1490万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1490万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1490万円の住宅ローン|期間・年数別
1490万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥29,439 |
¥17,663,596 |
¥2,763,596 |
| 50 |
0.80% |
¥30,138 |
¥18,083,039 |
¥3,183,039 |
| 50 |
0.90% |
¥30,848 |
¥18,508,586 |
¥3,608,586 |
| 50 |
1.00% |
¥31,567 |
¥18,940,211 |
¥4,040,211 |
| 50 |
1.10% |
¥32,296 |
¥19,377,883 |
¥4,477,883 |
| 50 |
1.20% |
¥33,036 |
¥19,821,570 |
¥4,921,570 |
| 50 |
1.30% |
¥33,785 |
¥20,271,238 |
¥5,371,238 |
| 50 |
1.40% |
¥34,545 |
¥20,726,849 |
¥5,826,849 |
| 50 |
1.50% |
¥35,314 |
¥21,188,363 |
¥6,288,363 |
| 50 |
1.60% |
¥36,093 |
¥21,655,736 |
¥6,755,736 |
| 50 |
1.70% |
¥36,882 |
¥22,128,923 |
¥7,228,923 |
| 50 |
1.80% |
¥37,680 |
¥22,607,877 |
¥7,707,877 |
| 50 |
1.90% |
¥38,488 |
¥23,092,548 |
¥8,192,548 |
| 50 |
2.00% |
¥39,305 |
¥23,582,882 |
¥8,682,882 |
| 50 |
2.10% |
¥40,131 |
¥24,078,826 |
¥9,178,826 |
| 50 |
2.20% |
¥40,967 |
¥24,580,323 |
¥9,680,323 |
| 50 |
2.30% |
¥41,812 |
¥25,087,314 |
¥10,187,314 |
| 50 |
2.40% |
¥42,666 |
¥25,599,739 |
¥10,699,739 |
| 50 |
2.50% |
¥43,529 |
¥26,117,535 |
¥11,217,535 |
| 50 |
2.60% |
¥44,401 |
¥26,640,639 |
¥11,740,639 |
| 50 |
2.70% |
¥45,282 |
¥27,168,983 |
¥12,268,983 |
| 50 |
2.80% |
¥46,171 |
¥27,702,503 |
¥12,802,503 |
| 50 |
2.90% |
¥47,069 |
¥28,241,128 |
¥13,341,128 |
| 50 |
3.00% |
¥47,975 |
¥28,784,788 |
¥13,884,788 |
1490万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥32,174 |
¥17,374,061 |
¥2,474,061 |
| 45 |
0.80% |
¥32,866 |
¥17,747,486 |
¥2,847,486 |
| 45 |
0.90% |
¥33,566 |
¥18,125,871 |
¥3,225,871 |
| 45 |
1.00% |
¥34,276 |
¥18,509,197 |
¥3,609,197 |
| 45 |
1.10% |
¥34,995 |
¥18,897,445 |
¥3,997,445 |
| 45 |
1.20% |
¥35,723 |
¥19,290,593 |
¥4,390,593 |
| 45 |
1.30% |
¥36,460 |
¥19,688,619 |
¥4,788,619 |
| 45 |
1.40% |
¥37,206 |
¥20,091,496 |
¥5,191,496 |
| 45 |
1.50% |
¥37,961 |
¥20,499,200 |
¥5,599,200 |
| 45 |
1.60% |
¥38,725 |
¥20,911,700 |
¥6,011,700 |
| 45 |
1.70% |
¥39,498 |
¥21,328,966 |
¥6,428,966 |
| 45 |
1.80% |
¥40,280 |
¥21,750,967 |
¥6,850,967 |
| 45 |
1.90% |
¥41,070 |
¥22,177,670 |
¥7,277,670 |
| 45 |
2.00% |
¥41,869 |
¥22,609,038 |
¥7,709,038 |
| 45 |
2.10% |
¥42,676 |
¥23,045,035 |
¥8,145,035 |
| 45 |
2.20% |
¥43,492 |
¥23,485,624 |
¥8,585,624 |
| 45 |
2.30% |
¥44,316 |
¥23,930,764 |
¥9,030,764 |
| 45 |
2.40% |
¥45,149 |
¥24,380,414 |
¥9,480,414 |
| 45 |
2.50% |
¥45,990 |
¥24,834,533 |
¥9,934,533 |
| 45 |
2.60% |
¥46,839 |
¥25,293,077 |
¥10,393,077 |
| 45 |
2.70% |
¥47,696 |
¥25,756,001 |
¥10,856,001 |
| 45 |
2.80% |
¥48,562 |
¥26,223,258 |
¥11,323,258 |
| 45 |
2.90% |
¥49,435 |
¥26,694,803 |
¥11,794,803 |
| 45 |
3.00% |
¥50,316 |
¥27,170,586 |
¥12,270,586 |
1490万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥35,599 |
¥17,087,537 |
¥2,187,537 |
| 40 |
0.80% |
¥36,283 |
¥17,415,854 |
¥2,515,854 |
| 40 |
0.90% |
¥36,975 |
¥17,748,100 |
¥2,848,100 |
| 40 |
1.00% |
¥37,676 |
¥18,084,264 |
¥3,184,264 |
| 40 |
1.10% |
¥38,384 |
¥18,424,334 |
¥3,524,334 |
| 40 |
1.20% |
¥39,101 |
¥18,768,295 |
¥3,868,295 |
| 40 |
1.30% |
¥39,825 |
¥19,116,133 |
¥4,216,133 |
| 40 |
1.40% |
¥40,558 |
¥19,467,833 |
¥4,567,833 |
| 40 |
1.50% |
¥41,299 |
¥19,823,377 |
¥4,923,377 |
| 40 |
1.60% |
¥42,047 |
¥20,182,747 |
¥5,282,747 |
| 40 |
1.70% |
¥42,804 |
¥20,545,925 |
¥5,645,925 |
| 40 |
1.80% |
¥43,569 |
¥20,912,889 |
¥6,012,889 |
| 40 |
1.90% |
¥44,341 |
¥21,283,618 |
¥6,383,618 |
| 40 |
2.00% |
¥45,121 |
¥21,658,090 |
¥6,758,090 |
| 40 |
2.10% |
¥45,909 |
¥22,036,281 |
¥7,136,281 |
| 40 |
2.20% |
¥46,705 |
¥22,418,168 |
¥7,518,168 |
| 40 |
2.30% |
¥47,508 |
¥22,803,724 |
¥7,903,724 |
| 40 |
2.40% |
¥48,319 |
¥23,192,923 |
¥8,292,923 |
| 40 |
2.50% |
¥49,137 |
¥23,585,739 |
¥8,685,739 |
| 40 |
2.60% |
¥49,963 |
¥23,982,142 |
¥9,082,142 |
| 40 |
2.70% |
¥50,796 |
¥24,382,105 |
¥9,482,105 |
| 40 |
2.80% |
¥51,637 |
¥24,785,597 |
¥9,885,597 |
| 40 |
2.90% |
¥52,485 |
¥25,192,588 |
¥10,292,588 |
| 40 |
3.00% |
¥53,340 |
¥25,603,046 |
¥10,703,046 |
1490万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥40,010 |
¥16,804,030 |
¥1,904,030 |
| 35 |
0.80% |
¥40,686 |
¥17,088,154 |
¥2,188,154 |
| 35 |
0.90% |
¥41,370 |
¥17,375,292 |
¥2,475,292 |
| 35 |
1.00% |
¥42,061 |
¥17,665,439 |
¥2,765,439 |
| 35 |
1.10% |
¥42,759 |
¥17,958,587 |
¥3,058,587 |
| 35 |
1.20% |
¥43,464 |
¥18,254,729 |
¥3,354,729 |
| 35 |
1.30% |
¥44,176 |
¥18,553,855 |
¥3,653,855 |
| 35 |
1.40% |
¥44,895 |
¥18,855,956 |
¥3,955,956 |
| 35 |
1.50% |
¥45,621 |
¥19,161,022 |
¥4,261,022 |
| 35 |
1.60% |
¥46,355 |
¥19,469,042 |
¥4,569,042 |
| 35 |
1.70% |
¥47,095 |
¥19,780,005 |
¥4,880,005 |
| 35 |
1.80% |
¥47,843 |
¥20,093,898 |
¥5,193,898 |
| 35 |
1.90% |
¥48,597 |
¥20,410,709 |
¥5,510,709 |
| 35 |
2.00% |
¥49,358 |
¥20,730,424 |
¥5,830,424 |
| 35 |
2.10% |
¥50,126 |
¥21,053,029 |
¥6,153,029 |
| 35 |
2.20% |
¥50,901 |
¥21,378,510 |
¥6,478,510 |
| 35 |
2.30% |
¥51,683 |
¥21,706,851 |
¥6,806,851 |
| 35 |
2.40% |
¥52,472 |
¥22,038,037 |
¥7,138,037 |
| 35 |
2.50% |
¥53,267 |
¥22,372,051 |
¥7,472,051 |
| 35 |
2.60% |
¥54,069 |
¥22,708,875 |
¥7,808,875 |
| 35 |
2.70% |
¥54,877 |
¥23,048,493 |
¥8,148,493 |
| 35 |
2.80% |
¥55,693 |
¥23,390,887 |
¥8,490,887 |
| 35 |
2.90% |
¥56,514 |
¥23,736,037 |
¥8,836,037 |
| 35 |
3.00% |
¥57,343 |
¥24,083,925 |
¥9,183,925 |
1490万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥45,899 |
¥16,523,547 |
¥1,623,547 |
| 30 |
0.80% |
¥46,568 |
¥16,764,394 |
¥1,864,394 |
| 30 |
0.90% |
¥47,243 |
¥17,007,461 |
¥2,107,461 |
| 30 |
1.00% |
¥47,924 |
¥17,252,744 |
¥2,352,744 |
| 30 |
1.10% |
¥48,612 |
¥17,500,239 |
¥2,600,239 |
| 30 |
1.20% |
¥49,305 |
¥17,749,942 |
¥2,849,942 |
| 30 |
1.30% |
¥50,005 |
¥18,001,848 |
¥3,101,848 |
| 30 |
1.40% |
¥50,711 |
¥18,255,952 |
¥3,355,952 |
| 30 |
1.50% |
¥51,423 |
¥18,512,248 |
¥3,612,248 |
| 30 |
1.60% |
¥52,141 |
¥18,770,730 |
¥3,870,730 |
| 30 |
1.70% |
¥52,865 |
¥19,031,392 |
¥4,131,392 |
| 30 |
1.80% |
¥53,595 |
¥19,294,227 |
¥4,394,227 |
| 30 |
1.90% |
¥54,331 |
¥19,559,229 |
¥4,659,229 |
| 30 |
2.00% |
¥55,073 |
¥19,826,389 |
¥4,926,389 |
| 30 |
2.10% |
¥55,821 |
¥20,095,699 |
¥5,195,699 |
| 30 |
2.20% |
¥56,575 |
¥20,367,153 |
¥5,467,153 |
| 30 |
2.30% |
¥57,335 |
¥20,640,741 |
¥5,740,741 |
| 30 |
2.40% |
¥58,101 |
¥20,916,455 |
¥6,016,455 |
| 30 |
2.50% |
¥58,873 |
¥21,194,285 |
¥6,294,285 |
| 30 |
2.60% |
¥59,651 |
¥21,474,222 |
¥6,574,222 |
| 30 |
2.70% |
¥60,434 |
¥21,756,256 |
¥6,856,256 |
| 30 |
2.80% |
¥61,223 |
¥22,040,378 |
¥7,140,378 |
| 30 |
2.90% |
¥62,018 |
¥22,326,576 |
¥7,426,576 |
| 30 |
3.00% |
¥62,819 |
¥22,614,840 |
¥7,714,840 |
1490万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥54,154 |
¥16,246,091 |
¥1,346,091 |
| 25 |
0.80% |
¥54,815 |
¥16,444,583 |
¥1,544,583 |
| 25 |
0.90% |
¥55,482 |
¥16,644,620 |
¥1,744,620 |
| 25 |
1.00% |
¥56,154 |
¥16,846,199 |
¥1,946,199 |
| 25 |
1.10% |
¥56,831 |
¥17,049,318 |
¥2,149,318 |
| 25 |
1.20% |
¥57,513 |
¥17,253,976 |
¥2,353,976 |
| 25 |
1.30% |
¥58,201 |
¥17,460,170 |
¥2,560,170 |
| 25 |
1.40% |
¥58,893 |
¥17,667,896 |
¥2,767,896 |
| 25 |
1.50% |
¥59,591 |
¥17,877,154 |
¥2,977,154 |
| 25 |
1.60% |
¥60,293 |
¥18,087,939 |
¥3,187,939 |
| 25 |
1.70% |
¥61,001 |
¥18,300,248 |
¥3,400,248 |
| 25 |
1.80% |
¥61,714 |
¥18,514,079 |
¥3,614,079 |
| 25 |
1.90% |
¥62,431 |
¥18,729,427 |
¥3,829,427 |
| 25 |
2.00% |
¥63,154 |
¥18,946,289 |
¥4,046,289 |
| 25 |
2.10% |
¥63,882 |
¥19,164,661 |
¥4,264,661 |
| 25 |
2.20% |
¥64,615 |
¥19,384,539 |
¥4,484,539 |
| 25 |
2.30% |
¥65,353 |
¥19,605,920 |
¥4,705,920 |
| 25 |
2.40% |
¥66,096 |
¥19,828,797 |
¥4,928,797 |
| 25 |
2.50% |
¥66,844 |
¥20,053,168 |
¥5,153,168 |
| 25 |
2.60% |
¥67,597 |
¥20,279,027 |
¥5,379,027 |
| 25 |
2.70% |
¥68,355 |
¥20,506,369 |
¥5,606,369 |
| 25 |
2.80% |
¥69,117 |
¥20,735,190 |
¥5,835,190 |
| 25 |
2.90% |
¥69,885 |
¥20,965,484 |
¥6,065,484 |
| 25 |
3.00% |
¥70,657 |
¥21,197,246 |
¥6,297,246 |
1490万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥66,549 |
¥15,971,667 |
¥1,071,667 |
| 20 |
0.80% |
¥67,203 |
¥16,128,729 |
¥1,228,729 |
| 20 |
0.90% |
¥67,862 |
¥16,286,780 |
¥1,386,780 |
| 20 |
1.00% |
¥68,524 |
¥16,445,820 |
¥1,545,820 |
| 20 |
1.10% |
¥69,191 |
¥16,605,849 |
¥1,705,849 |
| 20 |
1.20% |
¥69,862 |
¥16,766,865 |
¥1,866,865 |
| 20 |
1.30% |
¥70,537 |
¥16,928,866 |
¥2,028,866 |
| 20 |
1.40% |
¥71,216 |
¥17,091,853 |
¥2,191,853 |
| 20 |
1.50% |
¥71,899 |
¥17,255,824 |
¥2,355,824 |
| 20 |
1.60% |
¥72,587 |
¥17,420,777 |
¥2,520,777 |
| 20 |
1.70% |
¥73,278 |
¥17,586,712 |
¥2,686,712 |
| 20 |
1.80% |
¥73,973 |
¥17,753,626 |
¥2,853,626 |
| 20 |
1.90% |
¥74,673 |
¥17,921,519 |
¥3,021,519 |
| 20 |
2.00% |
¥75,377 |
¥18,090,388 |
¥3,190,388 |
| 20 |
2.10% |
¥76,084 |
¥18,260,233 |
¥3,360,233 |
| 20 |
2.20% |
¥76,796 |
¥18,431,051 |
¥3,531,051 |
| 20 |
2.30% |
¥77,512 |
¥18,602,841 |
¥3,702,841 |
| 20 |
2.40% |
¥78,232 |
¥18,775,600 |
¥3,875,600 |
| 20 |
2.50% |
¥78,956 |
¥18,949,327 |
¥4,049,327 |
| 20 |
2.60% |
¥79,683 |
¥19,124,021 |
¥4,224,021 |
| 20 |
2.70% |
¥80,415 |
¥19,299,678 |
¥4,399,678 |
| 20 |
2.80% |
¥81,151 |
¥19,476,297 |
¥4,576,297 |
| 20 |
2.90% |
¥81,891 |
¥19,653,875 |
¥4,753,875 |
| 20 |
3.00% |
¥82,635 |
¥19,832,410 |
¥4,932,410 |
1490万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥87,224 |
¥15,700,278 |
¥800,278 |
| 15 |
0.80% |
¥87,871 |
¥15,816,836 |
¥916,836 |
| 15 |
0.90% |
¥88,522 |
¥15,933,951 |
¥1,033,951 |
| 15 |
1.00% |
¥89,176 |
¥16,051,623 |
¥1,151,623 |
| 15 |
1.10% |
¥89,833 |
¥16,169,852 |
¥1,269,852 |
| 15 |
1.20% |
¥90,492 |
¥16,288,637 |
¥1,388,637 |
| 15 |
1.30% |
¥91,155 |
¥16,407,978 |
¥1,507,978 |
| 15 |
1.40% |
¥91,822 |
¥16,527,875 |
¥1,627,875 |
| 15 |
1.50% |
¥92,491 |
¥16,648,328 |
¥1,748,328 |
| 15 |
1.60% |
¥93,163 |
¥16,769,335 |
¥1,869,335 |
| 15 |
1.70% |
¥93,838 |
¥16,890,897 |
¥1,990,897 |
| 15 |
1.80% |
¥94,517 |
¥17,013,012 |
¥2,113,012 |
| 15 |
1.90% |
¥95,198 |
¥17,135,681 |
¥2,235,681 |
| 15 |
2.00% |
¥95,883 |
¥17,258,903 |
¥2,358,903 |
| 15 |
2.10% |
¥96,570 |
¥17,382,678 |
¥2,482,678 |
| 15 |
2.20% |
¥97,261 |
¥17,507,004 |
¥2,607,004 |
| 15 |
2.30% |
¥97,955 |
¥17,631,881 |
¥2,731,881 |
| 15 |
2.40% |
¥98,652 |
¥17,757,309 |
¥2,857,309 |
| 15 |
2.50% |
¥99,352 |
¥17,883,287 |
¥2,983,287 |
| 15 |
2.60% |
¥100,055 |
¥18,009,814 |
¥3,109,814 |
| 15 |
2.70% |
¥100,760 |
¥18,136,889 |
¥3,236,889 |
| 15 |
2.80% |
¥101,470 |
¥18,264,512 |
¥3,364,512 |
| 15 |
2.90% |
¥102,182 |
¥18,392,683 |
¥3,492,683 |
| 15 |
3.00% |
¥102,897 |
¥18,521,400 |
¥3,621,400 |
1490万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥128,599 |
¥15,431,927 |
¥531,927 |
| 10 |
0.80% |
¥129,241 |
¥15,508,909 |
¥608,909 |
| 10 |
0.90% |
¥129,884 |
¥15,586,139 |
¥686,139 |
| 10 |
1.00% |
¥130,530 |
¥15,663,617 |
¥763,617 |
| 10 |
1.10% |
¥131,178 |
¥15,741,342 |
¥841,342 |
| 10 |
1.20% |
¥131,828 |
¥15,819,316 |
¥919,316 |
| 10 |
1.30% |
¥132,479 |
¥15,897,536 |
¥997,536 |
| 10 |
1.40% |
¥133,133 |
¥15,976,005 |
¥1,076,005 |
| 10 |
1.50% |
¥133,789 |
¥16,054,720 |
¥1,154,720 |
| 10 |
1.60% |
¥134,447 |
¥16,133,683 |
¥1,233,683 |
| 10 |
1.70% |
¥135,107 |
¥16,212,893 |
¥1,312,893 |
| 10 |
1.80% |
¥135,770 |
¥16,292,350 |
¥1,392,350 |
| 10 |
1.90% |
¥136,434 |
¥16,372,055 |
¥1,472,055 |
| 10 |
2.00% |
¥137,100 |
¥16,452,006 |
¥1,552,006 |
| 10 |
2.10% |
¥137,768 |
¥16,532,203 |
¥1,632,203 |
| 10 |
2.20% |
¥138,439 |
¥16,612,648 |
¥1,712,648 |
| 10 |
2.30% |
¥139,111 |
¥16,693,338 |
¥1,793,338 |
| 10 |
2.40% |
¥139,786 |
¥16,774,275 |
¥1,874,275 |
| 10 |
2.50% |
¥140,462 |
¥16,855,458 |
¥1,955,458 |
| 10 |
2.60% |
¥141,141 |
¥16,936,888 |
¥2,036,888 |
| 10 |
2.70% |
¥141,821 |
¥17,018,563 |
¥2,118,563 |
| 10 |
2.80% |
¥142,504 |
¥17,100,483 |
¥2,200,483 |
| 10 |
2.90% |
¥143,189 |
¥17,182,650 |
¥2,282,650 |
| 10 |
3.00% |
¥143,876 |
¥17,265,061 |
¥2,365,061 |