2020万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2020万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2020万円の住宅ローン|期間・年数別
2020万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥39,911 |
¥23,946,620 |
¥3,746,620 |
| 50 |
0.80% |
¥40,859 |
¥24,515,261 |
¥4,315,261 |
| 50 |
0.90% |
¥41,820 |
¥25,092,178 |
¥4,892,178 |
| 50 |
1.00% |
¥42,796 |
¥25,677,333 |
¥5,477,333 |
| 50 |
1.10% |
¥43,784 |
¥26,270,687 |
¥6,070,687 |
| 50 |
1.20% |
¥44,787 |
¥26,872,196 |
¥6,672,196 |
| 50 |
1.30% |
¥45,803 |
¥27,481,813 |
¥7,281,813 |
| 50 |
1.40% |
¥46,832 |
¥28,099,487 |
¥7,899,487 |
| 50 |
1.50% |
¥47,875 |
¥28,725,163 |
¥8,525,163 |
| 50 |
1.60% |
¥48,931 |
¥29,358,783 |
¥9,158,783 |
| 50 |
1.70% |
¥50,000 |
¥30,000,285 |
¥9,800,285 |
| 50 |
1.80% |
¥51,083 |
¥30,649,605 |
¥10,449,605 |
| 50 |
1.90% |
¥52,178 |
¥31,306,675 |
¥11,106,675 |
| 50 |
2.00% |
¥53,286 |
¥31,971,424 |
¥11,771,424 |
| 50 |
2.10% |
¥54,406 |
¥32,643,778 |
¥12,443,778 |
| 50 |
2.20% |
¥55,539 |
¥33,323,660 |
¥13,123,660 |
| 50 |
2.30% |
¥56,685 |
¥34,010,990 |
¥13,810,990 |
| 50 |
2.40% |
¥57,843 |
¥34,705,686 |
¥14,505,686 |
| 50 |
2.50% |
¥59,013 |
¥35,407,665 |
¥15,207,665 |
| 50 |
2.60% |
¥60,195 |
¥36,116,839 |
¥15,916,839 |
| 50 |
2.70% |
¥61,389 |
¥36,833,118 |
¥16,633,118 |
| 50 |
2.80% |
¥62,594 |
¥37,556,413 |
¥17,356,413 |
| 50 |
2.90% |
¥63,811 |
¥38,286,629 |
¥18,086,629 |
| 50 |
3.00% |
¥65,039 |
¥39,023,673 |
¥18,823,673 |
2020万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥43,619 |
¥23,554,096 |
¥3,354,096 |
| 45 |
0.80% |
¥44,556 |
¥24,060,351 |
¥3,860,351 |
| 45 |
0.90% |
¥45,506 |
¥24,573,328 |
¥4,373,328 |
| 45 |
1.00% |
¥46,469 |
¥25,093,005 |
¥4,893,005 |
| 45 |
1.10% |
¥47,443 |
¥25,619,354 |
¥5,419,354 |
| 45 |
1.20% |
¥48,430 |
¥26,152,347 |
¥5,952,347 |
| 45 |
1.30% |
¥49,430 |
¥26,691,953 |
¥6,491,953 |
| 45 |
1.40% |
¥50,441 |
¥27,238,136 |
¥7,038,136 |
| 45 |
1.50% |
¥51,465 |
¥27,790,861 |
¥7,590,861 |
| 45 |
1.60% |
¥52,500 |
¥28,350,089 |
¥8,150,089 |
| 45 |
1.70% |
¥53,548 |
¥28,915,780 |
¥8,715,780 |
| 45 |
1.80% |
¥54,607 |
¥29,487,889 |
¥9,287,889 |
| 45 |
1.90% |
¥55,678 |
¥30,066,371 |
¥9,866,371 |
| 45 |
2.00% |
¥56,761 |
¥30,651,179 |
¥10,451,179 |
| 45 |
2.10% |
¥57,856 |
¥31,242,263 |
¥11,042,263 |
| 45 |
2.20% |
¥58,962 |
¥31,839,570 |
¥11,639,570 |
| 45 |
2.30% |
¥60,080 |
¥32,443,049 |
¥12,243,049 |
| 45 |
2.40% |
¥61,209 |
¥33,052,642 |
¥12,852,642 |
| 45 |
2.50% |
¥62,349 |
¥33,668,293 |
¥13,468,293 |
| 45 |
2.60% |
¥63,500 |
¥34,289,943 |
¥14,089,943 |
| 45 |
2.70% |
¥64,662 |
¥34,917,531 |
¥14,717,531 |
| 45 |
2.80% |
¥65,835 |
¥35,550,994 |
¥15,350,994 |
| 45 |
2.90% |
¥67,019 |
¥36,190,270 |
¥15,990,270 |
| 45 |
3.00% |
¥68,214 |
¥36,835,292 |
¥16,635,292 |
2020万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥48,262 |
¥23,165,654 |
¥2,965,654 |
| 40 |
0.80% |
¥49,189 |
¥23,610,755 |
¥3,410,755 |
| 40 |
0.90% |
¥50,127 |
¥24,061,183 |
¥3,861,183 |
| 40 |
1.00% |
¥51,077 |
¥24,516,922 |
¥4,316,922 |
| 40 |
1.10% |
¥52,037 |
¥24,977,956 |
¥4,777,956 |
| 40 |
1.20% |
¥53,009 |
¥25,444,266 |
¥5,244,266 |
| 40 |
1.30% |
¥53,991 |
¥25,915,832 |
¥5,715,832 |
| 40 |
1.40% |
¥54,985 |
¥26,392,633 |
¥6,192,633 |
| 40 |
1.50% |
¥55,989 |
¥26,874,646 |
¥6,674,646 |
| 40 |
1.60% |
¥57,004 |
¥27,361,846 |
¥7,161,846 |
| 40 |
1.70% |
¥58,030 |
¥27,854,207 |
¥7,654,207 |
| 40 |
1.80% |
¥59,066 |
¥28,351,701 |
¥8,151,701 |
| 40 |
1.90% |
¥60,113 |
¥28,854,300 |
¥8,654,300 |
| 40 |
2.00% |
¥61,171 |
¥29,361,974 |
¥9,161,974 |
| 40 |
2.10% |
¥62,239 |
¥29,874,690 |
¥9,674,690 |
| 40 |
2.20% |
¥63,318 |
¥30,392,415 |
¥10,192,415 |
| 40 |
2.30% |
¥64,406 |
¥30,915,115 |
¥10,715,115 |
| 40 |
2.40% |
¥65,506 |
¥31,442,755 |
¥11,242,755 |
| 40 |
2.50% |
¥66,615 |
¥31,975,297 |
¥11,775,297 |
| 40 |
2.60% |
¥67,735 |
¥32,512,703 |
¥12,312,703 |
| 40 |
2.70% |
¥68,864 |
¥33,054,934 |
¥12,854,934 |
| 40 |
2.80% |
¥70,004 |
¥33,601,950 |
¥13,401,950 |
| 40 |
2.90% |
¥71,154 |
¥34,153,710 |
¥13,953,710 |
| 40 |
3.00% |
¥72,313 |
¥34,710,170 |
¥14,510,170 |
2020万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥54,241 |
¥22,781,303 |
¥2,581,303 |
| 35 |
0.80% |
¥55,158 |
¥23,166,490 |
¥2,966,490 |
| 35 |
0.90% |
¥56,085 |
¥23,555,765 |
¥3,355,765 |
| 35 |
1.00% |
¥57,022 |
¥23,949,119 |
¥3,749,119 |
| 35 |
1.10% |
¥57,968 |
¥24,346,541 |
¥4,146,541 |
| 35 |
1.20% |
¥58,924 |
¥24,748,022 |
¥4,548,022 |
| 35 |
1.30% |
¥59,889 |
¥25,153,549 |
¥4,953,549 |
| 35 |
1.40% |
¥60,865 |
¥25,563,108 |
¥5,363,108 |
| 35 |
1.50% |
¥61,849 |
¥25,976,688 |
¥5,776,688 |
| 35 |
1.60% |
¥62,844 |
¥26,394,272 |
¥6,194,272 |
| 35 |
1.70% |
¥63,847 |
¥26,815,846 |
¥6,615,846 |
| 35 |
1.80% |
¥64,860 |
¥27,241,392 |
¥7,041,392 |
| 35 |
1.90% |
¥65,883 |
¥27,670,894 |
¥7,470,894 |
| 35 |
2.00% |
¥66,915 |
¥28,104,333 |
¥7,904,333 |
| 35 |
2.10% |
¥67,956 |
¥28,541,691 |
¥8,341,691 |
| 35 |
2.20% |
¥69,007 |
¥28,982,947 |
¥8,782,947 |
| 35 |
2.30% |
¥70,067 |
¥29,428,080 |
¥9,228,080 |
| 35 |
2.40% |
¥71,136 |
¥29,877,070 |
¥9,677,070 |
| 35 |
2.50% |
¥72,214 |
¥30,329,894 |
¥10,129,894 |
| 35 |
2.60% |
¥73,301 |
¥30,786,529 |
¥10,586,529 |
| 35 |
2.70% |
¥74,398 |
¥31,246,951 |
¥11,046,951 |
| 35 |
2.80% |
¥75,503 |
¥31,711,135 |
¥11,511,135 |
| 35 |
2.90% |
¥76,617 |
¥32,179,057 |
¥11,979,057 |
| 35 |
3.00% |
¥77,740 |
¥32,650,690 |
¥12,450,690 |
2020万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥62,225 |
¥22,401,050 |
¥2,201,050 |
| 30 |
0.80% |
¥63,132 |
¥22,727,567 |
¥2,527,567 |
| 30 |
0.90% |
¥64,047 |
¥23,057,094 |
¥2,857,094 |
| 30 |
1.00% |
¥64,971 |
¥23,389,626 |
¥3,189,626 |
| 30 |
1.10% |
¥65,903 |
¥23,725,157 |
¥3,525,157 |
| 30 |
1.20% |
¥66,844 |
¥24,063,680 |
¥3,863,680 |
| 30 |
1.30% |
¥67,792 |
¥24,405,190 |
¥4,205,190 |
| 30 |
1.40% |
¥68,749 |
¥24,749,680 |
¥4,549,680 |
| 30 |
1.50% |
¥69,714 |
¥25,097,142 |
¥4,897,142 |
| 30 |
1.60% |
¥70,688 |
¥25,447,567 |
¥5,247,567 |
| 30 |
1.70% |
¥71,669 |
¥25,800,948 |
¥5,600,948 |
| 30 |
1.80% |
¥72,659 |
¥26,157,275 |
¥5,957,275 |
| 30 |
1.90% |
¥73,657 |
¥26,516,538 |
¥6,316,538 |
| 30 |
2.00% |
¥74,663 |
¥26,878,728 |
¥6,678,728 |
| 30 |
2.10% |
¥75,677 |
¥27,243,834 |
¥7,043,834 |
| 30 |
2.20% |
¥76,700 |
¥27,611,845 |
¥7,411,845 |
| 30 |
2.30% |
¥77,730 |
¥27,982,750 |
¥7,782,750 |
| 30 |
2.40% |
¥78,768 |
¥28,356,536 |
¥8,156,536 |
| 30 |
2.50% |
¥79,814 |
¥28,733,192 |
¥8,533,192 |
| 30 |
2.60% |
¥80,869 |
¥29,112,704 |
¥8,912,704 |
| 30 |
2.70% |
¥81,931 |
¥29,495,059 |
¥9,295,059 |
| 30 |
2.80% |
¥83,001 |
¥29,880,244 |
¥9,680,244 |
| 30 |
2.90% |
¥84,078 |
¥30,268,244 |
¥10,068,244 |
| 30 |
3.00% |
¥85,164 |
¥30,659,045 |
¥10,459,045 |
2020万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥73,416 |
¥22,024,902 |
¥1,824,902 |
| 25 |
0.80% |
¥74,313 |
¥22,293,999 |
¥2,093,999 |
| 25 |
0.90% |
¥75,217 |
¥22,565,189 |
¥2,365,189 |
| 25 |
1.00% |
¥76,128 |
¥22,838,471 |
¥2,638,471 |
| 25 |
1.10% |
¥77,046 |
¥23,113,841 |
¥2,913,841 |
| 25 |
1.20% |
¥77,971 |
¥23,391,296 |
¥3,191,296 |
| 25 |
1.30% |
¥78,903 |
¥23,670,834 |
¥3,470,834 |
| 25 |
1.40% |
¥79,842 |
¥23,952,450 |
¥3,752,450 |
| 25 |
1.50% |
¥80,787 |
¥24,236,141 |
¥4,036,141 |
| 25 |
1.60% |
¥81,740 |
¥24,521,904 |
¥4,321,904 |
| 25 |
1.70% |
¥82,699 |
¥24,809,732 |
¥4,609,732 |
| 25 |
1.80% |
¥83,665 |
¥25,099,623 |
¥4,899,623 |
| 25 |
1.90% |
¥84,639 |
¥25,391,572 |
¥5,191,572 |
| 25 |
2.00% |
¥85,619 |
¥25,685,573 |
¥5,485,573 |
| 25 |
2.10% |
¥86,605 |
¥25,981,621 |
¥5,781,621 |
| 25 |
2.20% |
¥87,599 |
¥26,279,711 |
¥6,079,711 |
| 25 |
2.30% |
¥88,599 |
¥26,579,837 |
¥6,379,837 |
| 25 |
2.40% |
¥89,607 |
¥26,881,994 |
¥6,681,994 |
| 25 |
2.50% |
¥90,621 |
¥27,186,174 |
¥6,986,174 |
| 25 |
2.60% |
¥91,641 |
¥27,492,372 |
¥7,292,372 |
| 25 |
2.70% |
¥92,669 |
¥27,800,581 |
¥7,600,581 |
| 25 |
2.80% |
¥93,703 |
¥28,110,795 |
¥7,910,795 |
| 25 |
2.90% |
¥94,743 |
¥28,423,005 |
¥8,223,005 |
| 25 |
3.00% |
¥95,791 |
¥28,737,206 |
¥8,537,206 |
2020万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥90,220 |
¥21,652,864 |
¥1,452,864 |
| 20 |
0.80% |
¥91,107 |
¥21,865,793 |
¥1,665,793 |
| 20 |
0.90% |
¥92,000 |
¥22,080,064 |
¥1,880,064 |
| 20 |
1.00% |
¥92,899 |
¥22,295,676 |
¥2,095,676 |
| 20 |
1.10% |
¥93,803 |
¥22,512,627 |
¥2,312,627 |
| 20 |
1.20% |
¥94,712 |
¥22,730,917 |
¥2,530,917 |
| 20 |
1.30% |
¥95,627 |
¥22,950,544 |
¥2,750,544 |
| 20 |
1.40% |
¥96,548 |
¥23,171,506 |
¥2,971,506 |
| 20 |
1.50% |
¥97,474 |
¥23,393,801 |
¥3,193,801 |
| 20 |
1.60% |
¥98,406 |
¥23,617,429 |
¥3,417,429 |
| 20 |
1.70% |
¥99,343 |
¥23,842,387 |
¥3,642,387 |
| 20 |
1.80% |
¥100,286 |
¥24,068,674 |
¥3,868,674 |
| 20 |
1.90% |
¥101,235 |
¥24,296,287 |
¥4,096,287 |
| 20 |
2.00% |
¥102,188 |
¥24,525,224 |
¥4,325,224 |
| 20 |
2.10% |
¥103,148 |
¥24,755,483 |
¥4,555,483 |
| 20 |
2.20% |
¥104,113 |
¥24,987,062 |
¥4,787,062 |
| 20 |
2.30% |
¥105,083 |
¥25,219,958 |
¥5,019,958 |
| 20 |
2.40% |
¥106,059 |
¥25,454,169 |
¥5,254,169 |
| 20 |
2.50% |
¥107,040 |
¥25,689,692 |
¥5,489,692 |
| 20 |
2.60% |
¥108,027 |
¥25,926,525 |
¥5,726,525 |
| 20 |
2.70% |
¥109,019 |
¥26,164,664 |
¥5,964,664 |
| 20 |
2.80% |
¥110,017 |
¥26,404,107 |
¥6,204,107 |
| 20 |
2.90% |
¥111,020 |
¥26,644,850 |
¥6,444,850 |
| 20 |
3.00% |
¥112,029 |
¥26,886,892 |
¥6,686,892 |
2020万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥118,250 |
¥21,284,941 |
¥1,084,941 |
| 15 |
0.80% |
¥119,128 |
¥21,442,959 |
¥1,242,959 |
| 15 |
0.90% |
¥120,010 |
¥21,601,732 |
¥1,401,732 |
| 15 |
1.00% |
¥120,896 |
¥21,761,261 |
¥1,561,261 |
| 15 |
1.10% |
¥121,786 |
¥21,921,544 |
¥1,721,544 |
| 15 |
1.20% |
¥122,681 |
¥22,082,582 |
¥1,882,582 |
| 15 |
1.30% |
¥123,580 |
¥22,244,373 |
¥2,044,373 |
| 15 |
1.40% |
¥124,483 |
¥22,406,918 |
¥2,206,918 |
| 15 |
1.50% |
¥125,390 |
¥22,570,216 |
¥2,370,216 |
| 15 |
1.60% |
¥126,301 |
¥22,734,266 |
¥2,534,266 |
| 15 |
1.70% |
¥127,217 |
¥22,899,068 |
¥2,699,068 |
| 15 |
1.80% |
¥128,137 |
¥23,064,621 |
¥2,864,621 |
| 15 |
1.90% |
¥129,061 |
¥23,230,924 |
¥3,030,924 |
| 15 |
2.00% |
¥129,989 |
¥23,397,976 |
¥3,197,976 |
| 15 |
2.10% |
¥130,921 |
¥23,565,778 |
¥3,365,778 |
| 15 |
2.20% |
¥131,857 |
¥23,734,327 |
¥3,534,327 |
| 15 |
2.30% |
¥132,798 |
¥23,903,624 |
¥3,703,624 |
| 15 |
2.40% |
¥133,743 |
¥24,073,667 |
¥3,873,667 |
| 15 |
2.50% |
¥134,691 |
¥24,244,456 |
¥4,044,456 |
| 15 |
2.60% |
¥135,644 |
¥24,415,989 |
¥4,215,989 |
| 15 |
2.70% |
¥136,601 |
¥24,588,266 |
¥4,388,266 |
| 15 |
2.80% |
¥137,563 |
¥24,761,285 |
¥4,561,285 |
| 15 |
2.90% |
¥138,528 |
¥24,935,047 |
¥4,735,047 |
| 15 |
3.00% |
¥139,497 |
¥25,109,548 |
¥4,909,548 |
2020万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥174,343 |
¥20,921,136 |
¥721,136 |
| 10 |
0.80% |
¥175,213 |
¥21,025,501 |
¥825,501 |
| 10 |
0.90% |
¥176,085 |
¥21,130,202 |
¥930,202 |
| 10 |
1.00% |
¥176,960 |
¥21,235,239 |
¥1,035,239 |
| 10 |
1.10% |
¥177,838 |
¥21,340,612 |
¥1,140,612 |
| 10 |
1.20% |
¥178,719 |
¥21,446,320 |
¥1,246,320 |
| 10 |
1.30% |
¥179,603 |
¥21,552,365 |
¥1,352,365 |
| 10 |
1.40% |
¥180,490 |
¥21,658,744 |
¥1,458,744 |
| 10 |
1.50% |
¥181,379 |
¥21,765,460 |
¥1,565,460 |
| 10 |
1.60% |
¥182,271 |
¥21,872,510 |
¥1,672,510 |
| 10 |
1.70% |
¥183,166 |
¥21,979,895 |
¥1,779,895 |
| 10 |
1.80% |
¥184,063 |
¥22,087,616 |
¥1,887,616 |
| 10 |
1.90% |
¥184,964 |
¥22,195,671 |
¥1,995,671 |
| 10 |
2.00% |
¥185,867 |
¥22,304,061 |
¥2,104,061 |
| 10 |
2.10% |
¥186,773 |
¥22,412,786 |
¥2,212,786 |
| 10 |
2.20% |
¥187,682 |
¥22,521,844 |
¥2,321,844 |
| 10 |
2.30% |
¥188,594 |
¥22,631,237 |
¥2,431,237 |
| 10 |
2.40% |
¥189,508 |
¥22,740,964 |
¥2,540,964 |
| 10 |
2.50% |
¥190,425 |
¥22,851,024 |
¥2,651,024 |
| 10 |
2.60% |
¥191,345 |
¥22,961,418 |
¥2,761,418 |
| 10 |
2.70% |
¥192,268 |
¥23,072,145 |
¥2,872,145 |
| 10 |
2.80% |
¥193,193 |
¥23,183,206 |
¥2,983,206 |
| 10 |
2.90% |
¥194,122 |
¥23,294,599 |
¥3,094,599 |
| 10 |
3.00% |
¥195,053 |
¥23,406,325 |
¥3,206,325 |