1600万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1600万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1600万円の住宅ローン｜期間・年数別
1600万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥31,613 | ¥18,967,620 | ¥2,967,620 |
| 50 | 0.80% | ¥32,363 | ¥19,418,029 | ¥3,418,029 |
| 50 | 0.90% | ¥33,125 | ¥19,874,992 | ¥3,874,992 |
| 50 | 1.00% | ¥33,897 | ¥20,338,481 | ¥4,338,481 |
| 50 | 1.10% | ¥34,681 | ¥20,808,465 | ¥4,808,465 |
| 50 | 1.20% | ¥35,475 | ¥21,284,908 | ¥5,284,908 |
| 50 | 1.30% | ¥36,280 | ¥21,767,773 | ¥5,767,773 |
| 50 | 1.40% | ¥37,095 | ¥22,257,019 | ¥6,257,019 |
| 50 | 1.50% | ¥37,921 | ¥22,752,604 | ¥6,752,604 |
| 50 | 1.60% | ¥38,757 | ¥23,254,481 | ¥7,254,481 |
| 50 | 1.70% | ¥39,604 | ¥23,762,602 | ¥7,762,602 |
| 50 | 1.80% | ¥40,462 | ¥24,276,915 | ¥8,276,915 |
| 50 | 1.90% | ¥41,329 | ¥24,797,367 | ¥8,797,367 |
| 50 | 2.00% | ¥42,207 | ¥25,323,900 | ¥9,323,900 |
| 50 | 2.10% | ¥43,094 | ¥25,856,458 | ¥9,856,458 |
| 50 | 2.20% | ¥43,992 | ¥26,394,978 | ¥10,394,978 |
| 50 | 2.30% | ¥44,899 | ¥26,939,398 | ¥10,939,398 |
| 50 | 2.40% | ¥45,816 | ¥27,489,653 | ¥11,489,653 |
| 50 | 2.50% | ¥46,743 | ¥28,045,675 | ¥12,045,675 |
| 50 | 2.60% | ¥47,679 | ¥28,607,397 | ¥12,607,397 |
| 50 | 2.70% | ¥48,625 | ¥29,174,747 | ¥13,174,747 |
| 50 | 2.80% | ¥49,579 | ¥29,747,654 | ¥13,747,654 |
| 50 | 2.90% | ¥50,543 | ¥30,326,043 | ¥14,326,043 |
| 50 | 3.00% | ¥51,516 | ¥30,909,840 | ¥14,909,840 |
1600万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥34,549 | ¥18,656,710 | ¥2,656,710 |
| 45 | 0.80% | ¥35,292 | ¥19,057,703 | ¥3,057,703 |
| 45 | 0.90% | ¥36,044 | ¥19,464,022 | ¥3,464,022 |
| 45 | 1.00% | ¥36,807 | ¥19,875,648 | ¥3,875,648 |
| 45 | 1.10% | ¥37,579 | ¥20,292,558 | ¥4,292,558 |
| 45 | 1.20% | ¥38,361 | ¥20,714,731 | ¥4,714,731 |
| 45 | 1.30% | ¥39,152 | ¥21,142,141 | ¥5,142,141 |
| 45 | 1.40% | ¥39,953 | ¥21,574,761 | ¥5,574,761 |
| 45 | 1.50% | ¥40,764 | ¥22,012,563 | ¥6,012,563 |
| 45 | 1.60% | ¥41,584 | ¥22,455,516 | ¥6,455,516 |
| 45 | 1.70% | ¥42,414 | ¥22,903,588 | ¥6,903,588 |
| 45 | 1.80% | ¥43,253 | ¥23,356,744 | ¥7,356,744 |
| 45 | 1.90% | ¥44,102 | ¥23,814,947 | ¥7,814,947 |
| 45 | 2.00% | ¥44,960 | ¥24,278,161 | ¥8,278,161 |
| 45 | 2.10% | ¥45,827 | ¥24,746,347 | ¥8,746,347 |
| 45 | 2.20% | ¥46,703 | ¥25,219,462 | ¥9,219,462 |
| 45 | 2.30% | ¥47,588 | ¥25,697,464 | ¥9,697,464 |
| 45 | 2.40% | ¥48,482 | ¥26,180,311 | ¥10,180,311 |
| 45 | 2.50% | ¥49,385 | ¥26,667,955 | ¥10,667,955 |
| 45 | 2.60% | ¥50,297 | ¥27,160,351 | ¥11,160,351 |
| 45 | 2.70% | ¥51,218 | ¥27,657,450 | ¥11,657,450 |
| 45 | 2.80% | ¥52,147 | ¥28,159,203 | ¥12,159,203 |
| 45 | 2.90% | ¥53,084 | ¥28,665,560 | ¥12,665,560 |
| 45 | 3.00% | ¥54,030 | ¥29,176,469 | ¥13,176,469 |
1600万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥38,227 | ¥18,349,033 | ¥2,349,033 |
| 40 | 0.80% | ¥38,962 | ¥18,701,588 | ¥2,701,588 |
| 40 | 0.90% | ¥39,705 | ¥19,058,363 | ¥3,058,363 |
| 40 | 1.00% | ¥40,457 | ¥19,419,344 | ¥3,419,344 |
| 40 | 1.10% | ¥41,218 | ¥19,784,519 | ¥3,784,519 |
| 40 | 1.20% | ¥41,987 | ¥20,153,874 | ¥4,153,874 |
| 40 | 1.30% | ¥42,765 | ¥20,527,391 | ¥4,527,391 |
| 40 | 1.40% | ¥43,552 | ¥20,905,056 | ¥4,905,056 |
| 40 | 1.50% | ¥44,348 | ¥21,286,848 | ¥5,286,848 |
| 40 | 1.60% | ¥45,152 | ¥21,672,749 | ¥5,672,749 |
| 40 | 1.70% | ¥45,964 | ¥22,062,738 | ¥6,062,738 |
| 40 | 1.80% | ¥46,785 | ¥22,456,793 | ¥6,456,793 |
| 40 | 1.90% | ¥47,614 | ¥22,854,891 | ¥6,854,891 |
| 40 | 2.00% | ¥48,452 | ¥23,257,009 | ¥7,257,009 |
| 40 | 2.10% | ¥49,298 | ¥23,663,121 | ¥7,663,121 |
| 40 | 2.20% | ¥50,153 | ¥24,073,200 | ¥8,073,200 |
| 40 | 2.30% | ¥51,015 | ¥24,487,220 | ¥8,487,220 |
| 40 | 2.40% | ¥51,886 | ¥24,905,152 | ¥8,905,152 |
| 40 | 2.50% | ¥52,765 | ¥25,326,968 | ¥9,326,968 |
| 40 | 2.60% | ¥53,651 | ¥25,752,636 | ¥9,752,636 |
| 40 | 2.70% | ¥54,546 | ¥26,182,126 | ¥10,182,126 |
| 40 | 2.80% | ¥55,449 | ¥26,615,406 | ¥10,615,406 |
| 40 | 2.90% | ¥56,359 | ¥27,052,443 | ¥11,052,443 |
| 40 | 3.00% | ¥57,278 | ¥27,493,204 | ¥11,493,204 |
1600万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥42,963 | ¥18,044,596 | ¥2,044,596 |
| 35 | 0.80% | ¥43,690 | ¥18,349,695 | ¥2,349,695 |
| 35 | 0.90% | ¥44,424 | ¥18,658,032 | ¥2,658,032 |
| 35 | 1.00% | ¥45,166 | ¥18,969,599 | ¥2,969,599 |
| 35 | 1.10% | ¥45,915 | ¥19,284,389 | ¥3,284,389 |
| 35 | 1.20% | ¥46,672 | ¥19,602,394 | ¥3,602,394 |
| 35 | 1.30% | ¥47,437 | ¥19,923,603 | ¥3,923,603 |
| 35 | 1.40% | ¥48,210 | ¥20,248,007 | ¥4,248,007 |
| 35 | 1.50% | ¥48,990 | ¥20,575,594 | ¥4,575,594 |
| 35 | 1.60% | ¥49,777 | ¥20,906,354 | ¥4,906,354 |
| 35 | 1.70% | ¥50,572 | ¥21,240,274 | ¥5,240,274 |
| 35 | 1.80% | ¥51,375 | ¥21,577,340 | ¥5,577,340 |
| 35 | 1.90% | ¥52,185 | ¥21,917,540 | ¥5,917,540 |
| 35 | 2.00% | ¥53,002 | ¥22,260,858 | ¥6,260,858 |
| 35 | 2.10% | ¥53,827 | ¥22,607,280 | ¥6,607,280 |
| 35 | 2.20% | ¥54,659 | ¥22,956,790 | ¥6,956,790 |
| 35 | 2.30% | ¥55,499 | ¥23,309,371 | ¥7,309,371 |
| 35 | 2.40% | ¥56,345 | ¥23,665,006 | ¥7,665,006 |
| 35 | 2.50% | ¥57,199 | ¥24,023,678 | ¥8,023,678 |
| 35 | 2.60% | ¥58,060 | ¥24,385,369 | ¥8,385,369 |
| 35 | 2.70% | ¥58,929 | ¥24,750,060 | ¥8,750,060 |
| 35 | 2.80% | ¥59,804 | ¥25,117,731 | ¥9,117,731 |
| 35 | 2.90% | ¥60,687 | ¥25,488,362 | ¥9,488,362 |
| 35 | 3.00% | ¥61,576 | ¥25,861,933 | ¥9,861,933 |
1600万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥49,287 | ¥17,743,406 | ¥1,743,406 |
| 30 | 0.80% | ¥50,006 | ¥18,002,034 | ¥2,002,034 |
| 30 | 0.90% | ¥50,731 | ¥18,263,045 | ¥2,263,045 |
| 30 | 1.00% | ¥51,462 | ¥18,526,436 | ¥2,526,436 |
| 30 | 1.10% | ¥52,201 | ¥18,792,203 | ¥2,792,203 |
| 30 | 1.20% | ¥52,945 | ¥19,060,341 | ¥3,060,341 |
| 30 | 1.30% | ¥53,697 | ¥19,330,844 | ¥3,330,844 |
| 30 | 1.40% | ¥54,455 | ¥19,603,707 | ¥3,603,707 |
| 30 | 1.50% | ¥55,219 | ¥19,878,924 | ¥3,878,924 |
| 30 | 1.60% | ¥55,990 | ¥20,156,489 | ¥4,156,489 |
| 30 | 1.70% | ¥56,768 | ¥20,436,394 | ¥4,436,394 |
| 30 | 1.80% | ¥57,552 | ¥20,718,633 | ¥4,718,633 |
| 30 | 1.90% | ¥58,342 | ¥21,003,198 | ¥5,003,198 |
| 30 | 2.00% | ¥59,139 | ¥21,290,082 | ¥5,290,082 |
| 30 | 2.10% | ¥59,942 | ¥21,579,275 | ¥5,579,275 |
| 30 | 2.20% | ¥60,752 | ¥21,870,768 | ¥5,870,768 |
| 30 | 2.30% | ¥61,568 | ¥22,164,554 | ¥6,164,554 |
| 30 | 2.40% | ¥62,391 | ¥22,460,623 | ¥6,460,623 |
| 30 | 2.50% | ¥63,219 | ¥22,758,964 | ¥6,758,964 |
| 30 | 2.60% | ¥64,054 | ¥23,059,567 | ¥7,059,567 |
| 30 | 2.70% | ¥64,896 | ¥23,362,423 | ¥7,362,423 |
| 30 | 2.80% | ¥65,743 | ¥23,667,520 | ¥7,667,520 |
| 30 | 2.90% | ¥66,597 | ¥23,974,847 | ¥7,974,847 |
| 30 | 3.00% | ¥67,457 | ¥24,284,392 | ¥8,284,392 |
1600万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥58,152 | ¥17,445,467 | ¥1,445,467 |
| 25 | 0.80% | ¥58,862 | ¥17,658,613 | ¥1,658,613 |
| 25 | 0.90% | ¥59,578 | ¥17,873,417 | ¥1,873,417 |
| 25 | 1.00% | ¥60,300 | ¥18,089,878 | ¥2,089,878 |
| 25 | 1.10% | ¥61,027 | ¥18,307,993 | ¥2,307,993 |
| 25 | 1.20% | ¥61,759 | ¥18,527,759 | ¥2,527,759 |
| 25 | 1.30% | ¥62,497 | ¥18,749,175 | ¥2,749,175 |
| 25 | 1.40% | ¥63,241 | ¥18,972,238 | ¥2,972,238 |
| 25 | 1.50% | ¥63,990 | ¥19,196,944 | ¥3,196,944 |
| 25 | 1.60% | ¥64,744 | ¥19,423,290 | ¥3,423,290 |
| 25 | 1.70% | ¥65,504 | ¥19,651,273 | ¥3,651,273 |
| 25 | 1.80% | ¥66,270 | ¥19,880,890 | ¥3,880,890 |
| 25 | 1.90% | ¥67,040 | ¥20,112,136 | ¥4,112,136 |
| 25 | 2.00% | ¥67,817 | ¥20,345,008 | ¥4,345,008 |
| 25 | 2.10% | ¥68,598 | ¥20,579,502 | ¥4,579,502 |
| 25 | 2.20% | ¥69,385 | ¥20,815,613 | ¥4,815,613 |
| 25 | 2.30% | ¥70,178 | ¥21,053,337 | ¥5,053,337 |
| 25 | 2.40% | ¥70,976 | ¥21,292,668 | ¥5,292,668 |
| 25 | 2.50% | ¥71,779 | ¥21,533,603 | ¥5,533,603 |
| 25 | 2.60% | ¥72,587 | ¥21,776,136 | ¥5,776,136 |
| 25 | 2.70% | ¥73,401 | ¥22,020,262 | ¥6,020,262 |
| 25 | 2.80% | ¥74,220 | ¥22,265,976 | ¥6,265,976 |
| 25 | 2.90% | ¥75,044 | ¥22,513,271 | ¥6,513,271 |
| 25 | 3.00% | ¥75,874 | ¥22,762,143 | ¥6,762,143 |
1600万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥71,462 | ¥17,150,783 | ¥1,150,783 |
| 20 | 0.80% | ¥72,164 | ¥17,319,440 | ¥1,319,440 |
| 20 | 0.90% | ¥72,871 | ¥17,489,160 | ¥1,489,160 |
| 20 | 1.00% | ¥73,583 | ¥17,659,941 | ¥1,659,941 |
| 20 | 1.10% | ¥74,299 | ¥17,831,784 | ¥1,831,784 |
| 20 | 1.20% | ¥75,020 | ¥18,004,687 | ¥2,004,687 |
| 20 | 1.30% | ¥75,744 | ¥18,178,648 | ¥2,178,648 |
| 20 | 1.40% | ¥76,474 | ¥18,353,668 | ¥2,353,668 |
| 20 | 1.50% | ¥77,207 | ¥18,529,744 | ¥2,529,744 |
| 20 | 1.60% | ¥77,945 | ¥18,706,875 | ¥2,706,875 |
| 20 | 1.70% | ¥78,688 | ¥18,885,059 | ¥2,885,059 |
| 20 | 1.80% | ¥79,435 | ¥19,064,296 | ¥3,064,296 |
| 20 | 1.90% | ¥80,186 | ¥19,244,584 | ¥3,244,584 |
| 20 | 2.00% | ¥80,941 | ¥19,425,920 | ¥3,425,920 |
| 20 | 2.10% | ¥81,701 | ¥19,608,304 | ¥3,608,304 |
| 20 | 2.20% | ¥82,466 | ¥19,791,732 | ¥3,791,732 |
| 20 | 2.30% | ¥83,234 | ¥19,976,205 | ¥3,976,205 |
| 20 | 2.40% | ¥84,007 | ¥20,161,718 | ¥4,161,718 |
| 20 | 2.50% | ¥84,784 | ¥20,348,271 | ¥4,348,271 |
| 20 | 2.60% | ¥85,566 | ¥20,535,861 | ¥4,535,861 |
| 20 | 2.70% | ¥86,352 | ¥20,724,486 | ¥4,724,486 |
| 20 | 2.80% | ¥87,142 | ¥20,914,144 | ¥4,914,144 |
| 20 | 2.90% | ¥87,937 | ¥21,104,832 | ¥5,104,832 |
| 20 | 3.00% | ¥88,736 | ¥21,296,548 | ¥5,296,548 |
1600万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥93,663 | ¥16,859,359 | ¥859,359 |
| 15 | 0.80% | ¥94,358 | ¥16,984,522 | ¥984,522 |
| 15 | 0.90% | ¥95,057 | ¥17,110,283 | ¥1,110,283 |
| 15 | 1.00% | ¥95,759 | ¥17,236,642 | ¥1,236,642 |
| 15 | 1.10% | ¥96,464 | ¥17,363,599 | ¥1,363,599 |
| 15 | 1.20% | ¥97,173 | ¥17,491,154 | ¥1,491,154 |
| 15 | 1.30% | ¥97,885 | ¥17,619,306 | ¥1,619,306 |
| 15 | 1.40% | ¥98,600 | ¥17,748,054 | ¥1,748,054 |
| 15 | 1.50% | ¥99,319 | ¥17,877,399 | ¥1,877,399 |
| 15 | 1.60% | ¥100,041 | ¥18,007,340 | ¥2,007,340 |
| 15 | 1.70% | ¥100,766 | ¥18,137,876 | ¥2,137,876 |
| 15 | 1.80% | ¥101,494 | ¥18,269,007 | ¥2,269,007 |
| 15 | 1.90% | ¥102,226 | ¥18,400,732 | ¥2,400,732 |
| 15 | 2.00% | ¥102,961 | ¥18,533,051 | ¥2,533,051 |
| 15 | 2.10% | ¥103,700 | ¥18,665,963 | ¥2,665,963 |
| 15 | 2.20% | ¥104,441 | ¥18,799,467 | ¥2,799,467 |
| 15 | 2.30% | ¥105,186 | ¥18,933,564 | ¥2,933,564 |
| 15 | 2.40% | ¥105,935 | ¥19,068,251 | ¥3,068,251 |
| 15 | 2.50% | ¥106,686 | ¥19,203,529 | ¥3,203,529 |
| 15 | 2.60% | ¥107,441 | ¥19,339,397 | ¥3,339,397 |
| 15 | 2.70% | ¥108,199 | ¥19,475,854 | ¥3,475,854 |
| 15 | 2.80% | ¥108,961 | ¥19,612,899 | ¥3,612,899 |
| 15 | 2.90% | ¥109,725 | ¥19,750,532 | ¥3,750,532 |
| 15 | 3.00% | ¥110,493 | ¥19,888,751 | ¥3,888,751 |
1600万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥138,093 | ¥16,571,197 | ¥571,197 |
| 10 | 0.80% | ¥138,782 | ¥16,653,862 | ¥653,862 |
| 10 | 0.90% | ¥139,473 | ¥16,736,794 | ¥736,794 |
| 10 | 1.00% | ¥140,167 | ¥16,819,991 | ¥819,991 |
| 10 | 1.10% | ¥140,862 | ¥16,903,455 | ¥903,455 |
| 10 | 1.20% | ¥141,560 | ¥16,987,184 | ¥987,184 |
| 10 | 1.30% | ¥142,260 | ¥17,071,180 | ¥1,071,180 |
| 10 | 1.40% | ¥142,962 | ¥17,155,441 | ¥1,155,441 |
| 10 | 1.50% | ¥143,666 | ¥17,239,968 | ¥1,239,968 |
| 10 | 1.60% | ¥144,373 | ¥17,324,760 | ¥1,324,760 |
| 10 | 1.70% | ¥145,082 | ¥17,409,818 | ¥1,409,818 |
| 10 | 1.80% | ¥145,793 | ¥17,495,141 | ¥1,495,141 |
| 10 | 1.90% | ¥146,506 | ¥17,580,730 | ¥1,580,730 |
| 10 | 2.00% | ¥147,222 | ¥17,666,583 | ¥1,666,583 |
| 10 | 2.10% | ¥147,939 | ¥17,752,701 | ¥1,752,701 |
| 10 | 2.20% | ¥148,659 | ¥17,839,085 | ¥1,839,085 |
| 10 | 2.30% | ¥149,381 | ¥17,925,732 | ¥1,925,732 |
| 10 | 2.40% | ¥150,105 | ¥18,012,645 | ¥2,012,645 |
| 10 | 2.50% | ¥150,832 | ¥18,099,821 | ¥2,099,821 |
| 10 | 2.60% | ¥151,561 | ¥18,187,262 | ¥2,187,262 |
| 10 | 2.70% | ¥152,291 | ¥18,274,967 | ¥2,274,967 |
| 10 | 2.80% | ¥153,024 | ¥18,362,935 | ¥2,362,935 |
| 10 | 2.90% | ¥153,760 | ¥18,451,167 | ¥2,451,167 |
| 10 | 3.00% | ¥154,497 | ¥18,539,663 | ¥2,539,663 |
