2000万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2000万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2000万円の住宅ローン|期間・年数別
2000万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥39,516 |
¥23,709,525 |
¥3,709,525 |
| 50 |
0.80% |
¥40,454 |
¥24,272,536 |
¥4,272,536 |
| 50 |
0.90% |
¥41,406 |
¥24,843,740 |
¥4,843,740 |
| 50 |
1.00% |
¥42,372 |
¥25,423,102 |
¥5,423,102 |
| 50 |
1.10% |
¥43,351 |
¥26,010,581 |
¥6,010,581 |
| 50 |
1.20% |
¥44,344 |
¥26,606,134 |
¥6,606,134 |
| 50 |
1.30% |
¥45,350 |
¥27,209,716 |
¥7,209,716 |
| 50 |
1.40% |
¥46,369 |
¥27,821,274 |
¥7,821,274 |
| 50 |
1.50% |
¥47,401 |
¥28,440,755 |
¥8,440,755 |
| 50 |
1.60% |
¥48,447 |
¥29,068,102 |
¥9,068,102 |
| 50 |
1.70% |
¥49,505 |
¥29,703,253 |
¥9,703,253 |
| 50 |
1.80% |
¥50,577 |
¥30,346,144 |
¥10,346,144 |
| 50 |
1.90% |
¥51,661 |
¥30,996,708 |
¥10,996,708 |
| 50 |
2.00% |
¥52,758 |
¥31,654,875 |
¥11,654,875 |
| 50 |
2.10% |
¥53,868 |
¥32,320,572 |
¥12,320,572 |
| 50 |
2.20% |
¥54,990 |
¥32,993,722 |
¥12,993,722 |
| 50 |
2.30% |
¥56,124 |
¥33,674,247 |
¥13,674,247 |
| 50 |
2.40% |
¥57,270 |
¥34,362,066 |
¥14,362,066 |
| 50 |
2.50% |
¥58,428 |
¥35,057,094 |
¥15,057,094 |
| 50 |
2.60% |
¥59,599 |
¥35,759,246 |
¥15,759,246 |
| 50 |
2.70% |
¥60,781 |
¥36,468,434 |
¥16,468,434 |
| 50 |
2.80% |
¥61,974 |
¥37,184,567 |
¥17,184,567 |
| 50 |
2.90% |
¥63,179 |
¥37,907,554 |
¥17,907,554 |
| 50 |
3.00% |
¥64,395 |
¥38,637,300 |
¥18,637,300 |
2000万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥43,187 |
¥23,320,887 |
¥3,320,887 |
| 45 |
0.80% |
¥44,115 |
¥23,822,129 |
¥3,822,129 |
| 45 |
0.90% |
¥45,056 |
¥24,330,028 |
¥4,330,028 |
| 45 |
1.00% |
¥46,008 |
¥24,844,559 |
¥4,844,559 |
| 45 |
1.10% |
¥46,974 |
¥25,365,697 |
¥5,365,697 |
| 45 |
1.20% |
¥47,951 |
¥25,893,413 |
¥5,893,413 |
| 45 |
1.30% |
¥48,940 |
¥26,427,676 |
¥6,427,676 |
| 45 |
1.40% |
¥49,942 |
¥26,968,451 |
¥6,968,451 |
| 45 |
1.50% |
¥50,955 |
¥27,515,704 |
¥7,515,704 |
| 45 |
1.60% |
¥51,980 |
¥28,069,395 |
¥8,069,395 |
| 45 |
1.70% |
¥53,018 |
¥28,629,485 |
¥8,629,485 |
| 45 |
1.80% |
¥54,067 |
¥29,195,929 |
¥9,195,929 |
| 45 |
1.90% |
¥55,127 |
¥29,768,684 |
¥9,768,684 |
| 45 |
2.00% |
¥56,199 |
¥30,347,702 |
¥10,347,702 |
| 45 |
2.10% |
¥57,283 |
¥30,932,933 |
¥10,932,933 |
| 45 |
2.20% |
¥58,378 |
¥31,524,327 |
¥11,524,327 |
| 45 |
2.30% |
¥59,485 |
¥32,121,831 |
¥12,121,831 |
| 45 |
2.40% |
¥60,603 |
¥32,725,388 |
¥12,725,388 |
| 45 |
2.50% |
¥61,731 |
¥33,334,944 |
¥13,334,944 |
| 45 |
2.60% |
¥62,871 |
¥33,950,439 |
¥13,950,439 |
| 45 |
2.70% |
¥64,022 |
¥34,571,813 |
¥14,571,813 |
| 45 |
2.80% |
¥65,183 |
¥35,199,004 |
¥15,199,004 |
| 45 |
2.90% |
¥66,355 |
¥35,831,950 |
¥15,831,950 |
| 45 |
3.00% |
¥67,538 |
¥36,470,586 |
¥16,470,586 |
2000万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥47,784 |
¥22,936,291 |
¥2,936,291 |
| 40 |
0.80% |
¥48,702 |
¥23,376,985 |
¥3,376,985 |
| 40 |
0.90% |
¥49,631 |
¥23,822,954 |
¥3,822,954 |
| 40 |
1.00% |
¥50,571 |
¥24,274,180 |
¥4,274,180 |
| 40 |
1.10% |
¥51,522 |
¥24,730,649 |
¥4,730,649 |
| 40 |
1.20% |
¥52,484 |
¥25,192,342 |
¥5,192,342 |
| 40 |
1.30% |
¥53,457 |
¥25,659,239 |
¥5,659,239 |
| 40 |
1.40% |
¥54,440 |
¥26,131,320 |
¥6,131,320 |
| 40 |
1.50% |
¥55,434 |
¥26,608,560 |
¥6,608,560 |
| 40 |
1.60% |
¥56,439 |
¥27,090,936 |
¥7,090,936 |
| 40 |
1.70% |
¥57,455 |
¥27,578,422 |
¥7,578,422 |
| 40 |
1.80% |
¥58,481 |
¥28,070,991 |
¥8,070,991 |
| 40 |
1.90% |
¥59,518 |
¥28,568,614 |
¥8,568,614 |
| 40 |
2.00% |
¥60,565 |
¥29,071,261 |
¥9,071,261 |
| 40 |
2.10% |
¥61,623 |
¥29,578,901 |
¥9,578,901 |
| 40 |
2.20% |
¥62,691 |
¥30,091,500 |
¥10,091,500 |
| 40 |
2.30% |
¥63,769 |
¥30,609,025 |
¥10,609,025 |
| 40 |
2.40% |
¥64,857 |
¥31,131,441 |
¥11,131,441 |
| 40 |
2.50% |
¥65,956 |
¥31,658,710 |
¥11,658,710 |
| 40 |
2.60% |
¥67,064 |
¥32,190,795 |
¥12,190,795 |
| 40 |
2.70% |
¥68,183 |
¥32,727,658 |
¥12,727,658 |
| 40 |
2.80% |
¥69,311 |
¥33,269,258 |
¥13,269,258 |
| 40 |
2.90% |
¥70,449 |
¥33,815,554 |
¥13,815,554 |
| 40 |
3.00% |
¥71,597 |
¥34,366,505 |
¥14,366,505 |
2000万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥53,704 |
¥22,555,745 |
¥2,555,745 |
| 35 |
0.80% |
¥54,612 |
¥22,937,119 |
¥2,937,119 |
| 35 |
0.90% |
¥55,530 |
¥23,322,540 |
¥3,322,540 |
| 35 |
1.00% |
¥56,457 |
¥23,711,999 |
¥3,711,999 |
| 35 |
1.10% |
¥57,394 |
¥24,105,486 |
¥4,105,486 |
| 35 |
1.20% |
¥58,340 |
¥24,502,992 |
¥4,502,992 |
| 35 |
1.30% |
¥59,296 |
¥24,904,503 |
¥4,904,503 |
| 35 |
1.40% |
¥60,262 |
¥25,310,008 |
¥5,310,008 |
| 35 |
1.50% |
¥61,237 |
¥25,719,493 |
¥5,719,493 |
| 35 |
1.60% |
¥62,221 |
¥26,132,943 |
¥6,132,943 |
| 35 |
1.70% |
¥63,215 |
¥26,550,342 |
¥6,550,342 |
| 35 |
1.80% |
¥64,218 |
¥26,971,675 |
¥6,971,675 |
| 35 |
1.90% |
¥65,231 |
¥27,396,925 |
¥7,396,925 |
| 35 |
2.00% |
¥66,253 |
¥27,826,073 |
¥7,826,073 |
| 35 |
2.10% |
¥67,284 |
¥28,259,100 |
¥8,259,100 |
| 35 |
2.20% |
¥68,324 |
¥28,695,987 |
¥8,695,987 |
| 35 |
2.30% |
¥69,373 |
¥29,136,713 |
¥9,136,713 |
| 35 |
2.40% |
¥70,432 |
¥29,581,258 |
¥9,581,258 |
| 35 |
2.50% |
¥71,499 |
¥30,029,598 |
¥10,029,598 |
| 35 |
2.60% |
¥72,576 |
¥30,481,712 |
¥10,481,712 |
| 35 |
2.70% |
¥73,661 |
¥30,937,575 |
¥10,937,575 |
| 35 |
2.80% |
¥74,755 |
¥31,397,163 |
¥11,397,163 |
| 35 |
2.90% |
¥75,858 |
¥31,860,452 |
¥11,860,452 |
| 35 |
3.00% |
¥76,970 |
¥32,327,416 |
¥12,327,416 |
2000万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥61,609 |
¥22,179,257 |
¥2,179,257 |
| 30 |
0.80% |
¥62,507 |
¥22,502,542 |
¥2,502,542 |
| 30 |
0.90% |
¥63,413 |
¥22,828,806 |
¥2,828,806 |
| 30 |
1.00% |
¥64,328 |
¥23,158,045 |
¥3,158,045 |
| 30 |
1.10% |
¥65,251 |
¥23,490,254 |
¥3,490,254 |
| 30 |
1.20% |
¥66,182 |
¥23,825,426 |
¥3,825,426 |
| 30 |
1.30% |
¥67,121 |
¥24,163,555 |
¥4,163,555 |
| 30 |
1.40% |
¥68,068 |
¥24,504,634 |
¥4,504,634 |
| 30 |
1.50% |
¥69,024 |
¥24,848,655 |
¥4,848,655 |
| 30 |
1.60% |
¥69,988 |
¥25,195,611 |
¥5,195,611 |
| 30 |
1.70% |
¥70,960 |
¥25,545,493 |
¥5,545,493 |
| 30 |
1.80% |
¥71,940 |
¥25,898,292 |
¥5,898,292 |
| 30 |
1.90% |
¥72,928 |
¥26,253,998 |
¥6,253,998 |
| 30 |
2.00% |
¥73,924 |
¥26,612,602 |
¥6,612,602 |
| 30 |
2.10% |
¥74,928 |
¥26,974,093 |
¥6,974,093 |
| 30 |
2.20% |
¥75,940 |
¥27,338,461 |
¥7,338,461 |
| 30 |
2.30% |
¥76,960 |
¥27,705,693 |
¥7,705,693 |
| 30 |
2.40% |
¥77,988 |
¥28,075,778 |
¥8,075,778 |
| 30 |
2.50% |
¥79,024 |
¥28,448,705 |
¥8,448,705 |
| 30 |
2.60% |
¥80,068 |
¥28,824,459 |
¥8,824,459 |
| 30 |
2.70% |
¥81,120 |
¥29,203,029 |
¥9,203,029 |
| 30 |
2.80% |
¥82,179 |
¥29,584,400 |
¥9,584,400 |
| 30 |
2.90% |
¥83,246 |
¥29,968,559 |
¥9,968,559 |
| 30 |
3.00% |
¥84,321 |
¥30,355,490 |
¥10,355,490 |
2000万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥72,689 |
¥21,806,834 |
¥1,806,834 |
| 25 |
0.80% |
¥73,578 |
¥22,073,266 |
¥2,073,266 |
| 25 |
0.90% |
¥74,473 |
¥22,341,771 |
¥2,341,771 |
| 25 |
1.00% |
¥75,374 |
¥22,612,347 |
¥2,612,347 |
| 25 |
1.10% |
¥76,283 |
¥22,884,991 |
¥2,884,991 |
| 25 |
1.20% |
¥77,199 |
¥23,159,699 |
¥3,159,699 |
| 25 |
1.30% |
¥78,122 |
¥23,436,469 |
¥3,436,469 |
| 25 |
1.40% |
¥79,051 |
¥23,715,297 |
¥3,715,297 |
| 25 |
1.50% |
¥79,987 |
¥23,996,180 |
¥3,996,180 |
| 25 |
1.60% |
¥80,930 |
¥24,279,112 |
¥4,279,112 |
| 25 |
1.70% |
¥81,880 |
¥24,564,091 |
¥4,564,091 |
| 25 |
1.80% |
¥82,837 |
¥24,851,112 |
¥4,851,112 |
| 25 |
1.90% |
¥83,801 |
¥25,140,170 |
¥5,140,170 |
| 25 |
2.00% |
¥84,771 |
¥25,431,260 |
¥5,431,260 |
| 25 |
2.10% |
¥85,748 |
¥25,724,377 |
¥5,724,377 |
| 25 |
2.20% |
¥86,732 |
¥26,019,516 |
¥6,019,516 |
| 25 |
2.30% |
¥87,722 |
¥26,316,671 |
¥6,316,671 |
| 25 |
2.40% |
¥88,719 |
¥26,615,835 |
¥6,615,835 |
| 25 |
2.50% |
¥89,723 |
¥26,917,004 |
¥6,917,004 |
| 25 |
2.60% |
¥90,734 |
¥27,220,170 |
¥7,220,170 |
| 25 |
2.70% |
¥91,751 |
¥27,525,328 |
¥7,525,328 |
| 25 |
2.80% |
¥92,775 |
¥27,832,470 |
¥7,832,470 |
| 25 |
2.90% |
¥93,805 |
¥28,141,589 |
¥8,141,589 |
| 25 |
3.00% |
¥94,842 |
¥28,452,679 |
¥8,452,679 |
2000万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥89,327 |
¥21,438,479 |
¥1,438,479 |
| 20 |
0.80% |
¥90,205 |
¥21,649,300 |
¥1,649,300 |
| 20 |
0.90% |
¥91,089 |
¥21,861,450 |
¥1,861,450 |
| 20 |
1.00% |
¥91,979 |
¥22,074,927 |
¥2,074,927 |
| 20 |
1.10% |
¥92,874 |
¥22,289,730 |
¥2,289,730 |
| 20 |
1.20% |
¥93,774 |
¥22,505,858 |
¥2,505,858 |
| 20 |
1.30% |
¥94,680 |
¥22,723,311 |
¥2,723,311 |
| 20 |
1.40% |
¥95,592 |
¥22,942,085 |
¥2,942,085 |
| 20 |
1.50% |
¥96,509 |
¥23,162,180 |
¥3,162,180 |
| 20 |
1.60% |
¥97,432 |
¥23,383,593 |
¥3,383,593 |
| 20 |
1.70% |
¥98,360 |
¥23,606,324 |
¥3,606,324 |
| 20 |
1.80% |
¥99,293 |
¥23,830,370 |
¥3,830,370 |
| 20 |
1.90% |
¥100,232 |
¥24,055,730 |
¥4,055,730 |
| 20 |
2.00% |
¥101,177 |
¥24,282,400 |
¥4,282,400 |
| 20 |
2.10% |
¥102,127 |
¥24,510,379 |
¥4,510,379 |
| 20 |
2.20% |
¥103,082 |
¥24,739,665 |
¥4,739,665 |
| 20 |
2.30% |
¥104,043 |
¥24,970,256 |
¥4,970,256 |
| 20 |
2.40% |
¥105,009 |
¥25,202,148 |
¥5,202,148 |
| 20 |
2.50% |
¥105,981 |
¥25,435,339 |
¥5,435,339 |
| 20 |
2.60% |
¥106,958 |
¥25,669,826 |
¥5,669,826 |
| 20 |
2.70% |
¥107,940 |
¥25,905,608 |
¥5,905,608 |
| 20 |
2.80% |
¥108,928 |
¥26,142,680 |
¥6,142,680 |
| 20 |
2.90% |
¥109,921 |
¥26,381,040 |
¥6,381,040 |
| 20 |
3.00% |
¥110,920 |
¥26,620,685 |
¥6,620,685 |
2000万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥117,079 |
¥21,074,199 |
¥1,074,199 |
| 15 |
0.80% |
¥117,948 |
¥21,230,652 |
¥1,230,652 |
| 15 |
0.90% |
¥118,821 |
¥21,387,853 |
¥1,387,853 |
| 15 |
1.00% |
¥119,699 |
¥21,545,803 |
¥1,545,803 |
| 15 |
1.10% |
¥120,581 |
¥21,704,499 |
¥1,704,499 |
| 15 |
1.20% |
¥121,466 |
¥21,863,942 |
¥1,863,942 |
| 15 |
1.30% |
¥122,356 |
¥22,024,132 |
¥2,024,132 |
| 15 |
1.40% |
¥123,250 |
¥22,185,068 |
¥2,185,068 |
| 15 |
1.50% |
¥124,149 |
¥22,346,749 |
¥2,346,749 |
| 15 |
1.60% |
¥125,051 |
¥22,509,175 |
¥2,509,175 |
| 15 |
1.70% |
¥125,957 |
¥22,672,345 |
¥2,672,345 |
| 15 |
1.80% |
¥126,868 |
¥22,836,258 |
¥2,836,258 |
| 15 |
1.90% |
¥127,783 |
¥23,000,915 |
¥3,000,915 |
| 15 |
2.00% |
¥128,702 |
¥23,166,313 |
¥3,166,313 |
| 15 |
2.10% |
¥129,625 |
¥23,332,453 |
¥3,332,453 |
| 15 |
2.20% |
¥130,552 |
¥23,499,334 |
¥3,499,334 |
| 15 |
2.30% |
¥131,483 |
¥23,666,954 |
¥3,666,954 |
| 15 |
2.40% |
¥132,418 |
¥23,835,314 |
¥3,835,314 |
| 15 |
2.50% |
¥133,358 |
¥24,004,412 |
¥4,004,412 |
| 15 |
2.60% |
¥134,301 |
¥24,174,246 |
¥4,174,246 |
| 15 |
2.70% |
¥135,249 |
¥24,344,818 |
¥4,344,818 |
| 15 |
2.80% |
¥136,201 |
¥24,516,124 |
¥4,516,124 |
| 15 |
2.90% |
¥137,156 |
¥24,688,165 |
¥4,688,165 |
| 15 |
3.00% |
¥138,116 |
¥24,860,939 |
¥4,860,939 |
2000万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥172,617 |
¥20,713,996 |
¥713,996 |
| 10 |
0.80% |
¥173,478 |
¥20,817,328 |
¥817,328 |
| 10 |
0.90% |
¥174,342 |
¥20,920,992 |
¥920,992 |
| 10 |
1.00% |
¥175,208 |
¥21,024,989 |
¥1,024,989 |
| 10 |
1.10% |
¥176,078 |
¥21,129,319 |
¥1,129,319 |
| 10 |
1.20% |
¥176,950 |
¥21,233,981 |
¥1,233,981 |
| 10 |
1.30% |
¥177,825 |
¥21,338,975 |
¥1,338,975 |
| 10 |
1.40% |
¥178,703 |
¥21,444,301 |
¥1,444,301 |
| 10 |
1.50% |
¥179,583 |
¥21,549,960 |
¥1,549,960 |
| 10 |
1.60% |
¥180,466 |
¥21,655,950 |
¥1,655,950 |
| 10 |
1.70% |
¥181,352 |
¥21,762,273 |
¥1,762,273 |
| 10 |
1.80% |
¥182,241 |
¥21,868,927 |
¥1,868,927 |
| 10 |
1.90% |
¥183,133 |
¥21,975,912 |
¥1,975,912 |
| 10 |
2.00% |
¥184,027 |
¥22,083,229 |
¥2,083,229 |
| 10 |
2.10% |
¥184,924 |
¥22,190,877 |
¥2,190,877 |
| 10 |
2.20% |
¥185,824 |
¥22,298,856 |
¥2,298,856 |
| 10 |
2.30% |
¥186,726 |
¥22,407,165 |
¥2,407,165 |
| 10 |
2.40% |
¥187,632 |
¥22,515,806 |
¥2,515,806 |
| 10 |
2.50% |
¥188,540 |
¥22,624,776 |
¥2,624,776 |
| 10 |
2.60% |
¥189,451 |
¥22,734,077 |
¥2,734,077 |
| 10 |
2.70% |
¥190,364 |
¥22,843,708 |
¥2,843,708 |
| 10 |
2.80% |
¥191,281 |
¥22,953,669 |
¥2,953,669 |
| 10 |
2.90% |
¥192,200 |
¥23,063,959 |
¥3,063,959 |
| 10 |
3.00% |
¥193,121 |
¥23,174,579 |
¥3,174,579 |