2080万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2080万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2080万円の住宅ローン｜期間・年数別
2080万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥41,097 | ¥24,657,906 | ¥3,857,906 |
| 50 | 0.80% | ¥42,072 | ¥25,243,437 | ¥4,443,437 |
| 50 | 0.90% | ¥43,062 | ¥25,837,490 | ¥5,037,490 |
| 50 | 1.00% | ¥44,067 | ¥26,440,026 | ¥5,640,026 |
| 50 | 1.10% | ¥45,085 | ¥27,051,004 | ¥6,251,004 |
| 50 | 1.20% | ¥46,117 | ¥27,670,380 | ¥6,870,380 |
| 50 | 1.30% | ¥47,164 | ¥28,298,104 | ¥7,498,104 |
| 50 | 1.40% | ¥48,224 | ¥28,934,125 | ¥8,134,125 |
| 50 | 1.50% | ¥49,297 | ¥29,578,385 | ¥8,778,385 |
| 50 | 1.60% | ¥50,385 | ¥30,230,826 | ¥9,430,826 |
| 50 | 1.70% | ¥51,486 | ¥30,891,383 | ¥10,091,383 |
| 50 | 1.80% | ¥52,600 | ¥31,559,990 | ¥10,759,990 |
| 50 | 1.90% | ¥53,728 | ¥32,236,577 | ¥11,436,577 |
| 50 | 2.00% | ¥54,868 | ¥32,921,071 | ¥12,121,071 |
| 50 | 2.10% | ¥56,022 | ¥33,613,395 | ¥12,813,395 |
| 50 | 2.20% | ¥57,189 | ¥34,313,471 | ¥13,513,471 |
| 50 | 2.30% | ¥58,369 | ¥35,021,217 | ¥14,221,217 |
| 50 | 2.40% | ¥59,561 | ¥35,736,548 | ¥14,936,548 |
| 50 | 2.50% | ¥60,766 | ¥36,459,378 | ¥15,659,378 |
| 50 | 2.60% | ¥61,983 | ¥37,189,616 | ¥16,389,616 |
| 50 | 2.70% | ¥63,212 | ¥37,927,172 | ¥17,127,172 |
| 50 | 2.80% | ¥64,453 | ¥38,671,950 | ¥17,871,950 |
| 50 | 2.90% | ¥65,706 | ¥39,423,856 | ¥18,623,856 |
| 50 | 3.00% | ¥66,971 | ¥40,182,792 | ¥19,382,792 |
2080万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥44,914 | ¥24,253,722 | ¥3,453,722 |
| 45 | 0.80% | ¥45,880 | ¥24,775,014 | ¥3,975,014 |
| 45 | 0.90% | ¥46,858 | ¥25,303,229 | ¥4,503,229 |
| 45 | 1.00% | ¥47,849 | ¥25,838,342 | ¥5,038,342 |
| 45 | 1.10% | ¥48,852 | ¥26,380,325 | ¥5,580,325 |
| 45 | 1.20% | ¥49,869 | ¥26,929,150 | ¥6,129,150 |
| 45 | 1.30% | ¥50,898 | ¥27,484,783 | ¥6,684,783 |
| 45 | 1.40% | ¥51,939 | ¥28,047,190 | ¥7,247,190 |
| 45 | 1.50% | ¥52,993 | ¥28,616,332 | ¥7,816,332 |
| 45 | 1.60% | ¥54,060 | ¥29,192,171 | ¥8,392,171 |
| 45 | 1.70% | ¥55,138 | ¥29,774,664 | ¥8,974,664 |
| 45 | 1.80% | ¥56,229 | ¥30,363,767 | ¥9,563,767 |
| 45 | 1.90% | ¥57,332 | ¥30,959,432 | ¥10,159,432 |
| 45 | 2.00% | ¥58,447 | ¥31,561,610 | ¥10,761,610 |
| 45 | 2.10% | ¥59,575 | ¥32,170,251 | ¥11,370,251 |
| 45 | 2.20% | ¥60,714 | ¥32,785,300 | ¥11,985,300 |
| 45 | 2.30% | ¥61,864 | ¥33,406,704 | ¥12,606,704 |
| 45 | 2.40% | ¥63,027 | ¥34,034,404 | ¥13,234,404 |
| 45 | 2.50% | ¥64,201 | ¥34,668,342 | ¥13,868,342 |
| 45 | 2.60% | ¥65,386 | ¥35,308,456 | ¥14,508,456 |
| 45 | 2.70% | ¥66,583 | ¥35,954,685 | ¥15,154,685 |
| 45 | 2.80% | ¥67,791 | ¥36,606,964 | ¥15,806,964 |
| 45 | 2.90% | ¥69,010 | ¥37,265,228 | ¥16,465,228 |
| 45 | 3.00% | ¥70,240 | ¥37,929,409 | ¥17,129,409 |
2080万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥49,695 | ¥23,853,743 | ¥3,053,743 |
| 40 | 0.80% | ¥50,650 | ¥24,312,065 | ¥3,512,065 |
| 40 | 0.90% | ¥51,616 | ¥24,775,872 | ¥3,975,872 |
| 40 | 1.00% | ¥52,594 | ¥25,245,147 | ¥4,445,147 |
| 40 | 1.10% | ¥53,583 | ¥25,719,875 | ¥4,919,875 |
| 40 | 1.20% | ¥54,583 | ¥26,200,036 | ¥5,400,036 |
| 40 | 1.30% | ¥55,595 | ¥26,685,609 | ¥5,885,609 |
| 40 | 1.40% | ¥56,618 | ¥27,176,572 | ¥6,376,572 |
| 40 | 1.50% | ¥57,652 | ¥27,672,902 | ¥6,872,902 |
| 40 | 1.60% | ¥58,697 | ¥28,174,574 | ¥7,374,574 |
| 40 | 1.70% | ¥59,753 | ¥28,681,559 | ¥7,881,559 |
| 40 | 1.80% | ¥60,820 | ¥29,193,831 | ¥8,393,831 |
| 40 | 1.90% | ¥61,899 | ¥29,711,359 | ¥8,911,359 |
| 40 | 2.00% | ¥62,988 | ¥30,234,112 | ¥9,434,112 |
| 40 | 2.10% | ¥64,088 | ¥30,762,057 | ¥9,962,057 |
| 40 | 2.20% | ¥65,198 | ¥31,295,160 | ¥10,495,160 |
| 40 | 2.30% | ¥66,320 | ¥31,833,386 | ¥11,033,386 |
| 40 | 2.40% | ¥67,451 | ¥32,376,698 | ¥11,576,698 |
| 40 | 2.50% | ¥68,594 | ¥32,925,058 | ¥12,125,058 |
| 40 | 2.60% | ¥69,747 | ¥33,478,427 | ¥12,678,427 |
| 40 | 2.70% | ¥70,910 | ¥34,036,764 | ¥13,236,764 |
| 40 | 2.80% | ¥72,083 | ¥34,600,028 | ¥13,800,028 |
| 40 | 2.90% | ¥73,267 | ¥35,168,176 | ¥14,368,176 |
| 40 | 3.00% | ¥74,461 | ¥35,741,165 | ¥14,941,165 |
2080万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥55,852 | ¥23,457,975 | ¥2,657,975 |
| 35 | 0.80% | ¥56,797 | ¥23,854,604 | ¥3,054,604 |
| 35 | 0.90% | ¥57,751 | ¥24,255,441 | ¥3,455,441 |
| 35 | 1.00% | ¥58,715 | ¥24,660,479 | ¥3,860,479 |
| 35 | 1.10% | ¥59,690 | ¥25,069,706 | ¥4,269,706 |
| 35 | 1.20% | ¥60,674 | ¥25,483,112 | ¥4,683,112 |
| 35 | 1.30% | ¥61,668 | ¥25,900,684 | ¥5,100,684 |
| 35 | 1.40% | ¥62,672 | ¥26,322,409 | ¥5,522,409 |
| 35 | 1.50% | ¥63,686 | ¥26,748,273 | ¥5,948,273 |
| 35 | 1.60% | ¥64,710 | ¥27,178,260 | ¥6,378,260 |
| 35 | 1.70% | ¥65,744 | ¥27,612,356 | ¥6,812,356 |
| 35 | 1.80% | ¥66,787 | ¥28,050,542 | ¥7,250,542 |
| 35 | 1.90% | ¥67,840 | ¥28,492,802 | ¥7,692,802 |
| 35 | 2.00% | ¥68,903 | ¥28,939,116 | ¥8,139,116 |
| 35 | 2.10% | ¥69,975 | ¥29,389,464 | ¥8,589,464 |
| 35 | 2.20% | ¥71,057 | ¥29,843,826 | ¥9,043,826 |
| 35 | 2.30% | ¥72,148 | ¥30,302,182 | ¥9,502,182 |
| 35 | 2.40% | ¥73,249 | ¥30,764,508 | ¥9,964,508 |
| 35 | 2.50% | ¥74,359 | ¥31,230,782 | ¥10,430,782 |
| 35 | 2.60% | ¥75,479 | ¥31,700,980 | ¥10,900,980 |
| 35 | 2.70% | ¥76,607 | ¥32,175,078 | ¥11,375,078 |
| 35 | 2.80% | ¥77,745 | ¥32,653,050 | ¥11,853,050 |
| 35 | 2.90% | ¥78,893 | ¥33,134,870 | ¥12,334,870 |
| 35 | 3.00% | ¥80,049 | ¥33,620,513 | ¥12,820,513 |
2080万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥64,073 | ¥23,066,428 | ¥2,266,428 |
| 30 | 0.80% | ¥65,007 | ¥23,402,644 | ¥2,602,644 |
| 30 | 0.90% | ¥65,950 | ¥23,741,959 | ¥2,941,959 |
| 30 | 1.00% | ¥66,901 | ¥24,084,367 | ¥3,284,367 |
| 30 | 1.10% | ¥67,861 | ¥24,429,864 | ¥3,629,864 |
| 30 | 1.20% | ¥68,829 | ¥24,778,443 | ¥3,978,443 |
| 30 | 1.30% | ¥69,806 | ¥25,130,097 | ¥4,330,097 |
| 30 | 1.40% | ¥70,791 | ¥25,484,819 | ¥4,684,819 |
| 30 | 1.50% | ¥71,785 | ¥25,842,601 | ¥5,042,601 |
| 30 | 1.60% | ¥72,787 | ¥26,203,435 | ¥5,403,435 |
| 30 | 1.70% | ¥73,798 | ¥26,567,313 | ¥5,767,313 |
| 30 | 1.80% | ¥74,817 | ¥26,934,223 | ¥6,134,223 |
| 30 | 1.90% | ¥75,845 | ¥27,304,158 | ¥6,504,158 |
| 30 | 2.00% | ¥76,881 | ¥27,677,106 | ¥6,877,106 |
| 30 | 2.10% | ¥77,925 | ¥28,053,057 | ¥7,253,057 |
| 30 | 2.20% | ¥78,978 | ¥28,431,999 | ¥7,631,999 |
| 30 | 2.30% | ¥80,039 | ¥28,813,921 | ¥8,013,921 |
| 30 | 2.40% | ¥81,108 | ¥29,198,810 | ¥8,398,810 |
| 30 | 2.50% | ¥82,185 | ¥29,586,653 | ¥8,786,653 |
| 30 | 2.60% | ¥83,271 | ¥29,977,438 | ¥9,177,438 |
| 30 | 2.70% | ¥84,364 | ¥30,371,150 | ¥9,571,150 |
| 30 | 2.80% | ¥85,466 | ¥30,767,776 | ¥9,967,776 |
| 30 | 2.90% | ¥86,576 | ¥31,167,301 | ¥10,367,301 |
| 30 | 3.00% | ¥87,694 | ¥31,569,710 | ¥10,769,710 |
2080万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥75,597 | ¥22,679,107 | ¥1,879,107 |
| 25 | 0.80% | ¥76,521 | ¥22,956,197 | ¥2,156,197 |
| 25 | 0.90% | ¥77,451 | ¥23,235,442 | ¥2,435,442 |
| 25 | 1.00% | ¥78,389 | ¥23,516,841 | ¥2,716,841 |
| 25 | 1.10% | ¥79,335 | ¥23,800,390 | ¥3,000,390 |
| 25 | 1.20% | ¥80,287 | ¥24,086,087 | ¥3,286,087 |
| 25 | 1.30% | ¥81,246 | ¥24,373,928 | ¥3,573,928 |
| 25 | 1.40% | ¥82,213 | ¥24,663,909 | ¥3,863,909 |
| 25 | 1.50% | ¥83,187 | ¥24,956,027 | ¥4,156,027 |
| 25 | 1.60% | ¥84,168 | ¥25,250,277 | ¥4,450,277 |
| 25 | 1.70% | ¥85,156 | ¥25,546,655 | ¥4,746,655 |
| 25 | 1.80% | ¥86,151 | ¥25,845,157 | ¥5,045,157 |
| 25 | 1.90% | ¥87,153 | ¥26,145,777 | ¥5,345,777 |
| 25 | 2.00% | ¥88,162 | ¥26,448,511 | ¥5,648,511 |
| 25 | 2.10% | ¥89,178 | ¥26,753,352 | ¥5,953,352 |
| 25 | 2.20% | ¥90,201 | ¥27,060,297 | ¥6,260,297 |
| 25 | 2.30% | ¥91,231 | ¥27,369,337 | ¥6,569,337 |
| 25 | 2.40% | ¥92,268 | ¥27,680,469 | ¥6,880,469 |
| 25 | 2.50% | ¥93,312 | ¥27,993,684 | ¥7,193,684 |
| 25 | 2.60% | ¥94,363 | ¥28,308,977 | ¥7,508,977 |
| 25 | 2.70% | ¥95,421 | ¥28,626,341 | ¥7,826,341 |
| 25 | 2.80% | ¥96,486 | ¥28,945,769 | ¥8,145,769 |
| 25 | 2.90% | ¥97,558 | ¥29,267,253 | ¥8,467,253 |
| 25 | 3.00% | ¥98,636 | ¥29,590,786 | ¥8,790,786 |
2080万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥92,900 | ¥22,296,018 | ¥1,496,018 |
| 20 | 0.80% | ¥93,814 | ¥22,515,272 | ¥1,715,272 |
| 20 | 0.90% | ¥94,733 | ¥22,735,908 | ¥1,935,908 |
| 20 | 1.00% | ¥95,658 | ¥22,957,924 | ¥2,157,924 |
| 20 | 1.10% | ¥96,589 | ¥23,181,319 | ¥2,381,319 |
| 20 | 1.20% | ¥97,525 | ¥23,406,093 | ¥2,606,093 |
| 20 | 1.30% | ¥98,468 | ¥23,632,243 | ¥2,832,243 |
| 20 | 1.40% | ¥99,416 | ¥23,859,768 | ¥3,059,768 |
| 20 | 1.50% | ¥100,369 | ¥24,088,667 | ¥3,288,667 |
| 20 | 1.60% | ¥101,329 | ¥24,318,937 | ¥3,518,937 |
| 20 | 1.70% | ¥102,294 | ¥24,550,577 | ¥3,750,577 |
| 20 | 1.80% | ¥103,265 | ¥24,783,585 | ¥3,983,585 |
| 20 | 1.90% | ¥104,241 | ¥25,017,959 | ¥4,217,959 |
| 20 | 2.00% | ¥105,224 | ¥25,253,696 | ¥4,453,696 |
| 20 | 2.10% | ¥106,212 | ¥25,490,795 | ¥4,690,795 |
| 20 | 2.20% | ¥107,205 | ¥25,729,252 | ¥4,929,252 |
| 20 | 2.30% | ¥108,204 | ¥25,969,066 | ¥5,169,066 |
| 20 | 2.40% | ¥109,209 | ¥26,210,234 | ¥5,410,234 |
| 20 | 2.50% | ¥110,220 | ¥26,452,752 | ¥5,652,752 |
| 20 | 2.60% | ¥111,236 | ¥26,696,620 | ¥5,896,620 |
| 20 | 2.70% | ¥112,258 | ¥26,941,832 | ¥6,141,832 |
| 20 | 2.80% | ¥113,285 | ¥27,188,387 | ¥6,388,387 |
| 20 | 2.90% | ¥114,318 | ¥27,436,282 | ¥6,636,282 |
| 20 | 3.00% | ¥115,356 | ¥27,685,512 | ¥6,885,512 |
2080万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥121,762 | ¥21,917,167 | ¥1,117,167 |
| 15 | 0.80% | ¥122,666 | ¥22,079,878 | ¥1,279,878 |
| 15 | 0.90% | ¥123,574 | ¥22,243,368 | ¥1,443,368 |
| 15 | 1.00% | ¥124,487 | ¥22,407,635 | ¥1,607,635 |
| 15 | 1.10% | ¥125,404 | ¥22,572,679 | ¥1,772,679 |
| 15 | 1.20% | ¥126,325 | ¥22,738,500 | ¥1,938,500 |
| 15 | 1.30% | ¥127,251 | ¥22,905,097 | ¥2,105,097 |
| 15 | 1.40% | ¥128,180 | ¥23,072,470 | ¥2,272,470 |
| 15 | 1.50% | ¥129,115 | ¥23,240,619 | ¥2,440,619 |
| 15 | 1.60% | ¥130,053 | ¥23,409,542 | ¥2,609,542 |
| 15 | 1.70% | ¥130,996 | ¥23,579,238 | ¥2,779,238 |
| 15 | 1.80% | ¥131,943 | ¥23,749,709 | ¥2,949,709 |
| 15 | 1.90% | ¥132,894 | ¥23,920,951 | ¥3,120,951 |
| 15 | 2.00% | ¥133,850 | ¥24,092,966 | ¥3,292,966 |
| 15 | 2.10% | ¥134,810 | ¥24,265,751 | ¥3,465,751 |
| 15 | 2.20% | ¥135,774 | ¥24,439,307 | ¥3,639,307 |
| 15 | 2.30% | ¥136,742 | ¥24,613,633 | ¥3,813,633 |
| 15 | 2.40% | ¥137,715 | ¥24,788,726 | ¥3,988,726 |
| 15 | 2.50% | ¥138,692 | ¥24,964,588 | ¥4,164,588 |
| 15 | 2.60% | ¥139,673 | ¥25,141,216 | ¥4,341,216 |
| 15 | 2.70% | ¥140,659 | ¥25,318,610 | ¥4,518,610 |
| 15 | 2.80% | ¥141,649 | ¥25,496,769 | ¥4,696,769 |
| 15 | 2.90% | ¥142,643 | ¥25,675,691 | ¥4,875,691 |
| 15 | 3.00% | ¥143,641 | ¥25,855,377 | ¥5,055,377 |
2080万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥179,521 | ¥21,542,556 | ¥742,556 |
| 10 | 0.80% | ¥180,417 | ¥21,650,021 | ¥850,021 |
| 10 | 0.90% | ¥181,315 | ¥21,757,832 | ¥957,832 |
| 10 | 1.00% | ¥182,217 | ¥21,865,989 | ¥1,065,989 |
| 10 | 1.10% | ¥183,121 | ¥21,974,491 | ¥1,174,491 |
| 10 | 1.20% | ¥184,028 | ¥22,083,340 | ¥1,283,340 |
| 10 | 1.30% | ¥184,938 | ¥22,192,534 | ¥1,392,534 |
| 10 | 1.40% | ¥185,851 | ¥22,302,073 | ¥1,502,073 |
| 10 | 1.50% | ¥186,766 | ¥22,411,958 | ¥1,611,958 |
| 10 | 1.60% | ¥187,685 | ¥22,522,188 | ¥1,722,188 |
| 10 | 1.70% | ¥188,606 | ¥22,632,764 | ¥1,832,764 |
| 10 | 1.80% | ¥189,531 | ¥22,743,684 | ¥1,943,684 |
| 10 | 1.90% | ¥190,458 | ¥22,854,949 | ¥2,054,949 |
| 10 | 2.00% | ¥191,388 | ¥22,966,558 | ¥2,166,558 |
| 10 | 2.10% | ¥192,321 | ¥23,078,512 | ¥2,278,512 |
| 10 | 2.20% | ¥193,257 | ¥23,190,810 | ¥2,390,810 |
| 10 | 2.30% | ¥194,195 | ¥23,303,452 | ¥2,503,452 |
| 10 | 2.40% | ¥195,137 | ¥23,416,438 | ¥2,616,438 |
| 10 | 2.50% | ¥196,081 | ¥23,529,767 | ¥2,729,767 |
| 10 | 2.60% | ¥197,029 | ¥23,643,440 | ¥2,843,440 |
| 10 | 2.70% | ¥197,979 | ¥23,757,457 | ¥2,957,457 |
| 10 | 2.80% | ¥198,932 | ¥23,871,816 | ¥3,071,816 |
| 10 | 2.90% | ¥199,888 | ¥23,986,518 | ¥3,186,518 |
| 10 | 3.00% | ¥200,846 | ¥24,101,562 | ¥3,301,562 |
