1540万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1540万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1540万円の住宅ローン|期間・年数別
1540万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥30,427 |
¥18,256,334 |
¥2,856,334 |
| 50 |
0.80% |
¥31,150 |
¥18,689,853 |
¥3,289,853 |
| 50 |
0.90% |
¥31,883 |
¥19,129,680 |
¥3,729,680 |
| 50 |
1.00% |
¥32,626 |
¥19,575,788 |
¥4,175,788 |
| 50 |
1.10% |
¥33,380 |
¥20,028,147 |
¥4,628,147 |
| 50 |
1.20% |
¥34,145 |
¥20,486,724 |
¥5,086,724 |
| 50 |
1.30% |
¥34,919 |
¥20,951,481 |
¥5,551,481 |
| 50 |
1.40% |
¥35,704 |
¥21,422,381 |
¥6,022,381 |
| 50 |
1.50% |
¥36,499 |
¥21,899,381 |
¥6,499,381 |
| 50 |
1.60% |
¥37,304 |
¥22,382,438 |
¥6,982,438 |
| 50 |
1.70% |
¥38,119 |
¥22,871,504 |
¥7,471,504 |
| 50 |
1.80% |
¥38,944 |
¥23,366,531 |
¥7,966,531 |
| 50 |
1.90% |
¥39,779 |
¥23,867,465 |
¥8,467,465 |
| 50 |
2.00% |
¥40,624 |
¥24,374,254 |
¥8,974,254 |
| 50 |
2.10% |
¥41,478 |
¥24,886,841 |
¥9,486,841 |
| 50 |
2.20% |
¥42,342 |
¥25,405,166 |
¥10,005,166 |
| 50 |
2.30% |
¥43,215 |
¥25,929,170 |
¥10,529,170 |
| 50 |
2.40% |
¥44,098 |
¥26,458,791 |
¥11,058,791 |
| 50 |
2.50% |
¥44,990 |
¥26,993,963 |
¥11,593,963 |
| 50 |
2.60% |
¥45,891 |
¥27,534,620 |
¥12,134,620 |
| 50 |
2.70% |
¥46,801 |
¥28,080,694 |
¥12,680,694 |
| 50 |
2.80% |
¥47,720 |
¥28,632,117 |
¥13,232,117 |
| 50 |
2.90% |
¥48,648 |
¥29,188,816 |
¥13,788,816 |
| 50 |
3.00% |
¥49,585 |
¥29,750,721 |
¥14,350,721 |
1540万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥33,254 |
¥17,957,083 |
¥2,557,083 |
| 45 |
0.80% |
¥33,969 |
¥18,343,040 |
¥2,943,040 |
| 45 |
0.90% |
¥34,693 |
¥18,734,122 |
¥3,334,122 |
| 45 |
1.00% |
¥35,427 |
¥19,130,311 |
¥3,730,311 |
| 45 |
1.10% |
¥36,170 |
¥19,531,587 |
¥4,131,587 |
| 45 |
1.20% |
¥36,922 |
¥19,937,928 |
¥4,537,928 |
| 45 |
1.30% |
¥37,684 |
¥20,349,310 |
¥4,949,310 |
| 45 |
1.40% |
¥38,455 |
¥20,765,708 |
¥5,365,708 |
| 45 |
1.50% |
¥39,235 |
¥21,187,092 |
¥5,787,092 |
| 45 |
1.60% |
¥40,025 |
¥21,613,435 |
¥6,213,435 |
| 45 |
1.70% |
¥40,824 |
¥22,044,703 |
¥6,644,703 |
| 45 |
1.80% |
¥41,631 |
¥22,480,866 |
¥7,080,866 |
| 45 |
1.90% |
¥42,448 |
¥22,921,887 |
¥7,521,887 |
| 45 |
2.00% |
¥43,274 |
¥23,367,730 |
¥7,967,730 |
| 45 |
2.10% |
¥44,108 |
¥23,818,359 |
¥8,418,359 |
| 45 |
2.20% |
¥44,951 |
¥24,273,732 |
¥8,873,732 |
| 45 |
2.30% |
¥45,803 |
¥24,733,810 |
¥9,333,810 |
| 45 |
2.40% |
¥46,664 |
¥25,198,549 |
¥9,798,549 |
| 45 |
2.50% |
¥47,533 |
¥25,667,907 |
¥10,267,907 |
| 45 |
2.60% |
¥48,411 |
¥26,141,838 |
¥10,741,838 |
| 45 |
2.70% |
¥49,297 |
¥26,620,296 |
¥11,220,296 |
| 45 |
2.80% |
¥50,191 |
¥27,103,233 |
¥11,703,233 |
| 45 |
2.90% |
¥51,094 |
¥27,590,602 |
¥12,190,602 |
| 45 |
3.00% |
¥52,004 |
¥28,082,351 |
¥12,682,351 |
1540万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥36,794 |
¥17,660,944 |
¥2,260,944 |
| 40 |
0.80% |
¥37,501 |
¥18,000,279 |
¥2,600,279 |
| 40 |
0.90% |
¥38,216 |
¥18,343,674 |
¥2,943,674 |
| 40 |
1.00% |
¥38,940 |
¥18,691,119 |
¥3,291,119 |
| 40 |
1.10% |
¥39,672 |
¥19,042,600 |
¥3,642,600 |
| 40 |
1.20% |
¥40,413 |
¥19,398,103 |
¥3,998,103 |
| 40 |
1.30% |
¥41,162 |
¥19,757,614 |
¥4,357,614 |
| 40 |
1.40% |
¥41,919 |
¥20,121,116 |
¥4,721,116 |
| 40 |
1.50% |
¥42,685 |
¥20,488,591 |
¥5,088,591 |
| 40 |
1.60% |
¥43,458 |
¥20,860,021 |
¥5,460,021 |
| 40 |
1.70% |
¥44,240 |
¥21,235,385 |
¥5,835,385 |
| 40 |
1.80% |
¥45,031 |
¥21,614,663 |
¥6,214,663 |
| 40 |
1.90% |
¥45,829 |
¥21,997,833 |
¥6,597,833 |
| 40 |
2.00% |
¥46,635 |
¥22,384,871 |
¥6,984,871 |
| 40 |
2.10% |
¥47,449 |
¥22,775,754 |
¥7,375,754 |
| 40 |
2.20% |
¥48,272 |
¥23,170,455 |
¥7,770,455 |
| 40 |
2.30% |
¥49,102 |
¥23,568,949 |
¥8,168,949 |
| 40 |
2.40% |
¥49,940 |
¥23,971,209 |
¥8,571,209 |
| 40 |
2.50% |
¥50,786 |
¥24,377,207 |
¥8,977,207 |
| 40 |
2.60% |
¥51,639 |
¥24,786,912 |
¥9,386,912 |
| 40 |
2.70% |
¥52,501 |
¥25,200,297 |
¥9,800,297 |
| 40 |
2.80% |
¥53,369 |
¥25,617,329 |
¥10,217,329 |
| 40 |
2.90% |
¥54,246 |
¥26,037,977 |
¥10,637,977 |
| 40 |
3.00% |
¥55,130 |
¥26,462,208 |
¥11,062,208 |
1540万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥41,352 |
¥17,367,924 |
¥1,967,924 |
| 35 |
0.80% |
¥42,051 |
¥17,661,581 |
¥2,261,581 |
| 35 |
0.90% |
¥42,758 |
¥17,958,355 |
¥2,558,355 |
| 35 |
1.00% |
¥43,472 |
¥18,258,239 |
¥2,858,239 |
| 35 |
1.10% |
¥44,193 |
¥18,561,225 |
¥3,161,225 |
| 35 |
1.20% |
¥44,922 |
¥18,867,304 |
¥3,467,304 |
| 35 |
1.30% |
¥45,658 |
¥19,176,468 |
¥3,776,468 |
| 35 |
1.40% |
¥46,402 |
¥19,488,706 |
¥4,088,706 |
| 35 |
1.50% |
¥47,152 |
¥19,804,010 |
¥4,404,010 |
| 35 |
1.60% |
¥47,910 |
¥20,122,366 |
¥4,722,366 |
| 35 |
1.70% |
¥48,676 |
¥20,443,764 |
¥5,043,764 |
| 35 |
1.80% |
¥49,448 |
¥20,768,190 |
¥5,368,190 |
| 35 |
1.90% |
¥50,228 |
¥21,095,632 |
¥5,695,632 |
| 35 |
2.00% |
¥51,014 |
¥21,426,076 |
¥6,026,076 |
| 35 |
2.10% |
¥51,808 |
¥21,759,507 |
¥6,359,507 |
| 35 |
2.20% |
¥52,609 |
¥22,095,910 |
¥6,695,910 |
| 35 |
2.30% |
¥53,417 |
¥22,435,269 |
¥7,035,269 |
| 35 |
2.40% |
¥54,232 |
¥22,777,568 |
¥7,377,568 |
| 35 |
2.50% |
¥55,054 |
¥23,122,791 |
¥7,722,791 |
| 35 |
2.60% |
¥55,883 |
¥23,470,918 |
¥8,070,918 |
| 35 |
2.70% |
¥56,719 |
¥23,821,933 |
¥8,421,933 |
| 35 |
2.80% |
¥57,561 |
¥24,175,816 |
¥8,775,816 |
| 35 |
2.90% |
¥58,411 |
¥24,532,548 |
¥9,132,548 |
| 35 |
3.00% |
¥59,267 |
¥24,892,110 |
¥9,492,110 |
1540万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥47,439 |
¥17,078,028 |
¥1,678,028 |
| 30 |
0.80% |
¥48,130 |
¥17,326,957 |
¥1,926,957 |
| 30 |
0.90% |
¥48,828 |
¥17,578,181 |
¥2,178,181 |
| 30 |
1.00% |
¥49,532 |
¥17,831,695 |
¥2,431,695 |
| 30 |
1.10% |
¥50,243 |
¥18,087,496 |
¥2,687,496 |
| 30 |
1.20% |
¥50,960 |
¥18,345,578 |
¥2,945,578 |
| 30 |
1.30% |
¥51,683 |
¥18,605,937 |
¥3,205,937 |
| 30 |
1.40% |
¥52,413 |
¥18,868,568 |
¥3,468,568 |
| 30 |
1.50% |
¥53,149 |
¥19,133,464 |
¥3,733,464 |
| 30 |
1.60% |
¥53,891 |
¥19,400,620 |
¥4,000,620 |
| 30 |
1.70% |
¥54,639 |
¥19,670,029 |
¥4,270,029 |
| 30 |
1.80% |
¥55,394 |
¥19,941,685 |
¥4,541,685 |
| 30 |
1.90% |
¥56,154 |
¥20,215,579 |
¥4,815,579 |
| 30 |
2.00% |
¥56,921 |
¥20,491,704 |
¥5,091,704 |
| 30 |
2.10% |
¥57,695 |
¥20,770,052 |
¥5,370,052 |
| 30 |
2.20% |
¥58,474 |
¥21,050,615 |
¥5,650,615 |
| 30 |
2.30% |
¥59,259 |
¥21,333,384 |
¥5,933,384 |
| 30 |
2.40% |
¥60,051 |
¥21,618,349 |
¥6,218,349 |
| 30 |
2.50% |
¥60,849 |
¥21,905,503 |
¥6,505,503 |
| 30 |
2.60% |
¥61,652 |
¥22,194,834 |
¥6,794,834 |
| 30 |
2.70% |
¥62,462 |
¥22,486,332 |
¥7,086,332 |
| 30 |
2.80% |
¥63,278 |
¥22,779,988 |
¥7,379,988 |
| 30 |
2.90% |
¥64,099 |
¥23,075,790 |
¥7,675,790 |
| 30 |
3.00% |
¥64,927 |
¥23,373,728 |
¥7,973,728 |
1540万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥55,971 |
¥16,791,262 |
¥1,391,262 |
| 25 |
0.80% |
¥56,655 |
¥16,996,415 |
¥1,596,415 |
| 25 |
0.90% |
¥57,344 |
¥17,203,164 |
¥1,803,164 |
| 25 |
1.00% |
¥58,038 |
¥17,411,507 |
¥2,011,507 |
| 25 |
1.10% |
¥58,738 |
¥17,621,443 |
¥2,221,443 |
| 25 |
1.20% |
¥59,443 |
¥17,832,968 |
¥2,432,968 |
| 25 |
1.30% |
¥60,154 |
¥18,046,081 |
¥2,646,081 |
| 25 |
1.40% |
¥60,869 |
¥18,260,779 |
¥2,860,779 |
| 25 |
1.50% |
¥61,590 |
¥18,477,058 |
¥3,077,058 |
| 25 |
1.60% |
¥62,316 |
¥18,694,917 |
¥3,294,917 |
| 25 |
1.70% |
¥63,048 |
¥18,914,350 |
¥3,514,350 |
| 25 |
1.80% |
¥63,785 |
¥19,135,356 |
¥3,735,356 |
| 25 |
1.90% |
¥64,526 |
¥19,357,931 |
¥3,957,931 |
| 25 |
2.00% |
¥65,274 |
¥19,582,070 |
¥4,182,070 |
| 25 |
2.10% |
¥66,026 |
¥19,807,771 |
¥4,407,771 |
| 25 |
2.20% |
¥66,783 |
¥20,035,027 |
¥4,635,027 |
| 25 |
2.30% |
¥67,546 |
¥20,263,836 |
¥4,863,836 |
| 25 |
2.40% |
¥68,314 |
¥20,494,193 |
¥5,094,193 |
| 25 |
2.50% |
¥69,087 |
¥20,726,093 |
¥5,326,093 |
| 25 |
2.60% |
¥69,865 |
¥20,959,531 |
¥5,559,531 |
| 25 |
2.70% |
¥70,648 |
¥21,194,503 |
¥5,794,503 |
| 25 |
2.80% |
¥71,437 |
¥21,431,002 |
¥6,031,002 |
| 25 |
2.90% |
¥72,230 |
¥21,669,024 |
¥6,269,024 |
| 25 |
3.00% |
¥73,029 |
¥21,908,563 |
¥6,508,563 |
1540万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥68,782 |
¥16,507,629 |
¥1,107,629 |
| 20 |
0.80% |
¥69,458 |
¥16,669,961 |
¥1,269,961 |
| 20 |
0.90% |
¥70,139 |
¥16,833,316 |
¥1,433,316 |
| 20 |
1.00% |
¥70,824 |
¥16,997,694 |
¥1,597,694 |
| 20 |
1.10% |
¥71,513 |
¥17,163,092 |
¥1,763,092 |
| 20 |
1.20% |
¥72,206 |
¥17,329,511 |
¥1,929,511 |
| 20 |
1.30% |
¥72,904 |
¥17,496,949 |
¥2,096,949 |
| 20 |
1.40% |
¥73,606 |
¥17,665,405 |
¥2,265,405 |
| 20 |
1.50% |
¥74,312 |
¥17,834,878 |
¥2,434,878 |
| 20 |
1.60% |
¥75,022 |
¥18,005,367 |
¥2,605,367 |
| 20 |
1.70% |
¥75,737 |
¥18,176,870 |
¥2,776,870 |
| 20 |
1.80% |
¥76,456 |
¥18,349,385 |
¥2,949,385 |
| 20 |
1.90% |
¥77,179 |
¥18,522,912 |
¥3,122,912 |
| 20 |
2.00% |
¥77,906 |
¥18,697,448 |
¥3,297,448 |
| 20 |
2.10% |
¥78,637 |
¥18,872,992 |
¥3,472,992 |
| 20 |
2.20% |
¥79,373 |
¥19,049,542 |
¥3,649,542 |
| 20 |
2.30% |
¥80,113 |
¥19,227,097 |
¥3,827,097 |
| 20 |
2.40% |
¥80,857 |
¥19,405,654 |
¥4,005,654 |
| 20 |
2.50% |
¥81,605 |
¥19,585,211 |
¥4,185,211 |
| 20 |
2.60% |
¥82,357 |
¥19,765,766 |
¥4,365,766 |
| 20 |
2.70% |
¥83,114 |
¥19,947,318 |
¥4,547,318 |
| 20 |
2.80% |
¥83,874 |
¥20,129,864 |
¥4,729,864 |
| 20 |
2.90% |
¥84,639 |
¥20,313,401 |
¥4,913,401 |
| 20 |
3.00% |
¥85,408 |
¥20,497,927 |
¥5,097,927 |
1540万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥90,151 |
¥16,227,133 |
¥827,133 |
| 15 |
0.80% |
¥90,820 |
¥16,347,602 |
¥947,602 |
| 15 |
0.90% |
¥91,492 |
¥16,468,647 |
¥1,068,647 |
| 15 |
1.00% |
¥92,168 |
¥16,590,268 |
¥1,190,268 |
| 15 |
1.10% |
¥92,847 |
¥16,712,464 |
¥1,312,464 |
| 15 |
1.20% |
¥93,529 |
¥16,835,236 |
¥1,435,236 |
| 15 |
1.30% |
¥94,214 |
¥16,958,582 |
¥1,558,582 |
| 15 |
1.40% |
¥94,903 |
¥17,082,502 |
¥1,682,502 |
| 15 |
1.50% |
¥95,594 |
¥17,206,997 |
¥1,806,997 |
| 15 |
1.60% |
¥96,289 |
¥17,332,064 |
¥1,932,064 |
| 15 |
1.70% |
¥96,987 |
¥17,457,705 |
¥2,057,705 |
| 15 |
1.80% |
¥97,688 |
¥17,583,919 |
¥2,183,919 |
| 15 |
1.90% |
¥98,393 |
¥17,710,704 |
¥2,310,704 |
| 15 |
2.00% |
¥99,100 |
¥17,838,061 |
¥2,438,061 |
| 15 |
2.10% |
¥99,811 |
¥17,965,989 |
¥2,565,989 |
| 15 |
2.20% |
¥100,525 |
¥18,094,487 |
¥2,694,487 |
| 15 |
2.30% |
¥101,242 |
¥18,223,555 |
¥2,823,555 |
| 15 |
2.40% |
¥101,962 |
¥18,353,192 |
¥2,953,192 |
| 15 |
2.50% |
¥102,686 |
¥18,483,397 |
¥3,083,397 |
| 15 |
2.60% |
¥103,412 |
¥18,614,170 |
¥3,214,170 |
| 15 |
2.70% |
¥104,142 |
¥18,745,510 |
¥3,345,510 |
| 15 |
2.80% |
¥104,875 |
¥18,877,416 |
¥3,477,416 |
| 15 |
2.90% |
¥105,610 |
¥19,009,887 |
¥3,609,887 |
| 15 |
3.00% |
¥106,350 |
¥19,142,923 |
¥3,742,923 |
1540万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥132,915 |
¥15,949,777 |
¥549,777 |
| 10 |
0.80% |
¥133,578 |
¥16,029,342 |
¥629,342 |
| 10 |
0.90% |
¥134,243 |
¥16,109,164 |
¥709,164 |
| 10 |
1.00% |
¥134,910 |
¥16,189,242 |
¥789,242 |
| 10 |
1.10% |
¥135,580 |
¥16,269,575 |
¥869,575 |
| 10 |
1.20% |
¥136,251 |
¥16,350,165 |
¥950,165 |
| 10 |
1.30% |
¥136,925 |
¥16,431,011 |
¥1,031,011 |
| 10 |
1.40% |
¥137,601 |
¥16,512,112 |
¥1,112,112 |
| 10 |
1.50% |
¥138,279 |
¥16,593,469 |
¥1,193,469 |
| 10 |
1.60% |
¥138,959 |
¥16,675,082 |
¥1,275,082 |
| 10 |
1.70% |
¥139,641 |
¥16,756,950 |
¥1,356,950 |
| 10 |
1.80% |
¥140,326 |
¥16,839,074 |
¥1,439,074 |
| 10 |
1.90% |
¥141,012 |
¥16,921,452 |
¥1,521,452 |
| 10 |
2.00% |
¥141,701 |
¥17,004,086 |
¥1,604,086 |
| 10 |
2.10% |
¥142,391 |
¥17,086,975 |
¥1,686,975 |
| 10 |
2.20% |
¥143,084 |
¥17,170,119 |
¥1,770,119 |
| 10 |
2.30% |
¥143,779 |
¥17,253,517 |
¥1,853,517 |
| 10 |
2.40% |
¥144,476 |
¥17,337,170 |
¥1,937,170 |
| 10 |
2.50% |
¥145,176 |
¥17,421,078 |
¥2,021,078 |
| 10 |
2.60% |
¥145,877 |
¥17,505,240 |
¥2,105,240 |
| 10 |
2.70% |
¥146,580 |
¥17,589,655 |
¥2,189,655 |
| 10 |
2.80% |
¥147,286 |
¥17,674,325 |
¥2,274,325 |
| 10 |
2.90% |
¥147,994 |
¥17,759,249 |
¥2,359,249 |
| 10 |
3.00% |
¥148,704 |
¥17,844,426 |
¥2,444,426 |