2080万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2080万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2080万円の住宅ローン|期間・年数別
2080万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥41,097 |
¥24,657,906 |
¥3,857,906 |
| 50 |
0.80% |
¥42,072 |
¥25,243,437 |
¥4,443,437 |
| 50 |
0.90% |
¥43,062 |
¥25,837,490 |
¥5,037,490 |
| 50 |
1.00% |
¥44,067 |
¥26,440,026 |
¥5,640,026 |
| 50 |
1.10% |
¥45,085 |
¥27,051,004 |
¥6,251,004 |
| 50 |
1.20% |
¥46,117 |
¥27,670,380 |
¥6,870,380 |
| 50 |
1.30% |
¥47,164 |
¥28,298,104 |
¥7,498,104 |
| 50 |
1.40% |
¥48,224 |
¥28,934,125 |
¥8,134,125 |
| 50 |
1.50% |
¥49,297 |
¥29,578,385 |
¥8,778,385 |
| 50 |
1.60% |
¥50,385 |
¥30,230,826 |
¥9,430,826 |
| 50 |
1.70% |
¥51,486 |
¥30,891,383 |
¥10,091,383 |
| 50 |
1.80% |
¥52,600 |
¥31,559,990 |
¥10,759,990 |
| 50 |
1.90% |
¥53,728 |
¥32,236,577 |
¥11,436,577 |
| 50 |
2.00% |
¥54,868 |
¥32,921,071 |
¥12,121,071 |
| 50 |
2.10% |
¥56,022 |
¥33,613,395 |
¥12,813,395 |
| 50 |
2.20% |
¥57,189 |
¥34,313,471 |
¥13,513,471 |
| 50 |
2.30% |
¥58,369 |
¥35,021,217 |
¥14,221,217 |
| 50 |
2.40% |
¥59,561 |
¥35,736,548 |
¥14,936,548 |
| 50 |
2.50% |
¥60,766 |
¥36,459,378 |
¥15,659,378 |
| 50 |
2.60% |
¥61,983 |
¥37,189,616 |
¥16,389,616 |
| 50 |
2.70% |
¥63,212 |
¥37,927,172 |
¥17,127,172 |
| 50 |
2.80% |
¥64,453 |
¥38,671,950 |
¥17,871,950 |
| 50 |
2.90% |
¥65,706 |
¥39,423,856 |
¥18,623,856 |
| 50 |
3.00% |
¥66,971 |
¥40,182,792 |
¥19,382,792 |
2080万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥44,914 |
¥24,253,722 |
¥3,453,722 |
| 45 |
0.80% |
¥45,880 |
¥24,775,014 |
¥3,975,014 |
| 45 |
0.90% |
¥46,858 |
¥25,303,229 |
¥4,503,229 |
| 45 |
1.00% |
¥47,849 |
¥25,838,342 |
¥5,038,342 |
| 45 |
1.10% |
¥48,852 |
¥26,380,325 |
¥5,580,325 |
| 45 |
1.20% |
¥49,869 |
¥26,929,150 |
¥6,129,150 |
| 45 |
1.30% |
¥50,898 |
¥27,484,783 |
¥6,684,783 |
| 45 |
1.40% |
¥51,939 |
¥28,047,190 |
¥7,247,190 |
| 45 |
1.50% |
¥52,993 |
¥28,616,332 |
¥7,816,332 |
| 45 |
1.60% |
¥54,060 |
¥29,192,171 |
¥8,392,171 |
| 45 |
1.70% |
¥55,138 |
¥29,774,664 |
¥8,974,664 |
| 45 |
1.80% |
¥56,229 |
¥30,363,767 |
¥9,563,767 |
| 45 |
1.90% |
¥57,332 |
¥30,959,432 |
¥10,159,432 |
| 45 |
2.00% |
¥58,447 |
¥31,561,610 |
¥10,761,610 |
| 45 |
2.10% |
¥59,575 |
¥32,170,251 |
¥11,370,251 |
| 45 |
2.20% |
¥60,714 |
¥32,785,300 |
¥11,985,300 |
| 45 |
2.30% |
¥61,864 |
¥33,406,704 |
¥12,606,704 |
| 45 |
2.40% |
¥63,027 |
¥34,034,404 |
¥13,234,404 |
| 45 |
2.50% |
¥64,201 |
¥34,668,342 |
¥13,868,342 |
| 45 |
2.60% |
¥65,386 |
¥35,308,456 |
¥14,508,456 |
| 45 |
2.70% |
¥66,583 |
¥35,954,685 |
¥15,154,685 |
| 45 |
2.80% |
¥67,791 |
¥36,606,964 |
¥15,806,964 |
| 45 |
2.90% |
¥69,010 |
¥37,265,228 |
¥16,465,228 |
| 45 |
3.00% |
¥70,240 |
¥37,929,409 |
¥17,129,409 |
2080万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥49,695 |
¥23,853,743 |
¥3,053,743 |
| 40 |
0.80% |
¥50,650 |
¥24,312,065 |
¥3,512,065 |
| 40 |
0.90% |
¥51,616 |
¥24,775,872 |
¥3,975,872 |
| 40 |
1.00% |
¥52,594 |
¥25,245,147 |
¥4,445,147 |
| 40 |
1.10% |
¥53,583 |
¥25,719,875 |
¥4,919,875 |
| 40 |
1.20% |
¥54,583 |
¥26,200,036 |
¥5,400,036 |
| 40 |
1.30% |
¥55,595 |
¥26,685,609 |
¥5,885,609 |
| 40 |
1.40% |
¥56,618 |
¥27,176,572 |
¥6,376,572 |
| 40 |
1.50% |
¥57,652 |
¥27,672,902 |
¥6,872,902 |
| 40 |
1.60% |
¥58,697 |
¥28,174,574 |
¥7,374,574 |
| 40 |
1.70% |
¥59,753 |
¥28,681,559 |
¥7,881,559 |
| 40 |
1.80% |
¥60,820 |
¥29,193,831 |
¥8,393,831 |
| 40 |
1.90% |
¥61,899 |
¥29,711,359 |
¥8,911,359 |
| 40 |
2.00% |
¥62,988 |
¥30,234,112 |
¥9,434,112 |
| 40 |
2.10% |
¥64,088 |
¥30,762,057 |
¥9,962,057 |
| 40 |
2.20% |
¥65,198 |
¥31,295,160 |
¥10,495,160 |
| 40 |
2.30% |
¥66,320 |
¥31,833,386 |
¥11,033,386 |
| 40 |
2.40% |
¥67,451 |
¥32,376,698 |
¥11,576,698 |
| 40 |
2.50% |
¥68,594 |
¥32,925,058 |
¥12,125,058 |
| 40 |
2.60% |
¥69,747 |
¥33,478,427 |
¥12,678,427 |
| 40 |
2.70% |
¥70,910 |
¥34,036,764 |
¥13,236,764 |
| 40 |
2.80% |
¥72,083 |
¥34,600,028 |
¥13,800,028 |
| 40 |
2.90% |
¥73,267 |
¥35,168,176 |
¥14,368,176 |
| 40 |
3.00% |
¥74,461 |
¥35,741,165 |
¥14,941,165 |
2080万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥55,852 |
¥23,457,975 |
¥2,657,975 |
| 35 |
0.80% |
¥56,797 |
¥23,854,604 |
¥3,054,604 |
| 35 |
0.90% |
¥57,751 |
¥24,255,441 |
¥3,455,441 |
| 35 |
1.00% |
¥58,715 |
¥24,660,479 |
¥3,860,479 |
| 35 |
1.10% |
¥59,690 |
¥25,069,706 |
¥4,269,706 |
| 35 |
1.20% |
¥60,674 |
¥25,483,112 |
¥4,683,112 |
| 35 |
1.30% |
¥61,668 |
¥25,900,684 |
¥5,100,684 |
| 35 |
1.40% |
¥62,672 |
¥26,322,409 |
¥5,522,409 |
| 35 |
1.50% |
¥63,686 |
¥26,748,273 |
¥5,948,273 |
| 35 |
1.60% |
¥64,710 |
¥27,178,260 |
¥6,378,260 |
| 35 |
1.70% |
¥65,744 |
¥27,612,356 |
¥6,812,356 |
| 35 |
1.80% |
¥66,787 |
¥28,050,542 |
¥7,250,542 |
| 35 |
1.90% |
¥67,840 |
¥28,492,802 |
¥7,692,802 |
| 35 |
2.00% |
¥68,903 |
¥28,939,116 |
¥8,139,116 |
| 35 |
2.10% |
¥69,975 |
¥29,389,464 |
¥8,589,464 |
| 35 |
2.20% |
¥71,057 |
¥29,843,826 |
¥9,043,826 |
| 35 |
2.30% |
¥72,148 |
¥30,302,182 |
¥9,502,182 |
| 35 |
2.40% |
¥73,249 |
¥30,764,508 |
¥9,964,508 |
| 35 |
2.50% |
¥74,359 |
¥31,230,782 |
¥10,430,782 |
| 35 |
2.60% |
¥75,479 |
¥31,700,980 |
¥10,900,980 |
| 35 |
2.70% |
¥76,607 |
¥32,175,078 |
¥11,375,078 |
| 35 |
2.80% |
¥77,745 |
¥32,653,050 |
¥11,853,050 |
| 35 |
2.90% |
¥78,893 |
¥33,134,870 |
¥12,334,870 |
| 35 |
3.00% |
¥80,049 |
¥33,620,513 |
¥12,820,513 |
2080万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥64,073 |
¥23,066,428 |
¥2,266,428 |
| 30 |
0.80% |
¥65,007 |
¥23,402,644 |
¥2,602,644 |
| 30 |
0.90% |
¥65,950 |
¥23,741,959 |
¥2,941,959 |
| 30 |
1.00% |
¥66,901 |
¥24,084,367 |
¥3,284,367 |
| 30 |
1.10% |
¥67,861 |
¥24,429,864 |
¥3,629,864 |
| 30 |
1.20% |
¥68,829 |
¥24,778,443 |
¥3,978,443 |
| 30 |
1.30% |
¥69,806 |
¥25,130,097 |
¥4,330,097 |
| 30 |
1.40% |
¥70,791 |
¥25,484,819 |
¥4,684,819 |
| 30 |
1.50% |
¥71,785 |
¥25,842,601 |
¥5,042,601 |
| 30 |
1.60% |
¥72,787 |
¥26,203,435 |
¥5,403,435 |
| 30 |
1.70% |
¥73,798 |
¥26,567,313 |
¥5,767,313 |
| 30 |
1.80% |
¥74,817 |
¥26,934,223 |
¥6,134,223 |
| 30 |
1.90% |
¥75,845 |
¥27,304,158 |
¥6,504,158 |
| 30 |
2.00% |
¥76,881 |
¥27,677,106 |
¥6,877,106 |
| 30 |
2.10% |
¥77,925 |
¥28,053,057 |
¥7,253,057 |
| 30 |
2.20% |
¥78,978 |
¥28,431,999 |
¥7,631,999 |
| 30 |
2.30% |
¥80,039 |
¥28,813,921 |
¥8,013,921 |
| 30 |
2.40% |
¥81,108 |
¥29,198,810 |
¥8,398,810 |
| 30 |
2.50% |
¥82,185 |
¥29,586,653 |
¥8,786,653 |
| 30 |
2.60% |
¥83,271 |
¥29,977,438 |
¥9,177,438 |
| 30 |
2.70% |
¥84,364 |
¥30,371,150 |
¥9,571,150 |
| 30 |
2.80% |
¥85,466 |
¥30,767,776 |
¥9,967,776 |
| 30 |
2.90% |
¥86,576 |
¥31,167,301 |
¥10,367,301 |
| 30 |
3.00% |
¥87,694 |
¥31,569,710 |
¥10,769,710 |
2080万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥75,597 |
¥22,679,107 |
¥1,879,107 |
| 25 |
0.80% |
¥76,521 |
¥22,956,197 |
¥2,156,197 |
| 25 |
0.90% |
¥77,451 |
¥23,235,442 |
¥2,435,442 |
| 25 |
1.00% |
¥78,389 |
¥23,516,841 |
¥2,716,841 |
| 25 |
1.10% |
¥79,335 |
¥23,800,390 |
¥3,000,390 |
| 25 |
1.20% |
¥80,287 |
¥24,086,087 |
¥3,286,087 |
| 25 |
1.30% |
¥81,246 |
¥24,373,928 |
¥3,573,928 |
| 25 |
1.40% |
¥82,213 |
¥24,663,909 |
¥3,863,909 |
| 25 |
1.50% |
¥83,187 |
¥24,956,027 |
¥4,156,027 |
| 25 |
1.60% |
¥84,168 |
¥25,250,277 |
¥4,450,277 |
| 25 |
1.70% |
¥85,156 |
¥25,546,655 |
¥4,746,655 |
| 25 |
1.80% |
¥86,151 |
¥25,845,157 |
¥5,045,157 |
| 25 |
1.90% |
¥87,153 |
¥26,145,777 |
¥5,345,777 |
| 25 |
2.00% |
¥88,162 |
¥26,448,511 |
¥5,648,511 |
| 25 |
2.10% |
¥89,178 |
¥26,753,352 |
¥5,953,352 |
| 25 |
2.20% |
¥90,201 |
¥27,060,297 |
¥6,260,297 |
| 25 |
2.30% |
¥91,231 |
¥27,369,337 |
¥6,569,337 |
| 25 |
2.40% |
¥92,268 |
¥27,680,469 |
¥6,880,469 |
| 25 |
2.50% |
¥93,312 |
¥27,993,684 |
¥7,193,684 |
| 25 |
2.60% |
¥94,363 |
¥28,308,977 |
¥7,508,977 |
| 25 |
2.70% |
¥95,421 |
¥28,626,341 |
¥7,826,341 |
| 25 |
2.80% |
¥96,486 |
¥28,945,769 |
¥8,145,769 |
| 25 |
2.90% |
¥97,558 |
¥29,267,253 |
¥8,467,253 |
| 25 |
3.00% |
¥98,636 |
¥29,590,786 |
¥8,790,786 |
2080万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥92,900 |
¥22,296,018 |
¥1,496,018 |
| 20 |
0.80% |
¥93,814 |
¥22,515,272 |
¥1,715,272 |
| 20 |
0.90% |
¥94,733 |
¥22,735,908 |
¥1,935,908 |
| 20 |
1.00% |
¥95,658 |
¥22,957,924 |
¥2,157,924 |
| 20 |
1.10% |
¥96,589 |
¥23,181,319 |
¥2,381,319 |
| 20 |
1.20% |
¥97,525 |
¥23,406,093 |
¥2,606,093 |
| 20 |
1.30% |
¥98,468 |
¥23,632,243 |
¥2,832,243 |
| 20 |
1.40% |
¥99,416 |
¥23,859,768 |
¥3,059,768 |
| 20 |
1.50% |
¥100,369 |
¥24,088,667 |
¥3,288,667 |
| 20 |
1.60% |
¥101,329 |
¥24,318,937 |
¥3,518,937 |
| 20 |
1.70% |
¥102,294 |
¥24,550,577 |
¥3,750,577 |
| 20 |
1.80% |
¥103,265 |
¥24,783,585 |
¥3,983,585 |
| 20 |
1.90% |
¥104,241 |
¥25,017,959 |
¥4,217,959 |
| 20 |
2.00% |
¥105,224 |
¥25,253,696 |
¥4,453,696 |
| 20 |
2.10% |
¥106,212 |
¥25,490,795 |
¥4,690,795 |
| 20 |
2.20% |
¥107,205 |
¥25,729,252 |
¥4,929,252 |
| 20 |
2.30% |
¥108,204 |
¥25,969,066 |
¥5,169,066 |
| 20 |
2.40% |
¥109,209 |
¥26,210,234 |
¥5,410,234 |
| 20 |
2.50% |
¥110,220 |
¥26,452,752 |
¥5,652,752 |
| 20 |
2.60% |
¥111,236 |
¥26,696,620 |
¥5,896,620 |
| 20 |
2.70% |
¥112,258 |
¥26,941,832 |
¥6,141,832 |
| 20 |
2.80% |
¥113,285 |
¥27,188,387 |
¥6,388,387 |
| 20 |
2.90% |
¥114,318 |
¥27,436,282 |
¥6,636,282 |
| 20 |
3.00% |
¥115,356 |
¥27,685,512 |
¥6,885,512 |
2080万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥121,762 |
¥21,917,167 |
¥1,117,167 |
| 15 |
0.80% |
¥122,666 |
¥22,079,878 |
¥1,279,878 |
| 15 |
0.90% |
¥123,574 |
¥22,243,368 |
¥1,443,368 |
| 15 |
1.00% |
¥124,487 |
¥22,407,635 |
¥1,607,635 |
| 15 |
1.10% |
¥125,404 |
¥22,572,679 |
¥1,772,679 |
| 15 |
1.20% |
¥126,325 |
¥22,738,500 |
¥1,938,500 |
| 15 |
1.30% |
¥127,251 |
¥22,905,097 |
¥2,105,097 |
| 15 |
1.40% |
¥128,180 |
¥23,072,470 |
¥2,272,470 |
| 15 |
1.50% |
¥129,115 |
¥23,240,619 |
¥2,440,619 |
| 15 |
1.60% |
¥130,053 |
¥23,409,542 |
¥2,609,542 |
| 15 |
1.70% |
¥130,996 |
¥23,579,238 |
¥2,779,238 |
| 15 |
1.80% |
¥131,943 |
¥23,749,709 |
¥2,949,709 |
| 15 |
1.90% |
¥132,894 |
¥23,920,951 |
¥3,120,951 |
| 15 |
2.00% |
¥133,850 |
¥24,092,966 |
¥3,292,966 |
| 15 |
2.10% |
¥134,810 |
¥24,265,751 |
¥3,465,751 |
| 15 |
2.20% |
¥135,774 |
¥24,439,307 |
¥3,639,307 |
| 15 |
2.30% |
¥136,742 |
¥24,613,633 |
¥3,813,633 |
| 15 |
2.40% |
¥137,715 |
¥24,788,726 |
¥3,988,726 |
| 15 |
2.50% |
¥138,692 |
¥24,964,588 |
¥4,164,588 |
| 15 |
2.60% |
¥139,673 |
¥25,141,216 |
¥4,341,216 |
| 15 |
2.70% |
¥140,659 |
¥25,318,610 |
¥4,518,610 |
| 15 |
2.80% |
¥141,649 |
¥25,496,769 |
¥4,696,769 |
| 15 |
2.90% |
¥142,643 |
¥25,675,691 |
¥4,875,691 |
| 15 |
3.00% |
¥143,641 |
¥25,855,377 |
¥5,055,377 |
2080万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥179,521 |
¥21,542,556 |
¥742,556 |
| 10 |
0.80% |
¥180,417 |
¥21,650,021 |
¥850,021 |
| 10 |
0.90% |
¥181,315 |
¥21,757,832 |
¥957,832 |
| 10 |
1.00% |
¥182,217 |
¥21,865,989 |
¥1,065,989 |
| 10 |
1.10% |
¥183,121 |
¥21,974,491 |
¥1,174,491 |
| 10 |
1.20% |
¥184,028 |
¥22,083,340 |
¥1,283,340 |
| 10 |
1.30% |
¥184,938 |
¥22,192,534 |
¥1,392,534 |
| 10 |
1.40% |
¥185,851 |
¥22,302,073 |
¥1,502,073 |
| 10 |
1.50% |
¥186,766 |
¥22,411,958 |
¥1,611,958 |
| 10 |
1.60% |
¥187,685 |
¥22,522,188 |
¥1,722,188 |
| 10 |
1.70% |
¥188,606 |
¥22,632,764 |
¥1,832,764 |
| 10 |
1.80% |
¥189,531 |
¥22,743,684 |
¥1,943,684 |
| 10 |
1.90% |
¥190,458 |
¥22,854,949 |
¥2,054,949 |
| 10 |
2.00% |
¥191,388 |
¥22,966,558 |
¥2,166,558 |
| 10 |
2.10% |
¥192,321 |
¥23,078,512 |
¥2,278,512 |
| 10 |
2.20% |
¥193,257 |
¥23,190,810 |
¥2,390,810 |
| 10 |
2.30% |
¥194,195 |
¥23,303,452 |
¥2,503,452 |
| 10 |
2.40% |
¥195,137 |
¥23,416,438 |
¥2,616,438 |
| 10 |
2.50% |
¥196,081 |
¥23,529,767 |
¥2,729,767 |
| 10 |
2.60% |
¥197,029 |
¥23,643,440 |
¥2,843,440 |
| 10 |
2.70% |
¥197,979 |
¥23,757,457 |
¥2,957,457 |
| 10 |
2.80% |
¥198,932 |
¥23,871,816 |
¥3,071,816 |
| 10 |
2.90% |
¥199,888 |
¥23,986,518 |
¥3,186,518 |
| 10 |
3.00% |
¥200,846 |
¥24,101,562 |
¥3,301,562 |