2160万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2160万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2160万円の住宅ローン｜期間・年数別
2160万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥42,677 | ¥25,606,287 | ¥4,006,287 |
| 50 | 0.80% | ¥43,691 | ¥26,214,339 | ¥4,614,339 |
| 50 | 0.90% | ¥44,719 | ¥26,831,239 | ¥5,231,239 |
| 50 | 1.00% | ¥45,762 | ¥27,456,950 | ¥5,856,950 |
| 50 | 1.10% | ¥46,819 | ¥28,091,427 | ¥6,491,427 |
| 50 | 1.20% | ¥47,891 | ¥28,734,625 | ¥7,134,625 |
| 50 | 1.30% | ¥48,977 | ¥29,386,493 | ¥7,786,493 |
| 50 | 1.40% | ¥50,078 | ¥30,046,976 | ¥8,446,976 |
| 50 | 1.50% | ¥51,193 | ¥30,716,015 | ¥9,116,015 |
| 50 | 1.60% | ¥52,323 | ¥31,393,550 | ¥9,793,550 |
| 50 | 1.70% | ¥53,466 | ¥32,079,513 | ¥10,479,513 |
| 50 | 1.80% | ¥54,623 | ¥32,773,835 | ¥11,173,835 |
| 50 | 1.90% | ¥55,794 | ¥33,476,445 | ¥11,876,445 |
| 50 | 2.00% | ¥56,979 | ¥34,187,266 | ¥12,587,266 |
| 50 | 2.10% | ¥58,177 | ¥34,906,218 | ¥13,306,218 |
| 50 | 2.20% | ¥59,389 | ¥35,633,220 | ¥14,033,220 |
| 50 | 2.30% | ¥60,614 | ¥36,368,187 | ¥14,768,187 |
| 50 | 2.40% | ¥61,852 | ¥37,111,031 | ¥15,511,031 |
| 50 | 2.50% | ¥63,103 | ¥37,861,662 | ¥16,261,662 |
| 50 | 2.60% | ¥64,367 | ¥38,619,986 | ¥17,019,986 |
| 50 | 2.70% | ¥65,643 | ¥39,385,909 | ¥17,785,909 |
| 50 | 2.80% | ¥66,932 | ¥40,159,333 | ¥18,559,333 |
| 50 | 2.90% | ¥68,234 | ¥40,940,158 | ¥19,340,158 |
| 50 | 3.00% | ¥69,547 | ¥41,728,284 | ¥20,128,284 |
2160万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥46,642 | ¥25,186,558 | ¥3,586,558 |
| 45 | 0.80% | ¥47,644 | ¥25,727,900 | ¥4,127,900 |
| 45 | 0.90% | ¥48,660 | ¥26,276,430 | ¥4,676,430 |
| 45 | 1.00% | ¥49,689 | ¥26,832,124 | ¥5,232,124 |
| 45 | 1.10% | ¥50,731 | ¥27,394,953 | ¥5,794,953 |
| 45 | 1.20% | ¥51,787 | ¥27,964,886 | ¥6,364,886 |
| 45 | 1.30% | ¥52,855 | ¥28,541,890 | ¥6,941,890 |
| 45 | 1.40% | ¥53,937 | ¥29,125,928 | ¥7,525,928 |
| 45 | 1.50% | ¥55,031 | ¥29,716,960 | ¥8,116,960 |
| 45 | 1.60% | ¥56,139 | ¥30,314,947 | ¥8,714,947 |
| 45 | 1.70% | ¥57,259 | ¥30,919,844 | ¥9,319,844 |
| 45 | 1.80% | ¥58,392 | ¥31,531,604 | ¥9,931,604 |
| 45 | 1.90% | ¥59,537 | ¥32,150,179 | ¥10,550,179 |
| 45 | 2.00% | ¥60,695 | ¥32,775,518 | ¥11,175,518 |
| 45 | 2.10% | ¥61,866 | ¥33,407,568 | ¥11,807,568 |
| 45 | 2.20% | ¥63,049 | ¥34,046,273 | ¥12,446,273 |
| 45 | 2.30% | ¥64,244 | ¥34,691,577 | ¥13,091,577 |
| 45 | 2.40% | ¥65,451 | ¥35,343,420 | ¥13,743,420 |
| 45 | 2.50% | ¥66,670 | ¥36,001,740 | ¥14,401,740 |
| 45 | 2.60% | ¥67,901 | ¥36,666,474 | ¥15,066,474 |
| 45 | 2.70% | ¥69,144 | ¥37,337,558 | ¥15,737,558 |
| 45 | 2.80% | ¥70,398 | ¥38,014,925 | ¥16,414,925 |
| 45 | 2.90% | ¥71,664 | ¥38,698,506 | ¥17,098,506 |
| 45 | 3.00% | ¥72,941 | ¥39,388,233 | ¥17,788,233 |
2160万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥51,607 | ¥24,771,194 | ¥3,171,194 |
| 40 | 0.80% | ¥52,598 | ¥25,247,144 | ¥3,647,144 |
| 40 | 0.90% | ¥53,602 | ¥25,728,790 | ¥4,128,790 |
| 40 | 1.00% | ¥54,617 | ¥26,216,115 | ¥4,616,115 |
| 40 | 1.10% | ¥55,644 | ¥26,709,101 | ¥5,109,101 |
| 40 | 1.20% | ¥56,683 | ¥27,207,730 | ¥5,607,730 |
| 40 | 1.30% | ¥57,733 | ¥27,711,979 | ¥6,111,979 |
| 40 | 1.40% | ¥58,795 | ¥28,221,825 | ¥6,621,825 |
| 40 | 1.50% | ¥59,869 | ¥28,737,245 | ¥7,137,245 |
| 40 | 1.60% | ¥60,955 | ¥29,258,211 | ¥7,658,211 |
| 40 | 1.70% | ¥62,051 | ¥29,784,696 | ¥8,184,696 |
| 40 | 1.80% | ¥63,160 | ¥30,316,671 | ¥8,716,671 |
| 40 | 1.90% | ¥64,279 | ¥30,854,104 | ¥9,254,104 |
| 40 | 2.00% | ¥65,410 | ¥31,396,962 | ¥9,796,962 |
| 40 | 2.10% | ¥66,553 | ¥31,945,213 | ¥10,345,213 |
| 40 | 2.20% | ¥67,706 | ¥32,498,820 | ¥10,898,820 |
| 40 | 2.30% | ¥68,870 | ¥33,057,747 | ¥11,457,747 |
| 40 | 2.40% | ¥70,046 | ¥33,621,956 | ¥12,021,956 |
| 40 | 2.50% | ¥71,232 | ¥34,191,407 | ¥12,591,407 |
| 40 | 2.60% | ¥72,429 | ¥34,766,059 | ¥13,166,059 |
| 40 | 2.70% | ¥73,637 | ¥35,345,870 | ¥13,745,870 |
| 40 | 2.80% | ¥74,856 | ¥35,930,798 | ¥14,330,798 |
| 40 | 2.90% | ¥76,085 | ¥36,520,798 | ¥14,920,798 |
| 40 | 3.00% | ¥77,325 | ¥37,115,825 | ¥15,515,825 |
2160万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥58,000 | ¥24,360,205 | ¥2,760,205 |
| 35 | 0.80% | ¥58,981 | ¥24,772,088 | ¥3,172,088 |
| 35 | 0.90% | ¥59,972 | ¥25,188,343 | ¥3,588,343 |
| 35 | 1.00% | ¥60,974 | ¥25,608,959 | ¥4,008,959 |
| 35 | 1.10% | ¥61,986 | ¥26,033,925 | ¥4,433,925 |
| 35 | 1.20% | ¥63,008 | ¥26,463,231 | ¥4,863,231 |
| 35 | 1.30% | ¥64,040 | ¥26,896,864 | ¥5,296,864 |
| 35 | 1.40% | ¥65,083 | ¥27,334,809 | ¥5,734,809 |
| 35 | 1.50% | ¥66,136 | ¥27,777,052 | ¥6,177,052 |
| 35 | 1.60% | ¥67,199 | ¥28,223,578 | ¥6,623,578 |
| 35 | 1.70% | ¥68,272 | ¥28,674,370 | ¥7,074,370 |
| 35 | 1.80% | ¥69,356 | ¥29,129,409 | ¥7,529,409 |
| 35 | 1.90% | ¥70,449 | ¥29,588,679 | ¥7,988,679 |
| 35 | 2.00% | ¥71,553 | ¥30,052,158 | ¥8,452,158 |
| 35 | 2.10% | ¥72,666 | ¥30,519,828 | ¥8,919,828 |
| 35 | 2.20% | ¥73,790 | ¥30,991,666 | ¥9,391,666 |
| 35 | 2.30% | ¥74,923 | ¥31,467,650 | ¥9,867,650 |
| 35 | 2.40% | ¥76,066 | ¥31,947,758 | ¥10,347,758 |
| 35 | 2.50% | ¥77,219 | ¥32,431,966 | ¥10,831,966 |
| 35 | 2.60% | ¥78,382 | ¥32,920,249 | ¥11,320,249 |
| 35 | 2.70% | ¥79,554 | ¥33,412,581 | ¥11,812,581 |
| 35 | 2.80% | ¥80,736 | ¥33,908,936 | ¥12,308,936 |
| 35 | 2.90% | ¥81,927 | ¥34,409,288 | ¥12,809,288 |
| 35 | 3.00% | ¥83,128 | ¥34,913,609 | ¥13,313,609 |
2160万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥66,538 | ¥23,953,598 | ¥2,353,598 |
| 30 | 0.80% | ¥67,508 | ¥24,302,745 | ¥2,702,745 |
| 30 | 0.90% | ¥68,486 | ¥24,655,111 | ¥3,055,111 |
| 30 | 1.00% | ¥69,474 | ¥25,010,689 | ¥3,410,689 |
| 30 | 1.10% | ¥70,471 | ¥25,369,474 | ¥3,769,474 |
| 30 | 1.20% | ¥71,476 | ¥25,731,460 | ¥4,131,460 |
| 30 | 1.30% | ¥72,491 | ¥26,096,639 | ¥4,496,639 |
| 30 | 1.40% | ¥73,514 | ¥26,465,004 | ¥4,865,004 |
| 30 | 1.50% | ¥74,546 | ¥26,836,548 | ¥5,236,548 |
| 30 | 1.60% | ¥75,587 | ¥27,211,260 | ¥5,611,260 |
| 30 | 1.70% | ¥76,636 | ¥27,589,132 | ¥5,989,132 |
| 30 | 1.80% | ¥77,695 | ¥27,970,155 | ¥6,370,155 |
| 30 | 1.90% | ¥78,762 | ¥28,354,318 | ¥6,754,318 |
| 30 | 2.00% | ¥79,838 | ¥28,741,610 | ¥7,141,610 |
| 30 | 2.10% | ¥80,922 | ¥29,132,021 | ¥7,532,021 |
| 30 | 2.20% | ¥82,015 | ¥29,525,537 | ¥7,925,537 |
| 30 | 2.30% | ¥83,117 | ¥29,922,148 | ¥8,322,148 |
| 30 | 2.40% | ¥84,227 | ¥30,321,841 | ¥8,721,841 |
| 30 | 2.50% | ¥85,346 | ¥30,724,601 | ¥9,124,601 |
| 30 | 2.60% | ¥86,473 | ¥31,130,416 | ¥9,530,416 |
| 30 | 2.70% | ¥87,609 | ¥31,539,271 | ¥9,939,271 |
| 30 | 2.80% | ¥88,753 | ¥31,951,152 | ¥10,351,152 |
| 30 | 2.90% | ¥89,906 | ¥32,366,043 | ¥10,766,043 |
| 30 | 3.00% | ¥91,066 | ¥32,783,930 | ¥11,183,930 |
2160万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥78,505 | ¥23,551,380 | ¥1,951,380 |
| 25 | 0.80% | ¥79,464 | ¥23,839,127 | ¥2,239,127 |
| 25 | 0.90% | ¥80,430 | ¥24,129,113 | ¥2,529,113 |
| 25 | 1.00% | ¥81,404 | ¥24,421,335 | ¥2,821,335 |
| 25 | 1.10% | ¥82,386 | ¥24,715,790 | ¥3,115,790 |
| 25 | 1.20% | ¥83,375 | ¥25,012,475 | ¥3,412,475 |
| 25 | 1.30% | ¥84,371 | ¥25,311,387 | ¥3,711,387 |
| 25 | 1.40% | ¥85,375 | ¥25,612,521 | ¥4,012,521 |
| 25 | 1.50% | ¥86,386 | ¥25,915,874 | ¥4,315,874 |
| 25 | 1.60% | ¥87,405 | ¥26,221,441 | ¥4,621,441 |
| 25 | 1.70% | ¥88,431 | ¥26,529,219 | ¥4,929,219 |
| 25 | 1.80% | ¥89,464 | ¥26,839,201 | ¥5,239,201 |
| 25 | 1.90% | ¥90,505 | ¥27,151,384 | ¥5,551,384 |
| 25 | 2.00% | ¥91,553 | ¥27,465,761 | ¥5,865,761 |
| 25 | 2.10% | ¥92,608 | ¥27,782,328 | ¥6,182,328 |
| 25 | 2.20% | ¥93,670 | ¥28,101,077 | ¥6,501,077 |
| 25 | 2.30% | ¥94,740 | ¥28,422,004 | ¥6,822,004 |
| 25 | 2.40% | ¥95,817 | ¥28,745,102 | ¥7,145,102 |
| 25 | 2.50% | ¥96,901 | ¥29,070,364 | ¥7,470,364 |
| 25 | 2.60% | ¥97,993 | ¥29,397,784 | ¥7,797,784 |
| 25 | 2.70% | ¥99,091 | ¥29,727,354 | ¥8,127,354 |
| 25 | 2.80% | ¥100,197 | ¥30,059,067 | ¥8,459,067 |
| 25 | 2.90% | ¥101,310 | ¥30,392,916 | ¥8,792,916 |
| 25 | 3.00% | ¥102,430 | ¥30,728,893 | ¥9,128,893 |
2160万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥96,473 | ¥23,153,558 | ¥1,553,558 |
| 20 | 0.80% | ¥97,422 | ¥23,381,244 | ¥1,781,244 |
| 20 | 0.90% | ¥98,377 | ¥23,610,366 | ¥2,010,366 |
| 20 | 1.00% | ¥99,337 | ¥23,840,921 | ¥2,240,921 |
| 20 | 1.10% | ¥100,304 | ¥24,072,908 | ¥2,472,908 |
| 20 | 1.20% | ¥101,276 | ¥24,306,327 | ¥2,706,327 |
| 20 | 1.30% | ¥102,255 | ¥24,541,175 | ¥2,941,175 |
| 20 | 1.40% | ¥103,239 | ¥24,777,452 | ¥3,177,452 |
| 20 | 1.50% | ¥104,230 | ¥25,015,154 | ¥3,415,154 |
| 20 | 1.60% | ¥105,226 | ¥25,254,281 | ¥3,654,281 |
| 20 | 1.70% | ¥106,228 | ¥25,494,830 | ¥3,894,830 |
| 20 | 1.80% | ¥107,237 | ¥25,736,800 | ¥4,136,800 |
| 20 | 1.90% | ¥108,251 | ¥25,980,188 | ¥4,380,188 |
| 20 | 2.00% | ¥109,271 | ¥26,224,992 | ¥4,624,992 |
| 20 | 2.10% | ¥110,297 | ¥26,471,210 | ¥4,871,210 |
| 20 | 2.20% | ¥111,328 | ¥26,718,839 | ¥5,118,839 |
| 20 | 2.30% | ¥112,366 | ¥26,967,876 | ¥5,367,876 |
| 20 | 2.40% | ¥113,410 | ¥27,218,320 | ¥5,618,320 |
| 20 | 2.50% | ¥114,459 | ¥27,470,166 | ¥5,870,166 |
| 20 | 2.60% | ¥115,514 | ¥27,723,413 | ¥6,123,413 |
| 20 | 2.70% | ¥116,575 | ¥27,978,056 | ¥6,378,056 |
| 20 | 2.80% | ¥117,642 | ¥28,234,094 | ¥6,634,094 |
| 20 | 2.90% | ¥118,715 | ¥28,491,523 | ¥6,891,523 |
| 20 | 3.00% | ¥119,793 | ¥28,750,339 | ¥7,150,339 |
2160万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥126,445 | ¥22,760,135 | ¥1,160,135 |
| 15 | 0.80% | ¥127,384 | ¥22,929,104 | ¥1,329,104 |
| 15 | 0.90% | ¥128,327 | ¥23,098,882 | ¥1,498,882 |
| 15 | 1.00% | ¥129,275 | ¥23,269,467 | ¥1,669,467 |
| 15 | 1.10% | ¥130,227 | ¥23,440,859 | ¥1,840,859 |
| 15 | 1.20% | ¥131,184 | ¥23,613,058 | ¥2,013,058 |
| 15 | 1.30% | ¥132,145 | ¥23,786,063 | ¥2,186,063 |
| 15 | 1.40% | ¥133,110 | ¥23,959,873 | ¥2,359,873 |
| 15 | 1.50% | ¥134,080 | ¥24,134,489 | ¥2,534,489 |
| 15 | 1.60% | ¥135,055 | ¥24,309,909 | ¥2,709,909 |
| 15 | 1.70% | ¥136,034 | ¥24,486,132 | ¥2,886,132 |
| 15 | 1.80% | ¥137,018 | ¥24,663,159 | ¥3,063,159 |
| 15 | 1.90% | ¥138,005 | ¥24,840,988 | ¥3,240,988 |
| 15 | 2.00% | ¥138,998 | ¥25,019,618 | ¥3,419,618 |
| 15 | 2.10% | ¥139,995 | ¥25,199,049 | ¥3,599,049 |
| 15 | 2.20% | ¥140,996 | ¥25,379,281 | ¥3,779,281 |
| 15 | 2.30% | ¥142,002 | ¥25,560,311 | ¥3,960,311 |
| 15 | 2.40% | ¥143,012 | ¥25,742,139 | ¥4,142,139 |
| 15 | 2.50% | ¥144,026 | ¥25,924,764 | ¥4,324,764 |
| 15 | 2.60% | ¥145,045 | ¥26,108,186 | ¥4,508,186 |
| 15 | 2.70% | ¥146,069 | ¥26,292,403 | ¥4,692,403 |
| 15 | 2.80% | ¥147,097 | ¥26,477,414 | ¥4,877,414 |
| 15 | 2.90% | ¥148,129 | ¥26,663,218 | ¥5,063,218 |
| 15 | 3.00% | ¥149,166 | ¥26,849,814 | ¥5,249,814 |
2160万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥186,426 | ¥22,371,116 | ¥771,116 |
| 10 | 0.80% | ¥187,356 | ¥22,482,714 | ¥882,714 |
| 10 | 0.90% | ¥188,289 | ¥22,594,672 | ¥994,672 |
| 10 | 1.00% | ¥189,225 | ¥22,706,988 | ¥1,106,988 |
| 10 | 1.10% | ¥190,164 | ¥22,819,664 | ¥1,219,664 |
| 10 | 1.20% | ¥191,106 | ¥22,932,699 | ¥1,332,699 |
| 10 | 1.30% | ¥192,051 | ¥23,046,093 | ¥1,446,093 |
| 10 | 1.40% | ¥192,999 | ¥23,159,845 | ¥1,559,845 |
| 10 | 1.50% | ¥193,950 | ¥23,273,957 | ¥1,673,957 |
| 10 | 1.60% | ¥194,904 | ¥23,388,426 | ¥1,788,426 |
| 10 | 1.70% | ¥195,860 | ¥23,503,255 | ¥1,903,255 |
| 10 | 1.80% | ¥196,820 | ¥23,618,441 | ¥2,018,441 |
| 10 | 1.90% | ¥197,783 | ¥23,733,985 | ¥2,133,985 |
| 10 | 2.00% | ¥198,749 | ¥23,849,887 | ¥2,249,887 |
| 10 | 2.10% | ¥199,718 | ¥23,966,147 | ¥2,366,147 |
| 10 | 2.20% | ¥200,690 | ¥24,082,764 | ¥2,482,764 |
| 10 | 2.30% | ¥201,664 | ¥24,199,739 | ¥2,599,739 |
| 10 | 2.40% | ¥202,642 | ¥24,317,070 | ¥2,717,070 |
| 10 | 2.50% | ¥203,623 | ¥24,434,759 | ¥2,834,759 |
| 10 | 2.60% | ¥204,607 | ¥24,552,803 | ¥2,952,803 |
| 10 | 2.70% | ¥205,593 | ¥24,671,205 | ¥3,071,205 |
| 10 | 2.80% | ¥206,583 | ¥24,789,962 | ¥3,189,962 |
| 10 | 2.90% | ¥207,576 | ¥24,909,076 | ¥3,309,076 |
| 10 | 3.00% | ¥208,571 | ¥25,028,545 | ¥3,428,545 |
