2030万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2030万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2030万円の住宅ローン｜期間・年数別
2030万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥40,109 | ¥24,065,168 | ¥3,765,168 |
| 50 | 0.80% | ¥41,061 | ¥24,636,624 | ¥4,336,624 |
| 50 | 0.90% | ¥42,027 | ¥25,216,396 | ¥4,916,396 |
| 50 | 1.00% | ¥43,007 | ¥25,804,448 | ¥5,504,448 |
| 50 | 1.10% | ¥44,001 | ¥26,400,739 | ¥6,100,739 |
| 50 | 1.20% | ¥45,009 | ¥27,005,226 | ¥6,705,226 |
| 50 | 1.30% | ¥46,030 | ¥27,617,861 | ¥7,317,861 |
| 50 | 1.40% | ¥47,064 | ¥28,238,593 | ¥7,938,593 |
| 50 | 1.50% | ¥48,112 | ¥28,867,366 | ¥8,567,366 |
| 50 | 1.60% | ¥49,174 | ¥29,504,123 | ¥9,204,123 |
| 50 | 1.70% | ¥50,248 | ¥30,148,801 | ¥9,848,801 |
| 50 | 1.80% | ¥51,336 | ¥30,801,336 | ¥10,501,336 |
| 50 | 1.90% | ¥52,436 | ¥31,461,659 | ¥11,161,659 |
| 50 | 2.00% | ¥53,549 | ¥32,129,699 | ¥11,829,699 |
| 50 | 2.10% | ¥54,676 | ¥32,805,381 | ¥12,505,381 |
| 50 | 2.20% | ¥55,814 | ¥33,488,628 | ¥13,188,628 |
| 50 | 2.30% | ¥56,966 | ¥34,179,361 | ¥13,879,361 |
| 50 | 2.40% | ¥58,129 | ¥34,877,497 | ¥14,577,497 |
| 50 | 2.50% | ¥59,305 | ¥35,582,951 | ¥15,282,951 |
| 50 | 2.60% | ¥60,493 | ¥36,295,635 | ¥15,995,635 |
| 50 | 2.70% | ¥61,692 | ¥37,015,461 | ¥16,715,461 |
| 50 | 2.80% | ¥62,904 | ¥37,742,336 | ¥17,442,336 |
| 50 | 2.90% | ¥64,127 | ¥38,476,167 | ¥18,176,167 |
| 50 | 3.00% | ¥65,361 | ¥39,216,859 | ¥18,916,859 |
2030万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥43,835 | ¥23,670,700 | ¥3,370,700 |
| 45 | 0.80% | ¥44,777 | ¥24,179,461 | ¥3,879,461 |
| 45 | 0.90% | ¥45,731 | ¥24,694,978 | ¥4,394,978 |
| 45 | 1.00% | ¥46,699 | ¥25,217,228 | ¥4,917,228 |
| 45 | 1.10% | ¥47,678 | ¥25,746,183 | ¥5,446,183 |
| 45 | 1.20% | ¥48,670 | ¥26,281,815 | ¥5,981,815 |
| 45 | 1.30% | ¥49,674 | ¥26,824,091 | ¥6,524,091 |
| 45 | 1.40% | ¥50,691 | ¥27,372,978 | ¥7,072,978 |
| 45 | 1.50% | ¥51,719 | ¥27,928,440 | ¥7,628,440 |
| 45 | 1.60% | ¥52,760 | ¥28,490,436 | ¥8,190,436 |
| 45 | 1.70% | ¥53,813 | ¥29,058,927 | ¥8,758,927 |
| 45 | 1.80% | ¥54,878 | ¥29,633,868 | ¥9,333,868 |
| 45 | 1.90% | ¥55,954 | ¥30,215,214 | ¥9,915,214 |
| 45 | 2.00% | ¥57,042 | ¥30,802,917 | ¥10,502,917 |
| 45 | 2.10% | ¥58,142 | ¥31,396,927 | ¥11,096,927 |
| 45 | 2.20% | ¥59,254 | ¥31,997,192 | ¥11,697,192 |
| 45 | 2.30% | ¥60,377 | ¥32,603,658 | ¥12,303,658 |
| 45 | 2.40% | ¥61,512 | ¥33,216,269 | ¥12,916,269 |
| 45 | 2.50% | ¥62,657 | ¥33,834,968 | ¥13,534,968 |
| 45 | 2.60% | ¥63,814 | ¥34,459,695 | ¥14,159,695 |
| 45 | 2.70% | ¥64,982 | ¥35,090,390 | ¥14,790,390 |
| 45 | 2.80% | ¥66,161 | ¥35,726,989 | ¥15,426,989 |
| 45 | 2.90% | ¥67,351 | ¥36,369,429 | ¥16,069,429 |
| 45 | 3.00% | ¥68,551 | ¥37,017,645 | ¥16,717,645 |
2030万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥48,501 | ¥23,280,335 | ¥2,980,335 |
| 40 | 0.80% | ¥49,433 | ¥23,727,640 | ¥3,427,640 |
| 40 | 0.90% | ¥50,376 | ¥24,180,298 | ¥3,880,298 |
| 40 | 1.00% | ¥51,330 | ¥24,638,293 | ¥4,338,293 |
| 40 | 1.10% | ¥52,295 | ¥25,101,609 | ¥4,801,609 |
| 40 | 1.20% | ¥53,271 | ¥25,570,227 | ¥5,270,227 |
| 40 | 1.30% | ¥54,259 | ¥26,044,128 | ¥5,744,128 |
| 40 | 1.40% | ¥55,257 | ¥26,523,289 | ¥6,223,289 |
| 40 | 1.50% | ¥56,266 | ¥27,007,688 | ¥6,707,688 |
| 40 | 1.60% | ¥57,286 | ¥27,497,300 | ¥7,197,300 |
| 40 | 1.70% | ¥58,317 | ¥27,992,099 | ¥7,692,099 |
| 40 | 1.80% | ¥59,358 | ¥28,492,056 | ¥8,192,056 |
| 40 | 1.90% | ¥60,411 | ¥28,997,144 | ¥8,697,144 |
| 40 | 2.00% | ¥61,474 | ¥29,507,330 | ¥9,207,330 |
| 40 | 2.10% | ¥62,547 | ¥30,022,584 | ¥9,722,584 |
| 40 | 2.20% | ¥63,631 | ¥30,542,873 | ¥10,242,873 |
| 40 | 2.30% | ¥64,725 | ¥31,068,161 | ¥10,768,161 |
| 40 | 2.40% | ¥65,830 | ¥31,598,412 | ¥11,298,412 |
| 40 | 2.50% | ¥66,945 | ¥32,133,590 | ¥11,833,590 |
| 40 | 2.60% | ¥68,070 | ¥32,673,657 | ¥12,373,657 |
| 40 | 2.70% | ¥69,205 | ¥33,218,573 | ¥12,918,573 |
| 40 | 2.80% | ¥70,351 | ¥33,768,297 | ¥13,468,297 |
| 40 | 2.90% | ¥71,506 | ¥34,322,787 | ¥14,022,787 |
| 40 | 3.00% | ¥72,671 | ¥34,882,002 | ¥14,582,002 |
2030万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥54,510 | ¥22,894,082 | ¥2,594,082 |
| 35 | 0.80% | ¥55,431 | ¥23,281,176 | ¥2,981,176 |
| 35 | 0.90% | ¥56,363 | ¥23,672,378 | ¥3,372,378 |
| 35 | 1.00% | ¥57,304 | ¥24,067,679 | ¥3,767,679 |
| 35 | 1.10% | ¥58,255 | ¥24,467,069 | ¥4,167,069 |
| 35 | 1.20% | ¥59,216 | ¥24,870,537 | ¥4,570,537 |
| 35 | 1.30% | ¥60,186 | ¥25,278,071 | ¥4,978,071 |
| 35 | 1.40% | ¥61,166 | ¥25,689,658 | ¥5,389,658 |
| 35 | 1.50% | ¥62,155 | ¥26,105,285 | ¥5,805,285 |
| 35 | 1.60% | ¥63,155 | ¥26,524,937 | ¥6,224,937 |
| 35 | 1.70% | ¥64,163 | ¥26,948,597 | ¥6,648,597 |
| 35 | 1.80% | ¥65,182 | ¥27,376,251 | ¥7,076,251 |
| 35 | 1.90% | ¥66,209 | ¥27,807,879 | ¥7,507,879 |
| 35 | 2.00% | ¥67,246 | ¥28,243,464 | ¥7,943,464 |
| 35 | 2.10% | ¥68,293 | ¥28,682,986 | ¥8,382,986 |
| 35 | 2.20% | ¥69,349 | ¥29,126,427 | ¥8,826,427 |
| 35 | 2.30% | ¥70,414 | ¥29,573,764 | ¥9,273,764 |
| 35 | 2.40% | ¥71,488 | ¥30,024,977 | ¥9,724,977 |
| 35 | 2.50% | ¥72,572 | ¥30,480,042 | ¥10,180,042 |
| 35 | 2.60% | ¥73,664 | ¥30,938,937 | ¥10,638,937 |
| 35 | 2.70% | ¥74,766 | ¥31,401,638 | ¥11,101,638 |
| 35 | 2.80% | ¥75,876 | ¥31,868,121 | ¥11,568,121 |
| 35 | 2.90% | ¥76,996 | ¥32,338,359 | ¥12,038,359 |
| 35 | 3.00% | ¥78,125 | ¥32,812,327 | ¥12,512,327 |
2030万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥62,533 | ¥22,511,946 | ¥2,211,946 |
| 30 | 0.80% | ¥63,445 | ¥22,840,080 | ¥2,540,080 |
| 30 | 0.90% | ¥64,365 | ¥23,171,238 | ¥2,871,238 |
| 30 | 1.00% | ¥65,293 | ¥23,505,416 | ¥3,205,416 |
| 30 | 1.10% | ¥66,229 | ¥23,842,608 | ¥3,542,608 |
| 30 | 1.20% | ¥67,174 | ¥24,182,807 | ¥3,882,807 |
| 30 | 1.30% | ¥68,128 | ¥24,526,008 | ¥4,226,008 |
| 30 | 1.40% | ¥69,089 | ¥24,872,203 | ¥4,572,203 |
| 30 | 1.50% | ¥70,059 | ¥25,221,385 | ¥4,921,385 |
| 30 | 1.60% | ¥71,038 | ¥25,573,545 | ¥5,273,545 |
| 30 | 1.70% | ¥72,024 | ¥25,928,675 | ¥5,628,675 |
| 30 | 1.80% | ¥73,019 | ¥26,286,766 | ¥5,986,766 |
| 30 | 1.90% | ¥74,022 | ¥26,647,808 | ¥6,347,808 |
| 30 | 2.00% | ¥75,033 | ¥27,011,791 | ¥6,711,791 |
| 30 | 2.10% | ¥76,052 | ¥27,378,705 | ¥7,078,705 |
| 30 | 2.20% | ¥77,079 | ¥27,748,537 | ¥7,448,537 |
| 30 | 2.30% | ¥78,115 | ¥28,121,278 | ¥7,821,278 |
| 30 | 2.40% | ¥79,158 | ¥28,496,915 | ¥8,196,915 |
| 30 | 2.50% | ¥80,210 | ¥28,875,435 | ¥8,575,435 |
| 30 | 2.60% | ¥81,269 | ¥29,256,826 | ¥8,956,826 |
| 30 | 2.70% | ¥82,336 | ¥29,641,074 | ¥9,341,074 |
| 30 | 2.80% | ¥83,412 | ¥30,028,166 | ¥9,728,166 |
| 30 | 2.90% | ¥84,495 | ¥30,418,087 | ¥10,118,087 |
| 30 | 3.00% | ¥85,586 | ¥30,810,823 | ¥10,510,823 |
2030万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥73,780 | ¥22,133,936 | ¥1,833,936 |
| 25 | 0.80% | ¥74,681 | ¥22,404,365 | ¥2,104,365 |
| 25 | 0.90% | ¥75,590 | ¥22,676,898 | ¥2,376,898 |
| 25 | 1.00% | ¥76,505 | ¥22,951,532 | ¥2,651,532 |
| 25 | 1.10% | ¥77,428 | ¥23,228,266 | ¥2,928,266 |
| 25 | 1.20% | ¥78,357 | ¥23,507,095 | ¥3,207,095 |
| 25 | 1.30% | ¥79,293 | ¥23,788,016 | ¥3,488,016 |
| 25 | 1.40% | ¥80,237 | ¥24,071,027 | ¥3,771,027 |
| 25 | 1.50% | ¥81,187 | ¥24,356,122 | ¥4,056,122 |
| 25 | 1.60% | ¥82,144 | ¥24,643,299 | ¥4,343,299 |
| 25 | 1.70% | ¥83,109 | ¥24,932,553 | ¥4,632,553 |
| 25 | 1.80% | ¥84,080 | ¥25,223,879 | ¥4,923,879 |
| 25 | 1.90% | ¥85,058 | ¥25,517,273 | ¥5,217,273 |
| 25 | 2.00% | ¥86,042 | ¥25,812,729 | ¥5,512,729 |
| 25 | 2.10% | ¥87,034 | ¥26,110,243 | ¥5,810,243 |
| 25 | 2.20% | ¥88,033 | ¥26,409,809 | ¥6,109,809 |
| 25 | 2.30% | ¥89,038 | ¥26,711,421 | ¥6,411,421 |
| 25 | 2.40% | ¥90,050 | ¥27,015,073 | ¥6,715,073 |
| 25 | 2.50% | ¥91,069 | ¥27,320,759 | ¥7,020,759 |
| 25 | 2.60% | ¥92,095 | ¥27,628,473 | ¥7,328,473 |
| 25 | 2.70% | ¥93,127 | ¥27,938,208 | ¥7,638,208 |
| 25 | 2.80% | ¥94,167 | ¥28,249,957 | ¥7,949,957 |
| 25 | 2.90% | ¥95,212 | ¥28,563,713 | ¥8,263,713 |
| 25 | 3.00% | ¥96,265 | ¥28,879,469 | ¥8,579,469 |
2030万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥90,667 | ¥21,760,056 | ¥1,460,056 |
| 20 | 0.80% | ¥91,558 | ¥21,974,040 | ¥1,674,040 |
| 20 | 0.90% | ¥92,456 | ¥22,189,371 | ¥1,889,371 |
| 20 | 1.00% | ¥93,359 | ¥22,406,051 | ¥2,106,051 |
| 20 | 1.10% | ¥94,267 | ¥22,624,076 | ¥2,324,076 |
| 20 | 1.20% | ¥95,181 | ¥22,843,446 | ¥2,543,446 |
| 20 | 1.30% | ¥96,101 | ¥23,064,160 | ¥2,764,160 |
| 20 | 1.40% | ¥97,026 | ¥23,286,216 | ¥2,986,216 |
| 20 | 1.50% | ¥97,957 | ¥23,509,612 | ¥3,209,612 |
| 20 | 1.60% | ¥98,893 | ¥23,734,347 | ¥3,434,347 |
| 20 | 1.70% | ¥99,835 | ¥23,960,419 | ¥3,660,419 |
| 20 | 1.80% | ¥100,783 | ¥24,187,826 | ¥3,887,826 |
| 20 | 1.90% | ¥101,736 | ¥24,416,566 | ¥4,116,566 |
| 20 | 2.00% | ¥102,694 | ¥24,646,636 | ¥4,346,636 |
| 20 | 2.10% | ¥103,658 | ¥24,878,035 | ¥4,578,035 |
| 20 | 2.20% | ¥104,628 | ¥25,110,760 | ¥4,810,760 |
| 20 | 2.30% | ¥105,603 | ¥25,344,810 | ¥5,044,810 |
| 20 | 2.40% | ¥106,584 | ¥25,580,180 | ¥5,280,180 |
| 20 | 2.50% | ¥107,570 | ¥25,816,869 | ¥5,516,869 |
| 20 | 2.60% | ¥108,562 | ¥26,054,874 | ¥5,754,874 |
| 20 | 2.70% | ¥109,559 | ¥26,294,192 | ¥5,994,192 |
| 20 | 2.80% | ¥110,562 | ¥26,534,820 | ¥6,234,820 |
| 20 | 2.90% | ¥111,570 | ¥26,776,756 | ¥6,476,756 |
| 20 | 3.00% | ¥112,583 | ¥27,019,995 | ¥6,719,995 |
2030万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥118,835 | ¥21,390,312 | ¥1,090,312 |
| 15 | 0.80% | ¥119,717 | ¥21,549,112 | ¥1,249,112 |
| 15 | 0.90% | ¥120,604 | ¥21,708,671 | ¥1,408,671 |
| 15 | 1.00% | ¥121,494 | ¥21,868,990 | ¥1,568,990 |
| 15 | 1.10% | ¥122,389 | ¥22,030,066 | ¥1,730,066 |
| 15 | 1.20% | ¥123,288 | ¥22,191,901 | ¥1,891,901 |
| 15 | 1.30% | ¥124,192 | ¥22,354,494 | ¥2,054,494 |
| 15 | 1.40% | ¥125,099 | ¥22,517,844 | ¥2,217,844 |
| 15 | 1.50% | ¥126,011 | ¥22,681,950 | ¥2,381,950 |
| 15 | 1.60% | ¥126,927 | ¥22,846,812 | ¥2,546,812 |
| 15 | 1.70% | ¥127,847 | ¥23,012,430 | ¥2,712,430 |
| 15 | 1.80% | ¥128,771 | ¥23,178,802 | ¥2,878,802 |
| 15 | 1.90% | ¥129,700 | ¥23,345,928 | ¥3,045,928 |
| 15 | 2.00% | ¥130,632 | ¥23,513,808 | ¥3,213,808 |
| 15 | 2.10% | ¥131,569 | ¥23,682,440 | ¥3,382,440 |
| 15 | 2.20% | ¥132,510 | ¥23,851,824 | ¥3,551,824 |
| 15 | 2.30% | ¥133,455 | ¥24,021,959 | ¥3,721,959 |
| 15 | 2.40% | ¥134,405 | ¥24,192,844 | ¥3,892,844 |
| 15 | 2.50% | ¥135,358 | ¥24,364,478 | ¥4,064,478 |
| 15 | 2.60% | ¥136,316 | ¥24,536,860 | ¥4,236,860 |
| 15 | 2.70% | ¥137,278 | ¥24,709,990 | ¥4,409,990 |
| 15 | 2.80% | ¥138,244 | ¥24,883,866 | ¥4,583,866 |
| 15 | 2.90% | ¥139,214 | ¥25,058,487 | ¥4,758,487 |
| 15 | 3.00% | ¥140,188 | ¥25,233,853 | ¥4,933,853 |
2030万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥175,206 | ¥21,024,706 | ¥724,706 |
| 10 | 0.80% | ¥176,080 | ¥21,129,588 | ¥829,588 |
| 10 | 0.90% | ¥176,957 | ¥21,234,807 | ¥934,807 |
| 10 | 1.00% | ¥177,836 | ¥21,340,364 | ¥1,040,364 |
| 10 | 1.10% | ¥178,719 | ¥21,446,258 | ¥1,146,258 |
| 10 | 1.20% | ¥179,604 | ¥21,552,490 | ¥1,252,490 |
| 10 | 1.30% | ¥180,492 | ¥21,659,060 | ¥1,359,060 |
| 10 | 1.40% | ¥181,383 | ¥21,765,966 | ¥1,465,966 |
| 10 | 1.50% | ¥182,277 | ¥21,873,209 | ¥1,573,209 |
| 10 | 1.60% | ¥183,173 | ¥21,980,790 | ¥1,680,790 |
| 10 | 1.70% | ¥184,073 | ¥22,088,707 | ¥1,788,707 |
| 10 | 1.80% | ¥184,975 | ¥22,196,961 | ¥1,896,961 |
| 10 | 1.90% | ¥185,880 | ¥22,305,551 | ¥2,005,551 |
| 10 | 2.00% | ¥186,787 | ¥22,414,477 | ¥2,114,477 |
| 10 | 2.10% | ¥187,698 | ¥22,523,740 | ¥2,223,740 |
| 10 | 2.20% | ¥188,611 | ¥22,633,339 | ¥2,333,339 |
| 10 | 2.30% | ¥189,527 | ¥22,743,273 | ¥2,443,273 |
| 10 | 2.40% | ¥190,446 | ¥22,853,543 | ¥2,553,543 |
| 10 | 2.50% | ¥191,368 | ¥22,964,148 | ¥2,664,148 |
| 10 | 2.60% | ¥192,292 | ¥23,075,088 | ¥2,775,088 |
| 10 | 2.70% | ¥193,220 | ¥23,186,364 | ¥2,886,364 |
| 10 | 2.80% | ¥194,150 | ¥23,297,974 | ¥2,997,974 |
| 10 | 2.90% | ¥195,083 | ¥23,409,919 | ¥3,109,919 |
| 10 | 3.00% | ¥196,018 | ¥23,522,197 | ¥3,222,197 |
