1310万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1310万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1310万円の住宅ローン｜期間・年数別
1310万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥25,883 | ¥15,529,739 | ¥2,429,739 |
| 50 | 0.80% | ¥26,498 | ¥15,898,511 | ¥2,798,511 |
| 50 | 0.90% | ¥27,121 | ¥16,272,650 | ¥3,172,650 |
| 50 | 1.00% | ¥27,754 | ¥16,652,132 | ¥3,552,132 |
| 50 | 1.10% | ¥28,395 | ¥17,036,930 | ¥3,936,930 |
| 50 | 1.20% | ¥29,045 | ¥17,427,018 | ¥4,327,018 |
| 50 | 1.30% | ¥29,704 | ¥17,822,364 | ¥4,722,364 |
| 50 | 1.40% | ¥30,372 | ¥18,222,934 | ¥5,122,934 |
| 50 | 1.50% | ¥31,048 | ¥18,628,695 | ¥5,528,695 |
| 50 | 1.60% | ¥31,733 | ¥19,039,607 | ¥5,939,607 |
| 50 | 1.70% | ¥32,426 | ¥19,455,630 | ¥6,355,630 |
| 50 | 1.80% | ¥33,128 | ¥19,876,724 | ¥6,776,724 |
| 50 | 1.90% | ¥33,838 | ¥20,302,844 | ¥7,202,844 |
| 50 | 2.00% | ¥34,557 | ¥20,733,943 | ¥7,633,943 |
| 50 | 2.10% | ¥35,283 | ¥21,169,975 | ¥8,069,975 |
| 50 | 2.20% | ¥36,018 | ¥21,610,888 | ¥8,510,888 |
| 50 | 2.30% | ¥36,761 | ¥22,056,632 | ¥8,956,632 |
| 50 | 2.40% | ¥37,512 | ¥22,507,153 | ¥9,407,153 |
| 50 | 2.50% | ¥38,271 | ¥22,962,397 | ¥9,862,397 |
| 50 | 2.60% | ¥39,037 | ¥23,422,306 | ¥10,322,306 |
| 50 | 2.70% | ¥39,811 | ¥23,886,824 | ¥10,786,824 |
| 50 | 2.80% | ¥40,593 | ¥24,355,892 | ¥11,255,892 |
| 50 | 2.90% | ¥41,382 | ¥24,829,448 | ¥11,729,448 |
| 50 | 3.00% | ¥42,179 | ¥25,307,431 | ¥12,207,431 |
1310万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥28,287 | ¥15,275,181 | ¥2,175,181 |
| 45 | 0.80% | ¥28,895 | ¥15,603,495 | ¥2,503,495 |
| 45 | 0.90% | ¥29,511 | ¥15,936,168 | ¥2,836,168 |
| 45 | 1.00% | ¥30,136 | ¥16,273,186 | ¥3,173,186 |
| 45 | 1.10% | ¥30,768 | ¥16,614,532 | ¥3,514,532 |
| 45 | 1.20% | ¥31,408 | ¥16,960,186 | ¥3,860,186 |
| 45 | 1.30% | ¥32,056 | ¥17,310,128 | ¥4,210,128 |
| 45 | 1.40% | ¥32,712 | ¥17,664,336 | ¥4,564,336 |
| 45 | 1.50% | ¥33,376 | ¥18,022,786 | ¥4,922,786 |
| 45 | 1.60% | ¥34,047 | ¥18,385,454 | ¥5,285,454 |
| 45 | 1.70% | ¥34,727 | ¥18,752,313 | ¥5,652,313 |
| 45 | 1.80% | ¥35,414 | ¥19,123,334 | ¥6,023,334 |
| 45 | 1.90% | ¥36,108 | ¥19,498,488 | ¥6,398,488 |
| 45 | 2.00% | ¥36,811 | ¥19,877,745 | ¥6,777,745 |
| 45 | 2.10% | ¥37,521 | ¥20,261,071 | ¥7,161,071 |
| 45 | 2.20% | ¥38,238 | ¥20,648,434 | ¥7,548,434 |
| 45 | 2.30% | ¥38,963 | ¥21,039,799 | ¥7,939,799 |
| 45 | 2.40% | ¥39,695 | ¥21,435,129 | ¥8,335,129 |
| 45 | 2.50% | ¥40,434 | ¥21,834,388 | ¥8,734,388 |
| 45 | 2.60% | ¥41,181 | ¥22,237,537 | ¥9,137,537 |
| 45 | 2.70% | ¥41,934 | ¥22,644,537 | ¥9,544,537 |
| 45 | 2.80% | ¥42,695 | ¥23,055,348 | ¥9,955,348 |
| 45 | 2.90% | ¥43,463 | ¥23,469,927 | ¥10,369,927 |
| 45 | 3.00% | ¥44,237 | ¥23,888,234 | ¥10,788,234 |
1310万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥31,298 | ¥15,023,271 | ¥1,923,271 |
| 40 | 0.80% | ¥31,900 | ¥15,311,925 | ¥2,211,925 |
| 40 | 0.90% | ¥32,508 | ¥15,604,035 | ¥2,504,035 |
| 40 | 1.00% | ¥33,124 | ¥15,899,588 | ¥2,799,588 |
| 40 | 1.10% | ¥33,747 | ¥16,198,575 | ¥3,098,575 |
| 40 | 1.20% | ¥34,377 | ¥16,500,984 | ¥3,400,984 |
| 40 | 1.30% | ¥35,014 | ¥16,806,802 | ¥3,706,802 |
| 40 | 1.40% | ¥35,658 | ¥17,116,014 | ¥4,016,014 |
| 40 | 1.50% | ¥36,310 | ¥17,428,607 | ¥4,328,607 |
| 40 | 1.60% | ¥36,968 | ¥17,744,563 | ¥4,644,563 |
| 40 | 1.70% | ¥37,633 | ¥18,063,867 | ¥4,963,867 |
| 40 | 1.80% | ¥38,305 | ¥18,386,499 | ¥5,286,499 |
| 40 | 1.90% | ¥38,984 | ¥18,712,442 | ¥5,612,442 |
| 40 | 2.00% | ¥39,670 | ¥19,041,676 | ¥5,941,676 |
| 40 | 2.10% | ¥40,363 | ¥19,374,180 | ¥6,274,180 |
| 40 | 2.20% | ¥41,062 | ¥19,709,933 | ¥6,609,933 |
| 40 | 2.30% | ¥41,769 | ¥20,048,912 | ¥6,948,912 |
| 40 | 2.40% | ¥42,481 | ¥20,391,094 | ¥7,291,094 |
| 40 | 2.50% | ¥43,201 | ¥20,736,455 | ¥7,636,455 |
| 40 | 2.60% | ¥43,927 | ¥21,084,971 | ¥7,984,971 |
| 40 | 2.70% | ¥44,660 | ¥21,436,616 | ¥8,336,616 |
| 40 | 2.80% | ¥45,399 | ¥21,791,364 | ¥8,691,364 |
| 40 | 2.90% | ¥46,144 | ¥22,149,188 | ¥9,049,188 |
| 40 | 3.00% | ¥46,896 | ¥22,510,060 | ¥9,410,060 |
1310万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥35,176 | ¥14,774,013 | ¥1,674,013 |
| 35 | 0.80% | ¥35,771 | ¥15,023,813 | ¥1,923,813 |
| 35 | 0.90% | ¥36,372 | ¥15,276,263 | ¥2,176,263 |
| 35 | 1.00% | ¥36,979 | ¥15,531,359 | ¥2,431,359 |
| 35 | 1.10% | ¥37,593 | ¥15,789,094 | ¥2,689,094 |
| 35 | 1.20% | ¥38,213 | ¥16,049,460 | ¥2,949,460 |
| 35 | 1.30% | ¥38,839 | ¥16,312,450 | ¥3,212,450 |
| 35 | 1.40% | ¥39,472 | ¥16,578,055 | ¥3,478,055 |
| 35 | 1.50% | ¥40,110 | ¥16,846,268 | ¥3,746,268 |
| 35 | 1.60% | ¥40,755 | ¥17,117,077 | ¥4,017,077 |
| 35 | 1.70% | ¥41,406 | ¥17,390,474 | ¥4,290,474 |
| 35 | 1.80% | ¥42,063 | ¥17,666,447 | ¥4,566,447 |
| 35 | 1.90% | ¥42,726 | ¥17,944,986 | ¥4,844,986 |
| 35 | 2.00% | ¥43,395 | ¥18,226,078 | ¥5,126,078 |
| 35 | 2.10% | ¥44,071 | ¥18,509,710 | ¥5,409,710 |
| 35 | 2.20% | ¥44,752 | ¥18,795,871 | ¥5,695,871 |
| 35 | 2.30% | ¥45,439 | ¥19,084,547 | ¥5,984,547 |
| 35 | 2.40% | ¥46,133 | ¥19,375,724 | ¥6,275,724 |
| 35 | 2.50% | ¥46,832 | ¥19,669,387 | ¥6,569,387 |
| 35 | 2.60% | ¥47,537 | ¥19,965,521 | ¥6,865,521 |
| 35 | 2.70% | ¥48,248 | ¥20,264,111 | ¥7,164,111 |
| 35 | 2.80% | ¥48,965 | ¥20,565,142 | ¥7,465,142 |
| 35 | 2.90% | ¥49,687 | ¥20,868,596 | ¥7,768,596 |
| 35 | 3.00% | ¥50,415 | ¥21,174,457 | ¥8,074,457 |
1310万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥40,354 | ¥14,527,414 | ¥1,427,414 |
| 30 | 0.80% | ¥40,942 | ¥14,739,165 | ¥1,639,165 |
| 30 | 0.90% | ¥41,536 | ¥14,952,868 | ¥1,852,868 |
| 30 | 1.00% | ¥42,135 | ¥15,168,520 | ¥2,068,520 |
| 30 | 1.10% | ¥42,739 | ¥15,386,116 | ¥2,286,116 |
| 30 | 1.20% | ¥43,349 | ¥15,605,654 | ¥2,505,654 |
| 30 | 1.30% | ¥43,964 | ¥15,827,128 | ¥2,727,128 |
| 30 | 1.40% | ¥44,585 | ¥16,050,535 | ¥2,950,535 |
| 30 | 1.50% | ¥45,211 | ¥16,275,869 | ¥3,175,869 |
| 30 | 1.60% | ¥45,842 | ¥16,503,125 | ¥3,403,125 |
| 30 | 1.70% | ¥46,479 | ¥16,732,298 | ¥3,632,298 |
| 30 | 1.80% | ¥47,121 | ¥16,963,381 | ¥3,863,381 |
| 30 | 1.90% | ¥47,768 | ¥17,196,369 | ¥4,096,369 |
| 30 | 2.00% | ¥48,420 | ¥17,431,254 | ¥4,331,254 |
| 30 | 2.10% | ¥49,078 | ¥17,668,031 | ¥4,568,031 |
| 30 | 2.20% | ¥49,741 | ¥17,906,692 | ¥4,806,692 |
| 30 | 2.30% | ¥50,409 | ¥18,147,229 | ¥5,047,229 |
| 30 | 2.40% | ¥51,082 | ¥18,389,635 | ¥5,289,635 |
| 30 | 2.50% | ¥51,761 | ¥18,633,902 | ¥5,533,902 |
| 30 | 2.60% | ¥52,445 | ¥18,880,021 | ¥5,780,021 |
| 30 | 2.70% | ¥53,133 | ¥19,127,984 | ¥6,027,984 |
| 30 | 2.80% | ¥53,827 | ¥19,377,782 | ¥6,277,782 |
| 30 | 2.90% | ¥54,526 | ¥19,629,406 | ¥6,529,406 |
| 30 | 3.00% | ¥55,230 | ¥19,882,846 | ¥6,782,846 |
1310万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥47,612 | ¥14,283,476 | ¥1,183,476 |
| 25 | 0.80% | ¥48,193 | ¥14,457,989 | ¥1,357,989 |
| 25 | 0.90% | ¥48,780 | ¥14,633,860 | ¥1,533,860 |
| 25 | 1.00% | ¥49,370 | ¥14,811,087 | ¥1,711,087 |
| 25 | 1.10% | ¥49,966 | ¥14,989,669 | ¥1,889,669 |
| 25 | 1.20% | ¥50,565 | ¥15,169,603 | ¥2,069,603 |
| 25 | 1.30% | ¥51,170 | ¥15,350,887 | ¥2,250,887 |
| 25 | 1.40% | ¥51,778 | ¥15,533,520 | ¥2,433,520 |
| 25 | 1.50% | ¥52,392 | ¥15,717,498 | ¥2,617,498 |
| 25 | 1.60% | ¥53,009 | ¥15,902,819 | ¥2,802,819 |
| 25 | 1.70% | ¥53,632 | ¥16,089,480 | ¥2,989,480 |
| 25 | 1.80% | ¥54,258 | ¥16,277,479 | ¥3,177,479 |
| 25 | 1.90% | ¥54,889 | ¥16,466,812 | ¥3,366,812 |
| 25 | 2.00% | ¥55,525 | ¥16,657,476 | ¥3,557,476 |
| 25 | 2.10% | ¥56,165 | ¥16,849,467 | ¥3,749,467 |
| 25 | 2.20% | ¥56,809 | ¥17,042,783 | ¥3,942,783 |
| 25 | 2.30% | ¥57,458 | ¥17,237,419 | ¥4,137,419 |
| 25 | 2.40% | ¥58,111 | ¥17,433,372 | ¥4,333,372 |
| 25 | 2.50% | ¥58,769 | ¥17,630,638 | ¥4,530,638 |
| 25 | 2.60% | ¥59,431 | ¥17,829,212 | ¥4,729,212 |
| 25 | 2.70% | ¥60,097 | ¥18,029,090 | ¥4,929,090 |
| 25 | 2.80% | ¥60,768 | ¥18,230,268 | ¥5,130,268 |
| 25 | 2.90% | ¥61,442 | ¥18,432,741 | ¥5,332,741 |
| 25 | 3.00% | ¥62,122 | ¥18,636,505 | ¥5,536,505 |
1310万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥58,509 | ¥14,042,204 | ¥942,204 |
| 20 | 0.80% | ¥59,085 | ¥14,180,292 | ¥1,080,292 |
| 20 | 0.90% | ¥59,664 | ¥14,319,250 | ¥1,219,250 |
| 20 | 1.00% | ¥60,246 | ¥14,459,077 | ¥1,359,077 |
| 20 | 1.10% | ¥60,832 | ¥14,599,773 | ¥1,499,773 |
| 20 | 1.20% | ¥61,422 | ¥14,741,337 | ¥1,641,337 |
| 20 | 1.30% | ¥62,016 | ¥14,883,768 | ¥1,783,768 |
| 20 | 1.40% | ¥62,613 | ¥15,027,066 | ¥1,927,066 |
| 20 | 1.50% | ¥63,213 | ¥15,171,228 | ¥2,071,228 |
| 20 | 1.60% | ¥63,818 | ¥15,316,254 | ¥2,216,254 |
| 20 | 1.70% | ¥64,426 | ¥15,462,142 | ¥2,362,142 |
| 20 | 1.80% | ¥65,037 | ¥15,608,893 | ¥2,508,893 |
| 20 | 1.90% | ¥65,652 | ¥15,756,503 | ¥2,656,503 |
| 20 | 2.00% | ¥66,271 | ¥15,904,972 | ¥2,804,972 |
| 20 | 2.10% | ¥66,893 | ¥16,054,299 | ¥2,954,299 |
| 20 | 2.20% | ¥67,519 | ¥16,204,481 | ¥3,104,481 |
| 20 | 2.30% | ¥68,148 | ¥16,355,517 | ¥3,255,517 |
| 20 | 2.40% | ¥68,781 | ¥16,507,407 | ¥3,407,407 |
| 20 | 2.50% | ¥69,417 | ¥16,660,147 | ¥3,560,147 |
| 20 | 2.60% | ¥70,057 | ¥16,813,736 | ¥3,713,736 |
| 20 | 2.70% | ¥70,701 | ¥16,968,173 | ¥3,868,173 |
| 20 | 2.80% | ¥71,348 | ¥17,123,455 | ¥4,023,455 |
| 20 | 2.90% | ¥71,998 | ¥17,279,581 | ¥4,179,581 |
| 20 | 3.00% | ¥72,652 | ¥17,436,548 | ¥4,336,548 |
1310万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥76,687 | ¥13,803,600 | ¥703,600 |
| 15 | 0.80% | ¥77,256 | ¥13,906,077 | ¥806,077 |
| 15 | 0.90% | ¥77,828 | ¥14,009,044 | ¥909,044 |
| 15 | 1.00% | ¥78,403 | ¥14,112,501 | ¥1,012,501 |
| 15 | 1.10% | ¥78,980 | ¥14,216,447 | ¥1,116,447 |
| 15 | 1.20% | ¥79,560 | ¥14,320,882 | ¥1,220,882 |
| 15 | 1.30% | ¥80,143 | ¥14,425,806 | ¥1,325,806 |
| 15 | 1.40% | ¥80,729 | ¥14,531,219 | ¥1,431,219 |
| 15 | 1.50% | ¥81,317 | ¥14,637,120 | ¥1,537,120 |
| 15 | 1.60% | ¥81,908 | ¥14,743,509 | ¥1,643,509 |
| 15 | 1.70% | ¥82,502 | ¥14,850,386 | ¥1,750,386 |
| 15 | 1.80% | ¥83,099 | ¥14,957,749 | ¥1,857,749 |
| 15 | 1.90% | ¥83,698 | ¥15,065,599 | ¥1,965,599 |
| 15 | 2.00% | ¥84,300 | ¥15,173,935 | ¥2,073,935 |
| 15 | 2.10% | ¥84,904 | ¥15,282,757 | ¥2,182,757 |
| 15 | 2.20% | ¥85,511 | ¥15,392,064 | ¥2,292,064 |
| 15 | 2.30% | ¥86,121 | ¥15,501,855 | ¥2,401,855 |
| 15 | 2.40% | ¥86,734 | ¥15,612,131 | ¥2,512,131 |
| 15 | 2.50% | ¥87,349 | ¥15,722,890 | ¥2,622,890 |
| 15 | 2.60% | ¥87,967 | ¥15,834,131 | ¥2,734,131 |
| 15 | 2.70% | ¥88,588 | ¥15,945,855 | ¥2,845,855 |
| 15 | 2.80% | ¥89,211 | ¥16,058,061 | ¥2,958,061 |
| 15 | 2.90% | ¥89,837 | ¥16,170,748 | ¥3,070,748 |
| 15 | 3.00% | ¥90,466 | ¥16,283,915 | ¥3,183,915 |
1310万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥113,064 | ¥13,567,668 | ¥467,668 |
| 10 | 0.80% | ¥113,628 | ¥13,635,350 | ¥535,350 |
| 10 | 0.90% | ¥114,194 | ¥13,703,250 | ¥603,250 |
| 10 | 1.00% | ¥114,761 | ¥13,771,368 | ¥671,368 |
| 10 | 1.10% | ¥115,331 | ¥13,839,704 | ¥739,704 |
| 10 | 1.20% | ¥115,902 | ¥13,908,257 | ¥808,257 |
| 10 | 1.30% | ¥116,475 | ¥13,977,029 | ¥877,029 |
| 10 | 1.40% | ¥117,050 | ¥14,046,017 | ¥946,017 |
| 10 | 1.50% | ¥117,627 | ¥14,115,224 | ¥1,015,224 |
| 10 | 1.60% | ¥118,205 | ¥14,184,648 | ¥1,084,648 |
| 10 | 1.70% | ¥118,786 | ¥14,254,289 | ¥1,154,289 |
| 10 | 1.80% | ¥119,368 | ¥14,324,147 | ¥1,224,147 |
| 10 | 1.90% | ¥119,952 | ¥14,394,222 | ¥1,294,222 |
| 10 | 2.00% | ¥120,538 | ¥14,464,515 | ¥1,364,515 |
| 10 | 2.10% | ¥121,125 | ¥14,535,024 | ¥1,435,024 |
| 10 | 2.20% | ¥121,715 | ¥14,605,751 | ¥1,505,751 |
| 10 | 2.30% | ¥122,306 | ¥14,676,693 | ¥1,576,693 |
| 10 | 2.40% | ¥122,899 | ¥14,747,853 | ¥1,647,853 |
| 10 | 2.50% | ¥123,494 | ¥14,819,229 | ¥1,719,229 |
| 10 | 2.60% | ¥124,090 | ¥14,890,821 | ¥1,790,821 |
| 10 | 2.70% | ¥124,689 | ¥14,962,629 | ¥1,862,629 |
| 10 | 2.80% | ¥125,289 | ¥15,034,653 | ¥1,934,653 |
| 10 | 2.90% | ¥125,891 | ¥15,106,893 | ¥2,006,893 |
| 10 | 3.00% | ¥126,495 | ¥15,179,349 | ¥2,079,349 |
