1860万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1860万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1860万円の住宅ローン|期間・年数別
1860万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥36,750 |
¥22,049,858 |
¥3,449,858 |
| 50 |
0.80% |
¥37,622 |
¥22,573,459 |
¥3,973,459 |
| 50 |
0.90% |
¥38,508 |
¥23,104,678 |
¥4,504,678 |
| 50 |
1.00% |
¥39,406 |
¥23,643,485 |
¥5,043,485 |
| 50 |
1.10% |
¥40,316 |
¥24,189,840 |
¥5,589,840 |
| 50 |
1.20% |
¥41,240 |
¥24,743,705 |
¥6,143,705 |
| 50 |
1.30% |
¥42,175 |
¥25,305,036 |
¥6,705,036 |
| 50 |
1.40% |
¥43,123 |
¥25,873,785 |
¥7,273,785 |
| 50 |
1.50% |
¥44,083 |
¥26,449,902 |
¥7,849,902 |
| 50 |
1.60% |
¥45,056 |
¥27,033,334 |
¥8,433,334 |
| 50 |
1.70% |
¥46,040 |
¥27,624,025 |
¥9,024,025 |
| 50 |
1.80% |
¥47,037 |
¥28,221,914 |
¥9,621,914 |
| 50 |
1.90% |
¥48,045 |
¥28,826,939 |
¥10,226,939 |
| 50 |
2.00% |
¥49,065 |
¥29,439,034 |
¥10,839,034 |
| 50 |
2.10% |
¥50,097 |
¥30,058,132 |
¥11,458,132 |
| 50 |
2.20% |
¥51,140 |
¥30,684,162 |
¥12,084,162 |
| 50 |
2.30% |
¥52,195 |
¥31,317,050 |
¥12,717,050 |
| 50 |
2.40% |
¥53,261 |
¥31,956,721 |
¥13,356,721 |
| 50 |
2.50% |
¥54,338 |
¥32,603,098 |
¥14,003,098 |
| 50 |
2.60% |
¥55,427 |
¥33,256,099 |
¥14,656,099 |
| 50 |
2.70% |
¥56,526 |
¥33,915,644 |
¥15,315,644 |
| 50 |
2.80% |
¥57,636 |
¥34,581,648 |
¥15,981,648 |
| 50 |
2.90% |
¥58,757 |
¥35,254,025 |
¥16,654,025 |
| 50 |
3.00% |
¥59,888 |
¥35,932,689 |
¥17,332,689 |
1860万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥40,164 |
¥21,688,425 |
¥3,088,425 |
| 45 |
0.80% |
¥41,027 |
¥22,154,580 |
¥3,554,580 |
| 45 |
0.90% |
¥41,902 |
¥22,626,926 |
¥4,026,926 |
| 45 |
1.00% |
¥42,788 |
¥23,105,440 |
¥4,505,440 |
| 45 |
1.10% |
¥43,685 |
¥23,590,099 |
¥4,990,099 |
| 45 |
1.20% |
¥44,594 |
¥24,080,874 |
¥5,480,874 |
| 45 |
1.30% |
¥45,514 |
¥24,577,739 |
¥5,977,739 |
| 45 |
1.40% |
¥46,446 |
¥25,080,660 |
¥6,480,660 |
| 45 |
1.50% |
¥47,388 |
¥25,589,605 |
¥6,989,605 |
| 45 |
1.60% |
¥48,342 |
¥26,104,538 |
¥7,504,538 |
| 45 |
1.70% |
¥49,306 |
¥26,625,421 |
¥8,025,421 |
| 45 |
1.80% |
¥50,282 |
¥27,152,214 |
¥8,552,214 |
| 45 |
1.90% |
¥51,268 |
¥27,684,876 |
¥9,084,876 |
| 45 |
2.00% |
¥52,265 |
¥28,223,363 |
¥9,623,363 |
| 45 |
2.10% |
¥53,273 |
¥28,767,628 |
¥10,167,628 |
| 45 |
2.20% |
¥54,292 |
¥29,317,624 |
¥10,717,624 |
| 45 |
2.30% |
¥55,321 |
¥29,873,302 |
¥11,273,302 |
| 45 |
2.40% |
¥56,360 |
¥30,434,611 |
¥11,834,611 |
| 45 |
2.50% |
¥57,410 |
¥31,001,498 |
¥12,401,498 |
| 45 |
2.60% |
¥58,470 |
¥31,573,908 |
¥12,973,908 |
| 45 |
2.70% |
¥59,540 |
¥32,151,786 |
¥13,551,786 |
| 45 |
2.80% |
¥60,621 |
¥32,735,074 |
¥14,135,074 |
| 45 |
2.90% |
¥61,711 |
¥33,323,714 |
¥14,723,714 |
| 45 |
3.00% |
¥62,810 |
¥33,917,645 |
¥15,317,645 |
1860万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥44,439 |
¥21,330,751 |
¥2,730,751 |
| 40 |
0.80% |
¥45,293 |
¥21,740,596 |
¥3,140,596 |
| 40 |
0.90% |
¥46,157 |
¥22,155,347 |
¥3,555,347 |
| 40 |
1.00% |
¥47,031 |
¥22,574,988 |
¥3,974,988 |
| 40 |
1.10% |
¥47,916 |
¥22,999,504 |
¥4,399,504 |
| 40 |
1.20% |
¥48,810 |
¥23,428,878 |
¥4,828,878 |
| 40 |
1.30% |
¥49,715 |
¥23,863,093 |
¥5,263,093 |
| 40 |
1.40% |
¥50,629 |
¥24,302,127 |
¥5,702,127 |
| 40 |
1.50% |
¥51,554 |
¥24,745,961 |
¥6,145,961 |
| 40 |
1.60% |
¥52,489 |
¥25,194,571 |
¥6,594,571 |
| 40 |
1.70% |
¥53,433 |
¥25,647,933 |
¥7,047,933 |
| 40 |
1.80% |
¥54,388 |
¥26,106,022 |
¥7,506,022 |
| 40 |
1.90% |
¥55,352 |
¥26,568,811 |
¥7,968,811 |
| 40 |
2.00% |
¥56,326 |
¥27,036,273 |
¥8,436,273 |
| 40 |
2.10% |
¥57,309 |
¥27,508,378 |
¥8,908,378 |
| 40 |
2.20% |
¥58,302 |
¥27,985,095 |
¥9,385,095 |
| 40 |
2.30% |
¥59,305 |
¥28,466,393 |
¥9,866,393 |
| 40 |
2.40% |
¥60,317 |
¥28,952,240 |
¥10,352,240 |
| 40 |
2.50% |
¥61,339 |
¥29,442,600 |
¥10,842,600 |
| 40 |
2.60% |
¥62,370 |
¥29,937,440 |
¥11,337,440 |
| 40 |
2.70% |
¥63,410 |
¥30,436,722 |
¥11,836,722 |
| 40 |
2.80% |
¥64,459 |
¥30,940,410 |
¥12,340,410 |
| 40 |
2.90% |
¥65,518 |
¥31,448,465 |
¥12,848,465 |
| 40 |
3.00% |
¥66,585 |
¥31,960,849 |
¥13,360,849 |
1860万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥49,945 |
¥20,976,843 |
¥2,376,843 |
| 35 |
0.80% |
¥50,789 |
¥21,331,520 |
¥2,731,520 |
| 35 |
0.90% |
¥51,643 |
¥21,689,962 |
¥3,089,962 |
| 35 |
1.00% |
¥52,505 |
¥22,052,159 |
¥3,452,159 |
| 35 |
1.10% |
¥53,376 |
¥22,418,102 |
¥3,818,102 |
| 35 |
1.20% |
¥54,257 |
¥22,787,783 |
¥4,187,783 |
| 35 |
1.30% |
¥55,146 |
¥23,161,188 |
¥4,561,188 |
| 35 |
1.40% |
¥56,044 |
¥23,538,308 |
¥4,938,308 |
| 35 |
1.50% |
¥56,950 |
¥23,919,128 |
¥5,319,128 |
| 35 |
1.60% |
¥57,866 |
¥24,303,637 |
¥5,703,637 |
| 35 |
1.70% |
¥58,790 |
¥24,691,818 |
¥6,091,818 |
| 35 |
1.80% |
¥59,723 |
¥25,083,658 |
¥6,483,658 |
| 35 |
1.90% |
¥60,665 |
¥25,479,140 |
¥6,879,140 |
| 35 |
2.00% |
¥61,615 |
¥25,878,248 |
¥7,278,248 |
| 35 |
2.10% |
¥62,574 |
¥26,280,963 |
¥7,680,963 |
| 35 |
2.20% |
¥63,541 |
¥26,687,268 |
¥8,087,268 |
| 35 |
2.30% |
¥64,517 |
¥27,097,143 |
¥8,497,143 |
| 35 |
2.40% |
¥65,501 |
¥27,510,570 |
¥8,910,570 |
| 35 |
2.50% |
¥66,494 |
¥27,927,526 |
¥9,327,526 |
| 35 |
2.60% |
¥67,495 |
¥28,347,992 |
¥9,747,992 |
| 35 |
2.70% |
¥68,505 |
¥28,771,945 |
¥10,171,945 |
| 35 |
2.80% |
¥69,522 |
¥29,199,362 |
¥10,599,362 |
| 35 |
2.90% |
¥70,548 |
¥29,630,221 |
¥11,030,221 |
| 35 |
3.00% |
¥71,582 |
¥30,064,497 |
¥11,464,497 |
1860万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥57,296 |
¥20,626,709 |
¥2,026,709 |
| 30 |
0.80% |
¥58,132 |
¥20,927,364 |
¥2,327,364 |
| 30 |
0.90% |
¥58,974 |
¥21,230,790 |
¥2,630,790 |
| 30 |
1.00% |
¥59,825 |
¥21,536,982 |
¥2,936,982 |
| 30 |
1.10% |
¥60,683 |
¥21,845,936 |
¥3,245,936 |
| 30 |
1.20% |
¥61,549 |
¥22,157,646 |
¥3,557,646 |
| 30 |
1.30% |
¥62,423 |
¥22,472,106 |
¥3,872,106 |
| 30 |
1.40% |
¥63,304 |
¥22,789,309 |
¥4,189,309 |
| 30 |
1.50% |
¥64,192 |
¥23,109,249 |
¥4,509,249 |
| 30 |
1.60% |
¥65,089 |
¥23,431,918 |
¥4,831,918 |
| 30 |
1.70% |
¥65,993 |
¥23,757,308 |
¥5,157,308 |
| 30 |
1.80% |
¥66,904 |
¥24,085,411 |
¥5,485,411 |
| 30 |
1.90% |
¥67,823 |
¥24,416,218 |
¥5,816,218 |
| 30 |
2.00% |
¥68,749 |
¥24,749,720 |
¥6,149,720 |
| 30 |
2.10% |
¥69,683 |
¥25,085,907 |
¥6,485,907 |
| 30 |
2.20% |
¥70,624 |
¥25,424,768 |
¥6,824,768 |
| 30 |
2.30% |
¥71,573 |
¥25,766,294 |
¥7,166,294 |
| 30 |
2.40% |
¥72,529 |
¥26,110,474 |
¥7,510,474 |
| 30 |
2.50% |
¥73,492 |
¥26,457,295 |
¥7,857,295 |
| 30 |
2.60% |
¥74,463 |
¥26,806,747 |
¥8,206,747 |
| 30 |
2.70% |
¥75,441 |
¥27,158,817 |
¥8,558,817 |
| 30 |
2.80% |
¥76,426 |
¥27,513,492 |
¥8,913,492 |
| 30 |
2.90% |
¥77,419 |
¥27,870,759 |
¥9,270,759 |
| 30 |
3.00% |
¥78,418 |
¥28,230,606 |
¥9,630,606 |
1860万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥67,601 |
¥20,280,355 |
¥1,680,355 |
| 25 |
0.80% |
¥68,427 |
¥20,528,137 |
¥1,928,137 |
| 25 |
0.90% |
¥69,259 |
¥20,777,847 |
¥2,177,847 |
| 25 |
1.00% |
¥70,098 |
¥21,029,483 |
¥2,429,483 |
| 25 |
1.10% |
¥70,943 |
¥21,283,041 |
¥2,683,041 |
| 25 |
1.20% |
¥71,795 |
¥21,538,520 |
¥2,938,520 |
| 25 |
1.30% |
¥72,653 |
¥21,795,916 |
¥3,195,916 |
| 25 |
1.40% |
¥73,517 |
¥22,055,226 |
¥3,455,226 |
| 25 |
1.50% |
¥74,388 |
¥22,316,447 |
¥3,716,447 |
| 25 |
1.60% |
¥75,265 |
¥22,579,575 |
¥3,979,575 |
| 25 |
1.70% |
¥76,149 |
¥22,844,605 |
¥4,244,605 |
| 25 |
1.80% |
¥77,038 |
¥23,111,534 |
¥4,511,534 |
| 25 |
1.90% |
¥77,935 |
¥23,380,358 |
¥4,780,358 |
| 25 |
2.00% |
¥78,837 |
¥23,651,072 |
¥5,051,072 |
| 25 |
2.10% |
¥79,746 |
¥23,923,671 |
¥5,323,671 |
| 25 |
2.20% |
¥80,660 |
¥24,198,150 |
¥5,598,150 |
| 25 |
2.30% |
¥81,582 |
¥24,474,504 |
¥5,874,504 |
| 25 |
2.40% |
¥82,509 |
¥24,752,727 |
¥6,152,727 |
| 25 |
2.50% |
¥83,443 |
¥25,032,814 |
¥6,432,814 |
| 25 |
2.60% |
¥84,383 |
¥25,314,759 |
¥6,714,759 |
| 25 |
2.70% |
¥85,329 |
¥25,598,555 |
¥6,998,555 |
| 25 |
2.80% |
¥86,281 |
¥25,884,197 |
¥7,284,197 |
| 25 |
2.90% |
¥87,239 |
¥26,171,678 |
¥7,571,678 |
| 25 |
3.00% |
¥88,203 |
¥26,460,991 |
¥7,860,991 |
1860万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥83,074 |
¥19,937,786 |
¥1,337,786 |
| 20 |
0.80% |
¥83,891 |
¥20,133,849 |
¥1,533,849 |
| 20 |
0.90% |
¥84,713 |
¥20,331,148 |
¥1,731,148 |
| 20 |
1.00% |
¥85,540 |
¥20,529,682 |
¥1,929,682 |
| 20 |
1.10% |
¥86,373 |
¥20,729,449 |
¥2,129,449 |
| 20 |
1.20% |
¥87,210 |
¥20,930,448 |
¥2,330,448 |
| 20 |
1.30% |
¥88,053 |
¥21,132,679 |
¥2,532,679 |
| 20 |
1.40% |
¥88,901 |
¥21,336,139 |
¥2,736,139 |
| 20 |
1.50% |
¥89,753 |
¥21,540,827 |
¥2,940,827 |
| 20 |
1.60% |
¥90,611 |
¥21,746,742 |
¥3,146,742 |
| 20 |
1.70% |
¥91,475 |
¥21,953,882 |
¥3,353,882 |
| 20 |
1.80% |
¥92,343 |
¥22,162,244 |
¥3,562,244 |
| 20 |
1.90% |
¥93,216 |
¥22,371,829 |
¥3,771,829 |
| 20 |
2.00% |
¥94,094 |
¥22,582,632 |
¥3,982,632 |
| 20 |
2.10% |
¥94,978 |
¥22,794,653 |
¥4,194,653 |
| 20 |
2.20% |
¥95,866 |
¥23,007,889 |
¥4,407,889 |
| 20 |
2.30% |
¥96,760 |
¥23,222,338 |
¥4,622,338 |
| 20 |
2.40% |
¥97,658 |
¥23,437,997 |
¥4,837,997 |
| 20 |
2.50% |
¥98,562 |
¥23,654,865 |
¥5,054,865 |
| 20 |
2.60% |
¥99,471 |
¥23,872,939 |
¥5,272,939 |
| 20 |
2.70% |
¥100,384 |
¥24,092,215 |
¥5,492,215 |
| 20 |
2.80% |
¥101,303 |
¥24,312,692 |
¥5,712,692 |
| 20 |
2.90% |
¥102,227 |
¥24,534,367 |
¥5,934,367 |
| 20 |
3.00% |
¥103,155 |
¥24,757,237 |
¥6,157,237 |
1860万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥108,883 |
¥19,599,005 |
¥999,005 |
| 15 |
0.80% |
¥109,692 |
¥19,744,507 |
¥1,144,507 |
| 15 |
0.90% |
¥110,504 |
¥19,890,704 |
¥1,290,704 |
| 15 |
1.00% |
¥111,320 |
¥20,037,596 |
¥1,437,596 |
| 15 |
1.10% |
¥112,140 |
¥20,185,184 |
¥1,585,184 |
| 15 |
1.20% |
¥112,964 |
¥20,333,466 |
¥1,733,466 |
| 15 |
1.30% |
¥113,791 |
¥20,482,443 |
¥1,882,443 |
| 15 |
1.40% |
¥114,623 |
¥20,632,113 |
¥2,032,113 |
| 15 |
1.50% |
¥115,458 |
¥20,782,476 |
¥2,182,476 |
| 15 |
1.60% |
¥116,297 |
¥20,933,532 |
¥2,333,532 |
| 15 |
1.70% |
¥117,140 |
¥21,085,280 |
¥2,485,280 |
| 15 |
1.80% |
¥117,987 |
¥21,237,720 |
¥2,637,720 |
| 15 |
1.90% |
¥118,838 |
¥21,390,851 |
¥2,790,851 |
| 15 |
2.00% |
¥119,693 |
¥21,544,671 |
¥2,944,671 |
| 15 |
2.10% |
¥120,551 |
¥21,699,182 |
¥3,099,182 |
| 15 |
2.20% |
¥121,413 |
¥21,854,381 |
¥3,254,381 |
| 15 |
2.30% |
¥122,279 |
¥22,010,268 |
¥3,410,268 |
| 15 |
2.40% |
¥123,149 |
¥22,166,842 |
¥3,566,842 |
| 15 |
2.50% |
¥124,023 |
¥22,324,103 |
¥3,724,103 |
| 15 |
2.60% |
¥124,900 |
¥22,482,049 |
¥3,882,049 |
| 15 |
2.70% |
¥125,782 |
¥22,640,680 |
¥4,040,680 |
| 15 |
2.80% |
¥126,667 |
¥22,799,995 |
¥4,199,995 |
| 15 |
2.90% |
¥127,556 |
¥22,959,993 |
¥4,359,993 |
| 15 |
3.00% |
¥128,448 |
¥23,120,673 |
¥4,520,673 |
1860万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥160,533 |
¥19,264,017 |
¥664,017 |
| 10 |
0.80% |
¥161,334 |
¥19,360,115 |
¥760,115 |
| 10 |
0.90% |
¥162,138 |
¥19,456,523 |
¥856,523 |
| 10 |
1.00% |
¥162,944 |
¥19,553,240 |
¥953,240 |
| 10 |
1.10% |
¥163,752 |
¥19,650,266 |
¥1,050,266 |
| 10 |
1.20% |
¥164,563 |
¥19,747,602 |
¥1,147,602 |
| 10 |
1.30% |
¥165,377 |
¥19,845,247 |
¥1,245,247 |
| 10 |
1.40% |
¥166,193 |
¥19,943,200 |
¥1,343,200 |
| 10 |
1.50% |
¥167,012 |
¥20,041,463 |
¥1,441,463 |
| 10 |
1.60% |
¥167,834 |
¥20,140,034 |
¥1,540,034 |
| 10 |
1.70% |
¥168,658 |
¥20,238,914 |
¥1,638,914 |
| 10 |
1.80% |
¥169,484 |
¥20,338,102 |
¥1,738,102 |
| 10 |
1.90% |
¥170,313 |
¥20,437,598 |
¥1,837,598 |
| 10 |
2.00% |
¥171,145 |
¥20,537,403 |
¥1,937,403 |
| 10 |
2.10% |
¥171,979 |
¥20,637,515 |
¥2,037,515 |
| 10 |
2.20% |
¥172,816 |
¥20,737,936 |
¥2,137,936 |
| 10 |
2.30% |
¥173,656 |
¥20,838,664 |
¥2,238,664 |
| 10 |
2.40% |
¥174,497 |
¥20,939,699 |
¥2,339,699 |
| 10 |
2.50% |
¥175,342 |
¥21,041,042 |
¥2,441,042 |
| 10 |
2.60% |
¥176,189 |
¥21,142,692 |
¥2,542,692 |
| 10 |
2.70% |
¥177,039 |
¥21,244,649 |
¥2,644,649 |
| 10 |
2.80% |
¥177,891 |
¥21,346,912 |
¥2,746,912 |
| 10 |
2.90% |
¥178,746 |
¥21,449,482 |
¥2,849,482 |
| 10 |
3.00% |
¥179,603 |
¥21,552,358 |
¥2,952,358 |