1580万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1580万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1580万円の住宅ローン|期間・年数別
1580万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥31,218 |
¥18,730,524 |
¥2,930,524 |
| 50 |
0.80% |
¥31,959 |
¥19,175,303 |
¥3,375,303 |
| 50 |
0.90% |
¥32,711 |
¥19,626,555 |
¥3,826,555 |
| 50 |
1.00% |
¥33,474 |
¥20,084,250 |
¥4,284,250 |
| 50 |
1.10% |
¥34,247 |
¥20,548,359 |
¥4,748,359 |
| 50 |
1.20% |
¥35,031 |
¥21,018,846 |
¥5,218,846 |
| 50 |
1.30% |
¥35,826 |
¥21,495,675 |
¥5,695,675 |
| 50 |
1.40% |
¥36,631 |
¥21,978,806 |
¥6,178,806 |
| 50 |
1.50% |
¥37,447 |
¥22,468,196 |
¥6,668,196 |
| 50 |
1.60% |
¥38,273 |
¥22,963,800 |
¥7,163,800 |
| 50 |
1.70% |
¥39,109 |
¥23,465,570 |
¥7,665,570 |
| 50 |
1.80% |
¥39,956 |
¥23,973,454 |
¥8,173,454 |
| 50 |
1.90% |
¥40,812 |
¥24,487,400 |
¥8,687,400 |
| 50 |
2.00% |
¥41,679 |
¥25,007,352 |
¥9,207,352 |
| 50 |
2.10% |
¥42,555 |
¥25,533,252 |
¥9,733,252 |
| 50 |
2.20% |
¥43,442 |
¥26,065,041 |
¥10,265,041 |
| 50 |
2.30% |
¥44,338 |
¥26,602,655 |
¥10,802,655 |
| 50 |
2.40% |
¥45,243 |
¥27,146,032 |
¥11,346,032 |
| 50 |
2.50% |
¥46,159 |
¥27,695,104 |
¥11,895,104 |
| 50 |
2.60% |
¥47,083 |
¥28,249,805 |
¥12,449,805 |
| 50 |
2.70% |
¥48,017 |
¥28,810,063 |
¥13,010,063 |
| 50 |
2.80% |
¥48,960 |
¥29,375,808 |
¥13,575,808 |
| 50 |
2.90% |
¥49,912 |
¥29,946,968 |
¥14,146,968 |
| 50 |
3.00% |
¥50,872 |
¥30,523,467 |
¥14,723,467 |
1580万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥34,118 |
¥18,423,501 |
¥2,623,501 |
| 45 |
0.80% |
¥34,851 |
¥18,819,482 |
¥3,019,482 |
| 45 |
0.90% |
¥35,594 |
¥19,220,722 |
¥3,420,722 |
| 45 |
1.00% |
¥36,347 |
¥19,627,202 |
¥3,827,202 |
| 45 |
1.10% |
¥37,109 |
¥20,038,901 |
¥4,238,901 |
| 45 |
1.20% |
¥37,881 |
¥20,455,797 |
¥4,655,797 |
| 45 |
1.30% |
¥38,663 |
¥20,877,864 |
¥5,077,864 |
| 45 |
1.40% |
¥39,454 |
¥21,305,077 |
¥5,505,077 |
| 45 |
1.50% |
¥40,254 |
¥21,737,406 |
¥5,937,406 |
| 45 |
1.60% |
¥41,064 |
¥22,174,822 |
¥6,374,822 |
| 45 |
1.70% |
¥41,884 |
¥22,617,293 |
¥6,817,293 |
| 45 |
1.80% |
¥42,713 |
¥23,064,784 |
¥7,264,784 |
| 45 |
1.90% |
¥43,550 |
¥23,517,261 |
¥7,717,261 |
| 45 |
2.00% |
¥44,398 |
¥23,974,684 |
¥8,174,684 |
| 45 |
2.10% |
¥45,254 |
¥24,437,017 |
¥8,637,017 |
| 45 |
2.20% |
¥46,119 |
¥24,904,219 |
¥9,104,219 |
| 45 |
2.30% |
¥46,993 |
¥25,376,246 |
¥9,576,246 |
| 45 |
2.40% |
¥47,876 |
¥25,853,057 |
¥10,053,057 |
| 45 |
2.50% |
¥48,768 |
¥26,334,606 |
¥10,534,606 |
| 45 |
2.60% |
¥49,668 |
¥26,820,847 |
¥11,020,847 |
| 45 |
2.70% |
¥50,577 |
¥27,311,732 |
¥11,511,732 |
| 45 |
2.80% |
¥51,495 |
¥27,807,213 |
¥12,007,213 |
| 45 |
2.90% |
¥52,421 |
¥28,307,241 |
¥12,507,241 |
| 45 |
3.00% |
¥53,355 |
¥28,811,763 |
¥13,011,763 |
1580万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥37,749 |
¥18,119,670 |
¥2,319,670 |
| 40 |
0.80% |
¥38,475 |
¥18,467,819 |
¥2,667,819 |
| 40 |
0.90% |
¥39,209 |
¥18,820,133 |
¥3,020,133 |
| 40 |
1.00% |
¥39,951 |
¥19,176,602 |
¥3,376,602 |
| 40 |
1.10% |
¥40,703 |
¥19,537,213 |
¥3,737,213 |
| 40 |
1.20% |
¥41,462 |
¥19,901,950 |
¥4,101,950 |
| 40 |
1.30% |
¥42,231 |
¥20,270,799 |
¥4,470,799 |
| 40 |
1.40% |
¥43,008 |
¥20,643,742 |
¥4,843,742 |
| 40 |
1.50% |
¥43,793 |
¥21,020,762 |
¥5,220,762 |
| 40 |
1.60% |
¥44,587 |
¥21,401,840 |
¥5,601,840 |
| 40 |
1.70% |
¥45,389 |
¥21,786,954 |
¥5,986,954 |
| 40 |
1.80% |
¥46,200 |
¥22,176,083 |
¥6,376,083 |
| 40 |
1.90% |
¥47,019 |
¥22,569,205 |
¥6,769,205 |
| 40 |
2.00% |
¥47,846 |
¥22,966,296 |
¥7,166,296 |
| 40 |
2.10% |
¥48,682 |
¥23,367,332 |
¥7,567,332 |
| 40 |
2.20% |
¥49,526 |
¥23,772,285 |
¥7,972,285 |
| 40 |
2.30% |
¥50,377 |
¥24,181,130 |
¥8,381,130 |
| 40 |
2.40% |
¥51,237 |
¥24,593,838 |
¥8,793,838 |
| 40 |
2.50% |
¥52,105 |
¥25,010,381 |
¥9,210,381 |
| 40 |
2.60% |
¥52,981 |
¥25,430,728 |
¥9,630,728 |
| 40 |
2.70% |
¥53,864 |
¥25,854,850 |
¥10,054,850 |
| 40 |
2.80% |
¥54,756 |
¥26,282,714 |
¥10,482,714 |
| 40 |
2.90% |
¥55,655 |
¥26,714,288 |
¥10,914,288 |
| 40 |
3.00% |
¥56,562 |
¥27,149,539 |
¥11,349,539 |
1580万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥42,426 |
¥17,819,039 |
¥2,019,039 |
| 35 |
0.80% |
¥43,144 |
¥18,120,324 |
¥2,320,324 |
| 35 |
0.90% |
¥43,869 |
¥18,424,806 |
¥2,624,806 |
| 35 |
1.00% |
¥44,601 |
¥18,732,479 |
¥2,932,479 |
| 35 |
1.10% |
¥45,341 |
¥19,043,334 |
¥3,243,334 |
| 35 |
1.20% |
¥46,089 |
¥19,357,364 |
¥3,557,364 |
| 35 |
1.30% |
¥46,844 |
¥19,674,558 |
¥3,874,558 |
| 35 |
1.40% |
¥47,607 |
¥19,994,907 |
¥4,194,907 |
| 35 |
1.50% |
¥48,377 |
¥20,318,399 |
¥4,518,399 |
| 35 |
1.60% |
¥49,155 |
¥20,645,025 |
¥4,845,025 |
| 35 |
1.70% |
¥49,940 |
¥20,974,770 |
¥5,174,770 |
| 35 |
1.80% |
¥50,732 |
¥21,307,624 |
¥5,507,624 |
| 35 |
1.90% |
¥51,532 |
¥21,643,571 |
¥5,843,571 |
| 35 |
2.00% |
¥52,340 |
¥21,982,597 |
¥6,182,597 |
| 35 |
2.10% |
¥53,154 |
¥22,324,689 |
¥6,524,689 |
| 35 |
2.20% |
¥53,976 |
¥22,669,830 |
¥6,869,830 |
| 35 |
2.30% |
¥54,805 |
¥23,018,004 |
¥7,218,004 |
| 35 |
2.40% |
¥55,641 |
¥23,369,194 |
¥7,569,194 |
| 35 |
2.50% |
¥56,484 |
¥23,723,382 |
¥7,923,382 |
| 35 |
2.60% |
¥57,335 |
¥24,080,552 |
¥8,280,552 |
| 35 |
2.70% |
¥58,192 |
¥24,440,684 |
¥8,640,684 |
| 35 |
2.80% |
¥59,057 |
¥24,803,759 |
¥9,003,759 |
| 35 |
2.90% |
¥59,928 |
¥25,169,757 |
¥9,369,757 |
| 35 |
3.00% |
¥60,806 |
¥25,538,659 |
¥9,738,659 |
1580万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥48,671 |
¥17,521,613 |
¥1,721,613 |
| 30 |
0.80% |
¥49,381 |
¥17,777,008 |
¥1,977,008 |
| 30 |
0.90% |
¥50,097 |
¥18,034,757 |
¥2,234,757 |
| 30 |
1.00% |
¥50,819 |
¥18,294,856 |
¥2,494,856 |
| 30 |
1.10% |
¥51,548 |
¥18,557,301 |
¥2,757,301 |
| 30 |
1.20% |
¥52,284 |
¥18,822,087 |
¥3,022,087 |
| 30 |
1.30% |
¥53,026 |
¥19,089,208 |
¥3,289,208 |
| 30 |
1.40% |
¥53,774 |
¥19,358,661 |
¥3,558,661 |
| 30 |
1.50% |
¥54,529 |
¥19,630,438 |
¥3,830,438 |
| 30 |
1.60% |
¥55,290 |
¥19,904,533 |
¥4,104,533 |
| 30 |
1.70% |
¥56,058 |
¥20,180,939 |
¥4,380,939 |
| 30 |
1.80% |
¥56,832 |
¥20,459,650 |
¥4,659,650 |
| 30 |
1.90% |
¥57,613 |
¥20,740,658 |
¥4,940,658 |
| 30 |
2.00% |
¥58,400 |
¥21,023,956 |
¥5,223,956 |
| 30 |
2.10% |
¥59,193 |
¥21,309,534 |
¥5,509,534 |
| 30 |
2.20% |
¥59,993 |
¥21,597,384 |
¥5,797,384 |
| 30 |
2.30% |
¥60,799 |
¥21,887,497 |
¥6,087,497 |
| 30 |
2.40% |
¥61,611 |
¥22,179,865 |
¥6,379,865 |
| 30 |
2.50% |
¥62,429 |
¥22,474,477 |
¥6,674,477 |
| 30 |
2.60% |
¥63,254 |
¥22,771,323 |
¥6,971,323 |
| 30 |
2.70% |
¥64,084 |
¥23,070,393 |
¥7,270,393 |
| 30 |
2.80% |
¥64,921 |
¥23,371,676 |
¥7,571,676 |
| 30 |
2.90% |
¥65,764 |
¥23,675,161 |
¥7,875,161 |
| 30 |
3.00% |
¥66,613 |
¥23,980,837 |
¥8,180,837 |
1580万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥57,425 |
¥17,227,398 |
¥1,427,398 |
| 25 |
0.80% |
¥58,126 |
¥17,437,880 |
¥1,637,880 |
| 25 |
0.90% |
¥58,833 |
¥17,649,999 |
¥1,849,999 |
| 25 |
1.00% |
¥59,546 |
¥17,863,754 |
¥2,063,754 |
| 25 |
1.10% |
¥60,264 |
¥18,079,143 |
¥2,279,143 |
| 25 |
1.20% |
¥60,987 |
¥18,296,162 |
¥2,496,162 |
| 25 |
1.30% |
¥61,716 |
¥18,514,811 |
¥2,714,811 |
| 25 |
1.40% |
¥62,450 |
¥18,735,085 |
¥2,935,085 |
| 25 |
1.50% |
¥63,190 |
¥18,956,982 |
¥3,156,982 |
| 25 |
1.60% |
¥63,935 |
¥19,180,499 |
¥3,380,499 |
| 25 |
1.70% |
¥64,685 |
¥19,405,632 |
¥3,605,632 |
| 25 |
1.80% |
¥65,441 |
¥19,632,379 |
¥3,832,379 |
| 25 |
1.90% |
¥66,202 |
¥19,860,734 |
¥4,060,734 |
| 25 |
2.00% |
¥66,969 |
¥20,090,696 |
¥4,290,696 |
| 25 |
2.10% |
¥67,741 |
¥20,322,258 |
¥4,522,258 |
| 25 |
2.20% |
¥68,518 |
¥20,555,418 |
¥4,755,418 |
| 25 |
2.30% |
¥69,301 |
¥20,790,170 |
¥4,990,170 |
| 25 |
2.40% |
¥70,088 |
¥21,026,510 |
¥5,226,510 |
| 25 |
2.50% |
¥70,881 |
¥21,264,433 |
¥5,464,433 |
| 25 |
2.60% |
¥71,680 |
¥21,503,935 |
¥5,703,935 |
| 25 |
2.70% |
¥72,483 |
¥21,745,009 |
¥5,945,009 |
| 25 |
2.80% |
¥73,292 |
¥21,987,651 |
¥6,187,651 |
| 25 |
2.90% |
¥74,106 |
¥22,231,856 |
¥6,431,856 |
| 25 |
3.00% |
¥74,925 |
¥22,477,616 |
¥6,677,616 |
1580万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥70,568 |
¥16,936,399 |
¥1,136,399 |
| 20 |
0.80% |
¥71,262 |
¥17,102,947 |
¥1,302,947 |
| 20 |
0.90% |
¥71,961 |
¥17,270,545 |
¥1,470,545 |
| 20 |
1.00% |
¥72,663 |
¥17,439,192 |
¥1,639,192 |
| 20 |
1.10% |
¥73,370 |
¥17,608,887 |
¥1,808,887 |
| 20 |
1.20% |
¥74,082 |
¥17,779,628 |
¥1,979,628 |
| 20 |
1.30% |
¥74,798 |
¥17,951,415 |
¥2,151,415 |
| 20 |
1.40% |
¥75,518 |
¥18,124,247 |
¥2,324,247 |
| 20 |
1.50% |
¥76,242 |
¥18,298,122 |
¥2,498,122 |
| 20 |
1.60% |
¥76,971 |
¥18,473,039 |
¥2,673,039 |
| 20 |
1.70% |
¥77,704 |
¥18,648,996 |
¥2,848,996 |
| 20 |
1.80% |
¥78,442 |
¥18,825,993 |
¥3,025,993 |
| 20 |
1.90% |
¥79,183 |
¥19,004,026 |
¥3,204,026 |
| 20 |
2.00% |
¥79,930 |
¥19,183,096 |
¥3,383,096 |
| 20 |
2.10% |
¥80,680 |
¥19,363,200 |
¥3,563,200 |
| 20 |
2.20% |
¥81,435 |
¥19,544,336 |
¥3,744,336 |
| 20 |
2.30% |
¥82,194 |
¥19,726,502 |
¥3,926,502 |
| 20 |
2.40% |
¥82,957 |
¥19,909,697 |
¥4,109,697 |
| 20 |
2.50% |
¥83,725 |
¥20,093,918 |
¥4,293,918 |
| 20 |
2.60% |
¥84,497 |
¥20,279,163 |
¥4,479,163 |
| 20 |
2.70% |
¥85,273 |
¥20,465,430 |
¥4,665,430 |
| 20 |
2.80% |
¥86,053 |
¥20,652,717 |
¥4,852,717 |
| 20 |
2.90% |
¥86,838 |
¥20,841,022 |
¥5,041,022 |
| 20 |
3.00% |
¥87,626 |
¥21,030,341 |
¥5,230,341 |
1580万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥92,492 |
¥16,648,617 |
¥848,617 |
| 15 |
0.80% |
¥93,179 |
¥16,772,215 |
¥972,215 |
| 15 |
0.90% |
¥93,869 |
¥16,896,404 |
¥1,096,404 |
| 15 |
1.00% |
¥94,562 |
¥17,021,184 |
¥1,221,184 |
| 15 |
1.10% |
¥95,259 |
¥17,146,554 |
¥1,346,554 |
| 15 |
1.20% |
¥95,958 |
¥17,272,514 |
¥1,472,514 |
| 15 |
1.30% |
¥96,661 |
¥17,399,064 |
¥1,599,064 |
| 15 |
1.40% |
¥97,368 |
¥17,526,203 |
¥1,726,203 |
| 15 |
1.50% |
¥98,077 |
¥17,653,932 |
¥1,853,932 |
| 15 |
1.60% |
¥98,790 |
¥17,782,248 |
¥1,982,248 |
| 15 |
1.70% |
¥99,506 |
¥17,911,152 |
¥2,111,152 |
| 15 |
1.80% |
¥100,226 |
¥18,040,644 |
¥2,240,644 |
| 15 |
1.90% |
¥100,948 |
¥18,170,723 |
¥2,370,723 |
| 15 |
2.00% |
¥101,674 |
¥18,301,387 |
¥2,501,387 |
| 15 |
2.10% |
¥102,404 |
¥18,432,638 |
¥2,632,638 |
| 15 |
2.20% |
¥103,136 |
¥18,564,474 |
¥2,764,474 |
| 15 |
2.30% |
¥103,872 |
¥18,696,894 |
¥2,896,894 |
| 15 |
2.40% |
¥104,611 |
¥18,829,898 |
¥3,029,898 |
| 15 |
2.50% |
¥105,353 |
¥18,963,485 |
¥3,163,485 |
| 15 |
2.60% |
¥106,098 |
¥19,097,655 |
¥3,297,655 |
| 15 |
2.70% |
¥106,847 |
¥19,232,406 |
¥3,432,406 |
| 15 |
2.80% |
¥107,599 |
¥19,367,738 |
¥3,567,738 |
| 15 |
2.90% |
¥108,354 |
¥19,503,650 |
¥3,703,650 |
| 15 |
3.00% |
¥109,112 |
¥19,640,142 |
¥3,840,142 |
1580万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥136,367 |
¥16,364,057 |
¥564,057 |
| 10 |
0.80% |
¥137,047 |
¥16,445,689 |
¥645,689 |
| 10 |
0.90% |
¥137,730 |
¥16,527,584 |
¥727,584 |
| 10 |
1.00% |
¥138,415 |
¥16,609,741 |
¥809,741 |
| 10 |
1.10% |
¥139,101 |
¥16,692,162 |
¥892,162 |
| 10 |
1.20% |
¥139,790 |
¥16,774,845 |
¥974,845 |
| 10 |
1.30% |
¥140,482 |
¥16,857,790 |
¥1,057,790 |
| 10 |
1.40% |
¥141,175 |
¥16,940,998 |
¥1,140,998 |
| 10 |
1.50% |
¥141,871 |
¥17,024,468 |
¥1,224,468 |
| 10 |
1.60% |
¥142,568 |
¥17,108,201 |
¥1,308,201 |
| 10 |
1.70% |
¥143,268 |
¥17,192,195 |
¥1,392,195 |
| 10 |
1.80% |
¥143,970 |
¥17,276,452 |
¥1,476,452 |
| 10 |
1.90% |
¥144,675 |
¥17,360,971 |
¥1,560,971 |
| 10 |
2.00% |
¥145,381 |
¥17,445,751 |
¥1,645,751 |
| 10 |
2.10% |
¥146,090 |
¥17,530,793 |
¥1,730,793 |
| 10 |
2.20% |
¥146,801 |
¥17,616,096 |
¥1,816,096 |
| 10 |
2.30% |
¥147,514 |
¥17,701,661 |
¥1,901,661 |
| 10 |
2.40% |
¥148,229 |
¥17,787,487 |
¥1,987,487 |
| 10 |
2.50% |
¥148,946 |
¥17,873,573 |
¥2,073,573 |
| 10 |
2.60% |
¥149,666 |
¥17,959,921 |
¥2,159,921 |
| 10 |
2.70% |
¥150,388 |
¥18,046,529 |
¥2,246,529 |
| 10 |
2.80% |
¥151,112 |
¥18,133,398 |
¥2,333,398 |
| 10 |
2.90% |
¥151,838 |
¥18,220,528 |
¥2,420,528 |
| 10 |
3.00% |
¥152,566 |
¥18,307,917 |
¥2,507,917 |