1850万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1850万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1850万円の住宅ローン｜期間・年数別
1850万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥36,552 | ¥21,931,310 | ¥3,431,310 |
| 50 | 0.80% | ¥37,420 | ¥22,452,096 | ¥3,952,096 |
| 50 | 0.90% | ¥38,301 | ¥22,980,460 | ¥4,480,460 |
| 50 | 1.00% | ¥39,194 | ¥23,516,369 | ¥5,016,369 |
| 50 | 1.10% | ¥40,100 | ¥24,059,787 | ¥5,559,787 |
| 50 | 1.20% | ¥41,018 | ¥24,610,674 | ¥6,110,674 |
| 50 | 1.30% | ¥41,948 | ¥25,168,987 | ¥6,668,987 |
| 50 | 1.40% | ¥42,891 | ¥25,734,678 | ¥7,234,678 |
| 50 | 1.50% | ¥43,846 | ¥26,307,698 | ¥7,807,698 |
| 50 | 1.60% | ¥44,813 | ¥26,887,994 | ¥8,387,994 |
| 50 | 1.70% | ¥45,793 | ¥27,475,509 | ¥8,975,509 |
| 50 | 1.80% | ¥46,784 | ¥28,070,183 | ¥9,570,183 |
| 50 | 1.90% | ¥47,787 | ¥28,671,955 | ¥10,171,955 |
| 50 | 2.00% | ¥48,801 | ¥29,280,760 | ¥10,780,760 |
| 50 | 2.10% | ¥49,828 | ¥29,896,529 | ¥11,396,529 |
| 50 | 2.20% | ¥50,865 | ¥30,519,193 | ¥12,019,193 |
| 50 | 2.30% | ¥51,914 | ¥31,148,679 | ¥12,648,679 |
| 50 | 2.40% | ¥52,975 | ¥31,784,911 | ¥13,284,911 |
| 50 | 2.50% | ¥54,046 | ¥32,427,812 | ¥13,927,812 |
| 50 | 2.60% | ¥55,129 | ¥33,077,303 | ¥14,577,303 |
| 50 | 2.70% | ¥56,222 | ¥33,733,302 | ¥15,233,302 |
| 50 | 2.80% | ¥57,326 | ¥34,395,725 | ¥15,895,725 |
| 50 | 2.90% | ¥58,441 | ¥35,064,487 | ¥16,564,487 |
| 50 | 3.00% | ¥59,566 | ¥35,739,502 | ¥17,239,502 |
1850万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥39,948 | ¥21,571,820 | ¥3,071,820 |
| 45 | 0.80% | ¥40,806 | ¥22,035,470 | ¥3,535,470 |
| 45 | 0.90% | ¥41,676 | ¥22,505,276 | ¥4,005,276 |
| 45 | 1.00% | ¥42,558 | ¥22,981,217 | ¥4,481,217 |
| 45 | 1.10% | ¥43,451 | ¥23,463,270 | ¥4,963,270 |
| 45 | 1.20% | ¥44,354 | ¥23,951,407 | ¥5,451,407 |
| 45 | 1.30% | ¥45,270 | ¥24,445,600 | ¥5,945,600 |
| 45 | 1.40% | ¥46,196 | ¥24,945,818 | ¥6,445,818 |
| 45 | 1.50% | ¥47,133 | ¥25,452,026 | ¥6,952,026 |
| 45 | 1.60% | ¥48,082 | ¥25,964,191 | ¥7,464,191 |
| 45 | 1.70% | ¥49,041 | ¥26,482,274 | ¥7,982,274 |
| 45 | 1.80% | ¥50,012 | ¥27,006,235 | ¥8,506,235 |
| 45 | 1.90% | ¥50,993 | ¥27,536,033 | ¥9,036,033 |
| 45 | 2.00% | ¥51,984 | ¥28,071,624 | ¥9,571,624 |
| 45 | 2.10% | ¥52,987 | ¥28,612,963 | ¥10,112,963 |
| 45 | 2.20% | ¥54,000 | ¥29,160,003 | ¥10,660,003 |
| 45 | 2.30% | ¥55,024 | ¥29,712,693 | ¥11,212,693 |
| 45 | 2.40% | ¥56,057 | ¥30,270,984 | ¥11,770,984 |
| 45 | 2.50% | ¥57,102 | ¥30,834,823 | ¥12,334,823 |
| 45 | 2.60% | ¥58,156 | ¥31,404,156 | ¥12,904,156 |
| 45 | 2.70% | ¥59,220 | ¥31,978,927 | ¥13,478,927 |
| 45 | 2.80% | ¥60,295 | ¥32,559,079 | ¥14,059,079 |
| 45 | 2.90% | ¥61,379 | ¥33,144,554 | ¥14,644,554 |
| 45 | 3.00% | ¥62,473 | ¥33,735,292 | ¥15,235,292 |
1850万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥44,200 | ¥21,216,069 | ¥2,716,069 |
| 40 | 0.80% | ¥45,049 | ¥21,623,712 | ¥3,123,712 |
| 40 | 0.90% | ¥45,909 | ¥22,036,232 | ¥3,536,232 |
| 40 | 1.00% | ¥46,778 | ¥22,453,617 | ¥3,953,617 |
| 40 | 1.10% | ¥47,658 | ¥22,875,851 | ¥4,375,851 |
| 40 | 1.20% | ¥48,548 | ¥23,302,916 | ¥4,802,916 |
| 40 | 1.30% | ¥49,447 | ¥23,734,796 | ¥5,234,796 |
| 40 | 1.40% | ¥50,357 | ¥24,171,471 | ¥5,671,471 |
| 40 | 1.50% | ¥51,277 | ¥24,612,918 | ¥6,112,918 |
| 40 | 1.60% | ¥52,206 | ¥25,059,116 | ¥6,559,116 |
| 40 | 1.70% | ¥53,146 | ¥25,510,041 | ¥7,010,041 |
| 40 | 1.80% | ¥54,095 | ¥25,965,667 | ¥7,465,667 |
| 40 | 1.90% | ¥55,054 | ¥26,425,968 | ¥7,925,968 |
| 40 | 2.00% | ¥56,023 | ¥26,890,917 | ¥8,390,917 |
| 40 | 2.10% | ¥57,001 | ¥27,360,483 | ¥8,860,483 |
| 40 | 2.20% | ¥57,989 | ¥27,834,638 | ¥9,334,638 |
| 40 | 2.30% | ¥58,986 | ¥28,313,348 | ¥9,813,348 |
| 40 | 2.40% | ¥59,993 | ¥28,796,583 | ¥10,296,583 |
| 40 | 2.50% | ¥61,009 | ¥29,284,307 | ¥10,784,307 |
| 40 | 2.60% | ¥62,034 | ¥29,776,486 | ¥11,276,486 |
| 40 | 2.70% | ¥63,069 | ¥30,273,084 | ¥11,773,084 |
| 40 | 2.80% | ¥64,113 | ¥30,774,063 | ¥12,274,063 |
| 40 | 2.90% | ¥65,165 | ¥31,279,387 | ¥12,779,387 |
| 40 | 3.00% | ¥66,227 | ¥31,789,017 | ¥13,289,017 |
1850万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥49,676 | ¥20,864,065 | ¥2,364,065 |
| 35 | 0.80% | ¥50,516 | ¥21,216,835 | ¥2,716,835 |
| 35 | 0.90% | ¥51,365 | ¥21,573,349 | ¥3,073,349 |
| 35 | 1.00% | ¥52,223 | ¥21,933,599 | ¥3,433,599 |
| 35 | 1.10% | ¥53,089 | ¥22,297,575 | ¥3,797,575 |
| 35 | 1.20% | ¥53,965 | ¥22,665,268 | ¥4,165,268 |
| 35 | 1.30% | ¥54,849 | ¥23,036,666 | ¥4,536,666 |
| 35 | 1.40% | ¥55,742 | ¥23,411,758 | ¥4,911,758 |
| 35 | 1.50% | ¥56,644 | ¥23,790,531 | ¥5,290,531 |
| 35 | 1.60% | ¥57,555 | ¥24,172,972 | ¥5,672,972 |
| 35 | 1.70% | ¥58,474 | ¥24,559,067 | ¥6,059,067 |
| 35 | 1.80% | ¥59,402 | ¥24,948,800 | ¥6,448,800 |
| 35 | 1.90% | ¥60,338 | ¥25,342,156 | ¥6,842,156 |
| 35 | 2.00% | ¥61,284 | ¥25,739,117 | ¥7,239,117 |
| 35 | 2.10% | ¥62,237 | ¥26,139,667 | ¥7,639,667 |
| 35 | 2.20% | ¥63,199 | ¥26,543,788 | ¥8,043,788 |
| 35 | 2.30% | ¥64,170 | ¥26,951,460 | ¥8,451,460 |
| 35 | 2.40% | ¥65,149 | ¥27,362,663 | ¥8,862,663 |
| 35 | 2.50% | ¥66,137 | ¥27,777,378 | ¥9,277,378 |
| 35 | 2.60% | ¥67,132 | ¥28,195,583 | ¥9,695,583 |
| 35 | 2.70% | ¥68,136 | ¥28,617,257 | ¥10,117,257 |
| 35 | 2.80% | ¥69,149 | ¥29,042,376 | ¥10,542,376 |
| 35 | 2.90% | ¥70,169 | ¥29,470,918 | ¥10,970,918 |
| 35 | 3.00% | ¥71,197 | ¥29,902,860 | ¥11,402,860 |
1850万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥56,988 | ¥20,515,813 | ¥2,015,813 |
| 30 | 0.80% | ¥57,819 | ¥20,814,851 | ¥2,314,851 |
| 30 | 0.90% | ¥58,657 | ¥21,116,646 | ¥2,616,646 |
| 30 | 1.00% | ¥59,503 | ¥21,421,192 | ¥2,921,192 |
| 30 | 1.10% | ¥60,357 | ¥21,728,485 | ¥3,228,485 |
| 30 | 1.20% | ¥61,218 | ¥22,038,519 | ¥3,538,519 |
| 30 | 1.30% | ¥62,087 | ¥22,351,288 | ¥3,851,288 |
| 30 | 1.40% | ¥62,963 | ¥22,666,786 | ¥4,166,786 |
| 30 | 1.50% | ¥63,847 | ¥22,985,006 | ¥4,485,006 |
| 30 | 1.60% | ¥64,739 | ¥23,305,940 | ¥4,805,940 |
| 30 | 1.70% | ¥65,638 | ¥23,629,581 | ¥5,129,581 |
| 30 | 1.80% | ¥66,544 | ¥23,955,920 | ¥5,455,920 |
| 30 | 1.90% | ¥67,458 | ¥24,284,948 | ¥5,784,948 |
| 30 | 2.00% | ¥68,380 | ¥24,616,657 | ¥6,116,657 |
| 30 | 2.10% | ¥69,308 | ¥24,951,036 | ¥6,451,036 |
| 30 | 2.20% | ¥70,245 | ¥25,288,076 | ¥6,788,076 |
| 30 | 2.30% | ¥71,188 | ¥25,627,766 | ¥7,127,766 |
| 30 | 2.40% | ¥72,139 | ¥25,970,095 | ¥7,470,095 |
| 30 | 2.50% | ¥73,097 | ¥26,315,052 | ¥7,815,052 |
| 30 | 2.60% | ¥74,063 | ¥26,662,625 | ¥8,162,625 |
| 30 | 2.70% | ¥75,036 | ¥27,012,802 | ¥8,512,802 |
| 30 | 2.80% | ¥76,015 | ¥27,365,570 | ¥8,865,570 |
| 30 | 2.90% | ¥77,003 | ¥27,720,917 | ¥9,220,917 |
| 30 | 3.00% | ¥77,997 | ¥28,078,829 | ¥9,578,829 |
1850万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥67,238 | ¥20,171,321 | ¥1,671,321 |
| 25 | 0.80% | ¥68,059 | ¥20,417,771 | ¥1,917,771 |
| 25 | 0.90% | ¥68,887 | ¥20,666,139 | ¥2,166,139 |
| 25 | 1.00% | ¥69,721 | ¥20,916,421 | ¥2,416,421 |
| 25 | 1.10% | ¥70,562 | ¥21,168,617 | ¥2,668,617 |
| 25 | 1.20% | ¥71,409 | ¥21,422,722 | ¥2,922,722 |
| 25 | 1.30% | ¥72,262 | ¥21,678,734 | ¥3,178,734 |
| 25 | 1.40% | ¥73,122 | ¥21,936,650 | ¥3,436,650 |
| 25 | 1.50% | ¥73,988 | ¥22,196,466 | ¥3,696,466 |
| 25 | 1.60% | ¥74,861 | ¥22,458,179 | ¥3,958,179 |
| 25 | 1.70% | ¥75,739 | ¥22,721,785 | ¥4,221,785 |
| 25 | 1.80% | ¥76,624 | ¥22,987,279 | ¥4,487,279 |
| 25 | 1.90% | ¥77,516 | ¥23,254,657 | ¥4,754,657 |
| 25 | 2.00% | ¥78,413 | ¥23,523,916 | ¥5,023,916 |
| 25 | 2.10% | ¥79,317 | ¥23,795,049 | ¥5,295,049 |
| 25 | 2.20% | ¥80,227 | ¥24,068,052 | ¥5,568,052 |
| 25 | 2.30% | ¥81,143 | ¥24,342,920 | ¥5,842,920 |
| 25 | 2.40% | ¥82,065 | ¥24,619,648 | ¥6,119,648 |
| 25 | 2.50% | ¥82,994 | ¥24,898,229 | ¥6,398,229 |
| 25 | 2.60% | ¥83,929 | ¥25,178,658 | ¥6,678,658 |
| 25 | 2.70% | ¥84,870 | ¥25,460,928 | ¥6,960,928 |
| 25 | 2.80% | ¥85,817 | ¥25,745,035 | ¥7,245,035 |
| 25 | 2.90% | ¥86,770 | ¥26,030,970 | ¥7,530,970 |
| 25 | 3.00% | ¥87,729 | ¥26,318,728 | ¥7,818,728 |
1850万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥82,627 | ¥19,830,593 | ¥1,330,593 |
| 20 | 0.80% | ¥83,440 | ¥20,025,603 | ¥1,525,603 |
| 20 | 0.90% | ¥84,258 | ¥20,221,841 | ¥1,721,841 |
| 20 | 1.00% | ¥85,080 | ¥20,419,307 | ¥1,919,307 |
| 20 | 1.10% | ¥85,908 | ¥20,618,000 | ¥2,118,000 |
| 20 | 1.20% | ¥86,741 | ¥20,817,919 | ¥2,317,919 |
| 20 | 1.30% | ¥87,579 | ¥21,019,062 | ¥2,519,062 |
| 20 | 1.40% | ¥88,423 | ¥21,221,428 | ¥2,721,428 |
| 20 | 1.50% | ¥89,271 | ¥21,425,016 | ¥2,925,016 |
| 20 | 1.60% | ¥90,124 | ¥21,629,824 | ¥3,129,824 |
| 20 | 1.70% | ¥90,983 | ¥21,835,850 | ¥3,335,850 |
| 20 | 1.80% | ¥91,846 | ¥22,043,093 | ¥3,543,093 |
| 20 | 1.90% | ¥92,715 | ¥22,251,550 | ¥3,751,550 |
| 20 | 2.00% | ¥93,588 | ¥22,461,220 | ¥3,961,220 |
| 20 | 2.10% | ¥94,467 | ¥22,672,101 | ¥4,172,101 |
| 20 | 2.20% | ¥95,351 | ¥22,884,191 | ¥4,384,191 |
| 20 | 2.30% | ¥96,240 | ¥23,097,487 | ¥4,597,487 |
| 20 | 2.40% | ¥97,133 | ¥23,311,987 | ¥4,811,987 |
| 20 | 2.50% | ¥98,032 | ¥23,527,688 | ¥5,027,688 |
| 20 | 2.60% | ¥98,936 | ¥23,744,590 | ¥5,244,590 |
| 20 | 2.70% | ¥99,845 | ¥23,962,687 | ¥5,462,687 |
| 20 | 2.80% | ¥100,758 | ¥24,181,979 | ¥5,681,979 |
| 20 | 2.90% | ¥101,677 | ¥24,402,462 | ¥5,902,462 |
| 20 | 3.00% | ¥102,601 | ¥24,624,133 | ¥6,124,133 |
1850万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥108,298 | ¥19,493,634 | ¥993,634 |
| 15 | 0.80% | ¥109,102 | ¥19,638,353 | ¥1,138,353 |
| 15 | 0.90% | ¥109,910 | ¥19,783,764 | ¥1,283,764 |
| 15 | 1.00% | ¥110,721 | ¥19,929,867 | ¥1,429,867 |
| 15 | 1.10% | ¥111,537 | ¥20,076,662 | ¥1,576,662 |
| 15 | 1.20% | ¥112,356 | ¥20,224,147 | ¥1,724,147 |
| 15 | 1.30% | ¥113,180 | ¥20,372,322 | ¥1,872,322 |
| 15 | 1.40% | ¥114,007 | ¥20,521,188 | ¥2,021,188 |
| 15 | 1.50% | ¥114,837 | ¥20,670,743 | ¥2,170,743 |
| 15 | 1.60% | ¥115,672 | ¥20,820,986 | ¥2,320,986 |
| 15 | 1.70% | ¥116,511 | ¥20,971,919 | ¥2,471,919 |
| 15 | 1.80% | ¥117,353 | ¥21,123,539 | ¥2,623,539 |
| 15 | 1.90% | ¥118,199 | ¥21,275,846 | ¥2,775,846 |
| 15 | 2.00% | ¥119,049 | ¥21,428,840 | ¥2,928,840 |
| 15 | 2.10% | ¥119,903 | ¥21,582,519 | ¥3,082,519 |
| 15 | 2.20% | ¥120,760 | ¥21,736,884 | ¥3,236,884 |
| 15 | 2.30% | ¥121,622 | ¥21,891,933 | ¥3,391,933 |
| 15 | 2.40% | ¥122,487 | ¥22,047,665 | ¥3,547,665 |
| 15 | 2.50% | ¥123,356 | ¥22,204,081 | ¥3,704,081 |
| 15 | 2.60% | ¥124,229 | ¥22,361,178 | ¥3,861,178 |
| 15 | 2.70% | ¥125,105 | ¥22,518,956 | ¥4,018,956 |
| 15 | 2.80% | ¥125,986 | ¥22,677,415 | ¥4,177,415 |
| 15 | 2.90% | ¥126,870 | ¥22,836,553 | ¥4,336,553 |
| 15 | 3.00% | ¥127,758 | ¥22,996,369 | ¥4,496,369 |
1850万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥159,670 | ¥19,160,447 | ¥660,447 |
| 10 | 0.80% | ¥160,467 | ¥19,256,028 | ¥756,028 |
| 10 | 0.90% | ¥161,266 | ¥19,351,918 | ¥851,918 |
| 10 | 1.00% | ¥162,068 | ¥19,448,115 | ¥948,115 |
| 10 | 1.10% | ¥162,872 | ¥19,544,620 | ¥1,044,620 |
| 10 | 1.20% | ¥163,679 | ¥19,641,432 | ¥1,141,432 |
| 10 | 1.30% | ¥164,488 | ¥19,738,552 | ¥1,238,552 |
| 10 | 1.40% | ¥165,300 | ¥19,835,979 | ¥1,335,979 |
| 10 | 1.50% | ¥166,114 | ¥19,933,713 | ¥1,433,713 |
| 10 | 1.60% | ¥166,931 | ¥20,031,754 | ¥1,531,754 |
| 10 | 1.70% | ¥167,751 | ¥20,130,102 | ¥1,630,102 |
| 10 | 1.80% | ¥168,573 | ¥20,228,757 | ¥1,728,757 |
| 10 | 1.90% | ¥169,398 | ¥20,327,719 | ¥1,827,719 |
| 10 | 2.00% | ¥170,225 | ¥20,426,987 | ¥1,926,987 |
| 10 | 2.10% | ¥171,055 | ¥20,526,561 | ¥2,026,561 |
| 10 | 2.20% | ¥171,887 | ¥20,626,442 | ¥2,126,442 |
| 10 | 2.30% | ¥172,722 | ¥20,726,628 | ¥2,226,628 |
| 10 | 2.40% | ¥173,559 | ¥20,827,120 | ¥2,327,120 |
| 10 | 2.50% | ¥174,399 | ¥20,927,918 | ¥2,427,918 |
| 10 | 2.60% | ¥175,242 | ¥21,029,022 | ¥2,529,022 |
| 10 | 2.70% | ¥176,087 | ¥21,130,430 | ¥2,630,430 |
| 10 | 2.80% | ¥176,935 | ¥21,232,144 | ¥2,732,144 |
| 10 | 2.90% | ¥177,785 | ¥21,334,162 | ¥2,834,162 |
| 10 | 3.00% | ¥178,637 | ¥21,436,485 | ¥2,936,485 |
