1650万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1650万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1650万円の住宅ローン｜期間・年数別
1650万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥32,601 | ¥19,560,358 | ¥3,060,358 |
| 50 | 0.80% | ¥33,375 | ¥20,024,842 | ¥3,524,842 |
| 50 | 0.90% | ¥34,160 | ¥20,496,086 | ¥3,996,086 |
| 50 | 1.00% | ¥34,957 | ¥20,974,059 | ¥4,474,059 |
| 50 | 1.10% | ¥35,765 | ¥21,458,729 | ¥4,958,729 |
| 50 | 1.20% | ¥36,583 | ¥21,950,061 | ¥5,450,061 |
| 50 | 1.30% | ¥37,413 | ¥22,448,015 | ¥5,948,015 |
| 50 | 1.40% | ¥38,254 | ¥22,952,551 | ¥6,452,551 |
| 50 | 1.50% | ¥39,106 | ¥23,463,623 | ¥6,963,623 |
| 50 | 1.60% | ¥39,969 | ¥23,981,184 | ¥7,481,184 |
| 50 | 1.70% | ¥40,842 | ¥24,505,183 | ¥8,005,183 |
| 50 | 1.80% | ¥41,726 | ¥25,035,569 | ¥8,535,569 |
| 50 | 1.90% | ¥42,620 | ¥25,572,284 | ¥9,072,284 |
| 50 | 2.00% | ¥43,525 | ¥26,115,272 | ¥9,615,272 |
| 50 | 2.10% | ¥44,441 | ¥26,664,472 | ¥10,164,472 |
| 50 | 2.20% | ¥45,366 | ¥27,219,821 | ¥10,719,821 |
| 50 | 2.30% | ¥46,302 | ¥27,781,254 | ¥11,281,254 |
| 50 | 2.40% | ¥47,248 | ¥28,348,704 | ¥11,848,704 |
| 50 | 2.50% | ¥48,204 | ¥28,922,103 | ¥12,422,103 |
| 50 | 2.60% | ¥49,169 | ¥29,501,378 | ¥13,001,378 |
| 50 | 2.70% | ¥50,144 | ¥30,086,458 | ¥13,586,458 |
| 50 | 2.80% | ¥51,129 | ¥30,677,268 | ¥14,177,268 |
| 50 | 2.90% | ¥52,123 | ¥31,273,732 | ¥14,773,732 |
| 50 | 3.00% | ¥53,126 | ¥31,875,772 | ¥15,375,772 |
1650万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥35,629 | ¥19,239,732 | ¥2,739,732 |
| 45 | 0.80% | ¥36,395 | ¥19,653,257 | ¥3,153,257 |
| 45 | 0.90% | ¥37,171 | ¥20,072,273 | ¥3,572,273 |
| 45 | 1.00% | ¥37,957 | ¥20,496,762 | ¥3,996,762 |
| 45 | 1.10% | ¥38,753 | ¥20,926,700 | ¥4,426,700 |
| 45 | 1.20% | ¥39,559 | ¥21,362,066 | ¥4,862,066 |
| 45 | 1.30% | ¥40,376 | ¥21,802,833 | ¥5,302,833 |
| 45 | 1.40% | ¥41,202 | ¥22,248,972 | ¥5,748,972 |
| 45 | 1.50% | ¥42,038 | ¥22,700,456 | ¥6,200,456 |
| 45 | 1.60% | ¥42,884 | ¥23,157,251 | ¥6,657,251 |
| 45 | 1.70% | ¥43,739 | ¥23,619,325 | ¥7,119,325 |
| 45 | 1.80% | ¥44,605 | ¥24,086,642 | ¥7,586,642 |
| 45 | 1.90% | ¥45,480 | ¥24,559,164 | ¥8,059,164 |
| 45 | 2.00% | ¥46,365 | ¥25,036,854 | ¥8,536,854 |
| 45 | 2.10% | ¥47,259 | ¥25,519,670 | ¥9,019,670 |
| 45 | 2.20% | ¥48,162 | ¥26,007,570 | ¥9,507,570 |
| 45 | 2.30% | ¥49,075 | ¥26,500,510 | ¥10,000,510 |
| 45 | 2.40% | ¥49,997 | ¥26,998,445 | ¥10,498,445 |
| 45 | 2.50% | ¥50,928 | ¥27,501,329 | ¥11,001,329 |
| 45 | 2.60% | ¥51,869 | ¥28,009,112 | ¥11,509,112 |
| 45 | 2.70% | ¥52,818 | ¥28,521,746 | ¥12,021,746 |
| 45 | 2.80% | ¥53,776 | ¥29,039,178 | ¥12,539,178 |
| 45 | 2.90% | ¥54,743 | ¥29,561,359 | ¥13,061,359 |
| 45 | 3.00% | ¥55,719 | ¥30,088,233 | ¥13,588,233 |
1650万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥39,422 | ¥18,922,440 | ¥2,422,440 |
| 40 | 0.80% | ¥40,179 | ¥19,286,013 | ¥2,786,013 |
| 40 | 0.90% | ¥40,946 | ¥19,653,937 | ¥3,153,937 |
| 40 | 1.00% | ¥41,721 | ¥20,026,199 | ¥3,526,199 |
| 40 | 1.10% | ¥42,506 | ¥20,402,786 | ¥3,902,786 |
| 40 | 1.20% | ¥43,299 | ¥20,783,682 | ¥4,283,682 |
| 40 | 1.30% | ¥44,102 | ¥21,168,872 | ¥4,668,872 |
| 40 | 1.40% | ¥44,913 | ¥21,558,339 | ¥5,058,339 |
| 40 | 1.50% | ¥45,733 | ¥21,952,062 | ¥5,452,062 |
| 40 | 1.60% | ¥46,563 | ¥22,350,022 | ¥5,850,022 |
| 40 | 1.70% | ¥47,400 | ¥22,752,198 | ¥6,252,198 |
| 40 | 1.80% | ¥48,247 | ¥23,158,568 | ¥6,658,568 |
| 40 | 1.90% | ¥49,102 | ¥23,569,107 | ¥7,069,107 |
| 40 | 2.00% | ¥49,966 | ¥23,983,791 | ¥7,483,791 |
| 40 | 2.10% | ¥50,839 | ¥24,402,593 | ¥7,902,593 |
| 40 | 2.20% | ¥51,720 | ¥24,825,488 | ¥8,325,488 |
| 40 | 2.30% | ¥52,609 | ¥25,252,446 | ¥8,752,446 |
| 40 | 2.40% | ¥53,507 | ¥25,683,438 | ¥9,183,438 |
| 40 | 2.50% | ¥54,413 | ¥26,118,436 | ¥9,618,436 |
| 40 | 2.60% | ¥55,328 | ¥26,557,406 | ¥10,057,406 |
| 40 | 2.70% | ¥56,251 | ¥27,000,318 | ¥10,500,318 |
| 40 | 2.80% | ¥57,182 | ¥27,447,138 | ¥10,947,138 |
| 40 | 2.90% | ¥58,120 | ¥27,897,832 | ¥11,397,832 |
| 40 | 3.00% | ¥59,067 | ¥28,352,366 | ¥11,852,366 |
1650万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥44,306 | ¥18,608,490 | ¥2,108,490 |
| 35 | 0.80% | ¥45,055 | ¥18,923,123 | ¥2,423,123 |
| 35 | 0.90% | ¥45,812 | ¥19,241,095 | ¥2,741,095 |
| 35 | 1.00% | ¥46,577 | ¥19,562,399 | ¥3,062,399 |
| 35 | 1.10% | ¥47,350 | ¥19,887,026 | ¥3,387,026 |
| 35 | 1.20% | ¥48,131 | ¥20,214,968 | ¥3,714,968 |
| 35 | 1.30% | ¥48,920 | ¥20,546,215 | ¥4,046,215 |
| 35 | 1.40% | ¥49,716 | ¥20,880,757 | ¥4,380,757 |
| 35 | 1.50% | ¥50,520 | ¥21,218,582 | ¥4,718,582 |
| 35 | 1.60% | ¥51,333 | ¥21,559,678 | ¥5,059,678 |
| 35 | 1.70% | ¥52,152 | ¥21,904,032 | ¥5,404,032 |
| 35 | 1.80% | ¥52,980 | ¥22,251,632 | ¥5,751,632 |
| 35 | 1.90% | ¥53,815 | ¥22,602,463 | ¥6,102,463 |
| 35 | 2.00% | ¥54,658 | ¥22,956,510 | ¥6,456,510 |
| 35 | 2.10% | ¥55,509 | ¥23,313,757 | ¥6,813,757 |
| 35 | 2.20% | ¥56,367 | ¥23,674,189 | ¥7,174,189 |
| 35 | 2.30% | ¥57,233 | ¥24,037,788 | ¥7,537,788 |
| 35 | 2.40% | ¥58,106 | ¥24,404,538 | ¥7,904,538 |
| 35 | 2.50% | ¥58,987 | ¥24,774,418 | ¥8,274,418 |
| 35 | 2.60% | ¥59,875 | ¥25,147,412 | ¥8,647,412 |
| 35 | 2.70% | ¥60,770 | ¥25,523,499 | ¥9,023,499 |
| 35 | 2.80% | ¥61,673 | ¥25,902,660 | ¥9,402,660 |
| 35 | 2.90% | ¥62,583 | ¥26,284,873 | ¥9,784,873 |
| 35 | 3.00% | ¥63,500 | ¥26,670,118 | ¥10,170,118 |
1650万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥50,827 | ¥18,297,887 | ¥1,797,887 |
| 30 | 0.80% | ¥51,568 | ¥18,564,597 | ¥2,064,597 |
| 30 | 0.90% | ¥52,316 | ¥18,833,765 | ¥2,333,765 |
| 30 | 1.00% | ¥53,071 | ¥19,105,388 | ¥2,605,388 |
| 30 | 1.10% | ¥53,832 | ¥19,379,460 | ¥2,879,460 |
| 30 | 1.20% | ¥54,600 | ¥19,655,976 | ¥3,155,976 |
| 30 | 1.30% | ¥55,375 | ¥19,934,933 | ¥3,434,933 |
| 30 | 1.40% | ¥56,156 | ¥20,216,323 | ¥3,716,323 |
| 30 | 1.50% | ¥56,945 | ¥20,500,141 | ¥4,000,141 |
| 30 | 1.60% | ¥57,740 | ¥20,786,379 | ¥4,286,379 |
| 30 | 1.70% | ¥58,542 | ¥21,075,032 | ¥4,575,032 |
| 30 | 1.80% | ¥59,350 | ¥21,366,091 | ¥4,866,091 |
| 30 | 1.90% | ¥60,165 | ¥21,659,548 | ¥5,159,548 |
| 30 | 2.00% | ¥60,987 | ¥21,955,397 | ¥5,455,397 |
| 30 | 2.10% | ¥61,816 | ¥22,253,627 | ¥5,753,627 |
| 30 | 2.20% | ¥62,651 | ¥22,554,230 | ¥6,054,230 |
| 30 | 2.30% | ¥63,492 | ¥22,857,197 | ¥6,357,197 |
| 30 | 2.40% | ¥64,340 | ¥23,162,517 | ¥6,662,517 |
| 30 | 2.50% | ¥65,195 | ¥23,470,181 | ¥6,970,181 |
| 30 | 2.60% | ¥66,056 | ¥23,780,179 | ¥7,280,179 |
| 30 | 2.70% | ¥66,924 | ¥24,092,499 | ¥7,592,499 |
| 30 | 2.80% | ¥67,798 | ¥24,407,130 | ¥7,907,130 |
| 30 | 2.90% | ¥68,678 | ¥24,724,061 | ¥8,224,061 |
| 30 | 3.00% | ¥69,565 | ¥25,043,280 | ¥8,543,280 |
1650万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥59,969 | ¥17,990,638 | ¥1,490,638 |
| 25 | 0.80% | ¥60,701 | ¥18,210,444 | ¥1,710,444 |
| 25 | 0.90% | ¥61,440 | ¥18,431,961 | ¥1,931,961 |
| 25 | 1.00% | ¥62,184 | ¥18,655,186 | ¥2,155,186 |
| 25 | 1.10% | ¥62,934 | ¥18,880,117 | ¥2,380,117 |
| 25 | 1.20% | ¥63,689 | ¥19,106,752 | ¥2,606,752 |
| 25 | 1.30% | ¥64,450 | ¥19,335,087 | ¥2,835,087 |
| 25 | 1.40% | ¥65,217 | ¥19,565,120 | ¥3,065,120 |
| 25 | 1.50% | ¥65,989 | ¥19,796,848 | ¥3,296,848 |
| 25 | 1.60% | ¥66,768 | ¥20,030,268 | ¥3,530,268 |
| 25 | 1.70% | ¥67,551 | ¥20,265,375 | ¥3,765,375 |
| 25 | 1.80% | ¥68,341 | ¥20,502,168 | ¥4,002,168 |
| 25 | 1.90% | ¥69,135 | ¥20,740,640 | ¥4,240,640 |
| 25 | 2.00% | ¥69,936 | ¥20,980,790 | ¥4,480,790 |
| 25 | 2.10% | ¥70,742 | ¥21,222,611 | ¥4,722,611 |
| 25 | 2.20% | ¥71,554 | ¥21,466,101 | ¥4,966,101 |
| 25 | 2.30% | ¥72,371 | ¥21,711,253 | ¥5,211,253 |
| 25 | 2.40% | ¥73,194 | ¥21,958,064 | ¥5,458,064 |
| 25 | 2.50% | ¥74,022 | ¥22,206,528 | ¥5,706,528 |
| 25 | 2.60% | ¥74,855 | ¥22,456,641 | ¥5,956,641 |
| 25 | 2.70% | ¥75,695 | ¥22,708,396 | ¥6,208,396 |
| 25 | 2.80% | ¥76,539 | ¥22,961,788 | ¥6,461,788 |
| 25 | 2.90% | ¥77,389 | ¥23,216,811 | ¥6,716,811 |
| 25 | 3.00% | ¥78,245 | ¥23,473,460 | ¥6,973,460 |
1650万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥73,695 | ¥17,686,745 | ¥1,186,745 |
| 20 | 0.80% | ¥74,419 | ¥17,860,673 | ¥1,360,673 |
| 20 | 0.90% | ¥75,149 | ¥18,035,696 | ¥1,535,696 |
| 20 | 1.00% | ¥75,883 | ¥18,211,815 | ¥1,711,815 |
| 20 | 1.10% | ¥76,621 | ¥18,389,027 | ¥1,889,027 |
| 20 | 1.20% | ¥77,364 | ¥18,567,333 | ¥2,067,333 |
| 20 | 1.30% | ¥78,111 | ¥18,746,731 | ¥2,246,731 |
| 20 | 1.40% | ¥78,863 | ¥18,927,220 | ¥2,427,220 |
| 20 | 1.50% | ¥79,620 | ¥19,108,798 | ¥2,608,798 |
| 20 | 1.60% | ¥80,381 | ¥19,291,465 | ¥2,791,465 |
| 20 | 1.70% | ¥81,147 | ¥19,475,218 | ¥2,975,218 |
| 20 | 1.80% | ¥81,917 | ¥19,660,056 | ¥3,160,056 |
| 20 | 1.90% | ¥82,692 | ¥19,845,977 | ¥3,345,977 |
| 20 | 2.00% | ¥83,471 | ¥20,032,980 | ¥3,532,980 |
| 20 | 2.10% | ¥84,254 | ¥20,221,063 | ¥3,721,063 |
| 20 | 2.20% | ¥85,043 | ¥20,410,224 | ¥3,910,224 |
| 20 | 2.30% | ¥85,835 | ¥20,600,461 | ¥4,100,461 |
| 20 | 2.40% | ¥86,632 | ¥20,791,772 | ¥4,291,772 |
| 20 | 2.50% | ¥87,434 | ¥20,984,155 | ¥4,484,155 |
| 20 | 2.60% | ¥88,240 | ¥21,177,607 | ¥4,677,607 |
| 20 | 2.70% | ¥89,051 | ¥21,372,126 | ¥4,872,126 |
| 20 | 2.80% | ¥89,865 | ¥21,567,711 | ¥5,067,711 |
| 20 | 2.90% | ¥90,685 | ¥21,764,358 | ¥5,264,358 |
| 20 | 3.00% | ¥91,509 | ¥21,962,065 | ¥5,462,065 |
1650万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥96,590 | ¥17,386,214 | ¥886,214 |
| 15 | 0.80% | ¥97,307 | ¥17,515,288 | ¥1,015,288 |
| 15 | 0.90% | ¥98,028 | ¥17,644,979 | ¥1,144,979 |
| 15 | 1.00% | ¥98,752 | ¥17,775,287 | ¥1,275,287 |
| 15 | 1.10% | ¥99,479 | ¥17,906,212 | ¥1,406,212 |
| 15 | 1.20% | ¥100,210 | ¥18,037,752 | ¥1,537,752 |
| 15 | 1.30% | ¥100,944 | ¥18,169,909 | ¥1,669,909 |
| 15 | 1.40% | ¥101,682 | ¥18,302,681 | ¥1,802,681 |
| 15 | 1.50% | ¥102,423 | ¥18,436,068 | ¥1,936,068 |
| 15 | 1.60% | ¥103,167 | ¥18,570,069 | ¥2,070,069 |
| 15 | 1.70% | ¥103,915 | ¥18,704,684 | ¥2,204,684 |
| 15 | 1.80% | ¥104,666 | ¥18,839,913 | ¥2,339,913 |
| 15 | 1.90% | ¥105,421 | ¥18,975,755 | ¥2,475,755 |
| 15 | 2.00% | ¥106,179 | ¥19,112,208 | ¥2,612,208 |
| 15 | 2.10% | ¥106,940 | ¥19,249,274 | ¥2,749,274 |
| 15 | 2.20% | ¥107,705 | ¥19,386,950 | ¥2,886,950 |
| 15 | 2.30% | ¥108,474 | ¥19,525,237 | ¥3,025,237 |
| 15 | 2.40% | ¥109,245 | ¥19,664,134 | ¥3,164,134 |
| 15 | 2.50% | ¥110,020 | ¥19,803,640 | ¥3,303,640 |
| 15 | 2.60% | ¥110,799 | ¥19,943,753 | ¥3,443,753 |
| 15 | 2.70% | ¥111,580 | ¥20,084,474 | ¥3,584,474 |
| 15 | 2.80% | ¥112,366 | ¥20,225,802 | ¥3,725,802 |
| 15 | 2.90% | ¥113,154 | ¥20,367,736 | ¥3,867,736 |
| 15 | 3.00% | ¥113,946 | ¥20,510,275 | ¥4,010,275 |
1650万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥142,409 | ¥17,089,047 | ¥589,047 |
| 10 | 0.80% | ¥143,119 | ¥17,174,296 | ¥674,296 |
| 10 | 0.90% | ¥143,832 | ¥17,259,819 | ¥759,819 |
| 10 | 1.00% | ¥144,547 | ¥17,345,616 | ¥845,616 |
| 10 | 1.10% | ¥145,264 | ¥17,431,688 | ¥931,688 |
| 10 | 1.20% | ¥145,984 | ¥17,518,034 | ¥1,018,034 |
| 10 | 1.30% | ¥146,705 | ¥17,604,654 | ¥1,104,654 |
| 10 | 1.40% | ¥147,430 | ¥17,691,549 | ¥1,191,549 |
| 10 | 1.50% | ¥148,156 | ¥17,778,717 | ¥1,278,717 |
| 10 | 1.60% | ¥148,885 | ¥17,866,159 | ¥1,366,159 |
| 10 | 1.70% | ¥149,616 | ¥17,953,875 | ¥1,453,875 |
| 10 | 1.80% | ¥150,349 | ¥18,041,865 | ¥1,541,865 |
| 10 | 1.90% | ¥151,084 | ¥18,130,128 | ¥1,630,128 |
| 10 | 2.00% | ¥151,822 | ¥18,218,664 | ¥1,718,664 |
| 10 | 2.10% | ¥152,562 | ¥18,307,473 | ¥1,807,473 |
| 10 | 2.20% | ¥153,305 | ¥18,396,556 | ¥1,896,556 |
| 10 | 2.30% | ¥154,049 | ¥18,485,911 | ¥1,985,911 |
| 10 | 2.40% | ¥154,796 | ¥18,575,540 | ¥2,075,540 |
| 10 | 2.50% | ¥155,545 | ¥18,665,441 | ¥2,165,441 |
| 10 | 2.60% | ¥156,297 | ¥18,755,614 | ¥2,255,614 |
| 10 | 2.70% | ¥157,050 | ¥18,846,059 | ¥2,346,059 |
| 10 | 2.80% | ¥157,806 | ¥18,936,777 | ¥2,436,777 |
| 10 | 2.90% | ¥158,565 | ¥19,027,766 | ¥2,527,766 |
| 10 | 3.00% | ¥159,325 | ¥19,119,027 | ¥2,619,027 |
