2050万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2050万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2050万円の住宅ローン|期間・年数別
2050万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥40,504 |
¥24,302,263 |
¥3,802,263 |
| 50 |
0.80% |
¥41,466 |
¥24,879,349 |
¥4,379,349 |
| 50 |
0.90% |
¥42,441 |
¥25,464,834 |
¥4,964,834 |
| 50 |
1.00% |
¥43,431 |
¥26,058,679 |
¥5,558,679 |
| 50 |
1.10% |
¥44,435 |
¥26,660,845 |
¥6,160,845 |
| 50 |
1.20% |
¥45,452 |
¥27,271,288 |
¥6,771,288 |
| 50 |
1.30% |
¥46,483 |
¥27,889,959 |
¥7,389,959 |
| 50 |
1.40% |
¥47,528 |
¥28,516,806 |
¥8,016,806 |
| 50 |
1.50% |
¥48,586 |
¥29,151,774 |
¥8,651,774 |
| 50 |
1.60% |
¥49,658 |
¥29,794,804 |
¥9,294,804 |
| 50 |
1.70% |
¥50,743 |
¥30,445,834 |
¥9,945,834 |
| 50 |
1.80% |
¥51,841 |
¥31,104,798 |
¥10,604,798 |
| 50 |
1.90% |
¥52,953 |
¥31,771,626 |
¥11,271,626 |
| 50 |
2.00% |
¥54,077 |
¥32,446,247 |
¥11,946,247 |
| 50 |
2.10% |
¥55,214 |
¥33,128,586 |
¥12,628,586 |
| 50 |
2.20% |
¥56,364 |
¥33,818,565 |
¥13,318,565 |
| 50 |
2.30% |
¥57,527 |
¥34,516,104 |
¥14,016,104 |
| 50 |
2.40% |
¥58,702 |
¥35,221,117 |
¥14,721,117 |
| 50 |
2.50% |
¥59,889 |
¥35,933,522 |
¥15,433,522 |
| 50 |
2.60% |
¥61,089 |
¥36,653,227 |
¥16,153,227 |
| 50 |
2.70% |
¥62,300 |
¥37,380,145 |
¥16,880,145 |
| 50 |
2.80% |
¥63,524 |
¥38,114,182 |
¥17,614,182 |
| 50 |
2.90% |
¥64,759 |
¥38,855,243 |
¥18,355,243 |
| 50 |
3.00% |
¥66,005 |
¥39,603,232 |
¥19,103,232 |
2050万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥44,266 |
¥23,903,909 |
¥3,403,909 |
| 45 |
0.80% |
¥45,218 |
¥24,417,683 |
¥3,917,683 |
| 45 |
0.90% |
¥46,182 |
¥24,938,279 |
¥4,438,279 |
| 45 |
1.00% |
¥47,159 |
¥25,465,673 |
¥4,965,673 |
| 45 |
1.10% |
¥48,148 |
¥25,999,840 |
¥5,499,840 |
| 45 |
1.20% |
¥49,150 |
¥26,540,749 |
¥6,040,749 |
| 45 |
1.30% |
¥50,164 |
¥27,088,368 |
¥6,588,368 |
| 45 |
1.40% |
¥51,190 |
¥27,642,663 |
¥7,142,663 |
| 45 |
1.50% |
¥52,229 |
¥28,203,597 |
¥7,703,597 |
| 45 |
1.60% |
¥53,280 |
¥28,771,130 |
¥8,271,130 |
| 45 |
1.70% |
¥54,343 |
¥29,345,222 |
¥8,845,222 |
| 45 |
1.80% |
¥55,418 |
¥29,925,828 |
¥9,425,828 |
| 45 |
1.90% |
¥56,505 |
¥30,512,901 |
¥10,012,901 |
| 45 |
2.00% |
¥57,604 |
¥31,106,394 |
¥10,606,394 |
| 45 |
2.10% |
¥58,715 |
¥31,706,257 |
¥11,206,257 |
| 45 |
2.20% |
¥59,838 |
¥32,312,435 |
¥11,812,435 |
| 45 |
2.30% |
¥60,972 |
¥32,924,876 |
¥12,424,876 |
| 45 |
2.40% |
¥62,118 |
¥33,543,523 |
¥13,043,523 |
| 45 |
2.50% |
¥63,275 |
¥34,168,318 |
¥13,668,318 |
| 45 |
2.60% |
¥64,443 |
¥34,799,200 |
¥14,299,200 |
| 45 |
2.70% |
¥65,622 |
¥35,436,108 |
¥14,936,108 |
| 45 |
2.80% |
¥66,813 |
¥36,078,979 |
¥15,578,979 |
| 45 |
2.90% |
¥68,014 |
¥36,727,749 |
¥16,227,749 |
| 45 |
3.00% |
¥69,227 |
¥37,382,350 |
¥16,882,350 |
2050万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥48,979 |
¥23,509,698 |
¥3,009,698 |
| 40 |
0.80% |
¥49,920 |
¥23,961,410 |
¥3,461,410 |
| 40 |
0.90% |
¥50,872 |
¥24,418,527 |
¥3,918,527 |
| 40 |
1.00% |
¥51,835 |
¥24,881,035 |
¥4,381,035 |
| 40 |
1.10% |
¥52,810 |
¥25,348,915 |
¥4,848,915 |
| 40 |
1.20% |
¥53,796 |
¥25,822,151 |
¥5,322,151 |
| 40 |
1.30% |
¥54,793 |
¥26,300,720 |
¥5,800,720 |
| 40 |
1.40% |
¥55,801 |
¥26,784,603 |
¥6,284,603 |
| 40 |
1.50% |
¥56,820 |
¥27,273,774 |
¥6,773,774 |
| 40 |
1.60% |
¥57,850 |
¥27,768,210 |
¥7,268,210 |
| 40 |
1.70% |
¥58,891 |
¥28,267,883 |
¥7,767,883 |
| 40 |
1.80% |
¥59,943 |
¥28,772,766 |
¥8,272,766 |
| 40 |
1.90% |
¥61,006 |
¥29,282,830 |
¥8,782,830 |
| 40 |
2.00% |
¥62,079 |
¥29,798,043 |
¥9,298,043 |
| 40 |
2.10% |
¥63,163 |
¥30,318,373 |
¥9,818,373 |
| 40 |
2.20% |
¥64,258 |
¥30,843,788 |
¥10,343,788 |
| 40 |
2.30% |
¥65,363 |
¥31,374,251 |
¥10,874,251 |
| 40 |
2.40% |
¥66,479 |
¥31,909,727 |
¥11,409,727 |
| 40 |
2.50% |
¥67,605 |
¥32,450,178 |
¥11,950,178 |
| 40 |
2.60% |
¥68,741 |
¥32,995,565 |
¥12,495,565 |
| 40 |
2.70% |
¥69,887 |
¥33,545,849 |
¥13,045,849 |
| 40 |
2.80% |
¥71,044 |
¥34,100,989 |
¥13,600,989 |
| 40 |
2.90% |
¥72,210 |
¥34,660,943 |
¥14,160,943 |
| 40 |
3.00% |
¥73,387 |
¥35,225,667 |
¥14,725,667 |
2050万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥55,047 |
¥23,119,639 |
¥2,619,639 |
| 35 |
0.80% |
¥55,977 |
¥23,510,547 |
¥3,010,547 |
| 35 |
0.90% |
¥56,918 |
¥23,905,603 |
¥3,405,603 |
| 35 |
1.00% |
¥57,869 |
¥24,304,799 |
¥3,804,799 |
| 35 |
1.10% |
¥58,829 |
¥24,708,124 |
¥4,208,124 |
| 35 |
1.20% |
¥59,799 |
¥25,115,567 |
¥4,615,567 |
| 35 |
1.30% |
¥60,779 |
¥25,527,116 |
¥5,027,116 |
| 35 |
1.40% |
¥61,768 |
¥25,942,759 |
¥5,442,759 |
| 35 |
1.50% |
¥62,768 |
¥26,362,480 |
¥5,862,480 |
| 35 |
1.60% |
¥63,777 |
¥26,786,266 |
¥6,286,266 |
| 35 |
1.70% |
¥64,795 |
¥27,214,101 |
¥6,714,101 |
| 35 |
1.80% |
¥65,824 |
¥27,645,967 |
¥7,145,967 |
| 35 |
1.90% |
¥66,862 |
¥28,081,848 |
¥7,581,848 |
| 35 |
2.00% |
¥67,909 |
¥28,521,724 |
¥8,021,724 |
| 35 |
2.10% |
¥68,966 |
¥28,965,577 |
¥8,465,577 |
| 35 |
2.20% |
¥70,032 |
¥29,413,387 |
¥8,913,387 |
| 35 |
2.30% |
¥71,107 |
¥29,865,131 |
¥9,365,131 |
| 35 |
2.40% |
¥72,192 |
¥30,320,789 |
¥9,820,789 |
| 35 |
2.50% |
¥73,287 |
¥30,780,338 |
¥10,280,338 |
| 35 |
2.60% |
¥74,390 |
¥31,243,754 |
¥10,743,754 |
| 35 |
2.70% |
¥75,502 |
¥31,711,014 |
¥11,211,014 |
| 35 |
2.80% |
¥76,624 |
¥32,182,092 |
¥11,682,092 |
| 35 |
2.90% |
¥77,755 |
¥32,656,964 |
¥12,156,964 |
| 35 |
3.00% |
¥78,894 |
¥33,135,601 |
¥12,635,601 |
2050万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥63,149 |
¥22,733,739 |
¥2,233,739 |
| 30 |
0.80% |
¥64,070 |
¥23,065,106 |
¥2,565,106 |
| 30 |
0.90% |
¥64,999 |
¥23,399,526 |
¥2,899,526 |
| 30 |
1.00% |
¥65,936 |
¥23,736,997 |
¥3,236,997 |
| 30 |
1.10% |
¥66,882 |
¥24,077,510 |
¥3,577,510 |
| 30 |
1.20% |
¥67,836 |
¥24,421,062 |
¥3,921,062 |
| 30 |
1.30% |
¥68,799 |
¥24,767,644 |
¥4,267,644 |
| 30 |
1.40% |
¥69,770 |
¥25,117,250 |
¥4,617,250 |
| 30 |
1.50% |
¥70,750 |
¥25,469,872 |
¥4,969,872 |
| 30 |
1.60% |
¥71,738 |
¥25,825,501 |
¥5,325,501 |
| 30 |
1.70% |
¥72,734 |
¥26,184,130 |
¥5,684,130 |
| 30 |
1.80% |
¥73,738 |
¥26,545,749 |
¥6,045,749 |
| 30 |
1.90% |
¥74,751 |
¥26,910,348 |
¥6,410,348 |
| 30 |
2.00% |
¥75,772 |
¥27,277,917 |
¥6,777,917 |
| 30 |
2.10% |
¥76,801 |
¥27,648,445 |
¥7,148,445 |
| 30 |
2.20% |
¥77,839 |
¥28,021,922 |
¥7,521,922 |
| 30 |
2.30% |
¥78,884 |
¥28,398,335 |
¥7,898,335 |
| 30 |
2.40% |
¥79,938 |
¥28,777,673 |
¥8,277,673 |
| 30 |
2.50% |
¥81,000 |
¥29,159,922 |
¥8,659,922 |
| 30 |
2.60% |
¥82,070 |
¥29,545,071 |
¥9,045,071 |
| 30 |
2.70% |
¥83,148 |
¥29,933,105 |
¥9,433,105 |
| 30 |
2.80% |
¥84,233 |
¥30,324,010 |
¥9,824,010 |
| 30 |
2.90% |
¥85,327 |
¥30,717,773 |
¥10,217,773 |
| 30 |
3.00% |
¥86,429 |
¥31,114,378 |
¥10,614,378 |
2050万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥74,507 |
¥22,352,004 |
¥1,852,004 |
| 25 |
0.80% |
¥75,417 |
¥22,625,098 |
¥2,125,098 |
| 25 |
0.90% |
¥76,334 |
¥22,900,316 |
¥2,400,316 |
| 25 |
1.00% |
¥77,259 |
¥23,177,656 |
¥2,677,656 |
| 25 |
1.10% |
¥78,190 |
¥23,457,116 |
¥2,957,116 |
| 25 |
1.20% |
¥79,129 |
¥23,738,692 |
¥3,238,692 |
| 25 |
1.30% |
¥80,075 |
¥24,022,381 |
¥3,522,381 |
| 25 |
1.40% |
¥81,027 |
¥24,308,180 |
¥3,808,180 |
| 25 |
1.50% |
¥81,987 |
¥24,596,084 |
¥4,096,084 |
| 25 |
1.60% |
¥82,954 |
¥24,886,090 |
¥4,386,090 |
| 25 |
1.70% |
¥83,927 |
¥25,178,194 |
¥4,678,194 |
| 25 |
1.80% |
¥84,908 |
¥25,472,390 |
¥4,972,390 |
| 25 |
1.90% |
¥85,896 |
¥25,768,674 |
¥5,268,674 |
| 25 |
2.00% |
¥86,890 |
¥26,067,042 |
¥5,567,042 |
| 25 |
2.10% |
¥87,892 |
¥26,367,487 |
¥5,867,487 |
| 25 |
2.20% |
¥88,900 |
¥26,670,004 |
¥6,170,004 |
| 25 |
2.30% |
¥89,915 |
¥26,974,587 |
¥6,474,587 |
| 25 |
2.40% |
¥90,937 |
¥27,281,231 |
¥6,781,231 |
| 25 |
2.50% |
¥91,966 |
¥27,589,929 |
¥7,089,929 |
| 25 |
2.60% |
¥93,002 |
¥27,900,675 |
¥7,400,675 |
| 25 |
2.70% |
¥94,045 |
¥28,213,461 |
¥7,713,461 |
| 25 |
2.80% |
¥95,094 |
¥28,528,282 |
¥8,028,282 |
| 25 |
2.90% |
¥96,150 |
¥28,845,129 |
¥8,345,129 |
| 25 |
3.00% |
¥97,213 |
¥29,163,996 |
¥8,663,996 |
2050万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥91,560 |
¥21,974,441 |
¥1,474,441 |
| 20 |
0.80% |
¥92,461 |
¥22,190,533 |
¥1,690,533 |
| 20 |
0.90% |
¥93,367 |
¥22,407,986 |
¥1,907,986 |
| 20 |
1.00% |
¥94,278 |
¥22,626,800 |
¥2,126,800 |
| 20 |
1.10% |
¥95,196 |
¥22,846,973 |
¥2,346,973 |
| 20 |
1.20% |
¥96,119 |
¥23,068,505 |
¥2,568,505 |
| 20 |
1.30% |
¥97,047 |
¥23,291,393 |
¥2,791,393 |
| 20 |
1.40% |
¥97,982 |
¥23,515,637 |
¥3,015,637 |
| 20 |
1.50% |
¥98,922 |
¥23,741,234 |
¥3,241,234 |
| 20 |
1.60% |
¥99,867 |
¥23,968,183 |
¥3,468,183 |
| 20 |
1.70% |
¥100,819 |
¥24,196,482 |
¥3,696,482 |
| 20 |
1.80% |
¥101,776 |
¥24,426,130 |
¥3,926,130 |
| 20 |
1.90% |
¥102,738 |
¥24,657,123 |
¥4,157,123 |
| 20 |
2.00% |
¥103,706 |
¥24,889,460 |
¥4,389,460 |
| 20 |
2.10% |
¥104,680 |
¥25,123,139 |
¥4,623,139 |
| 20 |
2.20% |
¥105,659 |
¥25,358,157 |
¥4,858,157 |
| 20 |
2.30% |
¥106,644 |
¥25,594,512 |
¥5,094,512 |
| 20 |
2.40% |
¥107,634 |
¥25,832,201 |
¥5,332,201 |
| 20 |
2.50% |
¥108,630 |
¥26,071,222 |
¥5,571,222 |
| 20 |
2.60% |
¥109,632 |
¥26,311,572 |
¥5,811,572 |
| 20 |
2.70% |
¥110,639 |
¥26,553,248 |
¥6,053,248 |
| 20 |
2.80% |
¥111,651 |
¥26,796,247 |
¥6,296,247 |
| 20 |
2.90% |
¥112,669 |
¥27,040,566 |
¥6,540,566 |
| 20 |
3.00% |
¥113,693 |
¥27,286,202 |
¥6,786,202 |
2050万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥120,006 |
¥21,601,054 |
¥1,101,054 |
| 15 |
0.80% |
¥120,897 |
¥21,761,418 |
¥1,261,418 |
| 15 |
0.90% |
¥121,792 |
¥21,922,550 |
¥1,422,550 |
| 15 |
1.00% |
¥122,691 |
¥22,084,448 |
¥1,584,448 |
| 15 |
1.10% |
¥123,595 |
¥22,247,111 |
¥1,747,111 |
| 15 |
1.20% |
¥124,503 |
¥22,410,541 |
¥1,910,541 |
| 15 |
1.30% |
¥125,415 |
¥22,574,735 |
¥2,074,735 |
| 15 |
1.40% |
¥126,332 |
¥22,739,694 |
¥2,239,694 |
| 15 |
1.50% |
¥127,252 |
¥22,905,417 |
¥2,405,417 |
| 15 |
1.60% |
¥128,177 |
¥23,071,904 |
¥2,571,904 |
| 15 |
1.70% |
¥129,106 |
¥23,239,153 |
¥2,739,153 |
| 15 |
1.80% |
¥130,040 |
¥23,407,165 |
¥2,907,165 |
| 15 |
1.90% |
¥130,977 |
¥23,575,937 |
¥3,075,937 |
| 15 |
2.00% |
¥131,919 |
¥23,745,471 |
¥3,245,471 |
| 15 |
2.10% |
¥132,865 |
¥23,915,765 |
¥3,415,765 |
| 15 |
2.20% |
¥133,816 |
¥24,086,817 |
¥3,586,817 |
| 15 |
2.30% |
¥134,770 |
¥24,258,628 |
¥3,758,628 |
| 15 |
2.40% |
¥135,729 |
¥24,431,197 |
¥3,931,197 |
| 15 |
2.50% |
¥136,692 |
¥24,604,522 |
¥4,104,522 |
| 15 |
2.60% |
¥137,659 |
¥24,778,603 |
¥4,278,603 |
| 15 |
2.70% |
¥138,630 |
¥24,953,438 |
¥4,453,438 |
| 15 |
2.80% |
¥139,606 |
¥25,129,027 |
¥4,629,027 |
| 15 |
2.90% |
¥140,585 |
¥25,305,369 |
¥4,805,369 |
| 15 |
3.00% |
¥141,569 |
¥25,482,463 |
¥4,982,463 |
2050万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥176,932 |
¥21,231,846 |
¥731,846 |
| 10 |
0.80% |
¥177,815 |
¥21,337,761 |
¥837,761 |
| 10 |
0.90% |
¥178,700 |
¥21,444,017 |
¥944,017 |
| 10 |
1.00% |
¥179,588 |
¥21,550,614 |
¥1,050,614 |
| 10 |
1.10% |
¥180,480 |
¥21,657,552 |
¥1,157,552 |
| 10 |
1.20% |
¥181,374 |
¥21,764,830 |
¥1,264,830 |
| 10 |
1.30% |
¥182,270 |
¥21,872,449 |
¥1,372,449 |
| 10 |
1.40% |
¥183,170 |
¥21,980,409 |
¥1,480,409 |
| 10 |
1.50% |
¥184,073 |
¥22,088,709 |
¥1,588,709 |
| 10 |
1.60% |
¥184,978 |
¥22,197,349 |
¥1,697,349 |
| 10 |
1.70% |
¥185,886 |
¥22,306,330 |
¥1,806,330 |
| 10 |
1.80% |
¥186,797 |
¥22,415,650 |
¥1,915,650 |
| 10 |
1.90% |
¥187,711 |
¥22,525,310 |
¥2,025,310 |
| 10 |
2.00% |
¥188,628 |
¥22,635,310 |
¥2,135,310 |
| 10 |
2.10% |
¥189,547 |
¥22,745,649 |
¥2,245,649 |
| 10 |
2.20% |
¥190,469 |
¥22,856,327 |
¥2,356,327 |
| 10 |
2.30% |
¥191,395 |
¥22,967,345 |
¥2,467,345 |
| 10 |
2.40% |
¥192,323 |
¥23,078,701 |
¥2,578,701 |
| 10 |
2.50% |
¥193,253 |
¥23,190,396 |
¥2,690,396 |
| 10 |
2.60% |
¥194,187 |
¥23,302,429 |
¥2,802,429 |
| 10 |
2.70% |
¥195,123 |
¥23,414,801 |
¥2,914,801 |
| 10 |
2.80% |
¥196,063 |
¥23,527,511 |
¥3,027,511 |
| 10 |
2.90% |
¥197,005 |
¥23,640,558 |
¥3,140,558 |
| 10 |
3.00% |
¥197,950 |
¥23,753,943 |
¥3,253,943 |