1890万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1890万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1890万円の住宅ローン|期間・年数別
1890万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥37,343 |
¥22,405,501 |
¥3,505,501 |
| 50 |
0.80% |
¥38,229 |
¥22,937,547 |
¥4,037,547 |
| 50 |
0.90% |
¥39,129 |
¥23,477,335 |
¥4,577,335 |
| 50 |
1.00% |
¥40,041 |
¥24,024,831 |
¥5,124,831 |
| 50 |
1.10% |
¥40,967 |
¥24,579,999 |
¥5,679,999 |
| 50 |
1.20% |
¥41,905 |
¥25,142,797 |
¥6,242,797 |
| 50 |
1.30% |
¥42,855 |
¥25,713,181 |
¥6,813,181 |
| 50 |
1.40% |
¥43,819 |
¥26,291,104 |
¥7,391,104 |
| 50 |
1.50% |
¥44,794 |
¥26,876,514 |
¥7,976,514 |
| 50 |
1.60% |
¥45,782 |
¥27,469,356 |
¥8,569,356 |
| 50 |
1.70% |
¥46,783 |
¥28,069,574 |
¥9,169,574 |
| 50 |
1.80% |
¥47,795 |
¥28,677,106 |
¥9,777,106 |
| 50 |
1.90% |
¥48,820 |
¥29,291,889 |
¥10,391,889 |
| 50 |
2.00% |
¥49,856 |
¥29,913,857 |
¥11,013,857 |
| 50 |
2.10% |
¥50,905 |
¥30,542,941 |
¥11,642,941 |
| 50 |
2.20% |
¥51,965 |
¥31,179,068 |
¥12,279,068 |
| 50 |
2.30% |
¥53,037 |
¥31,822,164 |
¥12,922,164 |
| 50 |
2.40% |
¥54,120 |
¥32,472,152 |
¥13,572,152 |
| 50 |
2.50% |
¥55,215 |
¥33,128,954 |
¥14,228,954 |
| 50 |
2.60% |
¥56,321 |
¥33,792,488 |
¥14,892,488 |
| 50 |
2.70% |
¥57,438 |
¥34,462,670 |
¥15,562,670 |
| 50 |
2.80% |
¥58,566 |
¥35,139,416 |
¥16,239,416 |
| 50 |
2.90% |
¥59,704 |
¥35,822,638 |
¥16,922,638 |
| 50 |
3.00% |
¥60,854 |
¥36,512,248 |
¥17,612,248 |
1890万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥40,812 |
¥22,038,238 |
¥3,138,238 |
| 45 |
0.80% |
¥41,689 |
¥22,511,912 |
¥3,611,912 |
| 45 |
0.90% |
¥42,578 |
¥22,991,876 |
¥4,091,876 |
| 45 |
1.00% |
¥43,478 |
¥23,478,109 |
¥4,578,109 |
| 45 |
1.10% |
¥44,390 |
¥23,970,584 |
¥5,070,584 |
| 45 |
1.20% |
¥45,313 |
¥24,469,276 |
¥5,569,276 |
| 45 |
1.30% |
¥46,248 |
¥24,974,154 |
¥6,074,154 |
| 45 |
1.40% |
¥47,195 |
¥25,485,187 |
¥6,585,187 |
| 45 |
1.50% |
¥48,152 |
¥26,002,340 |
¥7,102,340 |
| 45 |
1.60% |
¥49,121 |
¥26,525,579 |
¥7,625,579 |
| 45 |
1.70% |
¥50,102 |
¥27,054,863 |
¥8,154,863 |
| 45 |
1.80% |
¥51,093 |
¥27,590,153 |
¥8,690,153 |
| 45 |
1.90% |
¥52,095 |
¥28,131,407 |
¥9,231,407 |
| 45 |
2.00% |
¥53,108 |
¥28,678,578 |
¥9,778,578 |
| 45 |
2.10% |
¥54,133 |
¥29,231,622 |
¥10,331,622 |
| 45 |
2.20% |
¥55,168 |
¥29,790,489 |
¥10,890,489 |
| 45 |
2.30% |
¥56,213 |
¥30,355,130 |
¥11,455,130 |
| 45 |
2.40% |
¥57,269 |
¥30,925,492 |
¥12,025,492 |
| 45 |
2.50% |
¥58,336 |
¥31,501,522 |
¥12,601,522 |
| 45 |
2.60% |
¥59,413 |
¥32,083,165 |
¥13,183,165 |
| 45 |
2.70% |
¥60,501 |
¥32,670,363 |
¥13,770,363 |
| 45 |
2.80% |
¥61,598 |
¥33,263,059 |
¥14,363,059 |
| 45 |
2.90% |
¥62,706 |
¥33,861,193 |
¥14,961,193 |
| 45 |
3.00% |
¥63,824 |
¥34,464,704 |
¥15,564,704 |
1890万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥45,156 |
¥21,674,795 |
¥2,774,795 |
| 40 |
0.80% |
¥46,023 |
¥22,091,251 |
¥3,191,251 |
| 40 |
0.90% |
¥46,901 |
¥22,512,691 |
¥3,612,691 |
| 40 |
1.00% |
¥47,790 |
¥22,939,100 |
¥4,039,100 |
| 40 |
1.10% |
¥48,688 |
¥23,370,463 |
¥4,470,463 |
| 40 |
1.20% |
¥49,597 |
¥23,806,763 |
¥4,906,763 |
| 40 |
1.30% |
¥50,517 |
¥24,247,981 |
¥5,347,981 |
| 40 |
1.40% |
¥51,446 |
¥24,694,097 |
¥5,794,097 |
| 40 |
1.50% |
¥52,386 |
¥25,145,089 |
¥6,245,089 |
| 40 |
1.60% |
¥53,335 |
¥25,600,935 |
¥6,700,935 |
| 40 |
1.70% |
¥54,295 |
¥26,061,609 |
¥7,161,609 |
| 40 |
1.80% |
¥55,265 |
¥26,527,087 |
¥7,627,087 |
| 40 |
1.90% |
¥56,244 |
¥26,997,341 |
¥8,097,341 |
| 40 |
2.00% |
¥57,234 |
¥27,472,342 |
¥8,572,342 |
| 40 |
2.10% |
¥58,233 |
¥27,952,061 |
¥9,052,061 |
| 40 |
2.20% |
¥59,243 |
¥28,436,468 |
¥9,536,468 |
| 40 |
2.30% |
¥60,262 |
¥28,925,529 |
¥10,025,529 |
| 40 |
2.40% |
¥61,290 |
¥29,419,211 |
¥10,519,211 |
| 40 |
2.50% |
¥62,328 |
¥29,917,481 |
¥11,017,481 |
| 40 |
2.60% |
¥63,376 |
¥30,420,301 |
¥11,520,301 |
| 40 |
2.70% |
¥64,433 |
¥30,927,637 |
¥12,027,637 |
| 40 |
2.80% |
¥65,499 |
¥31,439,449 |
¥12,539,449 |
| 40 |
2.90% |
¥66,574 |
¥31,955,699 |
¥13,055,699 |
| 40 |
3.00% |
¥67,659 |
¥32,476,347 |
¥13,576,347 |
1890万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥50,750 |
¥21,315,179 |
¥2,415,179 |
| 35 |
0.80% |
¥51,609 |
¥21,675,577 |
¥2,775,577 |
| 35 |
0.90% |
¥52,476 |
¥22,039,800 |
¥3,139,800 |
| 35 |
1.00% |
¥53,352 |
¥22,407,839 |
¥3,507,839 |
| 35 |
1.10% |
¥54,237 |
¥22,779,685 |
¥3,879,685 |
| 35 |
1.20% |
¥55,132 |
¥23,155,327 |
¥4,255,327 |
| 35 |
1.30% |
¥56,035 |
¥23,534,756 |
¥4,634,756 |
| 35 |
1.40% |
¥56,948 |
¥23,917,958 |
¥5,017,958 |
| 35 |
1.50% |
¥57,869 |
¥24,304,921 |
¥5,404,921 |
| 35 |
1.60% |
¥58,799 |
¥24,695,631 |
¥5,795,631 |
| 35 |
1.70% |
¥59,738 |
¥25,090,073 |
¥6,190,073 |
| 35 |
1.80% |
¥60,686 |
¥25,488,233 |
¥6,588,233 |
| 35 |
1.90% |
¥61,643 |
¥25,890,094 |
¥6,990,094 |
| 35 |
2.00% |
¥62,609 |
¥26,295,639 |
¥7,395,639 |
| 35 |
2.10% |
¥63,583 |
¥26,704,849 |
¥7,804,849 |
| 35 |
2.20% |
¥64,566 |
¥27,117,708 |
¥8,217,708 |
| 35 |
2.30% |
¥65,558 |
¥27,534,194 |
¥8,634,194 |
| 35 |
2.40% |
¥66,558 |
¥27,954,289 |
¥9,054,289 |
| 35 |
2.50% |
¥67,567 |
¥28,377,970 |
¥9,477,970 |
| 35 |
2.60% |
¥68,584 |
¥28,805,217 |
¥9,905,217 |
| 35 |
2.70% |
¥69,610 |
¥29,236,008 |
¥10,336,008 |
| 35 |
2.80% |
¥70,644 |
¥29,670,319 |
¥10,770,319 |
| 35 |
2.90% |
¥71,686 |
¥30,108,127 |
¥11,208,127 |
| 35 |
3.00% |
¥72,737 |
¥30,549,408 |
¥11,649,408 |
1890万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥58,221 |
¥20,959,398 |
¥2,059,398 |
| 30 |
0.80% |
¥59,069 |
¥21,264,902 |
¥2,364,902 |
| 30 |
0.90% |
¥59,926 |
¥21,573,222 |
¥2,673,222 |
| 30 |
1.00% |
¥60,790 |
¥21,884,353 |
¥2,984,353 |
| 30 |
1.10% |
¥61,662 |
¥22,198,290 |
¥3,298,290 |
| 30 |
1.20% |
¥62,542 |
¥22,515,028 |
¥3,615,028 |
| 30 |
1.30% |
¥63,429 |
¥22,834,559 |
¥3,934,559 |
| 30 |
1.40% |
¥64,325 |
¥23,156,879 |
¥4,256,879 |
| 30 |
1.50% |
¥65,228 |
¥23,481,979 |
¥4,581,979 |
| 30 |
1.60% |
¥66,138 |
¥23,809,852 |
¥4,909,852 |
| 30 |
1.70% |
¥67,057 |
¥24,140,491 |
¥5,240,491 |
| 30 |
1.80% |
¥67,983 |
¥24,473,886 |
¥5,573,886 |
| 30 |
1.90% |
¥68,917 |
¥24,810,028 |
¥5,910,028 |
| 30 |
2.00% |
¥69,858 |
¥25,148,909 |
¥6,248,909 |
| 30 |
2.10% |
¥70,807 |
¥25,490,518 |
¥6,590,518 |
| 30 |
2.20% |
¥71,763 |
¥25,834,845 |
¥6,934,845 |
| 30 |
2.30% |
¥72,727 |
¥26,181,880 |
¥7,281,880 |
| 30 |
2.40% |
¥73,699 |
¥26,531,611 |
¥7,631,611 |
| 30 |
2.50% |
¥74,678 |
¥26,884,026 |
¥7,984,026 |
| 30 |
2.60% |
¥75,664 |
¥27,239,114 |
¥8,339,114 |
| 30 |
2.70% |
¥76,658 |
¥27,596,862 |
¥8,696,862 |
| 30 |
2.80% |
¥77,659 |
¥27,957,258 |
¥9,057,258 |
| 30 |
2.90% |
¥78,667 |
¥28,320,288 |
¥9,420,288 |
| 30 |
3.00% |
¥79,683 |
¥28,685,938 |
¥9,785,938 |
1890万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥68,692 |
¥20,607,458 |
¥1,707,458 |
| 25 |
0.80% |
¥69,531 |
¥20,859,236 |
¥1,959,236 |
| 25 |
0.90% |
¥70,377 |
¥21,112,974 |
¥2,212,974 |
| 25 |
1.00% |
¥71,229 |
¥21,368,668 |
¥2,468,668 |
| 25 |
1.10% |
¥72,088 |
¥21,626,316 |
¥2,726,316 |
| 25 |
1.20% |
¥72,953 |
¥21,885,916 |
¥2,985,916 |
| 25 |
1.30% |
¥73,825 |
¥22,147,463 |
¥3,247,463 |
| 25 |
1.40% |
¥74,703 |
¥22,410,956 |
¥3,510,956 |
| 25 |
1.50% |
¥75,588 |
¥22,676,390 |
¥3,776,390 |
| 25 |
1.60% |
¥76,479 |
¥22,943,761 |
¥4,043,761 |
| 25 |
1.70% |
¥77,377 |
¥23,213,066 |
¥4,313,066 |
| 25 |
1.80% |
¥78,281 |
¥23,484,301 |
¥4,584,301 |
| 25 |
1.90% |
¥79,192 |
¥23,757,461 |
¥4,857,461 |
| 25 |
2.00% |
¥80,108 |
¥24,032,541 |
¥5,132,541 |
| 25 |
2.10% |
¥81,032 |
¥24,309,537 |
¥5,409,537 |
| 25 |
2.20% |
¥81,961 |
¥24,588,443 |
¥5,688,443 |
| 25 |
2.30% |
¥82,898 |
¥24,869,254 |
¥5,969,254 |
| 25 |
2.40% |
¥83,840 |
¥25,151,964 |
¥6,251,964 |
| 25 |
2.50% |
¥84,789 |
¥25,436,569 |
¥6,536,569 |
| 25 |
2.60% |
¥85,744 |
¥25,723,061 |
¥6,823,061 |
| 25 |
2.70% |
¥86,705 |
¥26,011,435 |
¥7,111,435 |
| 25 |
2.80% |
¥87,672 |
¥26,301,684 |
¥7,401,684 |
| 25 |
2.90% |
¥88,646 |
¥26,593,802 |
¥7,693,802 |
| 25 |
3.00% |
¥89,626 |
¥26,887,781 |
¥7,987,781 |
1890万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥84,414 |
¥20,259,363 |
¥1,359,363 |
| 20 |
0.80% |
¥85,244 |
¥20,458,589 |
¥1,558,589 |
| 20 |
0.90% |
¥86,079 |
¥20,659,070 |
¥1,759,070 |
| 20 |
1.00% |
¥86,920 |
¥20,860,806 |
¥1,960,806 |
| 20 |
1.10% |
¥87,766 |
¥21,063,795 |
¥2,163,795 |
| 20 |
1.20% |
¥88,617 |
¥21,268,036 |
¥2,368,036 |
| 20 |
1.30% |
¥89,473 |
¥21,473,528 |
¥2,573,528 |
| 20 |
1.40% |
¥90,334 |
¥21,680,270 |
¥2,780,270 |
| 20 |
1.50% |
¥91,201 |
¥21,888,260 |
¥2,988,260 |
| 20 |
1.60% |
¥92,073 |
¥22,097,496 |
¥3,197,496 |
| 20 |
1.70% |
¥92,950 |
¥22,307,976 |
¥3,407,976 |
| 20 |
1.80% |
¥93,832 |
¥22,519,700 |
¥3,619,700 |
| 20 |
1.90% |
¥94,719 |
¥22,732,665 |
¥3,832,665 |
| 20 |
2.00% |
¥95,612 |
¥22,946,868 |
¥4,046,868 |
| 20 |
2.10% |
¥96,510 |
¥23,162,309 |
¥4,262,309 |
| 20 |
2.20% |
¥97,412 |
¥23,378,984 |
¥4,478,984 |
| 20 |
2.30% |
¥98,320 |
¥23,596,892 |
¥4,696,892 |
| 20 |
2.40% |
¥99,233 |
¥23,816,030 |
¥4,916,030 |
| 20 |
2.50% |
¥100,152 |
¥24,036,395 |
¥5,136,395 |
| 20 |
2.60% |
¥101,075 |
¥24,257,986 |
¥5,357,986 |
| 20 |
2.70% |
¥102,003 |
¥24,480,799 |
¥5,580,799 |
| 20 |
2.80% |
¥102,937 |
¥24,704,833 |
¥5,804,833 |
| 20 |
2.90% |
¥103,875 |
¥24,930,083 |
¥6,030,083 |
| 20 |
3.00% |
¥104,819 |
¥25,156,547 |
¥6,256,547 |
1890万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥110,640 |
¥19,915,118 |
¥1,015,118 |
| 15 |
0.80% |
¥111,461 |
¥20,062,966 |
¥1,162,966 |
| 15 |
0.90% |
¥112,286 |
¥20,211,522 |
¥1,311,522 |
| 15 |
1.00% |
¥113,115 |
¥20,360,783 |
¥1,460,783 |
| 15 |
1.10% |
¥113,949 |
¥20,510,751 |
¥1,610,751 |
| 15 |
1.20% |
¥114,786 |
¥20,661,425 |
¥1,761,425 |
| 15 |
1.30% |
¥115,627 |
¥20,812,805 |
¥1,912,805 |
| 15 |
1.40% |
¥116,472 |
¥20,964,889 |
¥2,064,889 |
| 15 |
1.50% |
¥117,320 |
¥21,117,678 |
¥2,217,678 |
| 15 |
1.60% |
¥118,173 |
¥21,271,170 |
¥2,371,170 |
| 15 |
1.70% |
¥119,030 |
¥21,425,366 |
¥2,525,366 |
| 15 |
1.80% |
¥119,890 |
¥21,580,264 |
¥2,680,264 |
| 15 |
1.90% |
¥120,755 |
¥21,735,864 |
¥2,835,864 |
| 15 |
2.00% |
¥121,623 |
¥21,892,166 |
¥2,992,166 |
| 15 |
2.10% |
¥122,495 |
¥22,049,168 |
¥3,149,168 |
| 15 |
2.20% |
¥123,372 |
¥22,206,871 |
¥3,306,871 |
| 15 |
2.30% |
¥124,252 |
¥22,365,272 |
¥3,465,272 |
| 15 |
2.40% |
¥125,135 |
¥22,524,372 |
¥3,624,372 |
| 15 |
2.50% |
¥126,023 |
¥22,684,169 |
¥3,784,169 |
| 15 |
2.60% |
¥126,915 |
¥22,844,663 |
¥3,944,663 |
| 15 |
2.70% |
¥127,810 |
¥23,005,853 |
¥4,105,853 |
| 15 |
2.80% |
¥128,710 |
¥23,167,737 |
¥4,267,737 |
| 15 |
2.90% |
¥129,613 |
¥23,330,316 |
¥4,430,316 |
| 15 |
3.00% |
¥130,520 |
¥23,493,587 |
¥4,593,587 |
1890万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥163,123 |
¥19,574,727 |
¥674,727 |
| 10 |
0.80% |
¥163,936 |
¥19,672,375 |
¥772,375 |
| 10 |
0.90% |
¥164,753 |
¥19,770,338 |
¥870,338 |
| 10 |
1.00% |
¥165,572 |
¥19,868,615 |
¥968,615 |
| 10 |
1.10% |
¥166,393 |
¥19,967,206 |
¥1,067,206 |
| 10 |
1.20% |
¥167,218 |
¥20,066,112 |
¥1,166,112 |
| 10 |
1.30% |
¥168,044 |
¥20,165,331 |
¥1,265,331 |
| 10 |
1.40% |
¥168,874 |
¥20,264,865 |
¥1,364,865 |
| 10 |
1.50% |
¥169,706 |
¥20,364,712 |
¥1,464,712 |
| 10 |
1.60% |
¥170,541 |
¥20,464,873 |
¥1,564,873 |
| 10 |
1.70% |
¥171,378 |
¥20,565,348 |
¥1,665,348 |
| 10 |
1.80% |
¥172,218 |
¥20,666,136 |
¥1,766,136 |
| 10 |
1.90% |
¥173,060 |
¥20,767,237 |
¥1,867,237 |
| 10 |
2.00% |
¥173,905 |
¥20,868,651 |
¥1,968,651 |
| 10 |
2.10% |
¥174,753 |
¥20,970,379 |
¥2,070,379 |
| 10 |
2.20% |
¥175,603 |
¥21,072,419 |
¥2,172,419 |
| 10 |
2.30% |
¥176,456 |
¥21,174,771 |
¥2,274,771 |
| 10 |
2.40% |
¥177,312 |
¥21,277,436 |
¥2,377,436 |
| 10 |
2.50% |
¥178,170 |
¥21,380,414 |
¥2,480,414 |
| 10 |
2.60% |
¥179,031 |
¥21,483,703 |
¥2,583,703 |
| 10 |
2.70% |
¥179,894 |
¥21,587,304 |
¥2,687,304 |
| 10 |
2.80% |
¥180,760 |
¥21,691,217 |
¥2,791,217 |
| 10 |
2.90% |
¥181,629 |
¥21,795,441 |
¥2,895,441 |
| 10 |
3.00% |
¥182,500 |
¥21,899,977 |
¥2,999,977 |