1850万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1850万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1850万円の住宅ローン|期間・年数別
1850万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥36,552 |
¥21,931,310 |
¥3,431,310 |
| 50 |
0.80% |
¥37,420 |
¥22,452,096 |
¥3,952,096 |
| 50 |
0.90% |
¥38,301 |
¥22,980,460 |
¥4,480,460 |
| 50 |
1.00% |
¥39,194 |
¥23,516,369 |
¥5,016,369 |
| 50 |
1.10% |
¥40,100 |
¥24,059,787 |
¥5,559,787 |
| 50 |
1.20% |
¥41,018 |
¥24,610,674 |
¥6,110,674 |
| 50 |
1.30% |
¥41,948 |
¥25,168,987 |
¥6,668,987 |
| 50 |
1.40% |
¥42,891 |
¥25,734,678 |
¥7,234,678 |
| 50 |
1.50% |
¥43,846 |
¥26,307,698 |
¥7,807,698 |
| 50 |
1.60% |
¥44,813 |
¥26,887,994 |
¥8,387,994 |
| 50 |
1.70% |
¥45,793 |
¥27,475,509 |
¥8,975,509 |
| 50 |
1.80% |
¥46,784 |
¥28,070,183 |
¥9,570,183 |
| 50 |
1.90% |
¥47,787 |
¥28,671,955 |
¥10,171,955 |
| 50 |
2.00% |
¥48,801 |
¥29,280,760 |
¥10,780,760 |
| 50 |
2.10% |
¥49,828 |
¥29,896,529 |
¥11,396,529 |
| 50 |
2.20% |
¥50,865 |
¥30,519,193 |
¥12,019,193 |
| 50 |
2.30% |
¥51,914 |
¥31,148,679 |
¥12,648,679 |
| 50 |
2.40% |
¥52,975 |
¥31,784,911 |
¥13,284,911 |
| 50 |
2.50% |
¥54,046 |
¥32,427,812 |
¥13,927,812 |
| 50 |
2.60% |
¥55,129 |
¥33,077,303 |
¥14,577,303 |
| 50 |
2.70% |
¥56,222 |
¥33,733,302 |
¥15,233,302 |
| 50 |
2.80% |
¥57,326 |
¥34,395,725 |
¥15,895,725 |
| 50 |
2.90% |
¥58,441 |
¥35,064,487 |
¥16,564,487 |
| 50 |
3.00% |
¥59,566 |
¥35,739,502 |
¥17,239,502 |
1850万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥39,948 |
¥21,571,820 |
¥3,071,820 |
| 45 |
0.80% |
¥40,806 |
¥22,035,470 |
¥3,535,470 |
| 45 |
0.90% |
¥41,676 |
¥22,505,276 |
¥4,005,276 |
| 45 |
1.00% |
¥42,558 |
¥22,981,217 |
¥4,481,217 |
| 45 |
1.10% |
¥43,451 |
¥23,463,270 |
¥4,963,270 |
| 45 |
1.20% |
¥44,354 |
¥23,951,407 |
¥5,451,407 |
| 45 |
1.30% |
¥45,270 |
¥24,445,600 |
¥5,945,600 |
| 45 |
1.40% |
¥46,196 |
¥24,945,818 |
¥6,445,818 |
| 45 |
1.50% |
¥47,133 |
¥25,452,026 |
¥6,952,026 |
| 45 |
1.60% |
¥48,082 |
¥25,964,191 |
¥7,464,191 |
| 45 |
1.70% |
¥49,041 |
¥26,482,274 |
¥7,982,274 |
| 45 |
1.80% |
¥50,012 |
¥27,006,235 |
¥8,506,235 |
| 45 |
1.90% |
¥50,993 |
¥27,536,033 |
¥9,036,033 |
| 45 |
2.00% |
¥51,984 |
¥28,071,624 |
¥9,571,624 |
| 45 |
2.10% |
¥52,987 |
¥28,612,963 |
¥10,112,963 |
| 45 |
2.20% |
¥54,000 |
¥29,160,003 |
¥10,660,003 |
| 45 |
2.30% |
¥55,024 |
¥29,712,693 |
¥11,212,693 |
| 45 |
2.40% |
¥56,057 |
¥30,270,984 |
¥11,770,984 |
| 45 |
2.50% |
¥57,102 |
¥30,834,823 |
¥12,334,823 |
| 45 |
2.60% |
¥58,156 |
¥31,404,156 |
¥12,904,156 |
| 45 |
2.70% |
¥59,220 |
¥31,978,927 |
¥13,478,927 |
| 45 |
2.80% |
¥60,295 |
¥32,559,079 |
¥14,059,079 |
| 45 |
2.90% |
¥61,379 |
¥33,144,554 |
¥14,644,554 |
| 45 |
3.00% |
¥62,473 |
¥33,735,292 |
¥15,235,292 |
1850万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥44,200 |
¥21,216,069 |
¥2,716,069 |
| 40 |
0.80% |
¥45,049 |
¥21,623,712 |
¥3,123,712 |
| 40 |
0.90% |
¥45,909 |
¥22,036,232 |
¥3,536,232 |
| 40 |
1.00% |
¥46,778 |
¥22,453,617 |
¥3,953,617 |
| 40 |
1.10% |
¥47,658 |
¥22,875,851 |
¥4,375,851 |
| 40 |
1.20% |
¥48,548 |
¥23,302,916 |
¥4,802,916 |
| 40 |
1.30% |
¥49,447 |
¥23,734,796 |
¥5,234,796 |
| 40 |
1.40% |
¥50,357 |
¥24,171,471 |
¥5,671,471 |
| 40 |
1.50% |
¥51,277 |
¥24,612,918 |
¥6,112,918 |
| 40 |
1.60% |
¥52,206 |
¥25,059,116 |
¥6,559,116 |
| 40 |
1.70% |
¥53,146 |
¥25,510,041 |
¥7,010,041 |
| 40 |
1.80% |
¥54,095 |
¥25,965,667 |
¥7,465,667 |
| 40 |
1.90% |
¥55,054 |
¥26,425,968 |
¥7,925,968 |
| 40 |
2.00% |
¥56,023 |
¥26,890,917 |
¥8,390,917 |
| 40 |
2.10% |
¥57,001 |
¥27,360,483 |
¥8,860,483 |
| 40 |
2.20% |
¥57,989 |
¥27,834,638 |
¥9,334,638 |
| 40 |
2.30% |
¥58,986 |
¥28,313,348 |
¥9,813,348 |
| 40 |
2.40% |
¥59,993 |
¥28,796,583 |
¥10,296,583 |
| 40 |
2.50% |
¥61,009 |
¥29,284,307 |
¥10,784,307 |
| 40 |
2.60% |
¥62,034 |
¥29,776,486 |
¥11,276,486 |
| 40 |
2.70% |
¥63,069 |
¥30,273,084 |
¥11,773,084 |
| 40 |
2.80% |
¥64,113 |
¥30,774,063 |
¥12,274,063 |
| 40 |
2.90% |
¥65,165 |
¥31,279,387 |
¥12,779,387 |
| 40 |
3.00% |
¥66,227 |
¥31,789,017 |
¥13,289,017 |
1850万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥49,676 |
¥20,864,065 |
¥2,364,065 |
| 35 |
0.80% |
¥50,516 |
¥21,216,835 |
¥2,716,835 |
| 35 |
0.90% |
¥51,365 |
¥21,573,349 |
¥3,073,349 |
| 35 |
1.00% |
¥52,223 |
¥21,933,599 |
¥3,433,599 |
| 35 |
1.10% |
¥53,089 |
¥22,297,575 |
¥3,797,575 |
| 35 |
1.20% |
¥53,965 |
¥22,665,268 |
¥4,165,268 |
| 35 |
1.30% |
¥54,849 |
¥23,036,666 |
¥4,536,666 |
| 35 |
1.40% |
¥55,742 |
¥23,411,758 |
¥4,911,758 |
| 35 |
1.50% |
¥56,644 |
¥23,790,531 |
¥5,290,531 |
| 35 |
1.60% |
¥57,555 |
¥24,172,972 |
¥5,672,972 |
| 35 |
1.70% |
¥58,474 |
¥24,559,067 |
¥6,059,067 |
| 35 |
1.80% |
¥59,402 |
¥24,948,800 |
¥6,448,800 |
| 35 |
1.90% |
¥60,338 |
¥25,342,156 |
¥6,842,156 |
| 35 |
2.00% |
¥61,284 |
¥25,739,117 |
¥7,239,117 |
| 35 |
2.10% |
¥62,237 |
¥26,139,667 |
¥7,639,667 |
| 35 |
2.20% |
¥63,199 |
¥26,543,788 |
¥8,043,788 |
| 35 |
2.30% |
¥64,170 |
¥26,951,460 |
¥8,451,460 |
| 35 |
2.40% |
¥65,149 |
¥27,362,663 |
¥8,862,663 |
| 35 |
2.50% |
¥66,137 |
¥27,777,378 |
¥9,277,378 |
| 35 |
2.60% |
¥67,132 |
¥28,195,583 |
¥9,695,583 |
| 35 |
2.70% |
¥68,136 |
¥28,617,257 |
¥10,117,257 |
| 35 |
2.80% |
¥69,149 |
¥29,042,376 |
¥10,542,376 |
| 35 |
2.90% |
¥70,169 |
¥29,470,918 |
¥10,970,918 |
| 35 |
3.00% |
¥71,197 |
¥29,902,860 |
¥11,402,860 |
1850万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥56,988 |
¥20,515,813 |
¥2,015,813 |
| 30 |
0.80% |
¥57,819 |
¥20,814,851 |
¥2,314,851 |
| 30 |
0.90% |
¥58,657 |
¥21,116,646 |
¥2,616,646 |
| 30 |
1.00% |
¥59,503 |
¥21,421,192 |
¥2,921,192 |
| 30 |
1.10% |
¥60,357 |
¥21,728,485 |
¥3,228,485 |
| 30 |
1.20% |
¥61,218 |
¥22,038,519 |
¥3,538,519 |
| 30 |
1.30% |
¥62,087 |
¥22,351,288 |
¥3,851,288 |
| 30 |
1.40% |
¥62,963 |
¥22,666,786 |
¥4,166,786 |
| 30 |
1.50% |
¥63,847 |
¥22,985,006 |
¥4,485,006 |
| 30 |
1.60% |
¥64,739 |
¥23,305,940 |
¥4,805,940 |
| 30 |
1.70% |
¥65,638 |
¥23,629,581 |
¥5,129,581 |
| 30 |
1.80% |
¥66,544 |
¥23,955,920 |
¥5,455,920 |
| 30 |
1.90% |
¥67,458 |
¥24,284,948 |
¥5,784,948 |
| 30 |
2.00% |
¥68,380 |
¥24,616,657 |
¥6,116,657 |
| 30 |
2.10% |
¥69,308 |
¥24,951,036 |
¥6,451,036 |
| 30 |
2.20% |
¥70,245 |
¥25,288,076 |
¥6,788,076 |
| 30 |
2.30% |
¥71,188 |
¥25,627,766 |
¥7,127,766 |
| 30 |
2.40% |
¥72,139 |
¥25,970,095 |
¥7,470,095 |
| 30 |
2.50% |
¥73,097 |
¥26,315,052 |
¥7,815,052 |
| 30 |
2.60% |
¥74,063 |
¥26,662,625 |
¥8,162,625 |
| 30 |
2.70% |
¥75,036 |
¥27,012,802 |
¥8,512,802 |
| 30 |
2.80% |
¥76,015 |
¥27,365,570 |
¥8,865,570 |
| 30 |
2.90% |
¥77,003 |
¥27,720,917 |
¥9,220,917 |
| 30 |
3.00% |
¥77,997 |
¥28,078,829 |
¥9,578,829 |
1850万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥67,238 |
¥20,171,321 |
¥1,671,321 |
| 25 |
0.80% |
¥68,059 |
¥20,417,771 |
¥1,917,771 |
| 25 |
0.90% |
¥68,887 |
¥20,666,139 |
¥2,166,139 |
| 25 |
1.00% |
¥69,721 |
¥20,916,421 |
¥2,416,421 |
| 25 |
1.10% |
¥70,562 |
¥21,168,617 |
¥2,668,617 |
| 25 |
1.20% |
¥71,409 |
¥21,422,722 |
¥2,922,722 |
| 25 |
1.30% |
¥72,262 |
¥21,678,734 |
¥3,178,734 |
| 25 |
1.40% |
¥73,122 |
¥21,936,650 |
¥3,436,650 |
| 25 |
1.50% |
¥73,988 |
¥22,196,466 |
¥3,696,466 |
| 25 |
1.60% |
¥74,861 |
¥22,458,179 |
¥3,958,179 |
| 25 |
1.70% |
¥75,739 |
¥22,721,785 |
¥4,221,785 |
| 25 |
1.80% |
¥76,624 |
¥22,987,279 |
¥4,487,279 |
| 25 |
1.90% |
¥77,516 |
¥23,254,657 |
¥4,754,657 |
| 25 |
2.00% |
¥78,413 |
¥23,523,916 |
¥5,023,916 |
| 25 |
2.10% |
¥79,317 |
¥23,795,049 |
¥5,295,049 |
| 25 |
2.20% |
¥80,227 |
¥24,068,052 |
¥5,568,052 |
| 25 |
2.30% |
¥81,143 |
¥24,342,920 |
¥5,842,920 |
| 25 |
2.40% |
¥82,065 |
¥24,619,648 |
¥6,119,648 |
| 25 |
2.50% |
¥82,994 |
¥24,898,229 |
¥6,398,229 |
| 25 |
2.60% |
¥83,929 |
¥25,178,658 |
¥6,678,658 |
| 25 |
2.70% |
¥84,870 |
¥25,460,928 |
¥6,960,928 |
| 25 |
2.80% |
¥85,817 |
¥25,745,035 |
¥7,245,035 |
| 25 |
2.90% |
¥86,770 |
¥26,030,970 |
¥7,530,970 |
| 25 |
3.00% |
¥87,729 |
¥26,318,728 |
¥7,818,728 |
1850万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥82,627 |
¥19,830,593 |
¥1,330,593 |
| 20 |
0.80% |
¥83,440 |
¥20,025,603 |
¥1,525,603 |
| 20 |
0.90% |
¥84,258 |
¥20,221,841 |
¥1,721,841 |
| 20 |
1.00% |
¥85,080 |
¥20,419,307 |
¥1,919,307 |
| 20 |
1.10% |
¥85,908 |
¥20,618,000 |
¥2,118,000 |
| 20 |
1.20% |
¥86,741 |
¥20,817,919 |
¥2,317,919 |
| 20 |
1.30% |
¥87,579 |
¥21,019,062 |
¥2,519,062 |
| 20 |
1.40% |
¥88,423 |
¥21,221,428 |
¥2,721,428 |
| 20 |
1.50% |
¥89,271 |
¥21,425,016 |
¥2,925,016 |
| 20 |
1.60% |
¥90,124 |
¥21,629,824 |
¥3,129,824 |
| 20 |
1.70% |
¥90,983 |
¥21,835,850 |
¥3,335,850 |
| 20 |
1.80% |
¥91,846 |
¥22,043,093 |
¥3,543,093 |
| 20 |
1.90% |
¥92,715 |
¥22,251,550 |
¥3,751,550 |
| 20 |
2.00% |
¥93,588 |
¥22,461,220 |
¥3,961,220 |
| 20 |
2.10% |
¥94,467 |
¥22,672,101 |
¥4,172,101 |
| 20 |
2.20% |
¥95,351 |
¥22,884,191 |
¥4,384,191 |
| 20 |
2.30% |
¥96,240 |
¥23,097,487 |
¥4,597,487 |
| 20 |
2.40% |
¥97,133 |
¥23,311,987 |
¥4,811,987 |
| 20 |
2.50% |
¥98,032 |
¥23,527,688 |
¥5,027,688 |
| 20 |
2.60% |
¥98,936 |
¥23,744,590 |
¥5,244,590 |
| 20 |
2.70% |
¥99,845 |
¥23,962,687 |
¥5,462,687 |
| 20 |
2.80% |
¥100,758 |
¥24,181,979 |
¥5,681,979 |
| 20 |
2.90% |
¥101,677 |
¥24,402,462 |
¥5,902,462 |
| 20 |
3.00% |
¥102,601 |
¥24,624,133 |
¥6,124,133 |
1850万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥108,298 |
¥19,493,634 |
¥993,634 |
| 15 |
0.80% |
¥109,102 |
¥19,638,353 |
¥1,138,353 |
| 15 |
0.90% |
¥109,910 |
¥19,783,764 |
¥1,283,764 |
| 15 |
1.00% |
¥110,721 |
¥19,929,867 |
¥1,429,867 |
| 15 |
1.10% |
¥111,537 |
¥20,076,662 |
¥1,576,662 |
| 15 |
1.20% |
¥112,356 |
¥20,224,147 |
¥1,724,147 |
| 15 |
1.30% |
¥113,180 |
¥20,372,322 |
¥1,872,322 |
| 15 |
1.40% |
¥114,007 |
¥20,521,188 |
¥2,021,188 |
| 15 |
1.50% |
¥114,837 |
¥20,670,743 |
¥2,170,743 |
| 15 |
1.60% |
¥115,672 |
¥20,820,986 |
¥2,320,986 |
| 15 |
1.70% |
¥116,511 |
¥20,971,919 |
¥2,471,919 |
| 15 |
1.80% |
¥117,353 |
¥21,123,539 |
¥2,623,539 |
| 15 |
1.90% |
¥118,199 |
¥21,275,846 |
¥2,775,846 |
| 15 |
2.00% |
¥119,049 |
¥21,428,840 |
¥2,928,840 |
| 15 |
2.10% |
¥119,903 |
¥21,582,519 |
¥3,082,519 |
| 15 |
2.20% |
¥120,760 |
¥21,736,884 |
¥3,236,884 |
| 15 |
2.30% |
¥121,622 |
¥21,891,933 |
¥3,391,933 |
| 15 |
2.40% |
¥122,487 |
¥22,047,665 |
¥3,547,665 |
| 15 |
2.50% |
¥123,356 |
¥22,204,081 |
¥3,704,081 |
| 15 |
2.60% |
¥124,229 |
¥22,361,178 |
¥3,861,178 |
| 15 |
2.70% |
¥125,105 |
¥22,518,956 |
¥4,018,956 |
| 15 |
2.80% |
¥125,986 |
¥22,677,415 |
¥4,177,415 |
| 15 |
2.90% |
¥126,870 |
¥22,836,553 |
¥4,336,553 |
| 15 |
3.00% |
¥127,758 |
¥22,996,369 |
¥4,496,369 |
1850万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥159,670 |
¥19,160,447 |
¥660,447 |
| 10 |
0.80% |
¥160,467 |
¥19,256,028 |
¥756,028 |
| 10 |
0.90% |
¥161,266 |
¥19,351,918 |
¥851,918 |
| 10 |
1.00% |
¥162,068 |
¥19,448,115 |
¥948,115 |
| 10 |
1.10% |
¥162,872 |
¥19,544,620 |
¥1,044,620 |
| 10 |
1.20% |
¥163,679 |
¥19,641,432 |
¥1,141,432 |
| 10 |
1.30% |
¥164,488 |
¥19,738,552 |
¥1,238,552 |
| 10 |
1.40% |
¥165,300 |
¥19,835,979 |
¥1,335,979 |
| 10 |
1.50% |
¥166,114 |
¥19,933,713 |
¥1,433,713 |
| 10 |
1.60% |
¥166,931 |
¥20,031,754 |
¥1,531,754 |
| 10 |
1.70% |
¥167,751 |
¥20,130,102 |
¥1,630,102 |
| 10 |
1.80% |
¥168,573 |
¥20,228,757 |
¥1,728,757 |
| 10 |
1.90% |
¥169,398 |
¥20,327,719 |
¥1,827,719 |
| 10 |
2.00% |
¥170,225 |
¥20,426,987 |
¥1,926,987 |
| 10 |
2.10% |
¥171,055 |
¥20,526,561 |
¥2,026,561 |
| 10 |
2.20% |
¥171,887 |
¥20,626,442 |
¥2,126,442 |
| 10 |
2.30% |
¥172,722 |
¥20,726,628 |
¥2,226,628 |
| 10 |
2.40% |
¥173,559 |
¥20,827,120 |
¥2,327,120 |
| 10 |
2.50% |
¥174,399 |
¥20,927,918 |
¥2,427,918 |
| 10 |
2.60% |
¥175,242 |
¥21,029,022 |
¥2,529,022 |
| 10 |
2.70% |
¥176,087 |
¥21,130,430 |
¥2,630,430 |
| 10 |
2.80% |
¥176,935 |
¥21,232,144 |
¥2,732,144 |
| 10 |
2.90% |
¥177,785 |
¥21,334,162 |
¥2,834,162 |
| 10 |
3.00% |
¥178,637 |
¥21,436,485 |
¥2,936,485 |