2090万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2090万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2090万円の住宅ローン｜期間・年数別
2090万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥41,294 | ¥24,776,453 | ¥3,876,453 |
| 50 | 0.80% | ¥42,275 | ¥25,364,800 | ¥4,464,800 |
| 50 | 0.90% | ¥43,270 | ¥25,961,709 | ¥5,061,709 |
| 50 | 1.00% | ¥44,279 | ¥26,567,141 | ¥5,667,141 |
| 50 | 1.10% | ¥45,302 | ¥27,181,057 | ¥6,281,057 |
| 50 | 1.20% | ¥46,339 | ¥27,803,410 | ¥6,903,410 |
| 50 | 1.30% | ¥47,390 | ¥28,434,153 | ¥7,534,153 |
| 50 | 1.40% | ¥48,455 | ¥29,073,231 | ¥8,173,231 |
| 50 | 1.50% | ¥49,534 | ¥29,720,589 | ¥8,820,589 |
| 50 | 1.60% | ¥50,627 | ¥30,376,166 | ¥9,476,166 |
| 50 | 1.70% | ¥51,733 | ¥31,039,899 | ¥10,139,899 |
| 50 | 1.80% | ¥52,853 | ¥31,711,720 | ¥10,811,720 |
| 50 | 1.90% | ¥53,986 | ¥32,391,560 | ¥11,491,560 |
| 50 | 2.00% | ¥55,132 | ¥33,079,345 | ¥12,179,345 |
| 50 | 2.10% | ¥56,292 | ¥33,774,998 | ¥12,874,998 |
| 50 | 2.20% | ¥57,464 | ¥34,478,440 | ¥13,578,440 |
| 50 | 2.30% | ¥58,649 | ¥35,189,588 | ¥14,289,588 |
| 50 | 2.40% | ¥59,847 | ¥35,908,359 | ¥15,008,359 |
| 50 | 2.50% | ¥61,058 | ¥36,634,663 | ¥15,734,663 |
| 50 | 2.60% | ¥62,281 | ¥37,368,412 | ¥16,468,412 |
| 50 | 2.70% | ¥63,516 | ¥38,109,514 | ¥17,209,514 |
| 50 | 2.80% | ¥64,763 | ¥38,857,873 | ¥17,957,873 |
| 50 | 2.90% | ¥66,022 | ¥39,613,394 | ¥18,713,394 |
| 50 | 3.00% | ¥67,293 | ¥40,375,978 | ¥19,475,978 |
2090万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥45,130 | ¥24,370,327 | ¥3,470,327 |
| 45 | 0.80% | ¥46,100 | ¥24,894,125 | ¥3,994,125 |
| 45 | 0.90% | ¥47,083 | ¥25,424,879 | ¥4,524,879 |
| 45 | 1.00% | ¥48,079 | ¥25,962,565 | ¥5,062,565 |
| 45 | 1.10% | ¥49,087 | ¥26,507,154 | ¥5,607,154 |
| 45 | 1.20% | ¥50,109 | ¥27,058,617 | ¥6,158,617 |
| 45 | 1.30% | ¥51,142 | ¥27,616,921 | ¥6,716,921 |
| 45 | 1.40% | ¥52,189 | ¥28,182,032 | ¥7,282,032 |
| 45 | 1.50% | ¥53,248 | ¥28,753,911 | ¥7,853,911 |
| 45 | 1.60% | ¥54,319 | ¥29,332,518 | ¥8,432,518 |
| 45 | 1.70% | ¥55,403 | ¥29,917,812 | ¥9,017,812 |
| 45 | 1.80% | ¥56,500 | ¥30,509,746 | ¥9,609,746 |
| 45 | 1.90% | ¥57,608 | ¥31,108,275 | ¥10,208,275 |
| 45 | 2.00% | ¥58,728 | ¥31,713,348 | ¥10,813,348 |
| 45 | 2.10% | ¥59,861 | ¥32,324,915 | ¥11,424,915 |
| 45 | 2.20% | ¥61,005 | ¥32,942,922 | ¥12,042,922 |
| 45 | 2.30% | ¥62,162 | ¥33,567,313 | ¥12,667,313 |
| 45 | 2.40% | ¥63,330 | ¥34,198,031 | ¥13,298,031 |
| 45 | 2.50% | ¥64,509 | ¥34,835,016 | ¥13,935,016 |
| 45 | 2.60% | ¥65,700 | ¥35,478,209 | ¥14,578,209 |
| 45 | 2.70% | ¥66,903 | ¥36,127,544 | ¥15,227,544 |
| 45 | 2.80% | ¥68,117 | ¥36,782,959 | ¥15,882,959 |
| 45 | 2.90% | ¥69,341 | ¥37,444,388 | ¥16,544,388 |
| 45 | 3.00% | ¥70,577 | ¥38,111,762 | ¥17,211,762 |
2090万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥49,934 | ¥23,968,424 | ¥3,068,424 |
| 40 | 0.80% | ¥50,894 | ¥24,428,950 | ¥3,528,950 |
| 40 | 0.90% | ¥51,865 | ¥24,894,986 | ¥3,994,986 |
| 40 | 1.00% | ¥52,847 | ¥25,366,518 | ¥4,466,518 |
| 40 | 1.10% | ¥53,841 | ¥25,843,528 | ¥4,943,528 |
| 40 | 1.20% | ¥54,846 | ¥26,325,998 | ¥5,425,998 |
| 40 | 1.30% | ¥55,862 | ¥26,813,905 | ¥5,913,905 |
| 40 | 1.40% | ¥56,890 | ¥27,307,229 | ¥6,407,229 |
| 40 | 1.50% | ¥57,929 | ¥27,805,945 | ¥6,905,945 |
| 40 | 1.60% | ¥58,979 | ¥28,310,028 | ¥7,410,028 |
| 40 | 1.70% | ¥60,041 | ¥28,819,451 | ¥7,919,451 |
| 40 | 1.80% | ¥61,113 | ¥29,334,186 | ¥8,434,186 |
| 40 | 1.90% | ¥62,196 | ¥29,854,202 | ¥8,954,202 |
| 40 | 2.00% | ¥63,291 | ¥30,379,468 | ¥9,479,468 |
| 40 | 2.10% | ¥64,396 | ¥30,909,951 | ¥10,009,951 |
| 40 | 2.20% | ¥65,512 | ¥31,445,618 | ¥10,545,618 |
| 40 | 2.30% | ¥66,638 | ¥31,986,431 | ¥11,086,431 |
| 40 | 2.40% | ¥67,776 | ¥32,532,355 | ¥11,632,355 |
| 40 | 2.50% | ¥68,924 | ¥33,083,352 | ¥12,183,352 |
| 40 | 2.60% | ¥70,082 | ¥33,639,381 | ¥12,739,381 |
| 40 | 2.70% | ¥71,251 | ¥34,200,402 | ¥13,300,402 |
| 40 | 2.80% | ¥72,430 | ¥34,766,374 | ¥13,866,374 |
| 40 | 2.90% | ¥73,619 | ¥35,337,254 | ¥14,437,254 |
| 40 | 3.00% | ¥74,819 | ¥35,912,997 | ¥15,012,997 |
2090万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥56,121 | ¥23,570,754 | ¥2,670,754 |
| 35 | 0.80% | ¥57,070 | ¥23,969,289 | ¥3,069,289 |
| 35 | 0.90% | ¥58,029 | ¥24,372,054 | ¥3,472,054 |
| 35 | 1.00% | ¥58,998 | ¥24,779,039 | ¥3,879,039 |
| 35 | 1.10% | ¥59,977 | ¥25,190,233 | ¥4,290,233 |
| 35 | 1.20% | ¥60,966 | ¥25,605,627 | ¥4,705,627 |
| 35 | 1.30% | ¥61,965 | ¥26,025,206 | ¥5,125,206 |
| 35 | 1.40% | ¥62,974 | ¥26,448,959 | ¥5,548,959 |
| 35 | 1.50% | ¥63,993 | ¥26,876,870 | ¥5,976,870 |
| 35 | 1.60% | ¥65,021 | ¥27,308,925 | ¥6,408,925 |
| 35 | 1.70% | ¥66,060 | ¥27,745,108 | ¥6,845,108 |
| 35 | 1.80% | ¥67,108 | ¥28,185,401 | ¥7,285,401 |
| 35 | 1.90% | ¥68,166 | ¥28,629,786 | ¥7,729,786 |
| 35 | 2.00% | ¥69,234 | ¥29,078,246 | ¥8,178,246 |
| 35 | 2.10% | ¥70,311 | ¥29,530,759 | ¥8,630,759 |
| 35 | 2.20% | ¥71,398 | ¥29,987,306 | ¥9,087,306 |
| 35 | 2.30% | ¥72,495 | ¥30,447,865 | ¥9,547,865 |
| 35 | 2.40% | ¥73,601 | ¥30,912,414 | ¥10,012,414 |
| 35 | 2.50% | ¥74,717 | ¥31,380,930 | ¥10,480,930 |
| 35 | 2.60% | ¥75,841 | ¥31,853,389 | ¥10,953,389 |
| 35 | 2.70% | ¥76,976 | ¥32,329,766 | ¥11,429,766 |
| 35 | 2.80% | ¥78,119 | ¥32,810,036 | ¥11,910,036 |
| 35 | 2.90% | ¥79,272 | ¥33,294,173 | ¥12,394,173 |
| 35 | 3.00% | ¥80,434 | ¥33,782,150 | ¥12,882,150 |
2090万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥64,381 | ¥23,177,324 | ¥2,277,324 |
| 30 | 0.80% | ¥65,320 | ¥23,515,156 | ¥2,615,156 |
| 30 | 0.90% | ¥66,267 | ¥23,856,103 | ¥2,956,103 |
| 30 | 1.00% | ¥67,223 | ¥24,200,158 | ¥3,300,158 |
| 30 | 1.10% | ¥68,187 | ¥24,547,315 | ¥3,647,315 |
| 30 | 1.20% | ¥69,160 | ¥24,897,570 | ¥3,997,570 |
| 30 | 1.30% | ¥70,141 | ¥25,250,915 | ¥4,350,915 |
| 30 | 1.40% | ¥71,132 | ¥25,607,342 | ¥4,707,342 |
| 30 | 1.50% | ¥72,130 | ¥25,966,845 | ¥5,066,845 |
| 30 | 1.60% | ¥73,137 | ¥26,329,413 | ¥5,429,413 |
| 30 | 1.70% | ¥74,153 | ¥26,695,040 | ¥5,795,040 |
| 30 | 1.80% | ¥75,177 | ¥27,063,715 | ¥6,163,715 |
| 30 | 1.90% | ¥76,210 | ¥27,435,428 | ¥6,535,428 |
| 30 | 2.00% | ¥77,250 | ¥27,810,169 | ¥6,910,169 |
| 30 | 2.10% | ¥78,300 | ¥28,187,927 | ¥7,287,927 |
| 30 | 2.20% | ¥79,357 | ¥28,568,691 | ¥7,668,691 |
| 30 | 2.30% | ¥80,423 | ¥28,952,449 | ¥8,052,449 |
| 30 | 2.40% | ¥81,498 | ¥29,339,188 | ¥8,439,188 |
| 30 | 2.50% | ¥82,580 | ¥29,728,896 | ¥8,828,896 |
| 30 | 2.60% | ¥83,671 | ¥30,121,560 | ¥9,221,560 |
| 30 | 2.70% | ¥84,770 | ¥30,517,165 | ¥9,617,165 |
| 30 | 2.80% | ¥85,877 | ¥30,915,698 | ¥10,015,698 |
| 30 | 2.90% | ¥86,992 | ¥31,317,144 | ¥10,417,144 |
| 30 | 3.00% | ¥88,115 | ¥31,721,487 | ¥10,821,487 |
2090万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥75,960 | ¥22,788,141 | ¥1,888,141 |
| 25 | 0.80% | ¥76,889 | ¥23,066,563 | ¥2,166,563 |
| 25 | 0.90% | ¥77,824 | ¥23,347,151 | ¥2,447,151 |
| 25 | 1.00% | ¥78,766 | ¥23,629,903 | ¥2,729,903 |
| 25 | 1.10% | ¥79,716 | ¥23,914,815 | ¥3,014,815 |
| 25 | 1.20% | ¥80,673 | ¥24,201,886 | ¥3,301,886 |
| 25 | 1.30% | ¥81,637 | ¥24,491,110 | ¥3,591,110 |
| 25 | 1.40% | ¥82,608 | ¥24,782,486 | ¥3,882,486 |
| 25 | 1.50% | ¥83,587 | ¥25,076,008 | ¥4,176,008 |
| 25 | 1.60% | ¥84,572 | ¥25,371,672 | ¥4,471,672 |
| 25 | 1.70% | ¥85,565 | ¥25,669,476 | ¥4,769,476 |
| 25 | 1.80% | ¥86,565 | ¥25,969,412 | ¥5,069,412 |
| 25 | 1.90% | ¥87,572 | ¥26,271,478 | ¥5,371,478 |
| 25 | 2.00% | ¥88,586 | ¥26,575,667 | ¥5,675,667 |
| 25 | 2.10% | ¥89,607 | ¥26,881,974 | ¥5,981,974 |
| 25 | 2.20% | ¥90,635 | ¥27,190,394 | ¥6,290,394 |
| 25 | 2.30% | ¥91,670 | ¥27,500,921 | ¥6,600,921 |
| 25 | 2.40% | ¥92,712 | ¥27,813,548 | ¥6,913,548 |
| 25 | 2.50% | ¥93,761 | ¥28,128,269 | ¥7,228,269 |
| 25 | 2.60% | ¥94,817 | ¥28,445,078 | ¥7,545,078 |
| 25 | 2.70% | ¥95,880 | ¥28,763,968 | ¥7,863,968 |
| 25 | 2.80% | ¥96,950 | ¥29,084,931 | ¥8,184,931 |
| 25 | 2.90% | ¥98,027 | ¥29,407,961 | ¥8,507,961 |
| 25 | 3.00% | ¥99,110 | ¥29,733,049 | ¥8,833,049 |
2090万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥93,347 | ¥22,403,211 | ¥1,503,211 |
| 20 | 0.80% | ¥94,265 | ¥22,623,519 | ¥1,723,519 |
| 20 | 0.90% | ¥95,188 | ¥22,845,215 | ¥1,945,215 |
| 20 | 1.00% | ¥96,118 | ¥23,068,298 | ¥2,168,298 |
| 20 | 1.10% | ¥97,053 | ¥23,292,768 | ¥2,392,768 |
| 20 | 1.20% | ¥97,994 | ¥23,518,622 | ¥2,618,622 |
| 20 | 1.30% | ¥98,941 | ¥23,745,860 | ¥2,845,860 |
| 20 | 1.40% | ¥99,894 | ¥23,974,479 | ¥3,074,479 |
| 20 | 1.50% | ¥100,852 | ¥24,204,478 | ¥3,304,478 |
| 20 | 1.60% | ¥101,816 | ¥24,435,855 | ¥3,535,855 |
| 20 | 1.70% | ¥102,786 | ¥24,668,609 | ¥3,768,609 |
| 20 | 1.80% | ¥103,761 | ¥24,902,737 | ¥4,002,737 |
| 20 | 1.90% | ¥104,743 | ¥25,138,237 | ¥4,238,237 |
| 20 | 2.00% | ¥105,730 | ¥25,375,108 | ¥4,475,108 |
| 20 | 2.10% | ¥106,722 | ¥25,613,347 | ¥4,713,347 |
| 20 | 2.20% | ¥107,721 | ¥25,852,950 | ¥4,952,950 |
| 20 | 2.30% | ¥108,725 | ¥26,093,917 | ¥5,193,917 |
| 20 | 2.40% | ¥109,734 | ¥26,336,244 | ¥5,436,244 |
| 20 | 2.50% | ¥110,750 | ¥26,579,929 | ¥5,679,929 |
| 20 | 2.60% | ¥111,771 | ¥26,824,969 | ¥5,924,969 |
| 20 | 2.70% | ¥112,797 | ¥27,071,360 | ¥6,171,360 |
| 20 | 2.80% | ¥113,830 | ¥27,319,101 | ¥6,419,101 |
| 20 | 2.90% | ¥114,867 | ¥27,568,187 | ¥6,668,187 |
| 20 | 3.00% | ¥115,911 | ¥27,818,616 | ¥6,918,616 |
2090万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥122,347 | ¥22,022,538 | ¥1,122,538 |
| 15 | 0.80% | ¥123,256 | ¥22,186,032 | ¥1,286,032 |
| 15 | 0.90% | ¥124,168 | ¥22,350,307 | ¥1,450,307 |
| 15 | 1.00% | ¥125,085 | ¥22,515,364 | ¥1,615,364 |
| 15 | 1.10% | ¥126,007 | ¥22,681,201 | ¥1,781,201 |
| 15 | 1.20% | ¥126,932 | ¥22,847,820 | ¥1,947,820 |
| 15 | 1.30% | ¥127,862 | ¥23,015,218 | ¥2,115,218 |
| 15 | 1.40% | ¥128,797 | ¥23,183,396 | ¥2,283,396 |
| 15 | 1.50% | ¥129,735 | ¥23,352,352 | ¥2,452,352 |
| 15 | 1.60% | ¥130,678 | ¥23,522,087 | ¥2,622,087 |
| 15 | 1.70% | ¥131,626 | ¥23,692,600 | ¥2,792,600 |
| 15 | 1.80% | ¥132,577 | ¥23,863,890 | ¥2,963,890 |
| 15 | 1.90% | ¥133,533 | ¥24,035,956 | ¥3,135,956 |
| 15 | 2.00% | ¥134,493 | ¥24,208,797 | ¥3,308,797 |
| 15 | 2.10% | ¥135,458 | ¥24,382,414 | ¥3,482,414 |
| 15 | 2.20% | ¥136,427 | ¥24,556,804 | ¥3,656,804 |
| 15 | 2.30% | ¥137,400 | ¥24,731,967 | ¥3,831,967 |
| 15 | 2.40% | ¥138,377 | ¥24,907,903 | ¥4,007,903 |
| 15 | 2.50% | ¥139,359 | ¥25,084,610 | ¥4,184,610 |
| 15 | 2.60% | ¥140,345 | ¥25,262,087 | ¥4,362,087 |
| 15 | 2.70% | ¥141,335 | ¥25,440,334 | ¥4,540,334 |
| 15 | 2.80% | ¥142,330 | ¥25,619,350 | ¥4,719,350 |
| 15 | 2.90% | ¥143,329 | ¥25,799,132 | ¥4,899,132 |
| 15 | 3.00% | ¥144,332 | ¥25,979,681 | ¥5,079,681 |
2090万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥180,384 | ¥21,646,126 | ¥746,126 |
| 10 | 0.80% | ¥181,284 | ¥21,754,108 | ¥854,108 |
| 10 | 0.90% | ¥182,187 | ¥21,862,437 | ¥962,437 |
| 10 | 1.00% | ¥183,093 | ¥21,971,114 | ¥1,071,114 |
| 10 | 1.10% | ¥184,001 | ¥22,080,138 | ¥1,180,138 |
| 10 | 1.20% | ¥184,913 | ¥22,189,510 | ¥1,289,510 |
| 10 | 1.30% | ¥185,827 | ¥22,299,229 | ¥1,399,229 |
| 10 | 1.40% | ¥186,744 | ¥22,409,295 | ¥1,509,295 |
| 10 | 1.50% | ¥187,664 | ¥22,519,708 | ¥1,619,708 |
| 10 | 1.60% | ¥188,587 | ¥22,630,468 | ¥1,730,468 |
| 10 | 1.70% | ¥189,513 | ¥22,741,575 | ¥1,841,575 |
| 10 | 1.80% | ¥190,442 | ¥22,853,028 | ¥1,953,028 |
| 10 | 1.90% | ¥191,374 | ¥22,964,828 | ¥2,064,828 |
| 10 | 2.00% | ¥192,308 | ¥23,076,974 | ¥2,176,974 |
| 10 | 2.10% | ¥193,246 | ¥23,189,466 | ¥2,289,466 |
| 10 | 2.20% | ¥194,186 | ¥23,302,304 | ¥2,402,304 |
| 10 | 2.30% | ¥195,129 | ¥23,415,488 | ¥2,515,488 |
| 10 | 2.40% | ¥196,075 | ¥23,529,017 | ¥2,629,017 |
| 10 | 2.50% | ¥197,024 | ¥23,642,891 | ¥2,742,891 |
| 10 | 2.60% | ¥197,976 | ¥23,757,111 | ¥2,857,111 |
| 10 | 2.70% | ¥198,931 | ¥23,871,675 | ¥2,971,675 |
| 10 | 2.80% | ¥199,888 | ¥23,986,584 | ¥3,086,584 |
| 10 | 2.90% | ¥200,849 | ¥24,101,837 | ¥3,201,837 |
| 10 | 3.00% | ¥201,812 | ¥24,217,435 | ¥3,317,435 |
