1960万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1960万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1960万円の住宅ローン|期間・年数別
1960万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥38,726 |
¥23,235,334 |
¥3,635,334 |
| 50 |
0.80% |
¥39,645 |
¥23,787,085 |
¥4,187,085 |
| 50 |
0.90% |
¥40,578 |
¥24,346,865 |
¥4,746,865 |
| 50 |
1.00% |
¥41,524 |
¥24,914,640 |
¥5,314,640 |
| 50 |
1.10% |
¥42,484 |
¥25,490,369 |
¥5,890,369 |
| 50 |
1.20% |
¥43,457 |
¥26,074,012 |
¥6,474,012 |
| 50 |
1.30% |
¥44,443 |
¥26,665,521 |
¥7,065,521 |
| 50 |
1.40% |
¥45,441 |
¥27,264,848 |
¥7,664,848 |
| 50 |
1.50% |
¥46,453 |
¥27,871,940 |
¥8,271,940 |
| 50 |
1.60% |
¥47,478 |
¥28,486,740 |
¥8,886,740 |
| 50 |
1.70% |
¥48,515 |
¥29,109,188 |
¥9,509,188 |
| 50 |
1.80% |
¥49,565 |
¥29,739,221 |
¥10,139,221 |
| 50 |
1.90% |
¥50,628 |
¥30,376,774 |
¥10,776,774 |
| 50 |
2.00% |
¥51,703 |
¥31,021,778 |
¥11,421,778 |
| 50 |
2.10% |
¥52,790 |
¥31,674,161 |
¥12,074,161 |
| 50 |
2.20% |
¥53,890 |
¥32,333,848 |
¥12,733,848 |
| 50 |
2.30% |
¥55,001 |
¥33,000,762 |
¥13,400,762 |
| 50 |
2.40% |
¥56,125 |
¥33,674,825 |
¥14,074,825 |
| 50 |
2.50% |
¥57,260 |
¥34,355,952 |
¥14,755,952 |
| 50 |
2.60% |
¥58,407 |
¥35,044,061 |
¥15,444,061 |
| 50 |
2.70% |
¥59,565 |
¥35,739,065 |
¥16,139,065 |
| 50 |
2.80% |
¥60,735 |
¥36,440,876 |
¥16,840,876 |
| 50 |
2.90% |
¥61,916 |
¥37,149,403 |
¥17,549,403 |
| 50 |
3.00% |
¥63,108 |
¥37,864,554 |
¥18,264,554 |
1960万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥42,323 |
¥22,854,469 |
¥3,254,469 |
| 45 |
0.80% |
¥43,233 |
¥23,345,687 |
¥3,745,687 |
| 45 |
0.90% |
¥44,154 |
¥23,843,427 |
¥4,243,427 |
| 45 |
1.00% |
¥45,088 |
¥24,347,668 |
¥4,747,668 |
| 45 |
1.10% |
¥46,034 |
¥24,858,383 |
¥5,258,383 |
| 45 |
1.20% |
¥46,992 |
¥25,375,545 |
¥5,775,545 |
| 45 |
1.30% |
¥47,961 |
¥25,899,122 |
¥6,299,122 |
| 45 |
1.40% |
¥48,943 |
¥26,429,082 |
¥6,829,082 |
| 45 |
1.50% |
¥49,936 |
¥26,965,390 |
¥7,365,390 |
| 45 |
1.60% |
¥50,941 |
¥27,508,008 |
¥7,908,008 |
| 45 |
1.70% |
¥51,957 |
¥28,056,895 |
¥8,456,895 |
| 45 |
1.80% |
¥52,985 |
¥28,612,011 |
¥9,012,011 |
| 45 |
1.90% |
¥54,025 |
¥29,173,310 |
¥9,573,310 |
| 45 |
2.00% |
¥55,075 |
¥29,740,748 |
¥10,140,748 |
| 45 |
2.10% |
¥56,138 |
¥30,314,275 |
¥10,714,275 |
| 45 |
2.20% |
¥57,211 |
¥30,893,841 |
¥11,293,841 |
| 45 |
2.30% |
¥58,295 |
¥31,479,394 |
¥11,879,394 |
| 45 |
2.40% |
¥59,391 |
¥32,070,881 |
¥12,470,881 |
| 45 |
2.50% |
¥60,497 |
¥32,668,245 |
¥13,068,245 |
| 45 |
2.60% |
¥61,614 |
¥33,271,430 |
¥13,671,430 |
| 45 |
2.70% |
¥62,741 |
¥33,880,376 |
¥14,280,376 |
| 45 |
2.80% |
¥63,880 |
¥34,495,024 |
¥14,895,024 |
| 45 |
2.90% |
¥65,028 |
¥35,115,311 |
¥15,515,311 |
| 45 |
3.00% |
¥66,187 |
¥35,741,174 |
¥16,141,174 |
1960万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥46,828 |
¥22,477,565 |
¥2,877,565 |
| 40 |
0.80% |
¥47,728 |
¥22,909,446 |
¥3,309,446 |
| 40 |
0.90% |
¥48,639 |
¥23,346,494 |
¥3,746,494 |
| 40 |
1.00% |
¥49,560 |
¥23,788,697 |
¥4,188,697 |
| 40 |
1.10% |
¥50,492 |
¥24,236,036 |
¥4,636,036 |
| 40 |
1.20% |
¥51,434 |
¥24,688,495 |
¥5,088,495 |
| 40 |
1.30% |
¥52,388 |
¥25,146,055 |
¥5,546,055 |
| 40 |
1.40% |
¥53,351 |
¥25,608,693 |
¥6,008,693 |
| 40 |
1.50% |
¥54,326 |
¥26,076,389 |
¥6,476,389 |
| 40 |
1.60% |
¥55,311 |
¥26,549,117 |
¥6,949,117 |
| 40 |
1.70% |
¥56,306 |
¥27,026,854 |
¥7,426,854 |
| 40 |
1.80% |
¥57,312 |
¥27,509,572 |
¥7,909,572 |
| 40 |
1.90% |
¥58,328 |
¥27,997,242 |
¥8,397,242 |
| 40 |
2.00% |
¥59,354 |
¥28,489,836 |
¥8,889,836 |
| 40 |
2.10% |
¥60,390 |
¥28,987,323 |
¥9,387,323 |
| 40 |
2.20% |
¥61,437 |
¥29,489,670 |
¥9,889,670 |
| 40 |
2.30% |
¥62,493 |
¥29,996,845 |
¥10,396,845 |
| 40 |
2.40% |
¥63,560 |
¥30,508,812 |
¥10,908,812 |
| 40 |
2.50% |
¥64,637 |
¥31,025,536 |
¥11,425,536 |
| 40 |
2.60% |
¥65,723 |
¥31,546,979 |
¥11,946,979 |
| 40 |
2.70% |
¥66,819 |
¥32,073,105 |
¥12,473,105 |
| 40 |
2.80% |
¥67,925 |
¥32,603,873 |
¥13,003,873 |
| 40 |
2.90% |
¥69,040 |
¥33,139,243 |
¥13,539,243 |
| 40 |
3.00% |
¥70,165 |
¥33,679,174 |
¥14,079,174 |
1960万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥52,630 |
¥22,104,631 |
¥2,504,631 |
| 35 |
0.80% |
¥53,520 |
¥22,478,376 |
¥2,878,376 |
| 35 |
0.90% |
¥54,419 |
¥22,856,089 |
¥3,256,089 |
| 35 |
1.00% |
¥55,328 |
¥23,237,759 |
¥3,637,759 |
| 35 |
1.10% |
¥56,246 |
¥23,623,377 |
¥4,023,377 |
| 35 |
1.20% |
¥57,174 |
¥24,012,932 |
¥4,412,932 |
| 35 |
1.30% |
¥58,111 |
¥24,406,413 |
¥4,806,413 |
| 35 |
1.40% |
¥59,057 |
¥24,803,808 |
¥5,203,808 |
| 35 |
1.50% |
¥60,012 |
¥25,205,103 |
¥5,605,103 |
| 35 |
1.60% |
¥60,977 |
¥25,610,284 |
¥6,010,284 |
| 35 |
1.70% |
¥61,951 |
¥26,019,335 |
¥6,419,335 |
| 35 |
1.80% |
¥62,934 |
¥26,432,242 |
¥6,832,242 |
| 35 |
1.90% |
¥63,926 |
¥26,848,986 |
¥7,248,986 |
| 35 |
2.00% |
¥64,928 |
¥27,269,551 |
¥7,669,551 |
| 35 |
2.10% |
¥65,938 |
¥27,693,918 |
¥8,093,918 |
| 35 |
2.20% |
¥66,957 |
¥28,122,067 |
¥8,522,067 |
| 35 |
2.30% |
¥67,986 |
¥28,553,979 |
¥8,953,979 |
| 35 |
2.40% |
¥69,023 |
¥28,989,633 |
¥9,389,633 |
| 35 |
2.50% |
¥70,069 |
¥29,429,006 |
¥9,829,006 |
| 35 |
2.60% |
¥71,124 |
¥29,872,077 |
¥10,272,077 |
| 35 |
2.70% |
¥72,188 |
¥30,318,823 |
¥10,718,823 |
| 35 |
2.80% |
¥73,260 |
¥30,769,220 |
¥11,169,220 |
| 35 |
2.90% |
¥74,341 |
¥31,223,243 |
¥11,623,243 |
| 35 |
3.00% |
¥75,431 |
¥31,680,868 |
¥12,080,868 |
1960万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥60,377 |
¥21,735,672 |
¥2,135,672 |
| 30 |
0.80% |
¥61,257 |
¥22,052,491 |
¥2,452,491 |
| 30 |
0.90% |
¥62,145 |
¥22,372,230 |
¥2,772,230 |
| 30 |
1.00% |
¥63,041 |
¥22,694,885 |
¥3,094,885 |
| 30 |
1.10% |
¥63,946 |
¥23,020,449 |
¥3,420,449 |
| 30 |
1.20% |
¥64,858 |
¥23,348,917 |
¥3,748,917 |
| 30 |
1.30% |
¥65,779 |
¥23,680,284 |
¥4,080,284 |
| 30 |
1.40% |
¥66,707 |
¥24,014,541 |
¥4,414,541 |
| 30 |
1.50% |
¥67,644 |
¥24,351,682 |
¥4,751,682 |
| 30 |
1.60% |
¥68,588 |
¥24,691,699 |
¥5,091,699 |
| 30 |
1.70% |
¥69,541 |
¥25,034,583 |
¥5,434,583 |
| 30 |
1.80% |
¥70,501 |
¥25,380,326 |
¥5,780,326 |
| 30 |
1.90% |
¥71,469 |
¥25,728,918 |
¥6,128,918 |
| 30 |
2.00% |
¥72,445 |
¥26,080,350 |
¥6,480,350 |
| 30 |
2.10% |
¥73,429 |
¥26,434,611 |
¥6,834,611 |
| 30 |
2.20% |
¥74,421 |
¥26,791,691 |
¥7,191,691 |
| 30 |
2.30% |
¥75,421 |
¥27,151,579 |
¥7,551,579 |
| 30 |
2.40% |
¥76,429 |
¥27,514,263 |
¥7,914,263 |
| 30 |
2.50% |
¥77,444 |
¥27,879,731 |
¥8,279,731 |
| 30 |
2.60% |
¥78,467 |
¥28,247,970 |
¥8,647,970 |
| 30 |
2.70% |
¥79,497 |
¥28,618,968 |
¥9,018,968 |
| 30 |
2.80% |
¥80,535 |
¥28,992,712 |
¥9,392,712 |
| 30 |
2.90% |
¥81,581 |
¥29,369,187 |
¥9,769,187 |
| 30 |
3.00% |
¥82,634 |
¥29,748,381 |
¥10,148,381 |
1960万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥71,236 |
¥21,370,697 |
¥1,770,697 |
| 25 |
0.80% |
¥72,106 |
¥21,631,801 |
¥2,031,801 |
| 25 |
0.90% |
¥72,983 |
¥21,894,936 |
¥2,294,936 |
| 25 |
1.00% |
¥73,867 |
¥22,160,100 |
¥2,560,100 |
| 25 |
1.10% |
¥74,758 |
¥22,427,291 |
¥2,827,291 |
| 25 |
1.20% |
¥75,655 |
¥22,696,505 |
¥3,096,505 |
| 25 |
1.30% |
¥76,559 |
¥22,967,740 |
¥3,367,740 |
| 25 |
1.40% |
¥77,470 |
¥23,240,991 |
¥3,640,991 |
| 25 |
1.50% |
¥78,388 |
¥23,516,256 |
¥3,916,256 |
| 25 |
1.60% |
¥79,312 |
¥23,793,530 |
¥4,193,530 |
| 25 |
1.70% |
¥80,243 |
¥24,072,810 |
¥4,472,810 |
| 25 |
1.80% |
¥81,180 |
¥24,354,090 |
¥4,754,090 |
| 25 |
1.90% |
¥82,125 |
¥24,637,367 |
¥5,037,367 |
| 25 |
2.00% |
¥83,075 |
¥24,922,635 |
¥5,322,635 |
| 25 |
2.10% |
¥84,033 |
¥25,209,890 |
¥5,609,890 |
| 25 |
2.20% |
¥84,997 |
¥25,499,126 |
¥5,899,126 |
| 25 |
2.30% |
¥85,968 |
¥25,790,337 |
¥6,190,337 |
| 25 |
2.40% |
¥86,945 |
¥26,083,519 |
¥6,483,519 |
| 25 |
2.50% |
¥87,929 |
¥26,378,664 |
¥6,778,664 |
| 25 |
2.60% |
¥88,919 |
¥26,675,767 |
¥7,075,767 |
| 25 |
2.70% |
¥89,916 |
¥26,974,821 |
¥7,374,821 |
| 25 |
2.80% |
¥90,919 |
¥27,275,820 |
¥7,675,820 |
| 25 |
2.90% |
¥91,929 |
¥27,578,757 |
¥7,978,757 |
| 25 |
3.00% |
¥92,945 |
¥27,883,625 |
¥8,283,625 |
1960万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥87,540 |
¥21,009,710 |
¥1,409,710 |
| 20 |
0.80% |
¥88,401 |
¥21,216,314 |
¥1,616,314 |
| 20 |
0.90% |
¥89,268 |
¥21,424,221 |
¥1,824,221 |
| 20 |
1.00% |
¥90,139 |
¥21,633,428 |
¥2,033,428 |
| 20 |
1.10% |
¥91,016 |
¥21,843,935 |
¥2,243,935 |
| 20 |
1.20% |
¥91,899 |
¥22,055,741 |
¥2,455,741 |
| 20 |
1.30% |
¥92,787 |
¥22,268,844 |
¥2,668,844 |
| 20 |
1.40% |
¥93,680 |
¥22,483,243 |
¥2,883,243 |
| 20 |
1.50% |
¥94,579 |
¥22,698,936 |
¥3,098,936 |
| 20 |
1.60% |
¥95,483 |
¥22,915,922 |
¥3,315,922 |
| 20 |
1.70% |
¥96,392 |
¥23,134,198 |
¥3,534,198 |
| 20 |
1.80% |
¥97,307 |
¥23,353,763 |
¥3,753,763 |
| 20 |
1.90% |
¥98,228 |
¥23,574,615 |
¥3,974,615 |
| 20 |
2.00% |
¥99,153 |
¥23,796,752 |
¥4,196,752 |
| 20 |
2.10% |
¥100,084 |
¥24,020,172 |
¥4,420,172 |
| 20 |
2.20% |
¥101,020 |
¥24,244,872 |
¥4,644,872 |
| 20 |
2.30% |
¥101,962 |
¥24,470,851 |
¥4,870,851 |
| 20 |
2.40% |
¥102,909 |
¥24,698,105 |
¥5,098,105 |
| 20 |
2.50% |
¥103,861 |
¥24,926,632 |
¥5,326,632 |
| 20 |
2.60% |
¥104,818 |
¥25,156,430 |
¥5,556,430 |
| 20 |
2.70% |
¥105,781 |
¥25,387,496 |
¥5,787,496 |
| 20 |
2.80% |
¥106,749 |
¥25,619,826 |
¥6,019,826 |
| 20 |
2.90% |
¥107,723 |
¥25,853,419 |
¥6,253,419 |
| 20 |
3.00% |
¥108,701 |
¥26,088,271 |
¥6,488,271 |
1960万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥114,737 |
¥20,652,715 |
¥1,052,715 |
| 15 |
0.80% |
¥115,589 |
¥20,806,039 |
¥1,206,039 |
| 15 |
0.90% |
¥116,445 |
¥20,960,096 |
¥1,360,096 |
| 15 |
1.00% |
¥117,305 |
¥21,114,886 |
¥1,514,886 |
| 15 |
1.10% |
¥118,169 |
¥21,270,409 |
¥1,670,409 |
| 15 |
1.20% |
¥119,037 |
¥21,426,663 |
¥1,826,663 |
| 15 |
1.30% |
¥119,909 |
¥21,583,649 |
¥1,983,649 |
| 15 |
1.40% |
¥120,785 |
¥21,741,366 |
¥2,141,366 |
| 15 |
1.50% |
¥121,666 |
¥21,899,814 |
¥2,299,814 |
| 15 |
1.60% |
¥122,550 |
¥22,058,991 |
¥2,458,991 |
| 15 |
1.70% |
¥123,438 |
¥22,218,898 |
¥2,618,898 |
| 15 |
1.80% |
¥124,331 |
¥22,379,533 |
¥2,779,533 |
| 15 |
1.90% |
¥125,227 |
¥22,540,896 |
¥2,940,896 |
| 15 |
2.00% |
¥126,128 |
¥22,702,987 |
¥3,102,987 |
| 15 |
2.10% |
¥127,032 |
¥22,865,804 |
¥3,265,804 |
| 15 |
2.20% |
¥127,941 |
¥23,029,347 |
¥3,429,347 |
| 15 |
2.30% |
¥128,853 |
¥23,193,615 |
¥3,593,615 |
| 15 |
2.40% |
¥129,770 |
¥23,358,608 |
¥3,758,608 |
| 15 |
2.50% |
¥130,691 |
¥23,524,323 |
¥3,924,323 |
| 15 |
2.60% |
¥131,615 |
¥23,690,761 |
¥4,090,761 |
| 15 |
2.70% |
¥132,544 |
¥23,857,921 |
¥4,257,921 |
| 15 |
2.80% |
¥133,477 |
¥24,025,802 |
¥4,425,802 |
| 15 |
2.90% |
¥134,413 |
¥24,194,402 |
¥4,594,402 |
| 15 |
3.00% |
¥135,354 |
¥24,363,720 |
¥4,763,720 |
1960万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥169,164 |
¥20,299,716 |
¥699,716 |
| 10 |
0.80% |
¥170,008 |
¥20,400,981 |
¥800,981 |
| 10 |
0.90% |
¥170,855 |
¥20,502,572 |
¥902,572 |
| 10 |
1.00% |
¥171,704 |
¥20,604,489 |
¥1,004,489 |
| 10 |
1.10% |
¥172,556 |
¥20,706,732 |
¥1,106,732 |
| 10 |
1.20% |
¥173,411 |
¥20,809,301 |
¥1,209,301 |
| 10 |
1.30% |
¥174,268 |
¥20,912,195 |
¥1,312,195 |
| 10 |
1.40% |
¥175,128 |
¥21,015,415 |
¥1,415,415 |
| 10 |
1.50% |
¥175,991 |
¥21,118,961 |
¥1,518,961 |
| 10 |
1.60% |
¥176,857 |
¥21,222,831 |
¥1,622,831 |
| 10 |
1.70% |
¥177,725 |
¥21,327,027 |
¥1,727,027 |
| 10 |
1.80% |
¥178,596 |
¥21,431,548 |
¥1,831,548 |
| 10 |
1.90% |
¥179,470 |
¥21,536,394 |
¥1,936,394 |
| 10 |
2.00% |
¥180,346 |
¥21,641,564 |
¥2,041,564 |
| 10 |
2.10% |
¥181,225 |
¥21,747,059 |
¥2,147,059 |
| 10 |
2.20% |
¥182,107 |
¥21,852,879 |
¥2,252,879 |
| 10 |
2.30% |
¥182,992 |
¥21,959,022 |
¥2,359,022 |
| 10 |
2.40% |
¥183,879 |
¥22,065,490 |
¥2,465,490 |
| 10 |
2.50% |
¥184,769 |
¥22,172,281 |
¥2,572,281 |
| 10 |
2.60% |
¥185,662 |
¥22,279,396 |
¥2,679,396 |
| 10 |
2.70% |
¥186,557 |
¥22,386,834 |
¥2,786,834 |
| 10 |
2.80% |
¥187,455 |
¥22,494,596 |
¥2,894,596 |
| 10 |
2.90% |
¥188,356 |
¥22,602,680 |
¥3,002,680 |
| 10 |
3.00% |
¥189,259 |
¥22,711,087 |
¥3,111,087 |