1680万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1680万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1680万円の住宅ローン｜期間・年数別
1680万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥33,193 | ¥19,916,001 | ¥3,116,001 |
| 50 | 0.80% | ¥33,982 | ¥20,388,930 | ¥3,588,930 |
| 50 | 0.90% | ¥34,781 | ¥20,868,742 | ¥4,068,742 |
| 50 | 1.00% | ¥35,592 | ¥21,355,405 | ¥4,555,405 |
| 50 | 1.10% | ¥36,415 | ¥21,848,888 | ¥5,048,888 |
| 50 | 1.20% | ¥37,249 | ¥22,349,153 | ¥5,549,153 |
| 50 | 1.30% | ¥38,094 | ¥22,856,161 | ¥6,056,161 |
| 50 | 1.40% | ¥38,950 | ¥23,369,870 | ¥6,569,870 |
| 50 | 1.50% | ¥39,817 | ¥23,890,234 | ¥7,090,234 |
| 50 | 1.60% | ¥40,695 | ¥24,417,205 | ¥7,617,205 |
| 50 | 1.70% | ¥41,585 | ¥24,950,732 | ¥8,150,732 |
| 50 | 1.80% | ¥42,485 | ¥25,490,761 | ¥8,690,761 |
| 50 | 1.90% | ¥43,395 | ¥26,037,235 | ¥9,237,235 |
| 50 | 2.00% | ¥44,317 | ¥26,590,095 | ¥9,790,095 |
| 50 | 2.10% | ¥45,249 | ¥27,149,281 | ¥10,349,281 |
| 50 | 2.20% | ¥46,191 | ¥27,714,727 | ¥10,914,727 |
| 50 | 2.30% | ¥47,144 | ¥28,286,368 | ¥11,486,368 |
| 50 | 2.40% | ¥48,107 | ¥28,864,135 | ¥12,064,135 |
| 50 | 2.50% | ¥49,080 | ¥29,447,959 | ¥12,647,959 |
| 50 | 2.60% | ¥50,063 | ¥30,037,767 | ¥13,237,767 |
| 50 | 2.70% | ¥51,056 | ¥30,633,485 | ¥13,833,485 |
| 50 | 2.80% | ¥52,058 | ¥31,235,037 | ¥14,435,037 |
| 50 | 2.90% | ¥53,071 | ¥31,842,345 | ¥15,042,345 |
| 50 | 3.00% | ¥54,092 | ¥32,455,332 | ¥15,655,332 |
1680万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥36,277 | ¥19,589,545 | ¥2,789,545 |
| 45 | 0.80% | ¥37,057 | ¥20,010,589 | ¥3,210,589 |
| 45 | 0.90% | ¥37,847 | ¥20,437,224 | ¥3,637,224 |
| 45 | 1.00% | ¥38,647 | ¥20,869,430 | ¥4,069,430 |
| 45 | 1.10% | ¥39,458 | ¥21,307,186 | ¥4,507,186 |
| 45 | 1.20% | ¥40,279 | ¥21,750,467 | ¥4,950,467 |
| 45 | 1.30% | ¥41,110 | ¥22,199,248 | ¥5,399,248 |
| 45 | 1.40% | ¥41,951 | ¥22,653,499 | ¥5,853,499 |
| 45 | 1.50% | ¥42,802 | ¥23,113,191 | ¥6,313,191 |
| 45 | 1.60% | ¥43,664 | ¥23,578,292 | ¥6,778,292 |
| 45 | 1.70% | ¥44,535 | ¥24,048,767 | ¥7,248,767 |
| 45 | 1.80% | ¥45,416 | ¥24,524,581 | ¥7,724,581 |
| 45 | 1.90% | ¥46,307 | ¥25,005,695 | ¥8,205,695 |
| 45 | 2.00% | ¥47,208 | ¥25,492,070 | ¥8,692,070 |
| 45 | 2.10% | ¥48,118 | ¥25,983,664 | ¥9,183,664 |
| 45 | 2.20% | ¥49,038 | ¥26,480,435 | ¥9,680,435 |
| 45 | 2.30% | ¥49,967 | ¥26,982,338 | ¥10,182,338 |
| 45 | 2.40% | ¥50,906 | ¥27,489,326 | ¥10,689,326 |
| 45 | 2.50% | ¥51,854 | ¥28,001,353 | ¥11,201,353 |
| 45 | 2.60% | ¥52,812 | ¥28,518,369 | ¥11,718,369 |
| 45 | 2.70% | ¥53,778 | ¥29,040,323 | ¥12,240,323 |
| 45 | 2.80% | ¥54,754 | ¥29,567,164 | ¥12,767,164 |
| 45 | 2.90% | ¥55,739 | ¥30,098,838 | ¥13,298,838 |
| 45 | 3.00% | ¥56,732 | ¥30,635,292 | ¥13,835,292 |
1680万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥40,139 | ¥19,266,484 | ¥2,466,484 |
| 40 | 0.80% | ¥40,910 | ¥19,636,668 | ¥2,836,668 |
| 40 | 0.90% | ¥41,690 | ¥20,011,281 | ¥3,211,281 |
| 40 | 1.00% | ¥42,480 | ¥20,390,311 | ¥3,590,311 |
| 40 | 1.10% | ¥43,279 | ¥20,773,745 | ¥3,973,745 |
| 40 | 1.20% | ¥44,087 | ¥21,161,567 | ¥4,361,567 |
| 40 | 1.30% | ¥44,904 | ¥21,553,761 | ¥4,753,761 |
| 40 | 1.40% | ¥45,730 | ¥21,950,308 | ¥5,150,308 |
| 40 | 1.50% | ¥46,565 | ¥22,351,190 | ¥5,551,190 |
| 40 | 1.60% | ¥47,409 | ¥22,756,386 | ¥5,956,386 |
| 40 | 1.70% | ¥48,262 | ¥23,165,875 | ¥6,365,875 |
| 40 | 1.80% | ¥49,124 | ¥23,579,633 | ¥6,779,633 |
| 40 | 1.90% | ¥49,995 | ¥23,997,636 | ¥7,197,636 |
| 40 | 2.00% | ¥50,875 | ¥24,419,860 | ¥7,619,860 |
| 40 | 2.10% | ¥51,763 | ¥24,846,277 | ¥8,046,277 |
| 40 | 2.20% | ¥52,660 | ¥25,276,860 | ¥8,476,860 |
| 40 | 2.30% | ¥53,566 | ¥25,711,581 | ¥8,911,581 |
| 40 | 2.40% | ¥54,480 | ¥26,150,410 | ¥9,350,410 |
| 40 | 2.50% | ¥55,403 | ¥26,593,316 | ¥9,793,316 |
| 40 | 2.60% | ¥56,334 | ¥27,040,268 | ¥10,240,268 |
| 40 | 2.70% | ¥57,273 | ¥27,491,233 | ¥10,691,233 |
| 40 | 2.80% | ¥58,221 | ¥27,946,177 | ¥11,146,177 |
| 40 | 2.90% | ¥59,177 | ¥28,405,065 | ¥11,605,065 |
| 40 | 3.00% | ¥60,141 | ¥28,867,864 | ¥12,067,864 |
1680万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥45,111 | ¥18,946,826 | ¥2,146,826 |
| 35 | 0.80% | ¥45,874 | ¥19,267,180 | ¥2,467,180 |
| 35 | 0.90% | ¥46,645 | ¥19,590,933 | ¥2,790,933 |
| 35 | 1.00% | ¥47,424 | ¥19,918,079 | ¥3,118,079 |
| 35 | 1.10% | ¥48,211 | ¥20,248,609 | ¥3,448,609 |
| 35 | 1.20% | ¥49,006 | ¥20,582,513 | ¥3,782,513 |
| 35 | 1.30% | ¥49,809 | ¥20,919,783 | ¥4,119,783 |
| 35 | 1.40% | ¥50,620 | ¥21,260,407 | ¥4,460,407 |
| 35 | 1.50% | ¥51,439 | ¥21,604,374 | ¥4,804,374 |
| 35 | 1.60% | ¥52,266 | ¥21,951,672 | ¥5,151,672 |
| 35 | 1.70% | ¥53,101 | ¥22,302,288 | ¥5,502,288 |
| 35 | 1.80% | ¥53,943 | ¥22,656,207 | ¥5,856,207 |
| 35 | 1.90% | ¥54,794 | ¥23,013,417 | ¥6,213,417 |
| 35 | 2.00% | ¥55,652 | ¥23,373,901 | ¥6,573,901 |
| 35 | 2.10% | ¥56,518 | ¥23,737,644 | ¥6,937,644 |
| 35 | 2.20% | ¥57,392 | ¥24,104,629 | ¥7,304,629 |
| 35 | 2.30% | ¥58,273 | ¥24,474,839 | ¥7,674,839 |
| 35 | 2.40% | ¥59,163 | ¥24,848,256 | ¥8,048,256 |
| 35 | 2.50% | ¥60,059 | ¥25,224,862 | ¥8,424,862 |
| 35 | 2.60% | ¥60,963 | ¥25,604,638 | ¥8,804,638 |
| 35 | 2.70% | ¥61,875 | ¥25,987,563 | ¥9,187,563 |
| 35 | 2.80% | ¥62,794 | ¥26,373,617 | ¥9,573,617 |
| 35 | 2.90% | ¥63,721 | ¥26,762,780 | ¥9,962,780 |
| 35 | 3.00% | ¥64,655 | ¥27,155,029 | ¥10,355,029 |
1680万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥51,752 | ¥18,630,576 | ¥1,830,576 |
| 30 | 0.80% | ¥52,506 | ¥18,902,135 | ¥2,102,135 |
| 30 | 0.90% | ¥53,267 | ¥19,176,197 | ¥2,376,197 |
| 30 | 1.00% | ¥54,035 | ¥19,452,758 | ¥2,652,758 |
| 30 | 1.10% | ¥54,811 | ¥19,731,813 | ¥2,931,813 |
| 30 | 1.20% | ¥55,593 | ¥20,013,358 | ¥3,213,358 |
| 30 | 1.30% | ¥56,382 | ¥20,297,386 | ¥3,497,386 |
| 30 | 1.40% | ¥57,177 | ¥20,583,892 | ¥3,783,892 |
| 30 | 1.50% | ¥57,980 | ¥20,872,870 | ¥4,072,870 |
| 30 | 1.60% | ¥58,790 | ¥21,164,313 | ¥4,364,313 |
| 30 | 1.70% | ¥59,606 | ¥21,458,214 | ¥4,658,214 |
| 30 | 1.80% | ¥60,429 | ¥21,754,565 | ¥4,954,565 |
| 30 | 1.90% | ¥61,259 | ¥22,053,358 | ¥5,253,358 |
| 30 | 2.00% | ¥62,096 | ¥22,354,586 | ¥5,554,586 |
| 30 | 2.10% | ¥62,940 | ¥22,658,238 | ¥5,858,238 |
| 30 | 2.20% | ¥63,790 | ¥22,964,307 | ¥6,164,307 |
| 30 | 2.30% | ¥64,647 | ¥23,272,782 | ¥6,472,782 |
| 30 | 2.40% | ¥65,510 | ¥23,583,654 | ¥6,783,654 |
| 30 | 2.50% | ¥66,380 | ¥23,896,912 | ¥7,096,912 |
| 30 | 2.60% | ¥67,257 | ¥24,212,546 | ¥7,412,546 |
| 30 | 2.70% | ¥68,140 | ¥24,530,544 | ¥7,730,544 |
| 30 | 2.80% | ¥69,030 | ¥24,850,896 | ¥8,050,896 |
| 30 | 2.90% | ¥69,927 | ¥25,173,589 | ¥8,373,589 |
| 30 | 3.00% | ¥70,829 | ¥25,498,612 | ¥8,698,612 |
1680万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥61,059 | ¥18,317,740 | ¥1,517,740 |
| 25 | 0.80% | ¥61,805 | ¥18,541,543 | ¥1,741,543 |
| 25 | 0.90% | ¥62,557 | ¥18,767,088 | ¥1,967,088 |
| 25 | 1.00% | ¥63,315 | ¥18,994,372 | ¥2,194,372 |
| 25 | 1.10% | ¥64,078 | ¥19,223,392 | ¥2,423,392 |
| 25 | 1.20% | ¥64,847 | ¥19,454,147 | ¥2,654,147 |
| 25 | 1.30% | ¥65,622 | ¥19,686,634 | ¥2,886,634 |
| 25 | 1.40% | ¥66,403 | ¥19,920,850 | ¥3,120,850 |
| 25 | 1.50% | ¥67,189 | ¥20,156,791 | ¥3,356,791 |
| 25 | 1.60% | ¥67,982 | ¥20,394,454 | ¥3,594,454 |
| 25 | 1.70% | ¥68,779 | ¥20,633,837 | ¥3,833,837 |
| 25 | 1.80% | ¥69,583 | ¥20,874,934 | ¥4,074,934 |
| 25 | 1.90% | ¥70,392 | ¥21,117,743 | ¥4,317,743 |
| 25 | 2.00% | ¥71,208 | ¥21,362,259 | ¥4,562,259 |
| 25 | 2.10% | ¥72,028 | ¥21,608,477 | ¥4,808,477 |
| 25 | 2.20% | ¥72,855 | ¥21,856,393 | ¥5,056,393 |
| 25 | 2.30% | ¥73,687 | ¥22,106,003 | ¥5,306,003 |
| 25 | 2.40% | ¥74,524 | ¥22,357,302 | ¥5,557,302 |
| 25 | 2.50% | ¥75,368 | ¥22,610,283 | ¥5,810,283 |
| 25 | 2.60% | ¥76,216 | ¥22,864,943 | ¥6,064,943 |
| 25 | 2.70% | ¥77,071 | ¥23,121,275 | ¥6,321,275 |
| 25 | 2.80% | ¥77,931 | ¥23,379,275 | ¥6,579,275 |
| 25 | 2.90% | ¥78,796 | ¥23,638,935 | ¥6,838,935 |
| 25 | 3.00% | ¥79,668 | ¥23,900,250 | ¥7,100,250 |
1680万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥75,035 | ¥18,008,323 | ¥1,208,323 |
| 20 | 0.80% | ¥75,773 | ¥18,185,412 | ¥1,385,412 |
| 20 | 0.90% | ¥76,515 | ¥18,363,618 | ¥1,563,618 |
| 20 | 1.00% | ¥77,262 | ¥18,542,938 | ¥1,742,938 |
| 20 | 1.10% | ¥78,014 | ¥18,723,373 | ¥1,923,373 |
| 20 | 1.20% | ¥78,771 | ¥18,904,921 | ¥2,104,921 |
| 20 | 1.30% | ¥79,532 | ¥19,087,581 | ¥2,287,581 |
| 20 | 1.40% | ¥80,297 | ¥19,271,351 | ¥2,471,351 |
| 20 | 1.50% | ¥81,068 | ¥19,456,231 | ¥2,656,231 |
| 20 | 1.60% | ¥81,843 | ¥19,642,218 | ¥2,842,218 |
| 20 | 1.70% | ¥82,622 | ¥19,829,312 | ¥3,029,312 |
| 20 | 1.80% | ¥83,406 | ¥20,017,511 | ¥3,217,511 |
| 20 | 1.90% | ¥84,195 | ¥20,206,813 | ¥3,406,813 |
| 20 | 2.00% | ¥84,988 | ¥20,397,216 | ¥3,597,216 |
| 20 | 2.10% | ¥85,786 | ¥20,588,719 | ¥3,788,719 |
| 20 | 2.20% | ¥86,589 | ¥20,781,319 | ¥3,981,319 |
| 20 | 2.30% | ¥87,396 | ¥20,975,015 | ¥4,175,015 |
| 20 | 2.40% | ¥88,208 | ¥21,169,804 | ¥4,369,804 |
| 20 | 2.50% | ¥89,024 | ¥21,365,685 | ¥4,565,685 |
| 20 | 2.60% | ¥89,844 | ¥21,562,654 | ¥4,762,654 |
| 20 | 2.70% | ¥90,670 | ¥21,760,711 | ¥4,960,711 |
| 20 | 2.80% | ¥91,499 | ¥21,959,851 | ¥5,159,851 |
| 20 | 2.90% | ¥92,334 | ¥22,160,074 | ¥5,360,074 |
| 20 | 3.00% | ¥93,172 | ¥22,361,375 | ¥5,561,375 |
1680万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥98,346 | ¥17,702,327 | ¥902,327 |
| 15 | 0.80% | ¥99,076 | ¥17,833,748 | ¥1,033,748 |
| 15 | 0.90% | ¥99,810 | ¥17,965,797 | ¥1,165,797 |
| 15 | 1.00% | ¥100,547 | ¥18,098,474 | ¥1,298,474 |
| 15 | 1.10% | ¥101,288 | ¥18,231,779 | ¥1,431,779 |
| 15 | 1.20% | ¥102,032 | ¥18,365,711 | ¥1,565,711 |
| 15 | 1.30% | ¥102,779 | ¥18,500,271 | ¥1,700,271 |
| 15 | 1.40% | ¥103,530 | ¥18,635,457 | ¥1,835,457 |
| 15 | 1.50% | ¥104,285 | ¥18,771,269 | ¥1,971,269 |
| 15 | 1.60% | ¥105,043 | ¥18,907,707 | ¥2,107,707 |
| 15 | 1.70% | ¥105,804 | ¥19,044,769 | ¥2,244,769 |
| 15 | 1.80% | ¥106,569 | ¥19,182,457 | ¥2,382,457 |
| 15 | 1.90% | ¥107,338 | ¥19,320,768 | ¥2,520,768 |
| 15 | 2.00% | ¥108,109 | ¥19,459,703 | ¥2,659,703 |
| 15 | 2.10% | ¥108,885 | ¥19,599,261 | ¥2,799,261 |
| 15 | 2.20% | ¥109,664 | ¥19,739,440 | ¥2,939,440 |
| 15 | 2.30% | ¥110,446 | ¥19,880,242 | ¥3,080,242 |
| 15 | 2.40% | ¥111,231 | ¥20,021,664 | ¥3,221,664 |
| 15 | 2.50% | ¥112,021 | ¥20,163,706 | ¥3,363,706 |
| 15 | 2.60% | ¥112,813 | ¥20,306,367 | ¥3,506,367 |
| 15 | 2.70% | ¥113,609 | ¥20,449,647 | ¥3,649,647 |
| 15 | 2.80% | ¥114,409 | ¥20,593,544 | ¥3,793,544 |
| 15 | 2.90% | ¥115,211 | ¥20,738,059 | ¥3,938,059 |
| 15 | 3.00% | ¥116,018 | ¥20,883,189 | ¥4,083,189 |
1680万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥144,998 | ¥17,399,757 | ¥599,757 |
| 10 | 0.80% | ¥145,721 | ¥17,486,555 | ¥686,555 |
| 10 | 0.90% | ¥146,447 | ¥17,573,633 | ¥773,633 |
| 10 | 1.00% | ¥147,175 | ¥17,660,991 | ¥860,991 |
| 10 | 1.10% | ¥147,905 | ¥17,748,628 | ¥948,628 |
| 10 | 1.20% | ¥148,638 | ¥17,836,544 | ¥1,036,544 |
| 10 | 1.30% | ¥149,373 | ¥17,924,739 | ¥1,124,739 |
| 10 | 1.40% | ¥150,110 | ¥18,013,213 | ¥1,213,213 |
| 10 | 1.50% | ¥150,850 | ¥18,101,966 | ¥1,301,966 |
| 10 | 1.60% | ¥151,592 | ¥18,190,998 | ¥1,390,998 |
| 10 | 1.70% | ¥152,336 | ¥18,280,309 | ¥1,480,309 |
| 10 | 1.80% | ¥153,082 | ¥18,369,898 | ¥1,569,898 |
| 10 | 1.90% | ¥153,831 | ¥18,459,766 | ¥1,659,766 |
| 10 | 2.00% | ¥154,583 | ¥18,549,912 | ¥1,749,912 |
| 10 | 2.10% | ¥155,336 | ¥18,640,337 | ¥1,840,337 |
| 10 | 2.20% | ¥156,092 | ¥18,731,039 | ¥1,931,039 |
| 10 | 2.30% | ¥156,850 | ¥18,822,019 | ¥2,022,019 |
| 10 | 2.40% | ¥157,611 | ¥18,913,277 | ¥2,113,277 |
| 10 | 2.50% | ¥158,373 | ¥19,004,812 | ¥2,204,812 |
| 10 | 2.60% | ¥159,139 | ¥19,096,625 | ¥2,296,625 |
| 10 | 2.70% | ¥159,906 | ¥19,188,715 | ¥2,388,715 |
| 10 | 2.80% | ¥160,676 | ¥19,281,082 | ¥2,481,082 |
| 10 | 2.90% | ¥161,448 | ¥19,373,726 | ¥2,573,726 |
| 10 | 3.00% | ¥162,222 | ¥19,466,646 | ¥2,666,646 |
