1990万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1990万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1990万円の住宅ローン｜期間・年数別
1990万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥39,318 | ¥23,590,977 | ¥3,690,977 |
| 50 | 0.80% | ¥40,252 | ¥24,151,173 | ¥4,251,173 |
| 50 | 0.90% | ¥41,199 | ¥24,719,522 | ¥4,819,522 |
| 50 | 1.00% | ¥42,160 | ¥25,295,986 | ¥5,395,986 |
| 50 | 1.10% | ¥43,134 | ¥25,880,528 | ¥5,980,528 |
| 50 | 1.20% | ¥44,122 | ¥26,473,104 | ¥6,573,104 |
| 50 | 1.30% | ¥45,123 | ¥27,073,667 | ¥7,173,667 |
| 50 | 1.40% | ¥46,137 | ¥27,682,168 | ¥7,782,168 |
| 50 | 1.50% | ¥47,164 | ¥28,298,551 | ¥8,398,551 |
| 50 | 1.60% | ¥48,205 | ¥28,922,761 | ¥9,022,761 |
| 50 | 1.70% | ¥49,258 | ¥29,554,736 | ¥9,654,736 |
| 50 | 1.80% | ¥50,324 | ¥30,194,413 | ¥10,294,413 |
| 50 | 1.90% | ¥51,403 | ¥30,841,725 | ¥10,941,725 |
| 50 | 2.00% | ¥52,494 | ¥31,496,601 | ¥11,596,601 |
| 50 | 2.10% | ¥53,598 | ¥32,158,969 | ¥12,258,969 |
| 50 | 2.20% | ¥54,715 | ¥32,828,754 | ¥12,928,754 |
| 50 | 2.30% | ¥55,843 | ¥33,505,876 | ¥13,605,876 |
| 50 | 2.40% | ¥56,984 | ¥34,190,255 | ¥14,290,255 |
| 50 | 2.50% | ¥58,136 | ¥34,881,809 | ¥14,981,809 |
| 50 | 2.60% | ¥59,301 | ¥35,580,450 | ¥15,680,450 |
| 50 | 2.70% | ¥60,477 | ¥36,286,092 | ¥16,386,092 |
| 50 | 2.80% | ¥61,664 | ¥36,998,645 | ¥17,098,645 |
| 50 | 2.90% | ¥62,863 | ¥37,718,016 | ¥17,818,016 |
| 50 | 3.00% | ¥64,074 | ¥38,444,113 | ¥18,544,113 |
1990万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥42,971 | ¥23,204,283 | ¥3,304,283 |
| 45 | 0.80% | ¥43,894 | ¥23,703,019 | ¥3,803,019 |
| 45 | 0.90% | ¥44,830 | ¥24,208,378 | ¥4,308,378 |
| 45 | 1.00% | ¥45,778 | ¥24,720,337 | ¥4,820,337 |
| 45 | 1.10% | ¥46,739 | ¥25,238,869 | ¥5,338,869 |
| 45 | 1.20% | ¥47,711 | ¥25,763,946 | ¥5,863,946 |
| 45 | 1.30% | ¥48,695 | ¥26,295,537 | ¥6,395,537 |
| 45 | 1.40% | ¥49,692 | ¥26,833,609 | ¥6,933,609 |
| 45 | 1.50% | ¥50,700 | ¥27,378,126 | ¥7,478,126 |
| 45 | 1.60% | ¥51,720 | ¥27,929,049 | ¥8,029,049 |
| 45 | 1.70% | ¥52,752 | ¥28,486,337 | ¥8,586,337 |
| 45 | 1.80% | ¥53,796 | ¥29,049,950 | ¥9,149,950 |
| 45 | 1.90% | ¥54,852 | ¥29,619,841 | ¥9,719,841 |
| 45 | 2.00% | ¥55,918 | ¥30,195,963 | ¥10,295,963 |
| 45 | 2.10% | ¥56,997 | ¥30,778,269 | ¥10,878,269 |
| 45 | 2.20% | ¥58,086 | ¥31,366,706 | ¥11,466,706 |
| 45 | 2.30% | ¥59,187 | ¥31,961,221 | ¥12,061,221 |
| 45 | 2.40% | ¥60,300 | ¥32,561,762 | ¥12,661,762 |
| 45 | 2.50% | ¥61,423 | ¥33,168,269 | ¥13,268,269 |
| 45 | 2.60% | ¥62,557 | ¥33,780,687 | ¥13,880,687 |
| 45 | 2.70% | ¥63,702 | ¥34,398,954 | ¥14,498,954 |
| 45 | 2.80% | ¥64,857 | ¥35,023,009 | ¥15,123,009 |
| 45 | 2.90% | ¥66,024 | ¥35,652,790 | ¥15,752,790 |
| 45 | 3.00% | ¥67,200 | ¥36,288,233 | ¥16,388,233 |
1990万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥47,545 | ¥22,821,610 | ¥2,921,610 |
| 40 | 0.80% | ¥48,459 | ¥23,260,101 | ¥3,360,101 |
| 40 | 0.90% | ¥49,383 | ¥23,703,839 | ¥3,803,839 |
| 40 | 1.00% | ¥50,318 | ¥24,152,809 | ¥4,252,809 |
| 40 | 1.10% | ¥51,265 | ¥24,606,996 | ¥4,706,996 |
| 40 | 1.20% | ¥52,222 | ¥25,066,380 | ¥5,166,380 |
| 40 | 1.30% | ¥53,189 | ¥25,530,943 | ¥5,630,943 |
| 40 | 1.40% | ¥54,168 | ¥26,000,663 | ¥6,100,663 |
| 40 | 1.50% | ¥55,157 | ¥26,475,517 | ¥6,575,517 |
| 40 | 1.60% | ¥56,157 | ¥26,955,481 | ¥7,055,481 |
| 40 | 1.70% | ¥57,168 | ¥27,440,530 | ¥7,540,530 |
| 40 | 1.80% | ¥58,189 | ¥27,930,636 | ¥8,030,636 |
| 40 | 1.90% | ¥59,220 | ¥28,425,771 | ¥8,525,771 |
| 40 | 2.00% | ¥60,262 | ¥28,925,905 | ¥9,025,905 |
| 40 | 2.10% | ¥61,315 | ¥29,431,006 | ¥9,531,006 |
| 40 | 2.20% | ¥62,377 | ¥29,941,043 | ¥10,041,043 |
| 40 | 2.30% | ¥63,450 | ¥30,455,980 | ¥10,555,980 |
| 40 | 2.40% | ¥64,533 | ¥30,975,783 | ¥11,075,783 |
| 40 | 2.50% | ¥65,626 | ¥31,500,416 | ¥11,600,416 |
| 40 | 2.60% | ¥66,729 | ¥32,029,841 | ¥12,129,841 |
| 40 | 2.70% | ¥67,842 | ¥32,564,020 | ¥12,664,020 |
| 40 | 2.80% | ¥68,964 | ¥33,102,912 | ¥13,202,912 |
| 40 | 2.90% | ¥70,097 | ¥33,646,476 | ¥13,746,476 |
| 40 | 3.00% | ¥71,239 | ¥34,194,672 | ¥14,294,672 |
1990万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥53,436 | ¥22,442,967 | ¥2,542,967 |
| 35 | 0.80% | ¥54,339 | ¥22,822,433 | ¥2,922,433 |
| 35 | 0.90% | ¥55,252 | ¥23,205,927 | ¥3,305,927 |
| 35 | 1.00% | ¥56,175 | ¥23,593,439 | ¥3,693,439 |
| 35 | 1.10% | ¥57,107 | ¥23,984,959 | ¥4,084,959 |
| 35 | 1.20% | ¥58,049 | ¥24,380,477 | ¥4,480,477 |
| 35 | 1.30% | ¥59,000 | ¥24,779,981 | ¥4,879,981 |
| 35 | 1.40% | ¥59,961 | ¥25,183,458 | ¥5,283,458 |
| 35 | 1.50% | ¥60,931 | ¥25,590,895 | ¥5,690,895 |
| 35 | 1.60% | ¥61,910 | ¥26,002,278 | ¥6,102,278 |
| 35 | 1.70% | ¥62,899 | ¥26,417,591 | ¥6,517,591 |
| 35 | 1.80% | ¥63,897 | ¥26,836,817 | ¥6,936,817 |
| 35 | 1.90% | ¥64,905 | ¥27,259,940 | ¥7,359,940 |
| 35 | 2.00% | ¥65,921 | ¥27,686,942 | ¥7,786,942 |
| 35 | 2.10% | ¥66,947 | ¥28,117,804 | ¥8,217,804 |
| 35 | 2.20% | ¥67,982 | ¥28,552,507 | ¥8,652,507 |
| 35 | 2.30% | ¥69,026 | ¥28,991,030 | ¥9,091,030 |
| 35 | 2.40% | ¥70,079 | ¥29,433,351 | ¥9,533,351 |
| 35 | 2.50% | ¥71,142 | ¥29,879,450 | ¥9,979,450 |
| 35 | 2.60% | ¥72,213 | ¥30,329,303 | ¥10,429,303 |
| 35 | 2.70% | ¥73,293 | ¥30,782,887 | ¥10,882,887 |
| 35 | 2.80% | ¥74,381 | ¥31,240,178 | ¥11,340,178 |
| 35 | 2.90% | ¥75,479 | ¥31,701,150 | ¥11,801,150 |
| 35 | 3.00% | ¥76,585 | ¥32,165,779 | ¥12,265,779 |
1990万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥61,301 | ¥22,068,361 | ¥2,168,361 |
| 30 | 0.80% | ¥62,195 | ¥22,390,029 | ¥2,490,029 |
| 30 | 0.90% | ¥63,096 | ¥22,714,662 | ¥2,814,662 |
| 30 | 1.00% | ¥64,006 | ¥23,042,255 | ¥3,142,255 |
| 30 | 1.10% | ¥64,924 | ¥23,372,803 | ¥3,472,803 |
| 30 | 1.20% | ¥65,851 | ¥23,706,299 | ¥3,806,299 |
| 30 | 1.30% | ¥66,785 | ¥24,042,737 | ¥4,142,737 |
| 30 | 1.40% | ¥67,728 | ¥24,382,111 | ¥4,482,111 |
| 30 | 1.50% | ¥68,679 | ¥24,724,412 | ¥4,824,412 |
| 30 | 1.60% | ¥69,638 | ¥25,069,633 | ¥5,169,633 |
| 30 | 1.70% | ¥70,605 | ¥25,417,765 | ¥5,517,765 |
| 30 | 1.80% | ¥71,580 | ¥25,768,800 | ¥5,868,800 |
| 30 | 1.90% | ¥72,563 | ¥26,122,728 | ¥6,222,728 |
| 30 | 2.00% | ¥73,554 | ¥26,479,539 | ¥6,579,539 |
| 30 | 2.10% | ¥74,553 | ¥26,839,223 | ¥6,939,223 |
| 30 | 2.20% | ¥75,560 | ¥27,201,768 | ¥7,301,768 |
| 30 | 2.30% | ¥76,575 | ¥27,567,164 | ¥7,667,164 |
| 30 | 2.40% | ¥77,598 | ¥27,935,399 | ¥8,035,399 |
| 30 | 2.50% | ¥78,629 | ¥28,306,461 | ¥8,406,461 |
| 30 | 2.60% | ¥79,668 | ¥28,680,337 | ¥8,780,337 |
| 30 | 2.70% | ¥80,714 | ¥29,057,014 | ¥9,157,014 |
| 30 | 2.80% | ¥81,768 | ¥29,436,478 | ¥9,536,478 |
| 30 | 2.90% | ¥82,830 | ¥29,818,716 | ¥9,918,716 |
| 30 | 3.00% | ¥83,899 | ¥30,203,713 | ¥10,303,713 |
1990万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥72,326 | ¥21,697,799 | ¥1,797,799 |
| 25 | 0.80% | ¥73,210 | ¥21,962,900 | ¥2,062,900 |
| 25 | 0.90% | ¥74,100 | ¥22,230,063 | ¥2,330,063 |
| 25 | 1.00% | ¥74,998 | ¥22,499,286 | ¥2,599,286 |
| 25 | 1.10% | ¥75,902 | ¥22,770,566 | ¥2,870,566 |
| 25 | 1.20% | ¥76,813 | ¥23,043,901 | ¥3,143,901 |
| 25 | 1.30% | ¥77,731 | ¥23,319,287 | ¥3,419,287 |
| 25 | 1.40% | ¥78,656 | ¥23,596,721 | ¥3,696,721 |
| 25 | 1.50% | ¥79,587 | ¥23,876,199 | ¥3,976,199 |
| 25 | 1.60% | ¥80,526 | ¥24,157,717 | ¥4,257,717 |
| 25 | 1.70% | ¥81,471 | ¥24,441,271 | ¥4,541,271 |
| 25 | 1.80% | ¥82,423 | ¥24,726,857 | ¥4,826,857 |
| 25 | 1.90% | ¥83,382 | ¥25,014,469 | ¥5,114,469 |
| 25 | 2.00% | ¥84,347 | ¥25,304,104 | ¥5,404,104 |
| 25 | 2.10% | ¥85,319 | ¥25,595,755 | ¥5,695,755 |
| 25 | 2.20% | ¥86,298 | ¥25,889,418 | ¥5,989,418 |
| 25 | 2.30% | ¥87,284 | ¥26,185,087 | ¥6,285,087 |
| 25 | 2.40% | ¥88,276 | ¥26,482,756 | ¥6,582,756 |
| 25 | 2.50% | ¥89,275 | ¥26,782,419 | ¥6,882,419 |
| 25 | 2.60% | ¥90,280 | ¥27,084,070 | ¥7,184,070 |
| 25 | 2.70% | ¥91,292 | ¥27,387,701 | ¥7,487,701 |
| 25 | 2.80% | ¥92,311 | ¥27,693,308 | ¥7,793,308 |
| 25 | 2.90% | ¥93,336 | ¥28,000,881 | ¥8,100,881 |
| 25 | 3.00% | ¥94,368 | ¥28,310,415 | ¥8,410,415 |
1990万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥88,880 | ¥21,331,287 | ¥1,431,287 |
| 20 | 0.80% | ¥89,754 | ¥21,541,054 | ¥1,641,054 |
| 20 | 0.90% | ¥90,634 | ¥21,752,142 | ¥1,852,142 |
| 20 | 1.00% | ¥91,519 | ¥21,964,552 | ¥2,064,552 |
| 20 | 1.10% | ¥92,410 | ¥22,178,281 | ¥2,278,281 |
| 20 | 1.20% | ¥93,306 | ¥22,393,329 | ¥2,493,329 |
| 20 | 1.30% | ¥94,207 | ¥22,609,694 | ¥2,709,694 |
| 20 | 1.40% | ¥95,114 | ¥22,827,374 | ¥2,927,374 |
| 20 | 1.50% | ¥96,027 | ¥23,046,369 | ¥3,146,369 |
| 20 | 1.60% | ¥96,944 | ¥23,266,675 | ¥3,366,675 |
| 20 | 1.70% | ¥97,868 | ¥23,488,293 | ¥3,588,293 |
| 20 | 1.80% | ¥98,797 | ¥23,711,218 | ¥3,811,218 |
| 20 | 1.90% | ¥99,731 | ¥23,935,451 | ¥4,035,451 |
| 20 | 2.00% | ¥100,671 | ¥24,160,988 | ¥4,260,988 |
| 20 | 2.10% | ¥101,616 | ¥24,387,828 | ¥4,487,828 |
| 20 | 2.20% | ¥102,567 | ¥24,615,967 | ¥4,715,967 |
| 20 | 2.30% | ¥103,523 | ¥24,845,404 | ¥4,945,404 |
| 20 | 2.40% | ¥104,484 | ¥25,076,137 | ¥5,176,137 |
| 20 | 2.50% | ¥105,451 | ¥25,308,162 | ¥5,408,162 |
| 20 | 2.60% | ¥106,423 | ¥25,541,477 | ¥5,641,477 |
| 20 | 2.70% | ¥107,400 | ¥25,776,080 | ¥5,876,080 |
| 20 | 2.80% | ¥108,383 | ¥26,011,967 | ¥6,111,967 |
| 20 | 2.90% | ¥109,371 | ¥26,249,135 | ¥6,349,135 |
| 20 | 3.00% | ¥110,365 | ¥26,487,581 | ¥6,587,581 |
1990万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥116,493 | ¥20,968,828 | ¥1,068,828 |
| 15 | 0.80% | ¥117,358 | ¥21,124,499 | ¥1,224,499 |
| 15 | 0.90% | ¥118,227 | ¥21,280,914 | ¥1,380,914 |
| 15 | 1.00% | ¥119,100 | ¥21,438,074 | ¥1,538,074 |
| 15 | 1.10% | ¥119,978 | ¥21,595,976 | ¥1,695,976 |
| 15 | 1.20% | ¥120,859 | ¥21,754,623 | ¥1,854,623 |
| 15 | 1.30% | ¥121,745 | ¥21,914,011 | ¥2,014,011 |
| 15 | 1.40% | ¥122,634 | ¥22,074,142 | ¥2,174,142 |
| 15 | 1.50% | ¥123,528 | ¥22,235,015 | ¥2,335,015 |
| 15 | 1.60% | ¥124,426 | ¥22,396,629 | ¥2,496,629 |
| 15 | 1.70% | ¥125,328 | ¥22,558,983 | ¥2,658,983 |
| 15 | 1.80% | ¥126,234 | ¥22,722,077 | ¥2,822,077 |
| 15 | 1.90% | ¥127,144 | ¥22,885,910 | ¥2,985,910 |
| 15 | 2.00% | ¥128,058 | ¥23,050,482 | ¥3,150,482 |
| 15 | 2.10% | ¥128,977 | ¥23,215,791 | ¥3,315,791 |
| 15 | 2.20% | ¥129,899 | ¥23,381,837 | ¥3,481,837 |
| 15 | 2.30% | ¥130,826 | ¥23,548,620 | ¥3,648,620 |
| 15 | 2.40% | ¥131,756 | ¥23,716,137 | ¥3,816,137 |
| 15 | 2.50% | ¥132,691 | ¥23,884,389 | ¥3,984,389 |
| 15 | 2.60% | ¥133,630 | ¥24,053,375 | ¥4,153,375 |
| 15 | 2.70% | ¥134,573 | ¥24,223,093 | ¥4,323,093 |
| 15 | 2.80% | ¥135,520 | ¥24,393,543 | ¥4,493,543 |
| 15 | 2.90% | ¥136,471 | ¥24,564,724 | ¥4,664,724 |
| 15 | 3.00% | ¥137,426 | ¥24,736,634 | ¥4,836,634 |
1990万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥171,754 | ¥20,610,426 | ¥710,426 |
| 10 | 0.80% | ¥172,610 | ¥20,713,241 | ¥813,241 |
| 10 | 0.90% | ¥173,470 | ¥20,816,387 | ¥916,387 |
| 10 | 1.00% | ¥174,332 | ¥20,919,864 | ¥1,019,864 |
| 10 | 1.10% | ¥175,197 | ¥21,023,672 | ¥1,123,672 |
| 10 | 1.20% | ¥176,065 | ¥21,127,811 | ¥1,227,811 |
| 10 | 1.30% | ¥176,936 | ¥21,232,280 | ¥1,332,280 |
| 10 | 1.40% | ¥177,809 | ¥21,337,080 | ¥1,437,080 |
| 10 | 1.50% | ¥178,685 | ¥21,442,210 | ¥1,542,210 |
| 10 | 1.60% | ¥179,564 | ¥21,547,671 | ¥1,647,671 |
| 10 | 1.70% | ¥180,446 | ¥21,653,461 | ¥1,753,461 |
| 10 | 1.80% | ¥181,330 | ¥21,759,582 | ¥1,859,582 |
| 10 | 1.90% | ¥182,217 | ¥21,866,033 | ¥1,966,033 |
| 10 | 2.00% | ¥183,107 | ¥21,972,813 | ¥2,072,813 |
| 10 | 2.10% | ¥183,999 | ¥22,079,922 | ¥2,179,922 |
| 10 | 2.20% | ¥184,895 | ¥22,187,361 | ¥2,287,361 |
| 10 | 2.30% | ¥185,793 | ¥22,295,130 | ¥2,395,130 |
| 10 | 2.40% | ¥186,694 | ¥22,403,227 | ¥2,503,227 |
| 10 | 2.50% | ¥187,597 | ¥22,511,653 | ¥2,611,653 |
| 10 | 2.60% | ¥188,503 | ¥22,620,407 | ¥2,720,407 |
| 10 | 2.70% | ¥189,412 | ¥22,729,490 | ¥2,829,490 |
| 10 | 2.80% | ¥190,324 | ¥22,838,901 | ¥2,938,901 |
| 10 | 2.90% | ¥191,239 | ¥22,948,639 | ¥3,048,639 |
| 10 | 3.00% | ¥192,156 | ¥23,058,706 | ¥3,158,706 |
