2120万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2120万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2120万円の住宅ローン|期間・年数別
2120万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥41,887 |
¥25,132,096 |
¥3,932,096 |
| 50 |
0.80% |
¥42,881 |
¥25,728,888 |
¥4,528,888 |
| 50 |
0.90% |
¥43,891 |
¥26,334,365 |
¥5,134,365 |
| 50 |
1.00% |
¥44,914 |
¥26,948,488 |
¥5,748,488 |
| 50 |
1.10% |
¥45,952 |
¥27,571,216 |
¥6,371,216 |
| 50 |
1.20% |
¥47,004 |
¥28,202,502 |
¥7,002,502 |
| 50 |
1.30% |
¥48,070 |
¥28,842,299 |
¥7,642,299 |
| 50 |
1.40% |
¥49,151 |
¥29,490,550 |
¥8,290,550 |
| 50 |
1.50% |
¥50,245 |
¥30,147,200 |
¥8,947,200 |
| 50 |
1.60% |
¥51,354 |
¥30,812,188 |
¥9,612,188 |
| 50 |
1.70% |
¥52,476 |
¥31,485,448 |
¥10,285,448 |
| 50 |
1.80% |
¥53,612 |
¥32,166,913 |
¥10,966,913 |
| 50 |
1.90% |
¥54,761 |
¥32,856,511 |
¥11,656,511 |
| 50 |
2.00% |
¥55,924 |
¥33,554,168 |
¥12,354,168 |
| 50 |
2.10% |
¥57,100 |
¥34,259,806 |
¥13,059,806 |
| 50 |
2.20% |
¥58,289 |
¥34,973,346 |
¥13,773,346 |
| 50 |
2.30% |
¥59,491 |
¥35,694,702 |
¥14,494,702 |
| 50 |
2.40% |
¥60,706 |
¥36,423,790 |
¥15,223,790 |
| 50 |
2.50% |
¥61,934 |
¥37,160,520 |
¥15,960,520 |
| 50 |
2.60% |
¥63,175 |
¥37,904,801 |
¥16,704,801 |
| 50 |
2.70% |
¥64,428 |
¥38,656,540 |
¥17,456,540 |
| 50 |
2.80% |
¥65,693 |
¥39,415,641 |
¥18,215,641 |
| 50 |
2.90% |
¥66,970 |
¥40,182,007 |
¥18,982,007 |
| 50 |
3.00% |
¥68,259 |
¥40,955,538 |
¥19,755,538 |
2120万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥45,778 |
¥24,720,140 |
¥3,520,140 |
| 45 |
0.80% |
¥46,762 |
¥25,251,457 |
¥4,051,457 |
| 45 |
0.90% |
¥47,759 |
¥25,789,830 |
¥4,589,830 |
| 45 |
1.00% |
¥48,769 |
¥26,335,233 |
¥5,135,233 |
| 45 |
1.10% |
¥49,792 |
¥26,887,639 |
¥5,687,639 |
| 45 |
1.20% |
¥50,828 |
¥27,447,018 |
¥6,247,018 |
| 45 |
1.30% |
¥51,877 |
¥28,013,336 |
¥6,813,336 |
| 45 |
1.40% |
¥52,938 |
¥28,586,559 |
¥7,386,559 |
| 45 |
1.50% |
¥54,012 |
¥29,166,646 |
¥7,966,646 |
| 45 |
1.60% |
¥55,099 |
¥29,753,559 |
¥8,553,559 |
| 45 |
1.70% |
¥56,199 |
¥30,347,254 |
¥9,147,254 |
| 45 |
1.80% |
¥57,311 |
¥30,947,685 |
¥9,747,685 |
| 45 |
1.90% |
¥58,435 |
¥31,554,805 |
¥10,354,805 |
| 45 |
2.00% |
¥59,571 |
¥32,168,564 |
¥10,968,564 |
| 45 |
2.10% |
¥60,720 |
¥32,788,909 |
¥11,588,909 |
| 45 |
2.20% |
¥61,881 |
¥33,415,787 |
¥12,215,787 |
| 45 |
2.30% |
¥63,054 |
¥34,049,140 |
¥12,849,140 |
| 45 |
2.40% |
¥64,239 |
¥34,688,912 |
¥13,488,912 |
| 45 |
2.50% |
¥65,435 |
¥35,335,041 |
¥14,135,041 |
| 45 |
2.60% |
¥66,643 |
¥35,987,465 |
¥14,787,465 |
| 45 |
2.70% |
¥67,863 |
¥36,646,122 |
¥15,446,122 |
| 45 |
2.80% |
¥69,094 |
¥37,310,944 |
¥16,110,944 |
| 45 |
2.90% |
¥70,337 |
¥37,981,867 |
¥16,781,867 |
| 45 |
3.00% |
¥71,590 |
¥38,658,821 |
¥17,458,821 |
2120万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥50,651 |
¥24,312,469 |
¥3,112,469 |
| 40 |
0.80% |
¥51,624 |
¥24,779,605 |
¥3,579,605 |
| 40 |
0.90% |
¥52,609 |
¥25,252,331 |
¥4,052,331 |
| 40 |
1.00% |
¥53,605 |
¥25,730,631 |
¥4,530,631 |
| 40 |
1.10% |
¥54,614 |
¥26,214,488 |
¥5,014,488 |
| 40 |
1.20% |
¥55,633 |
¥26,703,883 |
¥5,503,883 |
| 40 |
1.30% |
¥56,664 |
¥27,198,794 |
¥5,998,794 |
| 40 |
1.40% |
¥57,707 |
¥27,699,199 |
¥6,499,199 |
| 40 |
1.50% |
¥58,761 |
¥28,205,074 |
¥7,005,074 |
| 40 |
1.60% |
¥59,826 |
¥28,716,392 |
¥7,516,392 |
| 40 |
1.70% |
¥60,902 |
¥29,233,128 |
¥8,033,128 |
| 40 |
1.80% |
¥61,990 |
¥29,755,251 |
¥8,555,251 |
| 40 |
1.90% |
¥63,089 |
¥30,282,731 |
¥9,082,731 |
| 40 |
2.00% |
¥64,199 |
¥30,815,537 |
¥9,615,537 |
| 40 |
2.10% |
¥65,320 |
¥31,353,635 |
¥10,153,635 |
| 40 |
2.20% |
¥66,452 |
¥31,896,990 |
¥10,696,990 |
| 40 |
2.30% |
¥67,595 |
¥32,445,567 |
¥11,245,567 |
| 40 |
2.40% |
¥68,749 |
¥32,999,327 |
¥11,799,327 |
| 40 |
2.50% |
¥69,913 |
¥33,558,232 |
¥12,358,232 |
| 40 |
2.60% |
¥71,088 |
¥34,122,243 |
¥12,922,243 |
| 40 |
2.70% |
¥72,274 |
¥34,691,317 |
¥13,491,317 |
| 40 |
2.80% |
¥73,470 |
¥35,265,413 |
¥14,065,413 |
| 40 |
2.90% |
¥74,676 |
¥35,844,487 |
¥14,644,487 |
| 40 |
3.00% |
¥75,893 |
¥36,428,495 |
¥15,228,495 |
2120万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥56,926 |
¥23,909,090 |
¥2,709,090 |
| 35 |
0.80% |
¥57,889 |
¥24,313,346 |
¥3,113,346 |
| 35 |
0.90% |
¥58,862 |
¥24,721,892 |
¥3,521,892 |
| 35 |
1.00% |
¥59,845 |
¥25,134,719 |
¥3,934,719 |
| 35 |
1.10% |
¥60,838 |
¥25,551,816 |
¥4,351,816 |
| 35 |
1.20% |
¥61,841 |
¥25,973,171 |
¥4,773,171 |
| 35 |
1.30% |
¥62,854 |
¥26,398,774 |
¥5,198,774 |
| 35 |
1.40% |
¥63,878 |
¥26,828,609 |
¥5,628,609 |
| 35 |
1.50% |
¥64,911 |
¥27,262,663 |
¥6,062,663 |
| 35 |
1.60% |
¥65,955 |
¥27,700,919 |
¥6,500,919 |
| 35 |
1.70% |
¥67,008 |
¥28,143,363 |
¥6,943,363 |
| 35 |
1.80% |
¥68,071 |
¥28,589,976 |
¥7,389,976 |
| 35 |
1.90% |
¥69,145 |
¥29,040,740 |
¥7,840,740 |
| 35 |
2.00% |
¥70,228 |
¥29,495,637 |
¥8,295,637 |
| 35 |
2.10% |
¥71,321 |
¥29,954,646 |
¥8,754,646 |
| 35 |
2.20% |
¥72,423 |
¥30,417,746 |
¥9,217,746 |
| 35 |
2.30% |
¥73,536 |
¥30,884,916 |
¥9,684,916 |
| 35 |
2.40% |
¥74,657 |
¥31,356,133 |
¥10,156,133 |
| 35 |
2.50% |
¥75,789 |
¥31,831,374 |
¥10,631,374 |
| 35 |
2.60% |
¥76,930 |
¥32,310,614 |
¥11,110,614 |
| 35 |
2.70% |
¥78,081 |
¥32,793,829 |
¥11,593,829 |
| 35 |
2.80% |
¥79,240 |
¥33,280,993 |
¥12,080,993 |
| 35 |
2.90% |
¥80,410 |
¥33,772,079 |
¥12,572,079 |
| 35 |
3.00% |
¥81,588 |
¥34,267,061 |
¥13,067,061 |
2120万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥65,306 |
¥23,510,013 |
¥2,310,013 |
| 30 |
0.80% |
¥66,257 |
¥23,852,695 |
¥2,652,695 |
| 30 |
0.90% |
¥67,218 |
¥24,198,535 |
¥2,998,535 |
| 30 |
1.00% |
¥68,188 |
¥24,547,528 |
¥3,347,528 |
| 30 |
1.10% |
¥69,166 |
¥24,899,669 |
¥3,699,669 |
| 30 |
1.20% |
¥70,153 |
¥25,254,952 |
¥4,054,952 |
| 30 |
1.30% |
¥71,148 |
¥25,613,368 |
¥4,413,368 |
| 30 |
1.40% |
¥72,153 |
¥25,974,912 |
¥4,774,912 |
| 30 |
1.50% |
¥73,165 |
¥26,339,574 |
¥5,139,574 |
| 30 |
1.60% |
¥74,187 |
¥26,707,348 |
¥5,507,348 |
| 30 |
1.70% |
¥75,217 |
¥27,078,222 |
¥5,878,222 |
| 30 |
1.80% |
¥76,256 |
¥27,452,189 |
¥6,252,189 |
| 30 |
1.90% |
¥77,303 |
¥27,829,238 |
¥6,629,238 |
| 30 |
2.00% |
¥78,359 |
¥28,209,358 |
¥7,009,358 |
| 30 |
2.10% |
¥79,424 |
¥28,592,539 |
¥7,392,539 |
| 30 |
2.20% |
¥80,497 |
¥28,978,768 |
¥7,778,768 |
| 30 |
2.30% |
¥81,578 |
¥29,368,034 |
¥8,168,034 |
| 30 |
2.40% |
¥82,668 |
¥29,760,325 |
¥8,560,325 |
| 30 |
2.50% |
¥83,766 |
¥30,155,627 |
¥8,955,627 |
| 30 |
2.60% |
¥84,872 |
¥30,553,927 |
¥9,353,927 |
| 30 |
2.70% |
¥85,987 |
¥30,955,211 |
¥9,755,211 |
| 30 |
2.80% |
¥87,110 |
¥31,359,464 |
¥10,159,464 |
| 30 |
2.90% |
¥88,241 |
¥31,766,672 |
¥10,566,672 |
| 30 |
3.00% |
¥89,380 |
¥32,176,820 |
¥10,976,820 |
2120万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥77,051 |
¥23,115,244 |
¥1,915,244 |
| 25 |
0.80% |
¥77,992 |
¥23,397,662 |
¥2,197,662 |
| 25 |
0.90% |
¥78,941 |
¥23,682,278 |
¥2,482,278 |
| 25 |
1.00% |
¥79,897 |
¥23,969,088 |
¥2,769,088 |
| 25 |
1.10% |
¥80,860 |
¥24,258,090 |
¥3,058,090 |
| 25 |
1.20% |
¥81,831 |
¥24,549,281 |
¥3,349,281 |
| 25 |
1.30% |
¥82,809 |
¥24,842,657 |
¥3,642,657 |
| 25 |
1.40% |
¥83,794 |
¥25,138,215 |
¥3,938,215 |
| 25 |
1.50% |
¥84,787 |
¥25,435,950 |
¥4,235,950 |
| 25 |
1.60% |
¥85,786 |
¥25,735,859 |
¥4,535,859 |
| 25 |
1.70% |
¥86,793 |
¥26,037,937 |
¥4,837,937 |
| 25 |
1.80% |
¥87,807 |
¥26,342,179 |
¥5,142,179 |
| 25 |
1.90% |
¥88,829 |
¥26,648,580 |
¥5,448,580 |
| 25 |
2.00% |
¥89,857 |
¥26,957,136 |
¥5,757,136 |
| 25 |
2.10% |
¥90,893 |
¥27,267,840 |
¥6,067,840 |
| 25 |
2.20% |
¥91,936 |
¥27,580,687 |
¥6,380,687 |
| 25 |
2.30% |
¥92,986 |
¥27,895,671 |
¥6,695,671 |
| 25 |
2.40% |
¥94,043 |
¥28,212,785 |
¥7,012,785 |
| 25 |
2.50% |
¥95,107 |
¥28,532,024 |
¥7,332,024 |
| 25 |
2.60% |
¥96,178 |
¥28,853,381 |
¥7,653,381 |
| 25 |
2.70% |
¥97,256 |
¥29,176,848 |
¥7,976,848 |
| 25 |
2.80% |
¥98,341 |
¥29,502,418 |
¥8,302,418 |
| 25 |
2.90% |
¥99,434 |
¥29,830,085 |
¥8,630,085 |
| 25 |
3.00% |
¥100,533 |
¥30,159,840 |
¥8,959,840 |
2120万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥94,687 |
¥22,724,788 |
¥1,524,788 |
| 20 |
0.80% |
¥95,618 |
¥22,948,258 |
¥1,748,258 |
| 20 |
0.90% |
¥96,555 |
¥23,173,137 |
¥1,973,137 |
| 20 |
1.00% |
¥97,498 |
¥23,399,422 |
¥2,199,422 |
| 20 |
1.10% |
¥98,446 |
¥23,627,114 |
¥2,427,114 |
| 20 |
1.20% |
¥99,401 |
¥23,856,210 |
¥2,656,210 |
| 20 |
1.30% |
¥100,361 |
¥24,086,709 |
¥2,886,709 |
| 20 |
1.40% |
¥101,328 |
¥24,318,610 |
¥3,118,610 |
| 20 |
1.50% |
¥102,300 |
¥24,551,910 |
¥3,351,910 |
| 20 |
1.60% |
¥103,278 |
¥24,786,609 |
¥3,586,609 |
| 20 |
1.70% |
¥104,261 |
¥25,022,704 |
¥3,822,704 |
| 20 |
1.80% |
¥105,251 |
¥25,260,193 |
¥4,060,193 |
| 20 |
1.90% |
¥106,246 |
¥25,499,073 |
¥4,299,073 |
| 20 |
2.00% |
¥107,247 |
¥25,739,344 |
¥4,539,344 |
| 20 |
2.10% |
¥108,254 |
¥25,981,002 |
¥4,781,002 |
| 20 |
2.20% |
¥109,267 |
¥26,224,045 |
¥5,024,045 |
| 20 |
2.30% |
¥110,285 |
¥26,468,471 |
¥5,268,471 |
| 20 |
2.40% |
¥111,309 |
¥26,714,277 |
¥5,514,277 |
| 20 |
2.50% |
¥112,339 |
¥26,961,459 |
¥5,761,459 |
| 20 |
2.60% |
¥113,375 |
¥27,210,016 |
¥6,010,016 |
| 20 |
2.70% |
¥114,416 |
¥27,459,944 |
¥6,259,944 |
| 20 |
2.80% |
¥115,464 |
¥27,711,241 |
¥6,511,241 |
| 20 |
2.90% |
¥116,516 |
¥27,963,902 |
¥6,763,902 |
| 20 |
3.00% |
¥117,575 |
¥28,217,926 |
¥7,017,926 |
2120万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥124,104 |
¥22,338,651 |
¥1,138,651 |
| 15 |
0.80% |
¥125,025 |
¥22,504,491 |
¥1,304,491 |
| 15 |
0.90% |
¥125,951 |
¥22,671,125 |
¥1,471,125 |
| 15 |
1.00% |
¥126,881 |
¥22,838,551 |
¥1,638,551 |
| 15 |
1.10% |
¥127,815 |
¥23,006,769 |
¥1,806,769 |
| 15 |
1.20% |
¥128,754 |
¥23,175,779 |
¥1,975,779 |
| 15 |
1.30% |
¥129,698 |
¥23,345,580 |
¥2,145,580 |
| 15 |
1.40% |
¥130,645 |
¥23,516,172 |
¥2,316,172 |
| 15 |
1.50% |
¥131,598 |
¥23,687,554 |
¥2,487,554 |
| 15 |
1.60% |
¥132,554 |
¥23,859,725 |
¥2,659,725 |
| 15 |
1.70% |
¥133,515 |
¥24,032,685 |
¥2,832,685 |
| 15 |
1.80% |
¥134,480 |
¥24,206,434 |
¥3,006,434 |
| 15 |
1.90% |
¥135,450 |
¥24,380,969 |
¥3,180,969 |
| 15 |
2.00% |
¥136,424 |
¥24,556,292 |
¥3,356,292 |
| 15 |
2.10% |
¥137,402 |
¥24,732,400 |
¥3,532,400 |
| 15 |
2.20% |
¥138,385 |
¥24,909,294 |
¥3,709,294 |
| 15 |
2.30% |
¥139,372 |
¥25,086,972 |
¥3,886,972 |
| 15 |
2.40% |
¥140,364 |
¥25,265,433 |
¥4,065,433 |
| 15 |
2.50% |
¥141,359 |
¥25,444,676 |
¥4,244,676 |
| 15 |
2.60% |
¥142,359 |
¥25,624,701 |
¥4,424,701 |
| 15 |
2.70% |
¥143,364 |
¥25,805,507 |
¥4,605,507 |
| 15 |
2.80% |
¥144,373 |
¥25,987,091 |
¥4,787,091 |
| 15 |
2.90% |
¥145,386 |
¥26,169,455 |
¥4,969,455 |
| 15 |
3.00% |
¥146,403 |
¥26,352,595 |
¥5,152,595 |
2120万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥182,974 |
¥21,956,836 |
¥756,836 |
| 10 |
0.80% |
¥183,886 |
¥22,066,368 |
¥866,368 |
| 10 |
0.90% |
¥184,802 |
¥22,176,252 |
¥976,252 |
| 10 |
1.00% |
¥185,721 |
¥22,286,488 |
¥1,086,488 |
| 10 |
1.10% |
¥186,642 |
¥22,397,078 |
¥1,197,078 |
| 10 |
1.20% |
¥187,567 |
¥22,508,019 |
¥1,308,019 |
| 10 |
1.30% |
¥188,494 |
¥22,619,313 |
¥1,419,313 |
| 10 |
1.40% |
¥189,425 |
¥22,730,959 |
¥1,530,959 |
| 10 |
1.50% |
¥190,358 |
¥22,842,958 |
¥1,642,958 |
| 10 |
1.60% |
¥191,294 |
¥22,955,307 |
¥1,755,307 |
| 10 |
1.70% |
¥192,233 |
¥23,068,009 |
¥1,868,009 |
| 10 |
1.80% |
¥193,176 |
¥23,181,062 |
¥1,981,062 |
| 10 |
1.90% |
¥194,121 |
¥23,294,467 |
¥2,094,467 |
| 10 |
2.00% |
¥195,069 |
¥23,408,223 |
¥2,208,223 |
| 10 |
2.10% |
¥196,019 |
¥23,522,329 |
¥2,322,329 |
| 10 |
2.20% |
¥196,973 |
¥23,636,787 |
¥2,436,787 |
| 10 |
2.30% |
¥197,930 |
¥23,751,595 |
¥2,551,595 |
| 10 |
2.40% |
¥198,890 |
¥23,866,754 |
¥2,666,754 |
| 10 |
2.50% |
¥199,852 |
¥23,982,263 |
¥2,782,263 |
| 10 |
2.60% |
¥200,818 |
¥24,098,122 |
¥2,898,122 |
| 10 |
2.70% |
¥201,786 |
¥24,214,331 |
¥3,014,331 |
| 10 |
2.80% |
¥202,757 |
¥24,330,889 |
¥3,130,889 |
| 10 |
2.90% |
¥203,732 |
¥24,447,797 |
¥3,247,797 |
| 10 |
3.00% |
¥204,709 |
¥24,565,053 |
¥3,365,053 |