2160万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2160万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2160万円の住宅ローン|期間・年数別
2160万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥42,677 |
¥25,606,287 |
¥4,006,287 |
| 50 |
0.80% |
¥43,691 |
¥26,214,339 |
¥4,614,339 |
| 50 |
0.90% |
¥44,719 |
¥26,831,239 |
¥5,231,239 |
| 50 |
1.00% |
¥45,762 |
¥27,456,950 |
¥5,856,950 |
| 50 |
1.10% |
¥46,819 |
¥28,091,427 |
¥6,491,427 |
| 50 |
1.20% |
¥47,891 |
¥28,734,625 |
¥7,134,625 |
| 50 |
1.30% |
¥48,977 |
¥29,386,493 |
¥7,786,493 |
| 50 |
1.40% |
¥50,078 |
¥30,046,976 |
¥8,446,976 |
| 50 |
1.50% |
¥51,193 |
¥30,716,015 |
¥9,116,015 |
| 50 |
1.60% |
¥52,323 |
¥31,393,550 |
¥9,793,550 |
| 50 |
1.70% |
¥53,466 |
¥32,079,513 |
¥10,479,513 |
| 50 |
1.80% |
¥54,623 |
¥32,773,835 |
¥11,173,835 |
| 50 |
1.90% |
¥55,794 |
¥33,476,445 |
¥11,876,445 |
| 50 |
2.00% |
¥56,979 |
¥34,187,266 |
¥12,587,266 |
| 50 |
2.10% |
¥58,177 |
¥34,906,218 |
¥13,306,218 |
| 50 |
2.20% |
¥59,389 |
¥35,633,220 |
¥14,033,220 |
| 50 |
2.30% |
¥60,614 |
¥36,368,187 |
¥14,768,187 |
| 50 |
2.40% |
¥61,852 |
¥37,111,031 |
¥15,511,031 |
| 50 |
2.50% |
¥63,103 |
¥37,861,662 |
¥16,261,662 |
| 50 |
2.60% |
¥64,367 |
¥38,619,986 |
¥17,019,986 |
| 50 |
2.70% |
¥65,643 |
¥39,385,909 |
¥17,785,909 |
| 50 |
2.80% |
¥66,932 |
¥40,159,333 |
¥18,559,333 |
| 50 |
2.90% |
¥68,234 |
¥40,940,158 |
¥19,340,158 |
| 50 |
3.00% |
¥69,547 |
¥41,728,284 |
¥20,128,284 |
2160万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥46,642 |
¥25,186,558 |
¥3,586,558 |
| 45 |
0.80% |
¥47,644 |
¥25,727,900 |
¥4,127,900 |
| 45 |
0.90% |
¥48,660 |
¥26,276,430 |
¥4,676,430 |
| 45 |
1.00% |
¥49,689 |
¥26,832,124 |
¥5,232,124 |
| 45 |
1.10% |
¥50,731 |
¥27,394,953 |
¥5,794,953 |
| 45 |
1.20% |
¥51,787 |
¥27,964,886 |
¥6,364,886 |
| 45 |
1.30% |
¥52,855 |
¥28,541,890 |
¥6,941,890 |
| 45 |
1.40% |
¥53,937 |
¥29,125,928 |
¥7,525,928 |
| 45 |
1.50% |
¥55,031 |
¥29,716,960 |
¥8,116,960 |
| 45 |
1.60% |
¥56,139 |
¥30,314,947 |
¥8,714,947 |
| 45 |
1.70% |
¥57,259 |
¥30,919,844 |
¥9,319,844 |
| 45 |
1.80% |
¥58,392 |
¥31,531,604 |
¥9,931,604 |
| 45 |
1.90% |
¥59,537 |
¥32,150,179 |
¥10,550,179 |
| 45 |
2.00% |
¥60,695 |
¥32,775,518 |
¥11,175,518 |
| 45 |
2.10% |
¥61,866 |
¥33,407,568 |
¥11,807,568 |
| 45 |
2.20% |
¥63,049 |
¥34,046,273 |
¥12,446,273 |
| 45 |
2.30% |
¥64,244 |
¥34,691,577 |
¥13,091,577 |
| 45 |
2.40% |
¥65,451 |
¥35,343,420 |
¥13,743,420 |
| 45 |
2.50% |
¥66,670 |
¥36,001,740 |
¥14,401,740 |
| 45 |
2.60% |
¥67,901 |
¥36,666,474 |
¥15,066,474 |
| 45 |
2.70% |
¥69,144 |
¥37,337,558 |
¥15,737,558 |
| 45 |
2.80% |
¥70,398 |
¥38,014,925 |
¥16,414,925 |
| 45 |
2.90% |
¥71,664 |
¥38,698,506 |
¥17,098,506 |
| 45 |
3.00% |
¥72,941 |
¥39,388,233 |
¥17,788,233 |
2160万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥51,607 |
¥24,771,194 |
¥3,171,194 |
| 40 |
0.80% |
¥52,598 |
¥25,247,144 |
¥3,647,144 |
| 40 |
0.90% |
¥53,602 |
¥25,728,790 |
¥4,128,790 |
| 40 |
1.00% |
¥54,617 |
¥26,216,115 |
¥4,616,115 |
| 40 |
1.10% |
¥55,644 |
¥26,709,101 |
¥5,109,101 |
| 40 |
1.20% |
¥56,683 |
¥27,207,730 |
¥5,607,730 |
| 40 |
1.30% |
¥57,733 |
¥27,711,979 |
¥6,111,979 |
| 40 |
1.40% |
¥58,795 |
¥28,221,825 |
¥6,621,825 |
| 40 |
1.50% |
¥59,869 |
¥28,737,245 |
¥7,137,245 |
| 40 |
1.60% |
¥60,955 |
¥29,258,211 |
¥7,658,211 |
| 40 |
1.70% |
¥62,051 |
¥29,784,696 |
¥8,184,696 |
| 40 |
1.80% |
¥63,160 |
¥30,316,671 |
¥8,716,671 |
| 40 |
1.90% |
¥64,279 |
¥30,854,104 |
¥9,254,104 |
| 40 |
2.00% |
¥65,410 |
¥31,396,962 |
¥9,796,962 |
| 40 |
2.10% |
¥66,553 |
¥31,945,213 |
¥10,345,213 |
| 40 |
2.20% |
¥67,706 |
¥32,498,820 |
¥10,898,820 |
| 40 |
2.30% |
¥68,870 |
¥33,057,747 |
¥11,457,747 |
| 40 |
2.40% |
¥70,046 |
¥33,621,956 |
¥12,021,956 |
| 40 |
2.50% |
¥71,232 |
¥34,191,407 |
¥12,591,407 |
| 40 |
2.60% |
¥72,429 |
¥34,766,059 |
¥13,166,059 |
| 40 |
2.70% |
¥73,637 |
¥35,345,870 |
¥13,745,870 |
| 40 |
2.80% |
¥74,856 |
¥35,930,798 |
¥14,330,798 |
| 40 |
2.90% |
¥76,085 |
¥36,520,798 |
¥14,920,798 |
| 40 |
3.00% |
¥77,325 |
¥37,115,825 |
¥15,515,825 |
2160万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥58,000 |
¥24,360,205 |
¥2,760,205 |
| 35 |
0.80% |
¥58,981 |
¥24,772,088 |
¥3,172,088 |
| 35 |
0.90% |
¥59,972 |
¥25,188,343 |
¥3,588,343 |
| 35 |
1.00% |
¥60,974 |
¥25,608,959 |
¥4,008,959 |
| 35 |
1.10% |
¥61,986 |
¥26,033,925 |
¥4,433,925 |
| 35 |
1.20% |
¥63,008 |
¥26,463,231 |
¥4,863,231 |
| 35 |
1.30% |
¥64,040 |
¥26,896,864 |
¥5,296,864 |
| 35 |
1.40% |
¥65,083 |
¥27,334,809 |
¥5,734,809 |
| 35 |
1.50% |
¥66,136 |
¥27,777,052 |
¥6,177,052 |
| 35 |
1.60% |
¥67,199 |
¥28,223,578 |
¥6,623,578 |
| 35 |
1.70% |
¥68,272 |
¥28,674,370 |
¥7,074,370 |
| 35 |
1.80% |
¥69,356 |
¥29,129,409 |
¥7,529,409 |
| 35 |
1.90% |
¥70,449 |
¥29,588,679 |
¥7,988,679 |
| 35 |
2.00% |
¥71,553 |
¥30,052,158 |
¥8,452,158 |
| 35 |
2.10% |
¥72,666 |
¥30,519,828 |
¥8,919,828 |
| 35 |
2.20% |
¥73,790 |
¥30,991,666 |
¥9,391,666 |
| 35 |
2.30% |
¥74,923 |
¥31,467,650 |
¥9,867,650 |
| 35 |
2.40% |
¥76,066 |
¥31,947,758 |
¥10,347,758 |
| 35 |
2.50% |
¥77,219 |
¥32,431,966 |
¥10,831,966 |
| 35 |
2.60% |
¥78,382 |
¥32,920,249 |
¥11,320,249 |
| 35 |
2.70% |
¥79,554 |
¥33,412,581 |
¥11,812,581 |
| 35 |
2.80% |
¥80,736 |
¥33,908,936 |
¥12,308,936 |
| 35 |
2.90% |
¥81,927 |
¥34,409,288 |
¥12,809,288 |
| 35 |
3.00% |
¥83,128 |
¥34,913,609 |
¥13,313,609 |
2160万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥66,538 |
¥23,953,598 |
¥2,353,598 |
| 30 |
0.80% |
¥67,508 |
¥24,302,745 |
¥2,702,745 |
| 30 |
0.90% |
¥68,486 |
¥24,655,111 |
¥3,055,111 |
| 30 |
1.00% |
¥69,474 |
¥25,010,689 |
¥3,410,689 |
| 30 |
1.10% |
¥70,471 |
¥25,369,474 |
¥3,769,474 |
| 30 |
1.20% |
¥71,476 |
¥25,731,460 |
¥4,131,460 |
| 30 |
1.30% |
¥72,491 |
¥26,096,639 |
¥4,496,639 |
| 30 |
1.40% |
¥73,514 |
¥26,465,004 |
¥4,865,004 |
| 30 |
1.50% |
¥74,546 |
¥26,836,548 |
¥5,236,548 |
| 30 |
1.60% |
¥75,587 |
¥27,211,260 |
¥5,611,260 |
| 30 |
1.70% |
¥76,636 |
¥27,589,132 |
¥5,989,132 |
| 30 |
1.80% |
¥77,695 |
¥27,970,155 |
¥6,370,155 |
| 30 |
1.90% |
¥78,762 |
¥28,354,318 |
¥6,754,318 |
| 30 |
2.00% |
¥79,838 |
¥28,741,610 |
¥7,141,610 |
| 30 |
2.10% |
¥80,922 |
¥29,132,021 |
¥7,532,021 |
| 30 |
2.20% |
¥82,015 |
¥29,525,537 |
¥7,925,537 |
| 30 |
2.30% |
¥83,117 |
¥29,922,148 |
¥8,322,148 |
| 30 |
2.40% |
¥84,227 |
¥30,321,841 |
¥8,721,841 |
| 30 |
2.50% |
¥85,346 |
¥30,724,601 |
¥9,124,601 |
| 30 |
2.60% |
¥86,473 |
¥31,130,416 |
¥9,530,416 |
| 30 |
2.70% |
¥87,609 |
¥31,539,271 |
¥9,939,271 |
| 30 |
2.80% |
¥88,753 |
¥31,951,152 |
¥10,351,152 |
| 30 |
2.90% |
¥89,906 |
¥32,366,043 |
¥10,766,043 |
| 30 |
3.00% |
¥91,066 |
¥32,783,930 |
¥11,183,930 |
2160万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥78,505 |
¥23,551,380 |
¥1,951,380 |
| 25 |
0.80% |
¥79,464 |
¥23,839,127 |
¥2,239,127 |
| 25 |
0.90% |
¥80,430 |
¥24,129,113 |
¥2,529,113 |
| 25 |
1.00% |
¥81,404 |
¥24,421,335 |
¥2,821,335 |
| 25 |
1.10% |
¥82,386 |
¥24,715,790 |
¥3,115,790 |
| 25 |
1.20% |
¥83,375 |
¥25,012,475 |
¥3,412,475 |
| 25 |
1.30% |
¥84,371 |
¥25,311,387 |
¥3,711,387 |
| 25 |
1.40% |
¥85,375 |
¥25,612,521 |
¥4,012,521 |
| 25 |
1.50% |
¥86,386 |
¥25,915,874 |
¥4,315,874 |
| 25 |
1.60% |
¥87,405 |
¥26,221,441 |
¥4,621,441 |
| 25 |
1.70% |
¥88,431 |
¥26,529,219 |
¥4,929,219 |
| 25 |
1.80% |
¥89,464 |
¥26,839,201 |
¥5,239,201 |
| 25 |
1.90% |
¥90,505 |
¥27,151,384 |
¥5,551,384 |
| 25 |
2.00% |
¥91,553 |
¥27,465,761 |
¥5,865,761 |
| 25 |
2.10% |
¥92,608 |
¥27,782,328 |
¥6,182,328 |
| 25 |
2.20% |
¥93,670 |
¥28,101,077 |
¥6,501,077 |
| 25 |
2.30% |
¥94,740 |
¥28,422,004 |
¥6,822,004 |
| 25 |
2.40% |
¥95,817 |
¥28,745,102 |
¥7,145,102 |
| 25 |
2.50% |
¥96,901 |
¥29,070,364 |
¥7,470,364 |
| 25 |
2.60% |
¥97,993 |
¥29,397,784 |
¥7,797,784 |
| 25 |
2.70% |
¥99,091 |
¥29,727,354 |
¥8,127,354 |
| 25 |
2.80% |
¥100,197 |
¥30,059,067 |
¥8,459,067 |
| 25 |
2.90% |
¥101,310 |
¥30,392,916 |
¥8,792,916 |
| 25 |
3.00% |
¥102,430 |
¥30,728,893 |
¥9,128,893 |
2160万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥96,473 |
¥23,153,558 |
¥1,553,558 |
| 20 |
0.80% |
¥97,422 |
¥23,381,244 |
¥1,781,244 |
| 20 |
0.90% |
¥98,377 |
¥23,610,366 |
¥2,010,366 |
| 20 |
1.00% |
¥99,337 |
¥23,840,921 |
¥2,240,921 |
| 20 |
1.10% |
¥100,304 |
¥24,072,908 |
¥2,472,908 |
| 20 |
1.20% |
¥101,276 |
¥24,306,327 |
¥2,706,327 |
| 20 |
1.30% |
¥102,255 |
¥24,541,175 |
¥2,941,175 |
| 20 |
1.40% |
¥103,239 |
¥24,777,452 |
¥3,177,452 |
| 20 |
1.50% |
¥104,230 |
¥25,015,154 |
¥3,415,154 |
| 20 |
1.60% |
¥105,226 |
¥25,254,281 |
¥3,654,281 |
| 20 |
1.70% |
¥106,228 |
¥25,494,830 |
¥3,894,830 |
| 20 |
1.80% |
¥107,237 |
¥25,736,800 |
¥4,136,800 |
| 20 |
1.90% |
¥108,251 |
¥25,980,188 |
¥4,380,188 |
| 20 |
2.00% |
¥109,271 |
¥26,224,992 |
¥4,624,992 |
| 20 |
2.10% |
¥110,297 |
¥26,471,210 |
¥4,871,210 |
| 20 |
2.20% |
¥111,328 |
¥26,718,839 |
¥5,118,839 |
| 20 |
2.30% |
¥112,366 |
¥26,967,876 |
¥5,367,876 |
| 20 |
2.40% |
¥113,410 |
¥27,218,320 |
¥5,618,320 |
| 20 |
2.50% |
¥114,459 |
¥27,470,166 |
¥5,870,166 |
| 20 |
2.60% |
¥115,514 |
¥27,723,413 |
¥6,123,413 |
| 20 |
2.70% |
¥116,575 |
¥27,978,056 |
¥6,378,056 |
| 20 |
2.80% |
¥117,642 |
¥28,234,094 |
¥6,634,094 |
| 20 |
2.90% |
¥118,715 |
¥28,491,523 |
¥6,891,523 |
| 20 |
3.00% |
¥119,793 |
¥28,750,339 |
¥7,150,339 |
2160万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥126,445 |
¥22,760,135 |
¥1,160,135 |
| 15 |
0.80% |
¥127,384 |
¥22,929,104 |
¥1,329,104 |
| 15 |
0.90% |
¥128,327 |
¥23,098,882 |
¥1,498,882 |
| 15 |
1.00% |
¥129,275 |
¥23,269,467 |
¥1,669,467 |
| 15 |
1.10% |
¥130,227 |
¥23,440,859 |
¥1,840,859 |
| 15 |
1.20% |
¥131,184 |
¥23,613,058 |
¥2,013,058 |
| 15 |
1.30% |
¥132,145 |
¥23,786,063 |
¥2,186,063 |
| 15 |
1.40% |
¥133,110 |
¥23,959,873 |
¥2,359,873 |
| 15 |
1.50% |
¥134,080 |
¥24,134,489 |
¥2,534,489 |
| 15 |
1.60% |
¥135,055 |
¥24,309,909 |
¥2,709,909 |
| 15 |
1.70% |
¥136,034 |
¥24,486,132 |
¥2,886,132 |
| 15 |
1.80% |
¥137,018 |
¥24,663,159 |
¥3,063,159 |
| 15 |
1.90% |
¥138,005 |
¥24,840,988 |
¥3,240,988 |
| 15 |
2.00% |
¥138,998 |
¥25,019,618 |
¥3,419,618 |
| 15 |
2.10% |
¥139,995 |
¥25,199,049 |
¥3,599,049 |
| 15 |
2.20% |
¥140,996 |
¥25,379,281 |
¥3,779,281 |
| 15 |
2.30% |
¥142,002 |
¥25,560,311 |
¥3,960,311 |
| 15 |
2.40% |
¥143,012 |
¥25,742,139 |
¥4,142,139 |
| 15 |
2.50% |
¥144,026 |
¥25,924,764 |
¥4,324,764 |
| 15 |
2.60% |
¥145,045 |
¥26,108,186 |
¥4,508,186 |
| 15 |
2.70% |
¥146,069 |
¥26,292,403 |
¥4,692,403 |
| 15 |
2.80% |
¥147,097 |
¥26,477,414 |
¥4,877,414 |
| 15 |
2.90% |
¥148,129 |
¥26,663,218 |
¥5,063,218 |
| 15 |
3.00% |
¥149,166 |
¥26,849,814 |
¥5,249,814 |
2160万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥186,426 |
¥22,371,116 |
¥771,116 |
| 10 |
0.80% |
¥187,356 |
¥22,482,714 |
¥882,714 |
| 10 |
0.90% |
¥188,289 |
¥22,594,672 |
¥994,672 |
| 10 |
1.00% |
¥189,225 |
¥22,706,988 |
¥1,106,988 |
| 10 |
1.10% |
¥190,164 |
¥22,819,664 |
¥1,219,664 |
| 10 |
1.20% |
¥191,106 |
¥22,932,699 |
¥1,332,699 |
| 10 |
1.30% |
¥192,051 |
¥23,046,093 |
¥1,446,093 |
| 10 |
1.40% |
¥192,999 |
¥23,159,845 |
¥1,559,845 |
| 10 |
1.50% |
¥193,950 |
¥23,273,957 |
¥1,673,957 |
| 10 |
1.60% |
¥194,904 |
¥23,388,426 |
¥1,788,426 |
| 10 |
1.70% |
¥195,860 |
¥23,503,255 |
¥1,903,255 |
| 10 |
1.80% |
¥196,820 |
¥23,618,441 |
¥2,018,441 |
| 10 |
1.90% |
¥197,783 |
¥23,733,985 |
¥2,133,985 |
| 10 |
2.00% |
¥198,749 |
¥23,849,887 |
¥2,249,887 |
| 10 |
2.10% |
¥199,718 |
¥23,966,147 |
¥2,366,147 |
| 10 |
2.20% |
¥200,690 |
¥24,082,764 |
¥2,482,764 |
| 10 |
2.30% |
¥201,664 |
¥24,199,739 |
¥2,599,739 |
| 10 |
2.40% |
¥202,642 |
¥24,317,070 |
¥2,717,070 |
| 10 |
2.50% |
¥203,623 |
¥24,434,759 |
¥2,834,759 |
| 10 |
2.60% |
¥204,607 |
¥24,552,803 |
¥2,952,803 |
| 10 |
2.70% |
¥205,593 |
¥24,671,205 |
¥3,071,205 |
| 10 |
2.80% |
¥206,583 |
¥24,789,962 |
¥3,189,962 |
| 10 |
2.90% |
¥207,576 |
¥24,909,076 |
¥3,309,076 |
| 10 |
3.00% |
¥208,571 |
¥25,028,545 |
¥3,428,545 |