1970万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1970万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1970万円の住宅ローン｜期間・年数別
1970万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥38,923 | ¥23,353,882 | ¥3,653,882 |
| 50 | 0.80% | ¥39,847 | ¥23,908,448 | ¥4,208,448 |
| 50 | 0.90% | ¥40,785 | ¥24,471,084 | ¥4,771,084 |
| 50 | 1.00% | ¥41,736 | ¥25,041,755 | ¥5,341,755 |
| 50 | 1.10% | ¥42,701 | ¥25,620,422 | ¥5,920,422 |
| 50 | 1.20% | ¥43,678 | ¥26,207,042 | ¥6,507,042 |
| 50 | 1.30% | ¥44,669 | ¥26,801,570 | ¥7,101,570 |
| 50 | 1.40% | ¥45,673 | ¥27,403,955 | ¥7,703,955 |
| 50 | 1.50% | ¥46,690 | ¥28,014,144 | ¥8,314,144 |
| 50 | 1.60% | ¥47,720 | ¥28,632,080 | ¥8,932,080 |
| 50 | 1.70% | ¥48,763 | ¥29,257,704 | ¥9,557,704 |
| 50 | 1.80% | ¥49,818 | ¥29,890,952 | ¥10,190,952 |
| 50 | 1.90% | ¥50,886 | ¥30,531,758 | ¥10,831,758 |
| 50 | 2.00% | ¥51,967 | ¥31,180,052 | ¥11,480,052 |
| 50 | 2.10% | ¥53,060 | ¥31,835,764 | ¥12,135,764 |
| 50 | 2.20% | ¥54,165 | ¥32,498,817 | ¥12,798,817 |
| 50 | 2.30% | ¥55,282 | ¥33,169,134 | ¥13,469,134 |
| 50 | 2.40% | ¥56,411 | ¥33,846,635 | ¥14,146,635 |
| 50 | 2.50% | ¥57,552 | ¥34,531,238 | ¥14,831,238 |
| 50 | 2.60% | ¥58,705 | ¥35,222,858 | ¥15,522,858 |
| 50 | 2.70% | ¥59,869 | ¥35,921,408 | ¥16,221,408 |
| 50 | 2.80% | ¥61,045 | ¥36,626,799 | ¥16,926,799 |
| 50 | 2.90% | ¥62,232 | ¥37,338,941 | ¥17,638,941 |
| 50 | 3.00% | ¥63,430 | ¥38,057,740 | ¥18,357,740 |
1970万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥42,539 | ¥22,971,074 | ¥3,271,074 |
| 45 | 0.80% | ¥43,453 | ¥23,464,797 | ¥3,764,797 |
| 45 | 0.90% | ¥44,380 | ¥23,965,078 | ¥4,265,078 |
| 45 | 1.00% | ¥45,318 | ¥24,471,891 | ¥4,771,891 |
| 45 | 1.10% | ¥46,269 | ¥24,985,212 | ¥5,285,212 |
| 45 | 1.20% | ¥47,232 | ¥25,505,012 | ¥5,805,012 |
| 45 | 1.30% | ¥48,206 | ¥26,031,261 | ¥6,331,261 |
| 45 | 1.40% | ¥49,192 | ¥26,563,925 | ¥6,863,925 |
| 45 | 1.50% | ¥50,191 | ¥27,102,969 | ¥7,402,969 |
| 45 | 1.60% | ¥51,201 | ¥27,648,355 | ¥7,948,355 |
| 45 | 1.70% | ¥52,222 | ¥28,200,043 | ¥8,500,043 |
| 45 | 1.80% | ¥53,256 | ¥28,757,991 | ¥9,057,991 |
| 45 | 1.90% | ¥54,300 | ¥29,322,154 | ¥9,622,154 |
| 45 | 2.00% | ¥55,356 | ¥29,892,486 | ¥10,192,486 |
| 45 | 2.10% | ¥56,424 | ¥30,468,939 | ¥10,768,939 |
| 45 | 2.20% | ¥57,503 | ¥31,051,462 | ¥11,351,462 |
| 45 | 2.30% | ¥58,593 | ¥31,640,003 | ¥11,940,003 |
| 45 | 2.40% | ¥59,694 | ¥32,234,508 | ¥12,534,508 |
| 45 | 2.50% | ¥60,805 | ¥32,834,920 | ¥13,134,920 |
| 45 | 2.60% | ¥61,928 | ¥33,441,182 | ¥13,741,182 |
| 45 | 2.70% | ¥63,062 | ¥34,053,236 | ¥14,353,236 |
| 45 | 2.80% | ¥64,206 | ¥34,671,019 | ¥14,971,019 |
| 45 | 2.90% | ¥65,360 | ¥35,294,471 | ¥15,594,471 |
| 45 | 3.00% | ¥66,525 | ¥35,923,527 | ¥16,223,527 |
1970万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥47,067 | ¥22,592,247 | ¥2,892,247 |
| 40 | 0.80% | ¥47,972 | ¥23,026,331 | ¥3,326,331 |
| 40 | 0.90% | ¥48,887 | ¥23,465,609 | ¥3,765,609 |
| 40 | 1.00% | ¥49,813 | ¥23,910,068 | ¥4,210,068 |
| 40 | 1.10% | ¥50,749 | ¥24,359,689 | ¥4,659,689 |
| 40 | 1.20% | ¥51,697 | ¥24,814,457 | ¥5,114,457 |
| 40 | 1.30% | ¥52,655 | ¥25,274,351 | ¥5,574,351 |
| 40 | 1.40% | ¥53,624 | ¥25,739,350 | ¥6,039,350 |
| 40 | 1.50% | ¥54,603 | ¥26,209,432 | ¥6,509,432 |
| 40 | 1.60% | ¥55,593 | ¥26,684,572 | ¥6,984,572 |
| 40 | 1.70% | ¥56,593 | ¥27,164,746 | ¥7,464,746 |
| 40 | 1.80% | ¥57,604 | ¥27,649,926 | ¥7,949,926 |
| 40 | 1.90% | ¥58,625 | ¥28,140,085 | ¥8,440,085 |
| 40 | 2.00% | ¥59,657 | ¥28,635,192 | ¥8,935,192 |
| 40 | 2.10% | ¥60,698 | ¥29,135,217 | ¥9,435,217 |
| 40 | 2.20% | ¥61,750 | ¥29,640,128 | ¥9,940,128 |
| 40 | 2.30% | ¥62,812 | ¥30,149,890 | ¥10,449,890 |
| 40 | 2.40% | ¥63,884 | ¥30,664,469 | ¥10,964,469 |
| 40 | 2.50% | ¥64,966 | ¥31,183,829 | ¥11,483,829 |
| 40 | 2.60% | ¥66,058 | ¥31,707,933 | ¥12,007,933 |
| 40 | 2.70% | ¥67,160 | ¥32,236,743 | ¥12,536,743 |
| 40 | 2.80% | ¥68,271 | ¥32,770,219 | ¥13,070,219 |
| 40 | 2.90% | ¥69,392 | ¥33,308,321 | ¥13,608,321 |
| 40 | 3.00% | ¥70,523 | ¥33,851,007 | ¥14,151,007 |
1970万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥52,899 | ¥22,217,409 | ¥2,517,409 |
| 35 | 0.80% | ¥53,793 | ¥22,593,062 | ¥2,893,062 |
| 35 | 0.90% | ¥54,697 | ¥22,972,701 | ¥3,272,701 |
| 35 | 1.00% | ¥55,610 | ¥23,356,319 | ¥3,656,319 |
| 35 | 1.10% | ¥56,533 | ¥23,743,904 | ¥4,043,904 |
| 35 | 1.20% | ¥57,465 | ¥24,135,447 | ¥4,435,447 |
| 35 | 1.30% | ¥58,407 | ¥24,530,936 | ¥4,830,936 |
| 35 | 1.40% | ¥59,358 | ¥24,930,358 | ¥5,230,358 |
| 35 | 1.50% | ¥60,318 | ¥25,333,701 | ¥5,633,701 |
| 35 | 1.60% | ¥61,288 | ¥25,740,949 | ¥6,040,949 |
| 35 | 1.70% | ¥62,267 | ¥26,152,087 | ¥6,452,087 |
| 35 | 1.80% | ¥63,255 | ¥26,567,100 | ¥6,867,100 |
| 35 | 1.90% | ¥64,252 | ¥26,985,971 | ¥7,285,971 |
| 35 | 2.00% | ¥65,259 | ¥27,408,682 | ¥7,708,682 |
| 35 | 2.10% | ¥66,274 | ¥27,835,213 | ¥8,135,213 |
| 35 | 2.20% | ¥67,299 | ¥28,265,547 | ¥8,565,547 |
| 35 | 2.30% | ¥68,333 | ¥28,699,663 | ¥8,999,663 |
| 35 | 2.40% | ¥69,375 | ¥29,137,539 | ¥9,437,539 |
| 35 | 2.50% | ¥70,427 | ¥29,579,154 | ¥9,879,154 |
| 35 | 2.60% | ¥71,487 | ¥30,024,486 | ¥10,324,486 |
| 35 | 2.70% | ¥72,556 | ¥30,473,511 | ¥10,773,511 |
| 35 | 2.80% | ¥73,634 | ¥30,926,206 | ¥11,226,206 |
| 35 | 2.90% | ¥74,720 | ¥31,382,545 | ¥11,682,545 |
| 35 | 3.00% | ¥75,815 | ¥31,842,505 | ¥12,142,505 |
1970万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥60,685 | ¥21,846,569 | ¥2,146,569 |
| 30 | 0.80% | ¥61,569 | ¥22,165,004 | ¥2,465,004 |
| 30 | 0.90% | ¥62,462 | ¥22,486,374 | ¥2,786,374 |
| 30 | 1.00% | ¥63,363 | ¥22,810,675 | ¥3,110,675 |
| 30 | 1.10% | ¥64,272 | ¥23,137,900 | ¥3,437,900 |
| 30 | 1.20% | ¥65,189 | ¥23,468,045 | ¥3,768,045 |
| 30 | 1.30% | ¥66,114 | ¥23,801,102 | ¥4,101,102 |
| 30 | 1.40% | ¥67,047 | ¥24,137,064 | ¥4,437,064 |
| 30 | 1.50% | ¥67,989 | ¥24,475,925 | ¥4,775,925 |
| 30 | 1.60% | ¥68,938 | ¥24,817,677 | ¥5,117,677 |
| 30 | 1.70% | ¥69,895 | ¥25,162,310 | ¥5,462,310 |
| 30 | 1.80% | ¥70,861 | ¥25,509,817 | ¥5,809,817 |
| 30 | 1.90% | ¥71,834 | ¥25,860,188 | ¥6,160,188 |
| 30 | 2.00% | ¥72,815 | ¥26,213,413 | ¥6,513,413 |
| 30 | 2.10% | ¥73,804 | ¥26,569,482 | ¥6,869,482 |
| 30 | 2.20% | ¥74,801 | ¥26,928,384 | ¥7,228,384 |
| 30 | 2.30% | ¥75,806 | ¥27,290,108 | ¥7,590,108 |
| 30 | 2.40% | ¥76,818 | ¥27,654,642 | ¥7,954,642 |
| 30 | 2.50% | ¥77,839 | ¥28,021,974 | ¥8,321,974 |
| 30 | 2.60% | ¥78,867 | ¥28,392,092 | ¥8,692,092 |
| 30 | 2.70% | ¥79,903 | ¥28,764,983 | ¥9,064,983 |
| 30 | 2.80% | ¥80,946 | ¥29,140,634 | ¥9,440,634 |
| 30 | 2.90% | ¥81,997 | ¥29,519,030 | ¥9,819,030 |
| 30 | 3.00% | ¥83,056 | ¥29,900,158 | ¥10,200,158 |
1970万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥71,599 | ¥21,479,731 | ¥1,779,731 |
| 25 | 0.80% | ¥72,474 | ¥21,742,167 | ¥2,042,167 |
| 25 | 0.90% | ¥73,355 | ¥22,006,645 | ¥2,306,645 |
| 25 | 1.00% | ¥74,244 | ¥22,273,162 | ¥2,573,162 |
| 25 | 1.10% | ¥75,139 | ¥22,541,716 | ¥2,841,716 |
| 25 | 1.20% | ¥76,041 | ¥22,812,304 | ¥3,112,304 |
| 25 | 1.30% | ¥76,950 | ¥23,084,922 | ¥3,384,922 |
| 25 | 1.40% | ¥77,865 | ¥23,359,568 | ¥3,659,568 |
| 25 | 1.50% | ¥78,787 | ¥23,636,237 | ¥3,936,237 |
| 25 | 1.60% | ¥79,716 | ¥23,914,926 | ¥4,214,926 |
| 25 | 1.70% | ¥80,652 | ¥24,195,630 | ¥4,495,630 |
| 25 | 1.80% | ¥81,594 | ¥24,478,346 | ¥4,778,346 |
| 25 | 1.90% | ¥82,544 | ¥24,763,068 | ¥5,063,068 |
| 25 | 2.00% | ¥83,499 | ¥25,049,791 | ¥5,349,791 |
| 25 | 2.10% | ¥84,462 | ¥25,338,512 | ¥5,638,512 |
| 25 | 2.20% | ¥85,431 | ¥25,629,223 | ¥5,929,223 |
| 25 | 2.30% | ¥86,406 | ¥25,921,921 | ¥6,221,921 |
| 25 | 2.40% | ¥87,389 | ¥26,216,598 | ¥6,516,598 |
| 25 | 2.50% | ¥88,377 | ¥26,513,249 | ¥6,813,249 |
| 25 | 2.60% | ¥89,373 | ¥26,811,868 | ¥7,111,868 |
| 25 | 2.70% | ¥90,375 | ¥27,112,448 | ¥7,412,448 |
| 25 | 2.80% | ¥91,383 | ¥27,414,983 | ¥7,714,983 |
| 25 | 2.90% | ¥92,398 | ¥27,719,465 | ¥8,019,465 |
| 25 | 3.00% | ¥93,420 | ¥28,025,889 | ¥8,325,889 |
1970万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥87,987 | ¥21,116,902 | ¥1,416,902 |
| 20 | 0.80% | ¥88,852 | ¥21,324,561 | ¥1,624,561 |
| 20 | 0.90% | ¥89,723 | ¥21,533,528 | ¥1,833,528 |
| 20 | 1.00% | ¥90,599 | ¥21,743,803 | ¥2,043,803 |
| 20 | 1.10% | ¥91,481 | ¥21,955,384 | ¥2,255,384 |
| 20 | 1.20% | ¥92,368 | ¥22,168,271 | ¥2,468,271 |
| 20 | 1.30% | ¥93,260 | ¥22,382,461 | ¥2,682,461 |
| 20 | 1.40% | ¥94,158 | ¥22,597,954 | ¥2,897,954 |
| 20 | 1.50% | ¥95,061 | ¥22,814,747 | ¥3,114,747 |
| 20 | 1.60% | ¥95,970 | ¥23,032,839 | ¥3,332,839 |
| 20 | 1.70% | ¥96,884 | ¥23,252,229 | ¥3,552,229 |
| 20 | 1.80% | ¥97,804 | ¥23,472,915 | ¥3,772,915 |
| 20 | 1.90% | ¥98,729 | ¥23,694,894 | ¥3,994,894 |
| 20 | 2.00% | ¥99,659 | ¥23,918,164 | ¥4,218,164 |
| 20 | 2.10% | ¥100,595 | ¥24,142,724 | ¥4,442,724 |
| 20 | 2.20% | ¥101,536 | ¥24,368,570 | ¥4,668,570 |
| 20 | 2.30% | ¥102,482 | ¥24,595,702 | ¥4,895,702 |
| 20 | 2.40% | ¥103,434 | ¥24,824,115 | ¥5,124,115 |
| 20 | 2.50% | ¥104,391 | ¥25,053,809 | ¥5,353,809 |
| 20 | 2.60% | ¥105,353 | ¥25,284,779 | ¥5,584,779 |
| 20 | 2.70% | ¥106,321 | ¥25,517,024 | ¥5,817,024 |
| 20 | 2.80% | ¥107,294 | ¥25,750,540 | ¥6,050,540 |
| 20 | 2.90% | ¥108,272 | ¥25,985,324 | ¥6,285,324 |
| 20 | 3.00% | ¥109,256 | ¥26,221,374 | ¥6,521,374 |
1970万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥115,323 | ¥20,758,086 | ¥1,058,086 |
| 15 | 0.80% | ¥116,179 | ¥20,912,192 | ¥1,212,192 |
| 15 | 0.90% | ¥117,039 | ¥21,067,036 | ¥1,367,036 |
| 15 | 1.00% | ¥117,903 | ¥21,222,615 | ¥1,522,615 |
| 15 | 1.10% | ¥118,772 | ¥21,378,931 | ¥1,678,931 |
| 15 | 1.20% | ¥119,644 | ¥21,535,983 | ¥1,835,983 |
| 15 | 1.30% | ¥120,521 | ¥21,693,770 | ¥1,993,770 |
| 15 | 1.40% | ¥121,402 | ¥21,852,292 | ¥2,152,292 |
| 15 | 1.50% | ¥122,286 | ¥22,011,548 | ¥2,311,548 |
| 15 | 1.60% | ¥123,175 | ¥22,171,537 | ¥2,471,537 |
| 15 | 1.70% | ¥124,068 | ¥22,332,259 | ¥2,632,259 |
| 15 | 1.80% | ¥124,965 | ¥22,493,714 | ¥2,793,714 |
| 15 | 1.90% | ¥125,866 | ¥22,655,901 | ¥2,955,901 |
| 15 | 2.00% | ¥126,771 | ¥22,818,819 | ¥3,118,819 |
| 15 | 2.10% | ¥127,680 | ¥22,982,466 | ¥3,282,466 |
| 15 | 2.20% | ¥128,594 | ¥23,146,844 | ¥3,446,844 |
| 15 | 2.30% | ¥129,511 | ¥23,311,950 | ¥3,611,950 |
| 15 | 2.40% | ¥130,432 | ¥23,477,784 | ¥3,777,784 |
| 15 | 2.50% | ¥131,357 | ¥23,644,345 | ¥3,944,345 |
| 15 | 2.60% | ¥132,287 | ¥23,811,633 | ¥4,111,633 |
| 15 | 2.70% | ¥133,220 | ¥23,979,645 | ¥4,279,645 |
| 15 | 2.80% | ¥134,158 | ¥24,148,382 | ¥4,448,382 |
| 15 | 2.90% | ¥135,099 | ¥24,317,842 | ¥4,617,842 |
| 15 | 3.00% | ¥136,045 | ¥24,488,025 | ¥4,788,025 |
1970万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥170,027 | ¥20,403,286 | ¥703,286 |
| 10 | 0.80% | ¥170,876 | ¥20,505,068 | ¥805,068 |
| 10 | 0.90% | ¥171,726 | ¥20,607,177 | ¥907,177 |
| 10 | 1.00% | ¥172,580 | ¥20,709,614 | ¥1,009,614 |
| 10 | 1.10% | ¥173,436 | ¥20,812,379 | ¥1,112,379 |
| 10 | 1.20% | ¥174,296 | ¥20,915,471 | ¥1,215,471 |
| 10 | 1.30% | ¥175,157 | ¥21,018,890 | ¥1,318,890 |
| 10 | 1.40% | ¥176,022 | ¥21,122,637 | ¥1,422,637 |
| 10 | 1.50% | ¥176,889 | ¥21,226,711 | ¥1,526,711 |
| 10 | 1.60% | ¥177,759 | ¥21,331,111 | ¥1,631,111 |
| 10 | 1.70% | ¥178,632 | ¥21,435,839 | ¥1,735,839 |
| 10 | 1.80% | ¥179,507 | ¥21,540,893 | ¥1,840,893 |
| 10 | 1.90% | ¥180,386 | ¥21,646,273 | ¥1,946,273 |
| 10 | 2.00% | ¥181,267 | ¥21,751,980 | ¥2,051,980 |
| 10 | 2.10% | ¥182,150 | ¥21,858,014 | ¥2,158,014 |
| 10 | 2.20% | ¥183,036 | ¥21,964,373 | ¥2,264,373 |
| 10 | 2.30% | ¥183,925 | ¥22,071,058 | ¥2,371,058 |
| 10 | 2.40% | ¥184,817 | ¥22,178,069 | ¥2,478,069 |
| 10 | 2.50% | ¥185,712 | ¥22,285,405 | ¥2,585,405 |
| 10 | 2.60% | ¥186,609 | ¥22,393,066 | ¥2,693,066 |
| 10 | 2.70% | ¥187,509 | ¥22,501,053 | ¥2,801,053 |
| 10 | 2.80% | ¥188,411 | ¥22,609,364 | ¥2,909,364 |
| 10 | 2.90% | ¥189,317 | ¥22,718,000 | ¥3,018,000 |
| 10 | 3.00% | ¥190,225 | ¥22,826,960 | ¥3,126,960 |
