 |
1.30% |
¥43,629 |
¥15,706,311 |
¥2,706,311 |
| 30 |
1.40% |
¥44,244 |
¥15,928,012 |
¥2,928,012 |
| 30 |
1.50% |
¥44,866 |
¥16,151,626 |
¥3,151,626 |
| 30 |
1.60% |
¥45,492 |
¥16,377,147 |
¥3,377,147 |
| 30 |
1.70% |
¥46,124 |
¥16,604,570 |
¥3,604,570 |
| 30 |
1.80% |
¥46,761 |
¥16,833,890 |
¥3,833,890 |
| 30 |
1.90% |
¥47,403 |
¥17,065,099 |
¥4,065,099 |
| 30 |
2.00% |
¥48,051 |
¥17,298,191 |
¥4,298,191 |
| 30 |
2.10% |
¥48,703 |
¥17,533,161 |
¥4,533,161 |
| 30 |
2.20% |
¥49,361 |
¥17,769,999 |
¥4,769,999 |
| 30 |
2.30% |
¥50,024 |
¥18,008,700 |
¥5,008,700 |
| 30 |
2.40% |
¥50,692 |
¥18,249,256 |
¥5,249,256 |
| 30 |
2.50% |
¥51,366 |
¥18,491,658 |
¥5,491,658 |
| 30 |
2.60% |
¥52,044 |
¥18,735,898 |
¥5,735,898 |
| 30 |
2.70% |
¥52,728 |
¥18,981,969 |
¥5,981,969 |
| 30 |
2.80% |
¥53,416 |
¥19,229,860 |
¥6,229,860 |
| 30 |
2.90% |
¥54,110 |
¥19,479,563 |
¥6,479,563 |
| 30 |
3.00% |
¥54,809 |
¥19,731,069 |
¥6,731,069 |
1300万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥47,248 |
¥14,174,442 |
¥1,174,442 |
| 25 |
0.80% |
¥47,825 |
¥14,347,623 |
¥1,347,623 |
| 25 |
0.90% |
¥48,407 |
¥14,522,151 |
¥1,522,151 |
| 25 |
1.00% |
¥48,993 |
¥14,698,026 |
¥1,698,026 |
| 25 |
1.10% |
¥49,584 |
¥14,875,244 |
¥1,875,244 |
| 25 |
1.20% |
¥50,179 |
¥15,053,804 |
¥2,053,804 |
| 25 |
1.30% |
¥50,779 |
¥15,233,705 |
¥2,233,705 |
| 25 |
1.40% |
¥51,383 |
¥15,414,943 |
¥2,414,943 |
| 25 |
1.50% |
¥51,992 |
¥15,597,517 |
¥2,597,517 |
| 25 |
1.60% |
¥52,605 |
¥15,781,423 |
¥2,781,423 |
| 25 |
1.70% |
¥53,222 |
¥15,966,659 |
¥2,966,659 |
| 25 |
1.80% |
¥53,844 |
¥16,153,223 |
¥3,153,223 |
| 25 |
1.90% |
¥54,470 |
¥16,341,111 |
¥3,341,111 |
| 25 |
2.00% |
¥55,101 |
¥16,530,319 |
¥3,530,319 |
| 25 |
2.10% |
¥55,736 |
¥16,720,845 |
¥3,720,845 |
| 25 |
2.20% |
¥56,376 |
¥16,912,685 |
¥3,912,685 |
| 25 |
2.30% |
¥57,019 |
¥17,105,836 |
¥4,105,836 |
| 25 |
2.40% |
¥57,668 |
¥17,300,293 |
¥4,300,293 |
| 25 |
2.50% |
¥58,320 |
¥17,496,053 |
¥4,496,053 |
| 25 |
2.60% |
¥58,977 |
¥17,693,111 |
¥4,693,111 |
| 25 |
2.70% |
¥59,638 |
¥17,891,463 |
¥4,891,463 |
| 25 |
2.80% |
¥60,304 |
¥18,091,105 |
¥5,091,105 |
| 25 |
2.90% |
¥60,973 |
¥18,292,033 |
¥5,292,033 |
| 25 |
3.00% |
¥61,647 |
¥18,494,241 |
¥5,494,241 |
1300万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥58,063 |
¥13,935,012 |
¥935,012 |
| 20 |
0.80% |
¥58,634 |
¥14,072,045 |
¥1,072,045 |
| 20 |
0.90% |
¥59,208 |
¥14,209,942 |
¥1,209,942 |
| 20 |
1.00% |
¥59,786 |
¥14,348,702 |
¥1,348,702 |
| 20 |
1.10% |
¥60,368 |
¥14,488,325 |
¥1,488,325 |
| 20 |
1.20% |
¥60,953 |
¥14,628,808 |
¥1,628,808 |
| 20 |
1.30% |
¥61,542 |
¥14,770,152 |
¥1,770,152 |
| 20 |
1.40% |
¥62,135 |
¥14,912,355 |
¥1,912,355 |
| 20 |
1.50% |
¥62,731 |
¥15,055,417 |
¥2,055,417 |
| 20 |
1.60% |
¥63,331 |
¥15,199,336 |
¥2,199,336 |
| 20 |
1.70% |
¥63,934 |
¥15,344,111 |
¥2,344,111 |
| 20 |
1.80% |
¥64,541 |
¥15,489,741 |
¥2,489,741 |
| 20 |
1.90% |
¥65,151 |
¥15,636,224 |
¥2,636,224 |
| 20 |
2.00% |
¥65,765 |
¥15,783,560 |
¥2,783,560 |
| 20 |
2.10% |
¥66,382 |
¥15,931,747 |
¥2,931,747 |
| 20 |
2.20% |
¥67,003 |
¥16,080,783 |
¥3,080,783 |
| 20 |
2.30% |
¥67,628 |
¥16,230,666 |
¥3,230,666 |
| 20 |
2.40% |
¥68,256 |
¥16,381,396 |
¥3,381,396 |
| 20 |
2.50% |
¥68,887 |
¥16,532,970 |
¥3,532,970 |
| 20 |
2.60% |
¥69,522 |
¥16,685,387 |
¥3,685,387 |
| 20 |
2.70% |
¥70,161 |
¥16,838,645 |
¥3,838,645 |
| 20 |
2.80% |
¥70,803 |
¥16,992,742 |
¥3,992,742 |
| 20 |
2.90% |
¥71,449 |
¥17,147,676 |
¥4,147,676 |
| 20 |
3.00% |
¥72,098 |
¥17,303,445 |
¥4,303,445 |
1300万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥76,101 |
¥13,698,229 |
¥698,229 |
| 15 |
0.80% |
¥76,666 |
¥13,799,924 |
¥799,924 |
| 15 |
0.90% |
¥77,234 |
¥13,902,105 |
¥902,105 |
| 15 |
1.00% |
¥77,804 |
¥14,004,772 |
¥1,004,772 |
| 15 |
1.10% |
¥78,377 |
¥14,107,924 |
¥1,107,924 |
| 15 |
1.20% |
¥78,953 |
¥14,211,562 |
¥1,211,562 |
| 15 |
1.30% |
¥79,532 |
¥14,315,686 |
¥1,315,686 |
| 15 |
1.40% |
¥80,113 |
¥14,420,294 |
¥1,420,294 |
| 15 |
1.50% |
¥80,697 |
¥14,525,387 |
¥1,525,387 |
| 15 |
1.60% |
¥81,283 |
¥14,630,963 |
¥1,630,963 |
| 15 |
1.70% |
¥81,872 |
¥14,737,024 |
¥1,737,024 |
| 15 |
1.80% |
¥82,464 |
¥14,843,568 |
¥1,843,568 |
| 15 |
1.90% |
¥83,059 |
¥14,950,595 |
¥1,950,595 |
| 15 |
2.00% |
¥83,656 |
¥15,058,104 |
¥2,058,104 |
| 15 |
2.10% |
¥84,256 |
¥15,166,095 |
¥2,166,095 |
| 15 |
2.20% |
¥84,859 |
¥15,274,567 |
¥2,274,567 |
| 15 |
2.30% |
¥85,464 |
¥15,383,520 |
¥2,383,520 |
| 15 |
2.40% |
¥86,072 |
¥15,492,954 |
¥2,492,954 |
| 15 |
2.50% |
¥86,683 |
¥15,602,867 |
¥2,602,867 |
| 15 |
2.60% |
¥87,296 |
¥15,713,260 |
¥2,713,260 |
| 15 |
2.70% |
¥87,912 |
¥15,824,131 |
¥2,824,131 |
| 15 |
2.80% |
¥88,530 |
¥15,935,481 |
¥2,935,481 |
| 15 |
2.90% |
¥89,152 |
¥16,047,307 |
¥3,047,307 |
| 15 |
3.00% |
¥89,776 |
¥16,159,610 |
¥3,159,610 |
1300万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥112,201 |
¥13,464,098 |
¥464,098 |
| 10 |
0.80% |
¥112,761 |
¥13,531,263 |
¥531,263 |
| 10 |
0.90% |
¥113,322 |
¥13,598,645 |
¥598,645 |
| 10 |
1.00% |
¥113,885 |
¥13,666,243 |
¥666,243 |
| 10 |
1.10% |
¥114,450 |
¥13,734,057 |
¥734,057 |
| 10 |
1.20% |
¥115,017 |
¥13,802,087 |
¥802,087 |
| 10 |
1.30% |
¥115,586 |
¥13,870,334 |
¥870,334 |
| 10 |
1.40% |
¥116,157 |
¥13,938,796 |
¥938,796 |
| 10 |
1.50% |
¥116,729 |
¥14,007,474 |
¥1,007,474 |
| 10 |
1.60% |
¥117,303 |
¥14,076,368 |
¥1,076,368 |
| 10 |
1.70% |
¥117,879 |
¥14,145,477 |
¥1,145,477 |
| 10 |
1.80% |
¥118,457 |
¥14,214,802 |
¥1,214,802 |
| 10 |
1.90% |
¥119,036 |
¥14,284,343 |
¥1,284,343 |
| 10 |
2.00% |
¥119,617 |
¥14,354,099 |
¥1,354,099 |
| 10 |
2.10% |
¥120,201 |
¥14,424,070 |
¥1,424,070 |
| 10 |
2.20% |
¥120,785 |
¥14,494,256 |
¥1,494,256 |
| 10 |
2.30% |
¥121,372 |
¥14,564,658 |
¥1,564,658 |
| 10 |
2.40% |
¥121,961 |
¥14,635,274 |
¥1,635,274 |
| 10 |
2.50% |
¥122,551 |
¥14,706,105 |
¥1,706,105 |
| 10 |
2.60% |
¥123,143 |
¥14,777,150 |
¥1,777,150 |
| 10 |
2.70% |
¥123,737 |
¥14,848,410 |
¥1,848,410 |
| 10 |
2.80% |
¥124,332 |
¥14,919,885 |
¥1,919,885 |
| 10 |
2.90% |
¥124,930 |
¥14,991,573 |
¥1,991,573 |
| 10 |
3.00% |
¥125,529 |
¥15,063,476 |
¥2,063,476 |