2050万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2050万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2050万円の住宅ローン|期間・年数別
2050万円|50年返済のローン
期間(年) | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
50 | 0.70% | ¥40,504 | ¥24,302,263 | ¥3,802,263 |
50 | 0.80% | ¥41,466 | ¥24,879,349 | ¥4,379,349 |
50 | 0.90% | ¥42,441 | ¥25,464,834 | ¥4,964,834 |
50 | 1.00% | ¥43,431 | ¥26,058,679 | ¥5,558,679 |
50 | 1.10% | ¥44,435 | ¥26,660,845 | ¥6,160,845 |
50 | 1.20% | ¥45,452 | ¥27,271,288 | ¥6,771,288 |
50 | 1.30% | ¥46,483 | ¥27,889,959 | ¥7,389,959 |
50 | 1.40% | ¥47,528 | ¥28,516,806 | ¥8,016,806 |
50 | 1.50% | ¥48,586 | ¥29,151,774 | ¥8,651,774 |
50 | 1.60% | ¥49,658 | ¥29,794,804 | ¥9,294,804 |
50 | 1.70% | ¥50,743 | ¥30,445,834 | ¥9,945,834 |
50 | 1.80% | ¥51,841 | ¥31,104,798 | ¥10,604,798 |
50 | 1.90% | ¥52,953 | ¥31,771,626 | ¥11,271,626 |
50 | 2.00% | ¥54,077 | ¥32,446,247 | ¥11,946,247 |
50 | 2.10% | ¥55,214 | ¥33,128,586 | ¥12,628,586 |
50 | 2.20% | ¥56,364 | ¥33,818,565 | ¥13,318,565 |
50 | 2.30% | ¥57,527 | ¥34,516,104 | ¥14,016,104 |
50 | 2.40% | ¥58,702 | ¥35,221,117 | ¥14,721,117 |
50 | 2.50% | ¥59,889 | ¥35,933,522 | ¥15,433,522 |
50 | 2.60% | ¥61,089 | ¥36,653,227 | ¥16,153,227 |
50 | 2.70% | ¥62,300 | ¥37,380,145 | ¥16,880,145 |
50 | 2.80% | ¥63,524 | ¥38,114,182 | ¥17,614,182 |
50 | 2.90% | ¥64,759 | ¥38,855,243 | ¥18,355,243 |
50 | 3.00% | ¥66,005 | ¥39,603,232 | ¥19,103,232 |
2050万円|45年返済のローン
期間(年) | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
45 | 0.70% | ¥44,266 | ¥23,903,909 | ¥3,403,909 |
45 | 0.80% | ¥45,218 | ¥24,417,683 | ¥3,917,683 |
45 | 0.90% | ¥46,182 | ¥24,938,279 | ¥4,438,279 |
45 | 1.00% | ¥47,159 | ¥25,465,673 | ¥4,965,673 |
45 | 1.10% | ¥48,148 | ¥25,999,840 | ¥5,499,840 |
45 | 1.20% | ¥49,150 | ¥26,540,749 | ¥6,040,749 |
45 | 1.30% | ¥50,164 | ¥27,088,368 | ¥6,588,368 |
45 | 1.40% | ¥51,190 | ¥27,642,663 | ¥7,142,663 |
45 | 1.50% | ¥52,229 | ¥28,203,597 | ¥7,703,597 |
45 | 1.60% | ¥53,280 | ¥28,771,130 | ¥8,271,130 |
45 | 1.70% | ¥54,343 | ¥29,345,222 | ¥8,845,222 |
45 | 1.80% | ¥55,418 | ¥29,925,828 | ¥9,425,828 |
45 | 1.90% | ¥56,505 | ¥30,512,901 | ¥10,012,901 |
45 | 2.00% | ¥57,604 | ¥31,106,394 | ¥10,606,394 |
45 | 2.10% | ¥58,715 | ¥31,706,257 | ¥11,206,257 |
45 | 2.20% | ¥59,838 | ¥32,312,435 | ¥11,812,435 |
45 | 2.30% | ¥60,972 | ¥32,924,876 | ¥12,424,876 |
45 | 2.40% | ¥62,118 | ¥33,543,523 | ¥13,043,523 |
45 | 2.50% | ¥63,275 | ¥34,168,318 | ¥13,668,318 |
45 | 2.60% | ¥64,443 | ¥34,799,200 | ¥14,299,200 |
45 | 2.70% | ¥65,622 | ¥35,436,108 | ¥14,936,108 |
45 | 2.80% | ¥66,813 | ¥36,078,979 | ¥15,578,979 |
45 | 2.90% | ¥68,014 | ¥36,727,749 | ¥16,227,749 |
45 | 3.00% | ¥69,227 | ¥37,382,350 | ¥16,882,350 |
2050万円|40年返済のローン
期間(年) | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
40 | 0.70% | ¥48,979 | ¥23,509,698 | ¥3,009,698 |
40 | 0.80% | ¥49,920 | ¥23,961,410 | ¥3,461,410 |
40 | 0.90% | ¥50,872 | ¥24,418,527 | ¥3,918,527 |
40 | 1.00% | ¥51,835 | ¥24,881,035 | ¥4,381,035 |
40 | 1.10% | ¥52,810 | ¥25,348,915 | ¥4,848,915 |
40 | 1.20% | ¥53,796 | ¥25,822,151 | ¥5,322,151 |
40 | 1.30% | ¥54,793 | ¥26,300,720 | ¥5,800,720 |
40 | 1.40% | ¥55,801 | ¥26,784,603 | ¥6,284,603 |
40 | 1.50% | ¥56,820 | ¥27,273,774 | ¥6,773,774 |
40 | 1.60% | ¥57,850 | ¥27,768,210 | ¥7,268,210 |
40 | 1.70% | ¥58,891 | ¥28,267,883 | ¥7,767,883 |
40 | 1.80% | ¥59,943 | ¥28,772,766 | ¥8,272,766 |
40 | 1.90% | ¥61,006 | ¥29,282,830 | ¥8,782,830 |
40 | 2.00% | ¥62,079 | ¥29,798,043 | ¥9,298,043 |
40 | 2.10% | ¥63,163 | ¥30,318,373 | ¥9,818,373 |
40 | 2.20% | ¥64,258 | ¥30,843,788 | ¥10,343,788 |
40 | 2.30% | ¥65,363 | ¥31,374,251 | ¥10,874,251 |
40 | 2.40% | ¥66,479 | ¥31,909,727 | ¥11,409,727 |
40 | 2.50% | ¥67,605 | ¥32,450,178 | ¥11,950,178 |
40 | 2.60% | ¥68,741 | ¥32,995,565 | ¥12,495,565 |
40 | 2.70% | ¥69,887 | ¥33,545,849 | ¥13,045,849 |
40 | 2.80% | ¥71,044 | ¥34,100,989 | ¥13,600,989 |
40 | 2.90% | ¥72,210 | ¥34,660,943 | ¥14,160,943 |
40 | 3.00% | ¥73,387 | ¥35,225,667 | ¥14,725,667 |
2050万円|35年返済のローン
期間(年) | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
35 | 0.70% | ¥55,047 | ¥23,119,639 | ¥2,619,639 |
35 | 0.80% | ¥55,977 | ¥23,510,547 | ¥3,010,547 |
35 | 0.90% | ¥56,918 | ¥23,905,603 | ¥3,405,603 |
35 | 1.00% | ¥57,869 | ¥24,304,799 | ¥3,804,799 |
35 | 1.10% | ¥58,829 | ¥24,708,124 | ¥4,208,124 |
35 | 1.20% | ¥59,799 | ¥25,115,567 | ¥4,615,567 |
35 | 1.30% | ¥60,779 | ¥25,527,116 | ¥5,027,116 |
35 | 1.40% | ¥61,768 | ¥25,942,759 | ¥5,442,759 |
35 | 1.50% | ¥62,768 | ¥26,362,480 | ¥5,862,480 |
35 | 1.60% | ¥63,777 | ¥26,786,266 | ¥6,286,266 |
35 | 1.70% | ¥64,795 | ¥27,214,101 | ¥6,714,101 |
35 | 1.80% | ¥65,824 | ¥27,645,967 | ¥7,145,967 |
35 | 1.90% | ¥66,862 | ¥28,081,848 | ¥7,581,848 |
35 | 2.00% | ¥67,909 | ¥28,521,724 | ¥8,021,724 |
35 | 2.10% | ¥68,966 | ¥28,965,577 | ¥8,465,577 |
35 | 2.20% | ¥70,032 | ¥29,413,387 | ¥8,913,387 |
35 | 2.30% | ¥71,107 | ¥29,865,131 | ¥9,365,131 |
35 | 2.40% | ¥72,192 | ¥30,320,789 | ¥9,820,789 |
35 | 2.50% | ¥73,287 | ¥30,780,338 | ¥10,280,338 |
35 | 2.60% | ¥74,390 | ¥31,243,754 | ¥10,743,754 |
35 | 2.70% | ¥75,502 | ¥31,711,014 | ¥11,211,014 |
35 | 2.80% | ¥76,624 | ¥32,182,092 | ¥11,682,092 |
35 | 2.90% | ¥77,755 | ¥32,656,964 | ¥12,156,964 |
35 | 3.00% | ¥78,894 | ¥33,135,601 | ¥12,635,601 |
2050万円|30年返済のローン
期間(年) | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
30 | 0.70% | ¥63,149 | ¥22,733,739 | ¥2,233,739 |
30 | 0.80% | ¥64,070 | ¥23,065,106 | ¥2,565,106 |
30 | 0.90% | ¥64,999 | ¥23,399,526 | ¥2,899,526 |
30 | 1.00% | ¥65,936 | ¥23,736,997 | ¥3,236,997 |
30 | 1.10% | ¥66,882 | ¥24,077,510 | ¥3,577,510 |
30 | 1.20% | ¥67,836 | ¥24,421,062 | ¥3,921,062 |
30 | 1.30% | ¥68,799 | ¥24,767,644 | ¥4,267,644 |
30 | 1.40% | ¥69,770 | ¥25,117,250 | ¥4,617,250 |
30 | 1.50% | ¥70,750 | ¥25,469,872 | ¥4,969,872 |
30 | 1.60% | ¥71,738 | ¥25,825,501 | ¥5,325,501 |
30 | 1.70% | ¥72,734 | ¥26,184,130 | ¥5,684,130 |
30 | 1.80% | ¥73,738 | ¥26,545,749 | ¥6,045,749 |
30 | 1.90% | ¥74,751 | ¥26,910,348 | ¥6,410,348 |
30 | 2.00% | ¥75,772 | ¥27,277,917 | ¥6,777,917 |
30 | 2.10% | ¥76,801 | ¥27,648,445 | ¥7,148,445 |
30 | 2.20% | ¥77,839 | ¥28,021,922 | ¥7,521,922 |
30 | 2.30% | ¥78,884 | ¥28,398,335 | ¥7,898,335 |
30 | 2.40% | ¥79,938 | ¥28,777,673 | ¥8,277,673 |
30 | 2.50% | ¥81,000 | ¥29,159,922 | ¥8,659,922 |
30 | 2.60% | ¥82,070 | ¥29,545,071 | ¥9,045,071 |
30 | 2.70% | ¥83,148 | ¥29,933,105 | ¥9,433,105 |
30 | 2.80% | ¥84,233 | ¥30,324,010 | ¥9,824,010 |
30 | 2.90% | ¥85,327 | ¥30,717,773 | ¥10,217,773 |
30 | 3.00% | ¥86,429 | ¥31,114,378 | ¥10,614,378 |
2050万円|25年返済のローン
期間(年) | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
25 | 0.70% | ¥74,507 | ¥22,352,004 | ¥1,852,004 |
25 | 0.80% | ¥75,417 | ¥22,625,098 | ¥2,125,098 |
25 | 0.90% | ¥76,334 | ¥22,900,316 | ¥2,400,316 |
25 | 1.00% | ¥77,259 | ¥23,177,656 | ¥2,677,656 |
25 | 1.10% | ¥78,190 | ¥23,457,116 | ¥2,957,116 |
25 | 1.20% | ¥79,129 | ¥23,738,692 | ¥3,238,692 |
25 | 1.30% | ¥80,075 | ¥24,022,381 | ¥3,522,381 |
25 | 1.40% | ¥81,027 | ¥24,308,180 | ¥3,808,180 |
25 | 1.50% | ¥81,987 | ¥24,596,084 | ¥4,096,084 |
25 | 1.60% | ¥82,954 | ¥24,886,090 | ¥4,386,090 |
25 | 1.70% | ¥83,927 | ¥25,178,194 | ¥4,678,194 |
25 | 1.80% | ¥84,908 | ¥25,472,390 | ¥4,972,390 |
25 | 1.90% | ¥85,896 | ¥25,768,674 | ¥5,268,674 |
25 | 2.00% | ¥86,890 | ¥26,067,042 | ¥5,567,042 |
25 | 2.10% | ¥87,892 | ¥26,367,487 | ¥5,867,487 |
25 | 2.20% | ¥88,900 | ¥26,670,004 | ¥6,170,004 |
25 | 2.30% | ¥89,915 | ¥26,974,587 | ¥6,474,587 |
25 | 2.40% | ¥90,937 | ¥27,281,231 | ¥6,781,231 |
25 | 2.50% | ¥91,966 | ¥27,589,929 | ¥7,089,929 |
25 | 2.60% | ¥93,002 | ¥27,900,675 | ¥7,400,675 |
25 | 2.70% | ¥94,045 | ¥28,213,461 | ¥7,713,461 |
25 | 2.80% | ¥95,094 | ¥28,528,282 | ¥8,028,282 |
25 | 2.90% | ¥96,150 | ¥28,845,129 | ¥8,345,129 |
25 | 3.00% | ¥97,213 | ¥29,163,996 | ¥8,663,996 |
2050万円|20年返済のローン
期間(年) | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
20 | 0.70% | ¥91,560 | ¥21,974,441 | ¥1,474,441 |
20 | 0.80% | ¥92,461 | ¥22,190,533 | ¥1,690,533 |
20 | 0.90% | ¥93,367 | ¥22,407,986 | ¥1,907,986 |
20 | 1.00% | ¥94,278 | ¥22,626,800 | ¥2,126,800 |
20 | 1.10% | ¥95,196 | ¥22,846,973 | ¥2,346,973 |
20 | 1.20% | ¥96,119 | ¥23,068,505 | ¥2,568,505 |
20 | 1.30% | ¥97,047 | ¥23,291,393 | ¥2,791,393 |
20 | 1.40% | ¥97,982 | ¥23,515,637 | ¥3,015,637 |
20 | 1.50% | ¥98,922 | ¥23,741,234 | ¥3,241,234 |
20 | 1.60% | ¥99,867 | ¥23,968,183 | ¥3,468,183 |
20 | 1.70% | ¥100,819 | ¥24,196,482 | ¥3,696,482 |
20 | 1.80% | ¥101,776 | ¥24,426,130 | ¥3,926,130 |
20 | 1.90% | ¥102,738 | ¥24,657,123 | ¥4,157,123 |
20 | 2.00% | ¥103,706 | ¥24,889,460 | ¥4,389,460 |
20 | 2.10% | ¥104,680 | ¥25,123,139 | ¥4,623,139 |
20 | 2.20% | ¥105,659 | ¥25,358,157 | ¥4,858,157 |
20 | 2.30% | ¥106,644 | ¥25,594,512 | ¥5,094,512 |
20 | 2.40% | ¥107,634 | ¥25,832,201 | ¥5,332,201 |
20 | 2.50% | ¥108,630 | ¥26,071,222 | ¥5,571,222 |
20 | 2.60% | ¥109,632 | ¥26,311,572 | ¥5,811,572 |
20 | 2.70% | ¥110,639 | ¥26,553,248 | ¥6,053,248 |
20 | 2.80% | ¥111,651 | ¥26,796,247 | ¥6,296,247 |
20 | 2.90% | ¥112,669 | ¥27,040,566 | ¥6,540,566 |
20 | 3.00% | ¥113,693 | ¥27,286,202 | ¥6,786,202 |
2050万円|15年返済のローン
期間(年) | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
15 | 0.70% | ¥120,006 | ¥21,601,054 | ¥1,101,054 |
15 | 0.80% | ¥120,897 | ¥21,761,418 | ¥1,261,418 |
15 | 0.90% | ¥121,792 | ¥21,922,550 | ¥1,422,550 |
15 | 1.00% | ¥122,691 | ¥22,084,448 | ¥1,584,448 |
15 | 1.10% | ¥123,595 | ¥22,247,111 | ¥1,747,111 |
15 | 1.20% | ¥124,503 | ¥22,410,541 | ¥1,910,541 |
15 | 1.30% | ¥125,415 | ¥22,574,735 | ¥2,074,735 |
15 | 1.40% | ¥126,332 | ¥22,739,694 | ¥2,239,694 |
15 | 1.50% | ¥127,252 | ¥22,905,417 | ¥2,405,417 |
15 | 1.60% | ¥128,177 | ¥23,071,904 | ¥2,571,904 |
15 | 1.70% | ¥129,106 | ¥23,239,153 | ¥2,739,153 |
15 | 1.80% | ¥130,040 | ¥23,407,165 | ¥2,907,165 |
15 | 1.90% | ¥130,977 | ¥23,575,937 | ¥3,075,937 |
15 | 2.00% | ¥131,919 | ¥23,745,471 | ¥3,245,471 |
15 | 2.10% | ¥132,865 | ¥23,915,765 | ¥3,415,765 |
15 | 2.20% | ¥133,816 | ¥24,086,817 | ¥3,586,817 |
15 | 2.30% | ¥134,770 | ¥24,258,628 | ¥3,758,628 |
15 | 2.40% | ¥135,729 | ¥24,431,197 | ¥3,931,197 |
15 | 2.50% | ¥136,692 | ¥24,604,522 | ¥4,104,522 |
15 | 2.60% | ¥137,659 | ¥24,778,603 | ¥4,278,603 |
15 | 2.70% | ¥138,630 | ¥24,953,438 | ¥4,453,438 |
15 | 2.80% | ¥139,606 | ¥25,129,027 | ¥4,629,027 |
15 | 2.90% | ¥140,585 | ¥25,305,369 | ¥4,805,369 |
15 | 3.00% | ¥141,569 | ¥25,482,463 | ¥4,982,463 |
2050万円|10年返済のローン
期間(年) | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
10 | 0.70% | ¥176,932 | ¥21,231,846 | ¥731,846 |
10 | 0.80% | ¥177,815 | ¥21,337,761 | ¥837,761 |
10 | 0.90% | ¥178,700 | ¥21,444,017 | ¥944,017 |
10 | 1.00% | ¥179,588 | ¥21,550,614 | ¥1,050,614 |
10 | 1.10% | ¥180,480 | ¥21,657,552 | ¥1,157,552 |
10 | 1.20% | ¥181,374 | ¥21,764,830 | ¥1,264,830 |
10 | 1.30% | ¥182,270 | ¥21,872,449 | ¥1,372,449 |
10 | 1.40% | ¥183,170 | ¥21,980,409 | ¥1,480,409 |
10 | 1.50% | ¥184,073 | ¥22,088,709 | ¥1,588,709 |
10 | 1.60% | ¥184,978 | ¥22,197,349 | ¥1,697,349 |
10 | 1.70% | ¥185,886 | ¥22,306,330 | ¥1,806,330 |
10 | 1.80% | ¥186,797 | ¥22,415,650 | ¥1,915,650 |
10 | 1.90% | ¥187,711 | ¥22,525,310 | ¥2,025,310 |
10 | 2.00% | ¥188,628 | ¥22,635,310 | ¥2,135,310 |
10 | 2.10% | ¥189,547 | ¥22,745,649 | ¥2,245,649 |
10 | 2.20% | ¥190,469 | ¥22,856,327 | ¥2,356,327 |
10 | 2.30% | ¥191,395 | ¥22,967,345 | ¥2,467,345 |
10 | 2.40% | ¥192,323 | ¥23,078,701 | ¥2,578,701 |
10 | 2.50% | ¥193,253 | ¥23,190,396 | ¥2,690,396 |
10 | 2.60% | ¥194,187 | ¥23,302,429 | ¥2,802,429 |
10 | 2.70% | ¥195,123 | ¥23,414,801 | ¥2,914,801 |
10 | 2.80% | ¥196,063 | ¥23,527,511 | ¥3,027,511 |
10 | 2.90% | ¥197,005 | ¥23,640,558 | ¥3,140,558 |
10 | 3.00% | ¥197,950 | ¥23,753,943 | ¥3,253,943 |