2230万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2230万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2230万円の住宅ローン|期間・年数別
2230万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥44,060 |
¥26,436,120 |
¥4,136,120 |
| 50 |
0.80% |
¥45,106 |
¥27,063,878 |
¥4,763,878 |
| 50 |
0.90% |
¥46,168 |
¥27,700,770 |
¥5,400,770 |
| 50 |
1.00% |
¥47,245 |
¥28,346,758 |
¥6,046,758 |
| 50 |
1.10% |
¥48,336 |
¥29,001,798 |
¥6,701,798 |
| 50 |
1.20% |
¥49,443 |
¥29,665,840 |
¥7,365,840 |
| 50 |
1.30% |
¥50,565 |
¥30,338,833 |
¥8,038,833 |
| 50 |
1.40% |
¥51,701 |
¥31,020,720 |
¥8,720,720 |
| 50 |
1.50% |
¥52,852 |
¥31,711,442 |
¥9,411,442 |
| 50 |
1.60% |
¥54,018 |
¥32,410,933 |
¥10,110,933 |
| 50 |
1.70% |
¥55,199 |
¥33,119,127 |
¥10,819,127 |
| 50 |
1.80% |
¥56,393 |
¥33,835,950 |
¥11,535,950 |
| 50 |
1.90% |
¥57,602 |
¥34,561,330 |
¥12,261,330 |
| 50 |
2.00% |
¥58,825 |
¥35,295,186 |
¥12,995,186 |
| 50 |
2.10% |
¥60,062 |
¥36,037,438 |
¥13,737,438 |
| 50 |
2.20% |
¥61,313 |
¥36,788,000 |
¥14,488,000 |
| 50 |
2.30% |
¥62,578 |
¥37,546,786 |
¥15,246,786 |
| 50 |
2.40% |
¥63,856 |
¥38,313,703 |
¥16,013,703 |
| 50 |
2.50% |
¥65,148 |
¥39,088,660 |
¥16,788,660 |
| 50 |
2.60% |
¥66,453 |
¥39,871,560 |
¥17,571,560 |
| 50 |
2.70% |
¥67,771 |
¥40,662,304 |
¥18,362,304 |
| 50 |
2.80% |
¥69,101 |
¥41,460,793 |
¥19,160,793 |
| 50 |
2.90% |
¥70,445 |
¥42,266,923 |
¥19,966,923 |
| 50 |
3.00% |
¥71,801 |
¥43,080,589 |
¥20,780,589 |
2230万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥48,153 |
¥26,002,789 |
¥3,702,789 |
| 45 |
0.80% |
¥49,188 |
¥26,561,674 |
¥4,261,674 |
| 45 |
0.90% |
¥50,237 |
¥27,127,981 |
¥4,827,981 |
| 45 |
1.00% |
¥51,299 |
¥27,701,684 |
¥5,401,684 |
| 45 |
1.10% |
¥52,375 |
¥28,282,753 |
¥5,982,753 |
| 45 |
1.20% |
¥53,465 |
¥28,871,156 |
¥6,571,156 |
| 45 |
1.30% |
¥54,568 |
¥29,466,859 |
¥7,166,859 |
| 45 |
1.40% |
¥55,685 |
¥30,069,823 |
¥7,769,823 |
| 45 |
1.50% |
¥56,815 |
¥30,680,010 |
¥8,380,010 |
| 45 |
1.60% |
¥57,958 |
¥31,297,376 |
¥8,997,376 |
| 45 |
1.70% |
¥59,115 |
¥31,921,876 |
¥9,621,876 |
| 45 |
1.80% |
¥60,284 |
¥32,553,461 |
¥10,253,461 |
| 45 |
1.90% |
¥61,467 |
¥33,192,083 |
¥10,892,083 |
| 45 |
2.00% |
¥62,662 |
¥33,837,688 |
¥11,537,688 |
| 45 |
2.10% |
¥63,871 |
¥34,490,221 |
¥12,190,221 |
| 45 |
2.20% |
¥65,092 |
¥35,149,625 |
¥12,849,625 |
| 45 |
2.30% |
¥66,326 |
¥35,815,841 |
¥13,515,841 |
| 45 |
2.40% |
¥67,572 |
¥36,488,808 |
¥14,188,808 |
| 45 |
2.50% |
¥68,830 |
¥37,168,463 |
¥14,868,463 |
| 45 |
2.60% |
¥70,101 |
¥37,854,739 |
¥15,554,739 |
| 45 |
2.70% |
¥71,384 |
¥38,547,571 |
¥16,247,571 |
| 45 |
2.80% |
¥72,679 |
¥39,246,890 |
¥16,946,890 |
| 45 |
2.90% |
¥73,986 |
¥39,952,624 |
¥17,652,624 |
| 45 |
3.00% |
¥75,305 |
¥40,664,703 |
¥18,364,703 |
2230万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥53,279 |
¥25,573,965 |
¥3,273,965 |
| 40 |
0.80% |
¥54,303 |
¥26,065,339 |
¥3,765,339 |
| 40 |
0.90% |
¥55,339 |
¥26,562,593 |
¥4,262,593 |
| 40 |
1.00% |
¥56,387 |
¥27,065,711 |
¥4,765,711 |
| 40 |
1.10% |
¥57,447 |
¥27,574,674 |
¥5,274,674 |
| 40 |
1.20% |
¥58,520 |
¥28,089,461 |
¥5,789,461 |
| 40 |
1.30% |
¥59,604 |
¥28,610,052 |
¥6,310,052 |
| 40 |
1.40% |
¥60,701 |
¥29,136,421 |
¥6,836,421 |
| 40 |
1.50% |
¥61,809 |
¥29,668,544 |
¥7,368,544 |
| 40 |
1.60% |
¥62,930 |
¥30,206,394 |
¥7,906,394 |
| 40 |
1.70% |
¥64,062 |
¥30,749,941 |
¥8,449,941 |
| 40 |
1.80% |
¥65,207 |
¥31,299,155 |
¥8,999,155 |
| 40 |
1.90% |
¥66,363 |
¥31,854,005 |
¥9,554,005 |
| 40 |
2.00% |
¥67,530 |
¥32,414,456 |
¥10,114,456 |
| 40 |
2.10% |
¥68,709 |
¥32,980,474 |
¥10,680,474 |
| 40 |
2.20% |
¥69,900 |
¥33,552,023 |
¥11,252,023 |
| 40 |
2.30% |
¥71,102 |
¥34,129,063 |
¥11,829,063 |
| 40 |
2.40% |
¥72,316 |
¥34,711,556 |
¥12,411,556 |
| 40 |
2.50% |
¥73,541 |
¥35,299,461 |
¥12,999,461 |
| 40 |
2.60% |
¥74,777 |
¥35,892,737 |
¥13,592,737 |
| 40 |
2.70% |
¥76,024 |
¥36,491,338 |
¥14,191,338 |
| 40 |
2.80% |
¥77,282 |
¥37,095,222 |
¥14,795,222 |
| 40 |
2.90% |
¥78,551 |
¥37,704,343 |
¥15,404,343 |
| 40 |
3.00% |
¥79,831 |
¥38,318,653 |
¥16,018,653 |
2230万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥59,880 |
¥25,149,656 |
¥2,849,656 |
| 35 |
0.80% |
¥60,893 |
¥25,574,887 |
¥3,274,887 |
| 35 |
0.90% |
¥61,916 |
¥26,004,632 |
¥3,704,632 |
| 35 |
1.00% |
¥62,950 |
¥26,438,879 |
¥4,138,879 |
| 35 |
1.10% |
¥63,994 |
¥26,877,617 |
¥4,577,617 |
| 35 |
1.20% |
¥65,050 |
¥27,320,836 |
¥5,020,836 |
| 35 |
1.30% |
¥66,116 |
¥27,768,521 |
¥5,468,521 |
| 35 |
1.40% |
¥67,192 |
¥28,220,659 |
¥5,920,659 |
| 35 |
1.50% |
¥68,279 |
¥28,677,235 |
¥6,377,235 |
| 35 |
1.60% |
¥69,377 |
¥29,138,231 |
¥6,838,231 |
| 35 |
1.70% |
¥70,485 |
¥29,603,632 |
¥7,303,632 |
| 35 |
1.80% |
¥71,603 |
¥30,073,418 |
¥7,773,418 |
| 35 |
1.90% |
¥72,732 |
¥30,547,571 |
¥8,247,571 |
| 35 |
2.00% |
¥73,872 |
¥31,026,071 |
¥8,726,071 |
| 35 |
2.10% |
¥75,021 |
¥31,508,896 |
¥9,208,896 |
| 35 |
2.20% |
¥76,181 |
¥31,996,025 |
¥9,696,025 |
| 35 |
2.30% |
¥77,351 |
¥32,487,435 |
¥10,187,435 |
| 35 |
2.40% |
¥78,531 |
¥32,983,102 |
¥10,683,102 |
| 35 |
2.50% |
¥79,721 |
¥33,483,002 |
¥11,183,002 |
| 35 |
2.60% |
¥80,922 |
¥33,987,108 |
¥11,687,108 |
| 35 |
2.70% |
¥82,132 |
¥34,495,396 |
¥12,195,396 |
| 35 |
2.80% |
¥83,352 |
¥35,007,837 |
¥12,707,837 |
| 35 |
2.90% |
¥84,582 |
¥35,524,404 |
¥13,224,404 |
| 35 |
3.00% |
¥85,822 |
¥36,045,069 |
¥13,745,069 |
2230万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥68,694 |
¥24,729,872 |
¥2,429,872 |
| 30 |
0.80% |
¥69,695 |
¥25,090,334 |
¥2,790,334 |
| 30 |
0.90% |
¥70,706 |
¥25,454,119 |
¥3,154,119 |
| 30 |
1.00% |
¥71,726 |
¥25,821,221 |
¥3,521,221 |
| 30 |
1.10% |
¥72,755 |
¥26,191,633 |
¥3,891,633 |
| 30 |
1.20% |
¥73,793 |
¥26,565,350 |
¥4,265,350 |
| 30 |
1.30% |
¥74,840 |
¥26,942,364 |
¥4,642,364 |
| 30 |
1.40% |
¥75,896 |
¥27,322,667 |
¥5,022,667 |
| 30 |
1.50% |
¥76,962 |
¥27,706,250 |
¥5,406,250 |
| 30 |
1.60% |
¥78,036 |
¥28,093,106 |
¥5,793,106 |
| 30 |
1.70% |
¥79,120 |
¥28,483,225 |
¥6,183,225 |
| 30 |
1.80% |
¥80,213 |
¥28,876,595 |
¥6,576,595 |
| 30 |
1.90% |
¥81,314 |
¥29,273,208 |
¥6,973,208 |
| 30 |
2.00% |
¥82,425 |
¥29,673,051 |
¥7,373,051 |
| 30 |
2.10% |
¥83,545 |
¥30,076,114 |
¥7,776,114 |
| 30 |
2.20% |
¥84,673 |
¥30,482,384 |
¥8,182,384 |
| 30 |
2.30% |
¥85,811 |
¥30,891,848 |
¥8,591,848 |
| 30 |
2.40% |
¥86,957 |
¥31,304,493 |
¥9,004,493 |
| 30 |
2.50% |
¥88,112 |
¥31,720,306 |
¥9,420,306 |
| 30 |
2.60% |
¥89,276 |
¥32,139,272 |
¥9,839,272 |
| 30 |
2.70% |
¥90,448 |
¥32,561,377 |
¥10,261,377 |
| 30 |
2.80% |
¥91,629 |
¥32,986,606 |
¥10,686,606 |
| 30 |
2.90% |
¥92,819 |
¥33,414,943 |
¥11,114,943 |
| 30 |
3.00% |
¥94,018 |
¥33,846,372 |
¥11,546,372 |
2230万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥81,049 |
¥24,314,619 |
¥2,014,619 |
| 25 |
0.80% |
¥82,039 |
¥24,611,692 |
¥2,311,692 |
| 25 |
0.90% |
¥83,037 |
¥24,911,075 |
¥2,611,075 |
| 25 |
1.00% |
¥84,043 |
¥25,212,767 |
¥2,912,767 |
| 25 |
1.10% |
¥85,056 |
¥25,516,765 |
¥3,216,765 |
| 25 |
1.20% |
¥86,077 |
¥25,823,065 |
¥3,523,065 |
| 25 |
1.30% |
¥87,106 |
¥26,131,663 |
¥3,831,663 |
| 25 |
1.40% |
¥88,142 |
¥26,442,556 |
¥4,142,556 |
| 25 |
1.50% |
¥89,186 |
¥26,755,740 |
¥4,455,740 |
| 25 |
1.60% |
¥90,237 |
¥27,071,210 |
¥4,771,210 |
| 25 |
1.70% |
¥91,297 |
¥27,388,962 |
¥5,088,962 |
| 25 |
1.80% |
¥92,363 |
¥27,708,990 |
¥5,408,990 |
| 25 |
1.90% |
¥93,438 |
¥28,031,290 |
¥5,731,290 |
| 25 |
2.00% |
¥94,520 |
¥28,355,855 |
¥6,055,855 |
| 25 |
2.10% |
¥95,609 |
¥28,682,681 |
¥6,382,681 |
| 25 |
2.20% |
¥96,706 |
¥29,011,760 |
¥6,711,760 |
| 25 |
2.30% |
¥97,810 |
¥29,343,088 |
¥7,043,088 |
| 25 |
2.40% |
¥98,922 |
¥29,676,656 |
¥7,376,656 |
| 25 |
2.50% |
¥100,042 |
¥30,012,460 |
¥7,712,460 |
| 25 |
2.60% |
¥101,168 |
¥30,350,490 |
¥8,050,490 |
| 25 |
2.70% |
¥102,302 |
¥30,690,741 |
¥8,390,741 |
| 25 |
2.80% |
¥103,444 |
¥31,033,204 |
¥8,733,204 |
| 25 |
2.90% |
¥104,593 |
¥31,377,872 |
¥9,077,872 |
| 25 |
3.00% |
¥105,749 |
¥31,724,737 |
¥9,424,737 |
2230万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥99,600 |
¥23,903,904 |
¥1,603,904 |
| 20 |
0.80% |
¥100,579 |
¥24,138,970 |
¥1,838,970 |
| 20 |
0.90% |
¥101,565 |
¥24,375,516 |
¥2,075,516 |
| 20 |
1.00% |
¥102,556 |
¥24,613,543 |
¥2,313,543 |
| 20 |
1.10% |
¥103,554 |
¥24,853,049 |
¥2,553,049 |
| 20 |
1.20% |
¥104,558 |
¥25,094,032 |
¥2,794,032 |
| 20 |
1.30% |
¥105,569 |
¥25,336,491 |
¥3,036,491 |
| 20 |
1.40% |
¥106,585 |
¥25,580,425 |
¥3,280,425 |
| 20 |
1.50% |
¥107,608 |
¥25,825,830 |
¥3,525,830 |
| 20 |
1.60% |
¥108,636 |
¥26,072,707 |
¥3,772,707 |
| 20 |
1.70% |
¥109,671 |
¥26,321,052 |
¥4,021,052 |
| 20 |
1.80% |
¥110,712 |
¥26,570,863 |
¥4,270,863 |
| 20 |
1.90% |
¥111,759 |
¥26,822,139 |
¥4,522,139 |
| 20 |
2.00% |
¥112,812 |
¥27,074,876 |
¥4,774,876 |
| 20 |
2.10% |
¥113,871 |
¥27,329,073 |
¥5,029,073 |
| 20 |
2.20% |
¥114,936 |
¥27,584,727 |
¥5,284,727 |
| 20 |
2.30% |
¥116,008 |
¥27,841,835 |
¥5,541,835 |
| 20 |
2.40% |
¥117,085 |
¥28,100,395 |
¥5,800,395 |
| 20 |
2.50% |
¥118,168 |
¥28,360,403 |
¥6,060,403 |
| 20 |
2.60% |
¥119,258 |
¥28,621,857 |
¥6,321,857 |
| 20 |
2.70% |
¥120,353 |
¥28,884,753 |
¥6,584,753 |
| 20 |
2.80% |
¥121,455 |
¥29,149,088 |
¥6,849,088 |
| 20 |
2.90% |
¥122,562 |
¥29,414,860 |
¥7,114,860 |
| 20 |
3.00% |
¥123,675 |
¥29,682,063 |
¥7,382,063 |
2230万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥130,543 |
¥23,497,732 |
¥1,197,732 |
| 15 |
0.80% |
¥131,512 |
¥23,672,177 |
¥1,372,177 |
| 15 |
0.90% |
¥132,486 |
¥23,847,457 |
¥1,547,457 |
| 15 |
1.00% |
¥133,464 |
¥24,023,570 |
¥1,723,570 |
| 15 |
1.10% |
¥134,447 |
¥24,200,516 |
¥1,900,516 |
| 15 |
1.20% |
¥135,435 |
¥24,378,296 |
¥2,078,296 |
| 15 |
1.30% |
¥136,427 |
¥24,556,907 |
¥2,256,907 |
| 15 |
1.40% |
¥137,424 |
¥24,736,350 |
¥2,436,350 |
| 15 |
1.50% |
¥138,426 |
¥24,916,625 |
¥2,616,625 |
| 15 |
1.60% |
¥139,432 |
¥25,097,730 |
¥2,797,730 |
| 15 |
1.70% |
¥140,443 |
¥25,279,664 |
¥2,979,664 |
| 15 |
1.80% |
¥141,458 |
¥25,462,428 |
¥3,162,428 |
| 15 |
1.90% |
¥142,478 |
¥25,646,020 |
¥3,346,020 |
| 15 |
2.00% |
¥143,502 |
¥25,830,439 |
¥3,530,439 |
| 15 |
2.10% |
¥144,532 |
¥26,015,685 |
¥3,715,685 |
| 15 |
2.20% |
¥145,565 |
¥26,201,757 |
¥3,901,757 |
| 15 |
2.30% |
¥146,604 |
¥26,388,654 |
¥4,088,654 |
| 15 |
2.40% |
¥147,647 |
¥26,576,375 |
¥4,276,375 |
| 15 |
2.50% |
¥148,694 |
¥26,764,919 |
¥4,464,919 |
| 15 |
2.60% |
¥149,746 |
¥26,954,285 |
¥4,654,285 |
| 15 |
2.70% |
¥150,803 |
¥27,144,472 |
¥4,844,472 |
| 15 |
2.80% |
¥151,864 |
¥27,335,478 |
¥5,035,478 |
| 15 |
2.90% |
¥152,929 |
¥27,527,304 |
¥5,227,304 |
| 15 |
3.00% |
¥154,000 |
¥27,719,947 |
¥5,419,947 |
2230万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥192,468 |
¥23,096,106 |
¥796,106 |
| 10 |
0.80% |
¥193,428 |
¥23,211,321 |
¥911,321 |
| 10 |
0.90% |
¥194,391 |
¥23,326,906 |
¥1,026,906 |
| 10 |
1.00% |
¥195,357 |
¥23,442,863 |
¥1,142,863 |
| 10 |
1.10% |
¥196,327 |
¥23,559,190 |
¥1,259,190 |
| 10 |
1.20% |
¥197,299 |
¥23,675,888 |
¥1,375,888 |
| 10 |
1.30% |
¥198,275 |
¥23,792,957 |
¥1,492,957 |
| 10 |
1.40% |
¥199,253 |
¥23,910,396 |
¥1,610,396 |
| 10 |
1.50% |
¥200,235 |
¥24,028,205 |
¥1,728,205 |
| 10 |
1.60% |
¥201,220 |
¥24,146,385 |
¥1,846,385 |
| 10 |
1.70% |
¥202,208 |
¥24,264,934 |
¥1,964,934 |
| 10 |
1.80% |
¥203,199 |
¥24,383,853 |
¥2,083,853 |
| 10 |
1.90% |
¥204,193 |
¥24,503,142 |
¥2,203,142 |
| 10 |
2.00% |
¥205,190 |
¥24,622,800 |
¥2,322,800 |
| 10 |
2.10% |
¥206,190 |
¥24,742,828 |
¥2,442,828 |
| 10 |
2.20% |
¥207,194 |
¥24,863,224 |
¥2,563,224 |
| 10 |
2.30% |
¥208,200 |
¥24,983,989 |
¥2,683,989 |
| 10 |
2.40% |
¥209,209 |
¥25,105,123 |
¥2,805,123 |
| 10 |
2.50% |
¥210,222 |
¥25,226,626 |
¥2,926,626 |
| 10 |
2.60% |
¥211,237 |
¥25,348,496 |
¥3,048,496 |
| 10 |
2.70% |
¥212,256 |
¥25,470,735 |
¥3,170,735 |
| 10 |
2.80% |
¥213,278 |
¥25,593,341 |
¥3,293,341 |
| 10 |
2.90% |
¥214,303 |
¥25,716,314 |
¥3,416,314 |
| 10 |
3.00% |
¥215,330 |
¥25,839,655 |
¥3,539,655 |