1620万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1620万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1620万円の住宅ローン｜期間・年数別
1620万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥32,008 | ¥19,204,715 | ¥3,004,715 |
| 50 | 0.80% | ¥32,768 | ¥19,660,754 | ¥3,460,754 |
| 50 | 0.90% | ¥33,539 | ¥20,123,430 | ¥3,923,430 |
| 50 | 1.00% | ¥34,321 | ¥20,592,712 | ¥4,392,712 |
| 50 | 1.10% | ¥35,114 | ¥21,068,570 | ¥4,868,570 |
| 50 | 1.20% | ¥35,918 | ¥21,550,969 | ¥5,350,969 |
| 50 | 1.30% | ¥36,733 | ¥22,039,870 | ¥5,839,870 |
| 50 | 1.40% | ¥37,559 | ¥22,535,232 | ¥6,335,232 |
| 50 | 1.50% | ¥38,395 | ¥23,037,012 | ¥6,837,012 |
| 50 | 1.60% | ¥39,242 | ¥23,545,162 | ¥7,345,162 |
| 50 | 1.70% | ¥40,099 | ¥24,059,635 | ¥7,859,635 |
| 50 | 1.80% | ¥40,967 | ¥24,580,377 | ¥8,380,377 |
| 50 | 1.90% | ¥41,846 | ¥25,107,334 | ¥8,907,334 |
| 50 | 2.00% | ¥42,734 | ¥25,640,449 | ¥9,440,449 |
| 50 | 2.10% | ¥43,633 | ¥26,179,663 | ¥9,979,663 |
| 50 | 2.20% | ¥44,542 | ¥26,724,915 | ¥10,524,915 |
| 50 | 2.30% | ¥45,460 | ¥27,276,140 | ¥11,076,140 |
| 50 | 2.40% | ¥46,389 | ¥27,833,273 | ¥11,633,273 |
| 50 | 2.50% | ¥47,327 | ¥28,396,246 | ¥12,196,246 |
| 50 | 2.60% | ¥48,275 | ¥28,964,990 | ¥12,764,990 |
| 50 | 2.70% | ¥49,232 | ¥29,539,432 | ¥13,339,432 |
| 50 | 2.80% | ¥50,199 | ¥30,119,500 | ¥13,919,500 |
| 50 | 2.90% | ¥51,175 | ¥30,705,119 | ¥14,505,119 |
| 50 | 3.00% | ¥52,160 | ¥31,296,213 | ¥15,096,213 |
1620万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥34,981 | ¥18,889,918 | ¥2,689,918 |
| 45 | 0.80% | ¥35,733 | ¥19,295,925 | ¥3,095,925 |
| 45 | 0.90% | ¥36,495 | ¥19,707,323 | ¥3,507,323 |
| 45 | 1.00% | ¥37,267 | ¥20,124,093 | ¥3,924,093 |
| 45 | 1.10% | ¥38,049 | ¥20,546,215 | ¥4,346,215 |
| 45 | 1.20% | ¥38,840 | ¥20,973,665 | ¥4,773,665 |
| 45 | 1.30% | ¥39,642 | ¥21,406,417 | ¥5,206,417 |
| 45 | 1.40% | ¥40,453 | ¥21,844,446 | ¥5,644,446 |
| 45 | 1.50% | ¥41,274 | ¥22,287,720 | ¥6,087,720 |
| 45 | 1.60% | ¥42,104 | ¥22,736,210 | ¥6,536,210 |
| 45 | 1.70% | ¥42,944 | ¥23,189,883 | ¥6,989,883 |
| 45 | 1.80% | ¥43,794 | ¥23,648,703 | ¥7,448,703 |
| 45 | 1.90% | ¥44,653 | ¥24,112,634 | ¥7,912,634 |
| 45 | 2.00% | ¥45,522 | ¥24,581,638 | ¥8,381,638 |
| 45 | 2.10% | ¥46,399 | ¥25,055,676 | ¥8,855,676 |
| 45 | 2.20% | ¥47,286 | ¥25,534,705 | ¥9,334,705 |
| 45 | 2.30% | ¥48,183 | ¥26,018,683 | ¥9,818,683 |
| 45 | 2.40% | ¥49,088 | ¥26,507,565 | ¥10,307,565 |
| 45 | 2.50% | ¥50,002 | ¥27,001,305 | ¥10,801,305 |
| 45 | 2.60% | ¥50,926 | ¥27,499,855 | ¥11,299,855 |
| 45 | 2.70% | ¥51,858 | ¥28,003,168 | ¥11,803,168 |
| 45 | 2.80% | ¥52,799 | ¥28,511,193 | ¥12,311,193 |
| 45 | 2.90% | ¥53,748 | ¥29,023,880 | ¥12,823,880 |
| 45 | 3.00% | ¥54,706 | ¥29,541,174 | ¥13,341,174 |
1620万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥38,705 | ¥18,578,396 | ¥2,378,396 |
| 40 | 0.80% | ¥39,449 | ¥18,935,358 | ¥2,735,358 |
| 40 | 0.90% | ¥40,201 | ¥19,296,592 | ¥3,096,592 |
| 40 | 1.00% | ¥40,963 | ¥19,662,086 | ¥3,462,086 |
| 40 | 1.10% | ¥41,733 | ¥20,031,826 | ¥3,831,826 |
| 40 | 1.20% | ¥42,512 | ¥20,405,797 | ¥4,205,797 |
| 40 | 1.30% | ¥43,300 | ¥20,783,984 | ¥4,583,984 |
| 40 | 1.40% | ¥44,097 | ¥21,166,369 | ¥4,966,369 |
| 40 | 1.50% | ¥44,902 | ¥21,552,934 | ¥5,352,934 |
| 40 | 1.60% | ¥45,716 | ¥21,943,658 | ¥5,743,658 |
| 40 | 1.70% | ¥46,539 | ¥22,338,522 | ¥6,138,522 |
| 40 | 1.80% | ¥47,370 | ¥22,737,503 | ¥6,537,503 |
| 40 | 1.90% | ¥48,210 | ¥23,140,578 | ¥6,940,578 |
| 40 | 2.00% | ¥49,058 | ¥23,547,722 | ¥7,347,722 |
| 40 | 2.10% | ¥49,914 | ¥23,958,910 | ¥7,758,910 |
| 40 | 2.20% | ¥50,779 | ¥24,374,115 | ¥8,174,115 |
| 40 | 2.30% | ¥51,653 | ¥24,793,310 | ¥8,593,310 |
| 40 | 2.40% | ¥52,534 | ¥25,216,467 | ¥9,016,467 |
| 40 | 2.50% | ¥53,424 | ¥25,643,555 | ¥9,443,555 |
| 40 | 2.60% | ¥54,322 | ¥26,074,544 | ¥9,874,544 |
| 40 | 2.70% | ¥55,228 | ¥26,509,403 | ¥10,309,403 |
| 40 | 2.80% | ¥56,142 | ¥26,948,099 | ¥10,748,099 |
| 40 | 2.90% | ¥57,064 | ¥27,390,599 | ¥11,190,599 |
| 40 | 3.00% | ¥57,993 | ¥27,836,869 | ¥11,636,869 |
1620万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥43,500 | ¥18,270,154 | ¥2,070,154 |
| 35 | 0.80% | ¥44,236 | ¥18,579,066 | ¥2,379,066 |
| 35 | 0.90% | ¥44,979 | ¥18,891,257 | ¥2,691,257 |
| 35 | 1.00% | ¥45,730 | ¥19,206,719 | ¥3,006,719 |
| 35 | 1.10% | ¥46,489 | ¥19,525,444 | ¥3,325,444 |
| 35 | 1.20% | ¥47,256 | ¥19,847,423 | ¥3,647,423 |
| 35 | 1.30% | ¥48,030 | ¥20,172,648 | ¥3,972,648 |
| 35 | 1.40% | ¥48,812 | ¥20,501,107 | ¥4,301,107 |
| 35 | 1.50% | ¥49,602 | ¥20,832,789 | ¥4,632,789 |
| 35 | 1.60% | ¥50,399 | ¥21,167,684 | ¥4,967,684 |
| 35 | 1.70% | ¥51,204 | ¥21,505,777 | ¥5,305,777 |
| 35 | 1.80% | ¥52,017 | ¥21,847,057 | ¥5,647,057 |
| 35 | 1.90% | ¥52,837 | ¥22,191,509 | ¥5,991,509 |
| 35 | 2.00% | ¥53,665 | ¥22,539,119 | ¥6,339,119 |
| 35 | 2.10% | ¥54,500 | ¥22,889,871 | ¥6,689,871 |
| 35 | 2.20% | ¥55,342 | ¥23,243,749 | ¥7,043,749 |
| 35 | 2.30% | ¥56,192 | ¥23,600,738 | ¥7,400,738 |
| 35 | 2.40% | ¥57,050 | ¥23,960,819 | ¥7,760,819 |
| 35 | 2.50% | ¥57,914 | ¥24,323,974 | ¥8,123,974 |
| 35 | 2.60% | ¥58,786 | ¥24,690,186 | ¥8,490,186 |
| 35 | 2.70% | ¥59,665 | ¥25,059,436 | ¥8,859,436 |
| 35 | 2.80% | ¥60,552 | ¥25,431,702 | ¥9,231,702 |
| 35 | 2.90% | ¥61,445 | ¥25,806,966 | ¥9,606,966 |
| 35 | 3.00% | ¥62,346 | ¥26,185,207 | ¥9,985,207 |
1620万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥49,903 | ¥17,965,199 | ¥1,765,199 |
| 30 | 0.80% | ¥50,631 | ¥18,227,059 | ¥2,027,059 |
| 30 | 0.90% | ¥51,365 | ¥18,491,333 | ¥2,291,333 |
| 30 | 1.00% | ¥52,106 | ¥18,758,017 | ¥2,558,017 |
| 30 | 1.10% | ¥52,853 | ¥19,027,106 | ¥2,827,106 |
| 30 | 1.20% | ¥53,607 | ¥19,298,595 | ¥3,098,595 |
| 30 | 1.30% | ¥54,368 | ¥19,572,479 | ¥3,372,479 |
| 30 | 1.40% | ¥55,135 | ¥19,848,753 | ¥3,648,753 |
| 30 | 1.50% | ¥55,909 | ¥20,127,411 | ¥3,927,411 |
| 30 | 1.60% | ¥56,690 | ¥20,408,445 | ¥4,208,445 |
| 30 | 1.70% | ¥57,477 | ¥20,691,849 | ¥4,491,849 |
| 30 | 1.80% | ¥58,271 | ¥20,977,616 | ¥4,777,616 |
| 30 | 1.90% | ¥59,071 | ¥21,265,738 | ¥5,065,738 |
| 30 | 2.00% | ¥59,878 | ¥21,556,208 | ¥5,356,208 |
| 30 | 2.10% | ¥60,692 | ¥21,849,015 | ¥5,649,015 |
| 30 | 2.20% | ¥61,512 | ¥22,144,153 | ¥5,944,153 |
| 30 | 2.30% | ¥62,338 | ¥22,441,611 | ¥6,241,611 |
| 30 | 2.40% | ¥63,171 | ¥22,741,380 | ¥6,541,380 |
| 30 | 2.50% | ¥64,010 | ¥23,043,451 | ¥6,843,451 |
| 30 | 2.60% | ¥64,855 | ¥23,347,812 | ¥7,147,812 |
| 30 | 2.70% | ¥65,707 | ¥23,654,453 | ¥7,454,453 |
| 30 | 2.80% | ¥66,565 | ¥23,963,364 | ¥7,763,364 |
| 30 | 2.90% | ¥67,429 | ¥24,274,532 | ¥8,074,532 |
| 30 | 3.00% | ¥68,300 | ¥24,587,947 | ¥8,387,947 |
1620万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥58,878 | ¥17,663,535 | ¥1,463,535 |
| 25 | 0.80% | ¥59,598 | ¥17,879,345 | ¥1,679,345 |
| 25 | 0.90% | ¥60,323 | ¥18,096,835 | ¥1,896,835 |
| 25 | 1.00% | ¥61,053 | ¥18,316,001 | ¥2,116,001 |
| 25 | 1.10% | ¥61,789 | ¥18,536,843 | ¥2,336,843 |
| 25 | 1.20% | ¥62,531 | ¥18,759,356 | ¥2,559,356 |
| 25 | 1.30% | ¥63,278 | ¥18,983,540 | ¥2,783,540 |
| 25 | 1.40% | ¥64,031 | ¥19,209,391 | ¥3,009,391 |
| 25 | 1.50% | ¥64,790 | ¥19,436,905 | ¥3,236,905 |
| 25 | 1.60% | ¥65,554 | ¥19,666,081 | ¥3,466,081 |
| 25 | 1.70% | ¥66,323 | ¥19,896,914 | ¥3,696,914 |
| 25 | 1.80% | ¥67,098 | ¥20,129,401 | ¥3,929,401 |
| 25 | 1.90% | ¥67,878 | ¥20,363,538 | ¥4,163,538 |
| 25 | 2.00% | ¥68,664 | ¥20,599,321 | ¥4,399,321 |
| 25 | 2.10% | ¥69,456 | ¥20,836,746 | ¥4,636,746 |
| 25 | 2.20% | ¥70,253 | ¥21,075,808 | ¥4,875,808 |
| 25 | 2.30% | ¥71,055 | ¥21,316,503 | ¥5,116,503 |
| 25 | 2.40% | ¥71,863 | ¥21,558,827 | ¥5,358,827 |
| 25 | 2.50% | ¥72,676 | ¥21,802,773 | ¥5,602,773 |
| 25 | 2.60% | ¥73,494 | ¥22,048,338 | ¥5,848,338 |
| 25 | 2.70% | ¥74,318 | ¥22,295,516 | ¥6,095,516 |
| 25 | 2.80% | ¥75,148 | ¥22,544,301 | ¥6,344,301 |
| 25 | 2.90% | ¥75,982 | ¥22,794,687 | ¥6,594,687 |
| 25 | 3.00% | ¥76,822 | ¥23,046,670 | ¥6,846,670 |
1620万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥72,355 | ¥17,365,168 | ¥1,165,168 |
| 20 | 0.80% | ¥73,066 | ¥17,535,933 | ¥1,335,933 |
| 20 | 0.90% | ¥73,782 | ¥17,707,774 | ¥1,507,774 |
| 20 | 1.00% | ¥74,503 | ¥17,880,691 | ¥1,680,691 |
| 20 | 1.10% | ¥75,228 | ¥18,054,681 | ¥1,854,681 |
| 20 | 1.20% | ¥75,957 | ¥18,229,745 | ¥2,029,745 |
| 20 | 1.30% | ¥76,691 | ¥18,405,882 | ¥2,205,882 |
| 20 | 1.40% | ¥77,430 | ¥18,583,089 | ¥2,383,089 |
| 20 | 1.50% | ¥78,172 | ¥18,761,365 | ¥2,561,365 |
| 20 | 1.60% | ¥78,920 | ¥18,940,711 | ¥2,740,711 |
| 20 | 1.70% | ¥79,671 | ¥19,121,123 | ¥2,921,123 |
| 20 | 1.80% | ¥80,427 | ¥19,302,600 | ¥3,102,600 |
| 20 | 1.90% | ¥81,188 | ¥19,485,141 | ¥3,285,141 |
| 20 | 2.00% | ¥81,953 | ¥19,668,744 | ¥3,468,744 |
| 20 | 2.10% | ¥82,723 | ¥19,853,407 | ¥3,653,407 |
| 20 | 2.20% | ¥83,496 | ¥20,039,129 | ¥3,839,129 |
| 20 | 2.30% | ¥84,275 | ¥20,225,907 | ¥4,025,907 |
| 20 | 2.40% | ¥85,057 | ¥20,413,740 | ¥4,213,740 |
| 20 | 2.50% | ¥85,844 | ¥20,602,624 | ¥4,402,624 |
| 20 | 2.60% | ¥86,636 | ¥20,792,559 | ¥4,592,559 |
| 20 | 2.70% | ¥87,431 | ¥20,983,542 | ¥4,783,542 |
| 20 | 2.80% | ¥88,232 | ¥21,175,571 | ¥4,975,571 |
| 20 | 2.90% | ¥89,036 | ¥21,368,642 | ¥5,168,642 |
| 20 | 3.00% | ¥89,845 | ¥21,562,755 | ¥5,362,755 |
1620万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥94,834 | ¥17,070,101 | ¥870,101 |
| 15 | 0.80% | ¥95,538 | ¥17,196,828 | ¥996,828 |
| 15 | 0.90% | ¥96,245 | ¥17,324,161 | ¥1,124,161 |
| 15 | 1.00% | ¥96,956 | ¥17,452,100 | ¥1,252,100 |
| 15 | 1.10% | ¥97,670 | ¥17,580,644 | ¥1,380,644 |
| 15 | 1.20% | ¥98,388 | ¥17,709,793 | ¥1,509,793 |
| 15 | 1.30% | ¥99,109 | ¥17,839,547 | ¥1,639,547 |
| 15 | 1.40% | ¥99,833 | ¥17,969,905 | ¥1,769,905 |
| 15 | 1.50% | ¥100,560 | ¥18,100,866 | ¥1,900,866 |
| 15 | 1.60% | ¥101,291 | ¥18,232,431 | ¥2,032,431 |
| 15 | 1.70% | ¥102,026 | ¥18,364,599 | ¥2,164,599 |
| 15 | 1.80% | ¥102,763 | ¥18,497,369 | ¥2,297,369 |
| 15 | 1.90% | ¥103,504 | ¥18,630,741 | ¥2,430,741 |
| 15 | 2.00% | ¥104,248 | ¥18,764,714 | ¥2,564,714 |
| 15 | 2.10% | ¥104,996 | ¥18,899,287 | ¥2,699,287 |
| 15 | 2.20% | ¥105,747 | ¥19,034,460 | ¥2,834,460 |
| 15 | 2.30% | ¥106,501 | ¥19,170,233 | ¥2,970,233 |
| 15 | 2.40% | ¥107,259 | ¥19,306,604 | ¥3,106,604 |
| 15 | 2.50% | ¥108,020 | ¥19,443,573 | ¥3,243,573 |
| 15 | 2.60% | ¥108,784 | ¥19,581,140 | ¥3,381,140 |
| 15 | 2.70% | ¥109,552 | ¥19,719,302 | ¥3,519,302 |
| 15 | 2.80% | ¥110,323 | ¥19,858,060 | ¥3,658,060 |
| 15 | 2.90% | ¥111,097 | ¥19,997,414 | ¥3,797,414 |
| 15 | 3.00% | ¥111,874 | ¥20,137,361 | ¥3,937,361 |
1620万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥139,819 | ¥16,778,337 | ¥578,337 |
| 10 | 0.80% | ¥140,517 | ¥16,862,036 | ¥662,036 |
| 10 | 0.90% | ¥141,217 | ¥16,946,004 | ¥746,004 |
| 10 | 1.00% | ¥141,919 | ¥17,030,241 | ¥830,241 |
| 10 | 1.10% | ¥142,623 | ¥17,114,748 | ¥914,748 |
| 10 | 1.20% | ¥143,329 | ¥17,199,524 | ¥999,524 |
| 10 | 1.30% | ¥144,038 | ¥17,284,570 | ¥1,084,570 |
| 10 | 1.40% | ¥144,749 | ¥17,369,884 | ¥1,169,884 |
| 10 | 1.50% | ¥145,462 | ¥17,455,468 | ¥1,255,468 |
| 10 | 1.60% | ¥146,178 | ¥17,541,320 | ¥1,341,320 |
| 10 | 1.70% | ¥146,895 | ¥17,627,441 | ¥1,427,441 |
| 10 | 1.80% | ¥147,615 | ¥17,713,831 | ¥1,513,831 |
| 10 | 1.90% | ¥148,337 | ¥17,800,489 | ¥1,600,489 |
| 10 | 2.00% | ¥149,062 | ¥17,887,415 | ¥1,687,415 |
| 10 | 2.10% | ¥149,788 | ¥17,974,610 | ¥1,774,610 |
| 10 | 2.20% | ¥150,517 | ¥18,062,073 | ¥1,862,073 |
| 10 | 2.30% | ¥151,248 | ¥18,149,804 | ¥1,949,804 |
| 10 | 2.40% | ¥151,982 | ¥18,237,803 | ¥2,037,803 |
| 10 | 2.50% | ¥152,717 | ¥18,326,069 | ¥2,126,069 |
| 10 | 2.60% | ¥153,455 | ¥18,414,603 | ¥2,214,603 |
| 10 | 2.70% | ¥154,195 | ¥18,503,404 | ¥2,303,404 |
| 10 | 2.80% | ¥154,937 | ¥18,592,472 | ¥2,392,472 |
| 10 | 2.90% | ¥155,682 | ¥18,681,807 | ¥2,481,807 |
| 10 | 3.00% | ¥156,428 | ¥18,771,409 | ¥2,571,409 |
