1800万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1800万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1800万円の住宅ローン｜期間・年数別
1800万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥35,564 | ¥21,338,572 | ¥3,338,572 |
| 50 | 0.80% | ¥36,409 | ¥21,845,282 | ¥3,845,282 |
| 50 | 0.90% | ¥37,266 | ¥22,359,366 | ¥4,359,366 |
| 50 | 1.00% | ¥38,135 | ¥22,880,791 | ¥4,880,791 |
| 50 | 1.10% | ¥39,016 | ¥23,409,523 | ¥5,409,523 |
| 50 | 1.20% | ¥39,909 | ¥23,945,521 | ¥5,945,521 |
| 50 | 1.30% | ¥40,815 | ¥24,488,744 | ¥6,488,744 |
| 50 | 1.40% | ¥41,732 | ¥25,039,147 | ¥7,039,147 |
| 50 | 1.50% | ¥42,661 | ¥25,596,680 | ¥7,596,680 |
| 50 | 1.60% | ¥43,602 | ¥26,161,291 | ¥8,161,291 |
| 50 | 1.70% | ¥44,555 | ¥26,732,927 | ¥8,732,927 |
| 50 | 1.80% | ¥45,519 | ¥27,311,530 | ¥9,311,530 |
| 50 | 1.90% | ¥46,495 | ¥27,897,037 | ¥9,897,037 |
| 50 | 2.00% | ¥47,482 | ¥28,489,388 | ¥10,489,388 |
| 50 | 2.10% | ¥48,481 | ¥29,088,515 | ¥11,088,515 |
| 50 | 2.20% | ¥49,491 | ¥29,694,350 | ¥11,694,350 |
| 50 | 2.30% | ¥50,511 | ¥30,306,823 | ¥12,306,823 |
| 50 | 2.40% | ¥51,543 | ¥30,925,859 | ¥12,925,859 |
| 50 | 2.50% | ¥52,586 | ¥31,551,385 | ¥13,551,385 |
| 50 | 2.60% | ¥53,639 | ¥32,183,322 | ¥14,183,322 |
| 50 | 2.70% | ¥54,703 | ¥32,821,591 | ¥14,821,591 |
| 50 | 2.80% | ¥55,777 | ¥33,466,111 | ¥15,466,111 |
| 50 | 2.90% | ¥56,861 | ¥34,116,799 | ¥16,116,799 |
| 50 | 3.00% | ¥57,956 | ¥34,773,570 | ¥16,773,570 |
1800万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥38,868 | ¥20,988,798 | ¥2,988,798 |
| 45 | 0.80% | ¥39,704 | ¥21,439,916 | ¥3,439,916 |
| 45 | 0.90% | ¥40,550 | ¥21,897,025 | ¥3,897,025 |
| 45 | 1.00% | ¥41,408 | ¥22,360,103 | ¥4,360,103 |
| 45 | 1.10% | ¥42,276 | ¥22,829,128 | ¥4,829,128 |
| 45 | 1.20% | ¥43,156 | ¥23,304,072 | ¥5,304,072 |
| 45 | 1.30% | ¥44,046 | ¥23,784,908 | ¥5,784,908 |
| 45 | 1.40% | ¥44,947 | ¥24,271,606 | ¥6,271,606 |
| 45 | 1.50% | ¥45,860 | ¥24,764,134 | ¥6,764,134 |
| 45 | 1.60% | ¥46,782 | ¥25,262,456 | ¥7,262,456 |
| 45 | 1.70% | ¥47,716 | ¥25,766,536 | ¥7,766,536 |
| 45 | 1.80% | ¥48,660 | ¥26,276,337 | ¥8,276,337 |
| 45 | 1.90% | ¥49,614 | ¥26,791,816 | ¥8,791,816 |
| 45 | 2.00% | ¥50,580 | ¥27,312,932 | ¥9,312,932 |
| 45 | 2.10% | ¥51,555 | ¥27,839,640 | ¥9,839,640 |
| 45 | 2.20% | ¥52,541 | ¥28,371,894 | ¥10,371,894 |
| 45 | 2.30% | ¥53,536 | ¥28,909,648 | ¥10,909,648 |
| 45 | 2.40% | ¥54,542 | ¥29,452,850 | ¥11,452,850 |
| 45 | 2.50% | ¥55,558 | ¥30,001,450 | ¥12,001,450 |
| 45 | 2.60% | ¥56,584 | ¥30,555,395 | ¥12,555,395 |
| 45 | 2.70% | ¥57,620 | ¥31,114,631 | ¥13,114,631 |
| 45 | 2.80% | ¥58,665 | ¥31,679,104 | ¥13,679,104 |
| 45 | 2.90% | ¥59,720 | ¥32,248,755 | ¥14,248,755 |
| 45 | 3.00% | ¥60,784 | ¥32,823,527 | ¥14,823,527 |
1800万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥43,006 | ¥20,642,662 | ¥2,642,662 |
| 40 | 0.80% | ¥43,832 | ¥21,039,287 | ¥3,039,287 |
| 40 | 0.90% | ¥44,668 | ¥21,440,658 | ¥3,440,658 |
| 40 | 1.00% | ¥45,514 | ¥21,846,762 | ¥3,846,762 |
| 40 | 1.10% | ¥46,370 | ¥22,257,584 | ¥4,257,584 |
| 40 | 1.20% | ¥47,236 | ¥22,673,108 | ¥4,673,108 |
| 40 | 1.30% | ¥48,111 | ¥23,093,315 | ¥5,093,315 |
| 40 | 1.40% | ¥48,996 | ¥23,518,188 | ¥5,518,188 |
| 40 | 1.50% | ¥49,891 | ¥23,947,704 | ¥5,947,704 |
| 40 | 1.60% | ¥50,796 | ¥24,381,843 | ¥6,381,843 |
| 40 | 1.70% | ¥51,710 | ¥24,820,580 | ¥6,820,580 |
| 40 | 1.80% | ¥52,633 | ¥25,263,892 | ¥7,263,892 |
| 40 | 1.90% | ¥53,566 | ¥25,711,753 | ¥7,711,753 |
| 40 | 2.00% | ¥54,509 | ¥26,164,135 | ¥8,164,135 |
| 40 | 2.10% | ¥55,460 | ¥26,621,011 | ¥8,621,011 |
| 40 | 2.20% | ¥56,422 | ¥27,082,350 | ¥9,082,350 |
| 40 | 2.30% | ¥57,392 | ¥27,548,123 | ¥9,548,123 |
| 40 | 2.40% | ¥58,371 | ¥28,018,297 | ¥10,018,297 |
| 40 | 2.50% | ¥59,360 | ¥28,492,839 | ¥10,492,839 |
| 40 | 2.60% | ¥60,358 | ¥28,971,716 | ¥10,971,716 |
| 40 | 2.70% | ¥61,364 | ¥29,454,892 | ¥11,454,892 |
| 40 | 2.80% | ¥62,380 | ¥29,942,332 | ¥11,942,332 |
| 40 | 2.90% | ¥63,404 | ¥30,433,999 | ¥12,433,999 |
| 40 | 3.00% | ¥64,437 | ¥30,929,854 | ¥12,929,854 |
1800万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥48,334 | ¥20,300,171 | ¥2,300,171 |
| 35 | 0.80% | ¥49,151 | ¥20,643,407 | ¥2,643,407 |
| 35 | 0.90% | ¥49,977 | ¥20,990,286 | ¥2,990,286 |
| 35 | 1.00% | ¥50,811 | ¥21,340,799 | ¥3,340,799 |
| 35 | 1.10% | ¥51,655 | ¥21,694,938 | ¥3,694,938 |
| 35 | 1.20% | ¥52,506 | ¥22,052,693 | ¥4,052,693 |
| 35 | 1.30% | ¥53,367 | ¥22,414,053 | ¥4,414,053 |
| 35 | 1.40% | ¥54,236 | ¥22,779,008 | ¥4,779,008 |
| 35 | 1.50% | ¥55,113 | ¥23,147,544 | ¥5,147,544 |
| 35 | 1.60% | ¥55,999 | ¥23,519,648 | ¥5,519,648 |
| 35 | 1.70% | ¥56,894 | ¥23,895,308 | ¥5,895,308 |
| 35 | 1.80% | ¥57,796 | ¥24,274,508 | ¥6,274,508 |
| 35 | 1.90% | ¥58,708 | ¥24,657,232 | ¥6,657,232 |
| 35 | 2.00% | ¥59,627 | ¥25,043,465 | ¥7,043,465 |
| 35 | 2.10% | ¥60,555 | ¥25,433,190 | ¥7,433,190 |
| 35 | 2.20% | ¥61,491 | ¥25,826,388 | ¥7,826,388 |
| 35 | 2.30% | ¥62,436 | ¥26,223,042 | ¥8,223,042 |
| 35 | 2.40% | ¥63,388 | ¥26,623,132 | ¥8,623,132 |
| 35 | 2.50% | ¥64,349 | ¥27,026,638 | ¥9,026,638 |
| 35 | 2.60% | ¥65,318 | ¥27,433,540 | ¥9,433,540 |
| 35 | 2.70% | ¥66,295 | ¥27,843,817 | ¥9,843,817 |
| 35 | 2.80% | ¥67,280 | ¥28,257,447 | ¥10,257,447 |
| 35 | 2.90% | ¥68,272 | ¥28,674,407 | ¥10,674,407 |
| 35 | 3.00% | ¥69,273 | ¥29,094,674 | ¥11,094,674 |
1800万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥55,448 | ¥19,961,332 | ¥1,961,332 |
| 30 | 0.80% | ¥56,256 | ¥20,252,288 | ¥2,252,288 |
| 30 | 0.90% | ¥57,072 | ¥20,545,926 | ¥2,545,926 |
| 30 | 1.00% | ¥57,895 | ¥20,842,241 | ¥2,842,241 |
| 30 | 1.10% | ¥58,726 | ¥21,141,229 | ¥3,141,229 |
| 30 | 1.20% | ¥59,564 | ¥21,442,883 | ¥3,442,883 |
| 30 | 1.30% | ¥60,409 | ¥21,747,199 | ¥3,747,199 |
| 30 | 1.40% | ¥61,262 | ¥22,054,170 | ¥4,054,170 |
| 30 | 1.50% | ¥62,122 | ¥22,363,790 | ¥4,363,790 |
| 30 | 1.60% | ¥62,989 | ¥22,676,050 | ¥4,676,050 |
| 30 | 1.70% | ¥63,864 | ¥22,990,944 | ¥4,990,944 |
| 30 | 1.80% | ¥64,746 | ¥23,308,463 | ¥5,308,463 |
| 30 | 1.90% | ¥65,635 | ¥23,628,598 | ¥5,628,598 |
| 30 | 2.00% | ¥66,532 | ¥23,951,342 | ¥5,951,342 |
| 30 | 2.10% | ¥67,435 | ¥24,276,684 | ¥6,276,684 |
| 30 | 2.20% | ¥68,346 | ¥24,604,615 | ¥6,604,615 |
| 30 | 2.30% | ¥69,264 | ¥24,935,124 | ¥6,935,124 |
| 30 | 2.40% | ¥70,189 | ¥25,268,201 | ¥7,268,201 |
| 30 | 2.50% | ¥71,122 | ¥25,603,834 | ¥7,603,834 |
| 30 | 2.60% | ¥72,061 | ¥25,942,013 | ¥7,942,013 |
| 30 | 2.70% | ¥73,008 | ¥26,282,726 | ¥8,282,726 |
| 30 | 2.80% | ¥73,961 | ¥26,625,960 | ¥8,625,960 |
| 30 | 2.90% | ¥74,921 | ¥26,971,703 | ¥8,971,703 |
| 30 | 3.00% | ¥75,889 | ¥27,319,941 | ¥9,319,941 |
1800万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥65,421 | ¥19,626,150 | ¥1,626,150 |
| 25 | 0.80% | ¥66,220 | ¥19,865,939 | ¥1,865,939 |
| 25 | 0.90% | ¥67,025 | ¥20,107,594 | ¥2,107,594 |
| 25 | 1.00% | ¥67,837 | ¥20,351,113 | ¥2,351,113 |
| 25 | 1.10% | ¥68,655 | ¥20,596,492 | ¥2,596,492 |
| 25 | 1.20% | ¥69,479 | ¥20,843,729 | ¥2,843,729 |
| 25 | 1.30% | ¥70,309 | ¥21,092,822 | ¥3,092,822 |
| 25 | 1.40% | ¥71,146 | ¥21,343,767 | ¥3,343,767 |
| 25 | 1.50% | ¥71,989 | ¥21,596,562 | ¥3,596,562 |
| 25 | 1.60% | ¥72,837 | ¥21,851,201 | ¥3,851,201 |
| 25 | 1.70% | ¥73,692 | ¥22,107,682 | ¥4,107,682 |
| 25 | 1.80% | ¥74,553 | ¥22,366,001 | ¥4,366,001 |
| 25 | 1.90% | ¥75,421 | ¥22,626,153 | ¥4,626,153 |
| 25 | 2.00% | ¥76,294 | ¥22,888,134 | ¥4,888,134 |
| 25 | 2.10% | ¥77,173 | ¥23,151,940 | ¥5,151,940 |
| 25 | 2.20% | ¥78,059 | ¥23,417,564 | ¥5,417,564 |
| 25 | 2.30% | ¥78,950 | ¥23,685,004 | ¥5,685,004 |
| 25 | 2.40% | ¥79,848 | ¥23,954,252 | ¥5,954,252 |
| 25 | 2.50% | ¥80,751 | ¥24,225,304 | ¥6,225,304 |
| 25 | 2.60% | ¥81,661 | ¥24,498,153 | ¥6,498,153 |
| 25 | 2.70% | ¥82,576 | ¥24,772,795 | ¥6,772,795 |
| 25 | 2.80% | ¥83,497 | ¥25,049,223 | ¥7,049,223 |
| 25 | 2.90% | ¥84,425 | ¥25,327,430 | ¥7,327,430 |
| 25 | 3.00% | ¥85,358 | ¥25,607,411 | ¥7,607,411 |
1800万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥80,394 | ¥19,294,631 | ¥1,294,631 |
| 20 | 0.80% | ¥81,185 | ¥19,484,370 | ¥1,484,370 |
| 20 | 0.90% | ¥81,980 | ¥19,675,305 | ¥1,675,305 |
| 20 | 1.00% | ¥82,781 | ¥19,867,434 | ¥1,867,434 |
| 20 | 1.10% | ¥83,586 | ¥20,060,757 | ¥2,060,757 |
| 20 | 1.20% | ¥84,397 | ¥20,255,273 | ¥2,255,273 |
| 20 | 1.30% | ¥85,212 | ¥20,450,979 | ¥2,450,979 |
| 20 | 1.40% | ¥86,033 | ¥20,647,876 | ¥2,647,876 |
| 20 | 1.50% | ¥86,858 | ¥20,845,962 | ¥2,845,962 |
| 20 | 1.60% | ¥87,688 | ¥21,045,234 | ¥3,045,234 |
| 20 | 1.70% | ¥88,524 | ¥21,245,692 | ¥3,245,692 |
| 20 | 1.80% | ¥89,364 | ¥21,447,333 | ¥3,447,333 |
| 20 | 1.90% | ¥90,209 | ¥21,650,157 | ¥3,650,157 |
| 20 | 2.00% | ¥91,059 | ¥21,854,160 | ¥3,854,160 |
| 20 | 2.10% | ¥91,914 | ¥22,059,342 | ¥4,059,342 |
| 20 | 2.20% | ¥92,774 | ¥22,265,699 | ¥4,265,699 |
| 20 | 2.30% | ¥93,638 | ¥22,473,230 | ¥4,473,230 |
| 20 | 2.40% | ¥94,508 | ¥22,681,933 | ¥4,681,933 |
| 20 | 2.50% | ¥95,383 | ¥22,891,805 | ¥4,891,805 |
| 20 | 2.60% | ¥96,262 | ¥23,102,844 | ¥5,102,844 |
| 20 | 2.70% | ¥97,146 | ¥23,315,047 | ¥5,315,047 |
| 20 | 2.80% | ¥98,035 | ¥23,528,412 | ¥5,528,412 |
| 20 | 2.90% | ¥98,929 | ¥23,742,936 | ¥5,742,936 |
| 20 | 3.00% | ¥99,828 | ¥23,958,616 | ¥5,958,616 |
1800万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥105,371 | ¥18,966,779 | ¥966,779 |
| 15 | 0.80% | ¥106,153 | ¥19,107,587 | ¥1,107,587 |
| 15 | 0.90% | ¥106,939 | ¥19,249,068 | ¥1,249,068 |
| 15 | 1.00% | ¥107,729 | ¥19,391,222 | ¥1,391,222 |
| 15 | 1.10% | ¥108,522 | ¥19,534,049 | ¥1,534,049 |
| 15 | 1.20% | ¥109,320 | ¥19,677,548 | ¥1,677,548 |
| 15 | 1.30% | ¥110,121 | ¥19,821,719 | ¥1,821,719 |
| 15 | 1.40% | ¥110,925 | ¥19,966,561 | ¥1,966,561 |
| 15 | 1.50% | ¥111,734 | ¥20,112,074 | ¥2,112,074 |
| 15 | 1.60% | ¥112,546 | ¥20,258,257 | ¥2,258,257 |
| 15 | 1.70% | ¥113,362 | ¥20,405,110 | ¥2,405,110 |
| 15 | 1.80% | ¥114,181 | ¥20,552,632 | ¥2,552,632 |
| 15 | 1.90% | ¥115,005 | ¥20,700,823 | ¥2,700,823 |
| 15 | 2.00% | ¥115,832 | ¥20,849,682 | ¥2,849,682 |
| 15 | 2.10% | ¥116,662 | ¥20,999,208 | ¥2,999,208 |
| 15 | 2.20% | ¥117,497 | ¥21,149,401 | ¥3,149,401 |
| 15 | 2.30% | ¥118,335 | ¥21,300,259 | ¥3,300,259 |
| 15 | 2.40% | ¥119,177 | ¥21,451,783 | ¥3,451,783 |
| 15 | 2.50% | ¥120,022 | ¥21,603,970 | ¥3,603,970 |
| 15 | 2.60% | ¥120,871 | ¥21,756,822 | ¥3,756,822 |
| 15 | 2.70% | ¥121,724 | ¥21,910,336 | ¥3,910,336 |
| 15 | 2.80% | ¥122,581 | ¥22,064,512 | ¥4,064,512 |
| 15 | 2.90% | ¥123,441 | ¥22,219,348 | ¥4,219,348 |
| 15 | 3.00% | ¥124,305 | ¥22,374,845 | ¥4,374,845 |
1800万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥155,355 | ¥18,642,597 | ¥642,597 |
| 10 | 0.80% | ¥156,130 | ¥18,735,595 | ¥735,595 |
| 10 | 0.90% | ¥156,907 | ¥18,828,893 | ¥828,893 |
| 10 | 1.00% | ¥157,687 | ¥18,922,490 | ¥922,490 |
| 10 | 1.10% | ¥158,470 | ¥19,016,387 | ¥1,016,387 |
| 10 | 1.20% | ¥159,255 | ¥19,110,583 | ¥1,110,583 |
| 10 | 1.30% | ¥160,042 | ¥19,205,077 | ¥1,205,077 |
| 10 | 1.40% | ¥160,832 | ¥19,299,871 | ¥1,299,871 |
| 10 | 1.50% | ¥161,625 | ¥19,394,964 | ¥1,394,964 |
| 10 | 1.60% | ¥162,420 | ¥19,490,355 | ¥1,490,355 |
| 10 | 1.70% | ¥163,217 | ¥19,586,045 | ¥1,586,045 |
| 10 | 1.80% | ¥164,017 | ¥19,682,034 | ¥1,682,034 |
| 10 | 1.90% | ¥164,819 | ¥19,778,321 | ¥1,778,321 |
| 10 | 2.00% | ¥165,624 | ¥19,874,906 | ¥1,874,906 |
| 10 | 2.10% | ¥166,432 | ¥19,971,789 | ¥1,971,789 |
| 10 | 2.20% | ¥167,241 | ¥20,068,970 | ¥2,068,970 |
| 10 | 2.30% | ¥168,054 | ¥20,166,449 | ¥2,166,449 |
| 10 | 2.40% | ¥168,869 | ¥20,264,225 | ¥2,264,225 |
| 10 | 2.50% | ¥169,686 | ¥20,362,299 | ¥2,362,299 |
| 10 | 2.60% | ¥170,506 | ¥20,460,670 | ¥2,460,670 |
| 10 | 2.70% | ¥171,328 | ¥20,559,337 | ¥2,559,337 |
| 10 | 2.80% | ¥172,153 | ¥20,658,302 | ¥2,658,302 |
| 10 | 2.90% | ¥172,980 | ¥20,757,563 | ¥2,757,563 |
| 10 | 3.00% | ¥173,809 | ¥20,857,121 | ¥2,857,121 |
