1580万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1580万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1580万円の住宅ローン｜期間・年数別
1580万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥31,218 | ¥18,730,524 | ¥2,930,524 |
| 50 | 0.80% | ¥31,959 | ¥19,175,303 | ¥3,375,303 |
| 50 | 0.90% | ¥32,711 | ¥19,626,555 | ¥3,826,555 |
| 50 | 1.00% | ¥33,474 | ¥20,084,250 | ¥4,284,250 |
| 50 | 1.10% | ¥34,247 | ¥20,548,359 | ¥4,748,359 |
| 50 | 1.20% | ¥35,031 | ¥21,018,846 | ¥5,218,846 |
| 50 | 1.30% | ¥35,826 | ¥21,495,675 | ¥5,695,675 |
| 50 | 1.40% | ¥36,631 | ¥21,978,806 | ¥6,178,806 |
| 50 | 1.50% | ¥37,447 | ¥22,468,196 | ¥6,668,196 |
| 50 | 1.60% | ¥38,273 | ¥22,963,800 | ¥7,163,800 |
| 50 | 1.70% | ¥39,109 | ¥23,465,570 | ¥7,665,570 |
| 50 | 1.80% | ¥39,956 | ¥23,973,454 | ¥8,173,454 |
| 50 | 1.90% | ¥40,812 | ¥24,487,400 | ¥8,687,400 |
| 50 | 2.00% | ¥41,679 | ¥25,007,352 | ¥9,207,352 |
| 50 | 2.10% | ¥42,555 | ¥25,533,252 | ¥9,733,252 |
| 50 | 2.20% | ¥43,442 | ¥26,065,041 | ¥10,265,041 |
| 50 | 2.30% | ¥44,338 | ¥26,602,655 | ¥10,802,655 |
| 50 | 2.40% | ¥45,243 | ¥27,146,032 | ¥11,346,032 |
| 50 | 2.50% | ¥46,159 | ¥27,695,104 | ¥11,895,104 |
| 50 | 2.60% | ¥47,083 | ¥28,249,805 | ¥12,449,805 |
| 50 | 2.70% | ¥48,017 | ¥28,810,063 | ¥13,010,063 |
| 50 | 2.80% | ¥48,960 | ¥29,375,808 | ¥13,575,808 |
| 50 | 2.90% | ¥49,912 | ¥29,946,968 | ¥14,146,968 |
| 50 | 3.00% | ¥50,872 | ¥30,523,467 | ¥14,723,467 |
1580万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥34,118 | ¥18,423,501 | ¥2,623,501 |
| 45 | 0.80% | ¥34,851 | ¥18,819,482 | ¥3,019,482 |
| 45 | 0.90% | ¥35,594 | ¥19,220,722 | ¥3,420,722 |
| 45 | 1.00% | ¥36,347 | ¥19,627,202 | ¥3,827,202 |
| 45 | 1.10% | ¥37,109 | ¥20,038,901 | ¥4,238,901 |
| 45 | 1.20% | ¥37,881 | ¥20,455,797 | ¥4,655,797 |
| 45 | 1.30% | ¥38,663 | ¥20,877,864 | ¥5,077,864 |
| 45 | 1.40% | ¥39,454 | ¥21,305,077 | ¥5,505,077 |
| 45 | 1.50% | ¥40,254 | ¥21,737,406 | ¥5,937,406 |
| 45 | 1.60% | ¥41,064 | ¥22,174,822 | ¥6,374,822 |
| 45 | 1.70% | ¥41,884 | ¥22,617,293 | ¥6,817,293 |
| 45 | 1.80% | ¥42,713 | ¥23,064,784 | ¥7,264,784 |
| 45 | 1.90% | ¥43,550 | ¥23,517,261 | ¥7,717,261 |
| 45 | 2.00% | ¥44,398 | ¥23,974,684 | ¥8,174,684 |
| 45 | 2.10% | ¥45,254 | ¥24,437,017 | ¥8,637,017 |
| 45 | 2.20% | ¥46,119 | ¥24,904,219 | ¥9,104,219 |
| 45 | 2.30% | ¥46,993 | ¥25,376,246 | ¥9,576,246 |
| 45 | 2.40% | ¥47,876 | ¥25,853,057 | ¥10,053,057 |
| 45 | 2.50% | ¥48,768 | ¥26,334,606 | ¥10,534,606 |
| 45 | 2.60% | ¥49,668 | ¥26,820,847 | ¥11,020,847 |
| 45 | 2.70% | ¥50,577 | ¥27,311,732 | ¥11,511,732 |
| 45 | 2.80% | ¥51,495 | ¥27,807,213 | ¥12,007,213 |
| 45 | 2.90% | ¥52,421 | ¥28,307,241 | ¥12,507,241 |
| 45 | 3.00% | ¥53,355 | ¥28,811,763 | ¥13,011,763 |
1580万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥37,749 | ¥18,119,670 | ¥2,319,670 |
| 40 | 0.80% | ¥38,475 | ¥18,467,819 | ¥2,667,819 |
| 40 | 0.90% | ¥39,209 | ¥18,820,133 | ¥3,020,133 |
| 40 | 1.00% | ¥39,951 | ¥19,176,602 | ¥3,376,602 |
| 40 | 1.10% | ¥40,703 | ¥19,537,213 | ¥3,737,213 |
| 40 | 1.20% | ¥41,462 | ¥19,901,950 | ¥4,101,950 |
| 40 | 1.30% | ¥42,231 | ¥20,270,799 | ¥4,470,799 |
| 40 | 1.40% | ¥43,008 | ¥20,643,742 | ¥4,843,742 |
| 40 | 1.50% | ¥43,793 | ¥21,020,762 | ¥5,220,762 |
| 40 | 1.60% | ¥44,587 | ¥21,401,840 | ¥5,601,840 |
| 40 | 1.70% | ¥45,389 | ¥21,786,954 | ¥5,986,954 |
| 40 | 1.80% | ¥46,200 | ¥22,176,083 | ¥6,376,083 |
| 40 | 1.90% | ¥47,019 | ¥22,569,205 | ¥6,769,205 |
| 40 | 2.00% | ¥47,846 | ¥22,966,296 | ¥7,166,296 |
| 40 | 2.10% | ¥48,682 | ¥23,367,332 | ¥7,567,332 |
| 40 | 2.20% | ¥49,526 | ¥23,772,285 | ¥7,972,285 |
| 40 | 2.30% | ¥50,377 | ¥24,181,130 | ¥8,381,130 |
| 40 | 2.40% | ¥51,237 | ¥24,593,838 | ¥8,793,838 |
| 40 | 2.50% | ¥52,105 | ¥25,010,381 | ¥9,210,381 |
| 40 | 2.60% | ¥52,981 | ¥25,430,728 | ¥9,630,728 |
| 40 | 2.70% | ¥53,864 | ¥25,854,850 | ¥10,054,850 |
| 40 | 2.80% | ¥54,756 | ¥26,282,714 | ¥10,482,714 |
| 40 | 2.90% | ¥55,655 | ¥26,714,288 | ¥10,914,288 |
| 40 | 3.00% | ¥56,562 | ¥27,149,539 | ¥11,349,539 |
1580万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥42,426 | ¥17,819,039 | ¥2,019,039 |
| 35 | 0.80% | ¥43,144 | ¥18,120,324 | ¥2,320,324 |
| 35 | 0.90% | ¥43,869 | ¥18,424,806 | ¥2,624,806 |
| 35 | 1.00% | ¥44,601 | ¥18,732,479 | ¥2,932,479 |
| 35 | 1.10% | ¥45,341 | ¥19,043,334 | ¥3,243,334 |
| 35 | 1.20% | ¥46,089 | ¥19,357,364 | ¥3,557,364 |
| 35 | 1.30% | ¥46,844 | ¥19,674,558 | ¥3,874,558 |
| 35 | 1.40% | ¥47,607 | ¥19,994,907 | ¥4,194,907 |
| 35 | 1.50% | ¥48,377 | ¥20,318,399 | ¥4,518,399 |
| 35 | 1.60% | ¥49,155 | ¥20,645,025 | ¥4,845,025 |
| 35 | 1.70% | ¥49,940 | ¥20,974,770 | ¥5,174,770 |
| 35 | 1.80% | ¥50,732 | ¥21,307,624 | ¥5,507,624 |
| 35 | 1.90% | ¥51,532 | ¥21,643,571 | ¥5,843,571 |
| 35 | 2.00% | ¥52,340 | ¥21,982,597 | ¥6,182,597 |
| 35 | 2.10% | ¥53,154 | ¥22,324,689 | ¥6,524,689 |
| 35 | 2.20% | ¥53,976 | ¥22,669,830 | ¥6,869,830 |
| 35 | 2.30% | ¥54,805 | ¥23,018,004 | ¥7,218,004 |
| 35 | 2.40% | ¥55,641 | ¥23,369,194 | ¥7,569,194 |
| 35 | 2.50% | ¥56,484 | ¥23,723,382 | ¥7,923,382 |
| 35 | 2.60% | ¥57,335 | ¥24,080,552 | ¥8,280,552 |
| 35 | 2.70% | ¥58,192 | ¥24,440,684 | ¥8,640,684 |
| 35 | 2.80% | ¥59,057 | ¥24,803,759 | ¥9,003,759 |
| 35 | 2.90% | ¥59,928 | ¥25,169,757 | ¥9,369,757 |
| 35 | 3.00% | ¥60,806 | ¥25,538,659 | ¥9,738,659 |
1580万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥48,671 | ¥17,521,613 | ¥1,721,613 |
| 30 | 0.80% | ¥49,381 | ¥17,777,008 | ¥1,977,008 |
| 30 | 0.90% | ¥50,097 | ¥18,034,757 | ¥2,234,757 |
| 30 | 1.00% | ¥50,819 | ¥18,294,856 | ¥2,494,856 |
| 30 | 1.10% | ¥51,548 | ¥18,557,301 | ¥2,757,301 |
| 30 | 1.20% | ¥52,284 | ¥18,822,087 | ¥3,022,087 |
| 30 | 1.30% | ¥53,026 | ¥19,089,208 | ¥3,289,208 |
| 30 | 1.40% | ¥53,774 | ¥19,358,661 | ¥3,558,661 |
| 30 | 1.50% | ¥54,529 | ¥19,630,438 | ¥3,830,438 |
| 30 | 1.60% | ¥55,290 | ¥19,904,533 | ¥4,104,533 |
| 30 | 1.70% | ¥56,058 | ¥20,180,939 | ¥4,380,939 |
| 30 | 1.80% | ¥56,832 | ¥20,459,650 | ¥4,659,650 |
| 30 | 1.90% | ¥57,613 | ¥20,740,658 | ¥4,940,658 |
| 30 | 2.00% | ¥58,400 | ¥21,023,956 | ¥5,223,956 |
| 30 | 2.10% | ¥59,193 | ¥21,309,534 | ¥5,509,534 |
| 30 | 2.20% | ¥59,993 | ¥21,597,384 | ¥5,797,384 |
| 30 | 2.30% | ¥60,799 | ¥21,887,497 | ¥6,087,497 |
| 30 | 2.40% | ¥61,611 | ¥22,179,865 | ¥6,379,865 |
| 30 | 2.50% | ¥62,429 | ¥22,474,477 | ¥6,674,477 |
| 30 | 2.60% | ¥63,254 | ¥22,771,323 | ¥6,971,323 |
| 30 | 2.70% | ¥64,084 | ¥23,070,393 | ¥7,270,393 |
| 30 | 2.80% | ¥64,921 | ¥23,371,676 | ¥7,571,676 |
| 30 | 2.90% | ¥65,764 | ¥23,675,161 | ¥7,875,161 |
| 30 | 3.00% | ¥66,613 | ¥23,980,837 | ¥8,180,837 |
1580万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥57,425 | ¥17,227,398 | ¥1,427,398 |
| 25 | 0.80% | ¥58,126 | ¥17,437,880 | ¥1,637,880 |
| 25 | 0.90% | ¥58,833 | ¥17,649,999 | ¥1,849,999 |
| 25 | 1.00% | ¥59,546 | ¥17,863,754 | ¥2,063,754 |
| 25 | 1.10% | ¥60,264 | ¥18,079,143 | ¥2,279,143 |
| 25 | 1.20% | ¥60,987 | ¥18,296,162 | ¥2,496,162 |
| 25 | 1.30% | ¥61,716 | ¥18,514,811 | ¥2,714,811 |
| 25 | 1.40% | ¥62,450 | ¥18,735,085 | ¥2,935,085 |
| 25 | 1.50% | ¥63,190 | ¥18,956,982 | ¥3,156,982 |
| 25 | 1.60% | ¥63,935 | ¥19,180,499 | ¥3,380,499 |
| 25 | 1.70% | ¥64,685 | ¥19,405,632 | ¥3,605,632 |
| 25 | 1.80% | ¥65,441 | ¥19,632,379 | ¥3,832,379 |
| 25 | 1.90% | ¥66,202 | ¥19,860,734 | ¥4,060,734 |
| 25 | 2.00% | ¥66,969 | ¥20,090,696 | ¥4,290,696 |
| 25 | 2.10% | ¥67,741 | ¥20,322,258 | ¥4,522,258 |
| 25 | 2.20% | ¥68,518 | ¥20,555,418 | ¥4,755,418 |
| 25 | 2.30% | ¥69,301 | ¥20,790,170 | ¥4,990,170 |
| 25 | 2.40% | ¥70,088 | ¥21,026,510 | ¥5,226,510 |
| 25 | 2.50% | ¥70,881 | ¥21,264,433 | ¥5,464,433 |
| 25 | 2.60% | ¥71,680 | ¥21,503,935 | ¥5,703,935 |
| 25 | 2.70% | ¥72,483 | ¥21,745,009 | ¥5,945,009 |
| 25 | 2.80% | ¥73,292 | ¥21,987,651 | ¥6,187,651 |
| 25 | 2.90% | ¥74,106 | ¥22,231,856 | ¥6,431,856 |
| 25 | 3.00% | ¥74,925 | ¥22,477,616 | ¥6,677,616 |
1580万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥70,568 | ¥16,936,399 | ¥1,136,399 |
| 20 | 0.80% | ¥71,262 | ¥17,102,947 | ¥1,302,947 |
| 20 | 0.90% | ¥71,961 | ¥17,270,545 | ¥1,470,545 |
| 20 | 1.00% | ¥72,663 | ¥17,439,192 | ¥1,639,192 |
| 20 | 1.10% | ¥73,370 | ¥17,608,887 | ¥1,808,887 |
| 20 | 1.20% | ¥74,082 | ¥17,779,628 | ¥1,979,628 |
| 20 | 1.30% | ¥74,798 | ¥17,951,415 | ¥2,151,415 |
| 20 | 1.40% | ¥75,518 | ¥18,124,247 | ¥2,324,247 |
| 20 | 1.50% | ¥76,242 | ¥18,298,122 | ¥2,498,122 |
| 20 | 1.60% | ¥76,971 | ¥18,473,039 | ¥2,673,039 |
| 20 | 1.70% | ¥77,704 | ¥18,648,996 | ¥2,848,996 |
| 20 | 1.80% | ¥78,442 | ¥18,825,993 | ¥3,025,993 |
| 20 | 1.90% | ¥79,183 | ¥19,004,026 | ¥3,204,026 |
| 20 | 2.00% | ¥79,930 | ¥19,183,096 | ¥3,383,096 |
| 20 | 2.10% | ¥80,680 | ¥19,363,200 | ¥3,563,200 |
| 20 | 2.20% | ¥81,435 | ¥19,544,336 | ¥3,744,336 |
| 20 | 2.30% | ¥82,194 | ¥19,726,502 | ¥3,926,502 |
| 20 | 2.40% | ¥82,957 | ¥19,909,697 | ¥4,109,697 |
| 20 | 2.50% | ¥83,725 | ¥20,093,918 | ¥4,293,918 |
| 20 | 2.60% | ¥84,497 | ¥20,279,163 | ¥4,479,163 |
| 20 | 2.70% | ¥85,273 | ¥20,465,430 | ¥4,665,430 |
| 20 | 2.80% | ¥86,053 | ¥20,652,717 | ¥4,852,717 |
| 20 | 2.90% | ¥86,838 | ¥20,841,022 | ¥5,041,022 |
| 20 | 3.00% | ¥87,626 | ¥21,030,341 | ¥5,230,341 |
1580万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥92,492 | ¥16,648,617 | ¥848,617 |
| 15 | 0.80% | ¥93,179 | ¥16,772,215 | ¥972,215 |
| 15 | 0.90% | ¥93,869 | ¥16,896,404 | ¥1,096,404 |
| 15 | 1.00% | ¥94,562 | ¥17,021,184 | ¥1,221,184 |
| 15 | 1.10% | ¥95,259 | ¥17,146,554 | ¥1,346,554 |
| 15 | 1.20% | ¥95,958 | ¥17,272,514 | ¥1,472,514 |
| 15 | 1.30% | ¥96,661 | ¥17,399,064 | ¥1,599,064 |
| 15 | 1.40% | ¥97,368 | ¥17,526,203 | ¥1,726,203 |
| 15 | 1.50% | ¥98,077 | ¥17,653,932 | ¥1,853,932 |
| 15 | 1.60% | ¥98,790 | ¥17,782,248 | ¥1,982,248 |
| 15 | 1.70% | ¥99,506 | ¥17,911,152 | ¥2,111,152 |
| 15 | 1.80% | ¥100,226 | ¥18,040,644 | ¥2,240,644 |
| 15 | 1.90% | ¥100,948 | ¥18,170,723 | ¥2,370,723 |
| 15 | 2.00% | ¥101,674 | ¥18,301,387 | ¥2,501,387 |
| 15 | 2.10% | ¥102,404 | ¥18,432,638 | ¥2,632,638 |
| 15 | 2.20% | ¥103,136 | ¥18,564,474 | ¥2,764,474 |
| 15 | 2.30% | ¥103,872 | ¥18,696,894 | ¥2,896,894 |
| 15 | 2.40% | ¥104,611 | ¥18,829,898 | ¥3,029,898 |
| 15 | 2.50% | ¥105,353 | ¥18,963,485 | ¥3,163,485 |
| 15 | 2.60% | ¥106,098 | ¥19,097,655 | ¥3,297,655 |
| 15 | 2.70% | ¥106,847 | ¥19,232,406 | ¥3,432,406 |
| 15 | 2.80% | ¥107,599 | ¥19,367,738 | ¥3,567,738 |
| 15 | 2.90% | ¥108,354 | ¥19,503,650 | ¥3,703,650 |
| 15 | 3.00% | ¥109,112 | ¥19,640,142 | ¥3,840,142 |
1580万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥136,367 | ¥16,364,057 | ¥564,057 |
| 10 | 0.80% | ¥137,047 | ¥16,445,689 | ¥645,689 |
| 10 | 0.90% | ¥137,730 | ¥16,527,584 | ¥727,584 |
| 10 | 1.00% | ¥138,415 | ¥16,609,741 | ¥809,741 |
| 10 | 1.10% | ¥139,101 | ¥16,692,162 | ¥892,162 |
| 10 | 1.20% | ¥139,790 | ¥16,774,845 | ¥974,845 |
| 10 | 1.30% | ¥140,482 | ¥16,857,790 | ¥1,057,790 |
| 10 | 1.40% | ¥141,175 | ¥16,940,998 | ¥1,140,998 |
| 10 | 1.50% | ¥141,871 | ¥17,024,468 | ¥1,224,468 |
| 10 | 1.60% | ¥142,568 | ¥17,108,201 | ¥1,308,201 |
| 10 | 1.70% | ¥143,268 | ¥17,192,195 | ¥1,392,195 |
| 10 | 1.80% | ¥143,970 | ¥17,276,452 | ¥1,476,452 |
| 10 | 1.90% | ¥144,675 | ¥17,360,971 | ¥1,560,971 |
| 10 | 2.00% | ¥145,381 | ¥17,445,751 | ¥1,645,751 |
| 10 | 2.10% | ¥146,090 | ¥17,530,793 | ¥1,730,793 |
| 10 | 2.20% | ¥146,801 | ¥17,616,096 | ¥1,816,096 |
| 10 | 2.30% | ¥147,514 | ¥17,701,661 | ¥1,901,661 |
| 10 | 2.40% | ¥148,229 | ¥17,787,487 | ¥1,987,487 |
| 10 | 2.50% | ¥148,946 | ¥17,873,573 | ¥2,073,573 |
| 10 | 2.60% | ¥149,666 | ¥17,959,921 | ¥2,159,921 |
| 10 | 2.70% | ¥150,388 | ¥18,046,529 | ¥2,246,529 |
| 10 | 2.80% | ¥151,112 | ¥18,133,398 | ¥2,333,398 |
| 10 | 2.90% | ¥151,838 | ¥18,220,528 | ¥2,420,528 |
| 10 | 3.00% | ¥152,566 | ¥18,307,917 | ¥2,507,917 |
