1990万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。1990万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
1990万円の住宅ローン|期間・年数別
1990万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥39,318 |
¥23,590,977 |
¥3,690,977 |
| 50 |
0.80% |
¥40,252 |
¥24,151,173 |
¥4,251,173 |
| 50 |
0.90% |
¥41,199 |
¥24,719,522 |
¥4,819,522 |
| 50 |
1.00% |
¥42,160 |
¥25,295,986 |
¥5,395,986 |
| 50 |
1.10% |
¥43,134 |
¥25,880,528 |
¥5,980,528 |
| 50 |
1.20% |
¥44,122 |
¥26,473,104 |
¥6,573,104 |
| 50 |
1.30% |
¥45,123 |
¥27,073,667 |
¥7,173,667 |
| 50 |
1.40% |
¥46,137 |
¥27,682,168 |
¥7,782,168 |
| 50 |
1.50% |
¥47,164 |
¥28,298,551 |
¥8,398,551 |
| 50 |
1.60% |
¥48,205 |
¥28,922,761 |
¥9,022,761 |
| 50 |
1.70% |
¥49,258 |
¥29,554,736 |
¥9,654,736 |
| 50 |
1.80% |
¥50,324 |
¥30,194,413 |
¥10,294,413 |
| 50 |
1.90% |
¥51,403 |
¥30,841,725 |
¥10,941,725 |
| 50 |
2.00% |
¥52,494 |
¥31,496,601 |
¥11,596,601 |
| 50 |
2.10% |
¥53,598 |
¥32,158,969 |
¥12,258,969 |
| 50 |
2.20% |
¥54,715 |
¥32,828,754 |
¥12,928,754 |
| 50 |
2.30% |
¥55,843 |
¥33,505,876 |
¥13,605,876 |
| 50 |
2.40% |
¥56,984 |
¥34,190,255 |
¥14,290,255 |
| 50 |
2.50% |
¥58,136 |
¥34,881,809 |
¥14,981,809 |
| 50 |
2.60% |
¥59,301 |
¥35,580,450 |
¥15,680,450 |
| 50 |
2.70% |
¥60,477 |
¥36,286,092 |
¥16,386,092 |
| 50 |
2.80% |
¥61,664 |
¥36,998,645 |
¥17,098,645 |
| 50 |
2.90% |
¥62,863 |
¥37,718,016 |
¥17,818,016 |
| 50 |
3.00% |
¥64,074 |
¥38,444,113 |
¥18,544,113 |
1990万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥42,971 |
¥23,204,283 |
¥3,304,283 |
| 45 |
0.80% |
¥43,894 |
¥23,703,019 |
¥3,803,019 |
| 45 |
0.90% |
¥44,830 |
¥24,208,378 |
¥4,308,378 |
| 45 |
1.00% |
¥45,778 |
¥24,720,337 |
¥4,820,337 |
| 45 |
1.10% |
¥46,739 |
¥25,238,869 |
¥5,338,869 |
| 45 |
1.20% |
¥47,711 |
¥25,763,946 |
¥5,863,946 |
| 45 |
1.30% |
¥48,695 |
¥26,295,537 |
¥6,395,537 |
| 45 |
1.40% |
¥49,692 |
¥26,833,609 |
¥6,933,609 |
| 45 |
1.50% |
¥50,700 |
¥27,378,126 |
¥7,478,126 |
| 45 |
1.60% |
¥51,720 |
¥27,929,049 |
¥8,029,049 |
| 45 |
1.70% |
¥52,752 |
¥28,486,337 |
¥8,586,337 |
| 45 |
1.80% |
¥53,796 |
¥29,049,950 |
¥9,149,950 |
| 45 |
1.90% |
¥54,852 |
¥29,619,841 |
¥9,719,841 |
| 45 |
2.00% |
¥55,918 |
¥30,195,963 |
¥10,295,963 |
| 45 |
2.10% |
¥56,997 |
¥30,778,269 |
¥10,878,269 |
| 45 |
2.20% |
¥58,086 |
¥31,366,706 |
¥11,466,706 |
| 45 |
2.30% |
¥59,187 |
¥31,961,221 |
¥12,061,221 |
| 45 |
2.40% |
¥60,300 |
¥32,561,762 |
¥12,661,762 |
| 45 |
2.50% |
¥61,423 |
¥33,168,269 |
¥13,268,269 |
| 45 |
2.60% |
¥62,557 |
¥33,780,687 |
¥13,880,687 |
| 45 |
2.70% |
¥63,702 |
¥34,398,954 |
¥14,498,954 |
| 45 |
2.80% |
¥64,857 |
¥35,023,009 |
¥15,123,009 |
| 45 |
2.90% |
¥66,024 |
¥35,652,790 |
¥15,752,790 |
| 45 |
3.00% |
¥67,200 |
¥36,288,233 |
¥16,388,233 |
1990万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥47,545 |
¥22,821,610 |
¥2,921,610 |
| 40 |
0.80% |
¥48,459 |
¥23,260,101 |
¥3,360,101 |
| 40 |
0.90% |
¥49,383 |
¥23,703,839 |
¥3,803,839 |
| 40 |
1.00% |
¥50,318 |
¥24,152,809 |
¥4,252,809 |
| 40 |
1.10% |
¥51,265 |
¥24,606,996 |
¥4,706,996 |
| 40 |
1.20% |
¥52,222 |
¥25,066,380 |
¥5,166,380 |
| 40 |
1.30% |
¥53,189 |
¥25,530,943 |
¥5,630,943 |
| 40 |
1.40% |
¥54,168 |
¥26,000,663 |
¥6,100,663 |
| 40 |
1.50% |
¥55,157 |
¥26,475,517 |
¥6,575,517 |
| 40 |
1.60% |
¥56,157 |
¥26,955,481 |
¥7,055,481 |
| 40 |
1.70% |
¥57,168 |
¥27,440,530 |
¥7,540,530 |
| 40 |
1.80% |
¥58,189 |
¥27,930,636 |
¥8,030,636 |
| 40 |
1.90% |
¥59,220 |
¥28,425,771 |
¥8,525,771 |
| 40 |
2.00% |
¥60,262 |
¥28,925,905 |
¥9,025,905 |
| 40 |
2.10% |
¥61,315 |
¥29,431,006 |
¥9,531,006 |
| 40 |
2.20% |
¥62,377 |
¥29,941,043 |
¥10,041,043 |
| 40 |
2.30% |
¥63,450 |
¥30,455,980 |
¥10,555,980 |
| 40 |
2.40% |
¥64,533 |
¥30,975,783 |
¥11,075,783 |
| 40 |
2.50% |
¥65,626 |
¥31,500,416 |
¥11,600,416 |
| 40 |
2.60% |
¥66,729 |
¥32,029,841 |
¥12,129,841 |
| 40 |
2.70% |
¥67,842 |
¥32,564,020 |
¥12,664,020 |
| 40 |
2.80% |
¥68,964 |
¥33,102,912 |
¥13,202,912 |
| 40 |
2.90% |
¥70,097 |
¥33,646,476 |
¥13,746,476 |
| 40 |
3.00% |
¥71,239 |
¥34,194,672 |
¥14,294,672 |
1990万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥53,436 |
¥22,442,967 |
¥2,542,967 |
| 35 |
0.80% |
¥54,339 |
¥22,822,433 |
¥2,922,433 |
| 35 |
0.90% |
¥55,252 |
¥23,205,927 |
¥3,305,927 |
| 35 |
1.00% |
¥56,175 |
¥23,593,439 |
¥3,693,439 |
| 35 |
1.10% |
¥57,107 |
¥23,984,959 |
¥4,084,959 |
| 35 |
1.20% |
¥58,049 |
¥24,380,477 |
¥4,480,477 |
| 35 |
1.30% |
¥59,000 |
¥24,779,981 |
¥4,879,981 |
| 35 |
1.40% |
¥59,961 |
¥25,183,458 |
¥5,283,458 |
| 35 |
1.50% |
¥60,931 |
¥25,590,895 |
¥5,690,895 |
| 35 |
1.60% |
¥61,910 |
¥26,002,278 |
¥6,102,278 |
| 35 |
1.70% |
¥62,899 |
¥26,417,591 |
¥6,517,591 |
| 35 |
1.80% |
¥63,897 |
¥26,836,817 |
¥6,936,817 |
| 35 |
1.90% |
¥64,905 |
¥27,259,940 |
¥7,359,940 |
| 35 |
2.00% |
¥65,921 |
¥27,686,942 |
¥7,786,942 |
| 35 |
2.10% |
¥66,947 |
¥28,117,804 |
¥8,217,804 |
| 35 |
2.20% |
¥67,982 |
¥28,552,507 |
¥8,652,507 |
| 35 |
2.30% |
¥69,026 |
¥28,991,030 |
¥9,091,030 |
| 35 |
2.40% |
¥70,079 |
¥29,433,351 |
¥9,533,351 |
| 35 |
2.50% |
¥71,142 |
¥29,879,450 |
¥9,979,450 |
| 35 |
2.60% |
¥72,213 |
¥30,329,303 |
¥10,429,303 |
| 35 |
2.70% |
¥73,293 |
¥30,782,887 |
¥10,882,887 |
| 35 |
2.80% |
¥74,381 |
¥31,240,178 |
¥11,340,178 |
| 35 |
2.90% |
¥75,479 |
¥31,701,150 |
¥11,801,150 |
| 35 |
3.00% |
¥76,585 |
¥32,165,779 |
¥12,265,779 |
1990万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥61,301 |
¥22,068,361 |
¥2,168,361 |
| 30 |
0.80% |
¥62,195 |
¥22,390,029 |
¥2,490,029 |
| 30 |
0.90% |
¥63,096 |
¥22,714,662 |
¥2,814,662 |
| 30 |
1.00% |
¥64,006 |
¥23,042,255 |
¥3,142,255 |
| 30 |
1.10% |
¥64,924 |
¥23,372,803 |
¥3,472,803 |
| 30 |
1.20% |
¥65,851 |
¥23,706,299 |
¥3,806,299 |
| 30 |
1.30% |
¥66,785 |
¥24,042,737 |
¥4,142,737 |
| 30 |
1.40% |
¥67,728 |
¥24,382,111 |
¥4,482,111 |
| 30 |
1.50% |
¥68,679 |
¥24,724,412 |
¥4,824,412 |
| 30 |
1.60% |
¥69,638 |
¥25,069,633 |
¥5,169,633 |
| 30 |
1.70% |
¥70,605 |
¥25,417,765 |
¥5,517,765 |
| 30 |
1.80% |
¥71,580 |
¥25,768,800 |
¥5,868,800 |
| 30 |
1.90% |
¥72,563 |
¥26,122,728 |
¥6,222,728 |
| 30 |
2.00% |
¥73,554 |
¥26,479,539 |
¥6,579,539 |
| 30 |
2.10% |
¥74,553 |
¥26,839,223 |
¥6,939,223 |
| 30 |
2.20% |
¥75,560 |
¥27,201,768 |
¥7,301,768 |
| 30 |
2.30% |
¥76,575 |
¥27,567,164 |
¥7,667,164 |
| 30 |
2.40% |
¥77,598 |
¥27,935,399 |
¥8,035,399 |
| 30 |
2.50% |
¥78,629 |
¥28,306,461 |
¥8,406,461 |
| 30 |
2.60% |
¥79,668 |
¥28,680,337 |
¥8,780,337 |
| 30 |
2.70% |
¥80,714 |
¥29,057,014 |
¥9,157,014 |
| 30 |
2.80% |
¥81,768 |
¥29,436,478 |
¥9,536,478 |
| 30 |
2.90% |
¥82,830 |
¥29,818,716 |
¥9,918,716 |
| 30 |
3.00% |
¥83,899 |
¥30,203,713 |
¥10,303,713 |
1990万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥72,326 |
¥21,697,799 |
¥1,797,799 |
| 25 |
0.80% |
¥73,210 |
¥21,962,900 |
¥2,062,900 |
| 25 |
0.90% |
¥74,100 |
¥22,230,063 |
¥2,330,063 |
| 25 |
1.00% |
¥74,998 |
¥22,499,286 |
¥2,599,286 |
| 25 |
1.10% |
¥75,902 |
¥22,770,566 |
¥2,870,566 |
| 25 |
1.20% |
¥76,813 |
¥23,043,901 |
¥3,143,901 |
| 25 |
1.30% |
¥77,731 |
¥23,319,287 |
¥3,419,287 |
| 25 |
1.40% |
¥78,656 |
¥23,596,721 |
¥3,696,721 |
| 25 |
1.50% |
¥79,587 |
¥23,876,199 |
¥3,976,199 |
| 25 |
1.60% |
¥80,526 |
¥24,157,717 |
¥4,257,717 |
| 25 |
1.70% |
¥81,471 |
¥24,441,271 |
¥4,541,271 |
| 25 |
1.80% |
¥82,423 |
¥24,726,857 |
¥4,826,857 |
| 25 |
1.90% |
¥83,382 |
¥25,014,469 |
¥5,114,469 |
| 25 |
2.00% |
¥84,347 |
¥25,304,104 |
¥5,404,104 |
| 25 |
2.10% |
¥85,319 |
¥25,595,755 |
¥5,695,755 |
| 25 |
2.20% |
¥86,298 |
¥25,889,418 |
¥5,989,418 |
| 25 |
2.30% |
¥87,284 |
¥26,185,087 |
¥6,285,087 |
| 25 |
2.40% |
¥88,276 |
¥26,482,756 |
¥6,582,756 |
| 25 |
2.50% |
¥89,275 |
¥26,782,419 |
¥6,882,419 |
| 25 |
2.60% |
¥90,280 |
¥27,084,070 |
¥7,184,070 |
| 25 |
2.70% |
¥91,292 |
¥27,387,701 |
¥7,487,701 |
| 25 |
2.80% |
¥92,311 |
¥27,693,308 |
¥7,793,308 |
| 25 |
2.90% |
¥93,336 |
¥28,000,881 |
¥8,100,881 |
| 25 |
3.00% |
¥94,368 |
¥28,310,415 |
¥8,410,415 |
1990万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥88,880 |
¥21,331,287 |
¥1,431,287 |
| 20 |
0.80% |
¥89,754 |
¥21,541,054 |
¥1,641,054 |
| 20 |
0.90% |
¥90,634 |
¥21,752,142 |
¥1,852,142 |
| 20 |
1.00% |
¥91,519 |
¥21,964,552 |
¥2,064,552 |
| 20 |
1.10% |
¥92,410 |
¥22,178,281 |
¥2,278,281 |
| 20 |
1.20% |
¥93,306 |
¥22,393,329 |
¥2,493,329 |
| 20 |
1.30% |
¥94,207 |
¥22,609,694 |
¥2,709,694 |
| 20 |
1.40% |
¥95,114 |
¥22,827,374 |
¥2,927,374 |
| 20 |
1.50% |
¥96,027 |
¥23,046,369 |
¥3,146,369 |
| 20 |
1.60% |
¥96,944 |
¥23,266,675 |
¥3,366,675 |
| 20 |
1.70% |
¥97,868 |
¥23,488,293 |
¥3,588,293 |
| 20 |
1.80% |
¥98,797 |
¥23,711,218 |
¥3,811,218 |
| 20 |
1.90% |
¥99,731 |
¥23,935,451 |
¥4,035,451 |
| 20 |
2.00% |
¥100,671 |
¥24,160,988 |
¥4,260,988 |
| 20 |
2.10% |
¥101,616 |
¥24,387,828 |
¥4,487,828 |
| 20 |
2.20% |
¥102,567 |
¥24,615,967 |
¥4,715,967 |
| 20 |
2.30% |
¥103,523 |
¥24,845,404 |
¥4,945,404 |
| 20 |
2.40% |
¥104,484 |
¥25,076,137 |
¥5,176,137 |
| 20 |
2.50% |
¥105,451 |
¥25,308,162 |
¥5,408,162 |
| 20 |
2.60% |
¥106,423 |
¥25,541,477 |
¥5,641,477 |
| 20 |
2.70% |
¥107,400 |
¥25,776,080 |
¥5,876,080 |
| 20 |
2.80% |
¥108,383 |
¥26,011,967 |
¥6,111,967 |
| 20 |
2.90% |
¥109,371 |
¥26,249,135 |
¥6,349,135 |
| 20 |
3.00% |
¥110,365 |
¥26,487,581 |
¥6,587,581 |
1990万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥116,493 |
¥20,968,828 |
¥1,068,828 |
| 15 |
0.80% |
¥117,358 |
¥21,124,499 |
¥1,224,499 |
| 15 |
0.90% |
¥118,227 |
¥21,280,914 |
¥1,380,914 |
| 15 |
1.00% |
¥119,100 |
¥21,438,074 |
¥1,538,074 |
| 15 |
1.10% |
¥119,978 |
¥21,595,976 |
¥1,695,976 |
| 15 |
1.20% |
¥120,859 |
¥21,754,623 |
¥1,854,623 |
| 15 |
1.30% |
¥121,745 |
¥21,914,011 |
¥2,014,011 |
| 15 |
1.40% |
¥122,634 |
¥22,074,142 |
¥2,174,142 |
| 15 |
1.50% |
¥123,528 |
¥22,235,015 |
¥2,335,015 |
| 15 |
1.60% |
¥124,426 |
¥22,396,629 |
¥2,496,629 |
| 15 |
1.70% |
¥125,328 |
¥22,558,983 |
¥2,658,983 |
| 15 |
1.80% |
¥126,234 |
¥22,722,077 |
¥2,822,077 |
| 15 |
1.90% |
¥127,144 |
¥22,885,910 |
¥2,985,910 |
| 15 |
2.00% |
¥128,058 |
¥23,050,482 |
¥3,150,482 |
| 15 |
2.10% |
¥128,977 |
¥23,215,791 |
¥3,315,791 |
| 15 |
2.20% |
¥129,899 |
¥23,381,837 |
¥3,481,837 |
| 15 |
2.30% |
¥130,826 |
¥23,548,620 |
¥3,648,620 |
| 15 |
2.40% |
¥131,756 |
¥23,716,137 |
¥3,816,137 |
| 15 |
2.50% |
¥132,691 |
¥23,884,389 |
¥3,984,389 |
| 15 |
2.60% |
¥133,630 |
¥24,053,375 |
¥4,153,375 |
| 15 |
2.70% |
¥134,573 |
¥24,223,093 |
¥4,323,093 |
| 15 |
2.80% |
¥135,520 |
¥24,393,543 |
¥4,493,543 |
| 15 |
2.90% |
¥136,471 |
¥24,564,724 |
¥4,664,724 |
| 15 |
3.00% |
¥137,426 |
¥24,736,634 |
¥4,836,634 |
1990万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥171,754 |
¥20,610,426 |
¥710,426 |
| 10 |
0.80% |
¥172,610 |
¥20,713,241 |
¥813,241 |
| 10 |
0.90% |
¥173,470 |
¥20,816,387 |
¥916,387 |
| 10 |
1.00% |
¥174,332 |
¥20,919,864 |
¥1,019,864 |
| 10 |
1.10% |
¥175,197 |
¥21,023,672 |
¥1,123,672 |
| 10 |
1.20% |
¥176,065 |
¥21,127,811 |
¥1,227,811 |
| 10 |
1.30% |
¥176,936 |
¥21,232,280 |
¥1,332,280 |
| 10 |
1.40% |
¥177,809 |
¥21,337,080 |
¥1,437,080 |
| 10 |
1.50% |
¥178,685 |
¥21,442,210 |
¥1,542,210 |
| 10 |
1.60% |
¥179,564 |
¥21,547,671 |
¥1,647,671 |
| 10 |
1.70% |
¥180,446 |
¥21,653,461 |
¥1,753,461 |
| 10 |
1.80% |
¥181,330 |
¥21,759,582 |
¥1,859,582 |
| 10 |
1.90% |
¥182,217 |
¥21,866,033 |
¥1,966,033 |
| 10 |
2.00% |
¥183,107 |
¥21,972,813 |
¥2,072,813 |
| 10 |
2.10% |
¥183,999 |
¥22,079,922 |
¥2,179,922 |
| 10 |
2.20% |
¥184,895 |
¥22,187,361 |
¥2,287,361 |
| 10 |
2.30% |
¥185,793 |
¥22,295,130 |
¥2,395,130 |
| 10 |
2.40% |
¥186,694 |
¥22,403,227 |
¥2,503,227 |
| 10 |
2.50% |
¥187,597 |
¥22,511,653 |
¥2,611,653 |
| 10 |
2.60% |
¥188,503 |
¥22,620,407 |
¥2,720,407 |
| 10 |
2.70% |
¥189,412 |
¥22,729,490 |
¥2,829,490 |
| 10 |
2.80% |
¥190,324 |
¥22,838,901 |
¥2,938,901 |
| 10 |
2.90% |
¥191,239 |
¥22,948,639 |
¥3,048,639 |
| 10 |
3.00% |
¥192,156 |
¥23,058,706 |
¥3,158,706 |