1870万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1870万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1870万円の住宅ローン|期間・年数別
1870万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥36,947 |
¥22,168,406 |
¥3,468,406 |
| 50 |
0.80% |
¥37,825 |
¥22,694,821 |
¥3,994,821 |
| 50 |
0.90% |
¥38,715 |
¥23,228,897 |
¥4,528,897 |
| 50 |
1.00% |
¥39,618 |
¥23,770,600 |
¥5,070,600 |
| 50 |
1.10% |
¥40,533 |
¥24,319,893 |
¥5,619,893 |
| 50 |
1.20% |
¥41,461 |
¥24,876,736 |
¥6,176,736 |
| 50 |
1.30% |
¥42,402 |
¥25,441,084 |
¥6,741,084 |
| 50 |
1.40% |
¥43,355 |
¥26,012,891 |
¥7,312,891 |
| 50 |
1.50% |
¥44,320 |
¥26,592,106 |
¥7,892,106 |
| 50 |
1.60% |
¥45,298 |
¥27,178,675 |
¥8,478,675 |
| 50 |
1.70% |
¥46,288 |
¥27,772,541 |
¥9,072,541 |
| 50 |
1.80% |
¥47,289 |
¥28,373,645 |
¥9,673,645 |
| 50 |
1.90% |
¥48,303 |
¥28,981,922 |
¥10,281,922 |
| 50 |
2.00% |
¥49,329 |
¥29,597,309 |
¥10,897,309 |
| 50 |
2.10% |
¥50,366 |
¥30,219,735 |
¥11,519,735 |
| 50 |
2.20% |
¥51,415 |
¥30,849,130 |
¥12,149,130 |
| 50 |
2.30% |
¥52,476 |
¥31,485,421 |
¥12,785,421 |
| 50 |
2.40% |
¥53,548 |
¥32,128,532 |
¥13,428,532 |
| 50 |
2.50% |
¥54,631 |
¥32,778,383 |
¥14,078,383 |
| 50 |
2.60% |
¥55,725 |
¥33,434,895 |
¥14,734,895 |
| 50 |
2.70% |
¥56,830 |
¥34,097,986 |
¥15,397,986 |
| 50 |
2.80% |
¥57,946 |
¥34,767,571 |
¥16,067,571 |
| 50 |
2.90% |
¥59,073 |
¥35,443,563 |
¥16,743,563 |
| 50 |
3.00% |
¥60,210 |
¥36,125,875 |
¥17,425,875 |
1870万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥40,380 |
¥21,805,029 |
¥3,105,029 |
| 45 |
0.80% |
¥41,248 |
¥22,273,691 |
¥3,573,691 |
| 45 |
0.90% |
¥42,127 |
¥22,748,576 |
¥4,048,576 |
| 45 |
1.00% |
¥43,018 |
¥23,229,663 |
¥4,529,663 |
| 45 |
1.10% |
¥43,920 |
¥23,716,927 |
¥5,016,927 |
| 45 |
1.20% |
¥44,834 |
¥24,210,341 |
¥5,510,341 |
| 45 |
1.30% |
¥45,759 |
¥24,709,877 |
¥6,009,877 |
| 45 |
1.40% |
¥46,695 |
¥25,215,502 |
¥6,515,502 |
| 45 |
1.50% |
¥47,643 |
¥25,727,183 |
¥7,027,183 |
| 45 |
1.60% |
¥48,602 |
¥26,244,885 |
¥7,544,885 |
| 45 |
1.70% |
¥49,571 |
¥26,768,568 |
¥8,068,568 |
| 45 |
1.80% |
¥50,552 |
¥27,298,194 |
¥8,598,194 |
| 45 |
1.90% |
¥51,544 |
¥27,833,720 |
¥9,133,720 |
| 45 |
2.00% |
¥52,546 |
¥28,375,101 |
¥9,675,101 |
| 45 |
2.10% |
¥53,560 |
¥28,922,293 |
¥10,222,293 |
| 45 |
2.20% |
¥54,584 |
¥29,475,246 |
¥10,775,246 |
| 45 |
2.30% |
¥55,618 |
¥30,033,912 |
¥11,333,912 |
| 45 |
2.40% |
¥56,663 |
¥30,598,238 |
¥11,898,238 |
| 45 |
2.50% |
¥57,719 |
¥31,168,173 |
¥12,468,173 |
| 45 |
2.60% |
¥58,785 |
¥31,743,660 |
¥13,043,660 |
| 45 |
2.70% |
¥59,860 |
¥32,324,645 |
¥13,624,645 |
| 45 |
2.80% |
¥60,946 |
¥32,911,069 |
¥14,211,069 |
| 45 |
2.90% |
¥62,042 |
¥33,502,873 |
¥14,802,873 |
| 45 |
3.00% |
¥63,148 |
¥34,099,998 |
¥15,399,998 |
1870万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥44,678 |
¥21,445,432 |
¥2,745,432 |
| 40 |
0.80% |
¥45,536 |
¥21,857,481 |
¥3,157,481 |
| 40 |
0.90% |
¥46,405 |
¥22,274,462 |
¥3,574,462 |
| 40 |
1.00% |
¥47,284 |
¥22,696,359 |
¥3,996,359 |
| 40 |
1.10% |
¥48,173 |
¥23,123,157 |
¥4,423,157 |
| 40 |
1.20% |
¥49,073 |
¥23,554,840 |
¥4,854,840 |
| 40 |
1.30% |
¥49,982 |
¥23,991,389 |
¥5,291,389 |
| 40 |
1.40% |
¥50,902 |
¥24,432,784 |
¥5,732,784 |
| 40 |
1.50% |
¥51,831 |
¥24,879,004 |
¥6,179,004 |
| 40 |
1.60% |
¥52,771 |
¥25,330,025 |
¥6,630,025 |
| 40 |
1.70% |
¥53,720 |
¥25,785,825 |
¥7,085,825 |
| 40 |
1.80% |
¥54,680 |
¥26,246,377 |
¥7,546,377 |
| 40 |
1.90% |
¥55,649 |
¥26,711,654 |
¥8,011,654 |
| 40 |
2.00% |
¥56,628 |
¥27,181,629 |
¥8,481,629 |
| 40 |
2.10% |
¥57,617 |
¥27,656,272 |
¥8,956,272 |
| 40 |
2.20% |
¥58,616 |
¥28,135,553 |
¥9,435,553 |
| 40 |
2.30% |
¥59,624 |
¥28,619,439 |
¥9,919,439 |
| 40 |
2.40% |
¥60,641 |
¥29,107,897 |
¥10,407,897 |
| 40 |
2.50% |
¥61,669 |
¥29,600,894 |
¥10,900,894 |
| 40 |
2.60% |
¥62,705 |
¥30,098,394 |
¥11,398,394 |
| 40 |
2.70% |
¥63,751 |
¥30,600,360 |
¥11,900,360 |
| 40 |
2.80% |
¥64,806 |
¥31,106,756 |
¥12,406,756 |
| 40 |
2.90% |
¥65,870 |
¥31,617,543 |
¥12,917,543 |
| 40 |
3.00% |
¥66,943 |
¥32,132,682 |
¥13,432,682 |
1870万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥50,213 |
¥21,089,622 |
¥2,389,622 |
| 35 |
0.80% |
¥51,062 |
¥21,446,206 |
¥2,746,206 |
| 35 |
0.90% |
¥51,920 |
¥21,806,574 |
¥3,106,574 |
| 35 |
1.00% |
¥52,787 |
¥22,170,719 |
¥3,470,719 |
| 35 |
1.10% |
¥53,663 |
¥22,538,630 |
¥3,838,630 |
| 35 |
1.20% |
¥54,548 |
¥22,910,297 |
¥4,210,297 |
| 35 |
1.30% |
¥55,442 |
¥23,285,711 |
¥4,585,711 |
| 35 |
1.40% |
¥56,345 |
¥23,664,858 |
¥4,964,858 |
| 35 |
1.50% |
¥57,256 |
¥24,047,726 |
¥5,347,726 |
| 35 |
1.60% |
¥58,177 |
¥24,434,301 |
¥5,734,301 |
| 35 |
1.70% |
¥59,106 |
¥24,824,570 |
¥6,124,570 |
| 35 |
1.80% |
¥60,044 |
¥25,218,517 |
¥6,518,517 |
| 35 |
1.90% |
¥60,991 |
¥25,616,125 |
¥6,916,125 |
| 35 |
2.00% |
¥61,946 |
¥26,017,378 |
¥7,317,378 |
| 35 |
2.10% |
¥62,910 |
¥26,422,258 |
¥7,722,258 |
| 35 |
2.20% |
¥63,883 |
¥26,830,748 |
¥8,130,748 |
| 35 |
2.30% |
¥64,864 |
¥27,242,827 |
¥8,542,827 |
| 35 |
2.40% |
¥65,854 |
¥27,658,476 |
¥8,958,476 |
| 35 |
2.50% |
¥66,852 |
¥28,077,674 |
¥9,377,674 |
| 35 |
2.60% |
¥67,858 |
¥28,500,400 |
¥9,800,400 |
| 35 |
2.70% |
¥68,873 |
¥28,926,632 |
¥10,226,632 |
| 35 |
2.80% |
¥69,896 |
¥29,356,348 |
¥10,656,348 |
| 35 |
2.90% |
¥70,927 |
¥29,789,523 |
¥11,089,523 |
| 35 |
3.00% |
¥71,967 |
¥30,226,134 |
¥11,526,134 |
1870万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥57,604 |
¥20,737,606 |
¥2,037,606 |
| 30 |
0.80% |
¥58,444 |
¥21,039,877 |
¥2,339,877 |
| 30 |
0.90% |
¥59,291 |
¥21,344,934 |
¥2,644,934 |
| 30 |
1.00% |
¥60,147 |
¥21,652,773 |
¥2,952,773 |
| 30 |
1.10% |
¥61,009 |
¥21,963,387 |
¥3,263,387 |
| 30 |
1.20% |
¥61,880 |
¥22,276,773 |
¥3,576,773 |
| 30 |
1.30% |
¥62,758 |
¥22,592,924 |
¥3,892,924 |
| 30 |
1.40% |
¥63,644 |
¥22,911,833 |
¥4,211,833 |
| 30 |
1.50% |
¥64,537 |
¥23,233,493 |
¥4,533,493 |
| 30 |
1.60% |
¥65,439 |
¥23,557,896 |
¥4,857,896 |
| 30 |
1.70% |
¥66,347 |
¥23,885,036 |
¥5,185,036 |
| 30 |
1.80% |
¥67,264 |
¥24,214,903 |
¥5,514,903 |
| 30 |
1.90% |
¥68,187 |
¥24,547,488 |
¥5,847,488 |
| 30 |
2.00% |
¥69,119 |
¥24,882,783 |
¥6,182,783 |
| 30 |
2.10% |
¥70,058 |
¥25,220,777 |
¥6,520,777 |
| 30 |
2.20% |
¥71,004 |
¥25,561,461 |
¥6,861,461 |
| 30 |
2.30% |
¥71,958 |
¥25,904,823 |
¥7,204,823 |
| 30 |
2.40% |
¥72,919 |
¥26,250,853 |
¥7,550,853 |
| 30 |
2.50% |
¥73,888 |
¥26,599,539 |
¥7,899,539 |
| 30 |
2.60% |
¥74,864 |
¥26,950,869 |
¥8,250,869 |
| 30 |
2.70% |
¥75,847 |
¥27,304,832 |
¥8,604,832 |
| 30 |
2.80% |
¥76,837 |
¥27,661,414 |
¥8,961,414 |
| 30 |
2.90% |
¥77,835 |
¥28,020,602 |
¥9,320,602 |
| 30 |
3.00% |
¥78,840 |
¥28,382,384 |
¥9,682,384 |
1870万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥67,965 |
¥20,389,389 |
¥1,689,389 |
| 25 |
0.80% |
¥68,795 |
¥20,638,504 |
¥1,938,504 |
| 25 |
0.90% |
¥69,632 |
¥20,889,556 |
¥2,189,556 |
| 25 |
1.00% |
¥70,475 |
¥21,142,545 |
¥2,442,545 |
| 25 |
1.10% |
¥71,325 |
¥21,397,466 |
¥2,697,466 |
| 25 |
1.20% |
¥72,181 |
¥21,654,319 |
¥2,954,319 |
| 25 |
1.30% |
¥73,044 |
¥21,913,099 |
¥3,213,099 |
| 25 |
1.40% |
¥73,913 |
¥22,173,803 |
¥3,473,803 |
| 25 |
1.50% |
¥74,788 |
¥22,436,428 |
¥3,736,428 |
| 25 |
1.60% |
¥75,670 |
¥22,700,970 |
¥4,000,970 |
| 25 |
1.70% |
¥76,558 |
¥22,967,426 |
¥4,267,426 |
| 25 |
1.80% |
¥77,453 |
¥23,235,790 |
¥4,535,790 |
| 25 |
1.90% |
¥78,354 |
¥23,506,059 |
¥4,806,059 |
| 25 |
2.00% |
¥79,261 |
¥23,778,228 |
¥5,078,228 |
| 25 |
2.10% |
¥80,174 |
¥24,052,293 |
¥5,352,293 |
| 25 |
2.20% |
¥81,094 |
¥24,328,247 |
¥5,628,247 |
| 25 |
2.30% |
¥82,020 |
¥24,606,087 |
¥5,906,087 |
| 25 |
2.40% |
¥82,953 |
¥24,885,806 |
¥6,185,806 |
| 25 |
2.50% |
¥83,891 |
¥25,167,399 |
¥6,467,399 |
| 25 |
2.60% |
¥84,836 |
¥25,450,859 |
¥6,750,859 |
| 25 |
2.70% |
¥85,787 |
¥25,736,182 |
¥7,036,182 |
| 25 |
2.80% |
¥86,745 |
¥26,023,359 |
¥7,323,359 |
| 25 |
2.90% |
¥87,708 |
¥26,312,386 |
¥7,612,386 |
| 25 |
3.00% |
¥88,678 |
¥26,603,255 |
¥7,903,255 |
1870万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥83,521 |
¥20,044,978 |
¥1,344,978 |
| 20 |
0.80% |
¥84,342 |
¥20,242,096 |
¥1,542,096 |
| 20 |
0.90% |
¥85,169 |
¥20,440,455 |
¥1,740,455 |
| 20 |
1.00% |
¥86,000 |
¥20,640,056 |
¥1,940,056 |
| 20 |
1.10% |
¥86,837 |
¥20,840,898 |
¥2,140,898 |
| 20 |
1.20% |
¥87,679 |
¥21,042,978 |
¥2,342,978 |
| 20 |
1.30% |
¥88,526 |
¥21,246,295 |
¥2,546,295 |
| 20 |
1.40% |
¥89,379 |
¥21,450,849 |
¥2,750,849 |
| 20 |
1.50% |
¥90,236 |
¥21,656,638 |
¥2,956,638 |
| 20 |
1.60% |
¥91,099 |
¥21,863,660 |
¥3,163,660 |
| 20 |
1.70% |
¥91,966 |
¥22,071,913 |
¥3,371,913 |
| 20 |
1.80% |
¥92,839 |
¥22,281,396 |
¥3,581,396 |
| 20 |
1.90% |
¥93,717 |
¥22,492,107 |
¥3,792,107 |
| 20 |
2.00% |
¥94,600 |
¥22,704,044 |
¥4,004,044 |
| 20 |
2.10% |
¥95,488 |
¥22,917,205 |
¥4,217,205 |
| 20 |
2.20% |
¥96,382 |
¥23,131,587 |
¥4,431,587 |
| 20 |
2.30% |
¥97,280 |
¥23,347,189 |
¥4,647,189 |
| 20 |
2.40% |
¥98,183 |
¥23,564,008 |
¥4,864,008 |
| 20 |
2.50% |
¥99,092 |
¥23,782,042 |
¥5,082,042 |
| 20 |
2.60% |
¥100,005 |
¥24,001,288 |
¥5,301,288 |
| 20 |
2.70% |
¥100,924 |
¥24,221,743 |
¥5,521,743 |
| 20 |
2.80% |
¥101,848 |
¥24,443,406 |
¥5,743,406 |
| 20 |
2.90% |
¥102,776 |
¥24,666,272 |
¥5,966,272 |
| 20 |
3.00% |
¥103,710 |
¥24,890,340 |
¥6,190,340 |
1870万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥109,469 |
¥19,704,376 |
¥1,004,376 |
| 15 |
0.80% |
¥110,281 |
¥19,850,660 |
¥1,150,660 |
| 15 |
0.90% |
¥111,098 |
¥19,997,643 |
¥1,297,643 |
| 15 |
1.00% |
¥111,918 |
¥20,145,325 |
¥1,445,325 |
| 15 |
1.10% |
¥112,743 |
¥20,293,707 |
¥1,593,707 |
| 15 |
1.20% |
¥113,571 |
¥20,442,786 |
¥1,742,786 |
| 15 |
1.30% |
¥114,403 |
¥20,592,563 |
¥1,892,563 |
| 15 |
1.40% |
¥115,239 |
¥20,743,038 |
¥2,043,038 |
| 15 |
1.50% |
¥116,079 |
¥20,894,210 |
¥2,194,210 |
| 15 |
1.60% |
¥116,923 |
¥21,046,078 |
¥2,346,078 |
| 15 |
1.70% |
¥117,770 |
¥21,198,642 |
¥2,498,642 |
| 15 |
1.80% |
¥118,622 |
¥21,351,901 |
¥2,651,901 |
| 15 |
1.90% |
¥119,477 |
¥21,505,855 |
¥2,805,855 |
| 15 |
2.00% |
¥120,336 |
¥21,660,503 |
¥2,960,503 |
| 15 |
2.10% |
¥121,199 |
¥21,815,844 |
¥3,115,844 |
| 15 |
2.20% |
¥122,066 |
¥21,971,877 |
¥3,271,877 |
| 15 |
2.30% |
¥122,937 |
¥22,128,602 |
¥3,428,602 |
| 15 |
2.40% |
¥123,811 |
¥22,286,018 |
¥3,586,018 |
| 15 |
2.50% |
¥124,690 |
¥22,444,125 |
¥3,744,125 |
| 15 |
2.60% |
¥125,572 |
¥22,602,920 |
¥3,902,920 |
| 15 |
2.70% |
¥126,458 |
¥22,762,404 |
¥4,062,404 |
| 15 |
2.80% |
¥127,348 |
¥22,922,576 |
¥4,222,576 |
| 15 |
2.90% |
¥128,241 |
¥23,083,434 |
¥4,383,434 |
| 15 |
3.00% |
¥129,139 |
¥23,244,978 |
¥4,544,978 |
1870万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥161,397 |
¥19,367,587 |
¥667,587 |
| 10 |
0.80% |
¥162,202 |
¥19,464,202 |
¥764,202 |
| 10 |
0.90% |
¥163,009 |
¥19,561,128 |
¥861,128 |
| 10 |
1.00% |
¥163,820 |
¥19,658,365 |
¥958,365 |
| 10 |
1.10% |
¥164,633 |
¥19,755,913 |
¥1,055,913 |
| 10 |
1.20% |
¥165,448 |
¥19,853,772 |
¥1,153,772 |
| 10 |
1.30% |
¥166,266 |
¥19,951,942 |
¥1,251,942 |
| 10 |
1.40% |
¥167,087 |
¥20,050,422 |
¥1,350,422 |
| 10 |
1.50% |
¥167,910 |
¥20,149,213 |
¥1,449,213 |
| 10 |
1.60% |
¥168,736 |
¥20,248,314 |
¥1,548,314 |
| 10 |
1.70% |
¥169,564 |
¥20,347,725 |
¥1,647,725 |
| 10 |
1.80% |
¥170,395 |
¥20,447,446 |
¥1,747,446 |
| 10 |
1.90% |
¥171,229 |
¥20,547,478 |
¥1,847,478 |
| 10 |
2.00% |
¥172,065 |
¥20,647,819 |
¥1,947,819 |
| 10 |
2.10% |
¥172,904 |
¥20,748,470 |
¥2,048,470 |
| 10 |
2.20% |
¥173,745 |
¥20,849,430 |
¥2,149,430 |
| 10 |
2.30% |
¥174,589 |
¥20,950,700 |
¥2,250,700 |
| 10 |
2.40% |
¥175,436 |
¥21,052,278 |
¥2,352,278 |
| 10 |
2.50% |
¥176,285 |
¥21,154,166 |
¥2,454,166 |
| 10 |
2.60% |
¥177,136 |
¥21,256,362 |
¥2,556,362 |
| 10 |
2.70% |
¥177,991 |
¥21,358,867 |
¥2,658,867 |
| 10 |
2.80% |
¥178,847 |
¥21,461,680 |
¥2,761,680 |
| 10 |
2.90% |
¥179,707 |
¥21,564,802 |
¥2,864,802 |
| 10 |
3.00% |
¥180,569 |
¥21,668,231 |
¥2,968,231 |