2060万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2060万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2060万円の住宅ローン｜期間・年数別
2060万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥40,701 | ¥24,420,810 | ¥3,820,810 |
| 50 | 0.80% | ¥41,668 | ¥25,000,712 | ¥4,400,712 |
| 50 | 0.90% | ¥42,648 | ¥25,589,052 | ¥4,989,052 |
| 50 | 1.00% | ¥43,643 | ¥26,185,795 | ¥5,585,795 |
| 50 | 1.10% | ¥44,651 | ¥26,790,898 | ¥6,190,898 |
| 50 | 1.20% | ¥45,674 | ¥27,404,318 | ¥6,804,318 |
| 50 | 1.30% | ¥46,710 | ¥28,026,007 | ¥7,426,007 |
| 50 | 1.40% | ¥47,760 | ¥28,655,912 | ¥8,055,912 |
| 50 | 1.50% | ¥48,823 | ¥29,293,978 | ¥8,693,978 |
| 50 | 1.60% | ¥49,900 | ¥29,940,145 | ¥9,340,145 |
| 50 | 1.70% | ¥50,991 | ¥30,594,350 | ¥9,994,350 |
| 50 | 1.80% | ¥52,094 | ¥31,256,528 | ¥10,656,528 |
| 50 | 1.90% | ¥53,211 | ¥31,926,610 | ¥11,326,610 |
| 50 | 2.00% | ¥54,341 | ¥32,604,522 | ¥12,004,522 |
| 50 | 2.10% | ¥55,484 | ¥33,290,189 | ¥12,690,189 |
| 50 | 2.20% | ¥56,639 | ¥33,983,534 | ¥13,383,534 |
| 50 | 2.30% | ¥57,807 | ¥34,684,475 | ¥14,084,475 |
| 50 | 2.40% | ¥58,988 | ¥35,392,928 | ¥14,792,928 |
| 50 | 2.50% | ¥60,181 | ¥36,108,807 | ¥15,508,807 |
| 50 | 2.60% | ¥61,387 | ¥36,832,024 | ¥16,232,024 |
| 50 | 2.70% | ¥62,604 | ¥37,562,487 | ¥16,962,487 |
| 50 | 2.80% | ¥63,834 | ¥38,300,104 | ¥17,700,104 |
| 50 | 2.90% | ¥65,075 | ¥39,044,781 | ¥18,444,781 |
| 50 | 3.00% | ¥66,327 | ¥39,796,419 | ¥19,196,419 |
2060万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥44,482 | ¥24,020,514 | ¥3,420,514 |
| 45 | 0.80% | ¥45,439 | ¥24,536,793 | ¥3,936,793 |
| 45 | 0.90% | ¥46,407 | ¥25,059,929 | ¥4,459,929 |
| 45 | 1.00% | ¥47,389 | ¥25,589,896 | ¥4,989,896 |
| 45 | 1.10% | ¥48,383 | ¥26,126,668 | ¥5,526,668 |
| 45 | 1.20% | ¥49,389 | ¥26,670,216 | ¥6,070,216 |
| 45 | 1.30% | ¥50,408 | ¥27,220,506 | ¥6,620,506 |
| 45 | 1.40% | ¥51,440 | ¥27,777,505 | ¥7,177,505 |
| 45 | 1.50% | ¥52,484 | ¥28,341,175 | ¥7,741,175 |
| 45 | 1.60% | ¥53,540 | ¥28,911,477 | ¥8,311,477 |
| 45 | 1.70% | ¥54,608 | ¥29,488,369 | ¥8,888,369 |
| 45 | 1.80% | ¥55,689 | ¥30,071,807 | ¥9,471,807 |
| 45 | 1.90% | ¥56,781 | ¥30,661,745 | ¥10,061,745 |
| 45 | 2.00% | ¥57,885 | ¥31,258,133 | ¥10,658,133 |
| 45 | 2.10% | ¥59,002 | ¥31,860,921 | ¥11,260,921 |
| 45 | 2.20% | ¥60,130 | ¥32,470,057 | ¥11,870,057 |
| 45 | 2.30% | ¥61,269 | ¥33,085,486 | ¥12,485,486 |
| 45 | 2.40% | ¥62,421 | ¥33,707,150 | ¥13,107,150 |
| 45 | 2.50% | ¥63,583 | ¥34,334,992 | ¥13,734,992 |
| 45 | 2.60% | ¥64,757 | ¥34,968,952 | ¥14,368,952 |
| 45 | 2.70% | ¥65,943 | ¥35,608,967 | ¥15,008,967 |
| 45 | 2.80% | ¥67,139 | ¥36,254,974 | ¥15,654,974 |
| 45 | 2.90% | ¥68,346 | ¥36,906,909 | ¥16,306,909 |
| 45 | 3.00% | ¥69,564 | ¥37,564,703 | ¥16,964,703 |
2060万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥49,217 | ¥23,624,380 | ¥3,024,380 |
| 40 | 0.80% | ¥50,163 | ¥24,078,295 | ¥3,478,295 |
| 40 | 0.90% | ¥51,120 | ¥24,537,642 | ¥3,937,642 |
| 40 | 1.00% | ¥52,088 | ¥25,002,406 | ¥4,402,406 |
| 40 | 1.10% | ¥53,068 | ¥25,472,569 | ¥4,872,569 |
| 40 | 1.20% | ¥54,059 | ¥25,948,112 | ¥5,348,112 |
| 40 | 1.30% | ¥55,060 | ¥26,429,017 | ¥5,829,017 |
| 40 | 1.40% | ¥56,073 | ¥26,915,259 | ¥6,315,259 |
| 40 | 1.50% | ¥57,098 | ¥27,406,817 | ¥6,806,817 |
| 40 | 1.60% | ¥58,133 | ¥27,903,664 | ¥7,303,664 |
| 40 | 1.70% | ¥59,179 | ¥28,405,775 | ¥7,805,775 |
| 40 | 1.80% | ¥60,236 | ¥28,913,121 | ¥8,313,121 |
| 40 | 1.90% | ¥61,303 | ¥29,425,673 | ¥8,825,673 |
| 40 | 2.00% | ¥62,382 | ¥29,943,399 | ¥9,343,399 |
| 40 | 2.10% | ¥63,471 | ¥30,466,268 | ¥9,866,268 |
| 40 | 2.20% | ¥64,571 | ¥30,994,245 | ¥10,394,245 |
| 40 | 2.30% | ¥65,682 | ¥31,527,296 | ¥10,927,296 |
| 40 | 2.40% | ¥66,803 | ¥32,065,384 | ¥11,465,384 |
| 40 | 2.50% | ¥67,934 | ¥32,608,471 | ¥12,008,471 |
| 40 | 2.60% | ¥69,076 | ¥33,156,519 | ¥12,556,519 |
| 40 | 2.70% | ¥70,228 | ¥33,709,488 | ¥13,109,488 |
| 40 | 2.80% | ¥71,390 | ¥34,267,336 | ¥13,667,336 |
| 40 | 2.90% | ¥72,563 | ¥34,830,021 | ¥14,230,021 |
| 40 | 3.00% | ¥73,745 | ¥35,397,500 | ¥14,797,500 |
2060万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥55,315 | ¥23,232,418 | ¥2,632,418 |
| 35 | 0.80% | ¥56,251 | ¥23,625,232 | ¥3,025,232 |
| 35 | 0.90% | ¥57,196 | ¥24,022,216 | ¥3,422,216 |
| 35 | 1.00% | ¥58,151 | ¥24,423,359 | ¥3,823,359 |
| 35 | 1.10% | ¥59,116 | ¥24,828,651 | ¥4,228,651 |
| 35 | 1.20% | ¥60,091 | ¥25,238,082 | ¥4,638,082 |
| 35 | 1.30% | ¥61,075 | ¥25,651,639 | ¥5,051,639 |
| 35 | 1.40% | ¥62,070 | ¥26,069,309 | ¥5,469,309 |
| 35 | 1.50% | ¥63,074 | ¥26,491,078 | ¥5,891,078 |
| 35 | 1.60% | ¥64,088 | ¥26,916,931 | ¥6,316,931 |
| 35 | 1.70% | ¥65,112 | ¥27,346,853 | ¥6,746,853 |
| 35 | 1.80% | ¥66,145 | ¥27,780,826 | ¥7,180,826 |
| 35 | 1.90% | ¥67,188 | ¥28,218,833 | ¥7,618,833 |
| 35 | 2.00% | ¥68,240 | ¥28,660,855 | ¥8,060,855 |
| 35 | 2.10% | ¥69,302 | ¥29,106,873 | ¥8,506,873 |
| 35 | 2.20% | ¥70,373 | ¥29,556,867 | ¥8,956,867 |
| 35 | 2.30% | ¥71,454 | ¥30,010,815 | ¥9,410,815 |
| 35 | 2.40% | ¥72,545 | ¥30,468,695 | ¥9,868,695 |
| 35 | 2.50% | ¥73,644 | ¥30,930,486 | ¥10,330,486 |
| 35 | 2.60% | ¥74,753 | ¥31,396,163 | ¥10,796,163 |
| 35 | 2.70% | ¥75,871 | ¥31,865,702 | ¥11,265,702 |
| 35 | 2.80% | ¥76,998 | ¥32,339,078 | ¥11,739,078 |
| 35 | 2.90% | ¥78,134 | ¥32,816,266 | ¥12,216,266 |
| 35 | 3.00% | ¥79,279 | ¥33,297,238 | ¥12,697,238 |
2060万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥63,457 | ¥22,844,635 | ¥2,244,635 |
| 30 | 0.80% | ¥64,382 | ¥23,177,618 | ¥2,577,618 |
| 30 | 0.90% | ¥65,316 | ¥23,513,671 | ¥2,913,671 |
| 30 | 1.00% | ¥66,258 | ¥23,852,787 | ¥3,252,787 |
| 30 | 1.10% | ¥67,208 | ¥24,194,962 | ¥3,594,962 |
| 30 | 1.20% | ¥68,167 | ¥24,540,189 | ¥3,940,189 |
| 30 | 1.30% | ¥69,135 | ¥24,888,462 | ¥4,288,462 |
| 30 | 1.40% | ¥70,110 | ¥25,239,773 | ¥4,639,773 |
| 30 | 1.50% | ¥71,095 | ¥25,594,115 | ¥4,994,115 |
| 30 | 1.60% | ¥72,087 | ¥25,951,479 | ¥5,351,479 |
| 30 | 1.70% | ¥73,088 | ¥26,311,858 | ¥5,711,858 |
| 30 | 1.80% | ¥74,098 | ¥26,675,240 | ¥6,075,240 |
| 30 | 1.90% | ¥75,116 | ¥27,041,618 | ¥6,441,618 |
| 30 | 2.00% | ¥76,142 | ¥27,410,980 | ¥6,810,980 |
| 30 | 2.10% | ¥77,176 | ¥27,783,316 | ¥7,183,316 |
| 30 | 2.20% | ¥78,218 | ¥28,158,614 | ¥7,558,614 |
| 30 | 2.30% | ¥79,269 | ¥28,536,864 | ¥7,936,864 |
| 30 | 2.40% | ¥80,328 | ¥28,918,052 | ¥8,318,052 |
| 30 | 2.50% | ¥81,395 | ¥29,302,166 | ¥8,702,166 |
| 30 | 2.60% | ¥82,470 | ¥29,689,193 | ¥9,089,193 |
| 30 | 2.70% | ¥83,553 | ¥30,079,120 | ¥9,479,120 |
| 30 | 2.80% | ¥84,644 | ¥30,471,932 | ¥9,871,932 |
| 30 | 2.90% | ¥85,743 | ¥30,867,615 | ¥10,267,615 |
| 30 | 3.00% | ¥86,850 | ¥31,266,155 | ¥10,666,155 |
2060万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥74,870 | ¥22,461,039 | ¥1,861,039 |
| 25 | 0.80% | ¥75,785 | ¥22,735,464 | ¥2,135,464 |
| 25 | 0.90% | ¥76,707 | ¥23,012,025 | ¥2,412,025 |
| 25 | 1.00% | ¥77,636 | ¥23,290,718 | ¥2,690,718 |
| 25 | 1.10% | ¥78,572 | ¥23,571,541 | ¥2,971,541 |
| 25 | 1.20% | ¥79,515 | ¥23,854,490 | ¥3,254,490 |
| 25 | 1.30% | ¥80,465 | ¥24,139,563 | ¥3,539,563 |
| 25 | 1.40% | ¥81,423 | ¥24,426,756 | ¥3,826,756 |
| 25 | 1.50% | ¥82,387 | ¥24,716,065 | ¥4,116,065 |
| 25 | 1.60% | ¥83,358 | ¥25,007,486 | ¥4,407,486 |
| 25 | 1.70% | ¥84,337 | ¥25,301,014 | ¥4,701,014 |
| 25 | 1.80% | ¥85,322 | ¥25,596,646 | ¥4,996,646 |
| 25 | 1.90% | ¥86,315 | ¥25,894,375 | ¥5,294,375 |
| 25 | 2.00% | ¥87,314 | ¥26,194,198 | ¥5,594,198 |
| 25 | 2.10% | ¥88,320 | ¥26,496,109 | ¥5,896,109 |
| 25 | 2.20% | ¥89,334 | ¥26,800,102 | ¥6,200,102 |
| 25 | 2.30% | ¥90,354 | ¥27,106,171 | ¥6,506,171 |
| 25 | 2.40% | ¥91,381 | ¥27,414,310 | ¥6,814,310 |
| 25 | 2.50% | ¥92,415 | ¥27,724,514 | ¥7,124,514 |
| 25 | 2.60% | ¥93,456 | ¥28,036,776 | ¥7,436,776 |
| 25 | 2.70% | ¥94,504 | ¥28,351,088 | ¥7,751,088 |
| 25 | 2.80% | ¥95,558 | ¥28,667,444 | ¥8,067,444 |
| 25 | 2.90% | ¥96,619 | ¥28,985,837 | ¥8,385,837 |
| 25 | 3.00% | ¥97,688 | ¥29,306,259 | ¥8,706,259 |
2060万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥92,007 | ¥22,081,634 | ¥1,481,634 |
| 20 | 0.80% | ¥92,912 | ¥22,298,779 | ¥1,698,779 |
| 20 | 0.90% | ¥93,822 | ¥22,517,293 | ¥1,917,293 |
| 20 | 1.00% | ¥94,738 | ¥22,737,175 | ¥2,137,175 |
| 20 | 1.10% | ¥95,660 | ¥22,958,422 | ¥2,358,422 |
| 20 | 1.20% | ¥96,588 | ¥23,181,034 | ¥2,581,034 |
| 20 | 1.30% | ¥97,521 | ¥23,405,010 | ¥2,805,010 |
| 20 | 1.40% | ¥98,460 | ¥23,630,347 | ¥3,030,347 |
| 20 | 1.50% | ¥99,404 | ¥23,857,045 | ¥3,257,045 |
| 20 | 1.60% | ¥100,355 | ¥24,085,101 | ¥3,485,101 |
| 20 | 1.70% | ¥101,310 | ¥24,314,514 | ¥3,714,514 |
| 20 | 1.80% | ¥102,272 | ¥24,545,281 | ¥3,945,281 |
| 20 | 1.90% | ¥103,239 | ¥24,777,402 | ¥4,177,402 |
| 20 | 2.00% | ¥104,212 | ¥25,010,872 | ¥4,410,872 |
| 20 | 2.10% | ¥105,190 | ¥25,245,691 | ¥4,645,691 |
| 20 | 2.20% | ¥106,174 | ¥25,481,855 | ¥4,881,855 |
| 20 | 2.30% | ¥107,164 | ¥25,719,363 | ¥5,119,363 |
| 20 | 2.40% | ¥108,159 | ¥25,958,212 | ¥5,358,212 |
| 20 | 2.50% | ¥109,160 | ¥26,198,399 | ¥5,598,399 |
| 20 | 2.60% | ¥110,166 | ¥26,439,921 | ¥5,839,921 |
| 20 | 2.70% | ¥111,178 | ¥26,682,776 | ¥6,082,776 |
| 20 | 2.80% | ¥112,196 | ¥26,926,960 | ¥6,326,960 |
| 20 | 2.90% | ¥113,219 | ¥27,172,471 | ¥6,572,471 |
| 20 | 3.00% | ¥114,247 | ¥27,419,305 | ¥6,819,305 |
2060万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥120,591 | ¥21,706,425 | ¥1,106,425 |
| 15 | 0.80% | ¥121,487 | ¥21,867,572 | ¥1,267,572 |
| 15 | 0.90% | ¥122,386 | ¥22,029,489 | ¥1,429,489 |
| 15 | 1.00% | ¥123,290 | ¥22,192,177 | ¥1,592,177 |
| 15 | 1.10% | ¥124,198 | ¥22,355,634 | ¥1,755,634 |
| 15 | 1.20% | ¥125,110 | ¥22,519,861 | ¥1,919,861 |
| 15 | 1.30% | ¥126,027 | ¥22,684,856 | ¥2,084,856 |
| 15 | 1.40% | ¥126,948 | ¥22,850,620 | ¥2,250,620 |
| 15 | 1.50% | ¥127,873 | ¥23,017,151 | ¥2,417,151 |
| 15 | 1.60% | ¥128,802 | ¥23,184,450 | ¥2,584,450 |
| 15 | 1.70% | ¥129,736 | ¥23,352,515 | ¥2,752,515 |
| 15 | 1.80% | ¥130,674 | ¥23,521,346 | ¥2,921,346 |
| 15 | 1.90% | ¥131,616 | ¥23,690,942 | ¥3,090,942 |
| 15 | 2.00% | ¥132,563 | ¥23,861,303 | ¥3,261,303 |
| 15 | 2.10% | ¥133,513 | ¥24,032,427 | ¥3,432,427 |
| 15 | 2.20% | ¥134,468 | ¥24,204,314 | ¥3,604,314 |
| 15 | 2.30% | ¥135,428 | ¥24,376,963 | ¥3,776,963 |
| 15 | 2.40% | ¥136,391 | ¥24,550,373 | ¥3,950,373 |
| 15 | 2.50% | ¥137,359 | ¥24,724,544 | ¥4,124,544 |
| 15 | 2.60% | ¥138,330 | ¥24,899,474 | ¥4,299,474 |
| 15 | 2.70% | ¥139,306 | ¥25,075,162 | ¥4,475,162 |
| 15 | 2.80% | ¥140,287 | ¥25,251,608 | ¥4,651,608 |
| 15 | 2.90% | ¥141,271 | ¥25,428,810 | ¥4,828,810 |
| 15 | 3.00% | ¥142,260 | ¥25,606,767 | ¥5,006,767 |
2060万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥177,795 | ¥21,335,416 | ¥735,416 |
| 10 | 0.80% | ¥178,682 | ¥21,441,848 | ¥841,848 |
| 10 | 0.90% | ¥179,572 | ¥21,548,622 | ¥948,622 |
| 10 | 1.00% | ¥180,464 | ¥21,655,739 | ¥1,055,739 |
| 10 | 1.10% | ¥181,360 | ¥21,763,198 | ¥1,163,198 |
| 10 | 1.20% | ¥182,258 | ¥21,871,000 | ¥1,271,000 |
| 10 | 1.30% | ¥183,160 | ¥21,979,144 | ¥1,379,144 |
| 10 | 1.40% | ¥184,064 | ¥22,087,630 | ¥1,487,630 |
| 10 | 1.50% | ¥184,970 | ¥22,196,459 | ¥1,596,459 |
| 10 | 1.60% | ¥185,880 | ¥22,305,629 | ¥1,705,629 |
| 10 | 1.70% | ¥186,793 | ¥22,415,141 | ¥1,815,141 |
| 10 | 1.80% | ¥187,708 | ¥22,524,995 | ¥1,924,995 |
| 10 | 1.90% | ¥188,627 | ¥22,635,190 | ¥2,035,190 |
| 10 | 2.00% | ¥189,548 | ¥22,745,726 | ¥2,145,726 |
| 10 | 2.10% | ¥190,472 | ¥22,856,603 | ¥2,256,603 |
| 10 | 2.20% | ¥191,399 | ¥22,967,821 | ¥2,367,821 |
| 10 | 2.30% | ¥192,328 | ¥23,079,380 | ¥2,479,380 |
| 10 | 2.40% | ¥193,261 | ¥23,191,280 | ¥2,591,280 |
| 10 | 2.50% | ¥194,196 | ¥23,303,520 | ¥2,703,520 |
| 10 | 2.60% | ¥195,134 | ¥23,416,100 | ¥2,816,100 |
| 10 | 2.70% | ¥196,075 | ¥23,529,019 | ¥2,929,019 |
| 10 | 2.80% | ¥197,019 | ¥23,642,279 | ¥3,042,279 |
| 10 | 2.90% | ¥197,966 | ¥23,755,878 | ¥3,155,878 |
| 10 | 3.00% | ¥198,915 | ¥23,869,816 | ¥3,269,816 |
