1640万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1640万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1640万円の住宅ローン|期間・年数別
1640万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥32,403 |
¥19,441,810 |
¥3,041,810 |
| 50 |
0.80% |
¥33,172 |
¥19,903,480 |
¥3,503,480 |
| 50 |
0.90% |
¥33,953 |
¥20,371,867 |
¥3,971,867 |
| 50 |
1.00% |
¥34,745 |
¥20,846,943 |
¥4,446,943 |
| 50 |
1.10% |
¥35,548 |
¥21,328,676 |
¥4,928,676 |
| 50 |
1.20% |
¥36,362 |
¥21,817,030 |
¥5,417,030 |
| 50 |
1.30% |
¥37,187 |
¥22,311,967 |
¥5,911,967 |
| 50 |
1.40% |
¥38,022 |
¥22,813,445 |
¥6,413,445 |
| 50 |
1.50% |
¥38,869 |
¥23,321,419 |
¥6,921,419 |
| 50 |
1.60% |
¥39,726 |
¥23,835,843 |
¥7,435,843 |
| 50 |
1.70% |
¥40,594 |
¥24,356,667 |
¥7,956,667 |
| 50 |
1.80% |
¥41,473 |
¥24,883,838 |
¥8,483,838 |
| 50 |
1.90% |
¥42,362 |
¥25,417,301 |
¥9,017,301 |
| 50 |
2.00% |
¥43,262 |
¥25,956,998 |
¥9,556,998 |
| 50 |
2.10% |
¥44,171 |
¥26,502,869 |
¥10,102,869 |
| 50 |
2.20% |
¥45,091 |
¥27,054,852 |
¥10,654,852 |
| 50 |
2.30% |
¥46,021 |
¥27,612,883 |
¥11,212,883 |
| 50 |
2.40% |
¥46,961 |
¥28,176,894 |
¥11,776,894 |
| 50 |
2.50% |
¥47,911 |
¥28,746,817 |
¥12,346,817 |
| 50 |
2.60% |
¥48,871 |
¥29,322,582 |
¥12,922,582 |
| 50 |
2.70% |
¥49,840 |
¥29,904,116 |
¥13,504,116 |
| 50 |
2.80% |
¥50,819 |
¥30,491,345 |
¥14,091,345 |
| 50 |
2.90% |
¥51,807 |
¥31,084,194 |
¥14,684,194 |
| 50 |
3.00% |
¥52,804 |
¥31,682,586 |
¥15,282,586 |
1640万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥35,413 |
¥19,123,127 |
¥2,723,127 |
| 45 |
0.80% |
¥36,174 |
¥19,534,146 |
¥3,134,146 |
| 45 |
0.90% |
¥36,946 |
¥19,950,623 |
¥3,550,623 |
| 45 |
1.00% |
¥37,727 |
¥20,372,539 |
¥3,972,539 |
| 45 |
1.10% |
¥38,518 |
¥20,799,872 |
¥4,399,872 |
| 45 |
1.20% |
¥39,320 |
¥21,232,599 |
¥4,832,599 |
| 45 |
1.30% |
¥40,131 |
¥21,670,694 |
¥5,270,694 |
| 45 |
1.40% |
¥40,952 |
¥22,114,130 |
¥5,714,130 |
| 45 |
1.50% |
¥41,783 |
¥22,562,877 |
¥6,162,877 |
| 45 |
1.60% |
¥42,624 |
¥23,016,904 |
¥6,616,904 |
| 45 |
1.70% |
¥43,474 |
¥23,476,178 |
¥7,076,178 |
| 45 |
1.80% |
¥44,335 |
¥23,940,662 |
¥7,540,662 |
| 45 |
1.90% |
¥45,204 |
¥24,410,321 |
¥8,010,321 |
| 45 |
2.00% |
¥46,084 |
¥24,885,116 |
¥8,485,116 |
| 45 |
2.10% |
¥46,972 |
¥25,365,005 |
¥8,965,005 |
| 45 |
2.20% |
¥47,870 |
¥25,849,948 |
¥9,449,948 |
| 45 |
2.30% |
¥48,778 |
¥26,339,901 |
¥9,939,901 |
| 45 |
2.40% |
¥49,694 |
¥26,834,819 |
¥10,434,819 |
| 45 |
2.50% |
¥50,620 |
¥27,334,654 |
¥10,934,654 |
| 45 |
2.60% |
¥51,554 |
¥27,839,360 |
¥11,439,360 |
| 45 |
2.70% |
¥52,498 |
¥28,348,886 |
¥11,948,886 |
| 45 |
2.80% |
¥53,450 |
¥28,863,183 |
¥12,463,183 |
| 45 |
2.90% |
¥54,411 |
¥29,382,199 |
¥12,982,199 |
| 45 |
3.00% |
¥55,381 |
¥29,905,880 |
¥13,505,880 |
1640万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥39,183 |
¥18,807,759 |
¥2,407,759 |
| 40 |
0.80% |
¥39,936 |
¥19,169,128 |
¥2,769,128 |
| 40 |
0.90% |
¥40,698 |
¥19,534,822 |
¥3,134,822 |
| 40 |
1.00% |
¥41,468 |
¥19,904,828 |
¥3,504,828 |
| 40 |
1.10% |
¥42,248 |
¥20,279,132 |
¥3,879,132 |
| 40 |
1.20% |
¥43,037 |
¥20,657,721 |
¥4,257,721 |
| 40 |
1.30% |
¥43,835 |
¥21,040,576 |
¥4,640,576 |
| 40 |
1.40% |
¥44,641 |
¥21,427,682 |
¥5,027,682 |
| 40 |
1.50% |
¥45,456 |
¥21,819,019 |
¥5,419,019 |
| 40 |
1.60% |
¥46,280 |
¥22,214,568 |
¥5,814,568 |
| 40 |
1.70% |
¥47,113 |
¥22,614,306 |
¥6,214,306 |
| 40 |
1.80% |
¥47,955 |
¥23,018,213 |
¥6,618,213 |
| 40 |
1.90% |
¥48,805 |
¥23,426,264 |
¥7,026,264 |
| 40 |
2.00% |
¥49,663 |
¥23,838,434 |
¥7,438,434 |
| 40 |
2.10% |
¥50,531 |
¥24,254,699 |
¥7,854,699 |
| 40 |
2.20% |
¥51,406 |
¥24,675,030 |
¥8,275,030 |
| 40 |
2.30% |
¥52,290 |
¥25,099,401 |
¥8,699,401 |
| 40 |
2.40% |
¥53,183 |
¥25,527,781 |
¥9,127,781 |
| 40 |
2.50% |
¥54,084 |
¥25,960,142 |
¥9,560,142 |
| 40 |
2.60% |
¥54,993 |
¥26,396,452 |
¥9,996,452 |
| 40 |
2.70% |
¥55,910 |
¥26,836,679 |
¥10,436,679 |
| 40 |
2.80% |
¥56,835 |
¥27,280,791 |
¥10,880,791 |
| 40 |
2.90% |
¥57,768 |
¥27,728,754 |
¥11,328,754 |
| 40 |
3.00% |
¥58,709 |
¥28,180,534 |
¥11,780,534 |
1640万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥44,037 |
¥18,495,711 |
¥2,095,711 |
| 35 |
0.80% |
¥44,782 |
¥18,808,437 |
¥2,408,437 |
| 35 |
0.90% |
¥45,534 |
¥19,124,482 |
¥2,724,482 |
| 35 |
1.00% |
¥46,295 |
¥19,443,839 |
¥3,043,839 |
| 35 |
1.10% |
¥47,063 |
¥19,766,499 |
¥3,366,499 |
| 35 |
1.20% |
¥47,839 |
¥20,092,453 |
¥3,692,453 |
| 35 |
1.30% |
¥48,623 |
¥20,421,693 |
¥4,021,693 |
| 35 |
1.40% |
¥49,415 |
¥20,754,207 |
¥4,354,207 |
| 35 |
1.50% |
¥50,214 |
¥21,089,984 |
¥4,689,984 |
| 35 |
1.60% |
¥51,021 |
¥21,429,013 |
¥5,029,013 |
| 35 |
1.70% |
¥51,836 |
¥21,771,281 |
¥5,371,281 |
| 35 |
1.80% |
¥52,659 |
¥22,116,774 |
¥5,716,774 |
| 35 |
1.90% |
¥53,489 |
¥22,465,478 |
¥6,065,478 |
| 35 |
2.00% |
¥54,327 |
¥22,817,380 |
¥6,417,380 |
| 35 |
2.10% |
¥55,173 |
¥23,172,462 |
¥6,772,462 |
| 35 |
2.20% |
¥56,025 |
¥23,530,709 |
¥7,130,709 |
| 35 |
2.30% |
¥56,886 |
¥23,892,105 |
¥7,492,105 |
| 35 |
2.40% |
¥57,754 |
¥24,256,631 |
¥7,856,631 |
| 35 |
2.50% |
¥58,629 |
¥24,624,270 |
¥8,224,270 |
| 35 |
2.60% |
¥59,512 |
¥24,995,004 |
¥8,595,004 |
| 35 |
2.70% |
¥60,402 |
¥25,368,811 |
¥8,968,811 |
| 35 |
2.80% |
¥61,299 |
¥25,745,674 |
¥9,345,674 |
| 35 |
2.90% |
¥62,204 |
¥26,125,571 |
¥9,725,571 |
| 35 |
3.00% |
¥63,115 |
¥26,508,481 |
¥10,108,481 |
1640万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥50,519 |
¥18,186,991 |
¥1,786,991 |
| 30 |
0.80% |
¥51,256 |
¥18,452,084 |
¥2,052,084 |
| 30 |
0.90% |
¥51,999 |
¥18,719,621 |
¥2,319,621 |
| 30 |
1.00% |
¥52,749 |
¥18,989,597 |
¥2,589,597 |
| 30 |
1.10% |
¥53,506 |
¥19,262,008 |
¥2,862,008 |
| 30 |
1.20% |
¥54,269 |
¥19,536,849 |
¥3,136,849 |
| 30 |
1.30% |
¥55,039 |
¥19,814,115 |
¥3,414,115 |
| 30 |
1.40% |
¥55,816 |
¥20,093,800 |
¥3,693,800 |
| 30 |
1.50% |
¥56,600 |
¥20,375,897 |
¥3,975,897 |
| 30 |
1.60% |
¥57,390 |
¥20,660,401 |
¥4,260,401 |
| 30 |
1.70% |
¥58,187 |
¥20,947,304 |
¥4,547,304 |
| 30 |
1.80% |
¥58,991 |
¥21,236,599 |
¥4,836,599 |
| 30 |
1.90% |
¥59,801 |
¥21,528,278 |
¥5,128,278 |
| 30 |
2.00% |
¥60,618 |
¥21,822,334 |
¥5,422,334 |
| 30 |
2.10% |
¥61,441 |
¥22,118,756 |
¥5,718,756 |
| 30 |
2.20% |
¥62,271 |
¥22,417,538 |
¥6,017,538 |
| 30 |
2.30% |
¥63,107 |
¥22,718,668 |
¥6,318,668 |
| 30 |
2.40% |
¥63,950 |
¥23,022,138 |
¥6,622,138 |
| 30 |
2.50% |
¥64,800 |
¥23,327,938 |
¥6,927,938 |
| 30 |
2.60% |
¥65,656 |
¥23,636,057 |
¥7,236,057 |
| 30 |
2.70% |
¥66,518 |
¥23,946,484 |
¥7,546,484 |
| 30 |
2.80% |
¥67,387 |
¥24,259,208 |
¥7,859,208 |
| 30 |
2.90% |
¥68,262 |
¥24,574,218 |
¥8,174,218 |
| 30 |
3.00% |
¥69,143 |
¥24,891,502 |
¥8,491,502 |
1640万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥59,605 |
¥17,881,604 |
¥1,481,604 |
| 25 |
0.80% |
¥60,334 |
¥18,100,078 |
¥1,700,078 |
| 25 |
0.90% |
¥61,068 |
¥18,320,253 |
¥1,920,253 |
| 25 |
1.00% |
¥61,807 |
¥18,542,125 |
¥2,142,125 |
| 25 |
1.10% |
¥62,552 |
¥18,765,692 |
¥2,365,692 |
| 25 |
1.20% |
¥63,303 |
¥18,990,953 |
¥2,590,953 |
| 25 |
1.30% |
¥64,060 |
¥19,217,905 |
¥2,817,905 |
| 25 |
1.40% |
¥64,822 |
¥19,446,544 |
¥3,046,544 |
| 25 |
1.50% |
¥65,590 |
¥19,676,867 |
¥3,276,867 |
| 25 |
1.60% |
¥66,363 |
¥19,908,872 |
¥3,508,872 |
| 25 |
1.70% |
¥67,142 |
¥20,142,555 |
¥3,742,555 |
| 25 |
1.80% |
¥67,926 |
¥20,377,912 |
¥3,977,912 |
| 25 |
1.90% |
¥68,716 |
¥20,614,940 |
¥4,214,940 |
| 25 |
2.00% |
¥69,512 |
¥20,853,633 |
¥4,453,633 |
| 25 |
2.10% |
¥70,313 |
¥21,093,989 |
¥4,693,989 |
| 25 |
2.20% |
¥71,120 |
¥21,336,003 |
¥4,936,003 |
| 25 |
2.30% |
¥71,932 |
¥21,579,670 |
¥5,179,670 |
| 25 |
2.40% |
¥72,750 |
¥21,824,985 |
¥5,424,985 |
| 25 |
2.50% |
¥73,573 |
¥22,071,943 |
¥5,671,943 |
| 25 |
2.60% |
¥74,402 |
¥22,320,540 |
¥5,920,540 |
| 25 |
2.70% |
¥75,236 |
¥22,570,769 |
¥6,170,769 |
| 25 |
2.80% |
¥76,075 |
¥22,822,625 |
¥6,422,625 |
| 25 |
2.90% |
¥76,920 |
¥23,076,103 |
¥6,676,103 |
| 25 |
3.00% |
¥77,771 |
¥23,331,197 |
¥6,931,197 |
1640万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥73,248 |
¥17,579,553 |
¥1,179,553 |
| 20 |
0.80% |
¥73,968 |
¥17,752,426 |
¥1,352,426 |
| 20 |
0.90% |
¥74,693 |
¥17,926,389 |
¥1,526,389 |
| 20 |
1.00% |
¥75,423 |
¥18,101,440 |
¥1,701,440 |
| 20 |
1.10% |
¥76,157 |
¥18,277,579 |
¥1,877,579 |
| 20 |
1.20% |
¥76,895 |
¥18,454,804 |
¥2,054,804 |
| 20 |
1.30% |
¥77,638 |
¥18,633,115 |
¥2,233,115 |
| 20 |
1.40% |
¥78,385 |
¥18,812,510 |
¥2,412,510 |
| 20 |
1.50% |
¥79,137 |
¥18,992,987 |
¥2,592,987 |
| 20 |
1.60% |
¥79,894 |
¥19,174,547 |
¥2,774,547 |
| 20 |
1.70% |
¥80,655 |
¥19,357,186 |
¥2,957,186 |
| 20 |
1.80% |
¥81,420 |
¥19,540,904 |
¥3,140,904 |
| 20 |
1.90% |
¥82,190 |
¥19,725,698 |
¥3,325,698 |
| 20 |
2.00% |
¥82,965 |
¥19,911,568 |
¥3,511,568 |
| 20 |
2.10% |
¥83,744 |
¥20,098,511 |
¥3,698,511 |
| 20 |
2.20% |
¥84,527 |
¥20,286,526 |
¥3,886,526 |
| 20 |
2.30% |
¥85,315 |
¥20,475,610 |
¥4,075,610 |
| 20 |
2.40% |
¥86,107 |
¥20,665,761 |
¥4,265,761 |
| 20 |
2.50% |
¥86,904 |
¥20,856,978 |
¥4,456,978 |
| 20 |
2.60% |
¥87,705 |
¥21,049,258 |
¥4,649,258 |
| 20 |
2.70% |
¥88,511 |
¥21,242,598 |
¥4,842,598 |
| 20 |
2.80% |
¥89,321 |
¥21,436,998 |
¥5,036,998 |
| 20 |
2.90% |
¥90,135 |
¥21,632,453 |
¥5,232,453 |
| 20 |
3.00% |
¥90,954 |
¥21,828,961 |
¥5,428,961 |
1640万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥96,005 |
¥17,280,843 |
¥880,843 |
| 15 |
0.80% |
¥96,717 |
¥17,409,135 |
¥1,009,135 |
| 15 |
0.90% |
¥97,434 |
¥17,538,040 |
¥1,138,040 |
| 15 |
1.00% |
¥98,153 |
¥17,667,558 |
¥1,267,558 |
| 15 |
1.10% |
¥98,876 |
¥17,797,689 |
¥1,397,689 |
| 15 |
1.20% |
¥99,602 |
¥17,928,433 |
¥1,528,433 |
| 15 |
1.30% |
¥100,332 |
¥18,059,788 |
¥1,659,788 |
| 15 |
1.40% |
¥101,065 |
¥18,191,756 |
¥1,791,756 |
| 15 |
1.50% |
¥101,802 |
¥18,324,334 |
¥1,924,334 |
| 15 |
1.60% |
¥102,542 |
¥18,457,523 |
¥2,057,523 |
| 15 |
1.70% |
¥103,285 |
¥18,591,323 |
¥2,191,323 |
| 15 |
1.80% |
¥104,032 |
¥18,725,732 |
¥2,325,732 |
| 15 |
1.90% |
¥104,782 |
¥18,860,750 |
¥2,460,750 |
| 15 |
2.00% |
¥105,535 |
¥18,996,377 |
¥2,596,377 |
| 15 |
2.10% |
¥106,292 |
¥19,132,612 |
¥2,732,612 |
| 15 |
2.20% |
¥107,053 |
¥19,269,454 |
¥2,869,454 |
| 15 |
2.30% |
¥107,816 |
¥19,406,903 |
¥3,006,903 |
| 15 |
2.40% |
¥108,583 |
¥19,544,957 |
¥3,144,957 |
| 15 |
2.50% |
¥109,353 |
¥19,683,617 |
¥3,283,617 |
| 15 |
2.60% |
¥110,127 |
¥19,822,882 |
¥3,422,882 |
| 15 |
2.70% |
¥110,904 |
¥19,962,750 |
¥3,562,750 |
| 15 |
2.80% |
¥111,685 |
¥20,103,222 |
¥3,703,222 |
| 15 |
2.90% |
¥112,468 |
¥20,244,295 |
¥3,844,295 |
| 15 |
3.00% |
¥113,255 |
¥20,385,970 |
¥3,985,970 |
1640万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥141,546 |
¥16,985,477 |
¥585,477 |
| 10 |
0.80% |
¥142,252 |
¥17,070,209 |
¥670,209 |
| 10 |
0.90% |
¥142,960 |
¥17,155,214 |
¥755,214 |
| 10 |
1.00% |
¥143,671 |
¥17,240,491 |
¥840,491 |
| 10 |
1.10% |
¥144,384 |
¥17,326,041 |
¥926,041 |
| 10 |
1.20% |
¥145,099 |
¥17,411,864 |
¥1,011,864 |
| 10 |
1.30% |
¥145,816 |
¥17,497,959 |
¥1,097,959 |
| 10 |
1.40% |
¥146,536 |
¥17,584,327 |
¥1,184,327 |
| 10 |
1.50% |
¥147,258 |
¥17,670,967 |
¥1,270,967 |
| 10 |
1.60% |
¥147,982 |
¥17,757,879 |
¥1,357,879 |
| 10 |
1.70% |
¥148,709 |
¥17,845,064 |
¥1,445,064 |
| 10 |
1.80% |
¥149,438 |
¥17,932,520 |
¥1,532,520 |
| 10 |
1.90% |
¥150,169 |
¥18,020,248 |
¥1,620,248 |
| 10 |
2.00% |
¥150,902 |
¥18,108,248 |
¥1,708,248 |
| 10 |
2.10% |
¥151,638 |
¥18,196,519 |
¥1,796,519 |
| 10 |
2.20% |
¥152,376 |
¥18,285,062 |
¥1,885,062 |
| 10 |
2.30% |
¥153,116 |
¥18,373,876 |
¥1,973,876 |
| 10 |
2.40% |
¥153,858 |
¥18,462,961 |
¥2,062,961 |
| 10 |
2.50% |
¥154,603 |
¥18,552,317 |
¥2,152,317 |
| 10 |
2.60% |
¥155,350 |
¥18,641,943 |
¥2,241,943 |
| 10 |
2.70% |
¥156,099 |
¥18,731,841 |
¥2,331,841 |
| 10 |
2.80% |
¥156,850 |
¥18,822,009 |
¥2,422,009 |
| 10 |
2.90% |
¥157,604 |
¥18,912,447 |
¥2,512,447 |
| 10 |
3.00% |
¥158,360 |
¥19,003,155 |
¥2,603,155 |