1550万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1550万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1550万円の住宅ローン｜期間・年数別
1550万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥30,625 | ¥18,374,882 | ¥2,874,882 |
| 50 | 0.80% | ¥31,352 | ¥18,811,215 | ¥3,311,215 |
| 50 | 0.90% | ¥32,090 | ¥19,253,899 | ¥3,753,899 |
| 50 | 1.00% | ¥32,838 | ¥19,702,904 | ¥4,202,904 |
| 50 | 1.10% | ¥33,597 | ¥20,158,200 | ¥4,658,200 |
| 50 | 1.20% | ¥34,366 | ¥20,619,754 | ¥5,119,754 |
| 50 | 1.30% | ¥35,146 | ¥21,087,530 | ¥5,587,530 |
| 50 | 1.40% | ¥35,936 | ¥21,561,487 | ¥6,061,487 |
| 50 | 1.50% | ¥36,736 | ¥22,041,585 | ¥6,541,585 |
| 50 | 1.60% | ¥37,546 | ¥22,527,779 | ¥7,027,779 |
| 50 | 1.70% | ¥38,367 | ¥23,020,021 | ¥7,520,021 |
| 50 | 1.80% | ¥39,197 | ¥23,518,262 | ¥8,018,262 |
| 50 | 1.90% | ¥40,037 | ¥24,022,449 | ¥8,522,449 |
| 50 | 2.00% | ¥40,888 | ¥24,532,529 | ¥9,032,529 |
| 50 | 2.10% | ¥41,747 | ¥25,048,443 | ¥9,548,443 |
| 50 | 2.20% | ¥42,617 | ¥25,570,135 | ¥10,070,135 |
| 50 | 2.30% | ¥43,496 | ¥26,097,542 | ¥10,597,542 |
| 50 | 2.40% | ¥44,384 | ¥26,630,601 | ¥11,130,601 |
| 50 | 2.50% | ¥45,282 | ¥27,169,248 | ¥11,669,248 |
| 50 | 2.60% | ¥46,189 | ¥27,713,416 | ¥12,213,416 |
| 50 | 2.70% | ¥47,105 | ¥28,263,036 | ¥12,763,036 |
| 50 | 2.80% | ¥48,030 | ¥28,818,040 | ¥13,318,040 |
| 50 | 2.90% | ¥48,964 | ¥29,378,354 | ¥13,878,354 |
| 50 | 3.00% | ¥49,907 | ¥29,943,907 | ¥14,443,907 |
1550万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥33,470 | ¥18,073,687 | ¥2,573,687 |
| 45 | 0.80% | ¥34,189 | ¥18,462,150 | ¥2,962,150 |
| 45 | 0.90% | ¥34,918 | ¥18,855,772 | ¥3,355,772 |
| 45 | 1.00% | ¥35,657 | ¥19,254,534 | ¥3,754,534 |
| 45 | 1.10% | ¥36,404 | ¥19,658,416 | ¥4,158,416 |
| 45 | 1.20% | ¥37,162 | ¥20,067,395 | ¥4,567,395 |
| 45 | 1.30% | ¥37,929 | ¥20,481,449 | ¥4,981,449 |
| 45 | 1.40% | ¥38,705 | ¥20,900,550 | ¥5,400,550 |
| 45 | 1.50% | ¥39,490 | ¥21,324,671 | ¥5,824,671 |
| 45 | 1.60% | ¥40,285 | ¥21,753,782 | ¥6,253,782 |
| 45 | 1.70% | ¥41,089 | ¥22,187,851 | ¥6,687,851 |
| 45 | 1.80% | ¥41,902 | ¥22,626,845 | ¥7,126,845 |
| 45 | 1.90% | ¥42,724 | ¥23,070,730 | ¥7,570,730 |
| 45 | 2.00% | ¥43,555 | ¥23,519,469 | ¥8,019,469 |
| 45 | 2.10% | ¥44,394 | ¥23,973,023 | ¥8,473,023 |
| 45 | 2.20% | ¥45,243 | ¥24,431,354 | ¥8,931,354 |
| 45 | 2.30% | ¥46,101 | ¥24,894,419 | ¥9,394,419 |
| 45 | 2.40% | ¥46,967 | ¥25,362,176 | ¥9,862,176 |
| 45 | 2.50% | ¥47,842 | ¥25,834,582 | ¥10,334,582 |
| 45 | 2.60% | ¥48,725 | ¥26,311,590 | ¥10,811,590 |
| 45 | 2.70% | ¥49,617 | ¥26,793,155 | ¥11,293,155 |
| 45 | 2.80% | ¥50,517 | ¥27,279,228 | ¥11,779,228 |
| 45 | 2.90% | ¥51,425 | ¥27,769,761 | ¥12,269,761 |
| 45 | 3.00% | ¥52,342 | ¥28,264,704 | ¥12,764,704 |
1550万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥37,033 | ¥17,775,626 | ¥2,275,626 |
| 40 | 0.80% | ¥37,744 | ¥18,117,164 | ¥2,617,164 |
| 40 | 0.90% | ¥38,464 | ¥18,462,789 | ¥2,962,789 |
| 40 | 1.00% | ¥39,193 | ¥18,812,490 | ¥3,312,490 |
| 40 | 1.10% | ¥39,930 | ¥19,166,253 | ¥3,666,253 |
| 40 | 1.20% | ¥40,675 | ¥19,524,065 | ¥4,024,065 |
| 40 | 1.30% | ¥41,429 | ¥19,885,911 | ¥4,385,911 |
| 40 | 1.40% | ¥42,191 | ¥20,251,773 | ¥4,751,773 |
| 40 | 1.50% | ¥42,962 | ¥20,621,634 | ¥5,121,634 |
| 40 | 1.60% | ¥43,741 | ¥20,995,476 | ¥5,495,476 |
| 40 | 1.70% | ¥44,528 | ¥21,373,277 | ¥5,873,277 |
| 40 | 1.80% | ¥45,323 | ¥21,755,018 | ¥6,255,018 |
| 40 | 1.90% | ¥46,126 | ¥22,140,676 | ¥6,640,676 |
| 40 | 2.00% | ¥46,938 | ¥22,530,228 | ¥7,030,228 |
| 40 | 2.10% | ¥47,758 | ¥22,923,648 | ¥7,423,648 |
| 40 | 2.20% | ¥48,585 | ¥23,320,913 | ¥7,820,913 |
| 40 | 2.30% | ¥49,421 | ¥23,721,995 | ¥8,221,995 |
| 40 | 2.40% | ¥50,264 | ¥24,126,866 | ¥8,626,866 |
| 40 | 2.50% | ¥51,116 | ¥24,535,500 | ¥9,035,500 |
| 40 | 2.60% | ¥51,975 | ¥24,947,866 | ¥9,447,866 |
| 40 | 2.70% | ¥52,842 | ¥25,363,935 | ¥9,863,935 |
| 40 | 2.80% | ¥53,716 | ¥25,783,675 | ¥10,283,675 |
| 40 | 2.90% | ¥54,598 | ¥26,207,054 | ¥10,707,054 |
| 40 | 3.00% | ¥55,488 | ¥26,634,041 | ¥11,134,041 |
1550万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥41,621 | ¥17,480,703 | ¥1,980,703 |
| 35 | 0.80% | ¥42,324 | ¥17,776,267 | ¥2,276,267 |
| 35 | 0.90% | ¥43,036 | ¥18,074,968 | ¥2,574,968 |
| 35 | 1.00% | ¥43,754 | ¥18,376,799 | ¥2,876,799 |
| 35 | 1.10% | ¥44,480 | ¥18,681,752 | ¥3,181,752 |
| 35 | 1.20% | ¥45,214 | ¥18,989,819 | ¥3,489,819 |
| 35 | 1.30% | ¥45,955 | ¥19,300,990 | ¥3,800,990 |
| 35 | 1.40% | ¥46,703 | ¥19,615,256 | ¥4,115,256 |
| 35 | 1.50% | ¥47,459 | ¥19,932,607 | ¥4,432,607 |
| 35 | 1.60% | ¥48,222 | ¥20,253,031 | ¥4,753,031 |
| 35 | 1.70% | ¥48,992 | ¥20,576,515 | ¥5,076,515 |
| 35 | 1.80% | ¥49,769 | ¥20,903,048 | ¥5,403,048 |
| 35 | 1.90% | ¥50,554 | ¥21,232,617 | ¥5,732,617 |
| 35 | 2.00% | ¥51,346 | ¥21,565,206 | ¥6,065,206 |
| 35 | 2.10% | ¥52,145 | ¥21,900,802 | ¥6,400,802 |
| 35 | 2.20% | ¥52,951 | ¥22,239,390 | ¥6,739,390 |
| 35 | 2.30% | ¥53,764 | ¥22,580,953 | ¥7,080,953 |
| 35 | 2.40% | ¥54,584 | ¥22,925,475 | ¥7,425,475 |
| 35 | 2.50% | ¥55,412 | ¥23,272,939 | ¥7,772,939 |
| 35 | 2.60% | ¥56,246 | ¥23,623,327 | ¥8,123,327 |
| 35 | 2.70% | ¥57,087 | ¥23,976,620 | ¥8,476,620 |
| 35 | 2.80% | ¥57,935 | ¥24,332,802 | ¥8,832,802 |
| 35 | 2.90% | ¥58,790 | ¥24,691,851 | ¥9,191,851 |
| 35 | 3.00% | ¥59,652 | ¥25,053,747 | ¥9,553,747 |
1550万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥47,747 | ¥17,188,924 | ¥1,688,924 |
| 30 | 0.80% | ¥48,443 | ¥17,439,470 | ¥1,939,470 |
| 30 | 0.90% | ¥49,145 | ¥17,692,325 | ¥2,192,325 |
| 30 | 1.00% | ¥49,854 | ¥17,947,485 | ¥2,447,485 |
| 30 | 1.10% | ¥50,569 | ¥18,204,947 | ¥2,704,947 |
| 30 | 1.20% | ¥51,291 | ¥18,464,705 | ¥2,964,705 |
| 30 | 1.30% | ¥52,019 | ¥18,726,755 | ¥3,226,755 |
| 30 | 1.40% | ¥52,753 | ¥18,991,091 | ¥3,491,091 |
| 30 | 1.50% | ¥53,494 | ¥19,257,708 | ¥3,757,708 |
| 30 | 1.60% | ¥54,241 | ¥19,526,599 | ¥4,026,599 |
| 30 | 1.70% | ¥54,994 | ¥19,797,757 | ¥4,297,757 |
| 30 | 1.80% | ¥55,753 | ¥20,071,176 | ¥4,571,176 |
| 30 | 1.90% | ¥56,519 | ¥20,346,848 | ¥4,846,848 |
| 30 | 2.00% | ¥57,291 | ¥20,624,767 | ¥5,124,767 |
| 30 | 2.10% | ¥58,069 | ¥20,904,922 | ¥5,404,922 |
| 30 | 2.20% | ¥58,854 | ¥21,187,307 | ¥5,687,307 |
| 30 | 2.30% | ¥59,644 | ¥21,471,912 | ¥5,971,912 |
| 30 | 2.40% | ¥60,441 | ¥21,758,728 | ¥6,258,728 |
| 30 | 2.50% | ¥61,244 | ¥22,047,746 | ¥6,547,746 |
| 30 | 2.60% | ¥62,053 | ¥22,338,956 | ¥6,838,956 |
| 30 | 2.70% | ¥62,868 | ¥22,632,347 | ¥7,132,347 |
| 30 | 2.80% | ¥63,689 | ¥22,927,910 | ¥7,427,910 |
| 30 | 2.90% | ¥64,516 | ¥23,225,633 | ¥7,725,633 |
| 30 | 3.00% | ¥65,349 | ¥23,525,505 | ¥8,025,505 |
1550万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥56,334 | ¥16,900,296 | ¥1,400,296 |
| 25 | 0.80% | ¥57,023 | ¥17,106,781 | ¥1,606,781 |
| 25 | 0.90% | ¥57,716 | ¥17,314,873 | ¥1,814,873 |
| 25 | 1.00% | ¥58,415 | ¥17,524,569 | ¥2,024,569 |
| 25 | 1.10% | ¥59,120 | ¥17,735,868 | ¥2,235,868 |
| 25 | 1.20% | ¥59,829 | ¥17,948,767 | ¥2,448,767 |
| 25 | 1.30% | ¥60,544 | ¥18,163,264 | ¥2,663,264 |
| 25 | 1.40% | ¥61,265 | ¥18,379,355 | ¥2,879,355 |
| 25 | 1.50% | ¥61,990 | ¥18,597,039 | ¥3,097,039 |
| 25 | 1.60% | ¥62,721 | ¥18,816,312 | ¥3,316,312 |
| 25 | 1.70% | ¥63,457 | ¥19,037,171 | ¥3,537,171 |
| 25 | 1.80% | ¥64,199 | ¥19,259,612 | ¥3,759,612 |
| 25 | 1.90% | ¥64,945 | ¥19,483,632 | ¥3,983,632 |
| 25 | 2.00% | ¥65,697 | ¥19,709,227 | ¥4,209,227 |
| 25 | 2.10% | ¥66,455 | ¥19,936,392 | ¥4,436,392 |
| 25 | 2.20% | ¥67,217 | ¥20,165,125 | ¥4,665,125 |
| 25 | 2.30% | ¥67,985 | ¥20,395,420 | ¥4,895,420 |
| 25 | 2.40% | ¥68,758 | ¥20,627,272 | ¥5,127,272 |
| 25 | 2.50% | ¥69,536 | ¥20,860,678 | ¥5,360,678 |
| 25 | 2.60% | ¥70,319 | ¥21,095,632 | ¥5,595,632 |
| 25 | 2.70% | ¥71,107 | ¥21,332,129 | ¥5,832,129 |
| 25 | 2.80% | ¥71,901 | ¥21,570,164 | ¥6,070,164 |
| 25 | 2.90% | ¥72,699 | ¥21,809,732 | ¥6,309,732 |
| 25 | 3.00% | ¥73,503 | ¥22,050,826 | ¥6,550,826 |
1550万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥69,228 | ¥16,614,821 | ¥1,114,821 |
| 20 | 0.80% | ¥69,909 | ¥16,778,208 | ¥1,278,208 |
| 20 | 0.90% | ¥70,594 | ¥16,942,624 | ¥1,442,624 |
| 20 | 1.00% | ¥71,284 | ¥17,108,068 | ¥1,608,068 |
| 20 | 1.10% | ¥71,977 | ¥17,274,541 | ¥1,774,541 |
| 20 | 1.20% | ¥72,675 | ¥17,442,040 | ¥1,942,040 |
| 20 | 1.30% | ¥73,377 | ¥17,610,566 | ¥2,110,566 |
| 20 | 1.40% | ¥74,084 | ¥17,780,116 | ¥2,280,116 |
| 20 | 1.50% | ¥74,795 | ¥17,950,689 | ¥2,450,689 |
| 20 | 1.60% | ¥75,510 | ¥18,122,285 | ¥2,622,285 |
| 20 | 1.70% | ¥76,229 | ¥18,294,901 | ¥2,794,901 |
| 20 | 1.80% | ¥76,952 | ¥18,468,537 | ¥2,968,537 |
| 20 | 1.90% | ¥77,680 | ¥18,643,190 | ¥3,143,190 |
| 20 | 2.00% | ¥78,412 | ¥18,818,860 | ¥3,318,860 |
| 20 | 2.10% | ¥79,148 | ¥18,995,544 | ¥3,495,544 |
| 20 | 2.20% | ¥79,889 | ¥19,173,241 | ¥3,673,241 |
| 20 | 2.30% | ¥80,633 | ¥19,351,948 | ¥3,851,948 |
| 20 | 2.40% | ¥81,382 | ¥19,531,664 | ¥4,031,664 |
| 20 | 2.50% | ¥82,135 | ¥19,712,388 | ¥4,212,388 |
| 20 | 2.60% | ¥82,892 | ¥19,894,116 | ¥4,394,116 |
| 20 | 2.70% | ¥83,654 | ¥20,076,846 | ¥4,576,846 |
| 20 | 2.80% | ¥84,419 | ¥20,260,577 | ¥4,760,577 |
| 20 | 2.90% | ¥85,189 | ¥20,445,306 | ¥4,945,306 |
| 20 | 3.00% | ¥85,963 | ¥20,631,031 | ¥5,131,031 |
1550万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥90,736 | ¥16,332,504 | ¥832,504 |
| 15 | 0.80% | ¥91,410 | ¥16,453,755 | ¥953,755 |
| 15 | 0.90% | ¥92,087 | ¥16,575,586 | ¥1,075,586 |
| 15 | 1.00% | ¥92,767 | ¥16,697,997 | ¥1,197,997 |
| 15 | 1.10% | ¥93,450 | ¥16,820,987 | ¥1,320,987 |
| 15 | 1.20% | ¥94,136 | ¥16,944,555 | ¥1,444,555 |
| 15 | 1.30% | ¥94,826 | ¥17,068,702 | ¥1,568,702 |
| 15 | 1.40% | ¥95,519 | ¥17,193,427 | ¥1,693,427 |
| 15 | 1.50% | ¥96,215 | ¥17,318,730 | ¥1,818,730 |
| 15 | 1.60% | ¥96,915 | ¥17,444,610 | ¥1,944,610 |
| 15 | 1.70% | ¥97,617 | ¥17,571,067 | ¥2,071,067 |
| 15 | 1.80% | ¥98,323 | ¥17,698,100 | ¥2,198,100 |
| 15 | 1.90% | ¥99,032 | ¥17,825,709 | ¥2,325,709 |
| 15 | 2.00% | ¥99,744 | ¥17,953,893 | ¥2,453,893 |
| 15 | 2.10% | ¥100,459 | ¥18,082,651 | ¥2,582,651 |
| 15 | 2.20% | ¥101,178 | ¥18,211,984 | ¥2,711,984 |
| 15 | 2.30% | ¥101,899 | ¥18,341,890 | ¥2,841,890 |
| 15 | 2.40% | ¥102,624 | ¥18,472,368 | ¥2,972,368 |
| 15 | 2.50% | ¥103,352 | ¥18,603,419 | ¥3,103,419 |
| 15 | 2.60% | ¥104,084 | ¥18,735,041 | ¥3,235,041 |
| 15 | 2.70% | ¥104,818 | ¥18,867,234 | ¥3,367,234 |
| 15 | 2.80% | ¥105,556 | ¥18,999,996 | ¥3,499,996 |
| 15 | 2.90% | ¥106,296 | ¥19,133,328 | ¥3,633,328 |
| 15 | 3.00% | ¥107,040 | ¥19,267,228 | ¥3,767,228 |
1550万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥133,778 | ¥16,053,347 | ¥553,347 |
| 10 | 0.80% | ¥134,445 | ¥16,133,429 | ¥633,429 |
| 10 | 0.90% | ¥135,115 | ¥16,213,769 | ¥713,769 |
| 10 | 1.00% | ¥135,786 | ¥16,294,367 | ¥794,367 |
| 10 | 1.10% | ¥136,460 | ¥16,375,222 | ¥875,222 |
| 10 | 1.20% | ¥137,136 | ¥16,456,335 | ¥956,335 |
| 10 | 1.30% | ¥137,814 | ¥16,537,706 | ¥1,037,706 |
| 10 | 1.40% | ¥138,494 | ¥16,619,334 | ¥1,119,334 |
| 10 | 1.50% | ¥139,177 | ¥16,701,219 | ¥1,201,219 |
| 10 | 1.60% | ¥139,861 | ¥16,783,362 | ¥1,283,362 |
| 10 | 1.70% | ¥140,548 | ¥16,865,761 | ¥1,365,761 |
| 10 | 1.80% | ¥141,237 | ¥16,948,418 | ¥1,448,418 |
| 10 | 1.90% | ¥141,928 | ¥17,031,332 | ¥1,531,332 |
| 10 | 2.00% | ¥142,621 | ¥17,114,502 | ¥1,614,502 |
| 10 | 2.10% | ¥143,316 | ¥17,197,930 | ¥1,697,930 |
| 10 | 2.20% | ¥144,013 | ¥17,281,613 | ¥1,781,613 |
| 10 | 2.30% | ¥144,713 | ¥17,365,553 | ¥1,865,553 |
| 10 | 2.40% | ¥145,415 | ¥17,449,749 | ¥1,949,749 |
| 10 | 2.50% | ¥146,118 | ¥17,534,202 | ¥2,034,202 |
| 10 | 2.60% | ¥146,824 | ¥17,618,910 | ¥2,118,910 |
| 10 | 2.70% | ¥147,532 | ¥17,703,874 | ¥2,203,874 |
| 10 | 2.80% | ¥148,242 | ¥17,789,093 | ¥2,289,093 |
| 10 | 2.90% | ¥148,955 | ¥17,874,568 | ¥2,374,568 |
| 10 | 3.00% | ¥149,669 | ¥17,960,299 | ¥2,460,299 |
