1310万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1310万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1310万円の住宅ローン|期間・年数別
1310万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥25,883 |
¥15,529,739 |
¥2,429,739 |
| 50 |
0.80% |
¥26,498 |
¥15,898,511 |
¥2,798,511 |
| 50 |
0.90% |
¥27,121 |
¥16,272,650 |
¥3,172,650 |
| 50 |
1.00% |
¥27,754 |
¥16,652,132 |
¥3,552,132 |
| 50 |
1.10% |
¥28,395 |
¥17,036,930 |
¥3,936,930 |
| 50 |
1.20% |
¥29,045 |
¥17,427,018 |
¥4,327,018 |
| 50 |
1.30% |
¥29,704 |
¥17,822,364 |
¥4,722,364 |
| 50 |
1.40% |
¥30,372 |
¥18,222,934 |
¥5,122,934 |
| 50 |
1.50% |
¥31,048 |
¥18,628,695 |
¥5,528,695 |
| 50 |
1.60% |
¥31,733 |
¥19,039,607 |
¥5,939,607 |
| 50 |
1.70% |
¥32,426 |
¥19,455,630 |
¥6,355,630 |
| 50 |
1.80% |
¥33,128 |
¥19,876,724 |
¥6,776,724 |
| 50 |
1.90% |
¥33,838 |
¥20,302,844 |
¥7,202,844 |
| 50 |
2.00% |
¥34,557 |
¥20,733,943 |
¥7,633,943 |
| 50 |
2.10% |
¥35,283 |
¥21,169,975 |
¥8,069,975 |
| 50 |
2.20% |
¥36,018 |
¥21,610,888 |
¥8,510,888 |
| 50 |
2.30% |
¥36,761 |
¥22,056,632 |
¥8,956,632 |
| 50 |
2.40% |
¥37,512 |
¥22,507,153 |
¥9,407,153 |
| 50 |
2.50% |
¥38,271 |
¥22,962,397 |
¥9,862,397 |
| 50 |
2.60% |
¥39,037 |
¥23,422,306 |
¥10,322,306 |
| 50 |
2.70% |
¥39,811 |
¥23,886,824 |
¥10,786,824 |
| 50 |
2.80% |
¥40,593 |
¥24,355,892 |
¥11,255,892 |
| 50 |
2.90% |
¥41,382 |
¥24,829,448 |
¥11,729,448 |
| 50 |
3.00% |
¥42,179 |
¥25,307,431 |
¥12,207,431 |
1310万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥28,287 |
¥15,275,181 |
¥2,175,181 |
| 45 |
0.80% |
¥28,895 |
¥15,603,495 |
¥2,503,495 |
| 45 |
0.90% |
¥29,511 |
¥15,936,168 |
¥2,836,168 |
| 45 |
1.00% |
¥30,136 |
¥16,273,186 |
¥3,173,186 |
| 45 |
1.10% |
¥30,768 |
¥16,614,532 |
¥3,514,532 |
| 45 |
1.20% |
¥31,408 |
¥16,960,186 |
¥3,860,186 |
| 45 |
1.30% |
¥32,056 |
¥17,310,128 |
¥4,210,128 |
| 45 |
1.40% |
¥32,712 |
¥17,664,336 |
¥4,564,336 |
| 45 |
1.50% |
¥33,376 |
¥18,022,786 |
¥4,922,786 |
| 45 |
1.60% |
¥34,047 |
¥18,385,454 |
¥5,285,454 |
| 45 |
1.70% |
¥34,727 |
¥18,752,313 |
¥5,652,313 |
| 45 |
1.80% |
¥35,414 |
¥19,123,334 |
¥6,023,334 |
| 45 |
1.90% |
¥36,108 |
¥19,498,488 |
¥6,398,488 |
| 45 |
2.00% |
¥36,811 |
¥19,877,745 |
¥6,777,745 |
| 45 |
2.10% |
¥37,521 |
¥20,261,071 |
¥7,161,071 |
| 45 |
2.20% |
¥38,238 |
¥20,648,434 |
¥7,548,434 |
| 45 |
2.30% |
¥38,963 |
¥21,039,799 |
¥7,939,799 |
| 45 |
2.40% |
¥39,695 |
¥21,435,129 |
¥8,335,129 |
| 45 |
2.50% |
¥40,434 |
¥21,834,388 |
¥8,734,388 |
| 45 |
2.60% |
¥41,181 |
¥22,237,537 |
¥9,137,537 |
| 45 |
2.70% |
¥41,934 |
¥22,644,537 |
¥9,544,537 |
| 45 |
2.80% |
¥42,695 |
¥23,055,348 |
¥9,955,348 |
| 45 |
2.90% |
¥43,463 |
¥23,469,927 |
¥10,369,927 |
| 45 |
3.00% |
¥44,237 |
¥23,888,234 |
¥10,788,234 |
1310万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥31,298 |
¥15,023,271 |
¥1,923,271 |
| 40 |
0.80% |
¥31,900 |
¥15,311,925 |
¥2,211,925 |
| 40 |
0.90% |
¥32,508 |
¥15,604,035 |
¥2,504,035 |
| 40 |
1.00% |
¥33,124 |
¥15,899,588 |
¥2,799,588 |
| 40 |
1.10% |
¥33,747 |
¥16,198,575 |
¥3,098,575 |
| 40 |
1.20% |
¥34,377 |
¥16,500,984 |
¥3,400,984 |
| 40 |
1.30% |
¥35,014 |
¥16,806,802 |
¥3,706,802 |
| 40 |
1.40% |
¥35,658 |
¥17,116,014 |
¥4,016,014 |
| 40 |
1.50% |
¥36,310 |
¥17,428,607 |
¥4,328,607 |
| 40 |
1.60% |
¥36,968 |
¥17,744,563 |
¥4,644,563 |
| 40 |
1.70% |
¥37,633 |
¥18,063,867 |
¥4,963,867 |
| 40 |
1.80% |
¥38,305 |
¥18,386,499 |
¥5,286,499 |
| 40 |
1.90% |
¥38,984 |
¥18,712,442 |
¥5,612,442 |
| 40 |
2.00% |
¥39,670 |
¥19,041,676 |
¥5,941,676 |
| 40 |
2.10% |
¥40,363 |
¥19,374,180 |
¥6,274,180 |
| 40 |
2.20% |
¥41,062 |
¥19,709,933 |
¥6,609,933 |
| 40 |
2.30% |
¥41,769 |
¥20,048,912 |
¥6,948,912 |
| 40 |
2.40% |
¥42,481 |
¥20,391,094 |
¥7,291,094 |
| 40 |
2.50% |
¥43,201 |
¥20,736,455 |
¥7,636,455 |
| 40 |
2.60% |
¥43,927 |
¥21,084,971 |
¥7,984,971 |
| 40 |
2.70% |
¥44,660 |
¥21,436,616 |
¥8,336,616 |
| 40 |
2.80% |
¥45,399 |
¥21,791,364 |
¥8,691,364 |
| 40 |
2.90% |
¥46,144 |
¥22,149,188 |
¥9,049,188 |
| 40 |
3.00% |
¥46,896 |
¥22,510,060 |
¥9,410,060 |
1310万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥35,176 |
¥14,774,013 |
¥1,674,013 |
| 35 |
0.80% |
¥35,771 |
¥15,023,813 |
¥1,923,813 |
| 35 |
0.90% |
¥36,372 |
¥15,276,263 |
¥2,176,263 |
| 35 |
1.00% |
¥36,979 |
¥15,531,359 |
¥2,431,359 |
| 35 |
1.10% |
¥37,593 |
¥15,789,094 |
¥2,689,094 |
| 35 |
1.20% |
¥38,213 |
¥16,049,460 |
¥2,949,460 |
| 35 |
1.30% |
¥38,839 |
¥16,312,450 |
¥3,212,450 |
| 35 |
1.40% |
¥39,472 |
¥16,578,055 |
¥3,478,055 |
| 35 |
1.50% |
¥40,110 |
¥16,846,268 |
¥3,746,268 |
| 35 |
1.60% |
¥40,755 |
¥17,117,077 |
¥4,017,077 |
| 35 |
1.70% |
¥41,406 |
¥17,390,474 |
¥4,290,474 |
| 35 |
1.80% |
¥42,063 |
¥17,666,447 |
¥4,566,447 |
| 35 |
1.90% |
¥42,726 |
¥17,944,986 |
¥4,844,986 |
| 35 |
2.00% |
¥43,395 |
¥18,226,078 |
¥5,126,078 |
| 35 |
2.10% |
¥44,071 |
¥18,509,710 |
¥5,409,710 |
| 35 |
2.20% |
¥44,752 |
¥18,795,871 |
¥5,695,871 |
| 35 |
2.30% |
¥45,439 |
¥19,084,547 |
¥5,984,547 |
| 35 |
2.40% |
¥46,133 |
¥19,375,724 |
¥6,275,724 |
| 35 |
2.50% |
¥46,832 |
¥19,669,387 |
¥6,569,387 |
| 35 |
2.60% |
¥47,537 |
¥19,965,521 |
¥6,865,521 |
| 35 |
2.70% |
¥48,248 |
¥20,264,111 |
¥7,164,111 |
| 35 |
2.80% |
¥48,965 |
¥20,565,142 |
¥7,465,142 |
| 35 |
2.90% |
¥49,687 |
¥20,868,596 |
¥7,768,596 |
| 35 |
3.00% |
¥50,415 |
¥21,174,457 |
¥8,074,457 |
1310万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥40,354 |
¥14,527,414 |
¥1,427,414 |
| 30 |
0.80% |
¥40,942 |
¥14,739,165 |
¥1,639,165 |
| 30 |
0.90% |
¥41,536 |
¥14,952,868 |
¥1,852,868 |
| 30 |
1.00% |
¥42,135 |
¥15,168,520 |
¥2,068,520 |
| 30 |
1.10% |
¥42,739 |
¥15,386,116 |
¥2,286,116 |
| 30 |
1.20% |
¥43,349 |
¥15,605,654 |
¥2,505,654 |
| 30 |
1.30% |
¥43,964 |
¥15,827,128 |
¥2,727,128 |
| 30 |
1.40% |
¥44,585 |
¥16,050,535 |
¥2,950,535 |
| 30 |
1.50% |
¥45,211 |
¥16,275,869 |
¥3,175,869 |
| 30 |
1.60% |
¥45,842 |
¥16,503,125 |
¥3,403,125 |
| 30 |
1.70% |
¥46,479 |
¥16,732,298 |
¥3,632,298 |
| 30 |
1.80% |
¥47,121 |
¥16,963,381 |
¥3,863,381 |
| 30 |
1.90% |
¥47,768 |
¥17,196,369 |
¥4,096,369 |
| 30 |
2.00% |
¥48,420 |
¥17,431,254 |
¥4,331,254 |
| 30 |
2.10% |
¥49,078 |
¥17,668,031 |
¥4,568,031 |
| 30 |
2.20% |
¥49,741 |
¥17,906,692 |
¥4,806,692 |
| 30 |
2.30% |
¥50,409 |
¥18,147,229 |
¥5,047,229 |
| 30 |
2.40% |
¥51,082 |
¥18,389,635 |
¥5,289,635 |
| 30 |
2.50% |
¥51,761 |
¥18,633,902 |
¥5,533,902 |
| 30 |
2.60% |
¥52,445 |
¥18,880,021 |
¥5,780,021 |
| 30 |
2.70% |
¥53,133 |
¥19,127,984 |
¥6,027,984 |
| 30 |
2.80% |
¥53,827 |
¥19,377,782 |
¥6,277,782 |
| 30 |
2.90% |
¥54,526 |
¥19,629,406 |
¥6,529,406 |
| 30 |
3.00% |
¥55,230 |
¥19,882,846 |
¥6,782,846 |
1310万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥47,612 |
¥14,283,476 |
¥1,183,476 |
| 25 |
0.80% |
¥48,193 |
¥14,457,989 |
¥1,357,989 |
| 25 |
0.90% |
¥48,780 |
¥14,633,860 |
¥1,533,860 |
| 25 |
1.00% |
¥49,370 |
¥14,811,087 |
¥1,711,087 |
| 25 |
1.10% |
¥49,966 |
¥14,989,669 |
¥1,889,669 |
| 25 |
1.20% |
¥50,565 |
¥15,169,603 |
¥2,069,603 |
| 25 |
1.30% |
¥51,170 |
¥15,350,887 |
¥2,250,887 |
| 25 |
1.40% |
¥51,778 |
¥15,533,520 |
¥2,433,520 |
| 25 |
1.50% |
¥52,392 |
¥15,717,498 |
¥2,617,498 |
| 25 |
1.60% |
¥53,009 |
¥15,902,819 |
¥2,802,819 |
| 25 |
1.70% |
¥53,632 |
¥16,089,480 |
¥2,989,480 |
| 25 |
1.80% |
¥54,258 |
¥16,277,479 |
¥3,177,479 |
| 25 |
1.90% |
¥54,889 |
¥16,466,812 |
¥3,366,812 |
| 25 |
2.00% |
¥55,525 |
¥16,657,476 |
¥3,557,476 |
| 25 |
2.10% |
¥56,165 |
¥16,849,467 |
¥3,749,467 |
| 25 |
2.20% |
¥56,809 |
¥17,042,783 |
¥3,942,783 |
| 25 |
2.30% |
¥57,458 |
¥17,237,419 |
¥4,137,419 |
| 25 |
2.40% |
¥58,111 |
¥17,433,372 |
¥4,333,372 |
| 25 |
2.50% |
¥58,769 |
¥17,630,638 |
¥4,530,638 |
| 25 |
2.60% |
¥59,431 |
¥17,829,212 |
¥4,729,212 |
| 25 |
2.70% |
¥60,097 |
¥18,029,090 |
¥4,929,090 |
| 25 |
2.80% |
¥60,768 |
¥18,230,268 |
¥5,130,268 |
| 25 |
2.90% |
¥61,442 |
¥18,432,741 |
¥5,332,741 |
| 25 |
3.00% |
¥62,122 |
¥18,636,505 |
¥5,536,505 |
1310万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥58,509 |
¥14,042,204 |
¥942,204 |
| 20 |
0.80% |
¥59,085 |
¥14,180,292 |
¥1,080,292 |
| 20 |
0.90% |
¥59,664 |
¥14,319,250 |
¥1,219,250 |
| 20 |
1.00% |
¥60,246 |
¥14,459,077 |
¥1,359,077 |
| 20 |
1.10% |
¥60,832 |
¥14,599,773 |
¥1,499,773 |
| 20 |
1.20% |
¥61,422 |
¥14,741,337 |
¥1,641,337 |
| 20 |
1.30% |
¥62,016 |
¥14,883,768 |
¥1,783,768 |
| 20 |
1.40% |
¥62,613 |
¥15,027,066 |
¥1,927,066 |
| 20 |
1.50% |
¥63,213 |
¥15,171,228 |
¥2,071,228 |
| 20 |
1.60% |
¥63,818 |
¥15,316,254 |
¥2,216,254 |
| 20 |
1.70% |
¥64,426 |
¥15,462,142 |
¥2,362,142 |
| 20 |
1.80% |
¥65,037 |
¥15,608,893 |
¥2,508,893 |
| 20 |
1.90% |
¥65,652 |
¥15,756,503 |
¥2,656,503 |
| 20 |
2.00% |
¥66,271 |
¥15,904,972 |
¥2,804,972 |
| 20 |
2.10% |
¥66,893 |
¥16,054,299 |
¥2,954,299 |
| 20 |
2.20% |
¥67,519 |
¥16,204,481 |
¥3,104,481 |
| 20 |
2.30% |
¥68,148 |
¥16,355,517 |
¥3,255,517 |
| 20 |
2.40% |
¥68,781 |
¥16,507,407 |
¥3,407,407 |
| 20 |
2.50% |
¥69,417 |
¥16,660,147 |
¥3,560,147 |
| 20 |
2.60% |
¥70,057 |
¥16,813,736 |
¥3,713,736 |
| 20 |
2.70% |
¥70,701 |
¥16,968,173 |
¥3,868,173 |
| 20 |
2.80% |
¥71,348 |
¥17,123,455 |
¥4,023,455 |
| 20 |
2.90% |
¥71,998 |
¥17,279,581 |
¥4,179,581 |
| 20 |
3.00% |
¥72,652 |
¥17,436,548 |
¥4,336,548 |
1310万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥76,687 |
¥13,803,600 |
¥703,600 |
| 15 |
0.80% |
¥77,256 |
¥13,906,077 |
¥806,077 |
| 15 |
0.90% |
¥77,828 |
¥14,009,044 |
¥909,044 |
| 15 |
1.00% |
¥78,403 |
¥14,112,501 |
¥1,012,501 |
| 15 |
1.10% |
¥78,980 |
¥14,216,447 |
¥1,116,447 |
| 15 |
1.20% |
¥79,560 |
¥14,320,882 |
¥1,220,882 |
| 15 |
1.30% |
¥80,143 |
¥14,425,806 |
¥1,325,806 |
| 15 |
1.40% |
¥80,729 |
¥14,531,219 |
¥1,431,219 |
| 15 |
1.50% |
¥81,317 |
¥14,637,120 |
¥1,537,120 |
| 15 |
1.60% |
¥81,908 |
¥14,743,509 |
¥1,643,509 |
| 15 |
1.70% |
¥82,502 |
¥14,850,386 |
¥1,750,386 |
| 15 |
1.80% |
¥83,099 |
¥14,957,749 |
¥1,857,749 |
| 15 |
1.90% |
¥83,698 |
¥15,065,599 |
¥1,965,599 |
| 15 |
2.00% |
¥84,300 |
¥15,173,935 |
¥2,073,935 |
| 15 |
2.10% |
¥84,904 |
¥15,282,757 |
¥2,182,757 |
| 15 |
2.20% |
¥85,511 |
¥15,392,064 |
¥2,292,064 |
| 15 |
2.30% |
¥86,121 |
¥15,501,855 |
¥2,401,855 |
| 15 |
2.40% |
¥86,734 |
¥15,612,131 |
¥2,512,131 |
| 15 |
2.50% |
¥87,349 |
¥15,722,890 |
¥2,622,890 |
| 15 |
2.60% |
¥87,967 |
¥15,834,131 |
¥2,734,131 |
| 15 |
2.70% |
¥88,588 |
¥15,945,855 |
¥2,845,855 |
| 15 |
2.80% |
¥89,211 |
¥16,058,061 |
¥2,958,061 |
| 15 |
2.90% |
¥89,837 |
¥16,170,748 |
¥3,070,748 |
| 15 |
3.00% |
¥90,466 |
¥16,283,915 |
¥3,183,915 |
1310万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥113,064 |
¥13,567,668 |
¥467,668 |
| 10 |
0.80% |
¥113,628 |
¥13,635,350 |
¥535,350 |
| 10 |
0.90% |
¥114,194 |
¥13,703,250 |
¥603,250 |
| 10 |
1.00% |
¥114,761 |
¥13,771,368 |
¥671,368 |
| 10 |
1.10% |
¥115,331 |
¥13,839,704 |
¥739,704 |
| 10 |
1.20% |
¥115,902 |
¥13,908,257 |
¥808,257 |
| 10 |
1.30% |
¥116,475 |
¥13,977,029 |
¥877,029 |
| 10 |
1.40% |
¥117,050 |
¥14,046,017 |
¥946,017 |
| 10 |
1.50% |
¥117,627 |
¥14,115,224 |
¥1,015,224 |
| 10 |
1.60% |
¥118,205 |
¥14,184,648 |
¥1,084,648 |
| 10 |
1.70% |
¥118,786 |
¥14,254,289 |
¥1,154,289 |
| 10 |
1.80% |
¥119,368 |
¥14,324,147 |
¥1,224,147 |
| 10 |
1.90% |
¥119,952 |
¥14,394,222 |
¥1,294,222 |
| 10 |
2.00% |
¥120,538 |
¥14,464,515 |
¥1,364,515 |
| 10 |
2.10% |
¥121,125 |
¥14,535,024 |
¥1,435,024 |
| 10 |
2.20% |
¥121,715 |
¥14,605,751 |
¥1,505,751 |
| 10 |
2.30% |
¥122,306 |
¥14,676,693 |
¥1,576,693 |
| 10 |
2.40% |
¥122,899 |
¥14,747,853 |
¥1,647,853 |
| 10 |
2.50% |
¥123,494 |
¥14,819,229 |
¥1,719,229 |
| 10 |
2.60% |
¥124,090 |
¥14,890,821 |
¥1,790,821 |
| 10 |
2.70% |
¥124,689 |
¥14,962,629 |
¥1,862,629 |
| 10 |
2.80% |
¥125,289 |
¥15,034,653 |
¥1,934,653 |
| 10 |
2.90% |
¥125,891 |
¥15,106,893 |
¥2,006,893 |
| 10 |
3.00% |
¥126,495 |
¥15,179,349 |
¥2,079,349 |