1820万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1820万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1820万円の住宅ローン｜期間・年数別
1820万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥35,959 | ¥21,575,667 | ¥3,375,667 |
| 50 | 0.80% | ¥36,813 | ¥22,088,008 | ¥3,888,008 |
| 50 | 0.90% | ¥37,680 | ¥22,607,804 | ¥4,407,804 |
| 50 | 1.00% | ¥38,558 | ¥23,135,022 | ¥4,935,022 |
| 50 | 1.10% | ¥39,449 | ¥23,669,629 | ¥5,469,629 |
| 50 | 1.20% | ¥40,353 | ¥24,211,582 | ¥6,011,582 |
| 50 | 1.30% | ¥41,268 | ¥24,760,841 | ¥6,560,841 |
| 50 | 1.40% | ¥42,196 | ¥25,317,359 | ¥7,117,359 |
| 50 | 1.50% | ¥43,135 | ¥25,881,087 | ¥7,681,087 |
| 50 | 1.60% | ¥44,087 | ¥26,451,972 | ¥8,251,972 |
| 50 | 1.70% | ¥45,050 | ¥27,029,960 | ¥8,829,960 |
| 50 | 1.80% | ¥46,025 | ¥27,614,991 | ¥9,414,991 |
| 50 | 1.90% | ¥47,012 | ¥28,207,005 | ¥10,007,005 |
| 50 | 2.00% | ¥48,010 | ¥28,805,937 | ¥10,605,937 |
| 50 | 2.10% | ¥49,020 | ¥29,411,721 | ¥11,211,721 |
| 50 | 2.20% | ¥50,040 | ¥30,024,287 | ¥11,824,287 |
| 50 | 2.30% | ¥51,073 | ¥30,643,565 | ¥12,443,565 |
| 50 | 2.40% | ¥52,116 | ¥31,269,480 | ¥13,069,480 |
| 50 | 2.50% | ¥53,170 | ¥31,901,956 | ¥13,701,956 |
| 50 | 2.60% | ¥54,235 | ¥32,540,914 | ¥14,340,914 |
| 50 | 2.70% | ¥55,310 | ¥33,186,275 | ¥14,986,275 |
| 50 | 2.80% | ¥56,397 | ¥33,837,956 | ¥15,637,956 |
| 50 | 2.90% | ¥57,493 | ¥34,495,874 | ¥16,295,874 |
| 50 | 3.00% | ¥58,600 | ¥35,159,943 | ¥16,959,943 |
1820万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥39,300 | ¥21,222,007 | ¥3,022,007 |
| 45 | 0.80% | ¥40,145 | ¥21,678,138 | ¥3,478,138 |
| 45 | 0.90% | ¥41,001 | ¥22,140,325 | ¥3,940,325 |
| 45 | 1.00% | ¥41,868 | ¥22,608,549 | ¥4,408,549 |
| 45 | 1.10% | ¥42,746 | ¥23,082,785 | ¥4,882,785 |
| 45 | 1.20% | ¥43,635 | ¥23,563,006 | ¥5,363,006 |
| 45 | 1.30% | ¥44,536 | ¥24,049,185 | ¥5,849,185 |
| 45 | 1.40% | ¥45,447 | ¥24,541,291 | ¥6,341,291 |
| 45 | 1.50% | ¥46,369 | ¥25,039,291 | ¥6,839,291 |
| 45 | 1.60% | ¥47,302 | ¥25,543,150 | ¥7,343,150 |
| 45 | 1.70% | ¥48,246 | ¥26,052,831 | ¥7,852,831 |
| 45 | 1.80% | ¥49,201 | ¥26,568,296 | ¥8,368,296 |
| 45 | 1.90% | ¥50,166 | ¥27,089,503 | ¥8,889,503 |
| 45 | 2.00% | ¥51,141 | ¥27,616,409 | ¥9,416,409 |
| 45 | 2.10% | ¥52,128 | ¥28,148,969 | ¥9,948,969 |
| 45 | 2.20% | ¥53,124 | ¥28,687,138 | ¥10,487,138 |
| 45 | 2.30% | ¥54,131 | ¥29,230,866 | ¥11,030,866 |
| 45 | 2.40% | ¥55,148 | ¥29,780,103 | ¥11,580,103 |
| 45 | 2.50% | ¥56,176 | ¥30,334,799 | ¥12,134,799 |
| 45 | 2.60% | ¥57,213 | ¥30,894,899 | ¥12,694,899 |
| 45 | 2.70% | ¥58,260 | ¥31,460,350 | ¥13,260,350 |
| 45 | 2.80% | ¥59,317 | ¥32,031,094 | ¥13,831,094 |
| 45 | 2.90% | ¥60,383 | ¥32,607,075 | ¥14,407,075 |
| 45 | 3.00% | ¥61,460 | ¥33,188,233 | ¥14,988,233 |
1820万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥43,483 | ¥20,872,025 | ¥2,672,025 |
| 40 | 0.80% | ¥44,319 | ¥21,273,057 | ¥3,073,057 |
| 40 | 0.90% | ¥45,164 | ¥21,678,888 | ¥3,478,888 |
| 40 | 1.00% | ¥46,020 | ¥22,089,504 | ¥3,889,504 |
| 40 | 1.10% | ¥46,885 | ¥22,504,891 | ¥4,304,891 |
| 40 | 1.20% | ¥47,760 | ¥22,925,031 | ¥4,725,031 |
| 40 | 1.30% | ¥48,646 | ¥23,349,908 | ¥5,149,908 |
| 40 | 1.40% | ¥49,541 | ¥23,779,501 | ¥5,579,501 |
| 40 | 1.50% | ¥50,445 | ¥24,213,790 | ¥6,013,790 |
| 40 | 1.60% | ¥51,360 | ¥24,652,752 | ¥6,452,752 |
| 40 | 1.70% | ¥52,284 | ¥25,096,364 | ¥6,896,364 |
| 40 | 1.80% | ¥53,218 | ¥25,544,602 | ¥7,344,602 |
| 40 | 1.90% | ¥54,161 | ¥25,997,439 | ¥7,797,439 |
| 40 | 2.00% | ¥55,114 | ¥26,454,848 | ¥8,254,848 |
| 40 | 2.10% | ¥56,077 | ¥26,916,800 | ¥8,716,800 |
| 40 | 2.20% | ¥57,048 | ¥27,383,265 | ¥9,183,265 |
| 40 | 2.30% | ¥58,030 | ¥27,854,213 | ¥9,654,213 |
| 40 | 2.40% | ¥59,020 | ¥28,329,611 | ¥10,129,611 |
| 40 | 2.50% | ¥60,020 | ¥28,809,426 | ¥10,609,426 |
| 40 | 2.60% | ¥61,028 | ¥29,293,624 | ¥11,093,624 |
| 40 | 2.70% | ¥62,046 | ¥29,782,169 | ¥11,582,169 |
| 40 | 2.80% | ¥63,073 | ¥30,275,025 | ¥12,075,025 |
| 40 | 2.90% | ¥64,109 | ¥30,772,154 | ¥12,572,154 |
| 40 | 3.00% | ¥65,153 | ¥31,273,519 | ¥13,073,519 |
1820万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥48,871 | ¥20,525,728 | ¥2,325,728 |
| 35 | 0.80% | ¥49,697 | ¥20,872,778 | ¥2,672,778 |
| 35 | 0.90% | ¥50,532 | ¥21,223,511 | ¥3,023,511 |
| 35 | 1.00% | ¥51,376 | ¥21,577,919 | ¥3,377,919 |
| 35 | 1.10% | ¥52,229 | ¥21,935,993 | ¥3,735,993 |
| 35 | 1.20% | ¥53,090 | ¥22,297,723 | ¥4,097,723 |
| 35 | 1.30% | ¥53,960 | ¥22,663,098 | ¥4,463,098 |
| 35 | 1.40% | ¥54,838 | ¥23,032,108 | ¥4,832,108 |
| 35 | 1.50% | ¥55,726 | ¥23,404,739 | ¥5,204,739 |
| 35 | 1.60% | ¥56,621 | ¥23,780,978 | ¥5,580,978 |
| 35 | 1.70% | ¥57,526 | ¥24,160,812 | ¥5,960,812 |
| 35 | 1.80% | ¥58,439 | ¥24,544,225 | ¥6,344,225 |
| 35 | 1.90% | ¥59,360 | ¥24,931,202 | ¥6,731,202 |
| 35 | 2.00% | ¥60,290 | ¥25,321,726 | ¥7,121,726 |
| 35 | 2.10% | ¥61,228 | ¥25,715,781 | ¥7,515,781 |
| 35 | 2.20% | ¥62,175 | ¥26,113,348 | ¥7,913,348 |
| 35 | 2.30% | ¥63,130 | ¥26,514,409 | ¥8,314,409 |
| 35 | 2.40% | ¥64,093 | ¥26,918,945 | ¥8,718,945 |
| 35 | 2.50% | ¥65,064 | ¥27,326,934 | ¥9,126,934 |
| 35 | 2.60% | ¥66,044 | ¥27,738,358 | ¥9,538,358 |
| 35 | 2.70% | ¥67,031 | ¥28,153,193 | ¥9,953,193 |
| 35 | 2.80% | ¥68,027 | ¥28,571,419 | ¥10,371,419 |
| 35 | 2.90% | ¥69,031 | ¥28,993,012 | ¥10,793,012 |
| 35 | 3.00% | ¥70,043 | ¥29,417,949 | ¥11,217,949 |
1820万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥56,064 | ¥20,183,124 | ¥1,983,124 |
| 30 | 0.80% | ¥56,881 | ¥20,477,313 | ¥2,277,313 |
| 30 | 0.90% | ¥57,706 | ¥20,774,214 | ¥2,574,214 |
| 30 | 1.00% | ¥58,538 | ¥21,073,821 | ¥2,873,821 |
| 30 | 1.10% | ¥59,378 | ¥21,376,131 | ¥3,176,131 |
| 30 | 1.20% | ¥60,225 | ¥21,681,138 | ¥3,481,138 |
| 30 | 1.30% | ¥61,080 | ¥21,988,835 | ¥3,788,835 |
| 30 | 1.40% | ¥61,942 | ¥22,299,217 | ¥4,099,217 |
| 30 | 1.50% | ¥62,812 | ¥22,612,276 | ¥4,412,276 |
| 30 | 1.60% | ¥63,689 | ¥22,928,006 | ¥4,728,006 |
| 30 | 1.70% | ¥64,573 | ¥23,246,398 | ¥5,046,398 |
| 30 | 1.80% | ¥65,465 | ¥23,567,445 | ¥5,367,445 |
| 30 | 1.90% | ¥66,364 | ¥23,891,138 | ¥5,691,138 |
| 30 | 2.00% | ¥67,271 | ¥24,217,468 | ¥6,017,468 |
| 30 | 2.10% | ¥68,185 | ¥24,546,425 | ¥6,346,425 |
| 30 | 2.20% | ¥69,106 | ¥24,877,999 | ¥6,677,999 |
| 30 | 2.30% | ¥70,034 | ¥25,212,181 | ¥7,012,181 |
| 30 | 2.40% | ¥70,969 | ¥25,548,958 | ¥7,348,958 |
| 30 | 2.50% | ¥71,912 | ¥25,888,321 | ¥7,688,321 |
| 30 | 2.60% | ¥72,862 | ¥26,230,258 | ¥8,030,258 |
| 30 | 2.70% | ¥73,819 | ¥26,574,756 | ¥8,374,756 |
| 30 | 2.80% | ¥74,783 | ¥26,921,804 | ¥8,721,804 |
| 30 | 2.90% | ¥75,754 | ¥27,271,388 | ¥9,071,388 |
| 30 | 3.00% | ¥76,732 | ¥27,623,496 | ¥9,423,496 |
1820万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥66,147 | ¥19,844,219 | ¥1,644,219 |
| 25 | 0.80% | ¥66,956 | ¥20,086,672 | ¥1,886,672 |
| 25 | 0.90% | ¥67,770 | ¥20,331,012 | ¥2,131,012 |
| 25 | 1.00% | ¥68,591 | ¥20,577,236 | ¥2,377,236 |
| 25 | 1.10% | ¥69,418 | ¥20,825,342 | ¥2,625,342 |
| 25 | 1.20% | ¥70,251 | ¥21,075,326 | ¥2,875,326 |
| 25 | 1.30% | ¥71,091 | ¥21,327,187 | ¥3,127,187 |
| 25 | 1.40% | ¥71,936 | ¥21,580,920 | ¥3,380,920 |
| 25 | 1.50% | ¥72,788 | ¥21,836,523 | ¥3,636,523 |
| 25 | 1.60% | ¥73,647 | ¥22,093,992 | ¥3,893,992 |
| 25 | 1.70% | ¥74,511 | ¥22,353,323 | ¥4,153,323 |
| 25 | 1.80% | ¥75,382 | ¥22,614,512 | ¥4,414,512 |
| 25 | 1.90% | ¥76,259 | ¥22,877,555 | ¥4,677,555 |
| 25 | 2.00% | ¥77,141 | ¥23,142,447 | ¥4,942,447 |
| 25 | 2.10% | ¥78,031 | ¥23,409,183 | ¥5,209,183 |
| 25 | 2.20% | ¥78,926 | ¥23,677,760 | ¥5,477,760 |
| 25 | 2.30% | ¥79,827 | ¥23,948,170 | ¥5,748,170 |
| 25 | 2.40% | ¥80,735 | ¥24,220,410 | ¥6,020,410 |
| 25 | 2.50% | ¥81,648 | ¥24,494,474 | ¥6,294,474 |
| 25 | 2.60% | ¥82,568 | ¥24,770,355 | ¥6,570,355 |
| 25 | 2.70% | ¥83,493 | ¥25,048,048 | ¥6,848,048 |
| 25 | 2.80% | ¥84,425 | ¥25,327,548 | ¥7,127,548 |
| 25 | 2.90% | ¥85,363 | ¥25,608,846 | ¥7,408,846 |
| 25 | 3.00% | ¥86,306 | ¥25,891,938 | ¥7,691,938 |
1820万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥81,288 | ¥19,509,016 | ¥1,309,016 |
| 20 | 0.80% | ¥82,087 | ¥19,700,863 | ¥1,500,863 |
| 20 | 0.90% | ¥82,891 | ¥19,893,919 | ¥1,693,919 |
| 20 | 1.00% | ¥83,701 | ¥20,088,183 | ¥1,888,183 |
| 20 | 1.10% | ¥84,515 | ¥20,283,654 | ¥2,083,654 |
| 20 | 1.20% | ¥85,335 | ¥20,480,331 | ¥2,280,331 |
| 20 | 1.30% | ¥86,159 | ¥20,678,213 | ¥2,478,213 |
| 20 | 1.40% | ¥86,989 | ¥20,877,297 | ¥2,677,297 |
| 20 | 1.50% | ¥87,823 | ¥21,077,583 | ¥2,877,583 |
| 20 | 1.60% | ¥88,663 | ¥21,279,070 | ¥3,079,070 |
| 20 | 1.70% | ¥89,507 | ¥21,481,755 | ¥3,281,755 |
| 20 | 1.80% | ¥90,357 | ¥21,685,637 | ¥3,485,637 |
| 20 | 1.90% | ¥91,211 | ¥21,890,714 | ¥3,690,714 |
| 20 | 2.00% | ¥92,071 | ¥22,096,984 | ¥3,896,984 |
| 20 | 2.10% | ¥92,935 | ¥22,304,445 | ¥4,104,445 |
| 20 | 2.20% | ¥93,805 | ¥22,513,096 | ¥4,313,096 |
| 20 | 2.30% | ¥94,679 | ¥22,722,933 | ¥4,522,933 |
| 20 | 2.40% | ¥95,558 | ¥22,933,954 | ¥4,733,954 |
| 20 | 2.50% | ¥96,442 | ¥23,146,158 | ¥4,946,158 |
| 20 | 2.60% | ¥97,331 | ¥23,359,542 | ¥5,159,542 |
| 20 | 2.70% | ¥98,225 | ¥23,574,103 | ¥5,374,103 |
| 20 | 2.80% | ¥99,124 | ¥23,789,839 | ¥5,589,839 |
| 20 | 2.90% | ¥100,028 | ¥24,006,746 | ¥5,806,746 |
| 20 | 3.00% | ¥100,937 | ¥24,224,823 | ¥6,024,823 |
1820万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥106,542 | ¥19,177,521 | ¥977,521 |
| 15 | 0.80% | ¥107,333 | ¥19,319,893 | ¥1,119,893 |
| 15 | 0.90% | ¥108,127 | ¥19,462,947 | ¥1,262,947 |
| 15 | 1.00% | ¥108,926 | ¥19,606,680 | ¥1,406,680 |
| 15 | 1.10% | ¥109,728 | ¥19,751,094 | ¥1,551,094 |
| 15 | 1.20% | ¥110,534 | ¥19,896,187 | ¥1,696,187 |
| 15 | 1.30% | ¥111,344 | ¥20,041,960 | ¥1,841,960 |
| 15 | 1.40% | ¥112,158 | ¥20,188,412 | ¥1,988,412 |
| 15 | 1.50% | ¥112,975 | ¥20,335,541 | ¥2,135,541 |
| 15 | 1.60% | ¥113,796 | ¥20,483,349 | ¥2,283,349 |
| 15 | 1.70% | ¥114,621 | ¥20,631,834 | ¥2,431,834 |
| 15 | 1.80% | ¥115,450 | ¥20,780,995 | ¥2,580,995 |
| 15 | 1.90% | ¥116,282 | ¥20,930,832 | ¥2,730,832 |
| 15 | 2.00% | ¥117,119 | ¥21,081,345 | ¥2,881,345 |
| 15 | 2.10% | ¥117,959 | ¥21,232,532 | ¥3,032,532 |
| 15 | 2.20% | ¥118,802 | ¥21,384,394 | ¥3,184,394 |
| 15 | 2.30% | ¥119,650 | ¥21,536,928 | ¥3,336,928 |
| 15 | 2.40% | ¥120,501 | ¥21,690,136 | ¥3,490,136 |
| 15 | 2.50% | ¥121,356 | ¥21,844,014 | ¥3,644,014 |
| 15 | 2.60% | ¥122,214 | ¥21,998,564 | ¥3,798,564 |
| 15 | 2.70% | ¥123,077 | ¥22,153,784 | ¥3,953,784 |
| 15 | 2.80% | ¥123,943 | ¥22,309,673 | ¥4,109,673 |
| 15 | 2.90% | ¥124,812 | ¥22,466,230 | ¥4,266,230 |
| 15 | 3.00% | ¥125,686 | ¥22,623,455 | ¥4,423,455 |
1820万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥157,081 | ¥18,849,737 | ¥649,737 |
| 10 | 0.80% | ¥157,865 | ¥18,943,768 | ¥743,768 |
| 10 | 0.90% | ¥158,651 | ¥19,038,103 | ¥838,103 |
| 10 | 1.00% | ¥159,440 | ¥19,132,740 | ¥932,740 |
| 10 | 1.10% | ¥160,231 | ¥19,227,680 | ¥1,027,680 |
| 10 | 1.20% | ¥161,024 | ¥19,322,922 | ¥1,122,922 |
| 10 | 1.30% | ¥161,821 | ¥19,418,467 | ¥1,218,467 |
| 10 | 1.40% | ¥162,619 | ¥19,514,314 | ¥1,314,314 |
| 10 | 1.50% | ¥163,421 | ¥19,610,464 | ¥1,410,464 |
| 10 | 1.60% | ¥164,224 | ¥19,706,915 | ¥1,506,915 |
| 10 | 1.70% | ¥165,031 | ¥19,803,668 | ¥1,603,668 |
| 10 | 1.80% | ¥165,839 | ¥19,900,723 | ¥1,700,723 |
| 10 | 1.90% | ¥166,651 | ¥19,998,080 | ¥1,798,080 |
| 10 | 2.00% | ¥167,464 | ¥20,095,738 | ¥1,895,738 |
| 10 | 2.10% | ¥168,281 | ¥20,193,698 | ¥1,993,698 |
| 10 | 2.20% | ¥169,100 | ¥20,291,959 | ¥2,091,959 |
| 10 | 2.30% | ¥169,921 | ¥20,390,521 | ¥2,190,521 |
| 10 | 2.40% | ¥170,745 | ¥20,489,383 | ¥2,289,383 |
| 10 | 2.50% | ¥171,571 | ¥20,588,547 | ¥2,388,547 |
| 10 | 2.60% | ¥172,400 | ¥20,688,010 | ¥2,488,010 |
| 10 | 2.70% | ¥173,231 | ¥20,787,774 | ¥2,587,774 |
| 10 | 2.80% | ¥174,065 | ¥20,887,839 | ¥2,687,839 |
| 10 | 2.90% | ¥174,902 | ¥20,988,203 | ¥2,788,203 |
| 10 | 3.00% | ¥175,741 | ¥21,088,867 | ¥2,888,867 |
