1540万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1540万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1540万円の住宅ローン｜期間・年数別
1540万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥30,427 | ¥18,256,334 | ¥2,856,334 |
| 50 | 0.80% | ¥31,150 | ¥18,689,853 | ¥3,289,853 |
| 50 | 0.90% | ¥31,883 | ¥19,129,680 | ¥3,729,680 |
| 50 | 1.00% | ¥32,626 | ¥19,575,788 | ¥4,175,788 |
| 50 | 1.10% | ¥33,380 | ¥20,028,147 | ¥4,628,147 |
| 50 | 1.20% | ¥34,145 | ¥20,486,724 | ¥5,086,724 |
| 50 | 1.30% | ¥34,919 | ¥20,951,481 | ¥5,551,481 |
| 50 | 1.40% | ¥35,704 | ¥21,422,381 | ¥6,022,381 |
| 50 | 1.50% | ¥36,499 | ¥21,899,381 | ¥6,499,381 |
| 50 | 1.60% | ¥37,304 | ¥22,382,438 | ¥6,982,438 |
| 50 | 1.70% | ¥38,119 | ¥22,871,504 | ¥7,471,504 |
| 50 | 1.80% | ¥38,944 | ¥23,366,531 | ¥7,966,531 |
| 50 | 1.90% | ¥39,779 | ¥23,867,465 | ¥8,467,465 |
| 50 | 2.00% | ¥40,624 | ¥24,374,254 | ¥8,974,254 |
| 50 | 2.10% | ¥41,478 | ¥24,886,841 | ¥9,486,841 |
| 50 | 2.20% | ¥42,342 | ¥25,405,166 | ¥10,005,166 |
| 50 | 2.30% | ¥43,215 | ¥25,929,170 | ¥10,529,170 |
| 50 | 2.40% | ¥44,098 | ¥26,458,791 | ¥11,058,791 |
| 50 | 2.50% | ¥44,990 | ¥26,993,963 | ¥11,593,963 |
| 50 | 2.60% | ¥45,891 | ¥27,534,620 | ¥12,134,620 |
| 50 | 2.70% | ¥46,801 | ¥28,080,694 | ¥12,680,694 |
| 50 | 2.80% | ¥47,720 | ¥28,632,117 | ¥13,232,117 |
| 50 | 2.90% | ¥48,648 | ¥29,188,816 | ¥13,788,816 |
| 50 | 3.00% | ¥49,585 | ¥29,750,721 | ¥14,350,721 |
1540万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥33,254 | ¥17,957,083 | ¥2,557,083 |
| 45 | 0.80% | ¥33,969 | ¥18,343,040 | ¥2,943,040 |
| 45 | 0.90% | ¥34,693 | ¥18,734,122 | ¥3,334,122 |
| 45 | 1.00% | ¥35,427 | ¥19,130,311 | ¥3,730,311 |
| 45 | 1.10% | ¥36,170 | ¥19,531,587 | ¥4,131,587 |
| 45 | 1.20% | ¥36,922 | ¥19,937,928 | ¥4,537,928 |
| 45 | 1.30% | ¥37,684 | ¥20,349,310 | ¥4,949,310 |
| 45 | 1.40% | ¥38,455 | ¥20,765,708 | ¥5,365,708 |
| 45 | 1.50% | ¥39,235 | ¥21,187,092 | ¥5,787,092 |
| 45 | 1.60% | ¥40,025 | ¥21,613,435 | ¥6,213,435 |
| 45 | 1.70% | ¥40,824 | ¥22,044,703 | ¥6,644,703 |
| 45 | 1.80% | ¥41,631 | ¥22,480,866 | ¥7,080,866 |
| 45 | 1.90% | ¥42,448 | ¥22,921,887 | ¥7,521,887 |
| 45 | 2.00% | ¥43,274 | ¥23,367,730 | ¥7,967,730 |
| 45 | 2.10% | ¥44,108 | ¥23,818,359 | ¥8,418,359 |
| 45 | 2.20% | ¥44,951 | ¥24,273,732 | ¥8,873,732 |
| 45 | 2.30% | ¥45,803 | ¥24,733,810 | ¥9,333,810 |
| 45 | 2.40% | ¥46,664 | ¥25,198,549 | ¥9,798,549 |
| 45 | 2.50% | ¥47,533 | ¥25,667,907 | ¥10,267,907 |
| 45 | 2.60% | ¥48,411 | ¥26,141,838 | ¥10,741,838 |
| 45 | 2.70% | ¥49,297 | ¥26,620,296 | ¥11,220,296 |
| 45 | 2.80% | ¥50,191 | ¥27,103,233 | ¥11,703,233 |
| 45 | 2.90% | ¥51,094 | ¥27,590,602 | ¥12,190,602 |
| 45 | 3.00% | ¥52,004 | ¥28,082,351 | ¥12,682,351 |
1540万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥36,794 | ¥17,660,944 | ¥2,260,944 |
| 40 | 0.80% | ¥37,501 | ¥18,000,279 | ¥2,600,279 |
| 40 | 0.90% | ¥38,216 | ¥18,343,674 | ¥2,943,674 |
| 40 | 1.00% | ¥38,940 | ¥18,691,119 | ¥3,291,119 |
| 40 | 1.10% | ¥39,672 | ¥19,042,600 | ¥3,642,600 |
| 40 | 1.20% | ¥40,413 | ¥19,398,103 | ¥3,998,103 |
| 40 | 1.30% | ¥41,162 | ¥19,757,614 | ¥4,357,614 |
| 40 | 1.40% | ¥41,919 | ¥20,121,116 | ¥4,721,116 |
| 40 | 1.50% | ¥42,685 | ¥20,488,591 | ¥5,088,591 |
| 40 | 1.60% | ¥43,458 | ¥20,860,021 | ¥5,460,021 |
| 40 | 1.70% | ¥44,240 | ¥21,235,385 | ¥5,835,385 |
| 40 | 1.80% | ¥45,031 | ¥21,614,663 | ¥6,214,663 |
| 40 | 1.90% | ¥45,829 | ¥21,997,833 | ¥6,597,833 |
| 40 | 2.00% | ¥46,635 | ¥22,384,871 | ¥6,984,871 |
| 40 | 2.10% | ¥47,449 | ¥22,775,754 | ¥7,375,754 |
| 40 | 2.20% | ¥48,272 | ¥23,170,455 | ¥7,770,455 |
| 40 | 2.30% | ¥49,102 | ¥23,568,949 | ¥8,168,949 |
| 40 | 2.40% | ¥49,940 | ¥23,971,209 | ¥8,571,209 |
| 40 | 2.50% | ¥50,786 | ¥24,377,207 | ¥8,977,207 |
| 40 | 2.60% | ¥51,639 | ¥24,786,912 | ¥9,386,912 |
| 40 | 2.70% | ¥52,501 | ¥25,200,297 | ¥9,800,297 |
| 40 | 2.80% | ¥53,369 | ¥25,617,329 | ¥10,217,329 |
| 40 | 2.90% | ¥54,246 | ¥26,037,977 | ¥10,637,977 |
| 40 | 3.00% | ¥55,130 | ¥26,462,208 | ¥11,062,208 |
1540万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥41,352 | ¥17,367,924 | ¥1,967,924 |
| 35 | 0.80% | ¥42,051 | ¥17,661,581 | ¥2,261,581 |
| 35 | 0.90% | ¥42,758 | ¥17,958,355 | ¥2,558,355 |
| 35 | 1.00% | ¥43,472 | ¥18,258,239 | ¥2,858,239 |
| 35 | 1.10% | ¥44,193 | ¥18,561,225 | ¥3,161,225 |
| 35 | 1.20% | ¥44,922 | ¥18,867,304 | ¥3,467,304 |
| 35 | 1.30% | ¥45,658 | ¥19,176,468 | ¥3,776,468 |
| 35 | 1.40% | ¥46,402 | ¥19,488,706 | ¥4,088,706 |
| 35 | 1.50% | ¥47,152 | ¥19,804,010 | ¥4,404,010 |
| 35 | 1.60% | ¥47,910 | ¥20,122,366 | ¥4,722,366 |
| 35 | 1.70% | ¥48,676 | ¥20,443,764 | ¥5,043,764 |
| 35 | 1.80% | ¥49,448 | ¥20,768,190 | ¥5,368,190 |
| 35 | 1.90% | ¥50,228 | ¥21,095,632 | ¥5,695,632 |
| 35 | 2.00% | ¥51,014 | ¥21,426,076 | ¥6,026,076 |
| 35 | 2.10% | ¥51,808 | ¥21,759,507 | ¥6,359,507 |
| 35 | 2.20% | ¥52,609 | ¥22,095,910 | ¥6,695,910 |
| 35 | 2.30% | ¥53,417 | ¥22,435,269 | ¥7,035,269 |
| 35 | 2.40% | ¥54,232 | ¥22,777,568 | ¥7,377,568 |
| 35 | 2.50% | ¥55,054 | ¥23,122,791 | ¥7,722,791 |
| 35 | 2.60% | ¥55,883 | ¥23,470,918 | ¥8,070,918 |
| 35 | 2.70% | ¥56,719 | ¥23,821,933 | ¥8,421,933 |
| 35 | 2.80% | ¥57,561 | ¥24,175,816 | ¥8,775,816 |
| 35 | 2.90% | ¥58,411 | ¥24,532,548 | ¥9,132,548 |
| 35 | 3.00% | ¥59,267 | ¥24,892,110 | ¥9,492,110 |
1540万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥47,439 | ¥17,078,028 | ¥1,678,028 |
| 30 | 0.80% | ¥48,130 | ¥17,326,957 | ¥1,926,957 |
| 30 | 0.90% | ¥48,828 | ¥17,578,181 | ¥2,178,181 |
| 30 | 1.00% | ¥49,532 | ¥17,831,695 | ¥2,431,695 |
| 30 | 1.10% | ¥50,243 | ¥18,087,496 | ¥2,687,496 |
| 30 | 1.20% | ¥50,960 | ¥18,345,578 | ¥2,945,578 |
| 30 | 1.30% | ¥51,683 | ¥18,605,937 | ¥3,205,937 |
| 30 | 1.40% | ¥52,413 | ¥18,868,568 | ¥3,468,568 |
| 30 | 1.50% | ¥53,149 | ¥19,133,464 | ¥3,733,464 |
| 30 | 1.60% | ¥53,891 | ¥19,400,620 | ¥4,000,620 |
| 30 | 1.70% | ¥54,639 | ¥19,670,029 | ¥4,270,029 |
| 30 | 1.80% | ¥55,394 | ¥19,941,685 | ¥4,541,685 |
| 30 | 1.90% | ¥56,154 | ¥20,215,579 | ¥4,815,579 |
| 30 | 2.00% | ¥56,921 | ¥20,491,704 | ¥5,091,704 |
| 30 | 2.10% | ¥57,695 | ¥20,770,052 | ¥5,370,052 |
| 30 | 2.20% | ¥58,474 | ¥21,050,615 | ¥5,650,615 |
| 30 | 2.30% | ¥59,259 | ¥21,333,384 | ¥5,933,384 |
| 30 | 2.40% | ¥60,051 | ¥21,618,349 | ¥6,218,349 |
| 30 | 2.50% | ¥60,849 | ¥21,905,503 | ¥6,505,503 |
| 30 | 2.60% | ¥61,652 | ¥22,194,834 | ¥6,794,834 |
| 30 | 2.70% | ¥62,462 | ¥22,486,332 | ¥7,086,332 |
| 30 | 2.80% | ¥63,278 | ¥22,779,988 | ¥7,379,988 |
| 30 | 2.90% | ¥64,099 | ¥23,075,790 | ¥7,675,790 |
| 30 | 3.00% | ¥64,927 | ¥23,373,728 | ¥7,973,728 |
1540万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥55,971 | ¥16,791,262 | ¥1,391,262 |
| 25 | 0.80% | ¥56,655 | ¥16,996,415 | ¥1,596,415 |
| 25 | 0.90% | ¥57,344 | ¥17,203,164 | ¥1,803,164 |
| 25 | 1.00% | ¥58,038 | ¥17,411,507 | ¥2,011,507 |
| 25 | 1.10% | ¥58,738 | ¥17,621,443 | ¥2,221,443 |
| 25 | 1.20% | ¥59,443 | ¥17,832,968 | ¥2,432,968 |
| 25 | 1.30% | ¥60,154 | ¥18,046,081 | ¥2,646,081 |
| 25 | 1.40% | ¥60,869 | ¥18,260,779 | ¥2,860,779 |
| 25 | 1.50% | ¥61,590 | ¥18,477,058 | ¥3,077,058 |
| 25 | 1.60% | ¥62,316 | ¥18,694,917 | ¥3,294,917 |
| 25 | 1.70% | ¥63,048 | ¥18,914,350 | ¥3,514,350 |
| 25 | 1.80% | ¥63,785 | ¥19,135,356 | ¥3,735,356 |
| 25 | 1.90% | ¥64,526 | ¥19,357,931 | ¥3,957,931 |
| 25 | 2.00% | ¥65,274 | ¥19,582,070 | ¥4,182,070 |
| 25 | 2.10% | ¥66,026 | ¥19,807,771 | ¥4,407,771 |
| 25 | 2.20% | ¥66,783 | ¥20,035,027 | ¥4,635,027 |
| 25 | 2.30% | ¥67,546 | ¥20,263,836 | ¥4,863,836 |
| 25 | 2.40% | ¥68,314 | ¥20,494,193 | ¥5,094,193 |
| 25 | 2.50% | ¥69,087 | ¥20,726,093 | ¥5,326,093 |
| 25 | 2.60% | ¥69,865 | ¥20,959,531 | ¥5,559,531 |
| 25 | 2.70% | ¥70,648 | ¥21,194,503 | ¥5,794,503 |
| 25 | 2.80% | ¥71,437 | ¥21,431,002 | ¥6,031,002 |
| 25 | 2.90% | ¥72,230 | ¥21,669,024 | ¥6,269,024 |
| 25 | 3.00% | ¥73,029 | ¥21,908,563 | ¥6,508,563 |
1540万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥68,782 | ¥16,507,629 | ¥1,107,629 |
| 20 | 0.80% | ¥69,458 | ¥16,669,961 | ¥1,269,961 |
| 20 | 0.90% | ¥70,139 | ¥16,833,316 | ¥1,433,316 |
| 20 | 1.00% | ¥70,824 | ¥16,997,694 | ¥1,597,694 |
| 20 | 1.10% | ¥71,513 | ¥17,163,092 | ¥1,763,092 |
| 20 | 1.20% | ¥72,206 | ¥17,329,511 | ¥1,929,511 |
| 20 | 1.30% | ¥72,904 | ¥17,496,949 | ¥2,096,949 |
| 20 | 1.40% | ¥73,606 | ¥17,665,405 | ¥2,265,405 |
| 20 | 1.50% | ¥74,312 | ¥17,834,878 | ¥2,434,878 |
| 20 | 1.60% | ¥75,022 | ¥18,005,367 | ¥2,605,367 |
| 20 | 1.70% | ¥75,737 | ¥18,176,870 | ¥2,776,870 |
| 20 | 1.80% | ¥76,456 | ¥18,349,385 | ¥2,949,385 |
| 20 | 1.90% | ¥77,179 | ¥18,522,912 | ¥3,122,912 |
| 20 | 2.00% | ¥77,906 | ¥18,697,448 | ¥3,297,448 |
| 20 | 2.10% | ¥78,637 | ¥18,872,992 | ¥3,472,992 |
| 20 | 2.20% | ¥79,373 | ¥19,049,542 | ¥3,649,542 |
| 20 | 2.30% | ¥80,113 | ¥19,227,097 | ¥3,827,097 |
| 20 | 2.40% | ¥80,857 | ¥19,405,654 | ¥4,005,654 |
| 20 | 2.50% | ¥81,605 | ¥19,585,211 | ¥4,185,211 |
| 20 | 2.60% | ¥82,357 | ¥19,765,766 | ¥4,365,766 |
| 20 | 2.70% | ¥83,114 | ¥19,947,318 | ¥4,547,318 |
| 20 | 2.80% | ¥83,874 | ¥20,129,864 | ¥4,729,864 |
| 20 | 2.90% | ¥84,639 | ¥20,313,401 | ¥4,913,401 |
| 20 | 3.00% | ¥85,408 | ¥20,497,927 | ¥5,097,927 |
1540万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥90,151 | ¥16,227,133 | ¥827,133 |
| 15 | 0.80% | ¥90,820 | ¥16,347,602 | ¥947,602 |
| 15 | 0.90% | ¥91,492 | ¥16,468,647 | ¥1,068,647 |
| 15 | 1.00% | ¥92,168 | ¥16,590,268 | ¥1,190,268 |
| 15 | 1.10% | ¥92,847 | ¥16,712,464 | ¥1,312,464 |
| 15 | 1.20% | ¥93,529 | ¥16,835,236 | ¥1,435,236 |
| 15 | 1.30% | ¥94,214 | ¥16,958,582 | ¥1,558,582 |
| 15 | 1.40% | ¥94,903 | ¥17,082,502 | ¥1,682,502 |
| 15 | 1.50% | ¥95,594 | ¥17,206,997 | ¥1,806,997 |
| 15 | 1.60% | ¥96,289 | ¥17,332,064 | ¥1,932,064 |
| 15 | 1.70% | ¥96,987 | ¥17,457,705 | ¥2,057,705 |
| 15 | 1.80% | ¥97,688 | ¥17,583,919 | ¥2,183,919 |
| 15 | 1.90% | ¥98,393 | ¥17,710,704 | ¥2,310,704 |
| 15 | 2.00% | ¥99,100 | ¥17,838,061 | ¥2,438,061 |
| 15 | 2.10% | ¥99,811 | ¥17,965,989 | ¥2,565,989 |
| 15 | 2.20% | ¥100,525 | ¥18,094,487 | ¥2,694,487 |
| 15 | 2.30% | ¥101,242 | ¥18,223,555 | ¥2,823,555 |
| 15 | 2.40% | ¥101,962 | ¥18,353,192 | ¥2,953,192 |
| 15 | 2.50% | ¥102,686 | ¥18,483,397 | ¥3,083,397 |
| 15 | 2.60% | ¥103,412 | ¥18,614,170 | ¥3,214,170 |
| 15 | 2.70% | ¥104,142 | ¥18,745,510 | ¥3,345,510 |
| 15 | 2.80% | ¥104,875 | ¥18,877,416 | ¥3,477,416 |
| 15 | 2.90% | ¥105,610 | ¥19,009,887 | ¥3,609,887 |
| 15 | 3.00% | ¥106,350 | ¥19,142,923 | ¥3,742,923 |
1540万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥132,915 | ¥15,949,777 | ¥549,777 |
| 10 | 0.80% | ¥133,578 | ¥16,029,342 | ¥629,342 |
| 10 | 0.90% | ¥134,243 | ¥16,109,164 | ¥709,164 |
| 10 | 1.00% | ¥134,910 | ¥16,189,242 | ¥789,242 |
| 10 | 1.10% | ¥135,580 | ¥16,269,575 | ¥869,575 |
| 10 | 1.20% | ¥136,251 | ¥16,350,165 | ¥950,165 |
| 10 | 1.30% | ¥136,925 | ¥16,431,011 | ¥1,031,011 |
| 10 | 1.40% | ¥137,601 | ¥16,512,112 | ¥1,112,112 |
| 10 | 1.50% | ¥138,279 | ¥16,593,469 | ¥1,193,469 |
| 10 | 1.60% | ¥138,959 | ¥16,675,082 | ¥1,275,082 |
| 10 | 1.70% | ¥139,641 | ¥16,756,950 | ¥1,356,950 |
| 10 | 1.80% | ¥140,326 | ¥16,839,074 | ¥1,439,074 |
| 10 | 1.90% | ¥141,012 | ¥16,921,452 | ¥1,521,452 |
| 10 | 2.00% | ¥141,701 | ¥17,004,086 | ¥1,604,086 |
| 10 | 2.10% | ¥142,391 | ¥17,086,975 | ¥1,686,975 |
| 10 | 2.20% | ¥143,084 | ¥17,170,119 | ¥1,770,119 |
| 10 | 2.30% | ¥143,779 | ¥17,253,517 | ¥1,853,517 |
| 10 | 2.40% | ¥144,476 | ¥17,337,170 | ¥1,937,170 |
| 10 | 2.50% | ¥145,176 | ¥17,421,078 | ¥2,021,078 |
| 10 | 2.60% | ¥145,877 | ¥17,505,240 | ¥2,105,240 |
| 10 | 2.70% | ¥146,580 | ¥17,589,655 | ¥2,189,655 |
| 10 | 2.80% | ¥147,286 | ¥17,674,325 | ¥2,274,325 |
| 10 | 2.90% | ¥147,994 | ¥17,759,249 | ¥2,359,249 |
| 10 | 3.00% | ¥148,704 | ¥17,844,426 | ¥2,444,426 |
