1320万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1320万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1320万円の住宅ローン|期間・年数別
1320万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥26,080 |
¥15,648,286 |
¥2,448,286 |
| 50 |
0.80% |
¥26,700 |
¥16,019,874 |
¥2,819,874 |
| 50 |
0.90% |
¥27,328 |
¥16,396,869 |
¥3,196,869 |
| 50 |
1.00% |
¥27,965 |
¥16,779,247 |
¥3,579,247 |
| 50 |
1.10% |
¥28,612 |
¥17,166,983 |
¥3,966,983 |
| 50 |
1.20% |
¥29,267 |
¥17,560,049 |
¥4,360,049 |
| 50 |
1.30% |
¥29,931 |
¥17,958,412 |
¥4,758,412 |
| 50 |
1.40% |
¥30,603 |
¥18,362,041 |
¥5,162,041 |
| 50 |
1.50% |
¥31,285 |
¥18,770,898 |
¥5,570,898 |
| 50 |
1.60% |
¥31,975 |
¥19,184,947 |
¥5,984,947 |
| 50 |
1.70% |
¥32,674 |
¥19,604,147 |
¥6,404,147 |
| 50 |
1.80% |
¥33,381 |
¥20,028,455 |
¥6,828,455 |
| 50 |
1.90% |
¥34,096 |
¥20,457,827 |
¥7,257,827 |
| 50 |
2.00% |
¥34,820 |
¥20,892,218 |
¥7,692,218 |
| 50 |
2.10% |
¥35,553 |
¥21,331,578 |
¥8,131,578 |
| 50 |
2.20% |
¥36,293 |
¥21,775,857 |
¥8,575,857 |
| 50 |
2.30% |
¥37,042 |
¥22,225,003 |
¥9,025,003 |
| 50 |
2.40% |
¥37,798 |
¥22,678,963 |
¥9,478,963 |
| 50 |
2.50% |
¥38,563 |
¥23,137,682 |
¥9,937,682 |
| 50 |
2.60% |
¥39,335 |
¥23,601,103 |
¥10,401,103 |
| 50 |
2.70% |
¥40,115 |
¥24,069,167 |
¥10,869,167 |
| 50 |
2.80% |
¥40,903 |
¥24,541,814 |
¥11,341,814 |
| 50 |
2.90% |
¥41,698 |
¥25,018,986 |
¥11,818,986 |
| 50 |
3.00% |
¥42,501 |
¥25,500,618 |
¥12,300,618 |
1320万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥28,503 |
¥15,391,785 |
¥2,191,785 |
| 45 |
0.80% |
¥29,116 |
¥15,722,605 |
¥2,522,605 |
| 45 |
0.90% |
¥29,737 |
¥16,057,818 |
¥2,857,818 |
| 45 |
1.00% |
¥30,366 |
¥16,397,409 |
¥3,197,409 |
| 45 |
1.10% |
¥31,003 |
¥16,741,360 |
¥3,541,360 |
| 45 |
1.20% |
¥31,648 |
¥17,089,653 |
¥3,889,653 |
| 45 |
1.30% |
¥32,300 |
¥17,442,266 |
¥4,242,266 |
| 45 |
1.40% |
¥32,961 |
¥17,799,178 |
¥4,599,178 |
| 45 |
1.50% |
¥33,630 |
¥18,160,365 |
¥4,960,365 |
| 45 |
1.60% |
¥34,307 |
¥18,525,801 |
¥5,325,801 |
| 45 |
1.70% |
¥34,992 |
¥18,895,460 |
¥5,695,460 |
| 45 |
1.80% |
¥35,684 |
¥19,269,313 |
¥6,069,313 |
| 45 |
1.90% |
¥36,384 |
¥19,647,332 |
¥6,447,332 |
| 45 |
2.00% |
¥37,092 |
¥20,029,483 |
¥6,829,483 |
| 45 |
2.10% |
¥37,807 |
¥20,415,736 |
¥7,215,736 |
| 45 |
2.20% |
¥38,530 |
¥20,806,056 |
¥7,606,056 |
| 45 |
2.30% |
¥39,260 |
¥21,200,408 |
¥8,000,408 |
| 45 |
2.40% |
¥39,998 |
¥21,598,756 |
¥8,398,756 |
| 45 |
2.50% |
¥40,743 |
¥22,001,063 |
¥8,801,063 |
| 45 |
2.60% |
¥41,495 |
¥22,407,290 |
¥9,207,290 |
| 45 |
2.70% |
¥42,254 |
¥22,817,396 |
¥9,617,396 |
| 45 |
2.80% |
¥43,021 |
¥23,231,343 |
¥10,031,343 |
| 45 |
2.90% |
¥43,795 |
¥23,649,087 |
¥10,449,087 |
| 45 |
3.00% |
¥44,575 |
¥24,070,587 |
¥10,870,587 |
1320万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥31,537 |
¥15,137,952 |
¥1,937,952 |
| 40 |
0.80% |
¥32,143 |
¥15,428,810 |
¥2,228,810 |
| 40 |
0.90% |
¥32,757 |
¥15,723,149 |
¥2,523,149 |
| 40 |
1.00% |
¥33,377 |
¥16,020,959 |
¥2,820,959 |
| 40 |
1.10% |
¥34,005 |
¥16,322,228 |
¥3,122,228 |
| 40 |
1.20% |
¥34,639 |
¥16,626,946 |
¥3,426,946 |
| 40 |
1.30% |
¥35,281 |
¥16,935,098 |
¥3,735,098 |
| 40 |
1.40% |
¥35,931 |
¥17,246,671 |
¥4,046,671 |
| 40 |
1.50% |
¥36,587 |
¥17,561,650 |
¥4,361,650 |
| 40 |
1.60% |
¥37,250 |
¥17,880,018 |
¥4,680,018 |
| 40 |
1.70% |
¥37,920 |
¥18,201,759 |
¥5,001,759 |
| 40 |
1.80% |
¥38,598 |
¥18,526,854 |
¥5,326,854 |
| 40 |
1.90% |
¥39,282 |
¥18,855,285 |
¥5,655,285 |
| 40 |
2.00% |
¥39,973 |
¥19,187,032 |
¥5,987,032 |
| 40 |
2.10% |
¥40,671 |
¥19,522,075 |
¥6,322,075 |
| 40 |
2.20% |
¥41,376 |
¥19,860,390 |
¥6,660,390 |
| 40 |
2.30% |
¥42,087 |
¥20,201,957 |
¥7,001,957 |
| 40 |
2.40% |
¥42,806 |
¥20,546,751 |
¥7,346,751 |
| 40 |
2.50% |
¥43,531 |
¥20,894,748 |
¥7,694,748 |
| 40 |
2.60% |
¥44,262 |
¥21,245,925 |
¥8,045,925 |
| 40 |
2.70% |
¥45,001 |
¥21,600,254 |
¥8,400,254 |
| 40 |
2.80% |
¥45,745 |
¥21,957,710 |
¥8,757,710 |
| 40 |
2.90% |
¥46,496 |
¥22,318,266 |
¥9,118,266 |
| 40 |
3.00% |
¥47,254 |
¥22,681,893 |
¥9,481,893 |
1320万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥35,445 |
¥14,886,792 |
¥1,686,792 |
| 35 |
0.80% |
¥36,044 |
¥15,138,498 |
¥1,938,498 |
| 35 |
0.90% |
¥36,650 |
¥15,392,876 |
¥2,192,876 |
| 35 |
1.00% |
¥37,262 |
¥15,649,919 |
¥2,449,919 |
| 35 |
1.10% |
¥37,880 |
¥15,909,621 |
¥2,709,621 |
| 35 |
1.20% |
¥38,505 |
¥16,171,975 |
¥2,971,975 |
| 35 |
1.30% |
¥39,136 |
¥16,436,972 |
¥3,236,972 |
| 35 |
1.40% |
¥39,773 |
¥16,704,606 |
¥3,504,606 |
| 35 |
1.50% |
¥40,416 |
¥16,974,865 |
¥3,774,865 |
| 35 |
1.60% |
¥41,066 |
¥17,247,742 |
¥4,047,742 |
| 35 |
1.70% |
¥41,722 |
¥17,523,226 |
¥4,323,226 |
| 35 |
1.80% |
¥42,384 |
¥17,801,306 |
¥4,601,306 |
| 35 |
1.90% |
¥43,052 |
¥18,081,970 |
¥4,881,970 |
| 35 |
2.00% |
¥43,727 |
¥18,365,208 |
¥5,165,208 |
| 35 |
2.10% |
¥44,407 |
¥18,651,006 |
¥5,451,006 |
| 35 |
2.20% |
¥45,094 |
¥18,939,351 |
¥5,739,351 |
| 35 |
2.30% |
¥45,786 |
¥19,230,231 |
¥6,030,231 |
| 35 |
2.40% |
¥46,485 |
¥19,523,630 |
¥6,323,630 |
| 35 |
2.50% |
¥47,189 |
¥19,819,535 |
¥6,619,535 |
| 35 |
2.60% |
¥47,900 |
¥20,117,930 |
¥6,917,930 |
| 35 |
2.70% |
¥48,616 |
¥20,418,799 |
¥7,218,799 |
| 35 |
2.80% |
¥49,338 |
¥20,722,128 |
¥7,522,128 |
| 35 |
2.90% |
¥50,066 |
¥21,027,898 |
¥7,827,898 |
| 35 |
3.00% |
¥50,800 |
¥21,336,095 |
¥8,136,095 |
1320万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥40,662 |
¥14,638,310 |
¥1,438,310 |
| 30 |
0.80% |
¥41,255 |
¥14,851,678 |
¥1,651,678 |
| 30 |
0.90% |
¥41,853 |
¥15,067,012 |
¥1,867,012 |
| 30 |
1.00% |
¥42,456 |
¥15,284,310 |
¥2,084,310 |
| 30 |
1.10% |
¥43,065 |
¥15,503,568 |
¥2,303,568 |
| 30 |
1.20% |
¥43,680 |
¥15,724,781 |
¥2,524,781 |
| 30 |
1.30% |
¥44,300 |
¥15,947,946 |
¥2,747,946 |
| 30 |
1.40% |
¥44,925 |
¥16,173,058 |
¥2,973,058 |
| 30 |
1.50% |
¥45,556 |
¥16,400,112 |
¥3,200,112 |
| 30 |
1.60% |
¥46,192 |
¥16,629,103 |
¥3,429,103 |
| 30 |
1.70% |
¥46,833 |
¥16,860,025 |
¥3,660,025 |
| 30 |
1.80% |
¥47,480 |
¥17,092,873 |
¥3,892,873 |
| 30 |
1.90% |
¥48,132 |
¥17,327,639 |
¥4,127,639 |
| 30 |
2.00% |
¥48,790 |
¥17,564,317 |
¥4,364,317 |
| 30 |
2.10% |
¥49,453 |
¥17,802,901 |
¥4,602,901 |
| 30 |
2.20% |
¥50,121 |
¥18,043,384 |
¥4,843,384 |
| 30 |
2.30% |
¥50,794 |
¥18,285,757 |
¥5,085,757 |
| 30 |
2.40% |
¥51,472 |
¥18,530,014 |
¥5,330,014 |
| 30 |
2.50% |
¥52,156 |
¥18,776,145 |
¥5,576,145 |
| 30 |
2.60% |
¥52,845 |
¥19,024,143 |
¥5,824,143 |
| 30 |
2.70% |
¥53,539 |
¥19,273,999 |
¥6,073,999 |
| 30 |
2.80% |
¥54,238 |
¥19,525,704 |
¥6,325,704 |
| 30 |
2.90% |
¥54,942 |
¥19,779,249 |
¥6,579,249 |
| 30 |
3.00% |
¥55,652 |
¥20,034,624 |
¥6,834,624 |
1320万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥47,975 |
¥14,392,510 |
¥1,192,510 |
| 25 |
0.80% |
¥48,561 |
¥14,568,356 |
¥1,368,356 |
| 25 |
0.90% |
¥49,152 |
¥14,745,569 |
¥1,545,569 |
| 25 |
1.00% |
¥49,747 |
¥14,924,149 |
¥1,724,149 |
| 25 |
1.10% |
¥50,347 |
¥15,104,094 |
¥1,904,094 |
| 25 |
1.20% |
¥50,951 |
¥15,285,401 |
¥2,085,401 |
| 25 |
1.30% |
¥51,560 |
¥15,468,070 |
¥2,268,070 |
| 25 |
1.40% |
¥52,174 |
¥15,652,096 |
¥2,452,096 |
| 25 |
1.50% |
¥52,792 |
¥15,837,479 |
¥2,637,479 |
| 25 |
1.60% |
¥53,414 |
¥16,024,214 |
¥2,824,214 |
| 25 |
1.70% |
¥54,041 |
¥16,212,300 |
¥3,012,300 |
| 25 |
1.80% |
¥54,672 |
¥16,401,734 |
¥3,201,734 |
| 25 |
1.90% |
¥55,308 |
¥16,592,512 |
¥3,392,512 |
| 25 |
2.00% |
¥55,949 |
¥16,784,632 |
¥3,584,632 |
| 25 |
2.10% |
¥56,594 |
¥16,978,089 |
¥3,778,089 |
| 25 |
2.20% |
¥57,243 |
¥17,172,881 |
¥3,972,881 |
| 25 |
2.30% |
¥57,897 |
¥17,369,003 |
¥4,169,003 |
| 25 |
2.40% |
¥58,555 |
¥17,566,451 |
¥4,366,451 |
| 25 |
2.50% |
¥59,217 |
¥17,765,223 |
¥4,565,223 |
| 25 |
2.60% |
¥59,884 |
¥17,965,312 |
¥4,765,312 |
| 25 |
2.70% |
¥60,556 |
¥18,166,716 |
¥4,966,716 |
| 25 |
2.80% |
¥61,231 |
¥18,369,430 |
¥5,169,430 |
| 25 |
2.90% |
¥61,911 |
¥18,573,449 |
¥5,373,449 |
| 25 |
3.00% |
¥62,596 |
¥18,778,768 |
¥5,578,768 |
1320万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥58,956 |
¥14,149,396 |
¥949,396 |
| 20 |
0.80% |
¥59,536 |
¥14,288,538 |
¥1,088,538 |
| 20 |
0.90% |
¥60,119 |
¥14,428,557 |
¥1,228,557 |
| 20 |
1.00% |
¥60,706 |
¥14,569,452 |
¥1,369,452 |
| 20 |
1.10% |
¥61,297 |
¥14,711,222 |
¥1,511,222 |
| 20 |
1.20% |
¥61,891 |
¥14,853,867 |
¥1,653,867 |
| 20 |
1.30% |
¥62,489 |
¥14,997,385 |
¥1,797,385 |
| 20 |
1.40% |
¥63,091 |
¥15,141,776 |
¥1,941,776 |
| 20 |
1.50% |
¥63,696 |
¥15,287,039 |
¥2,087,039 |
| 20 |
1.60% |
¥64,305 |
¥15,433,172 |
¥2,233,172 |
| 20 |
1.70% |
¥64,917 |
¥15,580,174 |
¥2,380,174 |
| 20 |
1.80% |
¥65,534 |
¥15,728,044 |
¥2,528,044 |
| 20 |
1.90% |
¥66,153 |
¥15,876,782 |
¥2,676,782 |
| 20 |
2.00% |
¥66,777 |
¥16,026,384 |
¥2,826,384 |
| 20 |
2.10% |
¥67,404 |
¥16,176,850 |
¥2,976,850 |
| 20 |
2.20% |
¥68,034 |
¥16,328,179 |
¥3,128,179 |
| 20 |
2.30% |
¥68,668 |
¥16,480,369 |
¥3,280,369 |
| 20 |
2.40% |
¥69,306 |
¥16,633,417 |
¥3,433,417 |
| 20 |
2.50% |
¥69,947 |
¥16,787,324 |
¥3,587,324 |
| 20 |
2.60% |
¥70,592 |
¥16,942,085 |
¥3,742,085 |
| 20 |
2.70% |
¥71,240 |
¥17,097,701 |
¥3,897,701 |
| 20 |
2.80% |
¥71,892 |
¥17,254,169 |
¥4,054,169 |
| 20 |
2.90% |
¥72,548 |
¥17,411,486 |
¥4,211,486 |
| 20 |
3.00% |
¥73,207 |
¥17,569,652 |
¥4,369,652 |
1320万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥77,272 |
¥13,908,971 |
¥708,971 |
| 15 |
0.80% |
¥77,846 |
¥14,012,230 |
¥812,230 |
| 15 |
0.90% |
¥78,422 |
¥14,115,983 |
¥915,983 |
| 15 |
1.00% |
¥79,001 |
¥14,220,230 |
¥1,020,230 |
| 15 |
1.10% |
¥79,583 |
¥14,324,969 |
¥1,124,969 |
| 15 |
1.20% |
¥80,168 |
¥14,430,202 |
¥1,230,202 |
| 15 |
1.30% |
¥80,755 |
¥14,535,927 |
¥1,335,927 |
| 15 |
1.40% |
¥81,345 |
¥14,642,145 |
¥1,442,145 |
| 15 |
1.50% |
¥81,938 |
¥14,748,854 |
¥1,548,854 |
| 15 |
1.60% |
¥82,534 |
¥14,856,055 |
¥1,656,055 |
| 15 |
1.70% |
¥83,132 |
¥14,963,747 |
¥1,763,747 |
| 15 |
1.80% |
¥83,733 |
¥15,071,930 |
¥1,871,930 |
| 15 |
1.90% |
¥84,337 |
¥15,180,604 |
¥1,980,604 |
| 15 |
2.00% |
¥84,943 |
¥15,289,767 |
¥2,089,767 |
| 15 |
2.10% |
¥85,552 |
¥15,399,419 |
¥2,199,419 |
| 15 |
2.20% |
¥86,164 |
¥15,509,560 |
¥2,309,560 |
| 15 |
2.30% |
¥86,779 |
¥15,620,190 |
¥2,420,190 |
| 15 |
2.40% |
¥87,396 |
¥15,731,307 |
¥2,531,307 |
| 15 |
2.50% |
¥88,016 |
¥15,842,912 |
¥2,642,912 |
| 15 |
2.60% |
¥88,639 |
¥15,955,003 |
¥2,755,003 |
| 15 |
2.70% |
¥89,264 |
¥16,067,580 |
¥2,867,580 |
| 15 |
2.80% |
¥89,892 |
¥16,180,642 |
¥2,980,642 |
| 15 |
2.90% |
¥90,523 |
¥16,294,189 |
¥3,094,189 |
| 15 |
3.00% |
¥91,157 |
¥16,408,220 |
¥3,208,220 |
1320万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥113,927 |
¥13,671,238 |
¥471,238 |
| 10 |
0.80% |
¥114,495 |
¥13,739,436 |
¥539,436 |
| 10 |
0.90% |
¥115,065 |
¥13,807,855 |
¥607,855 |
| 10 |
1.00% |
¥115,637 |
¥13,876,493 |
¥676,493 |
| 10 |
1.10% |
¥116,211 |
¥13,945,350 |
¥745,350 |
| 10 |
1.20% |
¥116,787 |
¥14,014,427 |
¥814,427 |
| 10 |
1.30% |
¥117,364 |
¥14,083,723 |
¥883,723 |
| 10 |
1.40% |
¥117,944 |
¥14,153,239 |
¥953,239 |
| 10 |
1.50% |
¥118,525 |
¥14,222,974 |
¥1,022,974 |
| 10 |
1.60% |
¥119,108 |
¥14,292,927 |
¥1,092,927 |
| 10 |
1.70% |
¥119,693 |
¥14,363,100 |
¥1,163,100 |
| 10 |
1.80% |
¥120,279 |
¥14,433,492 |
¥1,233,492 |
| 10 |
1.90% |
¥120,868 |
¥14,504,102 |
¥1,304,102 |
| 10 |
2.00% |
¥121,458 |
¥14,574,931 |
¥1,374,931 |
| 10 |
2.10% |
¥122,050 |
¥14,645,979 |
¥1,445,979 |
| 10 |
2.20% |
¥122,644 |
¥14,717,245 |
¥1,517,245 |
| 10 |
2.30% |
¥123,239 |
¥14,788,729 |
¥1,588,729 |
| 10 |
2.40% |
¥123,837 |
¥14,860,432 |
¥1,660,432 |
| 10 |
2.50% |
¥124,436 |
¥14,932,352 |
¥1,732,352 |
| 10 |
2.60% |
¥125,037 |
¥15,004,491 |
¥1,804,491 |
| 10 |
2.70% |
¥125,640 |
¥15,076,847 |
¥1,876,847 |
| 10 |
2.80% |
¥126,245 |
¥15,149,421 |
¥1,949,421 |
| 10 |
2.90% |
¥126,852 |
¥15,222,213 |
¥2,022,213 |
| 10 |
3.00% |
¥127,460 |
¥15,295,222 |
¥2,095,222 |