2010万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2010万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2010万円の住宅ローン｜期間・年数別
2010万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥39,713 | ¥23,828,072 | ¥3,728,072 |
| 50 | 0.80% | ¥40,656 | ¥24,393,899 | ¥4,293,899 |
| 50 | 0.90% | ¥41,613 | ¥24,967,959 | ¥4,867,959 |
| 50 | 1.00% | ¥42,584 | ¥25,550,217 | ¥5,450,217 |
| 50 | 1.10% | ¥43,568 | ¥26,140,634 | ¥6,040,634 |
| 50 | 1.20% | ¥44,565 | ¥26,739,165 | ¥6,639,165 |
| 50 | 1.30% | ¥45,576 | ¥27,345,764 | ¥7,245,764 |
| 50 | 1.40% | ¥46,601 | ¥27,960,380 | ¥7,860,380 |
| 50 | 1.50% | ¥47,638 | ¥28,582,959 | ¥8,482,959 |
| 50 | 1.60% | ¥48,689 | ¥29,213,442 | ¥9,113,442 |
| 50 | 1.70% | ¥49,753 | ¥29,851,769 | ¥9,751,769 |
| 50 | 1.80% | ¥50,830 | ¥30,497,875 | ¥10,397,875 |
| 50 | 1.90% | ¥51,919 | ¥31,151,692 | ¥11,051,692 |
| 50 | 2.00% | ¥53,022 | ¥31,813,150 | ¥11,713,150 |
| 50 | 2.10% | ¥54,137 | ¥32,482,175 | ¥12,382,175 |
| 50 | 2.20% | ¥55,264 | ¥33,158,691 | ¥13,058,691 |
| 50 | 2.30% | ¥56,404 | ¥33,842,619 | ¥13,742,619 |
| 50 | 2.40% | ¥57,556 | ¥34,533,876 | ¥14,433,876 |
| 50 | 2.50% | ¥58,721 | ¥35,232,380 | ¥15,132,380 |
| 50 | 2.60% | ¥59,897 | ¥35,938,043 | ¥15,838,043 |
| 50 | 2.70% | ¥61,085 | ¥36,650,776 | ¥16,550,776 |
| 50 | 2.80% | ¥62,284 | ¥37,370,490 | ¥17,270,490 |
| 50 | 2.90% | ¥63,495 | ¥38,097,092 | ¥17,997,092 |
| 50 | 3.00% | ¥64,717 | ¥38,830,486 | ¥18,730,486 |
2010万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥43,403 | ¥23,437,491 | ¥3,337,491 |
| 45 | 0.80% | ¥44,336 | ¥23,941,240 | ¥3,841,240 |
| 45 | 0.90% | ¥45,281 | ¥24,451,678 | ¥4,351,678 |
| 45 | 1.00% | ¥46,238 | ¥24,968,782 | ¥4,868,782 |
| 45 | 1.10% | ¥47,208 | ¥25,492,526 | ¥5,392,526 |
| 45 | 1.20% | ¥48,191 | ¥26,022,880 | ¥5,922,880 |
| 45 | 1.30% | ¥49,185 | ¥26,559,814 | ¥6,459,814 |
| 45 | 1.40% | ¥50,191 | ¥27,103,294 | ¥7,003,294 |
| 45 | 1.50% | ¥51,210 | ¥27,653,283 | ¥7,553,283 |
| 45 | 1.60% | ¥52,240 | ¥28,209,742 | ¥8,109,742 |
| 45 | 1.70% | ¥53,283 | ¥28,772,632 | ¥8,672,632 |
| 45 | 1.80% | ¥54,337 | ¥29,341,909 | ¥9,241,909 |
| 45 | 1.90% | ¥55,403 | ¥29,917,528 | ¥9,817,528 |
| 45 | 2.00% | ¥56,480 | ¥30,499,440 | ¥10,399,440 |
| 45 | 2.10% | ¥57,570 | ¥31,087,598 | ¥10,987,598 |
| 45 | 2.20% | ¥58,670 | ¥31,681,949 | ¥11,581,949 |
| 45 | 2.30% | ¥59,782 | ¥32,282,440 | ¥12,182,440 |
| 45 | 2.40% | ¥60,906 | ¥32,889,015 | ¥12,789,015 |
| 45 | 2.50% | ¥62,040 | ¥33,501,619 | ¥13,401,619 |
| 45 | 2.60% | ¥63,186 | ¥34,120,191 | ¥14,020,191 |
| 45 | 2.70% | ¥64,342 | ¥34,744,672 | ¥14,644,672 |
| 45 | 2.80% | ¥65,509 | ¥35,374,999 | ¥15,274,999 |
| 45 | 2.90% | ¥66,687 | ¥36,011,110 | ¥15,911,110 |
| 45 | 3.00% | ¥67,876 | ¥36,652,939 | ¥16,552,939 |
2010万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥48,023 | ¥23,050,973 | ¥2,950,973 |
| 40 | 0.80% | ¥48,946 | ¥23,493,870 | ¥3,393,870 |
| 40 | 0.90% | ¥49,879 | ¥23,942,068 | ¥3,842,068 |
| 40 | 1.00% | ¥50,824 | ¥24,395,551 | ¥4,295,551 |
| 40 | 1.10% | ¥51,780 | ¥24,854,302 | ¥4,754,302 |
| 40 | 1.20% | ¥52,746 | ¥25,318,304 | ¥5,218,304 |
| 40 | 1.30% | ¥53,724 | ¥25,787,536 | ¥5,687,536 |
| 40 | 1.40% | ¥54,712 | ¥26,261,976 | ¥6,161,976 |
| 40 | 1.50% | ¥55,712 | ¥26,741,603 | ¥6,641,603 |
| 40 | 1.60% | ¥56,722 | ¥27,226,391 | ¥7,126,391 |
| 40 | 1.70% | ¥57,742 | ¥27,716,314 | ¥7,616,314 |
| 40 | 1.80% | ¥58,774 | ¥28,211,346 | ¥8,111,346 |
| 40 | 1.90% | ¥59,816 | ¥28,711,457 | ¥8,611,457 |
| 40 | 2.00% | ¥60,868 | ¥29,216,618 | ¥9,116,618 |
| 40 | 2.10% | ¥61,931 | ¥29,726,795 | ¥9,626,795 |
| 40 | 2.20% | ¥63,004 | ¥30,241,958 | ¥10,141,958 |
| 40 | 2.30% | ¥64,088 | ¥30,762,070 | ¥10,662,070 |
| 40 | 2.40% | ¥65,181 | ¥31,287,098 | ¥11,187,098 |
| 40 | 2.50% | ¥66,285 | ¥31,817,003 | ¥11,717,003 |
| 40 | 2.60% | ¥67,399 | ¥32,351,749 | ¥12,251,749 |
| 40 | 2.70% | ¥68,524 | ¥32,891,296 | ¥12,791,296 |
| 40 | 2.80% | ¥69,658 | ¥33,435,604 | ¥13,335,604 |
| 40 | 2.90% | ¥70,801 | ¥33,984,632 | ¥13,884,632 |
| 40 | 3.00% | ¥71,955 | ¥34,538,337 | ¥14,438,337 |
2010万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥53,973 | ¥22,668,524 | ¥2,568,524 |
| 35 | 0.80% | ¥54,885 | ¥23,051,804 | ¥2,951,804 |
| 35 | 0.90% | ¥55,808 | ¥23,439,152 | ¥3,339,152 |
| 35 | 1.00% | ¥56,739 | ¥23,830,559 | ¥3,730,559 |
| 35 | 1.10% | ¥57,681 | ¥24,226,014 | ¥4,126,014 |
| 35 | 1.20% | ¥58,632 | ¥24,625,507 | ¥4,525,507 |
| 35 | 1.30% | ¥59,593 | ¥25,029,026 | ¥4,929,026 |
| 35 | 1.40% | ¥60,563 | ¥25,436,558 | ¥5,336,558 |
| 35 | 1.50% | ¥61,543 | ¥25,848,090 | ¥5,748,090 |
| 35 | 1.60% | ¥62,532 | ¥26,263,607 | ¥6,163,607 |
| 35 | 1.70% | ¥63,531 | ¥26,683,094 | ¥6,583,094 |
| 35 | 1.80% | ¥64,539 | ¥27,106,534 | ¥7,006,534 |
| 35 | 1.90% | ¥65,557 | ¥27,533,909 | ¥7,433,909 |
| 35 | 2.00% | ¥66,584 | ¥27,965,203 | ¥7,865,203 |
| 35 | 2.10% | ¥67,620 | ¥28,400,395 | ¥8,300,395 |
| 35 | 2.20% | ¥68,665 | ¥28,839,467 | ¥8,739,467 |
| 35 | 2.30% | ¥69,720 | ¥29,282,397 | ¥9,182,397 |
| 35 | 2.40% | ¥70,784 | ¥29,729,164 | ¥9,629,164 |
| 35 | 2.50% | ¥71,857 | ¥30,179,746 | ¥10,079,746 |
| 35 | 2.60% | ¥72,938 | ¥30,634,120 | ¥10,534,120 |
| 35 | 2.70% | ¥74,029 | ¥31,092,263 | ¥10,992,263 |
| 35 | 2.80% | ¥75,129 | ¥31,554,149 | ¥11,454,149 |
| 35 | 2.90% | ¥76,238 | ¥32,019,755 | ¥11,919,755 |
| 35 | 3.00% | ¥77,355 | ¥32,489,053 | ¥12,389,053 |
2010万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥61,917 | ¥22,290,154 | ¥2,190,154 |
| 30 | 0.80% | ¥62,820 | ¥22,615,055 | ¥2,515,055 |
| 30 | 0.90% | ¥63,730 | ¥22,942,950 | ¥2,842,950 |
| 30 | 1.00% | ¥64,650 | ¥23,273,836 | ¥3,173,836 |
| 30 | 1.10% | ¥65,577 | ¥23,607,705 | ¥3,507,705 |
| 30 | 1.20% | ¥66,513 | ¥23,944,553 | ¥3,844,553 |
| 30 | 1.30% | ¥67,457 | ¥24,284,373 | ¥4,184,373 |
| 30 | 1.40% | ¥68,409 | ¥24,627,157 | ¥4,527,157 |
| 30 | 1.50% | ¥69,369 | ¥24,972,898 | ¥4,872,898 |
| 30 | 1.60% | ¥70,338 | ¥25,321,589 | ¥5,221,589 |
| 30 | 1.70% | ¥71,315 | ¥25,673,220 | ¥5,573,220 |
| 30 | 1.80% | ¥72,299 | ¥26,027,783 | ¥5,927,783 |
| 30 | 1.90% | ¥73,292 | ¥26,385,268 | ¥6,285,268 |
| 30 | 2.00% | ¥74,294 | ¥26,745,665 | ¥6,645,665 |
| 30 | 2.10% | ¥75,303 | ¥27,108,964 | ¥7,008,964 |
| 30 | 2.20% | ¥76,320 | ¥27,475,153 | ¥7,375,153 |
| 30 | 2.30% | ¥77,345 | ¥27,844,221 | ¥7,744,221 |
| 30 | 2.40% | ¥78,378 | ¥28,216,157 | ¥8,116,157 |
| 30 | 2.50% | ¥79,419 | ¥28,590,948 | ¥8,490,948 |
| 30 | 2.60% | ¥80,468 | ¥28,968,582 | ¥8,868,582 |
| 30 | 2.70% | ¥81,525 | ¥29,349,044 | ¥9,249,044 |
| 30 | 2.80% | ¥82,590 | ¥29,732,322 | ¥9,632,322 |
| 30 | 2.90% | ¥83,662 | ¥30,118,401 | ¥10,018,401 |
| 30 | 3.00% | ¥84,742 | ¥30,507,268 | ¥10,407,268 |
2010万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥73,053 | ¥21,915,868 | ¥1,815,868 |
| 25 | 0.80% | ¥73,945 | ¥22,183,632 | ¥2,083,632 |
| 25 | 0.90% | ¥74,845 | ¥22,453,480 | ¥2,353,480 |
| 25 | 1.00% | ¥75,751 | ¥22,725,409 | ¥2,625,409 |
| 25 | 1.10% | ¥76,665 | ¥22,999,416 | ¥2,899,416 |
| 25 | 1.20% | ¥77,585 | ¥23,275,498 | ¥3,175,498 |
| 25 | 1.30% | ¥78,512 | ¥23,553,651 | ¥3,453,651 |
| 25 | 1.40% | ¥79,446 | ¥23,833,874 | ¥3,733,874 |
| 25 | 1.50% | ¥80,387 | ¥24,116,160 | ¥4,016,160 |
| 25 | 1.60% | ¥81,335 | ¥24,400,508 | ¥4,300,508 |
| 25 | 1.70% | ¥82,290 | ¥24,686,912 | ¥4,586,912 |
| 25 | 1.80% | ¥83,251 | ¥24,975,368 | ¥4,875,368 |
| 25 | 1.90% | ¥84,220 | ¥25,265,871 | ¥5,165,871 |
| 25 | 2.00% | ¥85,195 | ¥25,558,417 | ¥5,458,417 |
| 25 | 2.10% | ¥86,177 | ¥25,852,999 | ¥5,752,999 |
| 25 | 2.20% | ¥87,165 | ¥26,149,614 | ¥6,049,614 |
| 25 | 2.30% | ¥88,161 | ¥26,448,254 | ¥6,348,254 |
| 25 | 2.40% | ¥89,163 | ¥26,748,915 | ¥6,648,915 |
| 25 | 2.50% | ¥90,172 | ¥27,051,589 | ¥6,951,589 |
| 25 | 2.60% | ¥91,188 | ¥27,356,271 | ¥7,256,271 |
| 25 | 2.70% | ¥92,210 | ¥27,662,955 | ¥7,562,955 |
| 25 | 2.80% | ¥93,239 | ¥27,971,632 | ¥7,871,632 |
| 25 | 2.90% | ¥94,274 | ¥28,282,297 | ¥8,182,297 |
| 25 | 3.00% | ¥95,316 | ¥28,594,942 | ¥8,494,942 |
2010万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥89,774 | ¥21,545,672 | ¥1,445,672 |
| 20 | 0.80% | ¥90,656 | ¥21,757,547 | ¥1,657,547 |
| 20 | 0.90% | ¥91,545 | ¥21,970,757 | ¥1,870,757 |
| 20 | 1.00% | ¥92,439 | ¥22,185,301 | ¥2,085,301 |
| 20 | 1.10% | ¥93,338 | ¥22,401,179 | ¥2,301,179 |
| 20 | 1.20% | ¥94,243 | ¥22,618,388 | ¥2,518,388 |
| 20 | 1.30% | ¥95,154 | ¥22,836,927 | ¥2,736,927 |
| 20 | 1.40% | ¥96,070 | ¥23,056,795 | ¥2,956,795 |
| 20 | 1.50% | ¥96,992 | ¥23,277,991 | ¥3,177,991 |
| 20 | 1.60% | ¥97,919 | ¥23,500,511 | ¥3,400,511 |
| 20 | 1.70% | ¥98,851 | ¥23,724,356 | ¥3,624,356 |
| 20 | 1.80% | ¥99,790 | ¥23,949,522 | ¥3,849,522 |
| 20 | 1.90% | ¥100,733 | ¥24,176,008 | ¥4,076,008 |
| 20 | 2.00% | ¥101,683 | ¥24,403,812 | ¥4,303,812 |
| 20 | 2.10% | ¥102,637 | ¥24,632,931 | ¥4,532,931 |
| 20 | 2.20% | ¥103,597 | ¥24,863,364 | ¥4,763,364 |
| 20 | 2.30% | ¥104,563 | ¥25,095,107 | ¥4,995,107 |
| 20 | 2.40% | ¥105,534 | ¥25,328,158 | ¥5,228,158 |
| 20 | 2.50% | ¥106,510 | ¥25,562,516 | ¥5,462,516 |
| 20 | 2.60% | ¥107,492 | ¥25,798,176 | ¥5,698,176 |
| 20 | 2.70% | ¥108,480 | ¥26,035,136 | ¥5,935,136 |
| 20 | 2.80% | ¥109,472 | ¥26,273,393 | ¥6,173,393 |
| 20 | 2.90% | ¥110,471 | ¥26,512,945 | ¥6,412,945 |
| 20 | 3.00% | ¥111,474 | ¥26,753,788 | ¥6,653,788 |
2010万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥117,664 | ¥21,179,570 | ¥1,079,570 |
| 15 | 0.80% | ¥118,538 | ¥21,336,805 | ¥1,236,805 |
| 15 | 0.90% | ¥119,416 | ¥21,494,793 | ¥1,394,793 |
| 15 | 1.00% | ¥120,297 | ¥21,653,532 | ¥1,553,532 |
| 15 | 1.10% | ¥121,183 | ¥21,813,021 | ¥1,713,021 |
| 15 | 1.20% | ¥122,074 | ¥21,973,262 | ¥1,873,262 |
| 15 | 1.30% | ¥122,968 | ¥22,134,253 | ¥2,034,253 |
| 15 | 1.40% | ¥123,867 | ¥22,295,993 | ¥2,195,993 |
| 15 | 1.50% | ¥124,769 | ¥22,458,482 | ¥2,358,482 |
| 15 | 1.60% | ¥125,676 | ¥22,621,720 | ¥2,521,720 |
| 15 | 1.70% | ¥126,587 | ¥22,785,706 | ¥2,685,706 |
| 15 | 1.80% | ¥127,502 | ¥22,950,439 | ¥2,850,439 |
| 15 | 1.90% | ¥128,422 | ¥23,115,919 | ¥3,015,919 |
| 15 | 2.00% | ¥129,345 | ¥23,282,145 | ¥3,182,145 |
| 15 | 2.10% | ¥130,273 | ¥23,449,116 | ¥3,349,116 |
| 15 | 2.20% | ¥131,205 | ¥23,616,831 | ¥3,516,831 |
| 15 | 2.30% | ¥132,140 | ¥23,785,289 | ¥3,685,289 |
| 15 | 2.40% | ¥133,081 | ¥23,954,490 | ¥3,854,490 |
| 15 | 2.50% | ¥134,025 | ¥24,124,434 | ¥4,024,434 |
| 15 | 2.60% | ¥134,973 | ¥24,295,118 | ¥4,195,118 |
| 15 | 2.70% | ¥135,925 | ¥24,466,542 | ¥4,366,542 |
| 15 | 2.80% | ¥136,882 | ¥24,638,705 | ¥4,538,705 |
| 15 | 2.90% | ¥137,842 | ¥24,811,606 | ¥4,711,606 |
| 15 | 3.00% | ¥138,807 | ¥24,985,244 | ¥4,885,244 |
2010万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥173,480 | ¥20,817,566 | ¥717,566 |
| 10 | 0.80% | ¥174,345 | ¥20,921,415 | ¥821,415 |
| 10 | 0.90% | ¥175,213 | ¥21,025,597 | ¥925,597 |
| 10 | 1.00% | ¥176,084 | ¥21,130,114 | ¥1,030,114 |
| 10 | 1.10% | ¥176,958 | ¥21,234,965 | ¥1,134,965 |
| 10 | 1.20% | ¥177,835 | ¥21,340,150 | ¥1,240,150 |
| 10 | 1.30% | ¥178,714 | ¥21,445,670 | ¥1,345,670 |
| 10 | 1.40% | ¥179,596 | ¥21,551,523 | ¥1,451,523 |
| 10 | 1.50% | ¥180,481 | ¥21,657,710 | ¥1,557,710 |
| 10 | 1.60% | ¥181,369 | ¥21,764,230 | ¥1,664,230 |
| 10 | 1.70% | ¥182,259 | ¥21,871,084 | ¥1,771,084 |
| 10 | 1.80% | ¥183,152 | ¥21,978,271 | ¥1,878,271 |
| 10 | 1.90% | ¥184,048 | ¥22,085,792 | ¥1,985,792 |
| 10 | 2.00% | ¥184,947 | ¥22,193,645 | ¥2,093,645 |
| 10 | 2.10% | ¥185,849 | ¥22,301,831 | ¥2,201,831 |
| 10 | 2.20% | ¥186,753 | ¥22,410,350 | ¥2,310,350 |
| 10 | 2.30% | ¥187,660 | ¥22,519,201 | ¥2,419,201 |
| 10 | 2.40% | ¥188,570 | ¥22,628,385 | ¥2,528,385 |
| 10 | 2.50% | ¥189,483 | ¥22,737,900 | ¥2,637,900 |
| 10 | 2.60% | ¥190,398 | ¥22,847,748 | ¥2,747,748 |
| 10 | 2.70% | ¥191,316 | ¥22,957,927 | ¥2,857,927 |
| 10 | 2.80% | ¥192,237 | ¥23,068,437 | ¥2,968,437 |
| 10 | 2.90% | ¥193,161 | ¥23,179,279 | ¥3,079,279 |
| 10 | 3.00% | ¥194,087 | ¥23,290,452 | ¥3,190,452 |
