2240万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2240万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2240万円の住宅ローン｜期間・年数別
2240万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥44,258 | ¥26,554,668 | ¥4,154,668 |
| 50 | 0.80% | ¥45,309 | ¥27,185,240 | ¥4,785,240 |
| 50 | 0.90% | ¥46,375 | ¥27,824,989 | ¥5,424,989 |
| 50 | 1.00% | ¥47,456 | ¥28,473,874 | ¥6,073,874 |
| 50 | 1.10% | ¥48,553 | ¥29,131,850 | ¥6,731,850 |
| 50 | 1.20% | ¥49,665 | ¥29,798,871 | ¥7,398,871 |
| 50 | 1.30% | ¥50,791 | ¥30,474,882 | ¥8,074,882 |
| 50 | 1.40% | ¥51,933 | ¥31,159,827 | ¥8,759,827 |
| 50 | 1.50% | ¥53,089 | ¥31,853,646 | ¥9,453,646 |
| 50 | 1.60% | ¥54,260 | ¥32,556,274 | ¥10,156,274 |
| 50 | 1.70% | ¥55,446 | ¥33,267,643 | ¥10,867,643 |
| 50 | 1.80% | ¥56,646 | ¥33,987,681 | ¥11,587,681 |
| 50 | 1.90% | ¥57,861 | ¥34,716,313 | ¥12,316,313 |
| 50 | 2.00% | ¥59,089 | ¥35,453,461 | ¥13,053,461 |
| 50 | 2.10% | ¥60,332 | ¥36,199,041 | ¥13,799,041 |
| 50 | 2.20% | ¥61,588 | ¥36,952,969 | ¥14,552,969 |
| 50 | 2.30% | ¥62,859 | ¥37,715,157 | ¥15,315,157 |
| 50 | 2.40% | ¥64,143 | ¥38,485,514 | ¥16,085,514 |
| 50 | 2.50% | ¥65,440 | ¥39,263,945 | ¥16,863,945 |
| 50 | 2.60% | ¥66,751 | ¥40,050,356 | ¥17,650,356 |
| 50 | 2.70% | ¥68,074 | ¥40,844,646 | ¥18,444,646 |
| 50 | 2.80% | ¥69,411 | ¥41,646,715 | ¥19,246,715 |
| 50 | 2.90% | ¥70,761 | ¥42,456,460 | ¥20,056,460 |
| 50 | 3.00% | ¥72,123 | ¥43,273,776 | ¥20,873,776 |
2240万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥48,369 | ¥26,119,393 | ¥3,719,393 |
| 45 | 0.80% | ¥49,409 | ¥26,680,785 | ¥4,280,785 |
| 45 | 0.90% | ¥50,462 | ¥27,249,631 | ¥4,849,631 |
| 45 | 1.00% | ¥51,529 | ¥27,825,907 | ¥5,425,907 |
| 45 | 1.10% | ¥52,610 | ¥28,409,581 | ¥6,009,581 |
| 45 | 1.20% | ¥53,705 | ¥29,000,623 | ¥6,600,623 |
| 45 | 1.30% | ¥54,813 | ¥29,598,997 | ¥7,198,997 |
| 45 | 1.40% | ¥55,935 | ¥30,204,666 | ¥7,804,666 |
| 45 | 1.50% | ¥57,070 | ¥30,817,589 | ¥8,417,589 |
| 45 | 1.60% | ¥58,218 | ¥31,437,723 | ¥9,037,723 |
| 45 | 1.70% | ¥59,380 | ¥32,065,023 | ¥9,665,023 |
| 45 | 1.80% | ¥60,555 | ¥32,699,441 | ¥10,299,441 |
| 45 | 1.90% | ¥61,742 | ¥33,340,926 | ¥10,940,926 |
| 45 | 2.00% | ¥62,943 | ¥33,989,426 | ¥11,589,426 |
| 45 | 2.10% | ¥64,157 | ¥34,644,885 | ¥12,244,885 |
| 45 | 2.20% | ¥65,384 | ¥35,307,246 | ¥12,907,246 |
| 45 | 2.30% | ¥66,623 | ¥35,976,450 | ¥13,576,450 |
| 45 | 2.40% | ¥67,875 | ¥36,652,435 | ¥14,252,435 |
| 45 | 2.50% | ¥69,139 | ¥37,335,137 | ¥14,935,137 |
| 45 | 2.60% | ¥70,416 | ¥38,024,491 | ¥15,624,491 |
| 45 | 2.70% | ¥71,705 | ¥38,720,430 | ¥16,320,430 |
| 45 | 2.80% | ¥73,005 | ¥39,422,885 | ¥17,022,885 |
| 45 | 2.90% | ¥74,318 | ¥40,131,784 | ¥17,731,784 |
| 45 | 3.00% | ¥75,643 | ¥40,847,056 | ¥18,447,056 |
2240万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥53,518 | ¥25,688,646 | ¥3,288,646 |
| 40 | 0.80% | ¥54,546 | ¥26,182,224 | ¥3,782,224 |
| 40 | 0.90% | ¥55,587 | ¥26,681,708 | ¥4,281,708 |
| 40 | 1.00% | ¥56,640 | ¥27,187,082 | ¥4,787,082 |
| 40 | 1.10% | ¥57,705 | ¥27,698,327 | ¥5,298,327 |
| 40 | 1.20% | ¥58,782 | ¥28,215,423 | ¥5,815,423 |
| 40 | 1.30% | ¥59,872 | ¥28,738,348 | ¥6,338,348 |
| 40 | 1.40% | ¥60,973 | ¥29,267,078 | ¥6,867,078 |
| 40 | 1.50% | ¥62,087 | ¥29,801,587 | ¥7,401,587 |
| 40 | 1.60% | ¥63,212 | ¥30,341,848 | ¥7,941,848 |
| 40 | 1.70% | ¥64,350 | ¥30,887,833 | ¥8,487,833 |
| 40 | 1.80% | ¥65,499 | ¥31,439,510 | ¥9,039,510 |
| 40 | 1.90% | ¥66,660 | ¥31,996,848 | ¥9,596,848 |
| 40 | 2.00% | ¥67,833 | ¥32,559,813 | ¥10,159,813 |
| 40 | 2.10% | ¥69,017 | ¥33,128,369 | ¥10,728,369 |
| 40 | 2.20% | ¥70,214 | ¥33,702,480 | ¥11,302,480 |
| 40 | 2.30% | ¥71,421 | ¥34,282,108 | ¥11,882,108 |
| 40 | 2.40% | ¥72,640 | ¥34,867,213 | ¥12,467,213 |
| 40 | 2.50% | ¥73,870 | ¥35,457,755 | ¥13,057,755 |
| 40 | 2.60% | ¥75,112 | ¥36,053,691 | ¥13,653,691 |
| 40 | 2.70% | ¥76,365 | ¥36,654,977 | ¥14,254,977 |
| 40 | 2.80% | ¥77,628 | ¥37,261,569 | ¥14,861,569 |
| 40 | 2.90% | ¥78,903 | ¥37,873,421 | ¥15,473,421 |
| 40 | 3.00% | ¥80,189 | ¥38,490,485 | ¥16,090,485 |
2240万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥60,149 | ¥25,262,435 | ¥2,862,435 |
| 35 | 0.80% | ¥61,166 | ¥25,689,573 | ¥3,289,573 |
| 35 | 0.90% | ¥62,193 | ¥26,121,244 | ¥3,721,244 |
| 35 | 1.00% | ¥63,232 | ¥26,557,439 | ¥4,157,439 |
| 35 | 1.10% | ¥64,281 | ¥26,998,145 | ¥4,598,145 |
| 35 | 1.20% | ¥65,341 | ¥27,443,351 | ¥5,043,351 |
| 35 | 1.30% | ¥66,412 | ¥27,893,044 | ¥5,493,044 |
| 35 | 1.40% | ¥67,493 | ¥28,347,209 | ¥5,947,209 |
| 35 | 1.50% | ¥68,585 | ¥28,805,832 | ¥6,405,832 |
| 35 | 1.60% | ¥69,688 | ¥29,268,896 | ¥6,868,896 |
| 35 | 1.70% | ¥70,801 | ¥29,736,383 | ¥7,336,383 |
| 35 | 1.80% | ¥71,924 | ¥30,208,276 | ¥7,808,276 |
| 35 | 1.90% | ¥73,058 | ¥30,684,556 | ¥8,284,556 |
| 35 | 2.00% | ¥74,203 | ¥31,165,201 | ¥8,765,201 |
| 35 | 2.10% | ¥75,358 | ¥31,650,192 | ¥9,250,192 |
| 35 | 2.20% | ¥76,523 | ¥32,139,505 | ¥9,739,505 |
| 35 | 2.30% | ¥77,698 | ¥32,633,119 | ¥10,233,119 |
| 35 | 2.40% | ¥78,883 | ¥33,131,009 | ¥10,731,009 |
| 35 | 2.50% | ¥80,079 | ¥33,633,150 | ¥11,233,150 |
| 35 | 2.60% | ¥81,285 | ¥34,139,517 | ¥11,739,517 |
| 35 | 2.70% | ¥82,500 | ¥34,650,084 | ¥12,250,084 |
| 35 | 2.80% | ¥83,726 | ¥35,164,823 | ¥12,764,823 |
| 35 | 2.90% | ¥84,961 | ¥35,683,707 | ¥13,283,707 |
| 35 | 3.00% | ¥86,206 | ¥36,206,706 | ¥13,806,706 |
2240万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥69,002 | ¥24,840,768 | ¥2,440,768 |
| 30 | 0.80% | ¥70,008 | ¥25,202,847 | ¥2,802,847 |
| 30 | 0.90% | ¥71,023 | ¥25,568,263 | ¥3,168,263 |
| 30 | 1.00% | ¥72,047 | ¥25,937,011 | ¥3,537,011 |
| 30 | 1.10% | ¥73,081 | ¥26,309,084 | ¥3,909,084 |
| 30 | 1.20% | ¥74,124 | ¥26,684,477 | ¥4,284,477 |
| 30 | 1.30% | ¥75,176 | ¥27,063,181 | ¥4,663,181 |
| 30 | 1.40% | ¥76,237 | ¥27,445,190 | ¥5,045,190 |
| 30 | 1.50% | ¥77,307 | ¥27,830,494 | ¥5,430,494 |
| 30 | 1.60% | ¥78,386 | ¥28,219,084 | ¥5,819,084 |
| 30 | 1.70% | ¥79,475 | ¥28,610,952 | ¥6,210,952 |
| 30 | 1.80% | ¥80,572 | ¥29,006,087 | ¥6,606,087 |
| 30 | 1.90% | ¥81,679 | ¥29,404,478 | ¥7,004,478 |
| 30 | 2.00% | ¥82,795 | ¥29,806,114 | ¥7,406,114 |
| 30 | 2.10% | ¥83,919 | ¥30,210,984 | ¥7,810,984 |
| 30 | 2.20% | ¥85,053 | ¥30,619,076 | ¥8,219,076 |
| 30 | 2.30% | ¥86,195 | ¥31,030,376 | ¥8,630,376 |
| 30 | 2.40% | ¥87,347 | ¥31,444,872 | ¥9,044,872 |
| 30 | 2.50% | ¥88,507 | ¥31,862,549 | ¥9,462,549 |
| 30 | 2.60% | ¥89,676 | ¥32,283,394 | ¥9,883,394 |
| 30 | 2.70% | ¥90,854 | ¥32,707,392 | ¥10,307,392 |
| 30 | 2.80% | ¥92,040 | ¥33,134,528 | ¥10,734,528 |
| 30 | 2.90% | ¥93,236 | ¥33,564,786 | ¥11,164,786 |
| 30 | 3.00% | ¥94,439 | ¥33,998,149 | ¥11,598,149 |
2240万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥81,412 | ¥24,423,654 | ¥2,023,654 |
| 25 | 0.80% | ¥82,407 | ¥24,722,058 | ¥2,322,058 |
| 25 | 0.90% | ¥83,409 | ¥25,022,784 | ¥2,622,784 |
| 25 | 1.00% | ¥84,419 | ¥25,325,829 | ¥2,925,829 |
| 25 | 1.10% | ¥85,437 | ¥25,631,190 | ¥3,231,190 |
| 25 | 1.20% | ¥86,463 | ¥25,938,863 | ¥3,538,863 |
| 25 | 1.30% | ¥87,496 | ¥26,248,845 | ¥3,848,845 |
| 25 | 1.40% | ¥88,537 | ¥26,561,133 | ¥4,161,133 |
| 25 | 1.50% | ¥89,586 | ¥26,875,721 | ¥4,475,721 |
| 25 | 1.60% | ¥90,642 | ¥27,192,606 | ¥4,792,606 |
| 25 | 1.70% | ¥91,706 | ¥27,511,782 | ¥5,111,782 |
| 25 | 1.80% | ¥92,777 | ¥27,833,246 | ¥5,433,246 |
| 25 | 1.90% | ¥93,857 | ¥28,156,991 | ¥5,756,991 |
| 25 | 2.00% | ¥94,943 | ¥28,483,012 | ¥6,083,012 |
| 25 | 2.10% | ¥96,038 | ¥28,811,303 | ¥6,411,303 |
| 25 | 2.20% | ¥97,140 | ¥29,141,858 | ¥6,741,858 |
| 25 | 2.30% | ¥98,249 | ¥29,474,671 | ¥7,074,671 |
| 25 | 2.40% | ¥99,366 | ¥29,809,736 | ¥7,409,736 |
| 25 | 2.50% | ¥100,490 | ¥30,147,045 | ¥7,747,045 |
| 25 | 2.60% | ¥101,622 | ¥30,486,591 | ¥8,086,591 |
| 25 | 2.70% | ¥102,761 | ¥30,828,367 | ¥8,428,367 |
| 25 | 2.80% | ¥103,908 | ¥31,172,366 | ¥8,772,366 |
| 25 | 2.90% | ¥105,062 | ¥31,518,580 | ¥9,118,580 |
| 25 | 3.00% | ¥106,223 | ¥31,867,000 | ¥9,467,000 |
2240万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥100,046 | ¥24,011,097 | ¥1,611,097 |
| 20 | 0.80% | ¥101,030 | ¥24,247,216 | ¥1,847,216 |
| 20 | 0.90% | ¥102,020 | ¥24,484,824 | ¥2,084,824 |
| 20 | 1.00% | ¥103,016 | ¥24,723,918 | ¥2,323,918 |
| 20 | 1.10% | ¥104,019 | ¥24,964,498 | ¥2,564,498 |
| 20 | 1.20% | ¥105,027 | ¥25,206,561 | ¥2,806,561 |
| 20 | 1.30% | ¥106,042 | ¥25,450,108 | ¥3,050,108 |
| 20 | 1.40% | ¥107,063 | ¥25,695,135 | ¥3,295,135 |
| 20 | 1.50% | ¥108,090 | ¥25,941,641 | ¥3,541,641 |
| 20 | 1.60% | ¥109,123 | ¥26,189,625 | ¥3,789,625 |
| 20 | 1.70% | ¥110,163 | ¥26,439,083 | ¥4,039,083 |
| 20 | 1.80% | ¥111,208 | ¥26,690,015 | ¥4,290,015 |
| 20 | 1.90% | ¥112,260 | ¥26,942,417 | ¥4,542,417 |
| 20 | 2.00% | ¥113,318 | ¥27,196,288 | ¥4,796,288 |
| 20 | 2.10% | ¥114,382 | ¥27,451,625 | ¥5,051,625 |
| 20 | 2.20% | ¥115,452 | ¥27,708,425 | ¥5,308,425 |
| 20 | 2.30% | ¥116,528 | ¥27,966,686 | ¥5,566,686 |
| 20 | 2.40% | ¥117,610 | ¥28,226,405 | ¥5,826,405 |
| 20 | 2.50% | ¥118,698 | ¥28,487,580 | ¥6,087,580 |
| 20 | 2.60% | ¥119,793 | ¥28,750,206 | ¥6,350,206 |
| 20 | 2.70% | ¥120,893 | ¥29,014,281 | ¥6,614,281 |
| 20 | 2.80% | ¥121,999 | ¥29,279,802 | ¥6,879,802 |
| 20 | 2.90% | ¥123,112 | ¥29,546,765 | ¥7,146,765 |
| 20 | 3.00% | ¥124,230 | ¥29,815,167 | ¥7,415,167 |
2240万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥131,128 | ¥23,603,103 | ¥1,203,103 |
| 15 | 0.80% | ¥132,102 | ¥23,778,330 | ¥1,378,330 |
| 15 | 0.90% | ¥133,080 | ¥23,954,396 | ¥1,554,396 |
| 15 | 1.00% | ¥134,063 | ¥24,131,299 | ¥1,731,299 |
| 15 | 1.10% | ¥135,050 | ¥24,309,039 | ¥1,909,039 |
| 15 | 1.20% | ¥136,042 | ¥24,487,615 | ¥2,087,615 |
| 15 | 1.30% | ¥137,039 | ¥24,667,028 | ¥2,267,028 |
| 15 | 1.40% | ¥138,040 | ¥24,847,276 | ¥2,447,276 |
| 15 | 1.50% | ¥139,046 | ¥25,028,359 | ¥2,628,359 |
| 15 | 1.60% | ¥140,057 | ¥25,210,276 | ¥2,810,276 |
| 15 | 1.70% | ¥141,072 | ¥25,393,026 | ¥2,993,026 |
| 15 | 1.80% | ¥142,092 | ¥25,576,609 | ¥3,176,609 |
| 15 | 1.90% | ¥143,117 | ¥25,761,024 | ¥3,361,024 |
| 15 | 2.00% | ¥144,146 | ¥25,946,271 | ¥3,546,271 |
| 15 | 2.10% | ¥145,180 | ¥26,132,348 | ¥3,732,348 |
| 15 | 2.20% | ¥146,218 | ¥26,319,254 | ¥3,919,254 |
| 15 | 2.30% | ¥147,261 | ¥26,506,989 | ¥4,106,989 |
| 15 | 2.40% | ¥148,309 | ¥26,695,552 | ¥4,295,552 |
| 15 | 2.50% | ¥149,361 | ¥26,884,941 | ¥4,484,941 |
| 15 | 2.60% | ¥150,418 | ¥27,075,156 | ¥4,675,156 |
| 15 | 2.70% | ¥151,479 | ¥27,266,196 | ¥4,866,196 |
| 15 | 2.80% | ¥152,545 | ¥27,458,059 | ¥5,058,059 |
| 15 | 2.90% | ¥153,615 | ¥27,650,745 | ¥5,250,745 |
| 15 | 3.00% | ¥154,690 | ¥27,844,252 | ¥5,444,252 |
2240万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥193,331 | ¥23,199,676 | ¥799,676 |
| 10 | 0.80% | ¥194,295 | ¥23,315,407 | ¥915,407 |
| 10 | 0.90% | ¥195,263 | ¥23,431,511 | ¥1,031,511 |
| 10 | 1.00% | ¥196,233 | ¥23,547,988 | ¥1,147,988 |
| 10 | 1.10% | ¥197,207 | ¥23,664,837 | ¥1,264,837 |
| 10 | 1.20% | ¥198,184 | ¥23,782,058 | ¥1,382,058 |
| 10 | 1.30% | ¥199,164 | ¥23,899,652 | ¥1,499,652 |
| 10 | 1.40% | ¥200,147 | ¥24,017,618 | ¥1,617,618 |
| 10 | 1.50% | ¥201,133 | ¥24,135,955 | ¥1,735,955 |
| 10 | 1.60% | ¥202,122 | ¥24,254,665 | ¥1,854,665 |
| 10 | 1.70% | ¥203,115 | ¥24,373,746 | ¥1,973,746 |
| 10 | 1.80% | ¥204,110 | ¥24,493,198 | ¥2,093,198 |
| 10 | 1.90% | ¥205,109 | ¥24,613,022 | ¥2,213,022 |
| 10 | 2.00% | ¥206,110 | ¥24,733,216 | ¥2,333,216 |
| 10 | 2.10% | ¥207,115 | ¥24,853,782 | ¥2,453,782 |
| 10 | 2.20% | ¥208,123 | ¥24,974,718 | ¥2,574,718 |
| 10 | 2.30% | ¥209,134 | ¥25,096,025 | ¥2,696,025 |
| 10 | 2.40% | ¥210,148 | ¥25,217,702 | ¥2,817,702 |
| 10 | 2.50% | ¥211,165 | ¥25,339,750 | ¥2,939,750 |
| 10 | 2.60% | ¥212,185 | ¥25,462,167 | ¥3,062,167 |
| 10 | 2.70% | ¥213,208 | ¥25,584,953 | ¥3,184,953 |
| 10 | 2.80% | ¥214,234 | ¥25,708,109 | ¥3,308,109 |
| 10 | 2.90% | ¥215,264 | ¥25,831,634 | ¥3,431,634 |
| 10 | 3.00% | ¥216,296 | ¥25,955,528 | ¥3,555,528 |
