1610万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1610万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1610万円の住宅ローン｜期間・年数別
1610万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥31,810 | ¥19,086,167 | ¥2,986,167 |
| 50 | 0.80% | ¥32,566 | ¥19,539,392 | ¥3,439,392 |
| 50 | 0.90% | ¥33,332 | ¥19,999,211 | ¥3,899,211 |
| 50 | 1.00% | ¥34,109 | ¥20,465,597 | ¥4,365,597 |
| 50 | 1.10% | ¥34,898 | ¥20,938,518 | ¥4,838,518 |
| 50 | 1.20% | ¥35,697 | ¥21,417,938 | ¥5,317,938 |
| 50 | 1.30% | ¥36,506 | ¥21,903,821 | ¥5,803,821 |
| 50 | 1.40% | ¥37,327 | ¥22,396,125 | ¥6,296,125 |
| 50 | 1.50% | ¥38,158 | ¥22,894,808 | ¥6,794,808 |
| 50 | 1.60% | ¥39,000 | ¥23,399,822 | ¥7,299,822 |
| 50 | 1.70% | ¥39,852 | ¥23,911,118 | ¥7,811,118 |
| 50 | 1.80% | ¥40,714 | ¥24,428,646 | ¥8,328,646 |
| 50 | 1.90% | ¥41,587 | ¥24,952,350 | ¥8,852,350 |
| 50 | 2.00% | ¥42,470 | ¥25,482,175 | ¥9,382,175 |
| 50 | 2.10% | ¥43,363 | ¥26,018,061 | ¥9,918,061 |
| 50 | 2.20% | ¥44,267 | ¥26,559,946 | ¥10,459,946 |
| 50 | 2.30% | ¥45,180 | ¥27,107,769 | ¥11,007,769 |
| 50 | 2.40% | ¥46,102 | ¥27,661,463 | ¥11,561,463 |
| 50 | 2.50% | ¥47,035 | ¥28,220,961 | ¥12,120,961 |
| 50 | 2.60% | ¥47,977 | ¥28,786,193 | ¥12,686,193 |
| 50 | 2.70% | ¥48,928 | ¥29,357,089 | ¥13,257,089 |
| 50 | 2.80% | ¥49,889 | ¥29,933,577 | ¥13,833,577 |
| 50 | 2.90% | ¥50,859 | ¥30,515,581 | ¥14,415,581 |
| 50 | 3.00% | ¥51,838 | ¥31,103,026 | ¥15,003,026 |
1610万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥34,765 | ¥18,773,314 | ¥2,673,314 |
| 45 | 0.80% | ¥35,513 | ¥19,176,814 | ¥3,076,814 |
| 45 | 0.90% | ¥36,270 | ¥19,585,673 | ¥3,485,673 |
| 45 | 1.00% | ¥37,037 | ¥19,999,870 | ¥3,899,870 |
| 45 | 1.10% | ¥37,814 | ¥20,419,386 | ¥4,319,386 |
| 45 | 1.20% | ¥38,600 | ¥20,844,198 | ¥4,744,198 |
| 45 | 1.30% | ¥39,397 | ¥21,274,279 | ¥5,174,279 |
| 45 | 1.40% | ¥40,203 | ¥21,709,603 | ¥5,609,603 |
| 45 | 1.50% | ¥41,019 | ¥22,150,142 | ¥6,050,142 |
| 45 | 1.60% | ¥41,844 | ¥22,595,863 | ¥6,495,863 |
| 45 | 1.70% | ¥42,679 | ¥23,046,735 | ¥6,946,735 |
| 45 | 1.80% | ¥43,524 | ¥23,502,723 | ¥7,402,723 |
| 45 | 1.90% | ¥44,377 | ¥23,963,791 | ¥7,863,791 |
| 45 | 2.00% | ¥45,241 | ¥24,429,900 | ¥8,329,900 |
| 45 | 2.10% | ¥46,113 | ¥24,901,011 | ¥8,801,011 |
| 45 | 2.20% | ¥46,995 | ¥25,377,083 | ¥9,277,083 |
| 45 | 2.30% | ¥47,885 | ¥25,858,074 | ¥9,758,074 |
| 45 | 2.40% | ¥48,785 | ¥26,343,938 | ¥10,243,938 |
| 45 | 2.50% | ¥49,694 | ¥26,834,630 | ¥10,734,630 |
| 45 | 2.60% | ¥50,611 | ¥27,330,103 | ¥11,230,103 |
| 45 | 2.70% | ¥51,538 | ¥27,830,309 | ¥11,730,309 |
| 45 | 2.80% | ¥52,473 | ¥28,335,198 | ¥12,235,198 |
| 45 | 2.90% | ¥53,416 | ¥28,844,720 | ¥12,744,720 |
| 45 | 3.00% | ¥54,368 | ¥29,358,822 | ¥13,258,822 |
1610万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥38,466 | ¥18,463,714 | ¥2,363,714 |
| 40 | 0.80% | ¥39,205 | ¥18,818,473 | ¥2,718,473 |
| 40 | 0.90% | ¥39,953 | ¥19,177,478 | ¥3,077,478 |
| 40 | 1.00% | ¥40,710 | ¥19,540,715 | ¥3,440,715 |
| 40 | 1.10% | ¥41,475 | ¥19,908,173 | ¥3,808,173 |
| 40 | 1.20% | ¥42,250 | ¥20,279,835 | ¥4,179,835 |
| 40 | 1.30% | ¥43,033 | ¥20,655,688 | ¥4,555,688 |
| 40 | 1.40% | ¥43,824 | ¥21,035,712 | ¥4,935,712 |
| 40 | 1.50% | ¥44,625 | ¥21,419,891 | ¥5,319,891 |
| 40 | 1.60% | ¥45,434 | ¥21,808,204 | ¥5,708,204 |
| 40 | 1.70% | ¥46,251 | ¥22,200,630 | ¥6,100,630 |
| 40 | 1.80% | ¥47,077 | ¥22,597,148 | ¥6,497,148 |
| 40 | 1.90% | ¥47,912 | ¥22,997,735 | ¥6,897,735 |
| 40 | 2.00% | ¥48,755 | ¥23,402,365 | ¥7,302,365 |
| 40 | 2.10% | ¥49,606 | ¥23,811,015 | ¥7,711,015 |
| 40 | 2.20% | ¥50,466 | ¥24,223,658 | ¥8,123,658 |
| 40 | 2.30% | ¥51,334 | ¥24,640,265 | ¥8,540,265 |
| 40 | 2.40% | ¥52,210 | ¥25,060,810 | ¥8,960,810 |
| 40 | 2.50% | ¥53,094 | ¥25,485,261 | ¥9,385,261 |
| 40 | 2.60% | ¥53,987 | ¥25,913,590 | ¥9,813,590 |
| 40 | 2.70% | ¥54,887 | ¥26,345,765 | ¥10,245,765 |
| 40 | 2.80% | ¥55,795 | ¥26,781,753 | ¥10,681,753 |
| 40 | 2.90% | ¥56,712 | ¥27,221,521 | ¥11,121,521 |
| 40 | 3.00% | ¥57,635 | ¥27,665,036 | ¥11,565,036 |
1610万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥43,232 | ¥18,157,375 | ¥2,057,375 |
| 35 | 0.80% | ¥43,963 | ¥18,464,381 | ¥2,364,381 |
| 35 | 0.90% | ¥44,702 | ¥18,774,644 | ¥2,674,644 |
| 35 | 1.00% | ¥45,448 | ¥19,088,159 | ¥2,988,159 |
| 35 | 1.10% | ¥46,202 | ¥19,404,917 | ¥3,304,917 |
| 35 | 1.20% | ¥46,964 | ¥19,724,909 | ¥3,624,909 |
| 35 | 1.30% | ¥47,734 | ¥20,048,125 | ¥3,948,125 |
| 35 | 1.40% | ¥48,511 | ¥20,374,557 | ¥4,274,557 |
| 35 | 1.50% | ¥49,296 | ¥20,704,192 | ¥4,604,192 |
| 35 | 1.60% | ¥50,088 | ¥21,037,019 | ¥4,937,019 |
| 35 | 1.70% | ¥50,888 | ¥21,373,026 | ¥5,273,026 |
| 35 | 1.80% | ¥51,696 | ¥21,712,199 | ¥5,612,199 |
| 35 | 1.90% | ¥52,511 | ¥22,054,525 | ¥5,954,525 |
| 35 | 2.00% | ¥53,333 | ¥22,399,988 | ¥6,299,988 |
| 35 | 2.10% | ¥54,163 | ¥22,748,575 | ¥6,648,575 |
| 35 | 2.20% | ¥55,001 | ¥23,100,270 | ¥7,000,270 |
| 35 | 2.30% | ¥55,845 | ¥23,455,054 | ¥7,355,054 |
| 35 | 2.40% | ¥56,697 | ¥23,812,912 | ¥7,712,912 |
| 35 | 2.50% | ¥57,557 | ¥24,173,826 | ¥8,073,826 |
| 35 | 2.60% | ¥58,423 | ¥24,537,778 | ¥8,437,778 |
| 35 | 2.70% | ¥59,297 | ¥24,904,748 | ¥8,804,748 |
| 35 | 2.80% | ¥60,178 | ¥25,274,716 | ¥9,174,716 |
| 35 | 2.90% | ¥61,066 | ¥25,647,664 | ¥9,547,664 |
| 35 | 3.00% | ¥61,961 | ¥26,023,570 | ¥9,923,570 |
1610万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥49,595 | ¥17,854,302 | ¥1,754,302 |
| 30 | 0.80% | ¥50,318 | ¥18,114,546 | ¥2,014,546 |
| 30 | 0.90% | ¥51,048 | ¥18,377,189 | ¥2,277,189 |
| 30 | 1.00% | ¥51,784 | ¥18,642,227 | ¥2,542,227 |
| 30 | 1.10% | ¥52,527 | ¥18,909,654 | ¥2,809,654 |
| 30 | 1.20% | ¥53,276 | ¥19,179,468 | ¥3,079,468 |
| 30 | 1.30% | ¥54,032 | ¥19,451,662 | ¥3,351,662 |
| 30 | 1.40% | ¥54,795 | ¥19,726,230 | ¥3,626,230 |
| 30 | 1.50% | ¥55,564 | ¥20,003,167 | ¥3,903,167 |
| 30 | 1.60% | ¥56,340 | ¥20,282,467 | ¥4,182,467 |
| 30 | 1.70% | ¥57,123 | ¥20,564,122 | ¥4,464,122 |
| 30 | 1.80% | ¥57,911 | ¥20,848,125 | ¥4,748,125 |
| 30 | 1.90% | ¥58,707 | ¥21,134,468 | ¥5,034,468 |
| 30 | 2.00% | ¥59,509 | ¥21,423,145 | ¥5,323,145 |
| 30 | 2.10% | ¥60,317 | ¥21,714,145 | ¥5,614,145 |
| 30 | 2.20% | ¥61,132 | ¥22,007,461 | ¥5,907,461 |
| 30 | 2.30% | ¥61,953 | ¥22,303,083 | ¥6,203,083 |
| 30 | 2.40% | ¥62,781 | ¥22,601,002 | ¥6,501,002 |
| 30 | 2.50% | ¥63,614 | ¥22,901,207 | ¥6,801,207 |
| 30 | 2.60% | ¥64,455 | ¥23,203,690 | ¥7,103,690 |
| 30 | 2.70% | ¥65,301 | ¥23,508,438 | ¥7,408,438 |
| 30 | 2.80% | ¥66,154 | ¥23,815,442 | ¥7,715,442 |
| 30 | 2.90% | ¥67,013 | ¥24,124,690 | ¥8,024,690 |
| 30 | 3.00% | ¥67,878 | ¥24,436,170 | ¥8,336,170 |
1610万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥58,515 | ¥17,554,501 | ¥1,454,501 |
| 25 | 0.80% | ¥59,230 | ¥17,768,979 | ¥1,668,979 |
| 25 | 0.90% | ¥59,950 | ¥17,985,126 | ¥1,885,126 |
| 25 | 1.00% | ¥60,676 | ¥18,202,940 | ¥2,102,940 |
| 25 | 1.10% | ¥61,408 | ¥18,422,418 | ¥2,322,418 |
| 25 | 1.20% | ¥62,145 | ¥18,643,558 | ¥2,543,558 |
| 25 | 1.30% | ¥62,888 | ¥18,866,358 | ¥2,766,358 |
| 25 | 1.40% | ¥63,636 | ¥19,090,814 | ¥2,990,814 |
| 25 | 1.50% | ¥64,390 | ¥19,316,925 | ¥3,216,925 |
| 25 | 1.60% | ¥65,149 | ¥19,544,685 | ¥3,444,685 |
| 25 | 1.70% | ¥65,914 | ¥19,774,094 | ¥3,674,094 |
| 25 | 1.80% | ¥66,684 | ¥20,005,145 | ¥3,905,145 |
| 25 | 1.90% | ¥67,459 | ¥20,237,837 | ¥4,137,837 |
| 25 | 2.00% | ¥68,241 | ¥20,472,165 | ¥4,372,165 |
| 25 | 2.10% | ¥69,027 | ¥20,708,124 | ¥4,608,124 |
| 25 | 2.20% | ¥69,819 | ¥20,945,710 | ¥4,845,710 |
| 25 | 2.30% | ¥70,616 | ¥21,184,920 | ¥5,084,920 |
| 25 | 2.40% | ¥71,419 | ¥21,425,747 | ¥5,325,747 |
| 25 | 2.50% | ¥72,227 | ¥21,668,188 | ¥5,568,188 |
| 25 | 2.60% | ¥73,041 | ¥21,912,237 | ¥5,812,237 |
| 25 | 2.70% | ¥73,860 | ¥22,157,889 | ¥6,057,889 |
| 25 | 2.80% | ¥74,684 | ¥22,405,138 | ¥6,305,138 |
| 25 | 2.90% | ¥75,513 | ¥22,653,979 | ¥6,553,979 |
| 25 | 3.00% | ¥76,348 | ¥22,904,406 | ¥6,804,406 |
1610万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥71,908 | ¥17,257,976 | ¥1,157,976 |
| 20 | 0.80% | ¥72,615 | ¥17,427,687 | ¥1,327,687 |
| 20 | 0.90% | ¥73,327 | ¥17,598,467 | ¥1,498,467 |
| 20 | 1.00% | ¥74,043 | ¥17,770,316 | ¥1,670,316 |
| 20 | 1.10% | ¥74,763 | ¥17,943,233 | ¥1,843,233 |
| 20 | 1.20% | ¥75,488 | ¥18,117,216 | ¥2,017,216 |
| 20 | 1.30% | ¥76,218 | ¥18,292,265 | ¥2,192,265 |
| 20 | 1.40% | ¥76,952 | ¥18,468,378 | ¥2,368,378 |
| 20 | 1.50% | ¥77,690 | ¥18,645,555 | ¥2,545,555 |
| 20 | 1.60% | ¥78,432 | ¥18,823,793 | ¥2,723,793 |
| 20 | 1.70% | ¥79,180 | ¥19,003,091 | ¥2,903,091 |
| 20 | 1.80% | ¥79,931 | ¥19,183,448 | ¥3,083,448 |
| 20 | 1.90% | ¥80,687 | ¥19,364,862 | ¥3,264,862 |
| 20 | 2.00% | ¥81,447 | ¥19,547,332 | ¥3,447,332 |
| 20 | 2.10% | ¥82,212 | ¥19,730,855 | ¥3,630,855 |
| 20 | 2.20% | ¥82,981 | ¥19,915,431 | ¥3,815,431 |
| 20 | 2.30% | ¥83,754 | ¥20,101,056 | ¥4,001,056 |
| 20 | 2.40% | ¥84,532 | ¥20,287,729 | ¥4,187,729 |
| 20 | 2.50% | ¥85,314 | ¥20,475,448 | ¥4,375,448 |
| 20 | 2.60% | ¥86,101 | ¥20,664,210 | ¥4,564,210 |
| 20 | 2.70% | ¥86,892 | ¥20,854,014 | ¥4,754,014 |
| 20 | 2.80% | ¥87,687 | ¥21,044,857 | ¥4,944,857 |
| 20 | 2.90% | ¥88,486 | ¥21,236,737 | ¥5,136,737 |
| 20 | 3.00% | ¥89,290 | ¥21,429,651 | ¥5,329,651 |
1610万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥94,249 | ¥16,964,730 | ¥864,730 |
| 15 | 0.80% | ¥94,948 | ¥17,090,675 | ¥990,675 |
| 15 | 0.90% | ¥95,651 | ¥17,217,222 | ¥1,117,222 |
| 15 | 1.00% | ¥96,358 | ¥17,344,371 | ¥1,244,371 |
| 15 | 1.10% | ¥97,067 | ¥17,472,122 | ¥1,372,122 |
| 15 | 1.20% | ¥97,780 | ¥17,600,474 | ¥1,500,474 |
| 15 | 1.30% | ¥98,497 | ¥17,729,426 | ¥1,629,426 |
| 15 | 1.40% | ¥99,217 | ¥17,858,979 | ¥1,758,979 |
| 15 | 1.50% | ¥99,940 | ¥17,989,133 | ¥1,889,133 |
| 15 | 1.60% | ¥100,666 | ¥18,119,886 | ¥2,019,886 |
| 15 | 1.70% | ¥101,396 | ¥18,251,237 | ¥2,151,237 |
| 15 | 1.80% | ¥102,129 | ¥18,383,188 | ¥2,283,188 |
| 15 | 1.90% | ¥102,865 | ¥18,515,736 | ¥2,415,736 |
| 15 | 2.00% | ¥103,605 | ¥18,648,882 | ¥2,548,882 |
| 15 | 2.10% | ¥104,348 | ¥18,782,625 | ¥2,682,625 |
| 15 | 2.20% | ¥105,094 | ¥18,916,964 | ¥2,816,964 |
| 15 | 2.30% | ¥105,844 | ¥19,051,898 | ¥2,951,898 |
| 15 | 2.40% | ¥106,597 | ¥19,187,428 | ¥3,087,428 |
| 15 | 2.50% | ¥107,353 | ¥19,323,551 | ¥3,223,551 |
| 15 | 2.60% | ¥108,113 | ¥19,460,268 | ¥3,360,268 |
| 15 | 2.70% | ¥108,875 | ¥19,597,578 | ¥3,497,578 |
| 15 | 2.80% | ¥109,642 | ¥19,735,480 | ¥3,635,480 |
| 15 | 2.90% | ¥110,411 | ¥19,873,973 | ¥3,773,973 |
| 15 | 3.00% | ¥111,184 | ¥20,013,056 | ¥3,913,056 |
1610万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥138,956 | ¥16,674,767 | ¥574,767 |
| 10 | 0.80% | ¥139,650 | ¥16,757,949 | ¥657,949 |
| 10 | 0.90% | ¥140,345 | ¥16,841,399 | ¥741,399 |
| 10 | 1.00% | ¥141,043 | ¥16,925,116 | ¥825,116 |
| 10 | 1.10% | ¥141,743 | ¥17,009,102 | ¥909,102 |
| 10 | 1.20% | ¥142,445 | ¥17,093,354 | ¥993,354 |
| 10 | 1.30% | ¥143,149 | ¥17,177,875 | ¥1,077,875 |
| 10 | 1.40% | ¥143,856 | ¥17,262,663 | ¥1,162,663 |
| 10 | 1.50% | ¥144,564 | ¥17,347,718 | ¥1,247,718 |
| 10 | 1.60% | ¥145,275 | ¥17,433,040 | ¥1,333,040 |
| 10 | 1.70% | ¥145,989 | ¥17,518,630 | ¥1,418,630 |
| 10 | 1.80% | ¥146,704 | ¥17,604,486 | ¥1,504,486 |
| 10 | 1.90% | ¥147,422 | ¥17,690,609 | ¥1,590,609 |
| 10 | 2.00% | ¥148,142 | ¥17,776,999 | ¥1,676,999 |
| 10 | 2.10% | ¥148,864 | ¥17,863,656 | ¥1,763,656 |
| 10 | 2.20% | ¥149,588 | ¥17,950,579 | ¥1,850,579 |
| 10 | 2.30% | ¥150,315 | ¥18,037,768 | ¥1,937,768 |
| 10 | 2.40% | ¥151,044 | ¥18,125,224 | ¥2,025,224 |
| 10 | 2.50% | ¥151,775 | ¥18,212,945 | ¥2,112,945 |
| 10 | 2.60% | ¥152,508 | ¥18,300,932 | ¥2,200,932 |
| 10 | 2.70% | ¥153,243 | ¥18,389,185 | ¥2,289,185 |
| 10 | 2.80% | ¥153,981 | ¥18,477,703 | ¥2,377,703 |
| 10 | 2.90% | ¥154,721 | ¥18,566,487 | ¥2,466,487 |
| 10 | 3.00% | ¥155,463 | ¥18,655,536 | ¥2,555,536 |
