1980万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1980万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1980万円の住宅ローン｜期間・年数別
1980万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥39,121 | ¥23,472,429 | ¥3,672,429 |
| 50 | 0.80% | ¥40,050 | ¥24,029,811 | ¥4,229,811 |
| 50 | 0.90% | ¥40,992 | ¥24,595,303 | ¥4,795,303 |
| 50 | 1.00% | ¥41,948 | ¥25,168,871 | ¥5,368,871 |
| 50 | 1.10% | ¥42,917 | ¥25,750,475 | ¥5,950,475 |
| 50 | 1.20% | ¥43,900 | ¥26,340,073 | ¥6,540,073 |
| 50 | 1.30% | ¥44,896 | ¥26,937,619 | ¥7,137,619 |
| 50 | 1.40% | ¥45,905 | ¥27,543,061 | ¥7,743,061 |
| 50 | 1.50% | ¥46,927 | ¥28,156,348 | ¥8,356,348 |
| 50 | 1.60% | ¥47,962 | ¥28,777,421 | ¥8,977,421 |
| 50 | 1.70% | ¥49,010 | ¥29,406,220 | ¥9,606,220 |
| 50 | 1.80% | ¥50,071 | ¥30,042,682 | ¥10,242,682 |
| 50 | 1.90% | ¥51,145 | ¥30,686,741 | ¥10,886,741 |
| 50 | 2.00% | ¥52,231 | ¥31,338,327 | ¥11,538,327 |
| 50 | 2.10% | ¥53,329 | ¥31,997,366 | ¥12,197,366 |
| 50 | 2.20% | ¥54,440 | ¥32,663,785 | ¥12,863,785 |
| 50 | 2.30% | ¥55,563 | ¥33,337,505 | ¥13,537,505 |
| 50 | 2.40% | ¥56,697 | ¥34,018,445 | ¥14,218,445 |
| 50 | 2.50% | ¥57,844 | ¥34,706,523 | ¥14,906,523 |
| 50 | 2.60% | ¥59,003 | ¥35,401,654 | ¥15,601,654 |
| 50 | 2.70% | ¥60,173 | ¥36,103,750 | ¥16,303,750 |
| 50 | 2.80% | ¥61,355 | ¥36,812,722 | ¥17,012,722 |
| 50 | 2.90% | ¥62,547 | ¥37,528,478 | ¥17,728,478 |
| 50 | 3.00% | ¥63,752 | ¥38,250,927 | ¥18,450,927 |
1980万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥42,755 | ¥23,087,678 | ¥3,287,678 |
| 45 | 0.80% | ¥43,674 | ¥23,583,908 | ¥3,783,908 |
| 45 | 0.90% | ¥44,605 | ¥24,086,728 | ¥4,286,728 |
| 45 | 1.00% | ¥45,548 | ¥24,596,114 | ¥4,796,114 |
| 45 | 1.10% | ¥46,504 | ¥25,112,040 | ¥5,312,040 |
| 45 | 1.20% | ¥47,471 | ¥25,634,479 | ¥5,834,479 |
| 45 | 1.30% | ¥48,451 | ¥26,163,399 | ¥6,363,399 |
| 45 | 1.40% | ¥49,442 | ¥26,698,767 | ¥6,898,767 |
| 45 | 1.50% | ¥50,445 | ¥27,240,547 | ¥7,440,547 |
| 45 | 1.60% | ¥51,461 | ¥27,788,702 | ¥7,988,702 |
| 45 | 1.70% | ¥52,487 | ¥28,343,190 | ¥8,543,190 |
| 45 | 1.80% | ¥53,526 | ¥28,903,970 | ¥9,103,970 |
| 45 | 1.90% | ¥54,576 | ¥29,470,997 | ¥9,670,997 |
| 45 | 2.00% | ¥55,637 | ¥30,044,225 | ¥10,244,225 |
| 45 | 2.10% | ¥56,710 | ¥30,623,604 | ¥10,823,604 |
| 45 | 2.20% | ¥57,795 | ¥31,209,084 | ¥11,409,084 |
| 45 | 2.30% | ¥58,890 | ¥31,800,612 | ¥12,000,612 |
| 45 | 2.40% | ¥59,997 | ¥32,398,135 | ¥12,598,135 |
| 45 | 2.50% | ¥61,114 | ¥33,001,595 | ¥13,201,595 |
| 45 | 2.60% | ¥62,242 | ¥33,610,934 | ¥13,810,934 |
| 45 | 2.70% | ¥63,382 | ¥34,226,095 | ¥14,426,095 |
| 45 | 2.80% | ¥64,532 | ¥34,847,014 | ¥15,047,014 |
| 45 | 2.90% | ¥65,692 | ¥35,473,631 | ¥15,673,631 |
| 45 | 3.00% | ¥66,863 | ¥36,105,880 | ¥16,305,880 |
1980万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥47,306 | ¥22,706,928 | ¥2,906,928 |
| 40 | 0.80% | ¥48,215 | ¥23,143,216 | ¥3,343,216 |
| 40 | 0.90% | ¥49,135 | ¥23,584,724 | ¥3,784,724 |
| 40 | 1.00% | ¥50,065 | ¥24,031,438 | ¥4,231,438 |
| 40 | 1.10% | ¥51,007 | ¥24,483,343 | ¥4,683,343 |
| 40 | 1.20% | ¥51,959 | ¥24,940,419 | ¥5,140,419 |
| 40 | 1.30% | ¥52,922 | ¥25,402,647 | ¥5,602,647 |
| 40 | 1.40% | ¥53,896 | ¥25,870,006 | ¥6,070,006 |
| 40 | 1.50% | ¥54,880 | ¥26,342,474 | ¥6,542,474 |
| 40 | 1.60% | ¥55,875 | ¥26,820,027 | ¥7,020,027 |
| 40 | 1.70% | ¥56,880 | ¥27,302,638 | ¥7,502,638 |
| 40 | 1.80% | ¥57,896 | ¥27,790,281 | ¥7,990,281 |
| 40 | 1.90% | ¥58,923 | ¥28,282,928 | ¥8,482,928 |
| 40 | 2.00% | ¥59,959 | ¥28,780,549 | ¥8,980,549 |
| 40 | 2.10% | ¥61,006 | ¥29,283,112 | ¥9,483,112 |
| 40 | 2.20% | ¥62,064 | ¥29,790,585 | ¥9,990,585 |
| 40 | 2.30% | ¥63,131 | ¥30,302,935 | ¥10,502,935 |
| 40 | 2.40% | ¥64,209 | ¥30,820,126 | ¥11,020,126 |
| 40 | 2.50% | ¥65,296 | ¥31,342,123 | ¥11,542,123 |
| 40 | 2.60% | ¥66,394 | ¥31,868,887 | ¥12,068,887 |
| 40 | 2.70% | ¥67,501 | ¥32,400,381 | ¥12,600,381 |
| 40 | 2.80% | ¥68,618 | ¥32,936,565 | ¥13,136,565 |
| 40 | 2.90% | ¥69,745 | ¥33,477,398 | ¥13,677,398 |
| 40 | 3.00% | ¥70,881 | ¥34,022,839 | ¥14,222,839 |
1980万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥53,167 | ¥22,330,188 | ¥2,530,188 |
| 35 | 0.80% | ¥54,066 | ¥22,707,748 | ¥2,907,748 |
| 35 | 0.90% | ¥54,975 | ¥23,089,314 | ¥3,289,314 |
| 35 | 1.00% | ¥55,893 | ¥23,474,879 | ¥3,674,879 |
| 35 | 1.10% | ¥56,820 | ¥23,864,432 | ¥4,064,432 |
| 35 | 1.20% | ¥57,757 | ¥24,257,962 | ¥4,457,962 |
| 35 | 1.30% | ¥58,703 | ¥24,655,458 | ¥4,855,458 |
| 35 | 1.40% | ¥59,659 | ¥25,056,908 | ¥5,256,908 |
| 35 | 1.50% | ¥60,625 | ¥25,462,298 | ¥5,662,298 |
| 35 | 1.60% | ¥61,599 | ¥25,871,613 | ¥6,071,613 |
| 35 | 1.70% | ¥62,583 | ¥26,284,839 | ¥6,484,839 |
| 35 | 1.80% | ¥63,576 | ¥26,701,959 | ¥6,901,959 |
| 35 | 1.90% | ¥64,578 | ¥27,122,956 | ¥7,322,956 |
| 35 | 2.00% | ¥65,590 | ¥27,547,812 | ¥7,747,812 |
| 35 | 2.10% | ¥66,611 | ¥27,976,509 | ¥8,176,509 |
| 35 | 2.20% | ¥67,641 | ¥28,409,027 | ¥8,609,027 |
| 35 | 2.30% | ¥68,679 | ¥28,845,346 | ¥9,045,346 |
| 35 | 2.40% | ¥69,727 | ¥29,285,445 | ¥9,485,445 |
| 35 | 2.50% | ¥70,784 | ¥29,729,302 | ¥9,929,302 |
| 35 | 2.60% | ¥71,850 | ¥30,176,895 | ¥10,376,895 |
| 35 | 2.70% | ¥72,924 | ¥30,628,199 | ¥10,828,199 |
| 35 | 2.80% | ¥74,008 | ¥31,083,192 | ¥11,283,192 |
| 35 | 2.90% | ¥75,100 | ¥31,541,848 | ¥11,741,848 |
| 35 | 3.00% | ¥76,200 | ¥32,004,142 | ¥12,204,142 |
1980万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥60,993 | ¥21,957,465 | ¥2,157,465 |
| 30 | 0.80% | ¥61,882 | ¥22,277,517 | ¥2,477,517 |
| 30 | 0.90% | ¥62,779 | ¥22,600,518 | ¥2,800,518 |
| 30 | 1.00% | ¥63,685 | ¥22,926,465 | ¥3,126,465 |
| 30 | 1.10% | ¥64,598 | ¥23,255,351 | ¥3,455,351 |
| 30 | 1.20% | ¥65,520 | ¥23,587,172 | ¥3,787,172 |
| 30 | 1.30% | ¥66,450 | ¥23,921,919 | ¥4,121,919 |
| 30 | 1.40% | ¥67,388 | ¥24,259,587 | ¥4,459,587 |
| 30 | 1.50% | ¥68,334 | ¥24,600,169 | ¥4,800,169 |
| 30 | 1.60% | ¥69,288 | ¥24,943,655 | ¥5,143,655 |
| 30 | 1.70% | ¥70,250 | ¥25,290,038 | ¥5,490,038 |
| 30 | 1.80% | ¥71,220 | ¥25,639,309 | ¥5,839,309 |
| 30 | 1.90% | ¥72,198 | ¥25,991,458 | ¥6,191,458 |
| 30 | 2.00% | ¥73,185 | ¥26,346,476 | ¥6,546,476 |
| 30 | 2.10% | ¥74,179 | ¥26,704,352 | ¥6,904,352 |
| 30 | 2.20% | ¥75,181 | ¥27,065,076 | ¥7,265,076 |
| 30 | 2.30% | ¥76,191 | ¥27,428,636 | ¥7,628,636 |
| 30 | 2.40% | ¥77,208 | ¥27,795,021 | ¥7,995,021 |
| 30 | 2.50% | ¥78,234 | ¥28,164,218 | ¥8,364,218 |
| 30 | 2.60% | ¥79,267 | ¥28,536,215 | ¥8,736,215 |
| 30 | 2.70% | ¥80,308 | ¥28,910,999 | ¥9,110,999 |
| 30 | 2.80% | ¥81,357 | ¥29,288,556 | ¥9,488,556 |
| 30 | 2.90% | ¥82,414 | ¥29,668,873 | ¥9,868,873 |
| 30 | 3.00% | ¥83,478 | ¥30,051,936 | ¥10,251,936 |
1980万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥71,963 | ¥21,588,765 | ¥1,788,765 |
| 25 | 0.80% | ¥72,842 | ¥21,852,533 | ¥2,052,533 |
| 25 | 0.90% | ¥73,728 | ¥22,118,354 | ¥2,318,354 |
| 25 | 1.00% | ¥74,621 | ¥22,386,224 | ¥2,586,224 |
| 25 | 1.10% | ¥75,520 | ¥22,656,141 | ¥2,856,141 |
| 25 | 1.20% | ¥76,427 | ¥22,928,102 | ¥3,128,102 |
| 25 | 1.30% | ¥77,340 | ¥23,202,104 | ¥3,402,104 |
| 25 | 1.40% | ¥78,260 | ¥23,478,144 | ¥3,678,144 |
| 25 | 1.50% | ¥79,187 | ¥23,756,218 | ¥3,956,218 |
| 25 | 1.60% | ¥80,121 | ¥24,036,321 | ¥4,236,321 |
| 25 | 1.70% | ¥81,062 | ¥24,318,451 | ¥4,518,451 |
| 25 | 1.80% | ¥82,009 | ¥24,602,601 | ¥4,802,601 |
| 25 | 1.90% | ¥82,963 | ¥24,888,769 | ¥5,088,769 |
| 25 | 2.00% | ¥83,923 | ¥25,176,948 | ¥5,376,948 |
| 25 | 2.10% | ¥84,890 | ¥25,467,134 | ¥5,667,134 |
| 25 | 2.20% | ¥85,864 | ¥25,759,321 | ¥5,959,321 |
| 25 | 2.30% | ¥86,845 | ¥26,053,504 | ¥6,253,504 |
| 25 | 2.40% | ¥87,832 | ¥26,349,677 | ¥6,549,677 |
| 25 | 2.50% | ¥88,826 | ¥26,647,834 | ¥6,847,834 |
| 25 | 2.60% | ¥89,827 | ¥26,947,969 | ¥7,147,969 |
| 25 | 2.70% | ¥90,834 | ¥27,250,075 | ¥7,450,075 |
| 25 | 2.80% | ¥91,847 | ¥27,554,145 | ¥7,754,145 |
| 25 | 2.90% | ¥92,867 | ¥27,860,173 | ¥8,060,173 |
| 25 | 3.00% | ¥93,894 | ¥28,168,152 | ¥8,368,152 |
1980万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥88,434 | ¥21,224,094 | ¥1,424,094 |
| 20 | 0.80% | ¥89,303 | ¥21,432,807 | ¥1,632,807 |
| 20 | 0.90% | ¥90,178 | ¥21,642,835 | ¥1,842,835 |
| 20 | 1.00% | ¥91,059 | ¥21,854,177 | ¥2,054,177 |
| 20 | 1.10% | ¥91,945 | ¥22,066,833 | ¥2,266,833 |
| 20 | 1.20% | ¥92,837 | ¥22,280,800 | ¥2,480,800 |
| 20 | 1.30% | ¥93,734 | ¥22,496,077 | ¥2,696,077 |
| 20 | 1.40% | ¥94,636 | ¥22,712,664 | ¥2,912,664 |
| 20 | 1.50% | ¥95,544 | ¥22,930,558 | ¥3,130,558 |
| 20 | 1.60% | ¥96,457 | ¥23,149,757 | ¥3,349,757 |
| 20 | 1.70% | ¥97,376 | ¥23,370,261 | ¥3,570,261 |
| 20 | 1.80% | ¥98,300 | ¥23,592,067 | ¥3,792,067 |
| 20 | 1.90% | ¥99,230 | ¥23,815,172 | ¥4,015,172 |
| 20 | 2.00% | ¥100,165 | ¥24,039,576 | ¥4,239,576 |
| 20 | 2.10% | ¥101,105 | ¥24,265,276 | ¥4,465,276 |
| 20 | 2.20% | ¥102,051 | ¥24,492,269 | ¥4,692,269 |
| 20 | 2.30% | ¥103,002 | ¥24,720,553 | ¥4,920,553 |
| 20 | 2.40% | ¥103,959 | ¥24,950,126 | ¥5,150,126 |
| 20 | 2.50% | ¥104,921 | ¥25,180,985 | ¥5,380,985 |
| 20 | 2.60% | ¥105,888 | ¥25,413,128 | ¥5,613,128 |
| 20 | 2.70% | ¥106,861 | ¥25,646,552 | ¥5,846,552 |
| 20 | 2.80% | ¥107,839 | ¥25,881,253 | ¥6,081,253 |
| 20 | 2.90% | ¥108,822 | ¥26,117,230 | ¥6,317,230 |
| 20 | 3.00% | ¥109,810 | ¥26,354,478 | ¥6,554,478 |
1980万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥115,908 | ¥20,863,457 | ¥1,063,457 |
| 15 | 0.80% | ¥116,769 | ¥21,018,346 | ¥1,218,346 |
| 15 | 0.90% | ¥117,633 | ¥21,173,975 | ¥1,373,975 |
| 15 | 1.00% | ¥118,502 | ¥21,330,344 | ¥1,530,344 |
| 15 | 1.10% | ¥119,375 | ¥21,487,454 | ¥1,687,454 |
| 15 | 1.20% | ¥120,252 | ¥21,645,303 | ¥1,845,303 |
| 15 | 1.30% | ¥121,133 | ¥21,803,891 | ¥2,003,891 |
| 15 | 1.40% | ¥122,018 | ¥21,963,217 | ¥2,163,217 |
| 15 | 1.50% | ¥122,907 | ¥22,123,281 | ¥2,323,281 |
| 15 | 1.60% | ¥123,800 | ¥22,284,083 | ¥2,484,083 |
| 15 | 1.70% | ¥124,698 | ¥22,445,621 | ¥2,645,621 |
| 15 | 1.80% | ¥125,599 | ¥22,607,896 | ¥2,807,896 |
| 15 | 1.90% | ¥126,505 | ¥22,770,905 | ¥2,970,905 |
| 15 | 2.00% | ¥127,415 | ¥22,934,650 | ¥3,134,650 |
| 15 | 2.10% | ¥128,328 | ¥23,099,129 | ¥3,299,129 |
| 15 | 2.20% | ¥129,246 | ¥23,264,341 | ¥3,464,341 |
| 15 | 2.30% | ¥130,168 | ¥23,430,285 | ¥3,630,285 |
| 15 | 2.40% | ¥131,094 | ¥23,596,961 | ¥3,796,961 |
| 15 | 2.50% | ¥132,024 | ¥23,764,367 | ¥3,964,367 |
| 15 | 2.60% | ¥132,958 | ¥23,932,504 | ¥4,132,504 |
| 15 | 2.70% | ¥133,896 | ¥24,101,369 | ¥4,301,369 |
| 15 | 2.80% | ¥134,839 | ¥24,270,963 | ¥4,470,963 |
| 15 | 2.90% | ¥135,785 | ¥24,441,283 | ¥4,641,283 |
| 15 | 3.00% | ¥136,735 | ¥24,612,330 | ¥4,812,330 |
1980万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥170,890 | ¥20,506,856 | ¥706,856 |
| 10 | 0.80% | ¥171,743 | ¥20,609,155 | ¥809,155 |
| 10 | 0.90% | ¥172,598 | ¥20,711,782 | ¥911,782 |
| 10 | 1.00% | ¥173,456 | ¥20,814,739 | ¥1,014,739 |
| 10 | 1.10% | ¥174,317 | ¥20,918,025 | ¥1,118,025 |
| 10 | 1.20% | ¥175,180 | ¥21,021,641 | ¥1,221,641 |
| 10 | 1.30% | ¥176,047 | ¥21,125,585 | ¥1,325,585 |
| 10 | 1.40% | ¥176,915 | ¥21,229,858 | ¥1,429,858 |
| 10 | 1.50% | ¥177,787 | ¥21,334,460 | ¥1,534,460 |
| 10 | 1.60% | ¥178,662 | ¥21,439,391 | ¥1,639,391 |
| 10 | 1.70% | ¥179,539 | ¥21,544,650 | ¥1,744,650 |
| 10 | 1.80% | ¥180,419 | ¥21,650,237 | ¥1,850,237 |
| 10 | 1.90% | ¥181,301 | ¥21,756,153 | ¥1,956,153 |
| 10 | 2.00% | ¥182,187 | ¥21,862,397 | ¥2,062,397 |
| 10 | 2.10% | ¥183,075 | ¥21,968,968 | ¥2,168,968 |
| 10 | 2.20% | ¥183,966 | ¥22,075,867 | ¥2,275,867 |
| 10 | 2.30% | ¥184,859 | ¥22,183,094 | ¥2,383,094 |
| 10 | 2.40% | ¥185,755 | ¥22,290,648 | ¥2,490,648 |
| 10 | 2.50% | ¥186,654 | ¥22,398,529 | ¥2,598,529 |
| 10 | 2.60% | ¥187,556 | ¥22,506,737 | ¥2,706,737 |
| 10 | 2.70% | ¥188,461 | ¥22,615,271 | ¥2,815,271 |
| 10 | 2.80% | ¥189,368 | ¥22,724,132 | ¥2,924,132 |
| 10 | 2.90% | ¥190,278 | ¥22,833,320 | ¥3,033,320 |
| 10 | 3.00% | ¥191,190 | ¥22,942,833 | ¥3,142,833 |
