2230万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2230万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2230万円の住宅ローン｜期間・年数別
2230万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥44,060 | ¥26,436,120 | ¥4,136,120 |
| 50 | 0.80% | ¥45,106 | ¥27,063,878 | ¥4,763,878 |
| 50 | 0.90% | ¥46,168 | ¥27,700,770 | ¥5,400,770 |
| 50 | 1.00% | ¥47,245 | ¥28,346,758 | ¥6,046,758 |
| 50 | 1.10% | ¥48,336 | ¥29,001,798 | ¥6,701,798 |
| 50 | 1.20% | ¥49,443 | ¥29,665,840 | ¥7,365,840 |
| 50 | 1.30% | ¥50,565 | ¥30,338,833 | ¥8,038,833 |
| 50 | 1.40% | ¥51,701 | ¥31,020,720 | ¥8,720,720 |
| 50 | 1.50% | ¥52,852 | ¥31,711,442 | ¥9,411,442 |
| 50 | 1.60% | ¥54,018 | ¥32,410,933 | ¥10,110,933 |
| 50 | 1.70% | ¥55,199 | ¥33,119,127 | ¥10,819,127 |
| 50 | 1.80% | ¥56,393 | ¥33,835,950 | ¥11,535,950 |
| 50 | 1.90% | ¥57,602 | ¥34,561,330 | ¥12,261,330 |
| 50 | 2.00% | ¥58,825 | ¥35,295,186 | ¥12,995,186 |
| 50 | 2.10% | ¥60,062 | ¥36,037,438 | ¥13,737,438 |
| 50 | 2.20% | ¥61,313 | ¥36,788,000 | ¥14,488,000 |
| 50 | 2.30% | ¥62,578 | ¥37,546,786 | ¥15,246,786 |
| 50 | 2.40% | ¥63,856 | ¥38,313,703 | ¥16,013,703 |
| 50 | 2.50% | ¥65,148 | ¥39,088,660 | ¥16,788,660 |
| 50 | 2.60% | ¥66,453 | ¥39,871,560 | ¥17,571,560 |
| 50 | 2.70% | ¥67,771 | ¥40,662,304 | ¥18,362,304 |
| 50 | 2.80% | ¥69,101 | ¥41,460,793 | ¥19,160,793 |
| 50 | 2.90% | ¥70,445 | ¥42,266,923 | ¥19,966,923 |
| 50 | 3.00% | ¥71,801 | ¥43,080,589 | ¥20,780,589 |
2230万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥48,153 | ¥26,002,789 | ¥3,702,789 |
| 45 | 0.80% | ¥49,188 | ¥26,561,674 | ¥4,261,674 |
| 45 | 0.90% | ¥50,237 | ¥27,127,981 | ¥4,827,981 |
| 45 | 1.00% | ¥51,299 | ¥27,701,684 | ¥5,401,684 |
| 45 | 1.10% | ¥52,375 | ¥28,282,753 | ¥5,982,753 |
| 45 | 1.20% | ¥53,465 | ¥28,871,156 | ¥6,571,156 |
| 45 | 1.30% | ¥54,568 | ¥29,466,859 | ¥7,166,859 |
| 45 | 1.40% | ¥55,685 | ¥30,069,823 | ¥7,769,823 |
| 45 | 1.50% | ¥56,815 | ¥30,680,010 | ¥8,380,010 |
| 45 | 1.60% | ¥57,958 | ¥31,297,376 | ¥8,997,376 |
| 45 | 1.70% | ¥59,115 | ¥31,921,876 | ¥9,621,876 |
| 45 | 1.80% | ¥60,284 | ¥32,553,461 | ¥10,253,461 |
| 45 | 1.90% | ¥61,467 | ¥33,192,083 | ¥10,892,083 |
| 45 | 2.00% | ¥62,662 | ¥33,837,688 | ¥11,537,688 |
| 45 | 2.10% | ¥63,871 | ¥34,490,221 | ¥12,190,221 |
| 45 | 2.20% | ¥65,092 | ¥35,149,625 | ¥12,849,625 |
| 45 | 2.30% | ¥66,326 | ¥35,815,841 | ¥13,515,841 |
| 45 | 2.40% | ¥67,572 | ¥36,488,808 | ¥14,188,808 |
| 45 | 2.50% | ¥68,830 | ¥37,168,463 | ¥14,868,463 |
| 45 | 2.60% | ¥70,101 | ¥37,854,739 | ¥15,554,739 |
| 45 | 2.70% | ¥71,384 | ¥38,547,571 | ¥16,247,571 |
| 45 | 2.80% | ¥72,679 | ¥39,246,890 | ¥16,946,890 |
| 45 | 2.90% | ¥73,986 | ¥39,952,624 | ¥17,652,624 |
| 45 | 3.00% | ¥75,305 | ¥40,664,703 | ¥18,364,703 |
2230万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥53,279 | ¥25,573,965 | ¥3,273,965 |
| 40 | 0.80% | ¥54,303 | ¥26,065,339 | ¥3,765,339 |
| 40 | 0.90% | ¥55,339 | ¥26,562,593 | ¥4,262,593 |
| 40 | 1.00% | ¥56,387 | ¥27,065,711 | ¥4,765,711 |
| 40 | 1.10% | ¥57,447 | ¥27,574,674 | ¥5,274,674 |
| 40 | 1.20% | ¥58,520 | ¥28,089,461 | ¥5,789,461 |
| 40 | 1.30% | ¥59,604 | ¥28,610,052 | ¥6,310,052 |
| 40 | 1.40% | ¥60,701 | ¥29,136,421 | ¥6,836,421 |
| 40 | 1.50% | ¥61,809 | ¥29,668,544 | ¥7,368,544 |
| 40 | 1.60% | ¥62,930 | ¥30,206,394 | ¥7,906,394 |
| 40 | 1.70% | ¥64,062 | ¥30,749,941 | ¥8,449,941 |
| 40 | 1.80% | ¥65,207 | ¥31,299,155 | ¥8,999,155 |
| 40 | 1.90% | ¥66,363 | ¥31,854,005 | ¥9,554,005 |
| 40 | 2.00% | ¥67,530 | ¥32,414,456 | ¥10,114,456 |
| 40 | 2.10% | ¥68,709 | ¥32,980,474 | ¥10,680,474 |
| 40 | 2.20% | ¥69,900 | ¥33,552,023 | ¥11,252,023 |
| 40 | 2.30% | ¥71,102 | ¥34,129,063 | ¥11,829,063 |
| 40 | 2.40% | ¥72,316 | ¥34,711,556 | ¥12,411,556 |
| 40 | 2.50% | ¥73,541 | ¥35,299,461 | ¥12,999,461 |
| 40 | 2.60% | ¥74,777 | ¥35,892,737 | ¥13,592,737 |
| 40 | 2.70% | ¥76,024 | ¥36,491,338 | ¥14,191,338 |
| 40 | 2.80% | ¥77,282 | ¥37,095,222 | ¥14,795,222 |
| 40 | 2.90% | ¥78,551 | ¥37,704,343 | ¥15,404,343 |
| 40 | 3.00% | ¥79,831 | ¥38,318,653 | ¥16,018,653 |
2230万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥59,880 | ¥25,149,656 | ¥2,849,656 |
| 35 | 0.80% | ¥60,893 | ¥25,574,887 | ¥3,274,887 |
| 35 | 0.90% | ¥61,916 | ¥26,004,632 | ¥3,704,632 |
| 35 | 1.00% | ¥62,950 | ¥26,438,879 | ¥4,138,879 |
| 35 | 1.10% | ¥63,994 | ¥26,877,617 | ¥4,577,617 |
| 35 | 1.20% | ¥65,050 | ¥27,320,836 | ¥5,020,836 |
| 35 | 1.30% | ¥66,116 | ¥27,768,521 | ¥5,468,521 |
| 35 | 1.40% | ¥67,192 | ¥28,220,659 | ¥5,920,659 |
| 35 | 1.50% | ¥68,279 | ¥28,677,235 | ¥6,377,235 |
| 35 | 1.60% | ¥69,377 | ¥29,138,231 | ¥6,838,231 |
| 35 | 1.70% | ¥70,485 | ¥29,603,632 | ¥7,303,632 |
| 35 | 1.80% | ¥71,603 | ¥30,073,418 | ¥7,773,418 |
| 35 | 1.90% | ¥72,732 | ¥30,547,571 | ¥8,247,571 |
| 35 | 2.00% | ¥73,872 | ¥31,026,071 | ¥8,726,071 |
| 35 | 2.10% | ¥75,021 | ¥31,508,896 | ¥9,208,896 |
| 35 | 2.20% | ¥76,181 | ¥31,996,025 | ¥9,696,025 |
| 35 | 2.30% | ¥77,351 | ¥32,487,435 | ¥10,187,435 |
| 35 | 2.40% | ¥78,531 | ¥32,983,102 | ¥10,683,102 |
| 35 | 2.50% | ¥79,721 | ¥33,483,002 | ¥11,183,002 |
| 35 | 2.60% | ¥80,922 | ¥33,987,108 | ¥11,687,108 |
| 35 | 2.70% | ¥82,132 | ¥34,495,396 | ¥12,195,396 |
| 35 | 2.80% | ¥83,352 | ¥35,007,837 | ¥12,707,837 |
| 35 | 2.90% | ¥84,582 | ¥35,524,404 | ¥13,224,404 |
| 35 | 3.00% | ¥85,822 | ¥36,045,069 | ¥13,745,069 |
2230万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥68,694 | ¥24,729,872 | ¥2,429,872 |
| 30 | 0.80% | ¥69,695 | ¥25,090,334 | ¥2,790,334 |
| 30 | 0.90% | ¥70,706 | ¥25,454,119 | ¥3,154,119 |
| 30 | 1.00% | ¥71,726 | ¥25,821,221 | ¥3,521,221 |
| 30 | 1.10% | ¥72,755 | ¥26,191,633 | ¥3,891,633 |
| 30 | 1.20% | ¥73,793 | ¥26,565,350 | ¥4,265,350 |
| 30 | 1.30% | ¥74,840 | ¥26,942,364 | ¥4,642,364 |
| 30 | 1.40% | ¥75,896 | ¥27,322,667 | ¥5,022,667 |
| 30 | 1.50% | ¥76,962 | ¥27,706,250 | ¥5,406,250 |
| 30 | 1.60% | ¥78,036 | ¥28,093,106 | ¥5,793,106 |
| 30 | 1.70% | ¥79,120 | ¥28,483,225 | ¥6,183,225 |
| 30 | 1.80% | ¥80,213 | ¥28,876,595 | ¥6,576,595 |
| 30 | 1.90% | ¥81,314 | ¥29,273,208 | ¥6,973,208 |
| 30 | 2.00% | ¥82,425 | ¥29,673,051 | ¥7,373,051 |
| 30 | 2.10% | ¥83,545 | ¥30,076,114 | ¥7,776,114 |
| 30 | 2.20% | ¥84,673 | ¥30,482,384 | ¥8,182,384 |
| 30 | 2.30% | ¥85,811 | ¥30,891,848 | ¥8,591,848 |
| 30 | 2.40% | ¥86,957 | ¥31,304,493 | ¥9,004,493 |
| 30 | 2.50% | ¥88,112 | ¥31,720,306 | ¥9,420,306 |
| 30 | 2.60% | ¥89,276 | ¥32,139,272 | ¥9,839,272 |
| 30 | 2.70% | ¥90,448 | ¥32,561,377 | ¥10,261,377 |
| 30 | 2.80% | ¥91,629 | ¥32,986,606 | ¥10,686,606 |
| 30 | 2.90% | ¥92,819 | ¥33,414,943 | ¥11,114,943 |
| 30 | 3.00% | ¥94,018 | ¥33,846,372 | ¥11,546,372 |
2230万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥81,049 | ¥24,314,619 | ¥2,014,619 |
| 25 | 0.80% | ¥82,039 | ¥24,611,692 | ¥2,311,692 |
| 25 | 0.90% | ¥83,037 | ¥24,911,075 | ¥2,611,075 |
| 25 | 1.00% | ¥84,043 | ¥25,212,767 | ¥2,912,767 |
| 25 | 1.10% | ¥85,056 | ¥25,516,765 | ¥3,216,765 |
| 25 | 1.20% | ¥86,077 | ¥25,823,065 | ¥3,523,065 |
| 25 | 1.30% | ¥87,106 | ¥26,131,663 | ¥3,831,663 |
| 25 | 1.40% | ¥88,142 | ¥26,442,556 | ¥4,142,556 |
| 25 | 1.50% | ¥89,186 | ¥26,755,740 | ¥4,455,740 |
| 25 | 1.60% | ¥90,237 | ¥27,071,210 | ¥4,771,210 |
| 25 | 1.70% | ¥91,297 | ¥27,388,962 | ¥5,088,962 |
| 25 | 1.80% | ¥92,363 | ¥27,708,990 | ¥5,408,990 |
| 25 | 1.90% | ¥93,438 | ¥28,031,290 | ¥5,731,290 |
| 25 | 2.00% | ¥94,520 | ¥28,355,855 | ¥6,055,855 |
| 25 | 2.10% | ¥95,609 | ¥28,682,681 | ¥6,382,681 |
| 25 | 2.20% | ¥96,706 | ¥29,011,760 | ¥6,711,760 |
| 25 | 2.30% | ¥97,810 | ¥29,343,088 | ¥7,043,088 |
| 25 | 2.40% | ¥98,922 | ¥29,676,656 | ¥7,376,656 |
| 25 | 2.50% | ¥100,042 | ¥30,012,460 | ¥7,712,460 |
| 25 | 2.60% | ¥101,168 | ¥30,350,490 | ¥8,050,490 |
| 25 | 2.70% | ¥102,302 | ¥30,690,741 | ¥8,390,741 |
| 25 | 2.80% | ¥103,444 | ¥31,033,204 | ¥8,733,204 |
| 25 | 2.90% | ¥104,593 | ¥31,377,872 | ¥9,077,872 |
| 25 | 3.00% | ¥105,749 | ¥31,724,737 | ¥9,424,737 |
2230万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥99,600 | ¥23,903,904 | ¥1,603,904 |
| 20 | 0.80% | ¥100,579 | ¥24,138,970 | ¥1,838,970 |
| 20 | 0.90% | ¥101,565 | ¥24,375,516 | ¥2,075,516 |
| 20 | 1.00% | ¥102,556 | ¥24,613,543 | ¥2,313,543 |
| 20 | 1.10% | ¥103,554 | ¥24,853,049 | ¥2,553,049 |
| 20 | 1.20% | ¥104,558 | ¥25,094,032 | ¥2,794,032 |
| 20 | 1.30% | ¥105,569 | ¥25,336,491 | ¥3,036,491 |
| 20 | 1.40% | ¥106,585 | ¥25,580,425 | ¥3,280,425 |
| 20 | 1.50% | ¥107,608 | ¥25,825,830 | ¥3,525,830 |
| 20 | 1.60% | ¥108,636 | ¥26,072,707 | ¥3,772,707 |
| 20 | 1.70% | ¥109,671 | ¥26,321,052 | ¥4,021,052 |
| 20 | 1.80% | ¥110,712 | ¥26,570,863 | ¥4,270,863 |
| 20 | 1.90% | ¥111,759 | ¥26,822,139 | ¥4,522,139 |
| 20 | 2.00% | ¥112,812 | ¥27,074,876 | ¥4,774,876 |
| 20 | 2.10% | ¥113,871 | ¥27,329,073 | ¥5,029,073 |
| 20 | 2.20% | ¥114,936 | ¥27,584,727 | ¥5,284,727 |
| 20 | 2.30% | ¥116,008 | ¥27,841,835 | ¥5,541,835 |
| 20 | 2.40% | ¥117,085 | ¥28,100,395 | ¥5,800,395 |
| 20 | 2.50% | ¥118,168 | ¥28,360,403 | ¥6,060,403 |
| 20 | 2.60% | ¥119,258 | ¥28,621,857 | ¥6,321,857 |
| 20 | 2.70% | ¥120,353 | ¥28,884,753 | ¥6,584,753 |
| 20 | 2.80% | ¥121,455 | ¥29,149,088 | ¥6,849,088 |
| 20 | 2.90% | ¥122,562 | ¥29,414,860 | ¥7,114,860 |
| 20 | 3.00% | ¥123,675 | ¥29,682,063 | ¥7,382,063 |
2230万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥130,543 | ¥23,497,732 | ¥1,197,732 |
| 15 | 0.80% | ¥131,512 | ¥23,672,177 | ¥1,372,177 |
| 15 | 0.90% | ¥132,486 | ¥23,847,457 | ¥1,547,457 |
| 15 | 1.00% | ¥133,464 | ¥24,023,570 | ¥1,723,570 |
| 15 | 1.10% | ¥134,447 | ¥24,200,516 | ¥1,900,516 |
| 15 | 1.20% | ¥135,435 | ¥24,378,296 | ¥2,078,296 |
| 15 | 1.30% | ¥136,427 | ¥24,556,907 | ¥2,256,907 |
| 15 | 1.40% | ¥137,424 | ¥24,736,350 | ¥2,436,350 |
| 15 | 1.50% | ¥138,426 | ¥24,916,625 | ¥2,616,625 |
| 15 | 1.60% | ¥139,432 | ¥25,097,730 | ¥2,797,730 |
| 15 | 1.70% | ¥140,443 | ¥25,279,664 | ¥2,979,664 |
| 15 | 1.80% | ¥141,458 | ¥25,462,428 | ¥3,162,428 |
| 15 | 1.90% | ¥142,478 | ¥25,646,020 | ¥3,346,020 |
| 15 | 2.00% | ¥143,502 | ¥25,830,439 | ¥3,530,439 |
| 15 | 2.10% | ¥144,532 | ¥26,015,685 | ¥3,715,685 |
| 15 | 2.20% | ¥145,565 | ¥26,201,757 | ¥3,901,757 |
| 15 | 2.30% | ¥146,604 | ¥26,388,654 | ¥4,088,654 |
| 15 | 2.40% | ¥147,647 | ¥26,576,375 | ¥4,276,375 |
| 15 | 2.50% | ¥148,694 | ¥26,764,919 | ¥4,464,919 |
| 15 | 2.60% | ¥149,746 | ¥26,954,285 | ¥4,654,285 |
| 15 | 2.70% | ¥150,803 | ¥27,144,472 | ¥4,844,472 |
| 15 | 2.80% | ¥151,864 | ¥27,335,478 | ¥5,035,478 |
| 15 | 2.90% | ¥152,929 | ¥27,527,304 | ¥5,227,304 |
| 15 | 3.00% | ¥154,000 | ¥27,719,947 | ¥5,419,947 |
2230万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥192,468 | ¥23,096,106 | ¥796,106 |
| 10 | 0.80% | ¥193,428 | ¥23,211,321 | ¥911,321 |
| 10 | 0.90% | ¥194,391 | ¥23,326,906 | ¥1,026,906 |
| 10 | 1.00% | ¥195,357 | ¥23,442,863 | ¥1,142,863 |
| 10 | 1.10% | ¥196,327 | ¥23,559,190 | ¥1,259,190 |
| 10 | 1.20% | ¥197,299 | ¥23,675,888 | ¥1,375,888 |
| 10 | 1.30% | ¥198,275 | ¥23,792,957 | ¥1,492,957 |
| 10 | 1.40% | ¥199,253 | ¥23,910,396 | ¥1,610,396 |
| 10 | 1.50% | ¥200,235 | ¥24,028,205 | ¥1,728,205 |
| 10 | 1.60% | ¥201,220 | ¥24,146,385 | ¥1,846,385 |
| 10 | 1.70% | ¥202,208 | ¥24,264,934 | ¥1,964,934 |
| 10 | 1.80% | ¥203,199 | ¥24,383,853 | ¥2,083,853 |
| 10 | 1.90% | ¥204,193 | ¥24,503,142 | ¥2,203,142 |
| 10 | 2.00% | ¥205,190 | ¥24,622,800 | ¥2,322,800 |
| 10 | 2.10% | ¥206,190 | ¥24,742,828 | ¥2,442,828 |
| 10 | 2.20% | ¥207,194 | ¥24,863,224 | ¥2,563,224 |
| 10 | 2.30% | ¥208,200 | ¥24,983,989 | ¥2,683,989 |
| 10 | 2.40% | ¥209,209 | ¥25,105,123 | ¥2,805,123 |
| 10 | 2.50% | ¥210,222 | ¥25,226,626 | ¥2,926,626 |
| 10 | 2.60% | ¥211,237 | ¥25,348,496 | ¥3,048,496 |
| 10 | 2.70% | ¥212,256 | ¥25,470,735 | ¥3,170,735 |
| 10 | 2.80% | ¥213,278 | ¥25,593,341 | ¥3,293,341 |
| 10 | 2.90% | ¥214,303 | ¥25,716,314 | ¥3,416,314 |
| 10 | 3.00% | ¥215,330 | ¥25,839,655 | ¥3,539,655 |
