1620万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1620万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1620万円の住宅ローン|期間・年数別
1620万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥32,008 |
¥19,204,715 |
¥3,004,715 |
| 50 |
0.80% |
¥32,768 |
¥19,660,754 |
¥3,460,754 |
| 50 |
0.90% |
¥33,539 |
¥20,123,430 |
¥3,923,430 |
| 50 |
1.00% |
¥34,321 |
¥20,592,712 |
¥4,392,712 |
| 50 |
1.10% |
¥35,114 |
¥21,068,570 |
¥4,868,570 |
| 50 |
1.20% |
¥35,918 |
¥21,550,969 |
¥5,350,969 |
| 50 |
1.30% |
¥36,733 |
¥22,039,870 |
¥5,839,870 |
| 50 |
1.40% |
¥37,559 |
¥22,535,232 |
¥6,335,232 |
| 50 |
1.50% |
¥38,395 |
¥23,037,012 |
¥6,837,012 |
| 50 |
1.60% |
¥39,242 |
¥23,545,162 |
¥7,345,162 |
| 50 |
1.70% |
¥40,099 |
¥24,059,635 |
¥7,859,635 |
| 50 |
1.80% |
¥40,967 |
¥24,580,377 |
¥8,380,377 |
| 50 |
1.90% |
¥41,846 |
¥25,107,334 |
¥8,907,334 |
| 50 |
2.00% |
¥42,734 |
¥25,640,449 |
¥9,440,449 |
| 50 |
2.10% |
¥43,633 |
¥26,179,663 |
¥9,979,663 |
| 50 |
2.20% |
¥44,542 |
¥26,724,915 |
¥10,524,915 |
| 50 |
2.30% |
¥45,460 |
¥27,276,140 |
¥11,076,140 |
| 50 |
2.40% |
¥46,389 |
¥27,833,273 |
¥11,633,273 |
| 50 |
2.50% |
¥47,327 |
¥28,396,246 |
¥12,196,246 |
| 50 |
2.60% |
¥48,275 |
¥28,964,990 |
¥12,764,990 |
| 50 |
2.70% |
¥49,232 |
¥29,539,432 |
¥13,339,432 |
| 50 |
2.80% |
¥50,199 |
¥30,119,500 |
¥13,919,500 |
| 50 |
2.90% |
¥51,175 |
¥30,705,119 |
¥14,505,119 |
| 50 |
3.00% |
¥52,160 |
¥31,296,213 |
¥15,096,213 |
1620万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥34,981 |
¥18,889,918 |
¥2,689,918 |
| 45 |
0.80% |
¥35,733 |
¥19,295,925 |
¥3,095,925 |
| 45 |
0.90% |
¥36,495 |
¥19,707,323 |
¥3,507,323 |
| 45 |
1.00% |
¥37,267 |
¥20,124,093 |
¥3,924,093 |
| 45 |
1.10% |
¥38,049 |
¥20,546,215 |
¥4,346,215 |
| 45 |
1.20% |
¥38,840 |
¥20,973,665 |
¥4,773,665 |
| 45 |
1.30% |
¥39,642 |
¥21,406,417 |
¥5,206,417 |
| 45 |
1.40% |
¥40,453 |
¥21,844,446 |
¥5,644,446 |
| 45 |
1.50% |
¥41,274 |
¥22,287,720 |
¥6,087,720 |
| 45 |
1.60% |
¥42,104 |
¥22,736,210 |
¥6,536,210 |
| 45 |
1.70% |
¥42,944 |
¥23,189,883 |
¥6,989,883 |
| 45 |
1.80% |
¥43,794 |
¥23,648,703 |
¥7,448,703 |
| 45 |
1.90% |
¥44,653 |
¥24,112,634 |
¥7,912,634 |
| 45 |
2.00% |
¥45,522 |
¥24,581,638 |
¥8,381,638 |
| 45 |
2.10% |
¥46,399 |
¥25,055,676 |
¥8,855,676 |
| 45 |
2.20% |
¥47,286 |
¥25,534,705 |
¥9,334,705 |
| 45 |
2.30% |
¥48,183 |
¥26,018,683 |
¥9,818,683 |
| 45 |
2.40% |
¥49,088 |
¥26,507,565 |
¥10,307,565 |
| 45 |
2.50% |
¥50,002 |
¥27,001,305 |
¥10,801,305 |
| 45 |
2.60% |
¥50,926 |
¥27,499,855 |
¥11,299,855 |
| 45 |
2.70% |
¥51,858 |
¥28,003,168 |
¥11,803,168 |
| 45 |
2.80% |
¥52,799 |
¥28,511,193 |
¥12,311,193 |
| 45 |
2.90% |
¥53,748 |
¥29,023,880 |
¥12,823,880 |
| 45 |
3.00% |
¥54,706 |
¥29,541,174 |
¥13,341,174 |
1620万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥38,705 |
¥18,578,396 |
¥2,378,396 |
| 40 |
0.80% |
¥39,449 |
¥18,935,358 |
¥2,735,358 |
| 40 |
0.90% |
¥40,201 |
¥19,296,592 |
¥3,096,592 |
| 40 |
1.00% |
¥40,963 |
¥19,662,086 |
¥3,462,086 |
| 40 |
1.10% |
¥41,733 |
¥20,031,826 |
¥3,831,826 |
| 40 |
1.20% |
¥42,512 |
¥20,405,797 |
¥4,205,797 |
| 40 |
1.30% |
¥43,300 |
¥20,783,984 |
¥4,583,984 |
| 40 |
1.40% |
¥44,097 |
¥21,166,369 |
¥4,966,369 |
| 40 |
1.50% |
¥44,902 |
¥21,552,934 |
¥5,352,934 |
| 40 |
1.60% |
¥45,716 |
¥21,943,658 |
¥5,743,658 |
| 40 |
1.70% |
¥46,539 |
¥22,338,522 |
¥6,138,522 |
| 40 |
1.80% |
¥47,370 |
¥22,737,503 |
¥6,537,503 |
| 40 |
1.90% |
¥48,210 |
¥23,140,578 |
¥6,940,578 |
| 40 |
2.00% |
¥49,058 |
¥23,547,722 |
¥7,347,722 |
| 40 |
2.10% |
¥49,914 |
¥23,958,910 |
¥7,758,910 |
| 40 |
2.20% |
¥50,779 |
¥24,374,115 |
¥8,174,115 |
| 40 |
2.30% |
¥51,653 |
¥24,793,310 |
¥8,593,310 |
| 40 |
2.40% |
¥52,534 |
¥25,216,467 |
¥9,016,467 |
| 40 |
2.50% |
¥53,424 |
¥25,643,555 |
¥9,443,555 |
| 40 |
2.60% |
¥54,322 |
¥26,074,544 |
¥9,874,544 |
| 40 |
2.70% |
¥55,228 |
¥26,509,403 |
¥10,309,403 |
| 40 |
2.80% |
¥56,142 |
¥26,948,099 |
¥10,748,099 |
| 40 |
2.90% |
¥57,064 |
¥27,390,599 |
¥11,190,599 |
| 40 |
3.00% |
¥57,993 |
¥27,836,869 |
¥11,636,869 |
1620万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥43,500 |
¥18,270,154 |
¥2,070,154 |
| 35 |
0.80% |
¥44,236 |
¥18,579,066 |
¥2,379,066 |
| 35 |
0.90% |
¥44,979 |
¥18,891,257 |
¥2,691,257 |
| 35 |
1.00% |
¥45,730 |
¥19,206,719 |
¥3,006,719 |
| 35 |
1.10% |
¥46,489 |
¥19,525,444 |
¥3,325,444 |
| 35 |
1.20% |
¥47,256 |
¥19,847,423 |
¥3,647,423 |
| 35 |
1.30% |
¥48,030 |
¥20,172,648 |
¥3,972,648 |
| 35 |
1.40% |
¥48,812 |
¥20,501,107 |
¥4,301,107 |
| 35 |
1.50% |
¥49,602 |
¥20,832,789 |
¥4,632,789 |
| 35 |
1.60% |
¥50,399 |
¥21,167,684 |
¥4,967,684 |
| 35 |
1.70% |
¥51,204 |
¥21,505,777 |
¥5,305,777 |
| 35 |
1.80% |
¥52,017 |
¥21,847,057 |
¥5,647,057 |
| 35 |
1.90% |
¥52,837 |
¥22,191,509 |
¥5,991,509 |
| 35 |
2.00% |
¥53,665 |
¥22,539,119 |
¥6,339,119 |
| 35 |
2.10% |
¥54,500 |
¥22,889,871 |
¥6,689,871 |
| 35 |
2.20% |
¥55,342 |
¥23,243,749 |
¥7,043,749 |
| 35 |
2.30% |
¥56,192 |
¥23,600,738 |
¥7,400,738 |
| 35 |
2.40% |
¥57,050 |
¥23,960,819 |
¥7,760,819 |
| 35 |
2.50% |
¥57,914 |
¥24,323,974 |
¥8,123,974 |
| 35 |
2.60% |
¥58,786 |
¥24,690,186 |
¥8,490,186 |
| 35 |
2.70% |
¥59,665 |
¥25,059,436 |
¥8,859,436 |
| 35 |
2.80% |
¥60,552 |
¥25,431,702 |
¥9,231,702 |
| 35 |
2.90% |
¥61,445 |
¥25,806,966 |
¥9,606,966 |
| 35 |
3.00% |
¥62,346 |
¥26,185,207 |
¥9,985,207 |
1620万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥49,903 |
¥17,965,199 |
¥1,765,199 |
| 30 |
0.80% |
¥50,631 |
¥18,227,059 |
¥2,027,059 |
| 30 |
0.90% |
¥51,365 |
¥18,491,333 |
¥2,291,333 |
| 30 |
1.00% |
¥52,106 |
¥18,758,017 |
¥2,558,017 |
| 30 |
1.10% |
¥52,853 |
¥19,027,106 |
¥2,827,106 |
| 30 |
1.20% |
¥53,607 |
¥19,298,595 |
¥3,098,595 |
| 30 |
1.30% |
¥54,368 |
¥19,572,479 |
¥3,372,479 |
| 30 |
1.40% |
¥55,135 |
¥19,848,753 |
¥3,648,753 |
| 30 |
1.50% |
¥55,909 |
¥20,127,411 |
¥3,927,411 |
| 30 |
1.60% |
¥56,690 |
¥20,408,445 |
¥4,208,445 |
| 30 |
1.70% |
¥57,477 |
¥20,691,849 |
¥4,491,849 |
| 30 |
1.80% |
¥58,271 |
¥20,977,616 |
¥4,777,616 |
| 30 |
1.90% |
¥59,071 |
¥21,265,738 |
¥5,065,738 |
| 30 |
2.00% |
¥59,878 |
¥21,556,208 |
¥5,356,208 |
| 30 |
2.10% |
¥60,692 |
¥21,849,015 |
¥5,649,015 |
| 30 |
2.20% |
¥61,512 |
¥22,144,153 |
¥5,944,153 |
| 30 |
2.30% |
¥62,338 |
¥22,441,611 |
¥6,241,611 |
| 30 |
2.40% |
¥63,171 |
¥22,741,380 |
¥6,541,380 |
| 30 |
2.50% |
¥64,010 |
¥23,043,451 |
¥6,843,451 |
| 30 |
2.60% |
¥64,855 |
¥23,347,812 |
¥7,147,812 |
| 30 |
2.70% |
¥65,707 |
¥23,654,453 |
¥7,454,453 |
| 30 |
2.80% |
¥66,565 |
¥23,963,364 |
¥7,763,364 |
| 30 |
2.90% |
¥67,429 |
¥24,274,532 |
¥8,074,532 |
| 30 |
3.00% |
¥68,300 |
¥24,587,947 |
¥8,387,947 |
1620万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥58,878 |
¥17,663,535 |
¥1,463,535 |
| 25 |
0.80% |
¥59,598 |
¥17,879,345 |
¥1,679,345 |
| 25 |
0.90% |
¥60,323 |
¥18,096,835 |
¥1,896,835 |
| 25 |
1.00% |
¥61,053 |
¥18,316,001 |
¥2,116,001 |
| 25 |
1.10% |
¥61,789 |
¥18,536,843 |
¥2,336,843 |
| 25 |
1.20% |
¥62,531 |
¥18,759,356 |
¥2,559,356 |
| 25 |
1.30% |
¥63,278 |
¥18,983,540 |
¥2,783,540 |
| 25 |
1.40% |
¥64,031 |
¥19,209,391 |
¥3,009,391 |
| 25 |
1.50% |
¥64,790 |
¥19,436,905 |
¥3,236,905 |
| 25 |
1.60% |
¥65,554 |
¥19,666,081 |
¥3,466,081 |
| 25 |
1.70% |
¥66,323 |
¥19,896,914 |
¥3,696,914 |
| 25 |
1.80% |
¥67,098 |
¥20,129,401 |
¥3,929,401 |
| 25 |
1.90% |
¥67,878 |
¥20,363,538 |
¥4,163,538 |
| 25 |
2.00% |
¥68,664 |
¥20,599,321 |
¥4,399,321 |
| 25 |
2.10% |
¥69,456 |
¥20,836,746 |
¥4,636,746 |
| 25 |
2.20% |
¥70,253 |
¥21,075,808 |
¥4,875,808 |
| 25 |
2.30% |
¥71,055 |
¥21,316,503 |
¥5,116,503 |
| 25 |
2.40% |
¥71,863 |
¥21,558,827 |
¥5,358,827 |
| 25 |
2.50% |
¥72,676 |
¥21,802,773 |
¥5,602,773 |
| 25 |
2.60% |
¥73,494 |
¥22,048,338 |
¥5,848,338 |
| 25 |
2.70% |
¥74,318 |
¥22,295,516 |
¥6,095,516 |
| 25 |
2.80% |
¥75,148 |
¥22,544,301 |
¥6,344,301 |
| 25 |
2.90% |
¥75,982 |
¥22,794,687 |
¥6,594,687 |
| 25 |
3.00% |
¥76,822 |
¥23,046,670 |
¥6,846,670 |
1620万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥72,355 |
¥17,365,168 |
¥1,165,168 |
| 20 |
0.80% |
¥73,066 |
¥17,535,933 |
¥1,335,933 |
| 20 |
0.90% |
¥73,782 |
¥17,707,774 |
¥1,507,774 |
| 20 |
1.00% |
¥74,503 |
¥17,880,691 |
¥1,680,691 |
| 20 |
1.10% |
¥75,228 |
¥18,054,681 |
¥1,854,681 |
| 20 |
1.20% |
¥75,957 |
¥18,229,745 |
¥2,029,745 |
| 20 |
1.30% |
¥76,691 |
¥18,405,882 |
¥2,205,882 |
| 20 |
1.40% |
¥77,430 |
¥18,583,089 |
¥2,383,089 |
| 20 |
1.50% |
¥78,172 |
¥18,761,365 |
¥2,561,365 |
| 20 |
1.60% |
¥78,920 |
¥18,940,711 |
¥2,740,711 |
| 20 |
1.70% |
¥79,671 |
¥19,121,123 |
¥2,921,123 |
| 20 |
1.80% |
¥80,427 |
¥19,302,600 |
¥3,102,600 |
| 20 |
1.90% |
¥81,188 |
¥19,485,141 |
¥3,285,141 |
| 20 |
2.00% |
¥81,953 |
¥19,668,744 |
¥3,468,744 |
| 20 |
2.10% |
¥82,723 |
¥19,853,407 |
¥3,653,407 |
| 20 |
2.20% |
¥83,496 |
¥20,039,129 |
¥3,839,129 |
| 20 |
2.30% |
¥84,275 |
¥20,225,907 |
¥4,025,907 |
| 20 |
2.40% |
¥85,057 |
¥20,413,740 |
¥4,213,740 |
| 20 |
2.50% |
¥85,844 |
¥20,602,624 |
¥4,402,624 |
| 20 |
2.60% |
¥86,636 |
¥20,792,559 |
¥4,592,559 |
| 20 |
2.70% |
¥87,431 |
¥20,983,542 |
¥4,783,542 |
| 20 |
2.80% |
¥88,232 |
¥21,175,571 |
¥4,975,571 |
| 20 |
2.90% |
¥89,036 |
¥21,368,642 |
¥5,168,642 |
| 20 |
3.00% |
¥89,845 |
¥21,562,755 |
¥5,362,755 |
1620万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥94,834 |
¥17,070,101 |
¥870,101 |
| 15 |
0.80% |
¥95,538 |
¥17,196,828 |
¥996,828 |
| 15 |
0.90% |
¥96,245 |
¥17,324,161 |
¥1,124,161 |
| 15 |
1.00% |
¥96,956 |
¥17,452,100 |
¥1,252,100 |
| 15 |
1.10% |
¥97,670 |
¥17,580,644 |
¥1,380,644 |
| 15 |
1.20% |
¥98,388 |
¥17,709,793 |
¥1,509,793 |
| 15 |
1.30% |
¥99,109 |
¥17,839,547 |
¥1,639,547 |
| 15 |
1.40% |
¥99,833 |
¥17,969,905 |
¥1,769,905 |
| 15 |
1.50% |
¥100,560 |
¥18,100,866 |
¥1,900,866 |
| 15 |
1.60% |
¥101,291 |
¥18,232,431 |
¥2,032,431 |
| 15 |
1.70% |
¥102,026 |
¥18,364,599 |
¥2,164,599 |
| 15 |
1.80% |
¥102,763 |
¥18,497,369 |
¥2,297,369 |
| 15 |
1.90% |
¥103,504 |
¥18,630,741 |
¥2,430,741 |
| 15 |
2.00% |
¥104,248 |
¥18,764,714 |
¥2,564,714 |
| 15 |
2.10% |
¥104,996 |
¥18,899,287 |
¥2,699,287 |
| 15 |
2.20% |
¥105,747 |
¥19,034,460 |
¥2,834,460 |
| 15 |
2.30% |
¥106,501 |
¥19,170,233 |
¥2,970,233 |
| 15 |
2.40% |
¥107,259 |
¥19,306,604 |
¥3,106,604 |
| 15 |
2.50% |
¥108,020 |
¥19,443,573 |
¥3,243,573 |
| 15 |
2.60% |
¥108,784 |
¥19,581,140 |
¥3,381,140 |
| 15 |
2.70% |
¥109,552 |
¥19,719,302 |
¥3,519,302 |
| 15 |
2.80% |
¥110,323 |
¥19,858,060 |
¥3,658,060 |
| 15 |
2.90% |
¥111,097 |
¥19,997,414 |
¥3,797,414 |
| 15 |
3.00% |
¥111,874 |
¥20,137,361 |
¥3,937,361 |
1620万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥139,819 |
¥16,778,337 |
¥578,337 |
| 10 |
0.80% |
¥140,517 |
¥16,862,036 |
¥662,036 |
| 10 |
0.90% |
¥141,217 |
¥16,946,004 |
¥746,004 |
| 10 |
1.00% |
¥141,919 |
¥17,030,241 |
¥830,241 |
| 10 |
1.10% |
¥142,623 |
¥17,114,748 |
¥914,748 |
| 10 |
1.20% |
¥143,329 |
¥17,199,524 |
¥999,524 |
| 10 |
1.30% |
¥144,038 |
¥17,284,570 |
¥1,084,570 |
| 10 |
1.40% |
¥144,749 |
¥17,369,884 |
¥1,169,884 |
| 10 |
1.50% |
¥145,462 |
¥17,455,468 |
¥1,255,468 |
| 10 |
1.60% |
¥146,178 |
¥17,541,320 |
¥1,341,320 |
| 10 |
1.70% |
¥146,895 |
¥17,627,441 |
¥1,427,441 |
| 10 |
1.80% |
¥147,615 |
¥17,713,831 |
¥1,513,831 |
| 10 |
1.90% |
¥148,337 |
¥17,800,489 |
¥1,600,489 |
| 10 |
2.00% |
¥149,062 |
¥17,887,415 |
¥1,687,415 |
| 10 |
2.10% |
¥149,788 |
¥17,974,610 |
¥1,774,610 |
| 10 |
2.20% |
¥150,517 |
¥18,062,073 |
¥1,862,073 |
| 10 |
2.30% |
¥151,248 |
¥18,149,804 |
¥1,949,804 |
| 10 |
2.40% |
¥151,982 |
¥18,237,803 |
¥2,037,803 |
| 10 |
2.50% |
¥152,717 |
¥18,326,069 |
¥2,126,069 |
| 10 |
2.60% |
¥153,455 |
¥18,414,603 |
¥2,214,603 |
| 10 |
2.70% |
¥154,195 |
¥18,503,404 |
¥2,303,404 |
| 10 |
2.80% |
¥154,937 |
¥18,592,472 |
¥2,392,472 |
| 10 |
2.90% |
¥155,682 |
¥18,681,807 |
¥2,481,807 |
| 10 |
3.00% |
¥156,428 |
¥18,771,409 |
¥2,571,409 |